ALEPH MAGAZINE - ISSUE 01 - FALL 2020 by alephmagazine

ALEPH MAGAZINE

VANCOUVER __ ISSUE 01 __ AUTUMN 2020

Amir Hamzehali has been honoured with many awards and has held the number 1 place for three years in a row (2016, 2017, 2018). His secret is to work hard and have integrity. With more than $1 Billion in closings, Amir Hamzehali is widely hailed for his outstanding production, which continues to remain steady. Central to his success is his dedication to clients. Given his high profile persona, many are surprised to find Amir warm and down-toearth with an ability to connect on a personal level. His clientâ&#x20AC;&#x2122;s interests are always his top priority. His team supports his philosophy by handling all requests, large or small, with efficiency and expertise. Amir Hamzehali brings a competitive edge when it comes to serving his clients. He uses proficiency and knowledge to identify opportunities that present the best value when purchasing. He takes a thoughtful and measured 2

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AMIR IS PROOF THAT YOU CAN BE NUMBER ONE WITHOUT SACRIFICING YOUR VALUES.

AMIR IS #1 REALTOR IN 2016, 2017, AND 2018 approach to market your investment when selling. “No matter what the price range I am working in, it is an absolute pleasure in helping someone buy or sell their home” ~Amir Hamzehali. Although Amir may be better known to specialize in the luxury market, there is no project too small. Patient, caring and careful in all his details, Amir and his team, remain dedicated to his clients and customers no matter what the scope of their needs are or how long it takes to fulfill them. His proven experience and highly respected reputation have earned him countless referrals as well as repeated business. “Amir and his team have achieved phenomenal success in real estate. He is one of the top agents in the very successful Royal LePage Sussex West Vancouver office and in the top 1% of all Royal LePage agents (16,500) across Canada. We highly recommend Amir and his team. His enthusiasm, energy, and negotiating skills combined with the team’s marketing expertise will do a great job for you. Amir has built a good reputation in the Industry and we are proud to have him part of the office.” Bill Binnie, Managing Broker Royal LePage Sussex

ALEPH MAGAZINE

1103 Gilston Road, West Vancouver $10,998,0008

1095 Crestline Road, West Vancouver $ 9,888,888

amir@hamzehali.com 604-500-1010 2397 Marine Dr. West Vancouver 4

ALEPH MAGAZINE

380 St James Crescent, West Vancouver $ 4,998,000

550 Stevens Drive, West Vancouver $ 5,999,000

1133 Palmerston Avenue, West Vancouver $ 4,298,000

4379 Highland Blvd.,North Vancouver $ 2,998,000

5502-1151 West Georgia St., Coal Harbour $ 2,988,000

2350 Queens Avenue, West Vancouver $ 7,680,000

ALEPH MAGAZINE

__ ABOUT ALEPH

ABOUT ALEPH

‫درباره الف‬

‫الف نخســتین مجله فاخر فارســی انگلیســی اســت که در شــهر ونکوور به‬ ‫ مجله الف میکوشــد ارتباط شایســتهای بین بیزینسهای‬.‫چاپ میرســد‬ ‫ کانادایــی ایجاد کند تا به راحتی قادر باشــند‬-‫بــا کیفیــت و جامعــه ایرانــی‬ .‫یکدیگــر را بیابند‬ ‫ایــن مجلــه بــه صــورت فصلی و به دو شــیوه چاپــی و دیجیتالی عرضه‬ ‫ نقــش ویژه ای را در ارایه محصوالت‬،‫مــی شــود و بــا ارایــه نــوآوری های روز‬ .‫غربی و شــرقی ایفا میکند‬

ALEPH is Canada’s first Persian lifestyle magazine based in Vancouver dedicated to give stablished businesses a voice for Iranian community, helping them to reach this untapped and active segments of population. ALEPH is a seasonal magazine that offers a space both in print and online. It sheds light on what is important and relevant at the present moment, bridging the gap between the East and the West.

‫ مکانی برای تجلی نوآوری های‬،‫مجله الف بر این باور است که زندگی اعال‬ ‫ نوآوری هایی که حاصــل تالش حرفه ای ترین‬.‫منحصــر بــه فــرد اســت‬ ‫و حســاس تریــن تولیــد کننــدگان جهــان اســت و تجلی آن ها را میتوان‬ ‫ جواهــرات و مجموعه های لوکس‬،‫ خانههــا‬، ‫درطراحــی اتومبیلهــا‬ .‫خانگــی پیدا کرد‬

We believe that luxury is encompassed in the exclusive, in the

‫ الهام‬،‫مجلــه الــف بــا به نمایش گذاشــتن ایــن محصوالت و خدمات‬ ‫بخــش کســانی خواهــد بــود که مایلند ارزش افزوده جدیدی برگرفته شــده‬ .‫از ســبک غربی و یا شــرقی در زندگی خود بیابند‬

effortlessly allows Westerners to gain a better, more authentic

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unique, in the never-before-seen or experienced. These can be through fine dining, luxury automobiles, high-end fashion, premium travel destinations, high quality products and services which play an important role in refining our experiences and inspiring us to seek out more. It understanding of Persian culture and traditions, while helping Iranians living in Canada discover Western customs and values.

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__ PUBLISHER’S NOTE

EAST MEETS WEST

I’m an adventurous spirit. It’s in my DNA. My life is defined by a natural curiosity and sense of wonder. These qualities led me to travel the world and push my own boundaries and preconceptions. I’m also a positive person with an energetic outlook, and to this day, I find value in every passing moment. When I moved to Vancouver as a young man, I remember the excitement of a new place filled with amazing places, cultures and experiences. Neighbourhoods shaped by ethnicities, colourful characters, new food and diverse peoples working and playing together. It was so different people. Today, I’m proud to call Vancouver home. I consider myself a Vancouverite and couldn’t imagine living anywhere else. Vancouver allows me to be me. And it also allows me the freedom to maintain a deep love and appreciation for other cultures, as well as my own. I’ve always been an active participant in Vancouver’s Persian community. I feel like we have found a true home away from home. But there’s always room for improvement. As much as I feel welcomed by Canada, from a business standpoint there seemed to be a gap between the Iranian community and the Canadian business world. In my work life, I’ve helped many local startups and companies grow and succeed over the past six years. I wondered, perhaps I can find a catalyst that connects Vancouver’s business establishment to Vancouver’s Persian community. Thus, the adventure that is ALEPH was borne. And what an adventure it’s been! With ALEPH, my goal is to bridge the gap between the East and the West. We craft our magazine seasonally, to act as the gateway for Westerners to discover Eastern culture, as well as for Iranian immigrants to better understand Western values and traditions. I know that with ALEPH we can retrace the missing link and merge the cultural and business values of these two worlds with valuable, eminent content. I believe that food, travel, luxury goods and success stories play a key role in inspiring growth in people, both as business-owners and admirers of quality, and I can’t wait for you to see what we have in store. Let the adventure begin.

Farhad Mehrabi, Publisher ALEPH 8

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www.samanbakery.com ALEPH MAGAZINE

__ CONTENTS

Issue 01 — Autumn 2020 12 Dumont & Co 16 David Christopher 19 Ferrari Of Vancouver 30 Fabergé Jewelry 37 Realty Course 48 Behzad Jamshidi 54 Clayoquot Wilderness Resort 56 IHOC 58 Ayoub’s Dried Fruits & Nuts

62 Bijan Law Corporation 64 Set The Tone In Style Photography

SV Business Group

Belluxe Photography

Ilya Development

Terminal City Club

La Vista Events

The Power of Play

Details By Haleh

Farzad Behzadi Mortgage Consultant

Hossein Mehrizi Mortgage Specialist

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76 ALEPH MAGAZINE

DUMONT & CO. Accounting & Finance

With the on-going changes and uncertainties in the world, the industry that has remained a reliable pillar during the bleakest of times has, undoubtedly, been the financial industry. For a lot of us, when we think of the financial industry, we immediately think of banks; however, when you really examine the financial industry today, itâ&#x20AC;&#x2122;s amazing to see how much the industry has evolved. This evolution is where Dumont & Co and its highly trained team of professionals come in. With decades of first-hand experience in the financial services industry, CEO and Co-Founder, Pourang Taheri, clearly understood the importance of encompassing the wide-range of financial and personal success needs that individuals, businesses, and organizations were hungry for. In 2009, when the economy was slowly recovering from the infamous financial crisis, Pourang recognized a gap and seized the opportunity to create Dumont & Co, which is proudly based out of North Vancouver, BC. Since that time, Dumont & Co has become a goliath of an umbrella, offering large-scale accounting and financial services that companies require to thrive in their competitive marketplaces. When asked about the driving force behind Dumont & Co, Pourang advised that it was, and still is, to create a single entity focused on delivering thorough solutions to the complex challenges that their clients may potentially come across and to provide sound advice that will set their clients apart from the rest. By offering financial planning services that include- but most certainly are not limited to- business valuations, tax planning, sales and acquisitions, and corporate finance, Dumont & Co provide strategies that set up their clients for the success they yearn for. 12

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“Our holistic, out-of-the-box financial approach is more than just accounting; together we create the path to get our clients soaring towards their unique end goals and beyond” While this could be boasted through the accolades and awards that Dumont & Co has received, Pourang humbly emphasizes that they define their own success by the outcomes of their clients and live by their philosophy: ‘we succeed when our clients succeed’. This happens by really understanding their clients needs so that the appropriate team members can tailor specialized strategies for each individual client’s success. What is the key to ensuring this level of success for their clients? Pourang is adamant that the strong foundation of this company is the high-level of professionals that make up the team at Dumont & Co. Pourang’s extensive involvement in the financial and accounting industry has allowed him to establish strong alliances with other like-minded individuals, whose goals and objectives align with those of Dumont & Co. Through this, Dumont & Co has been able to bring on highly-knowledgeable specialized team members to grow the vast range of services offered by this company. With clients’ needs continuously changing, clients can return to a name they already trust and have the confidence that Dumont & Co has a fully capable team ready to grow their financial planning success. This formation of a community-like environment happens naturally and with ease at Dumont & Co and, although, this is to be expected when you look at a company with such stature, other companies can testify that it’s not always so easy to achieve as a company grows with size. When individuals, businesses, and organizations are on the hunt for services that are modern and aligned with where the financial industry is headed, they will be relieved when they come across Dumont and Co, as Pourang Tahari has done a remarkable job at creating a company where one can come for personalized advice and a multitude of services offered like a well-oiled machine.

