Mortgage professionals open boutique brokerage

ALPHARETTA, Ga. — A family with more than 20 years of mortgage industry experience has opened their own mortgaging company, Ardent Loans in Alpharetta.

The small, “boutique” mortgage

Plans:

Continued from Page 1 operating elections.

Johns Creek, Alpharetta and Roswell have been studying the issue since the City of Milton announced in December it plans to implement its own polling system.

Fulton County has given cities until March 31 to decide whether to contract with the county or run their own election.

Johns Creek City Councilwoman Erin Elwood has spoken against the plan to bring elections in-house, and she doubled down on her concerns at the Feb. 16 open house.

“We have to ask do we have the public’s buy-in, and have we done enough due diligence to get there?” Elwood said. “To me, the answer is already no.” broker offers various loans and has a lender network for clients to choose from. The company also offers refinancing options and assistance in the home-buying process.

“We are excited to bring our

Elwood said she is open to the possibility of Johns Creek running its own elections in 2025, because its “frustrating” to rely on Fulton County to set municipal election costs. The councilwoman said the number of controls necessary to get the public on board will make the plan difficult for 2025, though.

A key concern among attendees and councilmembers was polling locations. If Johns Creek models their election plan after the one planned for Milton, the number of polling locations could be reduced.

“We don’t want to do anything that’s going to reduce the ability for the voters to go there and vote,” Councilman Larry DiBiase said.

One resident cited her experience as a poll worker.

“People are underestimating the work that goes into being a poll worker for Fulton County,” she said. “A lot of what we do is telling people they have expertise and personalized service to the Alpharetta community,” Ardent Loans President Max Kallos said. “Our goal is to help our clients achieve their dream of home ownership, and we will work tirelessly gone to the wrong voting location.” to make that happen.”

Kay Howell, president of the North Fulton Chapter of the NAACP, asked why the city wouldn’t keep outsourcing elections. Howell said the city should continue to negotiate with Fulton County, rather than go its own way.

“If someone else can do It better, then you need to pay that person to do it better,” Howell said.

Councilman DiBiase said the city’s decision will ultimately fall on data from Fulton County. If the data shows the city would save no money running its own election, Johns Creek will continue to contract with Fulton County.

NAACP North Fulton Executive Board Member Erika Barnes Ford, a Roswell resident, said the decision is about more than a price tag.

“I don’t know if you guys are actually also addressing, maybe the elephant in the room,” Ford said.

The broker is available in person by appointment only at 8000 Avalon Blvd., Suite 100. For a free consultation, call 404-277-5884 or visit ardentloans.com.

She said the election split feels like a “states rights” type of decision. As a Black woman, Ford said the conversation sparks thoughts of voting rights and limited access to the polls.

“There are those of us around the county who question why it would be necessary for smaller municipalities to run their own elections, especially in the climate we have across America,” Ford said.

Another resident echoed Ford’s concern. He said he worries people will say their votes were stolen because of the local municipalities’ control.

DiBiase agreed the situation is difficult, but he plans to keep an open mind.

“If we do this and we don’t do it right, we will have a mess on our hands,” DiBiase said.

Elwood said the issue will be discussed at the City Council work session on Feb. 28.