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Cresswind at Lake Lanier Cresswind at Lake Lanier, Georgia’s best-selling community for four years in a row, just released its final phase of homesites. Now is the time to come find your new home and explore the 40,000-square-foot clubhouse and spectacular Lake Lanier setting. Want to go first? Go now. It’s all here and waiting for you at Cresswind at Lake Lanier by Kolter Homes. As the only active adult community on beautiful Lake Lanier, Cresswind offers the finest amenities and a resortinspired lifestyle. The social hub of the community is the remarkable, threestory, 40,000-square-foot clubhouse that offers a variety of activities to fill your social calendar. The Club is also complete with an expansive outdoor pool, bocce ball, a basketball court and tennis courts. Cresswind is located on a wide stretch of Georgia’s renowned Lake Lanier. With over 692 miles of shoreline, the lake boasts spectacular scenery and limitless opportunities for recreation. Cresswind Landing, the onproperty marina, offers boat slip ownership and day dock opportunities. After years of research, Kolter
Homes has perfected a groundbreaking approach to homebuilding that results in everything you’d expect in a luxury home, plus the industry’s most solid construction, featuring Kolter Homes’ unique Comfort Home Design. This exclusive design outfits your home with features and rooms that complement
the way you want to live. Just beyond the waterfall at Cresswind’s private, gated entrance, you’ll find a variety of two- and three-bedroom, ranch-style floor plans to fit every want and need. One visit and you’ll see why Cresswind at Lake Lanier is the most awardwinning active adult community in the
Atlanta area. With eleven, fully furnished model homes, you can find just the plan that works best for you. Single-family homes are priced from the mid $200s to $600s. Move-In Ready homes available now. To learn more, visit CresswindAtLakeLanier.com.
NEW MUST-SEE HOMESITES IN GEORGIA’S
#1 ACTIVE ADULT COMMUNITY. Go first.
INCREDIBLE AMENITIES
N E W M OV E - I N R E A DY H O M E S
4 0 , 0 0 0 S Q . F T. C L U B H O U S E
The final phase of homesites has been released at Georgia’s best-selling active adult community.* Now is the time to come find yours and explore the 40,000-square-foot clubhouse and spectacular Lake Lanier setting. Want to go first? Go now. N E W HOM E S FROM TH E MID $20 0s TO TH E $60 0s 1 1 M O D E L H O M E S O P E N D A I LY P R I VAT E M A R I N A W I T H AVA I L A B L E B O AT S L I P S
C r e s s w i n d At L a ke L a n i e r. co m 855 - 888 - 6230 G A I N E S V I L L E ,
G A
DIRECTIONS: From Atlanta on GA-400 N (US-19) – Go to the first light, past Exit 17. Right on GA-369 (Browns Bridge Rd.). Go 13.1 Miles. Entrance will be on your left (look for the waterfall). From Atlanta on I-85 – Take I-985 (365 N) to Exit 16. Turn left onto Mundy Mill Rd. (Rt. 53 West). Go 2.5 miles. Turn right onto McEver Rd. (Rt. 53 North). Go 1.9 Miles, left onto Browns Bridge Rd. (GA-369). Entrance is .25 miles on right (look for the waterfall).
JUST RELEASED: NEW NEIGHBORHOOD AND HOMESITES
© 2017 Cresswind is a registered trademark of Kolter Homes. Prices, homesites, home designs and other information subject to errors, changes, omissions, deletions, availability prior sales and withdrawal at any time without notice. *Smart Numbers™ – Best Selling Active Adult Community 2013, 2014, 2015, 2016.