604-998-1919 www.dumontco.ca 200-889 Harbourside Dr, North Vancouver, BC V7P 3S1 ALEPH MAGAZINE

L O V E I N 14

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F A L L

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Marc Cain Store I Vancouver Pacific Centre www.marc-cain.com

‫معمار برجسته‬ ‫شهر زیبای ونکوور‬ ‫نوشــته‪ :‬آذی یوسفی‬

‫معماری‪ ،‬حرفه ای جذاب و دوست داشتنی است و با ترکیب زیبایی از خالقیت‪ ،‬هنر و مهندسی قادر است تغییراتی در محیط‬ ‫ایجاد کند که روی دید افراد‪ ،‬منظر یک شهر و حتی جاذبه توریستی یک کشور تاثیر بگذارد‪.‬‬ ‫هر شهر نام معمارانی را که با طراحی شگرف خو د باعث تغییر آرایش شهر می شوند‪ ،‬در گنجینه خود حفظ و به آن ها افتخار‬ ‫میکند‪ .‬یکی از آن شهرها‪ ،‬شهر زیبای ونکوور است که نام دیوید کریستوفر را در فهرست نام های برجسته خود دارد‪.‬‬ ‫دیوید کریستوفر عالوه بر طراحی بنای ساختمان‪ ،‬طراحی فضاهای داخلی و منظر خانه را نیز به عهده میگیرد و آن ها را همچون‬ ‫جزیی از یک کل انجام می دهد‪ .‬خانههایی با سقف های بلند‪ ،‬شکست های زیبا‪ ،‬ترکیب مطلوب رنگ ها‪ ،‬روشنی پنجره ها و‬ ‫زیبا سازی محیط خارجی‪ ،‬تمام حواس بیننده را هنگام حضور در محیط به خود جذب میکنند‪.‬‬ ‫کریستوفر در شهرونکوور متولد شده و تحصیالتش در زمینه طراحی داخلی است‪ .‬او در همان ابتدای جوانی هنگامی که در یک‬ ‫شرکت معماری مشغول به کار می شود‪ ،‬استعداد ویژه خود را در طراحی خانه های لوکس نشان می دهد و چیزی نمیگذرد که‬ ‫شرکت خود را به نام ‪ FX40 Building Design‬تاسیس میکند‪ .‬استعداد ویژه او در طراحی خانه هایی است که جزییات منحصر به‬ ‫فردی دارد و با طبیعت شهر ونکوور هم نوازی میکند‪ .‬همچنین گفته می شود سبک های متفاوتی که در هرکدام از طراحی های‬ ‫کریستوفر دیده می شود‪ ،‬تاثیر میراثی است که او از اجداد ایتالیایی اش به ارث برده است‪.‬‬ ‫یکی از ویژگی های بارز دیوید کریستوفر توجه دقیق به خواسته های سفارش دهندگان است‪ .‬سفارش دهندگانی که ممکن است‬ ‫خانه ای با سبک شرقی‪ ،‬غربی و یا کامال متفاوت بخواهند‪ .‬عالوه بر طراحی خانه های نوین‪ ،‬او با چنان مهارت وخالقیتی یک خانه‬ ‫قدیمی را به خانه ای مدرن و امروزی تبدیل می کند که کمتر کسی است که به تحسین وا داشته نشود‪.‬‬ ‫گفته می شود دیوید کریستوفر کسی است که تالش می کند در طراحی های خود کمتر به عقب نگاه کند و امضاء او در زیر هر طراحی‪،‬‬ ‫نشان از خالقیت و کیفیتی دارد که در کارهای او دیده می شود‪.‬او اخیرا عالوه بر طراحی خانه‪ ،‬پروژه جدیدی را همراه پسرش " بن" به‬ ‫اجرا در آورده است که " کابانا " نام دارد‪ .‬کابانا تخت چرخانی است که زاویه دید سیصد وشصت درجه را برای استفاده کنندگان خود‬ ‫فراهم میکند و قابلیت اضافه شدن به اتاق هتل های ویژه را داراست ‪ .‬پروژه ای که بنظر می رسد متعلق به نسل آینده است‪.‬‬ ‫دیوید کریستوفر میگوید عالوه بر طراحی داخلی یک قایق که جز عالیق ویژه اوست ‪ ،‬پروژه ‪ # 4۵80‬مارین درایو وست ونکوور‬ ‫جزء محبوب ترین پروژه های او محسوب می شود‪ .‬کریستوفر برای طراحی این خانه از فرم زیبای بال پرنده برای سقف خانه‬ ‫و شکل دو یاقوت برای پنجره های رو به آسمان آن استفاده کرده است که در نوع خود منحصر به فرد است‪ .‬یک خانه مدرن با‬ ‫دید پانارومای دریا که در کنار ساحل وست ونکوور قرار گرفته است‪ .‬این خانه هم ا کنون توسط آقای ‪ Matt Gul‬در لیست فروش‬ ‫خانه های لوکس قراردارد‪.‬‬ ‫مجله الف با بیان اینکه دیوید کریستوفر با اجرای بیش از صد پروژه در شهر ونکوور‪ ،‬طراحی جسور‪ ،‬خالق و صادق با مشتریان خود‬ ‫است‪ ،‬معرفی این هنرمند برجسته را به پایان می رساند‪.‬‬ ‫‪ALEPH MAGAZINE‬‬

‫‪16‬‬

Architecture is a reflection of society. It’s a perfect marriage of creativity, pragmatism and influential vision. The romance of architecture lies in its ability to shape an environment and transform its given purpose according to surrounding needs. Throughout history, it’s given birth to some of the most distinct and attractive designs that have both transformed cities and attracted tourists. Each city prides itself on the unique architectural concepts that define its character. One of these cities is beautiful Vancouver, which treasures the names of many talented and influential architects. David Christopher is one of these shining names. His background in exterior and interior design gives him an essential foundation for groundbreaking design and build projects. His vision carries him through bold, forward-thinking concepts that combine everything from high ceilings, sharp angles and relevant colour combinations to bright, open windows and private backyards. David, who originally studied interior design, was born and raised in Vancouver. His early days in the industry were set working in an architecture company, until later branching off and starting his own company FX40 Building Design Corporation. Throughout his prominent career status as one of West Vancouver’s design elite, glimpses of his genius are Photoshoot location: 4580 Marine Drive, West Vancouver Matt Gul: www.mattgul.com

evident in the one-of-a-kind, eminent designs that compose West Vancouver’s skyline. One of David’s distinct characteristics is his ability to precisely shape his designs around what the client needs. His innate ability to create a cross-pollination of modernity and refinement while surpassing his clients’ expectations is unmatched. With designs rooted in his Italian heritage, his signature expression is represented by the quality with which he works. As of recently, the new project he and his son, Ben, ALEPH MAGAZINE

a cabana bed from the Serenity Collection by the name of Sovereign Lady

worked on was showcased in a New York exhibition: a cabana bed from the Serenity Collection by the name of Sovereign Lady. This is a poolside bed unit designed for luxury resorts that can be rotated by guests as the sun moves throughout the day. The structure also features a retractable fabric canopy and a misting system for extra hot afternoons. This is a project for the future. David says that on top of the Serenity Collection he is working on right now, the â&#x20AC;&#x153;4580â&#x20AC;? Marine Drive project in West Vancouver is among his favourites. Christopher was inspired by airplane wings in designing this unique, modern home with panoramic views of the Pacific Ocean which is listed for sale by Matt Gul in Vancouver. From creating residential spaces that elevate everyday living to innovations built to transform the guest experience, David Christopher is an established name to look out for. 18

ALEPH MAGAZINE

@davidchristopheryvr . info@fx40.com

AN INTERVIEW WITH ROGER HELOU General Manager Ferrari of Vancouver

How long have you been with Ferrari and what is your favourite thing about working for one of the world’s top brands? ___ I have been with the brand since 2010 and instantly got hooked. The brand recognition is like no other. This is an exclusive automotive brand that focuses on their clients and team. After all these years with Ferrari, my expectations have been surpassed on every single model launch. What can clients expect when they walk into the Ferrari of Vancouver dealership? ___ Our aim is to impress. Whether you are a returning customer, or simply an enthusiast, we will take the necessary time to show you around, start an engine up, or go through the heritage of Ferrari, we strive to exceed one’s expectation, every single time. What is the next Ferrari model launch you are most excited about and why? ___ Stay tuned for the arrival of the Ferrari Roma in Vancouver. I’ve been excited about this launch as we will reveal the newest Ferrari with innovative technology and an unexpected design. With Ferrari focusing on the unexpected, we look forward to what surprises they will unveil in the next two launches this year. What is your most memorable event or experience with Ferrari? ___ I had the pleasure of joining the 70th anniversary celebration in Maranello and take part of the heritage parade and show that was held on the Pista Di Fiorano. I also had the honour to be in Bahrain for the 2017 and 2018 Grand Prix, when Ferrari took 1st place on the podium. ALEPH MAGAZINE

ALEPH MAGAZINE

AUTMOBIL __ FERRARI

OFFICIAL FERRARI DEALER FERRARI OF VANCOUVER

As the only Ferrari dealer in British Columbia, our mission is to provide the highest level of customer satisfaction by being an active participant in your ownership experience. We share your passion for cars and provide a welcoming atmosphere where you will want to stop by for a coffee and talk about the latest cars or our next dealership event. Our staff of professionals will always provide the highest level of customer service through our state-of-the-art facility with factory trained technicians and genuine Ferrari parts. We look forward to welcoming you. Tailor Made

Service Centre

Ferrari Tailor Made is the exclusive Ferrari program for

Ferrari excellence is evident not only in the design and

those customers who want to customize each element of

performance of the brandâ&#x20AC;&#x2122;s iconic cars, but also in the

their car for a perfect fit, creating an unmistakable,

range of after-sales services that the company offers its

one-of-a-kind vehicle which reflects their personality and

customers. These services are designed to preserve the

tastes. The choice of materials, workmanship and color

efficiency and value of Ferrari vehicles over time.

shades are unlimited, courtesy of the tireless research conducted by the Ferrari Design Team in this area, using the values of the brand - passion, innovation and elegance - as a key point of reference. This expression of creativity and character leads to the creation of truly original Ferrari cars, destined to gain increasing prestige and value over time.

Scan to connect with Ferrari Vancouver

ALEPH MAGAZINE

Image captured from the exclusive Ferrari Roma launch event at Parq Vancouver. For more details on booking a test drive or placing an order contact info@fmov.ca 22

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604-215-8778 . info@fmov.ca . 1860 Burrard St, Vancouver, BC V6J 3H1 ALEPH MAGAZINE

Reza Aslani BMW Canada Gold Sales Master raslani@brianjesselbmw.com 604-250-7184

ALEPH MAGAZINE

__ MASTHEAD

President & Editor in chief Farhad Mehrabi Production & Account Manager Mobina Masnavi Art Director Roya Momeni Layout Design Artist Sogol Tafteh Copy Editors Azi Yousefi, Elene Boycheva Photographer Kamran Safari Communication Manager Ardalan Lotfian Digital Artist Matheus Wohlenberg Web Specialist Zin Ng Special Thanks to Christopher Dallin Advertising Inquiries 1-604-620-6206 info@alephmagazine.com Executive Office 1123 - 409 Granville St.Vancouver, BC V6C 1T2, Canada

Issue 01 — Autumn 2020

604-620-6206

On The Cover

www.alephmagazine.com

Mercedeh Delacruise was photographed for Aleph by Kamran Safari in Vancouver, March 2020 The goal of the cover is to connect the eastern culture and its nostalgia with the modern western world in a bold fashion. The beautiful carpet in the background is hand-woven by local artisan carpet makers in Iran.

aleph.magazine

ALEPH MAGAZINE

Published by Geeky Marketing This soft yet durable paper you’re touching is called Stone Paper®. An eco-friendly and sustainable alternative to mainstream papers. We went through countless types of papers for ALEPH, and we chose Stone Paper® because it is the one we all can be proud of.

