Senior Life 1/26/22 edition is a special supplement published by Anton Media Group

SENIOR LIFE AN ANTON MEDIA GROUP SPECIAL

JANUARY 26 – FEBRUARY 1, 2022

Long Island Harmonizers sing from the soul Senior centers weather the pandemic Tips for downsizing EVERYBODY NEEDS A LITTLE TLC Hourly or Live-in, Long or Short Term Home Health Care

Companions Home Health Care

Arriving to care for your loved ones with maximum safety precautions: KN95 masks, gloves, rapid testing, and sanitizers.

Long Island’s Premiere Home Health Care Agency

516-719-0909 www.TLCcompanions.com

229357 M

CALL 24/7 FOR FREE CONSULTATION

2A

JANUARY 26 - FEBRUARY 1, 2022 • SENIOR LIFE

LO N G I S LAN D L I V I N G L I K E N E V E R B E FO R E

Elegant apartments, exquisite dining venues, exceptional amenities and impeccable service all set the new standard for senior living on Long Island. Live a life well-deserved at Encore Luxury Living.

LIVE YEAR-ROUND, OR TAKE ADVANTAGE OF OUR SHORT-TERM STAY OPTIONS. FULLY FURNISHED TURNKEY APARTMENTS ARE AVAILABLE FOR BOTH.

AN ENGEL BURMAN COMMUNITY

A SENIOR RENTAL COMMUNITY CALL FOR MORE INFORMATION OR TO SCHEDULE A VISIT

516.614.6820 encoreluxuryliving.com 300 Jericho Turnpike, Jericho, NY 11753

Equal Housing Opportunity

229481 S

SENIOR LIFE • JANUARY 26 - FEBRUARY 1, 2022

3A

Long Island Harmonizers Sing From The Soul Chorus enriches lives through harmony and fellowship

BY CHRISTY HINKO

chinko@antonmediagroup.com

F

or more than 70 years, the Long Island Harmonizers have been dazzling audiences with their pure toe-tapping acapella harmonies.

The Harmonizers are part of the Mid-Island chapter of the Barbershop Harmony Society (www.barbershop. org) and are the largest chapter on Long Island, made up of nearly 30 members, ranging in age from 30 years old, to some members who are well into their 90s.

“You don’t need to be a Pavarotti to join,” said Robert Miraglia, chorus president of the Long Island Harmonizers.

“You just have to enjoy singing and be able to carry a tune.”

The four-part cappella harmonies in the barbershop-style is rooted in African-American traditions of the South in the late 1800s. The Barbershop Harmony Society has more than 30,000 members across the United States, with affiliates worldwide.

It is even noted that the great entertainer Dick Van Dyke is a member of the organization to this day.

“We have a bunch of really good guys; we have a lot of fun and have

The Long Island Harmonizers great camaraderie,” said Miraglia. “We all love to sing and we have a great sound.”

The all-male chorus is mostly made up of retired men.

“They are from all facets of life,” said Miraglia. “Some are and were teachers, firemen, dentists and even one undertaker.”

Miraglia has been a member for more than 20 years.

“My mom called me years ago and

said there was a group in another chapter that I should go check out after I retired,” said Miraglia. “I went a couple of times; they were phenomenal and friendly.”

Miraglia said many of the guys are 30 to 40-year members.

“It is a great hobby for many,” said Miraglia. “Singing helps boost the health and wellness, helps the breathing and the memory, keeps guys sharp.”

There are no instruments involved; it is all acapella.

“The goal of the society is to bring people together in harmony and fellowship,” said Miraglia. “We enrich people’s lives through music.”

They try to vary and grow their repertoire often.

“More of the older generation remembers many of the songs that

The Harmonizers delight audiences. we sing,” said Miraglia. “Our song list ranges from the 1920s through the 1970s, mostly.”

Miraglia said that some of their most requested numbers are The most requested songs that they sing are Something by George Harrison and The Beatles, In the Still of the Night

by The Five Satins and Can You Feel the Love Tonight by Elton John in The Lion King.

The Harmonizers have been rehearsing via Zoom, but are hopeful to get back into their regular rehearsal spot at Faith Lutheran Church (231 Jackson Ave., in Syosset). They traditionally rehearse on Tuesdays from 7:30 to 9:30 p.m.

Visit www.longislandharmonizers. org for more information about membership and also upcoming shows.

Blakeman Welcomes Senior Care Facility To County Tuesday, Jan. 18, Nassau County Executive Bruce Blakeman joined Town of Hempstead Clerk Kate Murray, Village of Lawrence Trustee Michael Fragin and other officials to congratulate David Scharf and welcome the Esplanade of Woodmere to Nassau County. The Esplanade of Woodmere is a beautifully renovated vibrant senior living community that offers Kosher dining and a distinctive dementia care program for Nassau County seniors with Alzheimer’s’ or other forms of dementia.

Long Island Harmonizers are a diverse bunch of local fellas.

4A

JANUARY 26 - FEBRUARY 1, 2022 • SENIOR LIFE

Westbury Senior Center Weathers Pandemic Change is the silver lining of COVID

BY CHRISTY HINKO

chinko@antonmediagroup.com

T

hroughout the past two years of the pandemic, the membership of the Westbury Senior Center have endured irrevocable loss and change, like many of their peers at dozens of senior centers across Long Island.