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Longleaf Communities - Exquisite Active Adult Living Brought to you by: Kathy Rice, Atlanta Fine Homes Sotheby’s International Realty Longleaf Communities is the premier luxury homebuilder for active 55+ adults in metro Atlanta. Their spectacular, English Cottage style homes and communities are designed to meet the lifestyle needs rice and wishes of active seniors while providing low maintenance living. With three convenient locations, Longleaf Communities provides things other Active Adult communities provide: proximity to area attractions and life necessities, low maintenance and ease of living, a lock and go lifestyle and neighborhood amenities. With a Longleaf home, you can have all that plus the distinguished architecture, attention to detail and superb craftsmanship you’re accustomed to. Our elegant homes feature airy floor plans with lofty 10-foot ceilings and solid 8-foot doors outfitted with
generous millwork throughout. Choose from a variety of custom cabinetry for your designer kitchen and select your preferred finishes for your designer bath. All of our homes feature two main floor bedrooms, each with a full bath and laundry on the main. The upstairs
includes a finished loft, additional full bath and the option to add another bedroom for more livable space to welcome guests. Longleaf currently has 3 communities: Village Green of East Cobb in Marietta, Longleaf Woodstock in Chero-
kee County and Longleaf Battle Park in West Cobb. Our thoughtful floor plans and Longleaf’s reputation for superior craftsmanship are what makes Longleaf the luxury builder of active adult communities. www.longleafsouth.com (678) 697-4984
Battle Park • East Cobb • Woodstock 678.523.7063
THREE NEW LUXURY 55+ COMMUNITIES
Marketing and Sales by Atlanta FIne Homes Sotheby’s International Realty - 770.442.7300. © All Rights Reserved. Equal Housing Opportunity. Information contained herein is believed to be accurate but is not warranted and is subject to change without notice.
678.523.4872
678.525.0823
Call today for a private tour.
770.442.7300
LONGLEAFSOUTH.COM
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70 percent of aging well is Tips to help save money 100% within your control on prescription drug costs What if you could slow or even reverse the decline associated with aging? Residents at Atria North Point in Alpharetta are doing just that. According to research conducted by Dr. Henry Lodge, co-author of The New York Times best-seller Younger Next Year: The New Science of Aging, a surprising 70 percent of how successfully we age is determined by four key lifestyle choices. Exercise – We offer two certified instructor-led opportunities each day including aqua aerobics classes in our heated indoor pool. Connection – Our events calendar is filled with daily social opportunities including happy hours, classes and group discussions. Nutrition – Our culinary team creates menus of fresh, made-from-scratch selections with accommodations for nosalt-added and no-concentrated-sweets diets. Goals – We help identify residents’ goals and support their achievement through our Resident Discovery Survey and Engage Life® program. Atria North Point cultivates a cul-
ture of well-being by offering opportunities to make smarter lifestyle choices every day. For a limited time, you can lock in your monthly rental rate until January 2019. Just ask for details. Call 470.314.0001 to schedule a visit today. Atria North Point 100 Somerby Drive, Alpharetta AtriaNorthPoint.com
(BPT) - Modern medications can work wonders, improving quality of life, curing illness and even saving lives. However, those miracles can come at a high cost, as anyone who’s had to pay for branded prescription medication knows. In fact, spending on prescription drugs has increased 73 percent in the past seven years, according to a new report from the Blue Cross Blue Shield Association (BCBSA). What’s driving the increase The Health of America Report found prescription drug spending by Blue Cross and Blue Shield (BCBS) members increased 10 percent annually since 2010. High costs of patent-protected drugs account for the lion’s share of the total increase. Generic drugs account for 82 percent of total prescriptions filled, but account for just 37 percent of total drug spending. By contrast, patent-protected prescription drugs comprise less than 10 percent of all prescriptions filled but account for 63 percent of total drug spending, the report found. “Experience and past price trends suggest drug costs will continue to rise in the future,” says Maureen Sullivan, chief strategy and innovation officer for BCBS. “The need for more affordable generic alternatives to costly patentprotected brand-name pharmaceuticals is urgent. As prices continue to rise, more consumers will be looking for ways to curb the cost of their medications.” What you can do It is possible to lower your drug costs while still taking the medications your doctor has prescribed to help your health. BCBSA offers some guidance: * If your doctor prescribes a costly name-brand medication, ask your physician or pharmacist if a generic version is available. Generic drugs are identical to their brand-name equivalents in dosage form, safety, strength and quality, how you take them, performance and intended use, according to the Food and Drug Administration. Generics typically cost less than name-brand medications. The BCBSA report shows how costs for medicines like Lipitor (atorvastatin) and Avapro (irbesartan) plummet when generic alternatives become available. * It may be possible for your doctor to prescribe a higher strength than you need of a particular medication and allow you to split the tablet or pill to get the lower dose you need at a lower cost. In fact, many pills that can be safely split come pre-scored with an indenta-
tion that makes it easier to cut them in half. However, not all prescription medications can be safely split, so be sure to talk to your doctor or pharmacist about whether it’s safe to split your medications. * Ordering prescription medications through the mail could lower drug costs, but it’s important to ensure you’re buying from your pharmacy benefit manager, typically listed on the back of an insurance card. The FDA recommends you only purchase drugs from organizations located in the U.S. and licensed by the state board of pharmacy where the company operates (find a list of state boards of pharmacy at www.nabp.info). The mail order pharmacy should have a licensed pharmacist available to answer your questions, require a prescription from your doctor in order to sell you medication, and have someone you can talk to directly if you have questions or problems. * Another way to reduce drug costs is to ask your doctor to write your prescription for a 90-day supply so that you will get a three-month supply of the medication for the price of one co-pay. * Finally, review your prescriptions with your doctor at least every six months to ensure you’re not taking any more medicines than you absolutely need. However, never skip doses of medicine, avoid refilling a prescription or stop taking medicine altogether without first consulting your doctor. For more information about prescription drug costs, and to read the full Health of America report, visit www.bcbs.com/healthofamerica. All product names, logos, and brands are property of their respective owners and used for identification purposes only. Use of these names, logos, and brands does not imply endorsement.