All rights reserved. No part of this publication may be reproduced, disturbuted or transmitted by any form or by any means, including photocopying or other electronic or mechanical methods, without prior written permission of the editor, except in the case of brief quotations ambodied in ctitical reviews and certain other noncommercial uses permitted by copyright law.

www.faberge.com

ALEPH MAGAZINE

__ CONTRIBUTORS

Issue 01 â&#x20AC;&#x201D; Autumn 2020

PHOTOGRAPHER POOYA NABEI

VIDEOGRAPHER LUCAS ROMERO

MAKEUP & HAIR ARTISTS SONIA LEAL-SERAFIM HADIS MEHRABANI

STYLISTS SARAH DANNIELS YASAMAN HOORFAR

MODELS STEPHANIE JACKSON MERCEDEH DELACRUISE ANNA GONCHAR KAYA MARRIOTT YASMIN MOZAFFARIAN HELEN MOSS

ALEPH MAGAZINE

JOIN US NOW

Toll free: 1.877.796.1001 ext. 232

info@sandpiperresort.ca

www. sandpiperresort.ca

ALEPH MAGAZINE

JEWELRY __ FABARGÃ&#x2030;

COLOURS OF LOVE About Fabergé Fabergé, the world’s most iconic artist jeweller, creates extraordinary jewellery, timepieces and objets d’art, as well as bespoke commissions for a discerning international clientele. Founded in 1842, Fabergé has been the most revered name in jewellery ever since Peter Carl Fabergé became official goldsmith to the Russian Imperial Court; the house created exquisite jewels and objects, including the legendary series of lavish and ingenious Imperial Easter Eggs. Peter Carl Fabergé was renowned for his exquisite and artistic use of colour, making the most of each gemstone’s unique characteristics and developing a vibrant enamel palette. His worldwide reputation attracted royalty, nobility, tycoons, industrialists and the artistic intelligentsia of not only Paris, Moscow and London but also America and the Far East, becoming the ultimate gift purveyor. In 1917, the Russian Revolution brought an abrupt end to the Romanov dynasty, and to the House of Fabergé. The company was nationalised, all production closed down and Peter Carl Fabergé and his family fled Russia. Following its founder’s death in Switzerland, the Fabergé heirs lost the rights to the Fabergé name. History came full circle in October 2007 when Fabergé, under new ownership and direction, announced the reunification of the Fabergé brand with the Fabergé family. This opened a new chapter in the intriguing story of Fabergé, and set the stage for a total revitalisation of the Fabergé name and philosophy, in tune with its original values, aesthetics and spirit. Today, Fabergé takes inspiration from its storied past to create eternally original pieces that, when worn, convey breath-taking individuality. By painting with the world’s finest coloured gemstones, Fabergé explores a life in colour through creations which are designed to become future heirlooms. Celebrating the concept of the artist-jeweller in today’s world of luxury, Fabergé traces the legacy of excellence in creativity, design and craftsmanship to introduce a new era of spectacular collections of jewellery, timepieces and objets d’art. Current collections are available at the Fabergé By Appointment boutique in London, as well as at Harrods in London and other exclusive international retailers. Selected items are also available via Fabergé’s online boutique at Faberge.com

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LUXURIOUS LIVING ON THE NORTH SHORE

IMAGINE YEAR-ROUND RESORT-STYLE LIVING ‫تصــور لــذت بخش یــک زندگی رویایی‬ ‫در پارک وســت نورث ونکوور‬

Presentation Centre Address: 1502

Marine Dr, West Vancouver - Site Address: 1633 Capilano Rd. at Marine Dr. “Thursday, ALEPH MAGAZINESaturday, and Sunday 12-5PM or by appointment”

parkwestliving.ca - 604-770-1336 - info@parkwestliving.ca

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‫جلوهای از هنر زیبای ایتالیا‬

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PREMIER ONE PROPERTIES Custom Luxury Homes

We build our projects with your dreams and ideas.

604.353.7711 info@premieroneproperties.ca 36

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Real Estate InvestmentT

I talk to people every day - many times a day - about a career in real estate. Besides the obvious questions about the pre licensing requirements, one of the next questions is about the prospects in the career. Most people consider the REALTOR or sales representative

OPEN THE DOOR TO A CAREER IN REAL ESTATE Written by Fred

route, however there are many jobs in the real estate industry. Each career has its own characteristics, advantages and disadvantages dependant in the suitability to you. As a REALTOR you are in large part responsible for drumming up your own business. Working as a real estate sales agent can be fulfilling and financially rewarding, but most realtors are paid on a commission-only basis, so there is the potential of working without a pay check. A mortgage broker acts as a “go between” between a lender and a borrower. Given the job’s key component of finding the best loan options for their clients, a heavy knowledge of lending institutions, lending rates, and terms is a must. Familiarity with creditworthiness criteria and credit reporting is important, as is a strong proficiency in math, verbal, and writing skills. Rental property management is a wide ranging career. Licensed property managers work with landlords and tenants in the management of real estate. Tenant placement, rent collection and drafting lease agreements are just a few of the responsibilities. Property managers may handle portfolios of single apartments to entire shopping centres. Often overlooked is the career of a strata manager. Strata, which is very popular in BC. is the division of land and/or buildings into separate ownership with common property. Most strata corporations hire an external management company. The career outlook is great as more strata units are built every year. Careers in real estate can be very financially and personally rewarding. It is important to be mindful of the fact that your role is to always do what is in the best interests of your clients, while being concerned with your own income last. In this way you will always be conducting yourself in a professional and ethical manner. If you are considering a career in real estate. I can be reached fred@realtycourse.ca ALEPH MAGAZINE

1421 CHARTWELL DRIVE New Listing

604.721.8050 reza@rezakohan.com www.rezakohan.com

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1525 VINSON CREEK ROAD New Listing

With over 500 Million dollars in property sales, Reza Kohan has the proven skills and unmatched commitment to simplify and streamline your next real estate project. ALEPH MAGAZINE

Discover Our Latest Collection ALEPH MAGAZINE

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www.lumedecor.ca I

778-688-7934 I info@lumedecor.ca

ELEGANT DECOR COLLECTION

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‫‪DRINK & FOOD __ MOOSH‬‬

‫بهزاد‬ ‫جمشیدی‬ ‫یک نوآور در طراحی غذای ایرانی‬ ‫نوشــته‪ :‬آذی یوسفی‬

‫‪@moosh.nyc‬‬ ‫‪www.mooshnyc.com‬‬

‫"من در حالی به شــهر نیویورک‪ ،‬شــهر رویاهایم ســفرکردم که قصد داشــتم یک سرآشــپزحرفهای بشــوم "‪ .‬این‬ ‫جملــه ایســت کــه بهــزاد بــا اشــتیاق از آن حــرف میزند‪ .‬بهزاد با خالقیت و اســتعداد ویژهای که در پخت‬ ‫غذاهای ایرانی دارد‪ ،‬ا کنون بعد ازســالها تالش در نیویورک‪ ،‬پذیرای مشــتریانی اســت که عالوه بر طعم‬ ‫غــذا‪ ،‬بــه طراحی غذا هــم اهمیت میدهند‪.‬‬ ‫" من از طریق آشــپزی با دیگران ارتباط برقرار میکنم و شــاید آدم خوشــبختی هســتم که در حال انجام کاری‬ ‫هســتم که با تمام وجود آن را دوســت دارم ‪ .‬من این را مدیون مادرم هســتم‪ .‬او با عشــق آشــپزی میکرد و با‬ ‫محبــت از دیگــران پذیرایــی میکرد و احســاس بســیارخوبی بــه من انتقال میداد "‪.‬‬ ‫بهزاد میگوید آشــپزی برای او از یک طرف شــبیه هنر موســیقی اســت که میتواند ریتم و هارمونی داشــته باشــد‬ ‫و از طرفی دیگر شــبیه هنر معماری اســت که قادر اســت ســاز و کار زیبایی را بیافریند‪ .‬نگاه او به آشــپزی مثل‬ ‫نــگاه یــک هنرمند به خلق یک اثر اســت ‪.‬‬ ‫بهزاد اولین بار در ده ســالگی لذت آشــپزی کردن را دریک رســتوران محلی چشــید‪ .‬او میگوید ‪ ":‬من در‬ ‫ونکــوور متولــد شــدم و در طــول دوران تحصیلــم همیشــه ترجیــح میدادم کار در رســتوران را تجربه کنم "‪.‬‬ ‫بهــزاد درحالــی کــه لبخنــد مــی زنــد ادامــه میدهد ‪ ":‬اولین بار ده ســاله بودم که در یک رســتوران خانوادگی در‬ ‫ونکــوور بــا پســرعمویم پختــن یــک غــذای ســاده را امتحان کردم که برایم بســیار لذت بخش بــود‪ ،‬لذتی که هرگز‬ ‫رهایم نکرد"‪.‬‬ ‫بهــزاد هرگــز بــه شــغل دیگــری غیــر از آشــپزی فکــر نکرد و حتی بعد از دبیرســتان وقتی به اروپا ســفر کــرد‪ ،‬تنها به فکر‬ ‫تجربه آشــپزی در رســتوران های اروپایی و غنی کردن تجربههای شــخصیاش در این زمینه بود‪.‬‬ ‫بهزاد میگوید‪ ":‬من خیلی زود توانســتم "خودم" را بیابم و در واقع خیلی زود توانســتم شــبیه کســی بشــوم که‬ ‫جــای آن را در وجــود خــودم خالــی میدیــدم‪ .‬من آشــپزی و پذیرایی ایرانی را دســتور کارخود قراردادهام و‬ ‫آرزو دارم کــه آن را بنــا بــه شــرایط و زمــان متحــول کنــم "‪ .‬او در ادامــه میگوید ‪ ":‬من دوســت دارم قالب های‬ ‫همیشــگی پخــت و چیدمــان غــذای ایرانــی را تغییــر دهــم و در اینکار انعطاف نشــان دهــم وبه خوبی می دانم‬ ‫کــه یکــی ازعلــت هــای اســتقبال از غذاهای من در همین نکته نهفته اســت "‪.‬‬ ‫بهــزاد جمشــیدی صاحــب بیزینــس مــوش با تجربه آشــپزی در رســتوران های معــروف آمریکایی در انتهای‬ ‫گفتگــو بــا مــا میگویــد‪ " :‬ســفرکردن و کار مــداوم مهــم ترین منابع آموزشــی در زندگــی و کارمن بودهاند ‪.‬آنها‬ ‫جــرات تجربــه کــردن و خالقیــت را به من داده اند"‪.‬‬ ‫بهزاد جمشــیدی به عنوان یک نوآور در طراحی غذاهای ایرانی ســتودنی اســت‪.‬‬ ‫‪ALEPH MAGAZINE‬‬

‫‪48‬‬

‫از نظــر مــن غذا یکی از‬ ‫ابزارهایی اســت کــه میتواند‬ ‫مــردم فرهنگهــای مختلف‬ ‫را کنــار هــم بنشــاند و آن ها را‬ .‫بــه هــم نزدیکتر کند‬

I`d describe myself in one word as empathetic, I am always working to better understand people, their struggle and their aspirations.

ALEPH MAGAZINE

604-379-4560 I info@ikor.ca I 200-1590 Bellevue Avenue, West Vancouver, V7V 1A7 50

ALEPH MAGAZINE

Redefining Real Estate Development

ALEPH MAGAZINE

premium crackers, cookies and baked goods for the discerning palate.

No preservativesexcept for memories.