“The pandemic has poised us to grow,” said Paul Ragusa-Schweitzer, executive director for Senior Citizens of Westbury, Inc. “It has forced us to change and modernize; that is the silver lining of the pandemic.”

Sadly, the Westbury Senior Center lost approximately 11 of its members throughout the pandemic to virus-related complications.

“It’s been almost two years now; I came to the center in September 2020,” said Ragusa-Schweitzer. “At that time, there wasn’t much going on here at the center; we were mostly doing a lot of outreach services.”

Ragusa-Schweitzer said that the staff worked out of the center during that time doing a lot of outreach, checking on members, bringing personal protective equipment (PPE), bringing supplies and food to members, running errands for them, helping members to make personal and doctor appointments.

“The center still had to run; there are still operational tasks to be done,” said Ragusa-Schweitzer. “We run on a lot of different grants; the work that goes into keeping those grants had to keep going on.”

Capitol One Bank provided a small grant to train the center members and instructors how to do virtual programming.

“When I came onboard, I felt strongly that two things needed to happen,” said Ragusa-Schweitzer.

“The first was to resume providing meals; we quickly started a grab-andgo lunch program to get the seniors out of the house a couple of times a week. The second thing was to get Zoom programs started. A lot of our members, as well as our instructors needs to learn how to do remote programming.”

The center did as many outdoor programs as it could, in addition to the online programs.

“Change is not something that comes easily,” said Ragusa-Schweitzer.

“It was a rude awakening, but it was

Birthdays are always a fun time at the center. time for everyone to come into the 21st century.”

Seventy percent of the center members are now using Zoom regularly and have boosted their internet and email skills tremendously.

“It was a good thing; we are prepared to be fluid and flexible and deal with the changes as they come.”

The center did a soft re-opening in May 2021.

“We built back up to capacity throughout the fall,” said RagusaSchweitzer. “Unfortunately, with Omicron numbers on the rise, we had to close to members following our holiday party on Dec. 16, with a plan to re-open again (last week) on Jan. 18.”

“Seniors were hit especially hard with this pandemic; many of them are isolated to begin with,” said RagusaSchweitzer. “They come there because it’s the highlight of their social calendar. They come here to see their friends, they are taking classes and doing workshops; they are getting a nutritious meal.”

Club members love to play in-person games likes mahjong, canasta and bridge.

“Especially for people to don’t have family and friends nearby this is really the place that they come to bond and gather with people,” said Ragusa-Schweitzer. “It’s a difficult position to be in, making the decision about when we are open and when we are closing. I’ve taken a little bit of the flack, but ultimately it’s about their welfare.

Visit www.westburyseniorcenter. org to learn more about the Senior Citizens of Westbury, Inc.

Members at the Westbury Senior Center took a month-long break following their holiday celebration in December, due to COVID.

Members at the senior center thrive on gathering and celebrating.

Calendar of events are available on the county’s website (www.nassaucountyny.gov/4735/Senior-CenterCalendars) for the following senior centers: • Bethpage Senior Community Center, 103 Grumman Rd. West • Franklin Square Senior Community Service Center, 619 Fenworth Blvd.

• Glen Cove Senior Center, 130 Glen St. • Great Neck Senior Community Service Center, 80 Grace Ave. • Hempstead Senior Community Services, 40 Washington St. • Herricks Senior Community Service Center, 999 Herricks Rd., New Hyde Park • Hispanic Brotherhood, 59 Clinton Ave., Rockville Centre • Long Beach Senior Community Service Center, 570 W Walnut St. • New Horizon Senior Community Service Center, 1355 Noel Ave., Hewlett • North Merrick Senior Center, 1260 Meadowbrook Rd. • Oceanside Senior Community Service Center, 80 Anchor Ave. • Port Washington Senior Community Service Center, 9 Carlton Ave. • Wantagh Senior Community Service Center, 3606 Lufberry Ave. • Westbury Senior Center, 360 Post Ave.

SENIOR LIFE • JANUARY 26 - FEBRUARY 1, 2022

5A

A secure retirement doesn’t just happen. It requires a plan.

A secure retirement doesn’t just happen. It requires a plan.

The PWM MasterPlan The OnePlan delivers financial peacePWM of mind delivers financial peace of mind When it comes to retirement planning, most people don’t know where to start or who to trust. They lack the time, knowledge and tools needed to take control of their financial lives.

As a Certified Financial Planner, we know it’s almost impossible to do this on your own. That’s why we created the PWM MasterPlan, the foundation enabling us to offer you the most appropriate fiduciary advice.

The PWM MasterPlan is a holistic, long-term framework that provides you clarity and direction in making the correct financial decisions. Serving as your personal “chief financial officer,” we apply our knowledge and experience from working with many individuals and families. The When it comes to retirement planning, most people don’t know where to start or offers you peace of mind knowing youcontrol can achieve who to trust. They lack theprocess time, knowledge and tools needed to take of your retirement goals. their financial lives.

The PWM MasterPlan provides you with:to do this on your As a Certified Financial Planner, we know it’s almost impossible own. That’s why we created •theComprehensive PWM OnePlan,financial the foundation enabling us to offer organization you the most appropriate fiduciary advice.

• Fully integrated retirement plan

The PWM OnePlan is a holistic, long-term framework that provides you clarity and • Tailored direction in making the correct financialinvestment decisions.strategy Serving as your personal “chief financial officer,” we apply our knowledge and experience from working with many Detailed advanced planning individuals and families. The •process offers you peace of mind knowing you can achieve your retirement goals.

