ALEPH MAGAZINE - ISSUE 04 - WINTER 2022

ALEPH MAGAZINE

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VANCOUVER __ ISSUE 04 __ WINTER 2022

stefanoricci.com

The White Marble of Carrara. Celebrating the Great Beauty of Italy

VANCOUVER 1139 West Georgia Street • T. + 1 (604) 559 7800 2

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TEAM RHINO R E A L E S TAT E

Sun-Kissed Vineyards, Glistening Lakes, Award-Winning Wineries,

Kelowna has it all Imagine living in a region where you wake up to sun-kissed rows upon rows of vineyards dotting lush hillsides, where glistening lakes beckon you, and where award-winning chefs call this region home. With more than 40 wineries, one of Canada’s warmest climates and a plethora of outdoor activities and fabulous restaurants at your doorstep, Kelowna truly offers it all. If you are looking for a place to call home, the Okanagan Valley truly doesn’t get much better than this.

So, what does it take to buy in the red-hot Kelowna real estate market?

It takes a dedicated roster of knowledgeable professionals like Team Rhino.

In-depth local knowledge and experience sets Team Rhino apart When choosing a realtor you should consider their in-depth knowledge of an area, experience, and professionalism. Whether you are selling or buying, you need someone who understands the nuances of the region. Headed by founder Iman Sami Kashkooli, Team Rhino has a comprehensive understanding of the special characteristics that make each neighbourhood unique. They work diligently to help its buyers find the community that’s a perfect match.

Why Kelowna should be on your radar Kelowna ranks high as a key destination for the young professionals seeking high quality lifestyle at a reasonable price point, downsizing retirees seeking slower paced lives, and growingly for real estate Investors. Its desirability lies in the fact that it has a large regional hospital, the Okanagan campus of the University of British Columbia, and an international airport, connecting commuters from Calgary, Vancouver and beyond. Kelowna has several distinct neighbourhoods to choose from; all of which offer great amenities, outdoor activities and jaw-dropping natural beauty.

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778 888 5505

112 828 Harbourside Drive, North Vancouver, BC V7P 3R9 info@teamrhinorealestate.com teamrhinorealestate.com

DISCOVER THE RHINO POWER “SUCCESS is the MISSION”

Here’s a look at a number of sought-after neighbourhoods.

Downtown Kelowna Due to the city’s location on the shores of Lake Okanagan, the area’s real estate market offers many options in lakefront property. The lake region presents activities for everyone, with diversions ranging from boating and fishing to shopping, cultural events and fine dining. This vibrant town scores high on walkability, and for those who work and/or play downtown, the big city traffic jams and stress are a thing of the past.

Lakeview Heights Looking for a lakeview home? Then, this well-established community is for you. Homes here offer large backyards, stunning vistas and great beaches. It boasts lush vineyards, mature landscaping, and secluded beaches, and its close proximity to the urban amenities of West Kelowna and downtown Kelowna, makes it a popular place to call home.

Fintry If you are considering a vacation home, this park side community is for you. This idyllic vacation getaway is a vacation paradise, attracting people from across B.C. and beyond to its shores. If you’re dreaming of spending lazy summer days on the beach, you’ll love Fintry.

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­­__ ABOUT ALEPH

ABOUT ALEPH

WE ARE ALEPH, Canada’s first Persian-lifestyle magazine proudly based in Vancouver. Our vision is to provide a confident and creative voice to the Iranian community, as well as offering a colourful profile to established businesses to help them reach an active and engaged audience.

ALEPH is a seasonal magazine offered in print, and online. We shed light on what’s new, important and relevant with a mandate to bridge the gap between East and the West. We hope it will inspire Canadians of all stripes to discover and unravel a better understanding of Persian culture. And we also hope that Iranians living in Canada will come to a better understanding of Western culture, its customs and values.

At our heart, we also believe that luxury can be inspirational. So, we offer a range of content that’s meant to inspire dreams of a life well lived. Fine dining, luxury automobiles, fashion, premium travel destinations, quality products and services can all play an important role in our daily lives and urge us to seek out the best. If you’re seeking out the best, you’ll find it here. Welcome.

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more views more amenities more luxury Apex is a stunning collection of one, two, and three bedroom homes that will redefine North Shore living. As North Vancouver’s tallest tower, rising 32 storeys, Apex promises to provide unprecedented luxury living – inside and out. Apex is everything you want, and more.

C O M I N G T H I S FA L L S TA R T I N G F R O M T H E M I D $ 5 0 0 ’ S REGISTER NOW

ApexAtSeylynn.ca

This is not an offering for sale. Any such offering may only be made with a disclosure statement. E.&O.E.

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__ PUBLISHER’S NOTE

ONE THING I KNOW FOR SURE — Hard work pays off First and foremost, I want to thank each and every one of you for your continued support.

Aleph magazine seems to be resonating with Persians across BC, and I’m thrilled with the response.

What’s even more inspiring is the fact that the magazine continues to get the attention of other communities including immigrants from China, India and even the UK. I believe there’s a common experience we all share making a new life here in Canada. I hope this trend continues.

One of the things I know immigrants share is an entrepreneurial spirit. And the fact is, small businesses run by immigrants are a vital engine for the BC economy. So, I think it’s important that we all support immigrant-run small businesses in any way we can. Of course, this got me thinking. How can Aleph magazine better support immigrant entrepreneurs?

Well, here’s what I’ve got up my sleeve.

We are pleased to announce that we are pulling together our network to build what I call, The Aleph Startup Community for Young Entrepreneurs. Catchy, isn’t it? The idea is to support young entrepreneurs by building an information and networking hub for everything young, immigrant and entrepreneurial. We’re planning networking events, business pitch events, branding seminars, Aleph TV content development and a host of other activities to help our community grow together.

So, I need your help. If you’re a young entrepreneur, artist, photographer, videographer and are looking for a way to connect with your community, develop compelling content, learn more about business in BC and be a part of something special, let me know. If we work together, I think we can build something that matters to those that need it most.

Finally, a big thank you to all of our advertisers for your continued support. And to the Aleph magazine team, who continue to amaze me with their hard work, dedication and unparalleled creativity.

I’m super proud of this issue. I hope you enjoy it. In particular, we have an interview with Mike Schilling, CEO of Community Savings Credit Union. He has some interesting plans for the future of banking for the Persian community, and much much more.

Farhad Mehrabi, Publisher ALEPH 6

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Fuelled by adventure, powered by electricity.

The Taycan Turbo S Cross Turismo.

Just because the road stops doesn’t mean you have to. That’s why we created the 100% electric Taycan Turbo S Cross Turismo.

Featuring all-wheel drive and off-road capability, the Taycan Turbo S Cross Turismo takes adventure to an electrifying new destination.

Discover the Taycan Turbo S Cross Turismo at porsche.ca

© 2022 Porsche Cars Canada, Ltd. Porsche recommends seat belt usage and observance of traffic laws at all times.

Dr. Ing. h.c. F. Porsche AG is the owner of Porsche Crest® and Taycan™ trademarks.

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__ CONTENTS 8

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Team Rhino

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Arete Venture

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Shima Javan

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Elham Rezaei

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The latest Porsche Taycan - Review

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Peyman Salari

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A.A.G. Services

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Interview with Mayor Booth

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Archia Development

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Farzad Behzadi

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Ali Akbar Sadeghi

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Interview with Mike Schilling

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Haidah Amirzadeh

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Saffron Chawanmushi’s Story

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Parsa Wellness Clinic

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Turkish Traditions

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Interview with Peyman Chalabi

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Luxury Jet - Gulfstream G800

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Exclusive Kitchen

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Bijan Law

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Interview with Mexican Consulate

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Travel to Mexico

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Ayoub’s Dried Fruits & Nuts

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High Performance Passive Homes

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GROWING YOUR EARLY-STAGE BUSINESS WITH VENTURE CAPITAL FUNDING Venture Capital Funding can help take your business to new heights

Led by a team of serial entrepreneurs, Arete Venture provides valuable information about what makes venture capital funding a great milestone for startups and innovative entrepreneurs in the evolution of their startups.

Why venture capital funding?

As a business owner or aspiring entrepreneur, there are many elements that you must consider in order to build a successful company. Oftentimes, we think this means money in the bank and a ground-breaking business idea. However, there are a lot of complexities to consider in order to avoid a complete disaster (waste of time, effort, and money). A support system is crucial. Financial, operational and strategy support can often come from friends, family, or consultants in your specific industry.

For the very few where the entrepreneur can demonstrate a unique and promising business idea in need of seed investment to get off the ground, or where the entrepreneur has already established a proven business model that can be taken to new heights with additional capital, Venture Capital funding is a sound business strategy.

Venture Capitals (VCs) come in different sizes and with different capabilities, but if you get accepted with the right one, your business can scale up quickly and gain a competitive advantage. Some VCs only provide private equity, while others additionally offer strategy, managerial and consulting resources, which can be a great bridge to access a strong professional network. Those who offer consulting resources can yield a huge competitive advantage because the connections they offer can provide further opportunities for your business, including talent acquisition, potential customers, valuable partnerships, contracts and more.

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“Arete Venture is a one-stop boutique organization backed by a team of successful entrepreneurs”

What makes Arete Ventures stand out from the crowd?

“Arete Venture is a one-stop boutique organization backed by a team of successful entrepreneurs with a proven track record in start-ups, business management and joint venture partnerships.

Beyond our seed investment via a team of investors with vast experience and knowledge in business management, we also have an active professional residence network of trusted accountants, lawyers, marketing experts, and technology specialists available to supplement and help scale operations.

Our boutique nature allows us to offer a personalized service, and quickly tap into resources beyond just capital, such as accessing the right people experienced in your field.

the support of an approved Canadian designated organization.

There are a set of requirements that must be fulfilled in order to be accepted into the program. The approved designated organizations listed under the Government of Canada include select venture capital funds, angel investor groups, and business incubators. These designated organizations are permitted to provide a “Letter of Support” to the foreign entrepreneurs with regard to the onset of their immigration process. Arete Venture is one of the leading designated organizations under this program.

What is the difference between these organizations?

The main distinguishing components between each organization are the level of support and commitment provided, which

Initially, the firm was founded to manage our own finances and

includes the degree of engagement, attentiveness, and resources

investments, and soon after it became a great working platform.

available to the applicant, which ultimately provides the strength

Ultimately, driven by a need to empower others to attain success,

and the level of financial commitment on the “Letter of Support”.

we decided to share our knowledge and capabilities in order for

For instance, a business incubator simply provides the basics

like-minded entrepreneurs to take their revolutionary innovation

to guide the Startup, an angel investor must invest a minimum

to new heights. Since then, we have assisted a multitude of

of $75,000 while a Venture Capital must invest a minimum of

clients in constructing their companies from the ground up, and

$200,000!

are currently managing several multimillion dollar companies.”

What are some of Arete’s greatest accomplishments?