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Basal Cell Carcinoma By: Dr. Brent Taylor, Premier Dermatology and MOHS Surgery of Atlanta Basal cell carcinoma (BCC) is an abnormal growth or lesion arising from the skins basal layer, the deepest layer of the epidermis (the outer layer of the skin). Basal cell carcinoma is the most common form of skin cancer. When a person taylor is overexposed to UVB radiation, it damages the body's natural repair system, which causes basal cell carcinomas to grow. These tend to be slow-growing tumors and rarely metastasize (spread) to other organ systems. What does basal cell carcinoma look like? Basal cell carcinomas can present in a number of different ways: • raised pink or pearly white bump with a pearly edge and small, visible blood vessels • pigmented bumps that look like moles with a pearly edge • a sore that continuously heals and re-opens • flat scaly scar with a waxy appearance and blurred edges Despite the different appearances of the cancer, they all tend to bleed with little or no cause. Eighty-five percent of basal cell carcinomas occur on the face and neck since these are areas that are most exposed to the sun. What are the risk factors for developing a basal cell carcinoma? The BIG cause: Both long term sun exposure over the course of a lifetime as well as intense sun exposure (sunburn) combined to cause sun damaged skin that may lead to basal cell carcinoma. Most basal cell carcinoma Both long-term sun exposure over your lifetime and occasional extended, intense exposure (typically leading to sunburn) combine to cause damage that can lead to BCC. Almost all BCCs occur on parts of the body excessively exposed to the sun — especially the face, ears, neck, scalp, shoulders, and back. On rare occasions, however, tumors develop on unexposed areas. In a few cases, contact with arsenic, exposure to radiation, open sores that resist healing, chronic inflammatory skin conditions, and complications of burns, scars, infections, vaccinations, or even tattoos are contributing factors. It is not possible to pinpoint a precise, single cause for a specific tumor, especially one found on a sun-protected area of the body or in an extremely
Now Accepting Patients Skin Cancer & Mohs Surgery • Medical Dermatology Vein Care • Cosmetic Services
N. Atlanta Welcomes Dr. Brent Taylor Insist on the BEST young individual. Other risk factors for developing a basal cell carcinoma include: having fair skin, sun exposure, age (most skin cancers occur after age 50), exposure to ultraviolet radiation (as in tanning beds) and therapeutic radiation given to treat an unrelated health issue. Diagnosing basal cell carcinoma requires a biopsy — either excisional, where the entire tumor is removed along with some of the surrounding tissue, or incisional, where only a part of the tumor is removed (used primarily for large lesions). Treatments for basal cell carcinoma include: • Cryosurgery — Some basal cell carcinomas respond to cryosurgery, where liquid nitrogen is used to freeze off the tumor. • Curettage and Desiccation — The preferred method of dermatologists, this treatment involves using a small metal instrument (called a curette) to scrape out the tumor along with an application of an electric current into the tissue to kill off any remaining cancer cells. • Mohs Micrographic Surgery — The preferred method for large tumors, Mohs Micrographic Surgery combines removal of cancerous tissue with microscopic review while the surgery takes place. By mapping the diseased tissue layer by layer, less healthy skin is damaged when removing the tumor. • Prescription Medicated Creams — These creams can be applied at home. They stimulate the body's natural immune system over the course of weeks. • Radiation Therapy — Radiation therapy is used for difficult-to-treat tumors, either because of their location, severity or persistence. • Surgical Excision — In this treatment the tumor is surgically removed and stitched up.