With more than 100 years of combined experience, Palumbo Wealth Management is the client-first private wealth management firm deliveringThe the highest level of service to clients are nearing or in retirement.

PWM OnePlan provides youwho with: Contact us today to build your own• Comprehensive PWM MasterPlan.financial organization Philip G. Palumbo, CFP® Founder and CEO

• Fully integrated retirement plan • Tailored investment strategy • Detailed advanced planning

With more than 100 years of combined experience, Palumbo Wealth Management is the client-first private wealth management firm delivering the highest level of service to clients who are nearing or in retirement. Contact us today to Palumbo Wealth Management build your own PWM OnePlan.

1010 Northern Blvd., Suite 310 | Great Neck, NY 11021 | 516.629.7536 | palumbowm.com

Philip G. Palumbo, CFP® Founder and CEO

Palumbo Wealth Management 1010 Northern Blvd., Suite 310 | Great Neck, NY 11021 | 516.629.7536 | palumbowm.com

Palumbo Wealth Management is a registered investment advisor. Advisory services are only offered to clients or prospective clients where Palumbo Wealth Management and its representatives are properly licensed or exempt from licensure. For additional information on the Advisor, please visit the Investment Adviser Public Disclosure website at www.adviserinfo. sec.gov by searching with the Advisor’s CRD #306548.

Certified Financial Planner Board of Standards, Inc. (CFP Board) owns the certification marks CFP®, CERTIFIED FINANCIAL PLANNER®, CFP® (with plaque design), and CFP® (with flame design) in the U.S., which it authorizes use of by individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

As a firm providing wealth management services to clients, Palumbo Wealth Management LLC offers both investment advisory services and brokerage services. Investment advisory services and brokerage services are separate and distinct, differ in material ways and are governed by different laws and separate arrangements.

229476 M

6A

JANUARY 26 - FEBRUARY 1, 2022 • SENIOR LIFE

Downsizing Seniors

Recipe for disaster...or success? It’s up to you!

BY TINA O’KEEFE

specialsections@antonmediagroup.com

Downsizing Delight Ingredients: 1-2 citizens over the age of 65 1 small, medium or large home (the size does not matter because no matter what, it’s full) 6-10 rooms filled with furniture 1 garage packed with items unseen in 10+ years 1,000 or more photos Sprinkle liberally with lots and lots of bric-a-brac Instructions: 1. Take a deep breath. You are not the only one in this predicament. That idea doesn’t help you one lick but imagine that nothing you are going through has not been felt or dealt with before. It is manageable. It is doable. You just need a plan.

2. Start packing for a long trip. Not

Stow and Behold has hundreds of examples of downsizing projects.

with only this, you absolutely could.

You won’t but if you had to, you literally, but almost. Separate out (in could. Now let that put the rest into a closet, in a suitcase, on a garment perspective. rack) clothing you will need to live for two weeks during the season of 3. Walk around and flag with blue your move. If you plan to move in painter’s tape all the things that June, separate out summer clothes, you absolutely cannot live without. toiletries, important documents, Things you want to see in your new medication, etc. Now look at that home. A TV. Photographs. Wall art. A pile and understand if you had to live chair. A desk. Books that you adore.

4. Now walk around with green painter’s 7. Now is a great time to invite in all those annoying relatives who want to tape and flag all the things that you help. Buy boxes and tape and show are not sure about. Maybe these are them all the things you no longer want things you like but are not sure about. or need and tell them to help you Ask yourself: will there be room? Do pack them up to go. While they are at I really like it or need it? Maybe these it, ask them to recommend a mover are things that your aunt left you when they liked and trusted and start getting she died that you were never able to quotes now that you know the things let go of out of guilt. They are special, that you are taking with you. nice-to-haves but they may not work in your new home. If there is no 8. As you pack and get those quotes, definite yes or no, then let’s consider start to consider all those maybe these items later. items. Try to measure and understand the dimensions of your new 5. Make a plan for the rest. Go through space and where things will be. Do the house and start to list the items extra pieces of furniture or extraneyou are NOT taking with you. Books. ous clothing items make sense? If you Magazines. Sports equipment. Piano. are on the fence, considering giving Extra furniture. Decorative items that items away to friends and family so are collecting dust. Paintings you nevyou know they will be cherished or er liked which covered up damaged used by someone else. wall paper. Go ahead and be honest

THE LERNER INSURANCE AGENCY

Let us be your guide to find the best insurance policy that suits your needs.

Call our Allstate Office NOW for very low prices on Your Business, Home & Auto insurance needs.

For your convenience, The Lerner Insurance Agency is a Bi-lingual Spanish Office.

with yourself about the things that 9. Take a deep breath. See how great you never really cared about. It’s okay you did? Don’t think about the things now to admit it. It’s just me and you you are leaving behind, but all you and the ugly ceramic elephant from gain in your new home filled with Aunt Milly. The elephant never liked space and comfort. you either. Let’s just accept it amongst 10. Downsizing Delights are best ourselves and move on. Aunt Milly enjoyed with family and friends. will never know.