“Arete Venture is both a provincially and federally designated firm that provides several unique benefits to our investors, LPs, and investments. This includes 30% VCC refundable investment tax credits, RRSP and TFSA eligibility. As a federally designated organization, we have the capacity to support permanent residency to foreign entrepreneurs under the Government of Canada Start-up Visa program. We identified this program as an approach to generate international mentorship and to acquire innovative and talented entrepreneurs in an early stage to add to our portfolio. We are thrilled to have the privilege to provide

Amongst the three types of organizations, a business incubator runs programs to help the “survival stage” of a Startup, and will not provide any financial support. However, they can provide some initial resources, such as space and initial mentoring to help the Startup ready for future angel investments. Angel investors are primarily silent stakeholders there to offer early financial support but don’t offer resources beyond their capital commitment. Venture Capitals have the greatest stake and equity commitment , therefore look for strong products or services that hold a strong advantage over their competitors, with a talented management team and a wide potential market to really establish the business primed for growth.

the support, resources, and guidance required for entrepreneurs

Arete Venture strives to partner with entrepreneurs both in

all around the globe to establish a successful business in a free

Canada and those that want to come to Canada in every aspect

and democratic society.

in order to guarantee their success. We provide support in

So, what exactly is the start-up visa program?

business strategy, accounting, finances, operational efficiency, market research and corporate planning, etc. We invest only

This program was introduced by IRCC, with the support of the

in business ideas that we see true potential in and ensure to

Government of Canada. Its aim is to identify aspiring foreign

meticulously guide them every step of the way.

entrepreneurs who present the skills and potential to build innovative businesses in order to launch their start-up business in Canada; while simultaneously gaining permanent residency with

604 998 1919

| areteventure.com | info@areteventure.com | 200-889 Harbourside Dr, North Vancouver, BC V7P 3S1 ALEPH MAGAZINE

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Photo by Afshin Sadeghi

She believes that architecture and the outside surroundings are important considerations in interior design. If done right, this is when architecture blends harmoniously with interior design. Her inspiration often comes from the works of Le Corbusier, Oscar Niemeyer, Zaha Hadid, and Carlo Mollino. Exploring intelligent use of materials, blending colour, and bringing a touch of the unexpected are what challenges Shima.

This self-directed designer puts her own unique stamp on every new project, in order to be a creator of unexpected and fascinating experiences. “My designs should be full of soul and influences. My responsibility is to be a good listener and then interpret my client’s desires my way. I always ask them what story they want to tell and how they want to be seen.”

The design process first comes to life from listening to her clients’ visions. From there, she takes their ideas and brings them to life.

Creating Spaces that Truly Reflect the Personalities

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“I need to understand what their goals are. Each project has to have its own identity,” explains Shima. “By providing a Mood board, I visualize what the project will look and feel like and when get aligned with my client, I begin designing.”

Inspired by her love of travel, nature, architecture, and culture,

Her first project was a living room remodelling. Once the word got

Shima Javan’s creativity burgeoned into a successful career in

out about her signature style, her business grew. She juxtaposes

architectural and interior design. Over the last 14 years, Shima

modern sophistication with traditional, for timeless spaces that

has become a sought-after Interior Architect and Designer, who

will never go out of style. “The core of my design always has

is transforming residential and commercial spaces. Shima’s

a minimal luxury in it. My job is to reflect my client’s distinctive

portfolio is impressive - from custom residences to designing

personalities and lifestyles, but I also want them to shine,” she

iconic places such as Vancouver House, Three Harbour Green and

says. “I create an environment for my clients to expand their

a mansion of a very well-known Surrey movie star and director.

experiences within and add an element of adventure to their

After moving to Vancouver, she began designing condos in

lives. It is so challenging when they have a strong voice and

Downtown Vancouver, including Coal Harbour. “I’ve always been

distinctive point of view. That is where the fun starts.”

drawn to design, and knew I wanted to do something creative in

Shima considers herself lucky to have found her passion: “To

the arts,” says Shima. “I started directing movies, then switched

be part of my client’s dream home has always been my desire. I

to Interior Architecture and Design, which has always been my

design for them as it is my own, with all the passion I have for this

ideal way of expressing myself.”

business. I fall in love over and over again with each project I start.”

ALEPH MAGAZINE

“I fall in love over and over again with each project I start.”

604 363 3631 | Email: projects@shimajavan.com | Website: shimajavan.com | IG: shimajavan.interiordesign ALEPH MAGAZINE

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DRIVEN by INTELLIGENCE Real Estate Group

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51 TRANSACTIONS $76 MILLIONS SALES IN 2021

604.721.8050

.

reza@rezakohan.com

.

www.rezakohan.com ALEPH MAGAZINE

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__ MASTHEAD

President & Editor in chief Farhad Mehrabi Art Director Roya Momeni Account Manager Saloumeh Raeesi Cover Design Artist Roya Momeni Layout Design Artist Saloumeh Raeesi Copy Editors Michelle Hopkins, Catherine Dunwoody, Elene Boycheva, Wyng Chow Photographers Ali Dolati, Pooya Nabei, Mahdi Hajibabaei, Kamran Safari Videographers Arian Rahimian, Afshin Sadeghi, Mahdi Hajibabaei Video Editors Arian Rahimian, Nina Zarabi Social Media Manager S M Wahidun Nabi Digital Artists Matheus Wohlenberg, Mahdi Hajibabaei Web Specialist Zin Ng Marketing Coordinator Hunaz Pazouki Makeup Artists Leila Dehghan, Farrah Sanei Models Mikayla Andrea, Farnaz Zabetian, Yasmin Mozaffarian Fashion Stylist Sarah D’Arcey Special Thanks to Christopher Dallin Advertising Inquiries

Issue 04 — Winter 2022

1-604-264-5984 info@alephmagazine.com

On The Cover This issue’s cover features model Mikayla Andrea with a Burmese python named Eros draped around her neck. The photo was taken by Pooya Nabei in 2021.

Art directed and designed by Roya Momeni, this cover concept is a metaphor of self-love. It is a transformational concept that symbolizes the important life lesson that we must let go of what no longer serves us. As snakes must shed their skin to grow, we too must also let go of that which holds us back. It is sometimes painful, but a crucial process to our emotional, intellectual and spiritual growth.

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Executive Office 356 - 409 Granville St., Vancouver, BC V6C 1T2, Canada 604-264-5984 www.alephmagazine.com Published by Geeky Marketing This soft yet durable paper you’re touching is called Stone Paper®️. An eco-friendly and sustainable alternative to mainstream papers. We went through countless types of papers for ALEPH, and we chose Stone Paper®️ because it is the one we all can be proud of.

All rights reserved. No part of this publication may be reproduced, distributed or transmitted by any form or by any means, including photocopying or other electronic or mechanical methods, without prior written permission of the editor, except in the case of brief quotations embodied in critical reviews and certain other non-commercial uses permitted by copyright law.

604 281 3886 rezasaatchijewellery.com

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EVERYONE DESERVES A NICE SMILE

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Building a World Where Everyone Smiles Everyone knows that a radiant smile is contagious. Your smile has the power to boosts your confidence and your mood.

Founded in 2015, on the core principles that everyone deserves compassionate care supported by the most advanced dental services, ByDesign Dentistry is transforming lives. ByDesign Dentistry specializes in enhancing smiles through esthetic dental treatments, such as veneers, Invisalign, custom-made dental implants, dental crowns, dental bridges.

ByDesign Dentistry’s prosthodontists Dr. Kevin Aminzadeh and Dr. Ahmed Ballo will provide you with a personalized smile that will empower you to move confidently through life. Whether on a first date, or a job interview, you have seconds to leave your best first impression. Let them be mesmerized with your smile long after you have left the room.

Dr. Kevin Aminzadeh

604 558 3369

bydesigndentistry.co m 1 7 6 2 W Bro a dw a y, Va nco uver, BC V6J 1Y1 ALEPH MAGAZINE

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How to Choose Between a

TFSA, RRSP, or an RESP When it comes to saving for your retirement, many people out there wonder which is better; a Tax-Free Savings Account (TFSA), Registered Retirement Savings Plan (RRSP), or a Registered Education Savings Plan (RESP)? All will help you save for your future, and save on taxes, but each works in different ways.

Understanding these investments will help you decide which is best for you. If you are looking for expert advice, Elham Rezaei, a professionally Licenced Insurance Agent and Mutual Fund Representative with World Financial Group Insurance Agency of Canada Inc. WFG Security Inc., will help you choose the right options.

As a WFGIA agent, Elham comes with a wealth of experience and knowledge to assist you in achieving your personal investment goals.

How Each Plan Works With an RRSP, any contributions you make can be deducted from your taxable income, up to your contribution limits; while investment gains (dividends and capital gains) are tax-free. The only time you pay taxes is when you withdraw money from your RRSP in retirement.

A TFSA works similarly to RRSPs: each year, you have certain contribution limits, and any contributions can grow tax-free within the account. The difference is that a TFSA uses after-tax dollars, so the CRA won’t tax you again later, and you are allowed tax-free early withdrawals.

An RESP is a great investment if you want to save money for your child’s postsecondary education. Your RESP investments grow tax free, meaning no taxes on capital gains and no income taxes on interest and dividens earned. Best of all?, the federal government offers a grant of up to $7,200 over the life of the plan.

There is no one-size-fits-all approach to investing for retirement, so selecting the right advisor, like Elham, is key if you want to grow your nest egg.

World Financial Group (WFG) consists of: In Canada, World Financial Group Insurance Agency of Canada Inc. (WFGIA), which offers Life Insurance and Segregated Funds.

WFG Securities Inc. (WFGS), which offers Mutual Funds.

Headquarters: 5000 Yonge Street, Suite 800, Toronto, ON M2N 7E9.

Phone: 416.225.2121

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Website

RESP

TFSA

RRSP

ELHAM REZAEI Mutual Fund Representative & Insurance Agent 778 321 9467

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Absolute luxury defined.

By Farhad Mehrabi

Some people say electric vehicle and luxury sportscar shouldn’t

be used in the same sentence, but after my recent experience behind the wheel of Porsche’s Taycan Turbo S Cross Turismo – I

couldn’t disagree more. Before I hopped into the driver’s seat,

I was slightly unconvinced, a tad cynical, and fully prepared

that numerous compromises would have to be accepted. And

Taycan models, this is to put it plainly, a big car, measuring almost five metres in length and two metres wide. There’s plenty of head room, it seats 4 passengers very comfortably and the back hatch opens up to store 447 litres in the trunk. Fold those back seats down without folks seated there and your cargo

now? Let’s just say I had a difficult time handing back the keys.

space increases to around 1100 litres, making the options of

This vehicle has all you’d expect from Porsche, combining the

what I can transport at any time even more versatile. As well, a

super-sleek looks, hyper-responsiveness, and handling, plus

up to three bicycles. Clearly, road-tripping is highly encouraged.

iconic power synonymous with the famous German luxury brand,

special rack for the rear bumper is available that can transport

offers the environmentally responsible choice of purchasing

The first box to check with any EV is the battery of course –

an electric car. The EV of the future seems to be in our drivinggloved hands, right now.

My initial walk-around had me impressed immediately, and I couldn’t wait to get moving, but first things first. The style of the Taycan Turbo S Cross Turismo is most definitely a five-door sport vehicle, but as we car enthusiasts are learning fast, the 24

term ‘luxury sportscar’ is no longer an oxymoron. Like other

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from driving range to charging speed, and we all are curious where Porsche would land on this. For many auto-interested people, the electric battery technology globally is impressive and improving slightly each year with almost every brand – but just not quite there yet. The biggest concern is generally the battery range, with most EV options available coming in around

200 km when fully charged. For a lot of people that’s a deal

the navigation system in this vehicle also tells me where those

breaker, and they are willing to cross their fingers and wait for

charging stations are at a glance.

the tech to improve to offer batteries that hold a charge longer, before trading their gas-fueled car in for electric.

