LADIES NIGHT

ANZA organises monthly girls only get-togethers with great deals on drinks and food at different hotspots around Singapore.

May is all about Bollywood Glamour as we enjoy drinks, snacks and dancing Bollywood-style! Gear up for three hours of free flow Prosecco, house pour red and white wine for $45++, and classic Indian nibbles. The DJ starts at 8.30pm so get your moves ready!

BOLLYWOOD LADIES NIGHT

Wednesday 24 May

3E River Valley Road #01-05/06 - Block E @Clarke Quay, The Circuit, 179024 6pm – 9pm

DON’T MISS! FREE entry for ANZA ladies to The Riverhouse’s Yang Club after 10pm

Ladies Night travels back in time in June at historic property The Riverhouse. Sip on specially curated ladies night cocktail, The Chemist Cocktail for $10nett, enjoy housepour wine, liquor and beers for $12nett, and $15nett for selected cocktails. Soak it up with Asian tapas.

THE RIVERHOUSE, YANG CLUB

Wednesday 21 June 3A River Valley Rd, #01 - 02, Clarke Quay ( Block A) 179020 6:30pm – 9:30pm

For more information and to register visit anza.org.sg/groups/ladies-night

JAMIE

Welcome to Singapore and the ANZA community! As an expatriate, you may face complex financial decisions when it comes to holding assets across multiple jurisdictions. However, with the correct planning, you can build and protect significant wealth offshore. Here’s how:

1 Continue to save for retirement

If you’re not a Singapore citizen or PR, you won’t be contributing to CPF, which could result in gaps in your retirement planning. Setting up a regular contribution is crucial for reaching retirement goals. If you were in places like Australia, New Zealand and UK, you would have been contributing approximately 10% per annum to retirement structures like Superannuation, KiwiSaver, or UK Pensions. For some who are abroad for some time, the retirement gap left by not contributing can make a big impact.

2 Embrace the favorable tax Singapore offers internationally portable, multi-currency investment accounts that can help you to take advantage of various tax-effective investment opportunities. The benefits you reap from tax exempt accounts can continue even after you return home. Some can also further assist with estate and succession planning for your children and grandchildren.

3 Protect you and your family

It’s important to discuss the subject of death with loved ones, especially if you’re living away from trusted friends and family. There are a few key considerations as an expat in addition to the normal Wills, Power of Attorney and Temporary and Permanent Guardianship that you may not have in your home country.

4 Review your current arrangements

Mortgages/Loans, Retirement Accounts, Insurance and Property should be reviewed to ensure they are working hard and relevant while you are abroad. Consider consolidating retirement accounts for ease of management and lower fees. Review property annually to ensure no nasty surprises when you return.

5 Seek advice

Managing your personal finance may seem daunting, especially if you have assets across multiple jurisdictions. Seeking advice can help you navigate complex financial decisions and make informed choices. or +65 91679634 to arrange a consultation.

Living in a foreign country can be exciting and paying lower income tax and no Capital Gains Tax on investments can be rewarding. However, it’s important to be forward thinking. Singapore offers favorable tax structures and reviewing your current arrangements can ensure you’re making the most of them.

The levels and bases of taxation and reliefs from taxation can change at any time. The value of any tax relief depends on individual circumstances. You are advised to seek independent tax advice from suitably qualified professionals before making any decision as to the tax implications of any investment.

The value of an investment with St. James’s Place will be directly linked to the performance of the funds selected and may fall as well as rise. You may get back less than you invested.

Advice relating to a Will, Guardianship and/or Lasting Power of Attorney involves the referral to a service that is separate and distinct to those offered by St. James’s Place.

Please note your home or other property may be repossessed if you do not keep up repayments on your mortgage.