Andrew Lerner CIC Agency Owner

Allstate Insurance Company 66 Glen Cove Road • Greenvale, NY 11548 Office 516.621.7400 • Fax 516.621.7576 • Cell 516.238.7373 andyl1118@hotmail.com AUTO

HOME

BUSINESS

the wind. You can sell things of value and certainly there is a market for certain items but do not let the idea of getting money back stop you from letting those items go. Remember that for the time and effort of selling, you can make a meaningful donation to a charity. Consider the benefit of donation before you start spending your time haggling with strangers.

LIFE

227922 M

6. Let it go. It’s so cliche now to say it but Tina O’Keeffe is a professional organizer it must be said. The items have to go and the owner and chief organizing and they won’t get up and walk out officer of Stow and Behold. For more on their own no matter how much information on reducing clutter, optimizwe wish for it. We have to push them ing space and restoring happiness, check out the door and release them into out www.stowandbehold.com.

SENIOR LIFE • JANUARY 26 - FEBRUARY 1, 2022

Embrace every day because every day counts.

FUNERAL DIRECTORS SINCE 1892

INC.

We know how to care, when you need us we’ll be there.

Serving Jewish Families for Over 125 Years.

PRE-PLAN WOODBURY, L.I. 516.921.5757

ROCKVILLE CENTRE, L.I. 516.764.9400

BROOKLYN 718.284.1500

BOCA RATON, FLORIDA 1.800.992.9262 Steven Kanowitz, Director

www.guttermansinc.com 229491 S

7A

8A

JANUARY 26 - FEBRUARY 1, 2022 • SENIOR LIFE

Whatever I’ve asked for,

I’ve gotten. Nassau County Veterans Service Agency offers appointment transportation.

Resources For Long Island Veterans

L

ong Island is home to more than half of a million veterans and there is no shortage of services available to these aging heroes. Here are some contacts for regional, county and township veterans service agencies.

­

UPSCALE DESIGN

SPACIOUS APARTMENTS

INDOOR & OUTDOOR POOL

The Residences at Plainview

Schedule a Tour (516) 827-6949 Walk-ins Welcome

229706 M

Town of Hempstead Hempstead Town Hall, First Floor 1 Washington St., Hempstead 516—812-3506

The men and women of our armed forces have proudly served our country, making a tremendous contribution Northport VA VA Hospital in Northport: 631-261-4400; to American society. The Town of Hempstead has a benefits counselor on www.northport.va.gov staff to assist veterans and their families Nassau County Veterans Service file claims for veterans’ benefits. The Agency town offers veterans discounts at most Located in Building Q of the Nassau town park facilities and on recreational University Medical Center complex. programs. The town participates in a Claims, transportation, and food pantry real property tax exemption program are some of the services provided at this and offers free pet adoptions for vetoffice. Call 516-572-6565 for details. erans who wish to adopt a companion from the town’s animal shelter.

Nassau County Veterans Treatment Court Hofstra Legal Assistance First District Court This year’s free consultation services 99 Main St., Hempstead will be held virtually. Contact VLAP@ 516-493-4145 hofstra.edu or call 516-463-7302 to www.nassaucountyny.gov/vtc schedule an appointment. Also visit www.vlap.hofstra.edu/ for more details.

Town of Oyster Bay The Oyster Bay Town Veterans Nassau Vet Center Advisory Council (TVAC) was formed Providing transition counselto focus on a range of veterans issues ing, referrals and networking. and establish a network of communi970 S. Broadway, Hicksville. Call cation between the veteran community 516-348-0088. throughout the township. The council Miscellaneous also works on methods to resolve individual concerns and assist veterans VA New York Regional Office: with matters under town jurisdiction.

800-827-1000; www.benefits.va.gov/ The council comprises representatives newyork from various veterans’ organizations VA Life Insurance: 800-419-1473; including the Veterans of Foreign Wars, www.benefits.va.gov/insurance/ the American Legion, Vietnam Veterans L.I. State Veterans Nursing Home: of America, Veterans of the Vietnam 631-444-8500; www.listateveteranWar, Korean War Veterans of Nassau shome.org.

County, Disabled American Veterans, U.S. Veterans Affairs- Veterans Resource Jewish War Veterans of Nassau County, Center: 877-927-8387; www.vetcenter.

AMVETS, the Marine Corps League, va.gov/ Catholic War Veterans, American Merchant Marine and U.S. Navy Waves Veterans Administration: 631-261-4400 ext. 7565 or 631-241-6182 National. TVAC can be reached at Section 8 Voucher for Homeless 516-797-7875.

Veterans (Nassau County): 516-572Town of North Hempstead 1900; www.nassaucountyny.gov/2418/ Call 311 from within the township, Veterans-Affairs-Supported-Housing(516-869-6311). The town maintains a HUD growing list of business and service pro- Nassau County Homeless Help Line: viders who extend generous discounts 516-573-8626 to veterans.

—Compiled by Christy Hinko

SENIOR LIFE • JANUARY 26 - FEBRUARY 1, 2022

9A

Guidance Against Government Grant Scams

E

arlier this week the New York State Office for the Aging office was notified by a local level office for the aging agency that they have been getting a large number of NY Connects calls from older adults who had received a postcard mailing addressed to “resident” from the National Residential Improvement Association (NRIA) offering to help them get a grant to repair their home.

The postcard looks official, but it is not a government program and the company currently does not have a valid business license.

NRIA has been reported to the Better Business Bureau multiple times since 2008. This is a scam.

Government grant scams are on the rise. With the recently passed federal stimulus bill, scammers are taking advantage of homeowners of all ages by making bogus offers to secure generous grants for home repairs.