Now that I’m not concerned about running out of juice while I’m test driving, it’s time to hit the road. Sliding into the driver’s

When fully charged and ready to roll, Porsche’s battery claims

seat, my immediate comfort is just what I hoped for. I’m sitting

to keep us on the road for approximately 300 kilometres before

high enough to see all around me with confidence yet feeling

needing to be recharged again. Impressive to be sure, since

like I’m nice and low the way a true sportscar should situate the

most automobile brands with an EV in their fleet can’t boast that

driver. The compromise and use of space is perfect. The interior’s

battery range and holding power yet. Technology will continue

quality is exceptional, with a mission-control that includes a

to improve EV’s every year it seems, but it appears the future

17” curved display screen for instruments, numerous light-up

is now for Porsche.

screens, intuitive touchpoints, plus programmable buttons on

Recharging on 270-kilowatt from 5% state of charge to 80% state of charge takes as little as 22.5 minutes. The brand is committed to making charging as we drive easier by working with Electrify Canada to establish fast charging networks along motorways here in Canada, the USA and Europe. Three years free access to those stations is in the initial purchase terms at Porsche and

the steering wheel for the Bose stereo so my eyes stay on the road. An interior airy quality exists because the headroom is even higher than other Taycan models, with only a massive panoramic glass roof between the top of my head and the big blue sky.

Some say having space and breathing room is the ultimate in luxury and I couldn’t agree more.

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happens in 2.9 seconds. Ladies and gentlemen, we have lift off. The speed transition felt smooth and easy, like gliding, and not nerve wracking, jittery nor unsafe. This is the giddy, blissful feeling I’d heard about when it came to navigating a Porsche, the emotion that driving a car of this caliber brings out in you.

Exhilarating. I doubted the smile would ever leave my face.

If you have ever driven a Porsche 911, then you know how that particular model’s steering is second to none. The Taycan Turbo S Cross Turismo has the same steering technology and engineering as the 911, feeling solid and responsive. Cornering was pretty much effortless, and whether I was driving on the highway, in busy city streets, or parallel parking, the control was always in my hands and felt fantastic.

Intuitive features like the InnoDrive adaptive cruise control checked even more boxes for me. This car is made to stay smooth and stable even at high speeds, and with this feature engaged the vehicle will happily hold a speed the moment it All Cross Turismos are all-wheel drive, have a 93.4 kWh Performance Battery Plus, and the handling is incredible. The Porsche Active Suspension Management adaptive dampers and

automatically pulls the speed back when needed. All this tech is like having an AI co-pilot, at all times.

three-chamber air suspension has 625 hp, which means it can

Braking. Just as responsive and quick to action as I hoped.

handle different types of terrain and driving styles, setting you

Carbon-ceramic brakes with large 16.5-inch discs up front and

up for smooth sailing no matter what. The driving modes of the

16.14 inch in the rear made for stopping that felt silky smooth,

Taycan Turbo S Cross Turismo range in preference depending on

not stuttering. Something I didn’t know before test driving this EV

where you are, the road conditions and more. The suspension’s

is that electric vehicles are far more energy efficient in stop and

firmness, torque, stability, and traction are all controlled by which

go traffic, which means they’re especially ideal for city driving,

mode you select. Normal Mode seemed most manageable, and

and that regenerative braking and coasting actually charges

definitely most comfortable. I thought Sport Mode might be fun,

the battery as you drive. Sustained speeds on the highway

but it’s hyper aggressive, it feels like too much of a good thing,

are doable but actually drain the battery quicker. As far as feel

and so perhaps would not be my MO. Driving in BC is not like

goes, when I took my foot off the accelerator, it felt quite like

driving the Autobahn after all, and our allowed top speeds in

natural fuel-engine coasting. Braking was never choppy or had

North America will never compare to driving that famed German

me lurching forward even when I had to stop on a dime once

freeway, nor will we be allowed to drive that fast here at home.

or twice, which are essential in any car, let alone an EV.

Remember, this is a Porsche and the power in these engines is a force to be reckoned with, electric or not. Fun fact - the Sport Plus mode activated the Electric Sport Sound background noise that makes you feel like you’ve been planted in your own sci-fi movie, meant to amplify the rear two-speed transmission sounds and gear shifting. Sure, you can disable it, but I loved it so left the sound on. EV’s generally have little or no sound because quite simply, they lack all the gas engine components that make that vroom-vroom sound that makes driving, well, fun. It can be a little disconcerting to drive in silence and takes some getting used to. This mode addresses that and can easily be switched on or off.

The Range Mode was new to me, and I liked it because it limits the car’s speed in efforts to maximize efficiency, which could be needed at times. Shifting between modes was smooth and pretty much effortless, and if this is what driving an EV can really be like, then consider me a new fan.

With Launch Control engaged, accelerating from 0-100 km/h

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detects a stretch of road that allows it to do so safely, and then

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The Porsche Intelligent Range Manager is a pretty cool feature indeed. This mode limits the car’s top speed, paring back the energy needed for accessories like the HVAC system and headlamps, adjusting the aerodynamics, and more. I was prompted to turn this on when my battery was winding down, which allowed me time to get to a charging station without that stressful running-out-of-gas feeling.

Speaking of charging, the Taycan Turbo S Cross Turismo has charging ports on both sides of the car, which I hadn’t seen in other vehicles, making it super convenient no matter where you pull up. Each port handles different charging capabilities, the driver side for AC charging and the passenger for DC. A 300-kW charger went from less than 10% to an 80% charge in just over 20 minutes, which was about how long it took me to use the restroom, grab some snacks and stretch my legs at the charging station. Plus? I didn’t have to physically ‘fuel up’ holding a nozzle filling a tank. I connected the charger and walked away, returning a few minutes later to pick up where I left off.

“My takeaway?

Porsche’s Taycan Turbo S Cross Turismo is EV absolute luxury defined, full stop.”

SIDEBAR: Starting price: $218,000 EPA-estimated range: approximately 309 kilometres 0-100: 2.9 seconds with Launch Control Horsepower: 750 Top speed: 250 km/h

Seating capacity: 4 Torque: 774 lb-ft Height 1407 mm Width 1967 mm Length 4974 mm Wheelbase 2904 mm ALEPH MAGAZINE

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A WORD TO THE WISE

COMMON TAX QUESTIONS If you’ve got questions about your specific tax situation, and what an ideal and optimized tax payment should be for your particular finances—you’re not alone. At WiseInvest, this is one of the most common tax questions we receive from business owners.

This all boils down to one issue: How can I reduce my tax payments? Spend less? Spend more? Pay yourself more? Pay yourself less? This is an extremely delicate situation, and one that can lead to legal implications if not done carefully. Tax evasion is not pretty and can come with some hefty financial and legal ramifications.

WAYS TO LEGALLY LOWER YOUR TAX PAYMENT If you’re an existing business, the first thing a tax and finance professional is going to do is work to identify eligible expenses that can be paid out of the corporate pocket that will immediately reduce your tax burden.

If you’re just starting out, then understanding that you should immediately contact a professional BEFORE structuring your corporation is monumental.

This will allow WiseInvest to help you build an extraordinary foundation for your business’ future success.

PENSION PLANS WiseInvest will be releasing many of these tax tips, however we wanted to

PEYMAN SALARI

stay with an area that many people are familiar with: Pension Plans. Pension plans are an excellent tool that allows your corporation to invest in your future on your behalf. Paying into a pension plan via your corporation also helps lower your corporation’s taxes. While many people choose to invest in RRSPs, rethinking that strategy and pivoting towards pension plan

QAFP™

investment is actually more beneficial in many cases.

SENIOR FINANCIAL ADVISOR

This often overlooked technique works on several levels. Firstly, you’re investing into your retirement. Everyone wants the comfort and peace

PAY LESS TAXES BY INVESTING IN A PENSION PLAN

of mind of knowing that their golden years are going to be comfortable.

Every seasoned business owner understands that

management fees are tax deductible for corporation). Third, you can add

there are tax implications to just about every financial

family members to the plan if they work for the business, which is an excellent

decision they make. This includes the money that

way for everyone to benefit and transferring estate. Fourth, Pension laws

you reinvest into your business, and what you decide

are far more generous than RRSP laws which let you invest more for your

to spend on your family’s lifestyle and basic needs.

retirement than RRSP.

Secondly, in certain cases it will reduce your overall yearly tax spend for both your corporation, and persona (All contributions, advisory fees, and

Because every business is different, every financial situation is unique, and every industry requires tailored financial solutions—it’s important to understand the

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pocket, rather than the personal pocket, works out in your favor.

Stay Tuned for more tax tips! We’re passionate about taxes!

implications for YOUR finances.

peyman@wiseinvest.ca

The Pension Plan strategy is an example where paying from the corporate

•

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AAG SERVICES

Has a Legacy Built on Quality, Trust & Integrity COVID-19 has certainly changed the way we live; most notably that we are spending way more time in our homes. As a result, have you suddenly noticed that your living room screams 1990, or that your bathroom is stuck in the eighties?

Whether you are dreaming of a new kitchen or spaworthy bathroom, or a new custom-built home, how do you choose the right builder or renovation contractor? With a track record of excellent service, many choose AAG Services. As a full-service company with decades of combined experience in the construction industry, AAG Services takes the guess work out of renovating or buying a new home so that you can enjoy a stress-free experience.

The AAG Services’ Way It starts with a commitment to superior quality, while delivering on a promise of excellence in all aspects of

Alireza Ghafouri | Owner & Manager

construction. When it comes to deciding between a

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new build or an existing property, the team of experts at AAG Services know there are advantages to both.

They also understand that much comes down to your preference.

AAG Services is here to assist you; whether its new home construction, a partial or full renovations, demolition, or the buying process, AAG Services is a one-stop shop for all of your housing needs.

ALEPH MAGAZINE

In-House Services

The Secret to AAG Services Success

New Build: For us, it’s not just a house we are building; we

The company’s secret to its growing success? A dedication to

consider your unique needs and how to make it both functional

all facets of the business; consistency, business practices above

and beautiful. We work with you throughout, including Drawing

reproach, its roster of highly-skilled and passionate staff and

Architectural Plan, Instructional Plan, and Interior Design

accountability.

Renovations: An important key to a successful renovation is

The AAG Services process integrates full communication and

knowing exactly what your expectations are. Once we know that,

transparency for our clients. We feel these are essential in

our team will remodel your home so that you won’t ever want

allowing us to build your confidence and trust in us throughout

to leave.

the duration of every successful building project we undertake.

Full finishing: We do it all - from drywall, mudding, stone and

To achieve that level of excellence in service, AAG Services has

tile installation, laminate installation, and more. The reason for

built its reputation on ensuring they hire the best craftsmen and

this is so AAG Services can ensure that you will receive consistent

trades who take on each project, big or small, with the same

quality work throughout.

upmost attention to detail and care. Because of their stellar

Flooring: Before choosing flooring, we consider your lifestyle.

reputation, AGG Services offers clients some of the city’s best

Do you have pets or children? That will determine whether we install hardwood, laminate or vinyl flooring. Our installers are

architects, engineers, designers and trades people to bring each client’s vision to fruition.

here to make sure that your flooring looks as good as new for

Backed by a love for construction and exceeding clients’

years to come.

expectations, the company’s commitment is and always will

Outsourced Services

be, putting its clients first. So, if you are looking for a company

Buying: Choosing a house that will be your “home” in the

to its clients, with the expertise to address and solve your

“right” neighbourhood that fits all of your family’s needs can be

requirements; one whose core values are people, AAG Services

daunting, but with the help of AAG Services’ team, you don’t have

is for you. From start to finish, the team at AAG Services will

to worry, because they will provide you with the latest information

ensure it is done right and on time.

that has an underlying desire to deliver an exceptional product

on each neighbourhood you are interested in.

Mortgage Consultation: Our consulting team are experts when it comes to getting you the mortgage that best fits your needs. We will explain your options to find mortgage solutions as diverse as you. We will even help you with your application!

Website

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An Interview with

MAYOR MARY-ANN BOOTH the Mayor of West Vancouver

We recently had the pleasure of sitting down to chat with West

Vancouver’s Mayor to discuss everything from the status quo of the district, a glimpse into her career, and the role of the Persian community.

Can you tell us a little about yourself?