Dr. Brent Taylor is a Board-Certified Dermatologist, a Fellowship-Trained Mohs Surgeon, and is certified by the Board of Venous and Lymphatic Medicine in the field of Vein Care. His education and work experience include: • Marist School – Valedictorian • Harvard College – Bachelor of Arts in Biochemical Sciences Graduated in 3 years Magna Cum Laude • Vanderbilt School of Medicine – Doctorate of Medicine Attended on a Full, Merit-Based Scholarship • Medical University of South Carolina – Dermatology Residency; Chief Resident • ACGME-Accredited Fellowship in Mohs surgery, Procedural Dermatology, and Vein Care at Scripps Clinic in La Jolla, California. Dr. Taylor has performed thousands of Mohs surgeries and reconstructions, dermatologic surgeries and procedures while in private practice in Florida where local and even international patients have sought him out for the best care. He is an expert in skin cancer and melanoma treatment, endovenous laser ablation, minimally invasive vein procedures and cosmetics procedures such as Botox and injectables. He now brings his highly sought after expertise back home to Alpharetta with the opening of Premier Dermatology and Mohs Surgery of Atlanta! Now Accepting Patients. Schedule your consultation with Dr. Taylor Today.
We accept most major insurance including Medicare. Premier Dermatology and Mohs Surgery of Atlanta 3180 North Point Parkway, Suite 420 Alpharetta, Georgia 30005 Dr. Brent Taylor
PremierDermatologyAtlanta.com • 678-345-1899
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Laser therapy to relieve pain Drug Free|Pain Free|Surgery Free
The new signature in senior living For people who have reservations about moving to a senior community, seeing the beautiful and convenient lifestyle at Arbor Terrace of Johns Creek is eye opening and a refreshing alternative to what most people envision a senior community to look and feel like. Arbor Terrace is the new signature in senior living and offers a vibrant, active lifestyle with luxury services for seniors. Residents at Arbor Terrace are neighbors, volunteers, explorers and learners who have chef-prepared meals every day and access to lifestyle and wellness amenities that provide convenience and enrich their day to day life. The 101-apartment community is situated in one of the most desirable areas in Johns Creek, the community is close to healthcare, cultural venues,
fine shopping and dining. Arbor Terrace is a one-of-a-kind community offering a luxurious lifestyle with concierge services, chef-prepared meals, housekeeping and more, without a large investment or long-term commitment. “We have changed the way people live,” says Beth Richardson, Executive Director at Arbor Terrace. “With a more convenient lifestyle, our residents find they have the time and energy to actually enjoy life while receiving as little or as much support as they need.” Try us on for size, stay for 3 weeks and get a 4th week free to experience all we have to offer! Spaces are limited so call today! For more information on Arbor Terrace of Johns Creek, please call (770)-999-9577 and visit our website at www.at-johnscreek.com.
The power of laser therapy has been experienced by thousands of physicians and patients and the results of its therapeutic effects have been extraordinary. In my 18 years of being in Physical Therapy, I have never seen anything that produces results like Laser Therapy. This procedure is FDA cleared for the treatment of pain, inflammation, arthritis, and muscle spasms. Laser therapy uses a process called photobio-modulation to enhance your body’s ability to heal itself. It works by flooding the tissues with photons, energizing damaged cells and increasing circulation to the painful area. Treatments are safe, painless and fast and generally last about 5 to 10 minutes per session. The results can vary but most patients report results in 3 to 5 treatments with long lasting effects. We are the first Physical Therapy practice in the area to invest in Laser Therapy technology. I am constantly amazed at what it does for our patients. If you are reading this article and are experiencing any type of pain and you want pain relief fast, I would invite you to come in and try Laser Therapy. I’m
confident it will help you! To schedule a complimentary consultation and first treatment, call: 770.622.5344 Marc C. Stewart, PT Johns Creek Physical Therapy 4060 Johns Creek Parkway, Suite H, Suwanee 30024 770.622.5344 Johnscreekpt.com
ATTENTION
Lower Back Pain and Sciatica Suffers FREE WORKSHOP Saturday, June 24th at 10:00am THEY ALWAYS GAVE YOU THE BEST. NOW IS THE TIME TO GIVE THEM THE
Best. r
FROM ARBOR TERRACE OF JOHNS CREEK We listen. We respond. We care.