WHAT TO LOOK OUT FOR:

• Unsolicited phone calls or emails

over the telephone, like your Medicare number, Social Security number or banking information.

• Never pay a fee to a company that says it will help you get a grant.

• Block or unfriend anyone who offers unsolicited grant information on social media. Even if you are “friends” with that person—they may have been hacked.

• Only use local contractors with validated references to do work in your home. from someone claiming to be an official from the Federal Grants Administration (which does not exist), or a nonprofit organization like the National Residential Improvement Association offering grants or funding for repairs.

• Social media messages or posts from people excited to share the thousands of dollars they claim to have received from an organization that secures grants for homeowners.

• Callers who ask you to pay a fee in order to receive a grant. Federal

grants never charge for grant applications.

• Magazine or newspaper ads that offer “free grants.”

• Calls or emails that claim you’re eligible for a personal grant that does not restrict how you spend the money.

PROTECT YOURSELF:

• Do not answer your telephone if you do not recognize the caller or number.

• Never share personal information

IF YOU HAVE BEEN A VICTIM OF SUCH A SCAM:

• Report it to the New York State Attorney General’s office: 800-771-7755 • Report to the AARP Fraud Watch Network: 877-908-3360 • Report the scammer to the Better Business Bureau: www.bbb.org/consumercomplaints/file-a-complaint/ get-started —New York State Office for the Aging

Stop Paying High Assisted Living Costs 10 ACRE NORTH SHORE ESTATE

The Home Away from Home

NYS licensed adult home since 1962 for the purpose of extending tender loving care & spiritual encouragement to those in their senior years.

FULL SERVICE • Activities • 24/7 Care

Starting at

5000

$

• Laundry • 24/7 Security

• Live In Staff • Medication & Showering

• Bed & Breakfast Atmosphere • Daily Housekeeping

CHRISTIAN FELLOWSHIP HOUSE 516-922-6040 • 369 Split Rock Road • Syosset, NY www.christianfellowshiphouse.net • cfranch369ps@gmail.com

229721 M

10A JANUARY 26 - FEBRUARY 1, 2022 • SENIOR LIFE

n Jan. 11, Nassau County Legislator Arnold W. Drucker stopped by Sid Jacobson Jewish Community Center (SJJCC) in Greenvale to deliver 50 COVID-19 tests to the senior center.

The tests were distributed to the SJJCC’s Fay J. Lindner Foundation Senior Services Center—Adult Day Program participants, individuals diagnosed with Alzheimer’s, dementia, Parkinson’s or another degenerative illness.

In addition to the program participants, COVID tests were given to the family member or caregiver who transports the program member to SJJCC each day.

The remainder of the tests will be distributed amongst SJJCC’s senior population whom Drucker met with virtually on Monday, Jan. 10 during SJJCC’s News Behind the News program to discuss his donation of COVID tests, his tax grievance workshops and to answer any questions.

—Submitted by Sid Jacobson Jewish Community Center

The legislator offers a test kit to Alan Berkowsky, (seated, left).

Karen Afrin gladly receives a test kit from Legislator Drucker.

Your health starts at home Across Long Island, Jukebox Health provides safe, functional, and design-conscious home modifications to help you age (and thrive) in place.

Our expert occupational therapists assess your home and develop a personalized plan to meet your needs and style. Let Jukebox Health transform your home into a place that supports continued independence, safety, and joy!

To schedule your free home safety assessment, scan the QR code to visit our website or call us at:

(516)-844-0369 229306 M

O

Legislator Aids Pandemic Supply Distribution

SENIOR LIFE • JANUARY 26 - FEBRUARY 1, 2022 11A

Community Services And Resources For Seniors

Nassau County Office for the Aging 516-227-8959 Nassau County Office for the Aging – Wellness Programs The Nassau County Office for the Aging funds varied recreational and wellness programs at some clubs and centers in the county.

For information on activities and schedules, contact: 516-539-0150 Nassau County Department of Parks, Recreation and Museums This department coordinates special programs and facilities for senior citizens at many Nassau County parks. Call 516-572-0200 for details.

Computers and senior citizens

School districts

Local school districts conduct continuing education programs throughout the year. Upon request, the local school district will send their continuing education brochure. Some offer reduced rates for seniors.

Board of Cooperative Educational Services Learn a new trade at Nassau BOCES. (BOCES) The BOCES Nassau Technical Center Town and city recreation offers many different evening programs programs for adults.

Seniors citizens, 60 years Town of Hempstead of age or older, may be eligible for a Department of Senior Enrichment discount.

516-485-8100 Town of North Hempstead Department of Community Services 516-869-6311 Town of Oyster Bay Division of Senior Citizen Services 516-797-7900 City of Glen Cove Office of Senior Services 516-759-9610

Joseph M. Barry Career & Technical Education Center 1196 Prospect Ave., Westbury 516-622-6950

Catholic charities recreational services for senior citizens Bi-County Alliance of Senior Clubs 516-733-7051

SeniorNet SeniorNet, a national organization that is operated locally by EAC Network, provides adults 50 years of age and older with access to, and education about, computer technology and the Internet.

EAC Network 50 Clinton St., Suite 107, Hempstead 516-539-0150

Nassau Library System

The public libraries of Nassau circulate books on a variety of subjects, some in large type. Most also circulate videos, DVDs, CDs and books on tape. Some will deliver books to people in the community who are unable to travel due to a disability or extended illness. Many offer workshops and programs of interest.