I was born and raised in the lower mainland, am a mother of two grown daughters, a lawyer by profession and in politics for 15 years.

How did you get into politics, was there any inspiration?

I was on student council in high school, but I ended up gravitating to leadership roles in university, and then the chair of parent advisory at my daughters’ school. A former female mayor of West Vancouver, Pamela Goldsmith-Jones, kept asking me to run for council, and she nudged me into politics.

Why West Vancouver?

West Van kind of chose me (laughs). I didn’t grow up here, but I’ve lived here now 30 years. My husband grew up here, I met

to meetings by the Persian Women’s Cultural Society and was

him in law school and our first date was on the seawall here. I

just blown away by how smart, engaged, and organized these

fell in love with him and West Van. We all have so much going

women were, how involved in civic politics. Since then, I have

for us here. It’s the best place in the world. Persian people love

made an effort to understand the culture, the art, I attend

it here because it reminds them of Tehran, with the mountains

celebrations and have a natural interest in the middle east. I do

and the ocean.

a lot of reading around that. Persian people bring so much, are

What is a typical day like for you?

I can see a pride in their home country, and a real willingness

The good thing about this job is that I don’t have ‘typical’ days,

to participate, get involved, volunteer, share their culture, their

which suits my personality. I like change and I like thinking on

food, their hospitality. I have several close friends that are Persian.

my feet. A typical week means I start Monday with a council

How do you think the residents of West Vancouver can contribute

meeting, then in meetings all day including an evening meeting where we really move the business of the district forward. Tuesday

to the city? Or even the immigrants?

afternoons I meet with the City Manager. My favourite part is

My experience is that West Vancouver has one of the most

meeting with residents, organizations, the Chamber of Commerce,

engaged citizen groups of any community, when I talk to my

and the middle of the week is meetings again. Thursdays, once

colleagues across the region, they are really surprised at how

per month, I chair the police board meetings. West Vancouver is

many letters we receive, how many people come to council

really valued for its safety, and we love our police dept. Fridays

meetings, or watch us online. We have a very smart community,

I often have Metro meetings, now done by Zoom.

they chose to live here, they are educated, and have quite a

How do you see the Persian community?

Almost 10% of our population speaks Farsi. I know a couple words, merci in Farsi is like merci in French. I’ve been invited

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very supportive of women in politics, and are very progressive.

ALEPH MAGAZINE

bit of time to invest. We have over 25 committees here, we are always looking for diversity, because it represents the change that is happening in our community.

“I like change and I like thinking on my feet. “

What changes or improvements have you made as Mayor of West Vancouver?

During this tenure I was able to participate in hiring a new City Manager, Robert Bartlett. I take that job seriously because whoever is your City Manager is also your Chief Administrative Officer, so they set the culture, tone, standards, and excellence of the organization. As mayor I am considered the CEO, my job is to set the vision, and then guide the implementation through council and my CAO. We also set the strategic plan, that is our roadmap, because if we have 7 people on council all going in different directions, chaos will happen, and we’ll never get anything done. We have just approved an update to our plan with about 6 major goals and 30 objectives.

Are there new strategic plans for 2022?

The challenges we face, and the needs of the community have not changed much in 3 years, but the most important element is tying that strategic plan to the budget. We have to allocate resources, we have a lot of hopes and dreams for this community, but we can’t afford them all. My personal priority is housing. We don’t have the right housing here and it is not affordable. We have 1700 empty houses that are sitting vacant because they are big and not inexpensive. What we need is more diversity of housing because we can’t attract young people to live here and enter our professional workforce, plus people are leaving because they want to downsize and have nowhere to go. It causes more traffic congestion because 75% of the people that work here, commute here, and they can’t afford to live here. It affects our

by our restaurants, and all of those amenities we enjoy. I want to make people’s lives better, and I want to grow our community and thrive and be resilient.

The new bylaws, where you can’t construct monster houses anymore, what can you tell us about that?

We were building really large houses, which wouldn’t be a problem if people could afford them, or if we had lots of people living in them, but we have empty houses. What we really want wasn’t getting built. So, my motto in life is make it easy for people to do the right thing, so you often use the carrot and the stick.

So, the carrot is if you want to do a coach house or secondary suite, we will give you more density, but if you want to just do a single-family house, brand new and starting at $5 million, we are going to reduce the allowable size of that. We haven’t really taken away the density we are just redistributing it.

Any final words?

I do want to thank you for this opportunity, and I love to connect with the community. I really believe that municipal government is where the action is happening, with the most impact and it’s not just about garbage, sewers and roads, it’s about building community and collaborating. The other levels of government are looking to us because we are boots on the ground, we know what our needs are. So, it’s an exciting place to be, and I have absolute belief that we can meet the community’s needs together. My job is just to listen, and then find that sweet spot, that compromise that everyone can agree to.

businesses, we all know the staffing challenges that are faced

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BUILDING CUSTOM HOMES THAT PEOPLE CAN BE PROUD TO CALL HOME – that’s Archia Development’s promise

You’ve decided to build your custom dream home. A trusted developer is a key part of making your future home the perfect place you have always dreamed of. Archia Development is passionate about the homes they build and are dedicated to ensuring that the building experience is a great one for each and every client. Embracing a vision of creating unparalleled lifestyles, West Vancouver’s Archia Development has created some of the most bespoke homes on the North Shore.

With more than two decades of excellence in the construction industry, the award-winning development and construction company has garnered a reputation as one of the North Shore’s leading builder/developer companies. Along the way, Archia Development has captured several industry awards for home building excellence, including a Georgie Award for Customer Satisfaction and a 2020 National CHBA Award for Housing Excellence.

That’s because the multifaceted company, known for luxury home builds, emphasizes innovative design and a customer-centric approach, by implementing the best project management tools and techniques in the industry.

With an eye for detail and a focus on superb craftsmanship and customer satisfaction, Archia Development continually raises the bar. As an all-inclusive service provider - one dedicated to seeing each project, from acquisition to interior design, to construction and renovation completion, Archia Development is renowned for going above and beyond its customers expectations. Archia Development will continue its legacy of delivering excellent construction services, while building a portfolio of impressive projects – let yours be the next.

Georgie Award Customer Satisfaction

Georgie Award Best Custom Home

AWARD WINNER DEVELOPMENT COMPANY

We were honored to have been recognized by our peers and receive some of the most distinguishable awards. We were also proud to announce that we were a finalist in two categories for 2019’s Ovation Awards.

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ALEPH MAGAZINE

“For every project, our team takes the time to truly gain a

thorough understanding of your style and desired outcome for a result that surpasses your expectation-while staying on schedule and within budget.

778 385 1905 • 265 25th Street, Suite #110, West Vancouver, BC V7V 4H9 • archia.ca ALEPH MAGAZINE

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Where honesty counts.

FARZAD BEHZADI Mortgage Consultant Farzad Takes the Guess Work out of Mortgages to Help You Realize Your Dream Whether you’re getting ready to make one of the biggest purchases of your life, or you are thinking of refinancing, up-sizing or wanting to take equity out of your home, choosing the right person to help you secure a mortgage is critical. Farzad understands. As a professional licensed Dominion Lending mortgage consultant, aka mortgage broker, He has the knowledge, expertise and tools to help you navigate the complex process of buying or refinancing a property.

As a specialist with Canada’s leading national mortgage company, Farzad can choose from a host of mortgage products in order to negotiate the best rate for you – that’s because he doesn’t have to stick to one bank or credit union to find the best rates.

Unlike a bank that wants to sell you their specific product, Farzad has access to more than 100 lending institutions in Canada, including big banks, credit unions and private lenders. That means he is extremely familiar with a vast range of available mortgage products, allowing him to find the perfect financial solution for you.

Farzad acts as your personal monetary consultant. That means he takes the time to learn about you, your lifestyle, your goals, then looks at your full financial picture so he can advise you on the best mortgage product that will fit your life and family. (If you are self-employed, no worries; Farzad will ensure you obtain the best mortgage available from Canada’s largest lenders).

In addition, he can estimate your monthly costs, including mortgage amount, insurance, and property taxes. He also takes into account how an unforeseen life event, such as loss of income, a death or divorce, can possibly derail your mortgage. Only once he has all of the crucial information needed does Farzad then shop the big banks, credit unions and private lenders to bring you options that best meet your long and short-term goals.

Farzad can also direct you to a host of Dominion Lending online resources, such as its Mortgage Protection Plan, several calculators like mortgage comparisons, savings, mortgage payment, refinance or penalty calculator, and much more.

604 363 5353

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farzad.behzadi@elitelending.ca

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#201A - 9000 Bill Fox Way, Burnaby, BC V5J 5J3 ALEPH MAGAZINE

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ALI AKBAR SADEGHI IRANIAN CONTEMPORARY ARTIST

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A Master Story-Teller from historical Persian iconography to the compositions of archetypal Iranian miniatures & portraits

Ali Akbar Sadeghi is a climax figure in the context of Iranian

contemporary approach to such tradition and transferred it to a

Modern and Contemporary art. He has practiced in many artistic

different ground. His works have been exhibited internationally.

fields and has influenced many genres and artists. He is one of the most prolific and successful Iranian artists of his generation.

Sadeghi has participated in over fifty solo and group exhibitions nationally and internationally. His works have been featured in over eight volumes of monographs and are part of renowned museums around the world including British Museum and Los Angeles County Museum of Art. He has been sitting on the jury panels of over ten international biennials and has won numerous international awards for his outstanding animations and designs.

In 2009, Sadeghi was recognized by the Ministry of Culture in Iran as an outstanding figure due to his lifetime contributions to Iranian art and culture.

Born in 1937, Sadeghi graduated from the Fine Art Department of Tehran University in 1969. Sadeghi showed a great passion for hand-made objects from his early school years using various tools in his father’s workshop and received his first painting commission in 1952. He became engaged with school performances and makeups and designed his school’s theatre hall. One year later he began working as an illustrator and title organizer for Asia Newspaper. In those years, he also worked as a graphic designer for a variety of Iranian magazines and companies and designed several movie posters. In 1967 he created a number of polyptych stained glass for Roudaki Hall at Talar Vahdat in Tehran.

Some of this exhibitions include: solo shows at the Museum of Contemporary Arts, Tehran, 1988, and La Chaux-de-Fonds Art Gallery,Switzerland, 1988; as well as exhibitions at Noqreh Books, Seyhoun Art Gallery, Museum of Contemporary Arts, in Tehran 1990, Exports Development Center, Niavaran Cultural Center, (Painting exhibition in support of the people of Bosnia and Herzegovina)1992, Tehran, Salau Palace, Bern,1996, Golestan Gallery, 2007, Tehran, Arts & Cultural Centre, 2009, Aran Gallery, 2011, Tehran, Doha Museum of Islamic Arts, 2013, Doha, Arasbaran Cultural Centre, 2014, Tehran, as well as numerous exhibitions at Sabz Gallery, Tehran from 1989 to 1992.