‫‪TRAVAL __ CLAYOQUOT‬‬

‫ترکیــب گیــج کننــده و حیــرت آوری کــه طبیعــت بکر کالیوکووت با رایحه کوهســتان و بوی‬ ‫تند درختان باســتانی در چادرهای خصوصی تزیین شــده فراهم میکند به گونهای اســت‬ ‫کــه گویــی آنهــا دریــک افســانه قدیمی‪ ،‬نشســته درکنار یک بخــاری چدنی در انتظار یک‬ ‫میز شــام زیبا در زیر نور شــمعها هســتند‪.‬‬ ‫در امتداد این همه شــگفتی‪ ،‬میز شــام متنوعی از غذاهای غربی و شــرقی با مدیریت‬ ‫سرآشــپز کانادایی‪ ،‬مایکل پاتاران چیده شــده اســت‪ .‬میزهایی که با قارچهای دودی‪،‬‬ ‫ســبزیجات و میوههای محلی تزیین شــده اســت‪.‬‬ ‫بعــد از گذرانــدن یــک شــب رویایــی در کنــار انعکاس نور شــمعها در آب‪ ،‬مهمانان یک‬ ‫صبــح زیبــا را بــا قــدم زدن بر روی اســکله‪ ،‬دیدن خرچنگها و شــیرهای دریایی بازیگوش‬ ‫گذرانده و یا در خط ســاحلی و البالی صخرههای تاریک و روشــن به تماشــای عقابها و‬ ‫نهنگهای خا کســتری مینشــینند‪.‬‬ ‫آنهــا همچنیــن میتوانند به فعالیتهای مفرحی همچون اســب ســواری‪ ،‬هلیگشــت‪،‬‬ ‫قایــق رانــی‪ ،‬ماهیگیــری‪ ،‬کــوه نــوردی‪ ،‬صخره نوردی و یا پیــاده روی در جنگل پرداخته و‬ ‫ســه روز بی نظیر را به خاطرات ســفر خود اضافه کنند‪ .‬گشــت زدن در دهکده کوچک‬ ‫نزدیــک اقامتــگاه و بازدیــد از مســافرخانه قدیمــی "ویکانیــش" که در کنار ســاحل نقره ای‬ ‫چشــمها را به ســوی خود جلب میکند‪ ،‬جاذبه دیگر این منطقه اســت که میتواند‬ ‫نقطــه پایــان زیبایــی برای این ســفر باشــد‪ .‬کالیووکــووت حقیقتا یک تجربــه غیر قابل تکرار‬ ‫و منحصــر بــه فــرد بــرای کســانی ا ســت کــه در زند گــی خــود تعر یــف جد یــدی از کلمه‬ ‫ال کــژری یافتهاند‪.‬‬

‫‪ALEPH MAGAZINE‬‬

‫‪54‬‬

‫چادرهایی در ِمه‬ ‫تفریحگاه منحصر به فرد کالیوکووت در منطقه بی سی‬ ‫نوشــته‪ :‬آذی یوسفی‬

‫بــا ســی دقیقــه قایقرانــی از توفینــو و یــا چهــل و پنج دقیقه پرواز بــا هواپیمای خصوصی از‬ ‫ونکــوور بــه کالیوکــووت بــه راحتــی می تــوان پا به اقامتگاهی گذاشــت که گویی در دنیای‬ ‫دیگری خلق شــده اســت‪ .‬در یک پکیج ســه روزه منحصر به فرد ‪ ،‬به راحتی میتوان‬ ‫تفــاوت گــذران تعطیــالت در ایــن اقامتگاه زیبا را درمقایســه بــا هتلهای گران قیمت‬ ‫شــهری احساس کرد‪.‬‬ ‫زندگــی لوکــس در چادرهــای ســفید وتمــام مبله‪ ،‬میزهای غذای تزیین شــده با گلهای‬ ‫زیبــا‪ ،‬اســتخرخصوصی و فضاهــای منحصــر به فرد طبیعی ازســورپرایزهایی اســت که‬ ‫کالیوکــووت بــرای مهمانــان خــود فراهــم کرده تا هر لحظه آنها را بیشــتر شــگفت زده کند‪.‬‬ ‫اقامتــگاه کالیوکــووت ایــن امــکان را بــرای مهمانــان فراهم کرده تا بــا هر دقیقه قدم زدن‬ ‫در این منطقه بی همتا‪ ،‬زندگی شــهری و متمدن را پشــت سرگذاشــته و درکنار دریاچه و‬ ‫کوههــا و جنگلهــای درهــم پیچیــده تجربــه جدیدی درزندگی خود احســاس کنند ‪.‬‬

‫‪All-inclusive package prices include:‬‬ ‫‪luxury tented accommodation; all gourmet meals and snacks; featured wines; guided‬‬ ‫‪activities, gear and instruction; one 60-minute relaxation massage; evening turndown‬‬ ‫‪service; all in-room amenities, laundry service, horse-drawn wagon shuttle, and‬‬ ‫‪unlimited enjoyment of amenity tents and waterfront lounge.‬‬ ‫‪55‬‬

‫‪ALEPH MAGAZINE‬‬

DRINK & FOOD __ IHOC

SUSTAINABLE CAVIAR PRODUCTION

Caviar, long considered to be a delicacy around the world; has been traditionally harvested from wild sturgeon caught mainly in the Caspian and Black Seas. It is processed by sieving their egg masses (separating the eggs from the ovaries), and adding salt as a preservative and flavor enhancer. Demand for caviar, and the prices it obtains, is high, but supplies may be running out. The trouble is that caviar is typically produced from unripe, un-ovulated sturgeon eggs, which can only be harvested by sacrificing fish. Sturgeon are slow growing creatures that may take 20 years to reach sexual maturity (depending on species) and, even then,

INTERNATIONAL HOUSE OF CAVIAR Ltd 604.709.3634 www.caviar.bc.ca 56

ALEPH MAGAZINE

do not spawn every year. In the absence of adequate management systems, particularly since the decline of the USSR, they have been harvested faster than they can reproduce, resulting in their near extinction. Twenty-seven species are on the IUCN Red List of Threatened SpeciesTM and of these, 63% are listed as critically endangered.

‫خاویار غذایی لذیذ و باســتانی اســت که همیشــه مورد عالقه پادشــاهان و تزارها بوده و آوازه آن در‬ ‫ ایــن غــذای لوکــس بــه دلیل تغذیه عالــی و خاصیت درمانی‬.‫افســانهها و اســطورهها هــم پیچیــده شدهاســت‬ ‫بــی نظیــری کــه دارد محبوبیــت زیــادی در میــان غذاهــای دنیــا پیــدا کردهاســت و به جــرات میتوان گفت که‬ .‫امتحان آن جزو تجربه های بی نظیر هر کســی می تواند محســوب شــود‬

Sturgeon have also been listed in Appendix II of the United

be made to relax the muscles and the fish can be returned to

Nations Convention on International Trade of Endangered

its tank and stripped again when it has produced more eggs.

Species of Wild Fauna and Flora (CITES) since 1998. This

Using this technique, the sturgeon may well fulfil their natural

limits the international trade of sturgeon and their products,

lifespan, which could be up to 150-200 years.

but the slow maturation of the fish means that populations

Unfortunately, stripping methods may yield eggs that are

could take many years to recover. The use of wild sturgeon for

significantly closer to being spawned than those obtained by

caviar production is not sustainable.

sacrificial methods. The associated physiological changes can

Alternatives are available though. Imitation caviar or roe from

alter their properties and make caviar production difficult.

fish other than sturgeon (e.g. capelin, lumpfish, salmon) which

Ovulated sturgeon eggs become sticky when they contact

are sold and consumed as a form of caviar (much like

water. They adhere to one another and when salt is added,

sparkling wine is sold as champagne). The eggs from these

they burst forming a thick mass which is far from the typical

fish are processed like authentic caviar, but may also be

beads of caviar produced from un-ovulated eggs.

seasoned and coloured. Although the resulting products may

To avoid the waste of sturgeon eggs considered to be “too

be delicious in their own right, they are usually quite different

ripe”, a technique has been developed in Germany for

from sturgeon caviar. Beluga caviar consists of pea-sized,

making their outer membranes more resilient without altering

black-grey eggs which burst in the mouth releasing a smooth,

their properties or flavor. In nature, spawned eggs harden in

buttery flavour. Salmon eggs, in comparison, are orange-red,

response to fertilisation. Fertilised eggs are not permitted for

larger in size and taste strongly of salmon; they do, however,

use in caviar production, but the hardening process involves a

offer a similar “popping” mouthfeel. In contrast, lumpfish and

series of reactions triggered by specific signalling molecules,

capelin caviars comprise much smaller eggs, which may be

which may be utilised. Two of them, hydrogen peroxide and

dyed black, but are crunchy and briny or chewy and mild,

calcium ions, can be applied externally to ripe sturgeon roe,

respectively. There are, of course, many other substitutes, with

resulting in successful membrane hardening. The eggs can

varying qualities, but what if only the “real thing” will do?

then be processed like conventional caviar, and become a

Sturgeon aquaculture is proving to be valuable on two fronts

comparable product.

– 1) replenishing wild stock unable to recover on their own,

CITES has recommended this process as a way to relieve the

and 2) guaranteeing a regular supply of caviar to meet

burden on threatened wild sturgeon populations.

consumer demand. There are challenges to overcome,

So, although caviar production from wild sturgeon stocks is not

however; not least the limited supplies of brood stock and the

sustainable, it looks like we don’t have to give up eating caviar just

long maturation period. With a typical wait of 5-10 years

yet. Caviar production is moving forward. It may not be traditional,

before a female reaches maturity and produces eggs under

but change is good, especially for the sturgeon population.

culture conditions, it is simply not efficient to farm sturgeon for just one egg harvest. Luckily, whilst it is conventional to sacrifice sturgeon to obtain their eggs, it is not essential. Roe can be harvested from live sturgeon through a caesarean-style incision or, if ultrasound is used to locate them within the fish, through the urogenital opening by massage. The latter requires only a 2 -3 mm cut to

Scan To Enjoy IHOC’s Premium Caviars 20% Off. Enter Aleph At Checkout.

ALEPH MAGAZINE

GOOD THINGS COME IN SMALL PACKAGES

SUPERCHARGE YOUR HEALTH

It’s not an unknown fact that nuts are by

The health benefits of eating nuts are infinite, they really are mini powerhouses!

far one of nature’s most nourishing

Almonds, pistachios, hazelnuts, macadamia and pecans are just a few nuts that

foods. Whether you’re keto, vegan or

contain high levels of fiber. A handful of these a day are a big helping hand in

just trying to cut down on some body fat,

maintaining a healthy digestive system and promoting a healthy gut. Nuts can also

snacking on nuts and seeds can ensure

be a great source of protein, especially for those on a vegetarian diet. The dietary

that you’re giving your body all the

reference intake for protein is 56 grams in men and around 46 grams for women.

necessary nutrients that it needs. We all

Peanuts are an amazing source of protein, having 24g of protein per 100g. Other

know how tough it can be sometimes to

high protein nuts include almonds, pistachios, giving you approximately 42% of your

get your nutrient fix when our schedules

DFI in just a 100g serving.

are full and our batteries are empty. With

Even if you’re not a fan of nuts, your heart definitely is! Nuts are one of the best

no preparation needed, nuts are the

sources of heart healthy monounsaturated fats. These help lower the low-density

perfect snack to keep you energized and

lipoprotein (or ‘bad’) cholesterol levels, improve artery function and also stabilize

full throughout the day!

blood sugar levels which is important if you are diabetic. Nuts are rich in the important omega-3 essential fatty acids ALA, EPA, and DHA. These fatty acids lower the risk of

17th century writer François de La

coronary heart disease, blood pressure and certain types of cancer. Walnuts contain

Rochefoucau once penned that ‘“To eat

high amounts of omega-3 fatty acids (18.5 g per 28 grams) and almonds, hazelnuts,

is a necessity, but to eat intelligently is

pine nuts and peanuts are known to have impressive effects on cholesterol levels.

an art,” and here at Ayoub’s, we couldn’t agree more! Most of the time when we

At Ayoub’s we import a vast variety of premium nuts and seeds from around the

are shopping for snack foods, we lean

world, and our specialized chefs roast them to perfection. Our nuts are dry- roasted

towards what’s easy and fast. This is fine

every single day in small batches, meaning that each and every time you visit us, you

in moderation but to ensure that

are getting fresh, high quality products. If you’ve got any questions about our nuts

snacking habits stay healthy, you want to

and seeds, pop into any one of our five locations or contact us through our website form,

look for something high in nutritional

we are always happy to help.

value and low in artificial ingredients which is why nuts are the perfect go-to

Eating nuts on a daily basis can improve your quality of life in many ways, by increasing

when the munchies hit!

your nut intake you are not only pleasing your taste buds as these vitality boosting, bite size dynamos can help make sure that you are being kind to your body, so that your body will be kind to you. Gillian Brady Ayoub’s Dried Fruits and Nuts

Shop Now At www.ayoubs.ca Discount Code ALEPHreaders20%off 58

ALEPH MAGAZINE

EVERYDAY WHOLESALE SNACKS THAT MAKE YOU FEEL AMAZING ALEPH MAGAZINE

AWARD WINNER DEVELOPMENT COMPANY Georgie Award Customer Satisfaction

Georgie Award Best Custom Home

We were honored to have been recognized by our peers and receive some of the most distinguishable awards. We were also proud to announce that we were a finalist in two categories for 2019â&#x20AC;&#x2122;s Ovation Awards. 60

ALEPH MAGAZINE

WE ELEVATE THE MEANING OF DEVELOPMENT THROUGH PURPOSEFUL HOME BUILDING SOLUTIONS AND EXQUISITE CUSTOM DESIGN.

