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Membership Plans
from RI Update July 2023
by alpaorg
Critical Illness Special Open Enrollment in Canada
Extending a warm ALPA welcome to ACA pilots, ALPA is offering a special open enrollment window for all Canadian ALPA members to join the Critical Illness program underwritten by Industrial Alliance Insurance and Financial Services Inc. Until July 30, 2023, members and their spouse can purchase up to $50,000 of Critical Illness Insurance with no medical questions. Acceptance is guaranteed. Members may also purchase $10,000 for their children. Take advantage of this special opportunity online.
Critical Illness Insurance provides a tax-free, lump-sum payment if the individual is diagnosed with one of the 25 covered conditions, including cancer, heart attack, and stroke. Participants receive payment whether they are able to work after receiving their diagnosis, regardless if a full recovery occurs. The payment can be used to cover medical expenses, income loss, or however the participant determines. Plus, with the new “multiple event coverage” benefit, participants can make claims for the diagnosis of multiple unrelated covered conditions.
This offer is special because it can be difficult to qualify for Critical Illness Insurance. Normally, extensive medical information for the individual and their familial medical history is required to complete the application process. Acceptance by the insurance underwriter will then be dependent on the applicant’s personal health and the medical history of their natural parents and siblings. With this special offer, Canadian ALPA members can immediately qualify for up to $50,000 in coverage, regardless of their medical history.
ALPA Dental Plan Changes Coming
Changes to the ALPA voluntary dental program are forthcoming, be on the lookout for announcements this fall .
Please note, members that are currently enrolled in the $50,000 of guaranteed-acceptance Critical Illness Insurance under this plan may not apply for more under this offer. However, members with $25,000 of guaranteed-acceptance Critical Illness Insurance may increase their coverage up to an additional $25,000 during the special open enrollment window.