Sadeghi has won numerous awards including: Gold Medal from Tehran 7th International Festival of Films for Children and Young Adults, 1972, Honorable Mention from Tampere International Short Film Festival in Finland,1973, The Soviet Painters Association Award 1974, The Grand Prix of Lebanon Educational Films Festival 1974, Bronze Medal from Columbus Film Festival, 1975, Bronze Medal from Columbus Film Festival, 1975, Honorable Mention from International Animation Film Festival in New York, 1975, C.I.D.A.L.C; Gandhi Peace Prize at 24th International, Bronze Medal from C.I.D.A.L.C. Annual International Committee held in Paris,1974, Honorary Diploma for the best short film from Tehran 9th International Festival of Films

In 1970 Ali Akbar Sadeghi was assigned by the Centre for the

for Children and Young Adults,1974, Honorary Diploma from

Intellectual Development of Children and the Youth (Kanoon)

Krakow 12th International Film Festival , 1974, Bronze Medal from

amongst the first group of artists who founded the Film and

Krakow 12th International Film Festival,1974, Gold Medal from

Animation department. In 1970 he was commissioned by an

the Virgin Islands International Film Festival,1975, Silver Medal

advertising agency to illustrate a book titled as the Hero of

from Chicago 11th International Film Festival,1975, Honorary

Champions which won the first prize in the category of Asia’s best

Diploma from the Festival International de Court Metrage pour la

illustrations. Between 1971 to 1977 he made seven animations

Jeunesse, Paris, 1977, The Grand Prix from the Noma Concours

including: Seven Cities, (1971, 18 min.); Flower Storm, (1972, 9

for Children’s Picture . 83 Book Illustrations,1978, The Grand

min.); Boasting, (1973, 11 min.); The Rook, (1974, 10 min.); The

Prix from the Best Designed Books from All Over the World,

Sun King, (1975, 22 min.); Zal & Simorgh, (1977, 25 min.). In the

The Grand Prix from the First Biennial of Iran Graphic Design

meantime he worked on illustrating books such as Abdolrazagh

Exhibition for book illustration, 1985, Honorable Mention from

Pahlavan and Be the Child of Your Time.

the Institute for the Intellectual Development of Children and

In 1977 Sadeghi stopped making films altogether and devoted

Young Adults, 1989.

himself entirely to painting, beginning with a surrealistic edge.

Ali Akbar Sadeghi’s work has raised interest of numerous critics,

Sadeghi started his artistic career in the 1950s. Ever since

writers, and researchers and a number of books and essays

has produced an abundant body of work exploring different

have been published about his works including: Structural

possibilities and forms of representation from painting and

Particularities, Javad Mojabi and Noureddin Zarrinkelk,

drawings to assemblages and from book illustrations and

1998, Collocation, Javad Mojabi, 2016, Alefba, Nader

graphic designs to animations. Sadeghi is amongst one of a few

Ebrahimi,Philosophical Analysis on 50 Sketches of Ali Akbar

artists who remained faithful to the tradition of Persian Coffee-

Sadeghi, 1992, The Life, Love, Lost, Complete Works, 2015,

House paintings. Sadeghi’s extensive practice has established a

Ashegh Nameh, 2014 edited by Ali Bakhtiari, to name a few. aliakbarsadeghi.com ALEPH MAGAZINE

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Demon The Winner | 150*100 | 2017

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Demon The Limbo | 200*150 | 2018

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Demon The Tradesman | 150*100 | 2017

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Demon The Drummer | 200X150 | 2018

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ALEPH MAGAZINE

Ten Questions with

MIKE SCHILLING CEO of Community Savings Credit Union A man with a mission to serve the underserved, including new plans for a Farsi-language credit union for the Persian community

Mike Schilling is sitting on a comfortable chair. It’s 9am on a

Today, Schilling has plans to take his shared sense of “something

blustery December morning and he looks right at home in

different” to communities that are underserved. And his plans are

what looks to be a bespoke blue suit and a shiny green tie. His

unfolding nicely, thank you very much. “The best ideas always

Manchester accent only seems to add to his charm as he talks

come from our members,” says Schilling. “We listen and we act

at length about his experience as the CEO of Community Savings

with courage and conviction. It’s in our culture.”

Credit Union, a small, but mighty operation with 6 branches spread across the Lower Mainland and Vancouver Island.

It seems a little odd to see the CEO of a credit union so well dressed. Especially for the big boss of “the unions’ credit union” here in BC. But the truth is, Schilling is a bit of an enigma. He has a

2021 at the Burnaby branch of Community Savings Credit Union.

1. You’re a new immigrant to Canada. Tell me a little about your background and how you ended up here in BC.

degree in mathematics from the University of Sheffield and took

I come from a big family and I was the only one that had a

his knowledge of numbers to an international career at Barclays

sense of wanderlust. I travelled the world, and worked in some

bank in notable banking centres including the U.K., Singapore,

amazing places. But at a certain point, I had to make a decision

South Africa, India and Japan. But the focus on the bottom line

to settle down and to find a place where I could raise a family.

at Barclays left him looking for something with rewards beyond

And BC is such a beautiful place, and it’s got a lifestyle that’s

profits. As he puts it, “I was really looking to add my financial

really unmatched in the world. As much as I’m an immigrant, I

skills to an organization with a culture of purpose and direction.”

feel like BC is now my home.

Schilling’s search for “something different” led him to BC. His

2. What shaped your worldview to make you a champion of

decision was based on his determination to find the best place

the credit union movement?

to raise a young family and Canada just felt right. Especially BC.

Manchester is a working class city and so it’s really in my nature

And a job that fit his upbringing in working-class Manchester.

to help give the working class a shot at financial stability. My

“I remember when I was 8 years old, my grandmother took me

father served the unions as a financial advisor so to an extent,

to the local credit union in Manchester and helped me deposit

I’m following in his footsteps. To me, it’s less about what we do,

a couple of quid,” says Schilling. “I remember feeling a sense

and more about how we do it. The credit union movement is a

of pride and also, a sense of membership.”

vehicle for me to serve my community. And I believe that goes

The credit union movement is a global phenomenon that

for every single employee at Community Savings as well.

runs contrary to the style of the big banks. Yes, they offer all

3. Do you love your job? Why?

the products and services of banks, but the difference is that

Yes, I love my job. I’m one of the fortunate ones. And I’m pretty

members are owners and share in the profits, credit unions are

clear on my main priority, which is to ensure that everyone else

committed to supporting the communities in which they operate

loves their jobs, too. And most of all, I want our people to be

and friendly and efficient service is a high priority. According to

proud of what they do. We have a remarkable team here at

the 2021 Ipsos Financial Service Excellence Awards, credit unions

Community Savings and we are all responsible to each other.

have outperformed banks in customer service for the past 17 years.

Take that to the bank!

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Aleph magazine caught up with Mike Schilling on December 13,

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The whole credit union movement started because the banks

are victims of predatory finance from payday loans and other

weren’t interested in helping certain communities and many

similar services. They put working people and their families in

people, businesses and organizations were ignored. It’s a joy

financial jeopardy. This merger is a solution to that problem

to be able to fill the gap.

8. The term “community” is right there in your credit union’s

4. Tell me what makes Community Savings Credit Union different from other credit unions.

name. How important is the concept of community to CSCU?

It’s a vital and key differentiator for us. Communities are made

I would say it’s a unique combination of our courage and

up of individuals, and we put a lot of effort into listening. When

conviction. We have roots going back to 1944 and it is the

we listen, really listen, to what our members are facing in their

same today as it was then — taking action to help people that

lives, we get a clearer picture of what it is we can do to help.

are underserved. We are also strong advocates for a variety of

9. Banks and credit unions talk a lot about how they offer

community initiatives, with a primary focus on mental health. We take it seriously — in our communities, for our members and our team. It should be mentioned that we were the only credit union or bank that kept our branches open during the entire COVID-19 pandemic. It took a lot of planning and bravery on the part of

great service and how they serve their communities. In your experience, how does CSCU “walk the talk?” What policies

do you have in place to make customized service a priority for your members?

our team, but we felt we owed it to our members to keep our

Our service excellence is not driven by policy, per se. It’s driven

services available.

by our culture. We have a very strong sense of “who we are.” We

5. Tell me about CSCU’s social purpose initiative.

are genuinely interested in improving the lives of our members and in order to do that, we have to listen — and understand.

Our team has put a lot of effort into articulating our shared purpose.

It’s my experience that our members have great ideas about

And we have lofty goals. In essence, “we exist to unite working

how we can serve them better. Our culture allows us to act on

people to build a just world.” It goes back to what I mentioned

those ideas and to work hard to make them a reality.

about building a culture with purpose and direction. We want to

10. The Lower Mainland is home to a very diverse cultural and

be seen as progressive, and that the work we do for our members makes a difference in their lives. We believe that this can have a ripple effect, where we play an important role in uniting people to build strong, resilient communities.

6. What’s the secret to the longevity of your workforce?

ethnic mix. What plans do you have to ensure you’re serving the various needs of diverse communities in the best way possible?

Well, one example is the fact that Community Savings has a number of Persian-Canadian members. We’ve come to learn

Well, it’s a very simple formula. We treat people fairly, with

that they have a number of specific cultural needs that are

respect and like they are members of the family. We look after

both geopolitical and language based. We saw this as a huge

them. We also focus on a shared sense of purpose. This is key.

opportunity to serve them in a way that is specific to their unique

The proof is, some of our employees have been working here

needs. So, we’re currently in the planning stages of developing

for over 30 years. And if I refer back to the fact that we stayed

a new credit union branch that operates under the banner of

open during the whole duration of the COVID-19 pandemic, that

Community Savings, but serves the specific cultural needs of the

wasn’t easy on any of us, particularly the front-line staff. But we act

Persian community. The working name is the Persian Credit Union

with courage because that’s part of our culture. There is a measure

and the idea is to offer Farsi language financial services along with

of pride in working here at Community Savings. This is not just

easier international transactions. We’ll offer customized service,

theory. We put this culture of courage into action.

support, security — and we hope — success for this important

7. Tell me a little about the status of your merger discussions

segment of our community.

with CCEC Credit Union (the Community Congress for Economic Change) located in East Vancouver.

Interviewed and written by Chris Dallin

Since the beginning, going back 44 years, mergers have been a part of keeping this credit union (and others) healthy. And the merger with CCEC Credit Union is a continuation of that practice. However, I will also say that we choose our partners very carefully. There has to be a shared sense of purpose and the cultures have to align. This merger is not a numbers move.

It’s about ensuring we’re able to serve the underserved, and supercharge it. We know that a lot of people in East Vancouver

We love hearing from our readers!

So, what are your thoughts on a Persian-focused credit union? Let us know by emailing us at info@alephmagazine. com for a chance to win a $1,000 tax-free savings account from Community Savings Credit Union.

Terms and conditions apply.

604 654 2000 | comsavings.com | info@ ​comsavings. com 48

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HAIDAH AMIRZADEH IMMIGRATION LAWYER

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Photo by Masashi Nizaki

How to make Saffron Chawanmushi 1.

In a heavy based pot, add 2 cups of water and dried seaweed and let stand for 10 minutes so that the seaweed can soften and hydrate.

2.

To the pot of seaweed and water, add bonito, dried shiitake mushrooms, soy sauce and sugar (or mirin) and bring to a light simmer over medium-low heat.

3.

Allow your broth to simmer slightly covered for 25-30 minutes.

Once your broth has simmered, strain out the solids. Add salt or more soy sauce into the broth to taste, erroring on the side of a fuller flavored broth.

4.

Return the strained liquid while still hot to another clean pot, add saffron threads whole, and allow the broth to infuse covered for 1 hour.

5.

Once your broth has infused and cooled, crack eggs into an appropriately sized bowl and slowly whisk your saffron dashi broth directly into the eggs, reserving about the last 1/4 cup of broth with the saffron threads still intact and set aside to later garnish the Chawanmushi with. Once your dashi and eggs are fully incorporated, you should have a mixture that feels smooth and silky. Optionally strain through a fine mesh strainer for a silkier result.

Saffron Chawanmushi

By Behzad Jamshidi

6.

Arrange some pieces of shrimp at the bottom of either a ramekin or heat proof bowl with a 1 cup capacity of your choosing and ladle the Chawanmushi custard batter over top of your shrimp, leaving just a half an inch or so from the top of the ramekin.

7.