778.385.1905 . info@archia.ca . 265 25th Street, Suite #110, West Vancouver BC, V7V 4H9 ALEPH MAGAZINE

‫یکــی از محبوبتریــن روش هــای ســرمایه گــذاری‪ ،‬شــرا کت بــا دیگــران در خریــد و ســاخت امــا ک اســت کــه میتوانــد بســیار ُپربــار‬ ‫باشــد‪ .‬امــا بــدون در نظــر گرفتــن مســائل مهــم حقوقــی‪ ،‬ایــن ســرمایه گــذاری ممکــن اســت بســیار گــران و ُپردردســر تمــام شــود‪ .‬خــواه‬ ‫ـورد تأییــد وکیــل‬ ‫ـذاری بــدون قــرارداد کتبــی و جامــع و مـ ِ‬ ‫در معاملــه بــا آشــنایان و یــا بــا دیگران‪،‬بســیار مهــم اســت کــه از ســرمایه گـ ِ‬ ‫خــودداری کنیــد‪ .‬یــک قــرارداد جامــع بایــد حداقــل بــه چنــد نکتــه اساســی زیــر اشــاره کنــد‪:‬‬

‫ساختار شرا کت‬

‫ســاختارهایی متفــاوت بــرای شــرا کت در یــک پــروژه وجــود دارد‪ .‬بــه طــور‬ ‫مثــال شــرکا میتواننــد ســهامداران یــک شــرکت (‪ )Incorporation‬باشــند یــا در‬ ‫چارچــوب مشــارکت محــدود (‪ )Limited Partnership‬یــا مشــارکت انتفاعــی‬ ‫(‪ )Joint Venture‬پــروژه ای را انجــام دهنــد‪ .‬هــر یــک از ایــن ســاختارها‬ ‫ویژگــی هــای خــود را دارد کــه بــر تعریــف روابــط بیــن شــرکا و تعییــن وظایــف و‬ ‫حقــوق آنهــا تاثیــر گــذار اســت‪ .‬در واقــع هــر شــرا کتی ســاختار خــاص خــود‬ ‫را دارد کــه مســائلی چــون مدیریــت‪ ،‬امــور مالیاتــی و حــل و فصــل اختالفــات‬ ‫همگــی در چارچــوب ایــن ســاختار تعریــف شــده و اجــرا میشــوند‪ .‬بســیار مهــم‬ ‫اســت کــه چگونگـ ِـی پرداختــن بــه ایــن مســائل یــا تعییــن «ســاختار شــرا کت»‬ ‫پیــش از هرگونــه تبــادل مالــی روشــن شــود؛ چرا کــه پولــی کــه بــدون قــرارداد‬ ‫جامع پرداخت شــود مانند کبوتری از بام پریده اســت که بازگردان آن قطعی نیســت‪.‬‬

‫مســائل مالیاتی‬

‫قانــون بــه افــراد ایــن اجــازه را میدهــد کــه امــور مالــی خــود را بــه گونــه ای‬ ‫مدیریــت کننــد کــه مالیــات کمتــری بپردازنــد‪ .‬نــوع ســاختار شــرا کت تأثیــر‬ ‫مهمــی بــر امــور مالیاتــی افــراد خواهــد داشــت‪ .‬بــرای مثــال در ســاختار یــک‬ ‫ً‬ ‫شــرکت‪ ،‬عمومــا ابتــدا شــرکت مالیــات بــر درآمــدش را مــی پــردازد و پــس از آن‬ ‫هــر ســودی کــه بــه ســهامداران پرداخــت شــود‪ ،‬آن ســهامداران را مشــمول‬ ‫ً‬ ‫مالیاتــی جدا گانــه میکنــد‪ .‬در چنیــن ســاختاری ا گــر پــروژه ضــرر کنــد‪ ،‬عمومــا‬ ‫شــرکا نمیتواننــد از ایــن زیــان بــرای کاســتن از مالیاتشــان در پــروژه دیگــری‬ ‫اســتفاده کننــد‪ .‬بــه ایــن دلیــل ســاختار «مشــارکت محــدود» ممکــن اســت بــرای‬ ‫ایــن پروژههــا مناســب تــر باشــد؛ چرا کــه در چنیــن ســاختاری ا گــر پــروژه ضــرر‬ ‫کنــد‪ ،‬هــر یــک از شــرکا میتواننــد از ایــن زیــان بــرای کــم کــردن مالیــات پرداختــی‬ ‫ـودده دیگــر اســتفاده کنــد‪ .‬همچنیــن‪ ،‬اینکــه شــرکا بــا عنــوان‬ ‫در یــک پــروژه سـ ِ‬ ‫شــخص حقیقــی یــا حقوقــی (‪ )Incorporation‬وارد معاملــه شــوند هــم‪ ،‬تأثیــری‬ ‫مهــم بــر مالیــات پرداختــی آنهــا خواهــد داشــت‪ .‬بــه عــالوه وجــود یــک شــریکی‬ ‫کــه مقیــم کانــادا بحســاب نمــی آیــد (حتــی ا گــر شــهروند کانــادا هــم باشــد)‬ ‫میتوانــد مســائل مالــی بــه نفــع خــود را بــرروی کل پــروژه ایجــاد کنــد تــا حــدی‬ ‫کــه پرداخــت مبالــغ بــه بقیــه شــرکا را هــم بــه تاخیــر نامعلــوم بینــدازد‪ .‬مســائل‬ ‫مالیاتــی بســیار پیچیــده هســتند و مهــم اســت کــه امــور مالیاتــی در بازههــای‬ ‫کوتــاه مــدت و بلندمــدت بررســی شــوند؛ چرا کــه بازگرفتــن مالیــات اضافــهای‬ ‫ً‬ ‫کــه بــه دولــت پرداخــت شــده باشــد تقریبــا ناممکــن اســت‪.‬‬

‫کنترل و مســئولیت‬

‫ً‬ ‫معمــوال شــخصی کــه کنتــرل و مســئولیت پروژهــای را برعهــده داشــته باشــد‪،‬‬ ‫مســئولیت پیامدهــای آن را هــم خواهــد داشــت‪ .‬ایــن بــه نظــر منطقــی میرســد؛‬ ‫زیــرا کســی کــه مدیریــت ســایت اجــرای پــروژه را دارد‪ ،‬کنتــرل مســائل ایمنــی را‬

‫ـئولیت پیامدهــای عــدم رعایــت اصــول‬ ‫هــم بــر عهــده خواهــد داشــت و مسـ‬ ‫ِ‬ ‫ایمنــی متوجــه شــخص اوســت‪ .‬در مــورد حــوزه مســئولیت‪ ،‬ســرمایهگذاران‬ ‫ً‬ ‫اصــوال ترجیــح میدهنــد آنقــدر در پــروژه کنتــرل داشــته باشــند کــه درصــورت‬ ‫مدیریــت نامناســب بتواننــد قدمهــای الزم را بــرای کاهــش زیانشــان بردارنــد‪.‬‬ ‫ایــن چالــش مهمــی اســت کــه ا گــر در قــرارداد اولیــه بــه انــدازه کافــی بــه آن توجــه‬ ‫نشــود‪ ،‬اختالفــات بســیاری بــه بــار خواهــد آورد‪ .‬یــک قــرارداد بایــد بــه شــکلی‬ ‫تنظیــم شــود کــه در شــرایط و مراحلــی خــاص از پــروژه بــه ســهامداران اجــازه‬ ‫ً‬ ‫کنتــرل دهــد؛ بیآنکــه آنهــا را شــخصا مســئول ضــرر و زیــان نامحــدود کنــد‪.‬‬ ‫تنظیــم درســت قــرارداد بــه ایــن شــکل‪ ،‬هــم بــه نــوع ســاختار شــرا کت و هــم بــه‬ ‫محتــوای قــرارداد بســتگی دارد‪.‬‬

‫خروج از پروژه‬

‫شــرکا ممکــن اســت بــه هــر دلیلــی بخواهنــد از پــروژه خــارج شــوند‪ .‬برخــی ممکــن‬ ‫اســت پولشــان را نیــاز داشــته‪ ،‬یــا تــوان ادامــه ســرمایهگذاری را نداشــته‪ ،‬یــا‬ ‫ایــن کــه تمایــل بــه ادامــه شــرا کت بــا دیگــر شــرکا را نداشــته باشــند‪ .‬گاهــی هــم‬ ‫یــک شــریک فــوت میکنــد و شــرکای دیگــر نا گهــان بــا وارث آن شــریک روبــرو‬ ‫میشــوند‪ .‬همچنیــن ممکــن اســت شــریکی از همســرش جــدا شــود و آن همســر‬ ‫بتوانــد بــا ادعــای طلــب خــود‪ ،‬صاحــب ســهامی در پــروژه شــود‪ ،‬و بــه عنــوان‬ ‫ـروج حتــی یکــی از شــرکا میتوانــد‬ ‫شــریکی ناخوشــایند وارد تیــم شــرکا شــود‪ .‬خـ ِ‬ ‫تأثیــر مالــی بســزایی بــر کل پــروژه بگــذارد‪ .‬یــک قــرارداد جامــع بایــد روشهایــی‬ ‫معقــول بــرای جداشــدن شــرکا پیشــبینی کنــد تــا خــروج شــرکا در زمــان الزم بــا‬ ‫آرامــش و کمتریــن اثــرات ناخوشــایند بــر پــروژه انجــام شــود‪.‬‬ ‫بــه طــور خالصــه یــادآور میشــویم کــه شــرا کت در هــر پــروژه ســاختمانی بــا‬ ‫ریســکهای مالــی و حقوقــی متعــددی مواجــه اســت؛ امــا بــدون پذیــرش‬ ‫ریســک هیــچ ســرمایه ای نیــز رشــد نخواهــد کــرد‪ .‬بــا مشــورت بــا یــک وکیــل‬ ‫مجــرب میتوانیــد ایــن ریســکها را بهتــر کنتــرل کنیــد؛ کــه هــم ســرمایه شــما‬ ‫حفــظ شــود و هــم خاطرتــان آســوده باشــد‪.‬‬ ‫ایــن نوشــتار فقــط بــرای اطــاع رســانی نگاشــته شــده و ممکــن اســت دارای‬ ‫خطاهــای ســهوی باشــد‪ .‬ایــن نوشــتار نبایــد بــه عنــوان منبــع حقوقــی مــورد‬ ‫اســتناد قــرار گیــرد‪ .‬قوانیــن مربــوط بــه امــا ک‪ ،‬مالیــات‪ ،‬و ســاخت و ســاز‬ ‫بســیار پیچیــده هســتند و مــدام تغییــر میکننــد‪ .‬بــرای دریافــت اطاعــات‬ ‫دقیقتــر و جامعتــر در ایــن زمینــه میتوانیــد بــا یــک وکیــل مشــورت کنیــد‪.‬‬