Nassau Library System 900 Jerusalem Ave., Uniondale 516-292-8920 —Compiled by Christy Hinko

Friends for Life Homecare Services has led

the way providing compassion, comfort and expert care since 2010, and will continue to do so for generations to come.

Call today for a FREE assessment!

Proudly Serving Nassau, Suffolk and Queens

229504 S

There are more than 250 clubs and centers located throughout the County which provide programs that offer opportunities for productive and satisfying use of leisure hours. Information on meeting time and place of groups in local communities can be obtained from:

12A JANUARY 26 - FEBRUARY 1, 2022 • SENIOR LIFE

Dr. Leon Schwechter Dr. Javier Morales

Dr. Craig Grobman Dr. Neena Shah

ADVANCED INTERNAL MEDICINE GROUP, P.C. EXPERTS in ADULT and GERIATRIC PRIMARY CARE TREATING CHRONIC and ACUTE CONDITIONS For over 35 years our Physicians have aimed to develop relationships with patients and families that help us provide personalized care.

• Expert Diabetes Care • Providing Inpatient Care at St. Francis Hospital “The Heart Center” • Full on Site Lab for Same Day Results

We Accept Medicare Insurance

• 24/7 On Call Doctor’s • Friendly & Knowledgeable Staff • Ask Us About Our House Call Service

Reverse Mortgages: Know The Facts Reverse mortgages have become an increasingly popular option for seniors who need to supplement their retirement income, pay for unexpected medical expenses, or make needed repairs to their homes. Before entering into a reverse mortgage, however, it is important that you understand what a reverse mortgage is, understand the types of reverse mortgages that are available, know the costs and fees associated with reverse mortgages and understand the repayment obligations for these mortgages.

WHAT IS A REVERSE MORTGAGE? A reverse mortgage is a special type of home equity loan sold to homeowners aged 62 and older. The loan allows homeowners to access a portion of their home equity as cash. In a reverse mortgage, interest is added to the loan balance each month, and the balance grows.

The loan must be repaid when the last borrower, co-borrower or eligible spouse sells the home, moves out of the home or dies. Most reverse mortgages today are called Home Equity Conversion Mortgages (HECMs).

HECMs are federally insured. If you are interested in a reverse mortgage, first see a HECM counselor.

HOW DO I QUALIFY FOR A REVERSE MORTGAGE? In order to qualify for most reverse mortgages: You and any other borrowers on the reverse mortgage must be at least 62 years of age. The home securing the reverse mortgage must be your primary residence. Eligible property types include single-family homes, two-to-four-unit owner-occupied properties, manufactured homes, condominiums and townhouses.

You must either pay off the old mortgage debt before you get a reverse mortgage or pay off the old mortgage debt with the money you get from a reverse mortgage. There are no minimum asset, income or credit requirements to qualify for most reverse mortgages.

Covid19 Testing Also Available Better Doctors.

Better Care.

It’s Time to Get Better.

ARE THERE FEES ASSOCIATED WITH REVERSE MORTGAGES?

Please call us today at

516.352.8100

or visit us online at www.advancedinternalmedicinegroup.com

2200 Northern Boulevard Suite 133, East Hills 229477 M

As with all mortgages, there are costs and fees connected to securing a reverse mortgage. Fees include those associated with loan origination, mortgage insurance premiums, closing costs and monthly servicing fees. These fees are often higher than the fees associated with traditional

mortgages and home equity loans.

Make sure you understand all the costs and fees associated with the reverse mortgage.

Be aware that if you choose to finance the costs associated with a reverse mortgage, they will increase your loan balance and accrue interest during the life of the loan.

WILL I HAVE TO REPAY THE REVERSE MORTGAGE? You generally do not have to repay the reverse mortgage as long as you and any other borrowers continue to live in the home, pay property taxes, maintain homeowners insurance and keep the property in good repair. Your reverse mortgage lender may include other conditions that will make your reverse mortgage payable, so you should read the loan documents carefully to make certain you understand all the conditions that can cause your loan to become due.

HOW MUCH WILL I OWE WHEN MY REVERSE MORTGAGE BECOMES DUE? The amount you will owe on your reverse mortgage will equal all the loan advances you received (including advances used to finance the loan or to pay off prior debt), plus all the interest that accrued on your loan balance. If this amount is less than your home is worth when you pay back the loan, then you (or your estate) keep whatever amount is left over.

With most reverse mortgages, you can never owe more than your home is worth. The technical term for this cap on your debt is a “non-recourse limit.” It means that the lender, when seeking repayment of your loan, generally does not have legal recourse to anything other than your home’s value and cannot seek repayment from your heirs.

Be aware that since the home will likely need to be sold to pay back the reverse mortgage, these types

ARE YOU MOVING?

DO YOU LOVE FOOD?

Call 516-403-5120 to continue receiving your paper at the new address without an interruption of service! some borrowers use them to buy loan products) before you go with a

SENIOR LIFE • JANUARY 26 - FEBRUARY 1, 2022 13A

new homes.

Read some of our exclusive chef interviews and recipes at www.longislandweekly.com

DID YOU MOVE?