3180 Karen White Drive, Suwanee, GA 30024 | 770-999-9577 | www.at-johnscreek.com
• Do you suffer with back pain or leg pain when you stand or walk? • Do you have pain when you sit for long periods of time? • Do you experience pain numbness or tingling into your hip, groin or down your leg? If you answered YES to any of the above questions then the Lower Back Pain and Sciatica Workshop may be a life changing event for you! Register today and call: 770.622.5344 or visit: johnscreekpt.com/backworkshop Due to the interactive nature of this workshop, we are limiting attendance to 20 spots. We look forward to hearing from you! Johns Creek Physical Therapy 4060 Johns Creek Parkway, Suite H, Suwanee, GA 30024 Presented by: Marc C. Stewart, PT
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Soleil Laurel Canyon Tucked away in the North Georgia foothills of Canton and just a short drive from exciting Atlanta, Soleil Laurel Canyon is more than a beautiful community of maintenance-free, ranchstyle homes and breathtaking views. It’s the life you’ve worked your whole life to enjoy. If you are 55+, we invite you to come experience Soleil’s incomparable array of recreation, culture, and entertainment for yourself. You’ll have no doubt why it was named among the Best 50 Master-Planned Communities in the U.S. by Where to Retire Magazine in 2015. One of the great pleasures of living at Soleil is that a low-maintenance
home gives you the free time to take advantage of all that the community offers. The landscaped grounds of Soleil Laurel Canyon are always impeccably maintained, while your HOA dues cover complete lawn maintenance and an irrigation system, in-home security monitoring and maintenance, and even Comcast cable TV. Soleil Laurel Canyon offers a selection of Cottage, Traditional and Craftsman-style single-family homes from the mid $200,000s to $400,000s for adults
55+. All of Soleil’s new floor plans include elegant details and are designed for aging-in-place with stepless-entry access and wide doorways. These homes are energy efficient with HERS ratings above standard. Soleil residents have membership in a 28,000-square-foot clubhouse complete with an arts and crafts room, billiards room, fitness center, gourmet teaching kitchen, indoor heated saline lap pool, and library. Outside the clubhouse, residents
have a heated Lagoon-style pool, a community garden and greenhouse, a 3.5-acre fishing lake and the tennis facility with a full-time USPTA-certified teaching professional. The Fairways of Canton golf course is located just outside Soleil’s gate within Laurel Canyon, and offers challenging golf for a reasonable, daily-fee price. Two Lifestyle Directors maintain a full social calendar of events including wine socials, movie nights, trips to nearby attractions, and Grandkids day.
The place to be right now. Amenity-Rich Resort Living for Active Adults Just north of Atlanta, Soleil is the place to be. This award-winning, active adult community is just minutes from shopping, dining, hospitals, and culture.
New homes from the low $300’s
Findd Your New Home at SoleilLaurelCanyon.com yon.com Call Today for Your Personal Tour 678.880.3071 102 High Mountain Trace Canton, GA 30114
24 hour manned gatehouse | 28,000 square foot Clubhouse | Tennis Facility | Health and Fitness Center | Heated Indoor Pool | Zero Entry Lagoon-Style Pool & Expanisve Deck Ampitheater 5 Acre Fishing Lake | Gourmet Teaching Kitchen
© 2017 Lifestyles at Laurel Canyon, LLC. Special offers, prices, home designs and other information subject to errors, changes, omissions, deletions, availability, prior sale and withdrawal at any time without notice. Not an offering to CT, NJ or NY residents. Void where prohibited.