‫بیــژن احمدیان‬ ‫وکیــل رســمی بریتیــش کلمبیا‬ ‫‪ALEPH MAGAZINE‬‬

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Bijan Law Corporation

!‫از دیگــران جلو بزنید‬

Downtown Vancouver Law Firm www.bijan.law 604.227.6000 ALEPH MAGAZINE

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SET THE TONE IN STYLE

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LIFESTYLE __ SVBG

SV BUSINESS GROUP SV Business Group is a team of creative-thinking and passionate professionals, united by an ambitious goal to promote and develop recreational boating in British Columbia through environmentally conscious innovations, research of new materials and technologies and development of marine infrastructure. Based in West Vancouver, SV Business Group was originally founded as yachts sales and services venture with primary focus on environmentally friendly products and innovations. Shortly after its been established, the company became a proud dealer of Greenline Hybrid Yachts, the only serial production of hybrid yachts in the world. Propelled by diesel-electric motors and solar power, these yachts are a significant breakthrough in environmentally friendly boating. Later, SV Business Group became a dealer for Vicem Yachts, XO Boats, F-RIB and VBOAT and the first authorised warranty centre for Torqeedo electric motors in Western Canada. Recognising that moorage space in the Lower Mainland is extremely limited SV Business Group positioned itself as an advocate for additional public moorage in our region and expanded its operations into development, construction and management of marine infrastructure. The company just recently completed the construction of West Vancouver Marina and is currently working on a number of foreshore projects. 604-837-7555 I info@svbg.ca SV Business Group 604-901-2524 5908 Marine Drive, West Vancouver, BC V7W 2S2 www.svbg.ca

A proud member of the Boating BC Association (British Columbia Marine Trades Association) and the British Columbia Yacht Brokers Association, the SV Business Group is committed to furthering the development of sustainable and environmentally friendly boating in our region. David Siradze

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TERMINAL CITY CLUB Terminal City Club is a multi-functional, private business club in the heart of Vancouverâ&#x20AC;&#x2122;s financial district. It offers an unparalleled array of benefits and services, complimented by an assortment of membership levels that each offer something different. Network and connect with other members in shared work spaces or meet with clients in versatile, designated boardrooms. Start the day off with a personal training session, fuel up with an elegant, relaxed lunch and finish the day by unwinding on the rooftop patio overlooking the city. With entry to wine tastings and masterclasses, speaker events, live music, scotch socials and so much more, every day holds something to be savoured. Planning a wedding? Whether you envision a small, simple function or an elaborate formal affair, discover a full-service wedding house for your special day. Membership also grants patrons access to affiliate clubs all over the world. With Terminal City Club, an entire world awaits you.

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WWW.TCCLUB.COM I 604.681.4121 I INFO@TCCLUB.COM I 837 WEST HASTINGS ST, VANCOUVER

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TERMINAL CITY CLUB WWW.TCCLUB.COM I 604.681.4121 I INFO@TCCLUB.COM I 837 WEST HASTINGS ST, VANCOUVER 78

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Let us create something as unique as you

1457 Bellevue Avenue, West Vancouver | 604.925.8333 STITTGEN.COM ALEPH MAGAZINE

Event Planning WE DESIGN THE WEDDING OF YOUR DREAMS!

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Belluxe offers luxury wedding photography both locally and in mesmerizing destinations all over the world. Whether you’re considering saying “I do” on an exotic island or in a quintessentially English manor, having Belluxe by your side makes all the difference when it comes to treasuring your heart-fluttering adventure for years to come.

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Images to last for generations to come

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Beyond The Beautiful: Expert Advice from an Award-Winning Wedding Planner

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Hasti Maloufi | Lead Planner + Designer @lavistaevents I www.lavistaevent.com

Planning a wedding celebration, no matter how intimate or

3. Focus on the Guest Experience

grand, requires careful attention to detail to ensure all the

Last but not least, be sure to consider beyond the beautiful

pieces align beautifully for a memorable experience.

decor and florals so that guests leave with a positive

There is a lot to consider but hiring a professional wedding

impression. What’s equally important to focus on is the guest

planner can help with guidance, connections, and design.

experience. From a design floor plan that isn’t obstructive of

Below are three considerations to keep in mind when

guests’ views to entertainment such as live music, it’s

planning a celebration to remember.

important to include elements that enhance the mood of the guests. These tips, combined with an itinerary that flows

1. Hire an Experienced Team

naturally in a comfortable sequence of events, will allow

In order to set the tone for an enjoyable planning experience,

guests to feel included and appreciated.

it’s important to start with a professional team. When hiring the team, it’s important to consider experience as well as

The planning experience is something that needs to be taken

reputation. Referrals are everything! Ask around to see who

care of with lots of love and attention to detail. Be sure to

your friends and family highly recommend. Listen to their

allow ample time for planning along and hire a professional

stories to learn about their experience and why they are

team to take care of you for the best experience possible.

recommending that person. Having a strong team will be the foundation for a smooth planning journey where there is an alignment of goals and vision between the collaborating team. 2. Design using Unique Ideas There are many ways you can incorporate unique touches to personalize your celebration. A wedding should be a reflection of the personality and style of the couple. When we design weddings, we focus on the design in a perspective that will allow the guests to have high-quality photo opportunities. The design process needs to start with the entrance. A beautiful statement floral design, welcoming photos, and great lighting all add to the first impression. From there, the dining space could be arranged with an assortment of round and long tables to create more dimension. By having a variety of table styles, including floral and candle arrangements, the guests will perceive the space as more thoughtfully arranged. Lastly, consider adding personalized want to photograph.

Sachin Khona Photographer

touches in the design that guests will pause to look at and

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‫فرزاد چرا این شــغل؟‬ ‫___ پیشــینه خانوادگــی و شــخصی مــن در ایــران‪ ،‬پویایــی ایــن کار‪ ،‬ارتبــاط‬ ‫بــا گروههــای متنــوع‪ ،‬روابــط تأثیرگــذار بــا افــراد‪ ،‬لــذت بــردن از ارتقــاء رفــاه‬ ‫متقاضیــان وام از مهمتریــن علــل گرایــش مــن بــه ایــن شــغل بودهاســت‪.‬‬ ‫ویژ گیهای یک مشــاور ممتاز از نظر شــما؟‬ ‫___ یــک مشــاور وام مــی بایســت از شــبکه گســترده ارتباطــی در میــان وام‬ ‫دهنــدگان حقیقــی و حقوقــی برخــوردار باشــد‪ ،‬خــود را بــه روز نگهــدارد؛‬ ‫بــه اهمیــت کارش و تأثیــر عمیقــی کــه بــا مشــورتهای خــود بــر زندگــی‬ ‫اقتصــادی مراجعیــن میگــذارد واقــف باشــد و بیــش از هــر چیــزی بــه ارزش‬ ‫زمــان و پاســخگویی صحیــح در ایــن شــغل آ گاه باشــد‪.‬‬ ‫دربــاره تنوع وام هــا بفرمایید؟‬ ‫___ وامهــا را میتــوان در کل بــه دو نــوع مســکونی و تجــاری تقســیم کــرد‬ ‫و یــا در یــک نــوع تقســیم بنــدی دیگــر‪ ،‬آنهــا را بــه وام مســکن‪ ،‬وام خریــد‬ ‫خــودرو یــا وامهــای ضــروری بــرای هزینــه هــای پیشــبینی نشــده تفکیــک کرد‪.‬‬ ‫کــدام یــک از وام هــا متداول تر‪ ،‬کدام از نظــر مبلغ باالترند؟‬ ‫___ در میــان هموطنــان ســا کن کانــادا‪ ،‬وام مســکن شــایع تــر اســت‪.‬‬ ‫ولــی وام هــای تجــاری بــا وجــود تعــداد کــم تــر‪ ،‬از حیــث رقــم‪ ،‬معمــوال بزرگترنــد‪.‬‬

‫نــرخ بهــره وام مســکن بــوده و در نتیجــه هر کس که وام گرفته و اقســاط‬ ‫خــود را ســر موقــع پرداختهاســت مبلغــی بیــش از بهــره وام را بــه دلیــل‬ ‫افزایــش بهــای ملــک خــود بــه دســت آوردهاســت‪.‬‬

‫آیــا فقــط بانکها وام میدهند؟‬ ‫___ خیر‪ .‬مؤسسات مالی‪ ،‬شرکتهای تجاری‪ ،‬صندوقهای سرمایه گذاری‬ ‫و حتی بعضی از اشــخاص حقیقی متمول همگی شــرایط تســهیالت مالی‬ ‫را بــرای دیگــران فراهــم میکنند‪.‬‬

‫آیــا نــرخ بهره‪ ،‬ثابت اســت یا متغیر؟‬ ‫___ هــر دو گزینــه وجــود دارد‪ .‬نــرخ متغیــر‪ ،‬بــر مبنــای عــدد بهــره اعالمــی‬ ‫بانــک مرکــزی کانــادا تنظیــم میشــود و در نوســان اســت امــا نــرخ بهــره‬ ‫ً‬ ‫ثابــت تــا پایــان مــدت مــورد توافــق کــه معمــوال یــک دوره پنــج ســاله‬ ‫میباشــد‪ ،‬قطــع نظــر از شــاخص تــورم‪ ،‬تغییــر نمیکنــد‪.‬‬

‫کــدام یک بهــره کمتری میگیرند؟‬ ‫ً‬ ‫___ نمــی شــود بــه ایــن ســوال یــک پاســخ کلــی داد امــا معمــوال بانــک هــا‬ ‫بهــره کمتــری میگیرنــد‪ ،‬البتــه متقاضیــان هــم بایــد واجــد شــرایط آنهــا‬ ‫ً‬ ‫باشــند‪ .‬اصــوال هرچــه مــدت بازپرداخــت وام بیشــتر باشــد درصــد بهــره‬ ‫پاییــن تــر خواهــد بــود‪ .‬جالــب اســت بدانیــد در کانــادا بــر خــالف ایــران‪،‬‬ ‫پرداخــت پیــش از موعــد تســهیالت‪ ،‬نــه تنهــا پــاداش نــدارد بلکــه مشــمول‬ ‫جریمــه هــم میشــود‪.‬‬ ‫نرخ بهره وام در کانادا چند درصد اســت؟‬ ‫___ بســیار متغیــر اســت و میتوانــد از یــک ممیــز شــش تــا پانــزده درصــد یــا‬ ‫حتــی بیشــتر هــم باشــد امــا عمــده وامهــای مســکن‪ ،‬نــرخ بهــرهی بیــن دو‬ ‫تــا چهــار درصــد دارنــد‪.‬‬ ‫بــا توجــه بــه آنچــه فرمودیــد آیــا بهتــر نیســت اشــخاص بــه جــای اخــذ وام‪،‬‬ ‫در حــد وســع خــود‪ ،‬خانــه ای را نقــدا خریــداری کننــد؟‬ ‫___ البتــه ایــن میتوانــد همیشــه یــک گزینــه پیــش روی خریــدار باشــد ولــی‬ ‫طبــق آمــار دو دهــه گذشــته‪ ،‬همــواره نــرخ تــورم امــال ک در کانــادا بیــش از‬

