Why CMAC?

Because‌

3 reasons why CMAC secures lower rates than an independent borrower.

“CMAC created hundreds of thousands of dollars of additional savings for our group, even after we had just negotiated a large rate reduction with our bank.

They had knowledge of market rates, and were able to use that leverage to negotiate the best deal.�

Scott Guyton, CEO Orthopaedic Specialists of the Carolinas Winston-Salem, NC

1

CMAC’s LOAN VOLUME

CMAC’s hundreds of closings totaling more than a billion dollars gives CMAC unparalleled clout in the market.

When CMAC speaks, banks listen!

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“There are many good reasons we’ve used CMAC on multiple occasions; they consistently push rates down to levels we could not achieve on our own.”

Karl Stein, CEO Raleigh Orthopaedics Raleigh, NC

2

CMAC

CAN ISSUE BONDS

CMAC’s ability to issue bonds creates substantial pressure on banks to lower their rates in order to compete with the low-price bond option.

It is not important to know how bonds work, what is important is that the banks understand and respond with better pricing.

P h one 4 0 7 . 8 9 5 . 6 0 0 0 w w w . cmaccap i t al . com 399 Carolina Avenue, Suite 250 Winter Park, FL 32789

“Hiring CMAC was a great investment for our group!

Their ability to vet the market and select among the best proposals gave our partners the comfort that they truly got the best deal possible.�

Jim Carrier Carolina Orthopaedic Specialists Hickory, NC

3

CMAC

DEALS ON A NATIONAL LEVEL

CMAC uses pricing from its most competitive proposals across the country to lower your rates locally.

We empower local bankers by making them aware of the most favorable terms within their bank across the country.

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Let’s Do The Math…

• CMAC lowers rates by an average of 0.71%.* •

•

Borrowers netted an improvement of 0.57% after fees.** On a 10-year $10 million dollar loan, that’s a net savings of more than a half million dollars.

*Sampling of 14 borrowers who had been provided quotes on refinancing prior to their engaging CMAC. **CMAC fees on loans having 10-year terms was 0.14% annually.