Loan Against Property
About Loan Against Property A loan against property (LAP) / property loan / mortgage loan is just a secured loan, wherein we as the financial institution keep the property papers as a security until the loan is repaid. Whether you are paying for your child’s wedding, financing overseas education or starting a business venture, a loan against property can fund it all. However, the key to a financially stable life is retaining ownership of the property you have pledged, which is much easier to do when you have your priorities in order.
Where Can Use? The following are the main Purposes of loan Against Property. You can use the funds, ● For Business expansion / Working capital: For Business Expansion, purchasing machinery / equipment / raw materials / stock etc. and all other business requirements ● For Personal needs: Children’s higher education, marriage expenses or any family functions, medical emergencies, home improvement or furnishing ● For Debt consolidation: You can opt to settle all those high interest rate loans, that you might have borrowed in trying times. Live stress-free!
● High-value loans made affordable ● Disbursal in 4-days
● Flexible tenure
LOAN AGAINST PROPERTY
● Easy balance transfer facility ● Flexi dropline feature ● Online account management
BENEFITS ● ● ● ●
Lower EMIs Fastest loan approval Low-interest rates Low to no prepayment charges
You can avail this loan by mortgaging a residential, commercial or industrial property. Usually, loan against property interest rate are the lowest when the funds are availed against a residential property.
How To Apply For?
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