Place ramekins or bowls in a wide pot or lidded pan, place just enough water into the pot or pan to cover the ramekin 3/4 of the way up and bring to a light simmer over mediumlow heat, once at a light simmer, reduce heat to low and

Ingredients

steam the chawanmushi for 10-15 minutes, checking after 10 and giving the ramekins a light giggle to see if the centre is set. The texture will resemble jello or soft tofu once done.

4 whole eggs

It’s best to treat the steaming of the custard as a patient

4 1/2 cups water

process as an aggressive boil can curdle the chawanmushi

1/2 ounces dried kombu

and overcook it.

1/4 cup packed dried bonito 1/2 ounces dried shiitake mushrooms

52

8.

Using tongs or a towel, carefully remove the chawanmushi

2 tablespoons soy sauce

from the water bath and let it cool over a cooling rack or

1/2 teaspoon mirin

on top of a kitchen towel for a few minutes. Before serving,

8-10 thread saffron

spoon 1-2 tablespoons of dashi overtop of the set custard.

1/2 cup chopped deveined shrimp

Serve while warm.

ALEPH MAGAZINE

The Stroy of Saffron Chawanmushi Where it all began In 2019 I had the extraordinary opportunity to fly to Japan and explore

Saffron Chawanmushi has become a cornerstone for my

Tokyo as a part of a cultural exchange exercise facilitated through their

storytelling around not only this particular trip, but as

department of education and ventures which have begun to increasingly

a means to celebrate the continued work I do across

invest in collaborations with various artists from across the globe. My

all cultures and exchanges, in hopes of crafting more

two weeks were packed with various market trips, tea tasting, omakase

dialogue in places where our likeness for certain foods

menus, food classes and other culturally immersive programs meant to

and flavors may seem unlikely. Chawanmushi traditionally

inspire an understanding of Japanese food and culture. These excursions

is an egg custard based on “Dashi”, a rich stock of

were in anticipation of a meal I was commissioned to cook for at the

kombu, bonito and other aromatic additives such as

Tokyo Food Lab for a short list of Japan’s most important and influential

dried mushrooms or fish.

people across the food, technology, and agricultural space.

Inspired by my regular visits to Raku on MacDougal Street in New York, where many udon lunches were accompanied by the flawless execution of a savory dashi-based custard known as “Chawanmushi”, I knew that I wanted to capture a glimpse of the Iranian palate in this forthcoming dinner with something I would be both proud serving and even more grateful to technically pull off. After scouring many markets for herbs and spices in anticipation of the dinner, I realized how even more critical

“Saffron Chawanmushi for me still is the single greatest piece of mise en place I have ever created.”

it was to tell the story of spice and Iranian culture in a means that was approachable by the Japanese palate, one that seemed distant to the flavors and nuances of spice that I grew up with my entire life.

I took an Alice In Wonderland-like trip through the market stalls of the famous Tsukiji Market in Tokyo, known among both the local and international communities of food and aquaculture at large as the most important fish market in the world. Between the bidding auctions for blue and yellow fin tuna, and the surreal collection of seafood on display which made the ocean feel like something that up until that moment knew absolutely nothing about.

Within the hysteria of chefs and locals, I managed to procure a collection of dried seaweed, dried fish, and aged bonito to create a “Saffron Dashi ‘’ utilizing more from the smuggled pantry I naturally brought with me to Tokyo in my luggage. The resulting dashi which I committed days to make (out of nervousness and nothing else), was whisked into some of the most beautiful farm fresh eggs I have ever used, and the resulting batter was steamed into a golden yellow custard which for me still is the single greatest piece of mise en place I have ever created. Among the room of esteemed guests, I shared with them the uses of saffron, the meticulous process behind harvesting and processing the spice as well as the social and political implications of the ingredient.

Topped with pieces of Hokkaido uni, and soft quail eggs, the Chawanmushi was unanimously agreed by the group to be one of the best they had ever eaten, and the Saffron flavor seemed to find an identity in that dish that felt just Photo by Masashi Nizaki

as mush Japanese as it did Iranian. mooshnyc.com ALEPH MAGAZINE

53

Dr. PARISA SOLTANI Medical Director

PARSA WELLNESS CLINIC Medical and Cosmetic Services 54

ALEPH MAGAZINE

Love yourself more.

After finishing her cosmetic/aesthetic injection certification, Dr. Soltani partnered with her son Amirparsa Ebrahimi, who is studying to earn his PHD in Global

Live Well & Look Great

Leadership. With a shared passion for wellness, health, and beauty, opening Parsa Wellness Clinic was the ideal collaboration for Amirparsa and Dr. Soltani.

Since opening their doors, the duo have put together a great team of professionals - practitioners, healthcare

Welcome to the North Shore’s Parsa Wellness Clinic,

providers, and aestheticians - to further broaden their

a physician-led clinic offering the best in medical and

mission and vision for the future of Parsa Wellness. Each

cosmetic treatments. Founded in January 2021, by

member of its highly talented team is a fully trained

mother and son powerhouse duo, Dr. Parisa Soltani,

medical specialist, who provides each client with the

Medical Director/Co-owner, and Amirparsa Ebrahimi,

highest standard of care - from pain management, internal

Managing Director/Co-owner, both come with a wealth

medicine, family medicine, paediatrics, psychotherapy,

of knowledge and experience. Their mission is to provide

to massage therapy and cosmetic treatments.

the most advanced cosmetic and medical treatments to their patients at reasonable prices.

When it comes to your outer beauty, Parsa Wellness Clinic offers several options, including: aesthetic medical

With nearly four decades of excellence, first as a highly

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THERMAL SPRINGS, HISTORIC HAMAMS, & CONTEMPORARY SPAS COMBINE ANCIENT TRADITIONS WITH HEALTH AND WELLNESS

More than 1,300 thermal springs and 190 spa resorts throughout Turkey are solidifying the country’s evolution from the historic birthplace of the world’s spa culture to a contemporary leader in modern-day luxury spas.

Spanning iconic Ephesus in the west to Mount Ararat in the east, few countries offer a more varied choice of experiences than Turkey– from legendary hot springs once visited by Agamemnon and Julius Caesar, to traditional “hamams,” public baths that have been part of Turkish culture for centuries, and the deluxe hotel resorts offering the height of glamour in the health and beauty of today. Visitors can relax in luxury at world class hotels or rejuvenate body and spirit in naturally heated springs as famous today as they were during the Roman, Byzantine and Ottoman empires.

ALEPH MAGAZINE

57

Historical Turkish Hamams Traditional steam baths, a part of the Turkish life for centuries, are fast becoming fixtures in major cities from New York to Paris and across the globe. The original hamams, however, are only available in Turkey.

Commissioned to the great architect Sinan by the famous Ottoman Admiral Kılıç Ali Paşa as part of the mosque and school complex, Kılıc Ali Paşa Hamamı was constructed in between 1578-1583 to serve the levends (marine forces in the Ottoman navy). Famous for its architectural lines and majestic dome, the Hamam is one of the symbolic buildings in Tophane, Istanbul’s harbor district.

Ayasofya Hürrem Sultan Bath “Hamamı,” another of Sinan’s masterpieces, was built in 1556 for Roxelana, who became the powerful wife of Sultan Suleyman the Magnificent. The bath was

fully restored in June 2011, retaining every aspect of the original bath architecture.

Galatasaray Hamamı, in Galatasaray, was built in 1481 and for almost 500 years this hamam was for men only. A small women’s section was finally added in 1963, but little else has been altered.

The lobby is particularly beautiful, and there’s some superb tile work at the entrance to the men’s steam room.

The Süleymaniye Bath in Istanbul, a mixed hamam where men and can bathe together, is one of the most famous, having been built

by Sultan Süleyman the Magnificent in 1550 and designed by Sinan, the famous architect of the Süleymaniye Mosque.

Luxury hotels and spa resorts Born in thermal springs gifted by nature, and cultivated by the strong traditions of hamams, Turkey’s spa culture evolution today sees the growth of luxury hotels and spa resorts throughout Turkey to rival any of the top cities in Europe, Asia or the Americas. Latest treatment techniques combined with ancient traditions create an inimitable sense of style, elegance and connection to Turkey’s history.

Full-service spas go above and beyond traditional treatments, with Turkish baths, mud chambers, aromatic steam baths, salt grottos, Thai massage, Hatha Yoga, floatation tanks, foot reflexology, stone therapy, aromatherapy, Thalasso and hydro therapies, and aquagyms among many others.

These hip spa facilities can be found in the luxurious hotels of Istanbul, Antalya, Bodrum and Çeşme.

58

ALEPH MAGAZINE

Thermal Spas and Hot Springs One of the most well-known thermal hot springs of Turkey is the Agamemnon Thermal Springs in Balçova, Izmir, named for the famous Agamemnon of the 10-year Trojan War, who used these

“from the historic birthplace of the world’s spa culture to a contemporary leader in modern-day luxury spas”

springs to cure center his wounded soldiers.

The Balçova Thermal Hot Springs were also used by historical figures like Alexander the Great and Roman Emperor Caesar too before they were abandoned during the Byzantine period. After the Ottoman acquisition of the Izmir region, the thermal springs were renovated in 1415 and remain a staple site in the region to this day.

The visually stunning Pamukkale, meaning “Cotton Castle,” in the South Aegean is famed for its immense snow-white cliffs shaped by waters cascading form huge circular basins, creating pools and baths cut into the cliff face. Considered sacred to the ancient gods of Turkey and Greece, the natural hot springs of Pamukkale provide water to a number of neighboring contemporary hotels. Çeşme, meaning “fountain,” is one of Turkey’s most significant spa regions. Located one hour from Izmir on the Aegean Coast, its numerous hot springs have prompted the development of a community with top hotels and full-service indoor and outdoor spas, pools and baths fed by the nearby mineral springs and mineral-rich seawater of the coast.

To experience the traditional curative properties of Turkey’s thermal spas, the Yalova hot springs on the Marmara Sea, and the Kurşunlu

and Valide Baths built during the rule of Byzantine Emperor Justinian some 1,700 years ago, are a must.

Pamukkale Hot Spring

ALEPH MAGAZINE

59

marketing expenses, etc.

Interview With

PEYMAN CHALABI Founder, and CEO DruckerPro International

Could you explain your services in business advisory?

We help entrepreneurs to create systematic, purposeful and focused organizations. In addition, we assist them with strategic action plans in order to navigate their next steps. Our business advisory services are diverse, ranging from marketing and human resource to operations and financials. Needless to say that having a team of experts and analysts who can consult entrepreneurs in different languages is critical to help them with managing their business needs.

What do you offer as business financing?

Business Financing & Development for Entrepreneurs Today, we have Peyman Chalabi with us. He is an expert in business financing and development. Here are some of the most frequent questions among entrepreneurs and business owners in BC that he addressed them fully in his words with us.

Peyman, Welcome to Aleph magazine. We are happy to host you today. Tell us more about yourself.

Hello, and thanks for having me today. I’d like to start with our mission statement which is “Support Entrepreneurs to Finance and Develop their Business”. In fact, many business owners from different industries such as manufacturing, construction, agriculture, health, and so on, have developed their business via our management consulting services. We have also guided entrepreneurs to get financing from Financial Institutions. We are not a lender – we concentrate on their viability and support

In BC’s financial institutions, entrepreneurs may find working capital loans from $100,000 for Small and Medium-size Enterprises (SMEs) to up to $20 million for manufacturers. These loans have a 5.45% interest rate or more and need to be paid off in 5-6 years. Entrepreneurs can use this capital for their projects and everyday business activities, running marketing campaigns, upgrading their website and e-commerce, paying their suppliers, and employees, or hiring a consultant.

Are there financing products for entrepreneurs who need to purchase new equipment and machinery?

Absolutely. If entrepreneurs desire to expand and modernize their operations or replace outdated machinery, they can apply to get financing in order to cover the cost of new or used equipment.

