PRADHAN MANTRI AWAS YOJANA ELIGIBILITY CRITERIA
PMAY ELIGIBILITY CRITERIA
• Below conditions are to be fulfilled for PMAY Eligibility Criteria: 1. The beneficiary family should not own a pucca house (an all-weather dwelling unit) either in his/her name or in the name of any member of his/her family in any part of India. 2. The beneficiary family should not have availed of central assistance under any housing scheme from Government of India/State government.
PMAY ELIGIBILITY CRITERIA
• 3. The beneficiary family should not have availed any PMAY – CLSS subsidy from any of the Primary Lending Institutions (‘PLI’). 4. All Statutory Towns as per Census 2011 and towns notified subsequently would be eligible for coverage under the Mission. • 5. The construction/extension for which the loan is availed must be completed within 36 months from the date of the disbursement of the 1st instalment of the loan amount.
PRADHAN MANTRI AWAS YOJANA ELIGIBILITY CRITERIA FOR GETTING SUBSIDY Section
Eligibility Details
Economically Weaker Section (EWS)
People who earn an annual household income less than Rs.3 lakh come under the EWS category.
Light Income Group (LIG)
People that fall under LIG category usually have an annual household income ranging between Rs.3 lakh to 6 lakh.
Medium Income Group (MIG1)
Those who earn an annual household income below Rs.12 lakh fall under the MIG1 category. These people can avail loans of up to Rs.9 lakh for the construction of a residence.
Medium Income Group (MIG2)
Individuals earning an annual household income between Rs.12 to Rs.18 lakh will fall under MIG2 of the PMAY scheme. These people can avail loans of up to Rs.12 lakh.
Minorities Women
Women belonging to EWS/LIG categories will be considered if they apply under the PMAY scheme.
HOW TO APPLY FOR THIS PMAY SCHEME?
• Beneficiaries can apply for PMAY through the following: A. Online Individuals can visit the website to apply Pradhan Mantri Awas Yojana Scheme online. They need to have a valid Aadhaar Card to apply. B. Offline Beneficiaries can apply for the scheme offline by filling up a form available through Common Service Centre (CSC). Price of these forms is Rs. 25 + GST.
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