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The Memory Center Atlanta in Johns Creek is setting the new standard in memory care For people struggling with the daily difficulties of Alzheimer’s and other dementias. The Memory Center Atlanta focuses on the quality of care within an interactive community designed around the individual. The state of the art design is optimized to enhance the quality of life. Our interactive Town Center features a library filled with books and art, a vintage tavern, general store offering memorable goodies, Tech tower and a theater designed for movies and entertainment. At the Bistro, ice cream socials happen every day. Quality of care is the primary focus.
Dr. Gary Figiel the Medical Director will oversee our residents care along with the RN who is the Director of Nursing. Dr. Figiel has spent over twenty years treating geriatric patients. He is specially trained in the early diagnosis and management of memory disorders including Alzheimer’s disease and depression, bipolar disorder and frontal lobe dementia. Julie Taylor, the Executive Director oversees the operations of The Memory Center Atlanta. She is a graduate of the University of Kansas and has lived in Alpharetta/Johns Creek for the past
Informational Seminar Dr. Gary Figiel
“When is it time to transition your loved one to an assisted living or memory care community?”
Thursday, June 22nd • 5:00 – 7:00 p.m.
19 years. She began her career managing hotels before transitioning to an executive director of assisted living and memory care communities 5 years ago. Julie believes in providing dignity and quality of life for seniors in a clean, safe environment and enjoys partnering with families to care for and give meaning to the lives of those they love. Christine Miller serves as the Admissions and Marketing Director, working closely with families as they transition their loved ones into a memory care environment. She is a graduate of Georgia State University with a BA in Communications and Management. Christine practiced real estate for several years and in 2010 found her passion working with seniors. She sees the challenges of seniors and wants to make every day the best possible day for them. The Director of Nursing, an RN with geriatric care experience oversees the direct care staff along with the LPNs who are the charge nurses. Staffing is the highest in the industry with a 4 to
1 staff ratio trained in dementia care. The Activities Director works with our residents to help celebrate life and find purpose each day. Here at The Memory Center Atlanta, we are setting the new standard with creative design, excellent care and staffing ratios, all resulting in greater quality of life and better outcomes. We continue to champion the patient centered care. For more information about The Memory Center Atlanta in Johns Creek, please call (678) 456-4304 and visit our website at Thememorycenter. com. We are located at 12050 Findley Rd. next to Emory Johns Creek Hospital.
Advertise in Our Empty Nest Section
Reach 75,000 homes with your ad. Call us today for more information.
Advertising Deadline: 7/19/17
Dr. Gary Figiel, a member of the American Board of Psychiatry and
Neurology, has spent over twenty years treating geriatric patients. He is specially trained in the early diagnosis and management of memory disorders including Alzheimer’s disease, depression and frontal lobe dementia. Please join us as he shares helpful information and tips on understanding when it is time to transition your loved one.
Where: Emory Johns Creek Hospital • Classroom A • Lower Level
Targeted ing, Health, Hous & Resources Retirement News for the 40+ set
6325 Hospital Parkway, Johns Creek, GA 30097
RSVP to Christine Miller: (678) 456-4304 or Email: Christinem@TheMemoryCenter.com OPEN TO THE PUBLIC • SEATING IS LIMITED Plenty of Parking • Light Refreshments Served TheMemoryCenter.com
NorthFulton.com | 770-442-3278 319 N. Main St. | Alpharetta, GA 30009
Alpharetta-Roswell Herald | Forsyth Herald | Johns Creek Herald | Milton Herald
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Five steps to plan for dealing with diminished capacity and illness (NAPSI)—Aging can change many things in a person’s life, including the ability to manage one’s own money. That sobering reality is behind the creation of a new resource, “Planning for Diminished Capacity and Illness,” issued by the U. S. Securities and Exchange Commission and the Consumer Financial Protection Bureau (CFPB). These organizations offer this key tip for how to prepare for your financial future: Hope for the best but plan for the worst. The Problem “Diminished financial capacity” generally refers to a decline in a person’s ability to manage assets to serve his or her best interests. When people of any age lose the capability to manage their finances, they may also become more vulnerable to investment fraud and other forms of financial abuse. What You Can Do These five steps can help you prepare. Step 1: Organize your important financial documents. Store them in a safe, easily accessible location. Give copies to trusted loved ones or let them know where to find them. When it comes to bank and brokerage statements and account information, make a list of your accounts with account numbers. Keep a separate list of online bank and brokerage passwords and PINs, and keep both lists in a safe place. List the locations of your safe-deposit boxes and their keys. Keep your mortgage and credit information, insurance policies, retirement benefits and Social Security information easily accessible. Step 2: If you work with a financial professional, give that person emergency contact information in