‫چــه عواملــی‪ ،‬شــانس موفقیــت متقاضــی را بــرای اخــذ تســهیالت‬ ‫بــاال میبــرد؟‬ ‫___ میــزان درآمــد ماهانــه شــخص یــا اشــخاص‪ ،‬مبلــغ نقــدی پیــش‬ ‫پرداخــت‪ ،‬کــم بــودن تعهــدات مالــی قبلــی و همچنیــن نســبت پاییــن مبلــغ‬ ‫وام درخواســتی بــه قیمــت خانــه ای کــه انتخــاب شــده اســت از مهمتریــن‬ ‫عوامــل بــرای اخــذ تســهیالت و تعییــن نــرخ بهــره یــک وام میباشــند‪.‬‬ ‫توصیه مهم شــما به متقاضیان چیســت؟‬ ‫___ مهمتریــن توصیــه مــن ایــن اســت کــه مشــاورین قابــل اعتمــاد انتخــاب‬ ‫کننــد و وقتــی بــه گزینــه نهایــی رســیدند بــا شــفافیت کامــل عمــل کننــد و‬ ‫آ گاه باشــند کــه هیــچ چیــز بــه انــدازه ارایــه اطالعــات ناقــص و غیــر دقیــق‬ ‫توســط خــود متقاضــی بــه شــانس او بــرای دریافــت وام لطمــه نمیزنــد‪.‬‬ ‫مــا در حالــی فــرزاد بهــزادی را تــرک مــی کنیــم کــه کــه کلیــه اطالعــات‬ ‫مربــوط بــه او را بــرای خواننــدگان مجلــه دریافــت میکنیــم تــا در صــورت‬ ‫تمایــل بــرای مشــاوره و امــور وام بتواننــد بــا ایشــان تمــاس بگیرنــد‪.‬‬ ‫‪ALEPH MAGAZINE‬‬

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‫فرزاد بهزادی‬ ‫‪Mortgage Consultant‬‬ ‫واقعیــت ایــن اســت کــه امــروزه خریــد خانــه کمــی پیچیــده‬ ‫شــده اســت‪ .‬بــازار متغیــر‪ ،‬قیمــت بــاالی خانــه هــا نســبت بــه‬ ‫درآمــد ماهانــه‪ ،‬وام هــا و انــواع پرداخــت هــا‪ ،‬پرداختهــای‬ ‫اولیــه و تاثیــر همــه آن هــا بــر روی زندگــی روزانــه مــا ایــن‬ ‫پیچیدگــی را بــرای ایــن تصمیــم گیــری بیشــتر میکنــد‪.‬‬ ‫ســوال ایــن اســت کــه آیــا یــک متخصــص حرفــهای میتوانــد‬ ‫کار را بــرای مــا آســان تــر کنــد؟ یــک مشــاور تســهیالت مالــی‬ ‫کــه بتوانیــم بــه آن اعتمــاد کنیــم؟ فــردی کــه بــه کمــک او‬ ‫از نــرخ بهرههــای مختلــف مطلــع شــویم و در میــان انــواع‬ ‫وام هــا بهتریــن وامــی کــه مناســب مــا اســت را انتخــاب کنیــم؟‬ ‫در ایــن بــاره بــا فــرزاد بهــزادی‪ ،‬متخصــص و مشــاور تســهیالت‬ ‫مالــی در شــهر زیبــای ونکــوور بــه گفتگــو نشســتیم‪.‬‬ ‫او بــه دلیــل شــبکه گســترده ارتباطــی کــه بنــا بــه خصوصیــات‬ ‫فــردیاش دارد‪ ،‬بهتریــن جســتجو هــا را در منابــع مختلــف‪،‬‬ ‫بــرای وام مراجعــه کننــدگان خــود انجــام مــی دهــد و مزایــای‬ ‫بســیاری را باخــود بــه همــراه مــی آورد‪.‬‬

‫‪Farzad Behzadi,‬‬ ‫‪Mortgage Consultant‬‬ ‫‪farzad.behzadi@elitelending.ca‬‬ ‫‪604-363-5353‬‬ ‫‪www.behzadimortgages.com‬‬ ‫‪87‬‬

‫‪ALEPH MAGAZINE‬‬

ALEPH MAGAZINE

Architecture is a combination of passion and talent with a significant amount of social art and artful science. In the words of the well known Roman Architect Marcuz Vitruvius,

is firmness, commodity, and delight. â&#x20AC;?Architecture â&#x20AC;? In Beautiful British Columbia architecture provides a logic of residence and sustenance for all types of human activity. Architecture supports all cultures to find a fit in society while endorsing luxury and comfort. The significance of design carries the ultimate harmony of enriching lives aesthetically and spiritually while supporting sustainability and economic values.

Design is the greatest quality of an architect. Design, is an implication of comfort, culture, and traditions. The profession of design is based on modification of human vision and composure. It requires the creative coordination of art and technology, and of light and shadow.

AMIR SOODBAKHSH INTERN ARCHITECT AIBC. MRAIC. ARSA DESIGN I NC.

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Coach: Mohammadreza Mahsouri

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Email: shirzad@ilyadevelopment.com Telephone: 778-288-5599 www.ilyadevelopment.com

ALEPH MAGAZINE

‫‪ILYA DEVELOPMENT‬‬ ‫شیرزاد درخشان پی‬

‫در شــهر مــا ونکــوور بخــش عمــده ای از فعالیتهــای اقتصــادی مرتبــط‬ ‫بــه پــروژه هــای ســاخت و ســاز میباشــند و ســرمایههای کالنــی بــه ایــن‬ ‫صنعــت تعلــق گرفتــه اســت‪ .‬حفاظــت و رشــد ســرمایه هــای فــردی در‬ ‫ایــن حــوزه اقتصــادی مســتلزم بــه حداقــل رســاندن ریســک ســرمایه‬ ‫گــذار بــه کمــک مدیــر پــروژه میباشــد‪.‬‬ ‫ریســکهایی از قبیــل تنــاوب بــازار ملــک‪ ،‬نوســان بــازار ارز و بــاال بــودن‬ ‫هزینــه ســاخت مهمتریــن دغدغــه هــای یــک ســرمایه گــذار اســت‪ .‬بــرای‬ ‫چنیــن ســرمایه گــذاری اغلــب هزینــه قابــل توجهــی پرداخــت میشــود‬ ‫کــه ســبب ایجــاد نگرانــی و هــم چنیــن زمینــه ریســک را فراهــم مــی آورد‪.‬‬ ‫بــا بهینــه ســازی ســرمایه گــذاری میــزان ریســک را مــی تــوان بــه حداقــل‬ ‫رســاند‪ .‬مدیریــت بودجــه‪ ،‬زمــان بنــدی درســت‪ ،‬کیفیــت ســاخت و‬ ‫ایمنــی در بــه انجــام رســاندن پــروژه یــک تخصــص اســت‪ ،‬ایــن تخصــص‬ ‫مدیریــت پــروژه ســاختمانی نــام دارد‪.‬‬ ‫شــیرزاد درخشــان پــی بــه ایــن دغدغــه واقــف اســت و رویکــردی متفــاوت‬ ‫در کمرنــگ کــردن آ ن هــا دارد‪ .‬او خــود را اینگونــه معرفــی میکنــد‪:‬‬ ‫مدیر شــرکت ســاختمانی و نوســازی ایلیا هســتم و به شــغلم عشــق میورزم‪.‬‬ ‫از دیــدن بنایــی کــه تحــت نظــر و بــا مدیریــت مــن اجــرا شــده احســاس‬ ‫رضایــت کــرده و میکنــم‪.‬‬ ‫اولیــن خاطــره ســاخت و ســاز را از شــش ســالگی بــه یــاد دارم‪ .‬مــادرم در‬ ‫زمــان جنــگ در ایــران‪ ،‬بــا ســرمایه ای محــدود مشــغول ســاخت اولیــن‬ ‫خانــه مــا شــد‪ .‬شــخصی کــه در نظــر مــا ســازنده ای قابــل اعتمــاد بشــمار‬ ‫مــی رفــت‪ ،‬برخــالف انتظــار هزینــه ای گــزاف بــر دوش مــادرم گذاشــت‬ ‫و پــروژه مــا را بــا تاخیــر آمــاده ســکونت کــرد‪ .‬اتفاقــی کــه بعدهــا انگیــزه‬ ‫مــن بــرای انتخــاب ایــن شــغل شــد‪.‬‬ ‫یکی از ارکان مهم پروژه ســاختمانی‪ ،‬روابط میان انســان هاســت‪.‬‬ ‫رابطــه میــان ســرمایه گــذار و ســازنده‪ ،‬ســازنده و طــراح‪ ،‬مدیــر پــروژه و‬ ‫نیــروی کار و غیــره‪...‬‬ ‫مدیریــت ایــن روابــط در عمــل بســیار پیچیــده و ظریــف اســت‪ .‬ابعــاد‬ ‫پــروژه‪ ،‬زمــان ســاخت‪ ،‬هزینــه و شــرایط بــازار از جملــه عوامــل تاثیــر گــذار‬ ‫در ایــن روابــط اســت‪ .‬بــرای مثــال‪ ،‬عــدم رضایــت عوامــل کار از حقــوق‬ ‫‪93‬‬