DO YOU LOVE MUSIC? Read some of our exclusive

of loans may not be a good option Security at or Medicare payments. artistifinterviews you want to leave your home to your Again, important to check personal www.longislandweekly.com children. circumstances, but there are usually no penalties relating to members PROS OF REVERSE already receiving payments from any program.

MORTGAGES: • You won’t owe more than the • They’re a source of income. home is worth. Most reverse mortBorrowers can select that the gages have a “nonrecourse” clause, amount of the loan be payable in a which prevents you or your estate lump sum or regular payments. from owing more than the value of • Proceeds are generally tax-free. your home when the loan becomes Final tax treatment may rely on a due and the home is sold. variety of personal factors, so check • Reverse mortgages may be a with a tax professional. smarter option for some downsiz• Generally, they don’t impact Social Read some our With proper advice, ingof seniors.

3007

reverse mortgage.

• Application fees can be expensive.

Reverse mortgage lenders typically CONS OF REVERSE charge an origination fee and higher MORTGAGES: closing costs than conventional • You may outlive your equity. loans. This adds up to several perReverse mortgages are viewed as centage points of your home’s value. a “last-resort” loan option and • Many reverse mortgages are adjustcertainly not a singular solution able rate products. Adjustable rates to spending problems. They’re affect the cost of the loan over time. recommended generally for older • If you have to move out for any seniors as part of a strategic package reason, your loan becomes due. of financial solutions to allow them Please call 516-403-5120 Generally, this is triggered if you to stay in their homes as long as or your co-borrower lived in to update your accounthasn’t so you possible. the home for a continuous year. So do health not miss any issues!

• You and your heirs won’t get to issues provide real risk with keep your house unless you repay this product. the loan. If your children hope to —Courtesy of the Nassau County inherit your home outright, try to Department of Human Services find some other funding solution Office for the Aging (family loans, other conventional

DO YOU LOVE TELEVISION?

exclusive interviews with your favorite TV stars at www.longislandweekly.com OVER

YEARS

OF EXCELLENCE IN CARE

Did You Enter a Change of Address With the Post Office?

You still need to call us at 516-403-5120 because newspapers are only forwarded for 2 weeks.

CELEBRATING OVER 25 YEARS OF EXCELLENCE IN CARE CELEBRATING OVER 25

A Memory Care Neighborhood

NEW ADMISSIONS ARE NOW BEING ACCEPTED! The Regency continues to take all precautions in keeping residents and staff safe during the COVID pandemic. _________

Real Relationships. Real Warmth. Real Care.

The Regency is an assisted living setting with vital seniors who share your interests, caring staff, and upscale amenities that elevate comfort to another level.

94 School Street, Glen Cove, NY 11542 TheRegencyAtGlenCove.com • SafeHarbor@RegencyGlenCove.com

Building on The Regency’s quarter-century reputation of excellence, we’ve created a secure, self-contained neighborhood dedicated to seniors with Alzheimer’s or other forms of memory loss – allowing our residents to age in place.

SCHEDULE A VIRTUAL TOUR OF OUR REGENCY & SAFE HARBOR COMMUNITIES!

516-674-3007

229707 M

14A JANUARY 26 - FEBRUARY 1, 2022 • SENIOR LIFE

Stop Paying Full Price: Ask For A Discount

BY ANTON MEDIA STAFF specialsections@antonmediagroup.com

W

hen it comes to a senior discount, you don’t actually have to be a “senior” to qualify for one. In fact, the biggest misconception with the word “senior” in senior discount is that you have to be above the age of 65 to make a purchase for less money.

However, signing up for an AARP membership for just $16 a year, starting at the age of 50, can put you in the mix for a senior discount too.

Restaurants, department stores, transportation companies, movie theaters don’t always have to be paid for in full. Asking for your senior discount at any of the places listed below can save you thousands of dollars a year.

• Applebee’s (15 percent off with Golden Apple Card, 60+) • Arby’s (10 percent off, 60+) • Boston Market (10 percent off, 65+) • Burger King (10 percent off, 60+) • Friendly’s (senior menu offered with discounted prices, 60+) • IHOP (10 percent off, 55+) • Subway (10 percent off, 60+) • Wendy’s (10 percent off, 55+) *not all restaurants participate • White Castle (10 percent off, 62+)

S

Save up to 10 percent off your room at Hilton Hotels & Resorts. —AARP

Use Walgreens’ reward card for discounts. —AARP

Are you in the mood for a quick snack? Ask for your senior discount at these sweet places.

• Dunkin’ Donuts (discount varies, 55+) *not all restaurants participate • TCBY (10 percent off, 55+) Not only do restaurants offer senior discounts, but large companies do the exact same. Remember to ask for the senior discount when purchasing items at these popular stores.

• Banana Republic (10 percent off, 50+) • Kohl’s (15 percent off, 60+) • Marshalls (10 percent off on Tuesdays, locations vary) • Michael’s (10 percent off on Tuesdays with AARP card) • Rite Aid (10 percent off on Tuesdays and 10 percent off prescriptions) • TJ Maxx (10 percent off on Tues-

days, locations vary) • Walgreens (20 percent off once a month, 55+ and AARP) *“Balance Rewards” Card required • Wild by Nature (10 percent discounts, 65+ with the store’s Wild Card).

Stop paying a fortune on transportation tickets and ask for your senior discount at the following car rental, airline and train companies.