case he or she can’t reach you or suspects something is wrong. Discuss what you would consider to be an emergency and specify when your financial professional may contact someone on your behalf. Step 3: Consider creating a durable financial power of attorney. A financial power of attorney gives someone the legal authority to make financial decisions for you if you cannot. That person is called your agent. A financial power of attorney differs from a health care power of attorney, which covers only health care decisions. After signing a durable financial power of attorney, you can still manage your money and property as long as you have the ability to make decisions. Since you’re essentially giving financial decision-making authority to your agent, it’s critical he or she be someone you trust. Step 4: Keep things up to date. If something changes (for example, you open a new account), keep your information as current as possible. Your trusted contact may also change over time. Keep your financial professionals informed of changes regarding who has authority to review your account or whom they should contact in an emergency. Step 5: Speak up if something goes wrong. If you ever think someone is taking advantage of you or that you’ve been the victim of a fraud, speak up. Sadly, sometimes even family members, financial professionals and other people they think they can trust commit financial crimes. If this happens to you or your loved one, you’re not alone—and the sooner you let someone know about it, the better chance there is of put-
Healthy food choices for busy lives By: Gary Davis, Clean Eatz Alpharetta Does anyone have time to cook, or plan healthy meals for an entire week, much less shop and prepare healthy choices? Are you always eating on the go? When the summer months heat up, who wants to cook? We all live busy lives, especially during the summer. Eating healthy doesn’t have to be difficult. Clean Eatz Meal Plans (Pre-Packaged Meals) eliminate the guesswork and difficulty in planning and preparing your families’ healthy meals. Let us be your personal chef for good nutrition. Our healthy prepared meals are handmade in our Clean Eatz café. They are fresh and can be customized to fit your specific needs, i.e., vegan or gluten-free. A healthy meal plan not only helps with weight gain or loss, it can also help prevent or reduce the effects of heart disease or diabetes. Remember, it’s mostly about the diet, about 70%, with the remaining 30% about the exercise. Our meal plans are ordered online at www.cleaneatz.com and should be in
by midnight on Sunday for a Monday pick up at the café. Our meals are very affordable as the average price per meal is approximately $7.00. Each week new and exciting meals are introduced to keep your taste buds from getting bored. Our meals are refrigerated in convenient microwavable containers. When you join our meal plan e-mail program, you will get an e-mail each Thursday containing the following week’s meals. • 5 meals $38.00 • 10 meals $68.00 • 15 meals $98.00 • 21 meals $128.00 Choose a superior healthy meal from Clean Eatz and eliminate the high calorie fast food choice. Come visit us at 5815 Windward Parkway, Suite 202, on the corner of Windward Parkway and Northpoint Parkway, behind Georgia’s Own Credit Union. For more information, call us at 770-569-4888 or e-mail us at brooks@ cleaneatz.com. Orders are placed via our website, www.cleaneatz.com Too busy to eat clean? Not on our watch!
ting an end to it. Learn More If you have questions or concerns about issues with brokerage accounts and investments, call the FINRA Securities Helpline for Seniors toll-free at (844) 574-3577. You may submit a formal complaint to FINRA about a financial professional or firm at www. finra.org/complaint or call (301) 590-6500. If you have an issue with a consumer financial product (such as a mortgage or credit card), submit a complaint to the CFPB. Visit www.consumerfinance. gov/complaint or call (855) 411-2372. To learn more about how to protect your money, visit the FINRA Foundation’s website: www.SaveandInvest.org.
CLEAN EATING. NO SMOKE, NO MIRRORS BRING A FRIEND BUY ONE GET ONE
HALF OFF Expires May 31, 2017
770-569-4888 • CLEANEATZ.COM 5815 WINDWARD PK PKWY, KWY SU SUI SUITE# ITE# E 202 ALPHARETTA, GA 30005
(on the corner of Windward Pkwy and Northpoint Pkwy)
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e have the prescription for growing your practice! MARKETING OPPORTUNITIES FOR MEDICAL PRACTICES
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