So, they can increase production and fuel their growth. There are many financing products and options for them in BC’s financial institutions, ranging from $350,000 to $50 million, with an interest rate of 5.45% and above.

them with planning, training, and consulting. Businesses need

They need to repay their loan in 6 to 12 years, depending on the

help now more than ever!

financial institution they apply for their loan with. Also, they can

How do you support Startup companies?

apply for Line of Credit (LoC) with three-month repayment terms

We assist Startup companies to pay their Startup fees, purchase

to Reader (NTR) and depending on the financial institution and

assets, invest in marketing, and more by loans for up to $75,000.

the amount they need; their corporate account needs to get

These loans in BC’s financial institutions start from 3.95% for

audited before application.

women entrepreneurs to 5.55% for others, are collateral-free, and will be repaid in 5 years. Since the Startup companies have not built financials yet, so the major shareholders’ personal

on their statements. Their accounting firm has to issue a Notice

Some business owners would like to purchase their own commercial property. Do you also help them to do so?

credit score matters the most for this category, and preferably

For sure. In an average case, there are offers with 85-90% Loan

scores more than 750 are fine! In addition, they need to have a

to Value for commercial real estate purchase financing. For very

solid business plan. Furthermore, under Canada Small Business

strong applicants like with good retained earnings in the business,

Financing Loan (CSBFL) many Startup companies can receive up

strong credit score, long business age, have net profit or rent

to $350,000 loan with an interest rate of 5.45% and repayments

(that they have been paying) that easily covers the mortgage

in 5 years.

payments, they might even do up to 100% LTV with interest rates

They need to show their leasehold agreement, opening balance

starting from 3.25% and repayment in 25 years.

sheet, solid business plan, and between 10% to 25% liquidity in

Thanks again for having me today and it is hoped that the

their corporate bank account as support to pay their rent, wages,

above-mentioned information is useful for your valued readers.

Join our Seminar: Business Financing & Development for Entrepreneurs Fairmont Hotel, 900 West Georgia Street, Vancouver, BC V6G 2W6 | Saturday, February 19, 2022 60

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| G800 Fastest-ever with the Longest range

By WYNG CHOW, Special contributor

For busy corporate executives, time is money. That explains

km), Paris (7,968 km), Rome (9,012 km), and Auckland (11,335

the growing popular trend toward privately owning a business

km), while arriving an hour or more faster than commercial aircraft.

jet – which could lead to them making even more money in the long run with the valuable time saved.

aviation industry with our commitment to continuous improvement

The business aviation industry is buzzing with the recent unveiling

and by consistently setting new standards for safety, performance,

of the flashy Gulfstream G800, the renowned aircraft maker’s

innovation and comfort,” Gulfstream president Mark Burns said

fastest-ever with the longest range. Powered by two Rolls-Royce

at the virtual unveiling event at the US company’s Savannah,

Pearl 700 turbofan engines, the sleek state-of-the-art G800 boasts

Georgia, headquarters on October 4.

a maximum range of 9,206 nautical miles (17,049 kilometres), while flying at Mach 0.90 (1,102 km an hour).

“Today marks a major milestone and investment in our company’s future with the introduction of the G800, our fastest longest-

Translated for wealthy Vancouver business travellers, that means

range aircraft yet, and the G400, the industry’s first new large-

they can easily fly non-stop from YVR Airport to destinations such

cabin aircraft in more than a decade. We never rest on our

as Hong Kong (10,287 km), Tokyo (7,577 km), Shanghai (9,058

laurels.” he said.

km), Singapore (12,822 km), Tehran (10,579 km), London (7,602 70

“For more than six decades, Gulfstream has led the business

ALEPH MAGAZINE

Photo by gulfstream.com

The US$72.5 million (C$92.3 million) G800 is designed to seat

and start of 2022, the burgeoning uptick in air travel is just what

up to 19 passengers, with four living areas or three living areas

aviation companies and airlines have been waiting for. Luckily,

with crew compartments. The aircraft is dripping with high-end

most of them haven’t been sitting around twiddling their thumbs.

features, including 100 percent fresh air, whisper-quiet noise levels, industry-leading low cabin altitude, and 16 panoramic oval windows providing natural light.

Gulfstream Aerospace is a wholly-owned subsidiary of Virginiabased American conglomerate General Dynamics Corporation, which has market capitalization of some US$57 billion. Burns

“We designed the ultralong-range G800 to extend our customers’

said Gulfstream designed its newest two jets, the G400 and

reach to more people and places around the world,” Burns

G800, with business travellers – especially the well-heeled ones

said. “The G800 redefines what it means to go farther faster

– in mind. That’s because experts believe that coming off the

in a Gulfstream, and offers even more time savings with its

pandemic, those who have the money to avoid commercial air

impressive range at high speed.”

travel will do so, especially when time is an important factor.

With its speed and range, on flights of over 9,600 kilometers,

Various prominent Vancouver tycoons, particularly property

the G800 can get a passenger to his or her destination up to 90

developers, have owned private jets for years, Vancouver civil

minutes sooner – beating the Boeing 787 Dreamliner, according

aviation consultant Albert Cheng pointed to many reasons why

to Business Insider.

private jet ownership or flying on a private charter can be much

There was a time in 2020 when it seemed no one would set

more practical for business executives.

foot on an airplane again. But as we move near the end of 2021 ALEPH MAGAZINE

71

“During the pandemic, no one wants to fly commercial because airlines have no set schedules,” Cheng said. “When you have money, lifestyle is more important. If you, say, split a private charter among 16 people, the cost could more or less the same as (commercial) first class, depending on destination. But there is extra convenience.”

According to seasoned business travellers, there are plenty of

board rather than putting up with the general public. You

benefits to private aviation. They include:

can talk and work freely without invasion of privacy concerns.

•

Convenience. Set your own schedule and choose the most

•

convenient airport from which to embark. This eliminates the need to deal with long queues and endless waits at gates and terminals.

•

Speed and cruising altitude. High-end business jets that can fly faster than Mach 0.9 are able to direct-climb to 41,000

and get more done than you would on a commercial flight.

•

•

•

Affordability. Sometimes a private charter jet can cost less than a first-class ticket on a commercial flight.

•

Faster security check. Private jet passengers still must pass

higher means less traffic and more importantly, virtually

through security, but removing shoes or separating liquids

zero turbulence.

isn’t necessary. General regulations about how much liquid

Privacy. You can truly relax and be comfortable on a private jet since you’re surrounded by people you chose to bring on

72

Luxury. You can work, talk, eat and sleep in utmost comfort with ample space.

feet – compared to more typical 35,000 feet for commercial aircraft – with a maximum ceiling of 51,000 feet. Flying

Productivity. Without distractions, you can work in peace

ALEPH MAGAZINE

is allowed don’t apply to private charters. Light private jets are exempt from going through the same inspection as commercial flight passengers.

Photo by gulfstream.com

While splashing out US$72.5 million is certainly no small change, just think: as a private jet owner, you can instantly join a prestigious club that includes international illuminaries like the Sultan of Brunei, Saudi Prince Al-Waleed bin Talal, Russian billionaires Alisher Ashmanov and Roman Abramovich, and Hong Kong real estate tycoon Joseph Lau. Bin Talal’s custom-built Airbus A380 set him back US$500 million, as did Ashmanov’s Airbus A340-300 Of course, the world’s most expensive private jet is Air Force One that transports the President of the United States around. The highly-customized Boeing 747-200B is valued at a cool US$660 million.

Closer to the Gulfstream G800’s price tag, American actor and director Tyler Perry gets out and about in a US$125-million Gulfstream III, while Mukesh Ambani, India’s richest man, reportedly makes do with a mere US$75-million Boeing Business Jet 2.

The 2018 European Business Aviation Association’s report on the economic value of business jet travel noted that faster journeys, plus the ability to visit multiple destinations in one day, saved European businesses about 15 million euros (C$21.6 million) in overnight hotel bills annually.

Founded in 1958, Gulfstream is a leading designer, developer, manufacturer, marketer and servicer of business jet aircraft, producing more than 2,000 of them. Its current stable includes the G280, G550, G500/G600, and G650/G650ER/G700.

Flight tests for the G800 are expected to begin by the end of 2021, with the first jets to be delivered to customers starting in 2023 or 2024.

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the KITCHEN for MEN Porsche Design

Be the envy of all upscale Greater Vancouver homeowners by gifting yourself with an exclusive high-end Porsche designed dream kitchen made by Poggenpohl.

Apart from location, kitchen and bathroom accessories are the major selling points or luxurious premises nowadays. Women traditionally have been attracted to such amenities, but times have changed – now the modern man has become just as eager to putter around in the previous female domain.

A comprehensive set of kitchen cabinets made by Poggenpohl – Germany’s oldest kitchen cabinet manufacturer – is well worth the price, as the revolutionary design combines uniqueness and functionality.

By WYNG CHOW, Special contributor

Good Design Must Be Honest.

Prof. Ferdinand Alexander Porsche 74

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In 2008, Poggenpohl cooperated with Porsche Design to

The design concept transforms the kitchen into a hub for daily

produce “dream” kitchen cabinets, releasing the P’7340

living, entertaining guests, work and other activities at home. After

model that is meant for men that year.

its first release in 2008, the P7340 model, exclusively designed for

Customers can mix and match various shapes and sizes of aluminium modules to assemble their dream kitchen, complete with accessories specifically designed.

Aluminium is selected for the cabinets for their innovative

men, remained in limited production until last year. The highlight of the P’7340 is its handle-less automated design. It can be open and shut with a light touch. It also has a sensitive needle for adjusting the drawers and panels.

and hi-tech outlook. The frames have a retro feel, and

Lighting aside, high-tech audio-visual systems with electronic display

are equipped with lighting systems that can illuminate

hidden behind glass are added to the cabinets. No additional

every corner in the kitchen. The skilful contrast between

ventilation system is needed for the mini-audio set.

aluminium and wood is a feast for the eyes.

Porsche Design products are indispensable for dream kitchens for men. A residence is worthy of the luxurious label only with such a high quality kitchen.

The P7340, which is one of the most expensive kitchens designed for men, has now become a collector’s item for Porsche lovers. The last one left in North America is still on display at the KI Atelier showroom located at 101 Water Street in Gastown, where sale of the last remaining collector’s item “is negotiable.”

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KI ATELIER Western Canada Sole Distributor 101 Water Street, Gastown, Vancouver @kitcheninfinityatelier

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BARDIA POURMALEK Private Banker, BMO Private Wealth

As your Private Banker, my priority is you and your family’s financial goals. After a thorough discovery conversation to understand what is most important to you when it comes to managing your wealth, I can advise you on the most suitable services and solutions available to you.

I am always available and accessible to you to provide guidance and support along the way.

BMO Private Wealth We are a dedicated team of highly disciplined Banking, Investment, Estate & Trust, Financial Planning, Business Advisory and Philanthropic specialists. Planning focused, our solutions are informed by insight, expertise and a commitment to help clients realize their aspirations, at all stages of life.

778 887 8342 • bmo.com/privatewealth Bardia.pourmalek@bmo.com 78

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MEDIATION IN FAMILY LAW

Save Money and Get More Control Over the Outcome

Separation and divorce are difficult journeys, and they can be quite expensive. Going to court costs a lot. Each party commonly pays about $10,000 on average in legal fees for every day of trial. Sometime paying those legal costs to bring a conclusion to a stressful matter is worth every penny. But mediating family disputes can be a suitable alternative that many don’t consider at first. Mediation gives the parties more control over the outcome, at a fraction of the cost and time that the same disputes would take to be resolved in court.

In mediation, the spouses jointly appoint a mediator to help them resolve their disputes.