• Alaska Airlines (10 percent off, 65+) • American Airlines (discounts vary, 65+) • Budget Rental Cars (10 percent off, up to 20 percent off for AARP members 50+) • Continental Airlines (no initiation fee for Continental Presidents Club and special fares for select destinations) • Dollar Rent-A-Car (percent off, 50+)

• Enterprise Rent-A-Car (5 percent off for AARP members) • Southwest Airlines (various discounts for 65+ so call before booking) • United Airlines (various discounts for ages 65+ so call before booking) • U.S. Airways (various discounts for ages 65+ so call before booking) • Amtrak (15 percent off, 62+) • Greyhound (5 percent off, 62+) • Trailways Transportation System (various discounts for ages 50+) When traveling, you’re going to need a place to sleep. Hotels offer multiple senior discounts.

• Comfort Inn (20-30 percent off, 60+) • Comfort Suites (20-30 percent off, 60+) • Hampton Inn & Suites (10 percent off when booked 72 hours in advance) • Hyatt Hotels (25-50 percent off, 62+) • Marriott Hotels (15 percent off, 62+) • Sleep Inn (20-30 percent off, 60+) • Holiday Inn Westbury (call for discount) • Holiday Inn Plainview (call for discount)

Social Adult Day Care Program

ocial adult day services programs provide care to frail and disabled older adults in a supervised group setting within the community. Services include socialization activities, supervision and monitoring, and nutrition. Programs also provide personal care that includes hands on assistance with mobility, eating, and toileting (including care of

incontinence). All services are based on an individual care plan and assessment of the participant.

Social adult day services provide a break to caregivers and especially gives peace of mind to working caregivers.

Participants are encouraged to make a voluntary contribution towards the program, but there is no fee for services.

To be eligible for adult day services, an individual must be: • A Nassau County resident 60 years of age or older • Functionally impaired (needing the assistance of another person in at least one of the following ADLs: toileting, mobility, transferring, or eating, or needing supervision due to cognitive impairment and/or psycho-social impairment).

The SJJC Martin Luther King, Jr. Day celebration was fun, but socially distanced.

The following Social Adult Day Care Programs are sponsored in part by the Nassau County Office for the Aging: Adult Day Care The Friendship Circle 300 Forest Drive East Hills, NY 11548 (516) 485-1545 ext. 135 Sponsored in part by: Sid Jacobson Jewish Community Center Serving: Roslyn and surrounding communities Herricks Alzheimer’s Adult Day Program Herricks Community Center 999 Herricks Road New Hyde Park, NY 11040

(516) 742-0851 Sponsored in part by: Sid Jacobson Jewish Community Center Serving: Albertson, Carle Place, East Williston, Garden City Park, Mineola, New Cassel, New Hyde Park, Old Westbury, Roslyn Heights, Searingtown, Westbury, Williston Park Alzheimer’s Senior Day Program The Club 1355 Noel Avenue Hewlett, NY 11557 (516) 374-2670

Sponsored in part by: New Horizon Counseling Center Serving: East Rockaway, Five Towns, Lynbrook, Valley Stream Glen Cove Adult Day Care 130 Glen Street Glen Cove, NY 11542 (516) 759-2345 Sponsored in part by: City of Glen Cove Serving: Glen Cove, Glen Head, Glenwood Landing, Locust Valley, Old Brookville, Sea Cliff

Long Island Alzheimer’s and Dementia Center 1025 Old Country Road, Suite 115 Westbury, NY 11590 (516) 767-6856 Sponsored in part by: Long Island Alzheimer’s and Dementia Center Serving: Nassau County —Department of Human Services Office for the Aging is located at 60 Charles Lindbergh Blvd.

Uniondale. Call 516-227-8900 for more information.

SENIOR LIFE • JANUARY 26 - FEBRUARY 1, 2022 15A ASSISTED LIVING

MEMORY CARE

INDEPENDENT LIVING

HOME CARE

Alice Find the right senior living option for your mom or dad with our personalized process 1

2

3

Connect with a local senior living advisor

Review a tailored list of recommendations

Evaluate, tour and decide with confidence

A Place for Mom helps thousands of families like Alice’s each year.

Whether it’s assisted living, memory care, independent living or home care, A Place for Mom simplifies the process of finding senior living with customized guidance at no cost to your family.

Our service is free, as we’re paid by our participating communities and providers.

Connect with us at

ASSISTED LIVING

MEMORY CARE

INDEPENDENT LIVING

HOME CARE

APFM_FP

1-888-674-1088

JANUARY 26 - FEBRUARY 1, 2022 • SENIOR LIFE

DISCOVER THE FINEST IN SENIOR LIVING

The Bristal Assisted Living has been serving seniors and their families in the tri-state area since 2000, offering independent and assisted living, as well as state-of-the-art memory care programs. We are committed to helping residents remain independent, while providing peace of mind that expert care is available, if needed. Designed with seniors in mind, each of our communities feature exquisitely appointed apartments and beautiful common areas that are perfect for entertaining. On-site services and amenities include daily housekeeping, gourmet meals, a cinema, salon, plus so much more. Discover a vibrant community, countless social events with new friends, and a luxurious lifestyle that you will only find at The Bristal.

SCHEDULE YOUR VISIT TODAY!

For a list of all locations in the tri-state area, visit: THEBRISTAL.COM

AN ENGEL BURMAN COMMUNITY

Licensed by the State Department of Health. Eligible for Most Long Term Care Policies. Equal Housing Opportunity.

229492 M