‫‪ALEPH MAGAZINE‬‬

‫دریافتــی و از طــرف دیگــر هــم عــدم رضایــت ســرمایه گــذار از هزینــه بــاال‬ ‫از مســایلی اســت کــه مدیــر پــروژه بــا آن ســرو کار دارد‪.‬‬ ‫در ایــن بیــن درک شــرایط روحــی و مالــی و خواســته هــا و نیازهــای‬ ‫دســت انــدرکاران اهمیــت بســزایی دارد‪.‬‬ ‫موفقیــت شــیرزاد درخشــان پــی در گــرو تــداوم ایــن درک متقابــل و‬ ‫آ گاهــی از بــازار ونکــوور در ســاختمان اســت‪ ،‬مجموعــه ای کــه او در‬ ‫یــک کالم بــه عنــوان تجربــه از آن یــاد میکنــد‪.‬‬ ‫بــه عبــارت دیگــر‪ ،‬رونــد یــک پــروژه عملکــردی زنجیرگونــه دارد‪ .‬بــه ایــن‬ ‫صــورت کــه هــر جــزء متاثــر از اجــزاء دیگــر اســت‪ .‬چنانچــه حلقــه ای از‬ ‫ایــن زنجیــر فعالیتــی هــم ســو بــا مجموعــه نداشــته باشــد‪ ،‬مجموعــه از‬ ‫هــم مــی پاشــد و اتصــال دوبــاره آن مســتلزم تلــف شــدن زمــان و هزینــه‬ ‫بســیار اســت‪.‬‬ ‫شــیرزاد در ادامــه میگویــد‪ :‬مــن خوشــحالم کــه پــس از ســال هــا فعالیــت‬ ‫در ایــن زمینــه قــادر بــه ایجــاد درک متقابــل و تقــارن و همســویی در‬ ‫رشــته ایــن زنجیــر شــدهام‪ .‬ایــن را مدیــون تجربیــات خــود بــه عنــوان‬ ‫یــک کارگــر ســاده‪ ،‬عضــوی از مجموعــه بــزرگ در پــروژه هــای شــخصی و‬ ‫شــرا کتی هســتم کــه از مــن مدیــری ســاخته کــه امــروز مــی بینیــد‪.‬‬ ‫مدیــری کــه هــم از اهمیــت درســت بســته شــدن یــک پیــچ و مهــره‬ ‫مطلــع اســت‪ ،‬هــم بــا نحــوه تفکــر و دیــدگاه یــک کارگــر ســاده یــا یــک ســرمایه‬ ‫دار آشــنایی دارد‪.‬‬ ‫بزرگتریــن اعتبــار مــن اشــخاصی هســتند کــه تعامــالت شــغلی بــا مــن‬ ‫داشــته انــد‪ ،‬بهتریــن تبلیغــم حــس رضایتــی اســت کــه از مشــتری هایــم‬ ‫دریافــت میکنــم‪.‬‬ ‫همــواره خــودم را بــا نظــرات و پیشــنهادات مشــتریان محــک مــی زنــم و‬ ‫بــه ســمت بهتــر شــدن تــالش میکنــم‪.‬‬ ‫از نظرمــن‪ ،‬هنــر یــک مدیــر پــروژه ســاختمانی ارتبــاط بهینــه بیــن بودجــه‬ ‫و هزینــه‪ ،‬زمــان ســاخت مناســب‪ ،‬کیفیــت اجــرای تقابــل فــردی بیــن‬ ‫اشــخاص دســت انــدر کار اســت‪ .‬آن زمانــی کــه یــک پــروژه در نهایــت‬ ‫آرامــش طرفیــن‪ ،‬در زمــان معلــوم و بــا حداقــل هزینــه و ریســک بــه انجــام‬ ‫رســید‪ ،‬موفقیــت حاصــل شــده اســت و مــن هــر روز مشــتاق دســت یافتــن‬ ‫بــه موفقیــت هــای بعــدی هســتم‪.‬‬

‫‪IMPACT __ THE POWER OF PLAY‬‬

‫فرصتی برای بازی و رهایی‬ ‫تالشی زیبا برای کودکان‬ ‫نوشــته‪ :‬آذی یوسفی‬

‫‪The Power Of Play‬‬ ‫‪A Game that All Can Play‬‬

‫بنیاد "‪ "The Power Of Play‬تاســیس شــده در ســال ‪ 2017‬بر این باور اســت که بازی از عناصر اصلی ســالمت روح و جســم‬ ‫کودکان اســت‪ .‬کودکان در حین بازی دنیای اطراف را درک میکنند‪ ،‬با آســیبها و ســختیها روبرو میشــوند‪ ،‬برای آنها راه‬ ‫حــل پیــدا میکننــد و از تخیــل خــود بهــره میبرنــد تــا بدون نگرانی راههــای جدید را امتحان کنند‪ .‬این در حالی اســت که این‬ ‫حق زیبای کودکانه دربعضی از نقاط دنیا به فراموشــی ســپرده میشــود و از کودکان خواســته میشــود مثل بزرگ ترها رفتار‬ ‫کننــد و در محیــط هــای بســته وقــت بگذرانند‪ ...‬آیا ایــن جای نگرانی ندارد؟‬ ‫از آن مهمتر اینکه دیده شــده کودکانی که در فضاهای شــاد و آزاد رشــد میکنند و فرصت تعامل با دیگر کودکان را دربازیهای‬ ‫دســته جمعی پیدا میکنند‪ ،‬از هوش اجتماعی باالتری برخوردارند و در بزرگســالی کمتر به دنبال جنگجویی با دیگران هســتند‪.‬‬ ‫در یــک تحقیــق روانشناســی دربــاره بیســت و شــش قاتــل محکــوم به زندان در تگــزاس‪ ،‬محققین دریافتنــد که همه آنها در یک‬ ‫نکتــه اشــترا ک دارنــد! هیچکــدام از آنها در دوران خردســالی بازیهــا را واقعا بازی نکردهاند!‬ ‫رضــا مروســتی بــا آ گاهــی از ایــن دانــش‪ ،‬بــرای کــودکان محروم از زمین بازی‪ ،‬بنیاد "‪ "The Power Of Play‬را تاســیس کرده و‬ ‫بــا یــاری عالقمندانــی کــه داوطلبانــه بــه ایــن بنیــاد میپیوندند‪ ،‬فضاهای بازی‪ ،‬خــالق و مبتکرانه ایجــاد میکند‪ .‬آنها تا کنون‬ ‫‪ 16‬زمیــن بــازی درکشــورهای هنــد‪ ،‬اوگانــدا و مکزیــک بــرای کودکان ســاختهاند وهم ا کنون چهار پــروژه دیگر در روآندا‪ ،‬اوگاندا و‬ ‫ایران عزیز در دســت اجرا دارند‪.‬‬ ‫در حال حاضر درشــهر مترو ونکوور ســازمانهای بســیاری برای خانوادههای محروم دنیا در حال فعالیت هســتند که تمایل‬ ‫دارنــد بــا صــرف وقــت‪ ،‬پــول و انــرژی خــود تاثیــرات مثبتی بر زندگی و رفاه دیگران بــه ویژه کودکان بگذارند‪ .‬تمرکــز ا کثر این مرا کز‬ ‫بر تهیه غذا‪ ،‬آب‪ ،‬ســرپناه‪ ،‬بهداشــت‪ ،‬آموزش‪ ،‬خدمات پزشــکی و احیا مهمترین حقوق اولیه کودکان اســت‪.‬‬ ‫بنیــاد "‪ "The Power Of Play‬در ادامــه ایــن حقــوق اولیــه‪ ،‬بــه جنبــه اثرات مهم بازی در شــکل گیری شــخصیت فردی و‬ ‫اجتماعــی کــودکان توجــه کــرده و بــه همــراه داوطلبــان رو به رشــد خود فرصت بازی‪ ،‬خالقیــت و فعالیت گروهی آزاد را برای‬ ‫آنهــا فراهم میکند‪.‬‬ ‫بنیــاد "‪ "The Power of Play‬بــا کمــک تیــم غیرقابــل توقــف خود ماموریت روشــنی برای خود تعریف کردهاســت که بر اســاس‬ ‫آن هــر کــودک محــروم فرصــت ایــن را داشتهباشــد کــه به ســادگی به محیط بازی آزاد دسترســی پیدا کنــد و فقط " کودکی" کند‪.‬‬ ‫آیا شــما هم تمایل دارید در این کار ســاده و اساســی ســهمی داشتهباشــید و هدیه ای به کودکان و دنیایی که در آن زندگی‬ ‫می کنیم عطا کنید؟ تیم "‪ "The Power Of Play‬با انرژی بســیارمثبتی از شــما اســتقبال میکند و ورود شــما را به جمع‬ ‫داوطلبــان ایــن بنیــاد خــوش آمــد میگویــد‪ .‬شــما میتوانیــد از طــرق زیر با گروه "‪ "The Power Of Play‬تمــاس بگیرید و با دنیای‬ ‫جدید خلق شــده برای بازی کودکان آشــنا شــوید‪.‬‬

‫‪GET INVOLVED‬‬

‫‪hello@thepowerofplay.ca‬‬ ‫‪Thepowerofplay.ca‬‬ ‫‪thepower.ofplay‬‬ ‫‪The Power of Play‬‬

‫‪Scan To Join The Movement‬‬

‫‪- SPONSOR A PLAYGROUND‬‬ ‫‪- VOLUNTEER NOW‬‬ ‫‪- PLEDGE YOUR BIRTHDAY‬‬ ‫‪- DONATE‬‬ ‫‪ALEPH MAGAZINE‬‬

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ALEPH MAGAZINE

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COVID-19 KICKS ON MORTGAGE APPROVAL

HOSSEIN MEHRIZY Mortgage Specialist

Banks look for current and future income status of borrowers in addition to the last two years due to COVID-19. All forms of mortgage financing have become more challenging in the past few months. (PURCHASE) Mortgage rates are decreasing dramatically in comparison with the same time last year which causes more purchase transactions in the past few weeks, while banks remain Loan-tovalue (LTV) less than before, this was a good sign for the real-estate market. (REFINANCE) Banks are more conservative against borrowers who refinance their homes and are requesting extra money on top of their mortgage balance. When people refinance their mortgages without requesting extra money, lenders are more comfortable since this refinance is to help borrowers for a lower rate and of course lower monthly payments. For others, who take equity from their homes, usually it is for one or more of the following reasons: • Consolidating high-interest credit cards

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• Combining a first and second mortgage • Financing home renovation projects

THE MAIN REASON WHY GETTING A MORTGAGE IS TOUGHER FOR CANADIANS

UNPREDICTABLE APPLICANTS’INCOME AND EMPLOYMENT

The other day one major chartered bank announced:

Banks and other lenders are more concerned about income reliability due to lots of unemployment and CERB collecting by borrowers. They aren’t just worried about whether you have sufficient income today or last two years for business for self (BFS), they are more concerned about the safety of your employment and whether you will continue earning income in the months ahead.

“In view of the ongoing COVID-19 situation, the following changes are being made to lending policies affecting new applications submitted to us on or after Thursday, April 9, 2020. These changes are required due to declining employment, energy sector impacts, unstable property values, and restrictions on appraisers being able to access properties for appraisal reports.” As a result of COVID-19, the main reason why getting a new mortgage or refinancing an old mortgage have become much tougher for Canadians is “Unpredictable Applicants’ Income and Employment”

MORTGAGE LENDERS NEED TO VERIFY INCOME UPFRONT If the borrower’s income and employment cannot qualify the mortgage amount no need for spending time on applications, specially for borrowers who want to refinance and got their mortgages before applying STRESS –TEST. According to a Bank, for any application using selfemployed (BFS) income, in addition to standard income

According to BBC news, Canada lost over a million jobs in March 2020 and could be expecting for more layoffs and job losses in the near future. The Conference Board of Canada said on April 6th that a combined 2.8 million jobs could be lost during March and April, equal to nearly 15% of total employment. Lenders are going to be looking very carefully at all applicants’ employment income for now and future if the borrowers have to stay at home and live on only Government financial support. Prime Minister Trudeau said recently [there will be] “No return to ‘normality’ until a coronavirus vaccine is available.” And that might not be till 2021! What this means is that even if you had sufficient income to qualify for the desired mortgage amount two months ago, that might not be the case now, and as such, lenders have become more conservative and risk averse.

documents, the broker must provide us with a description of the business, when established, number of employees, and its current status. Note: we may request additional income documents or

THE MAIN REASON WHY GETTING A MORTGAGE IS TOUGHER FOR CANADIANS

conduct additional due diligence at our discretion to verify current income/employment status.

It’s a completely different world for mortgage than just a month ago. In simple words, “Approval on a mortgage or

Additional due diligence will be required to assess the viability

refinance is no longer simple like before”

of the business post COVID- 19. To assist in the assessment, please consider asking your client for their most recent financial

Less income, lower property values, appraisal reports, and

reporting, i.e., interim financial statements, recent few months

lower loan-to-value (LTV) offered by lenders, so it’s not hard to

of bank statements and future income anticipations.

understand why getting a mortgage is tougher! ALEPH MAGAZINE

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