Matters that are commonly at dispute in a family matter include parenting, child and spousal support payments, and division of property. An experienced family law mediator will break down these matters into smaller issues that the parties will discuss with the goal of finding suitable options for resolving them. Examples may include: who will pay spousal support, how much, and how often, and until when? If the parties cannot resolve the issues, the mediator cannot decide for them. The mediator’s role is to act as an unbiased facilitator between two parties that cannot communicate with each other effectively on their own.

As a family law mediator, I have found the use of shuttle mediation to be quite effective, especially when dealing with high-conflict personalities. In shuttle mediation, the parties are mostly not in the same room. Each spouse is in a separate room (possibly with their lawyer), and the mediator “shuttles” between the rooms to facilitate the conversation.

In doing so, the mediator does not take sides, or advocate for either party, even if the mediator is a lawyer. But having a lawyer as the mediator can be quite effective.

When a knowledgeable lawyer is appointed as the mediator, the lawyer will be better prepared to deal with complexities of property law, tax law, corporate law, and international interplay between Canada and another country. While the mediator does not give you legal advice in those matters, finding a mediator that is familiar with those issues and the range of options for resolving them will make it more likely for the parties to get results. In mediation, you also have more control over the results than you would in court.

The court process is more adversarial by design, and no lawyer can predict the outcome with certainty. In fact, if your lawyer is telling you that you will win on a certain matter, you should seriously consider seeking a second opinion. Contrary to court, in mediation the process is less adversarial and more collaborative. In a collaborative process, the dynamic leans more toward positioning both parties against the issues as opposed to against each other. An experienced mediator is trained in doing so.

If you are considering mediation and are contacting a lawyer to be the mediator, you should advise the lawyer immediately upon contacting them about your intention to hire the lawyer as a mediator. If you seek advice as a party and the lawyer gives you legal advice, then the lawyer will be conflicted out and cannot be the mediator. Of

Downtown Vancouver Law Firm www.bijan.law 604.227.6000

course, both parties must agree to appoint the same mediator, so I suggest you discuss mediation with your lawyer and the other party, and discuss a list of potential mediators that you can both agree on before you reach out to those mediators.

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Pyramid of sun in Teotihuacan, Mexico

AN INTERVIEW WITH

Berenice Díaz Ceballos

Consul General of Mexico in Vancouver What are the advantages of investing in Mexico?

Mexico is one of the best places in the world to invest and export to the main global markets.

According to the UNCTAD (United Nations Conference on Trade and Development), Mexico ranks as the 14th host of foreign direct investment. Foreign direct investment flows have performed favorably during the last 20 years, with a total amount of USD 601 billion in the period 1999-2019. There are various reasons for this: Mexico possesses an attractive business environment, legal certainty, one of the largest networks of free trade agreements in the world, extensively developed economic sectors and a highly competitive cost profile.

In order to facilitate business operations even further, progress is also being made in terms of infrastructure, to make México a world-class logistics platform, as well as in terms of deregulation. Furthermore, the geographic location of Mexico and the implementation of CUSMA bring an excellent platform to sell from Mexico to Canada and the USA. 80

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What are the main economic sectors in which foreign investment takes place in Mexico?

Foreign Direct Investment inflows to Mexico are destined primarily to manufacturing projects, mainly in the sector of advanced technology, automotive, aerospace, pharmaceutical, and food processing. Important inflows of Foreign Direct Investment go also to finance, mining, commercial services, construction, real estate, tourism, media, professional services and transport.

What are the advantages of retiring in Mexico or investing in real estate in Mexico for Canadians?

Mexico has placed itself as a favorite destination for Canadians since many

“Mexico ranked as the world’s third best place to retire in 2021...”

years ago, due to its geographical proximity, a warm weather during winter, an also warm and kind people, and a wonderful mix of cultural and tourist attractions, from colonial cities to world top beach resorts, to magical towns, to world heritage sites, to breathtaking natural wonders, to the best food on Earth.

Considering all these advantages, Mexico is an obvious choice for Canadians planning their retirements. Indeed, Mexico ranked as the world’s third best

But there is also a high investment in real estate

place to retire in 2021, according to International Living’s 2021 Annual

in the interior of Mexico, in cultural cities such as

Global Retirement Index.

Merida, San Miguel de Allende, Lake Chapala, and

The process to become a permanent resident in Mexico is quick an easy

Cuernavaca, and in the largest cities, such as Mexico

and large communities of Canadian expats are now established in various

City, Guadalajara, and Monterrey.

regions of Mexico, which greatly eases the experience of moving there. Of

Where in Mexico are the largest concentrations of

course, Canadians enjoy a very favorable exchange rate for the Canadian dollar which makes access to real estate a real bargain. On top of all of this, Mexico has been steadily developing world class medical clusters specialized in medical tourism.

Which are the top destinations for Canadians, when thinking about retiring or investing in real estate in Mexico?

Canadian ex-pats?

The cities and towns with the highest concentration of ex-pats have in common some aspects such as great weather, access to quality medical services, and more relevant, a welcoming community. It’s always easier to move into a new place where people have

The main destinations are tourist cities with mild winters and good city

similar lifestyles.

services. Mainly in the coasts of Mexico, such as Baja California, Puerto

Some of the largest Canadian ex-pat concentrations

Vallarta, Manzanillo, Ixtapa-Zihuatanejo, Puerto Escondido, Cancun, Tulum,

are Mayan Rivera, Los Cabos, San Miguel de Allende,

Playa del Carmen, all the Mayan Riviera, and Puerto Morelos.

Lake Chapala, and San Cristobal de las Casas, to mention a few.

MATT GUL Real Estate Investor

Berenice Díaz Ceballos Consul General of Mexico in Vancouver

FARHAD MEHRABI Aleph Magazine Publisher

If a foreigner wants to acquire property in Mexico, are there any limitations to be aware of?

Foreigners can acquire property in Mexico, as long as they do so outside the restricted zones, holding the same rights and responsibilities as any national regarding the land.

The restricted zones cover 50 km from the shorelines and 100 km from the international borders.

To hold property in those areas, a bank trust agreement, “fideicomiso” in Spanish, is needed. In this case a Mexican bank will hold the property title and set an agreement for the foreign national to make exclusive use of the property, which must be used for residential purposes only. The trust is easily transferable when an owner is ready to sell.

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Five Places to Visit in

MEXICO

you didn’t know existed!

By Consulate General of Mexico in Vancouver

Guadalajara

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“Canadian tourists are falling in love with Mexico after getting to know its heart”

For many years, Canadian airlines and Mexican hotels have been working to develop nonstop flights from all main cities in Canada and all-inclusive vacation packages that make for top-notch experiences at the beach. As a result, during winter, Canadian tourists are just 5 hours away from paradises with temperatures above 25°C, through simple, affordable packages.

During the last several years, some other beach

Steadily developing over almost 80 years, the friendship between Canada-

gems have been growing on Canadian tourists.

Mexico now flourishes on many different dimensions. The North American

Nonstop flights now connect the main British

partnership, economically materialized through CUSMA, has for sure

Columbia international airports with Mazatlán, Ixtapa-

helped foster these ties in the context of a regional vision. On the other

Zihuatanejo, and Huatulco-Puerto Escondido in the

hand, political dialogue, trade, cultural exchange, the Seasonal Agricultural

Pacific. Many Canadian visitors, especially those close

Workers Program, and other forms of collaboration shape an ever-evolving

to retirement, are starting to call these destinations

bilateral relation.

their home, adding to the already buoyant Canadian

Nevertheless, nothing expresses better this friendship than people-to-

communities in Puerto Vallarta and Los Cabos.

people relations. Mexico is the second-largest source of tourists visiting

Retirees form one of the most important people-

Canada. Half a million Mexican tourists visited Canada in 2019. Mexico

to-people connections between both countries. In

is also the second-largest destination for Canadian tourists: more than 2

addition to those at the beach, Canadian communities

million Canadians visited Mexico in 2019. Mexico was the destination of

have blossomed in the marvelously well-preserved

approximately 18% of the 12 million Canadian tourists who traveled to

colonial town of San Miguel de Allende in the center

countries other than the United States in 2018.

of the country; in the “white city” of Mérida, located

Amazingly, Mexico is both extremely famous as a tourist destination for Canadians and yet it could not be said it is already very well known by them.

On the contrary, it still has many great surprises and hidden gems to be

in the Yucatan Peninsula (more about it below); and in the town of Ajijic on the riviera of Mexico’s largest lake, said to have the best weather of the world.

discovered. Granted, there are some very good reasons for this. Mexico’s

Canadian tourists are falling in love with Mexico after

beach resorts are among the very best in the world. Three of them, the

getting to know its heart: gastronomy, traditions,

Mexican Caribbean, Puerto Vallarta, and Los Cabos welcome around 75%

warm personal interactions, nature, and adventure.

of all tourists from Canada.

Are you ready to discover it as well?

Mexico is ready to welcome you!

Los Arcos in Puerto Vallarta

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“Canadian visitors are starting to call these destinations their home.”

Mérida Land bombas (poems) that explode in verse, cochinita pibil, and people who smile even with their eyes. This destination seems to be a stage ready to be photographed or to shoot a film. Its impeccable presence matches the traditional attire of men and the extravagant embroidered flowers on women’s dresses, precise and ready to show off its city, cenotes, haciendas, and its archaeological sites.

Ixtapa-Zihuatanejo Two places one paradise. From modern constructions to colonial-coastalstyle buildings this paradise has it all. Stay on the beach, rent a palapa, and have a relaxing day… or run barefoot along the bay, admiring the sunset, and end the day with a magnificent sample of gastronomy and live music.

Guadalajara The city can be depicted as the soul of Mexico. A metropolis where culture, art, and romance meet. With its baroque style and outstanding gastronomy, it makes sure to catch everyone’s attention, and if that didn’t do the trick its Tequila tour might do the trick.

Oaxaca One of the most important destinations in Mexico, owing to its cultural, artistic, and culinary legacies, such as Mezcal. A walk through its historical center -designated UNESCO Heritage Site, the Verde Antequera, on account of the majestic green quarry structures- is key to understanding its popularity. The same is true for Santo Domingo Cultural Center, a notable former Dominican convent.

Baja California Norte Not to be mistaken with its neighbor Baja California Sur. Baja California is best known for its wines, producing roughly 90% of the national wine production in Mexico. From the popular Cabernet-Sauvignon to Nebbiolo.

Its seafood and meats are a must, to be paired with local wine. The best season to visit could be summer to enjoy the festivities of La vendimia.

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Oaxaca

Having Healthy Teeth Starts From Here What does it take to run a successful dental practice? It takes a dedicated, experienced team of professional committed to helping patients discover happier, healthier smiles.

Welcome to the North Shore’s IQ Dental, where Doctors Peyman Safari-Pour, Bahareh Gamini and Terry McKay, are focused on providing excellent dental health care to all its patients - while exceeding their expectations. As members of the BC College of Dental Surgeons, they come with combined years of experience in all aspects of dentistry and a promise to provide you with optimum oral health and patient care second to none.

Whether you need traditional dental care or you have a specific issue that may require advanced dental techniques, IQ Dental uses conservative dental procedures, along with modern dental technology, to create beautiful, healthy smiles. The clinic offers a broad range of dental solutions in general dentistry and cosmetic dentistry, such as Invisalign treatment, braces, dental implants, root canals, veneers, bridges and dental crowns.

604 988 7010 | mynorthvancouverdentist.ca

132 14th St E #202, North Vancouver, BC V7L 2N3 ALEPH MAGAZINE

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IMAGINE YOUR DREAM

Canada’s Start-Up Visa Program Made Easy For an entrepreneur, leaving your country, your business and your culture behind to immigrate to Canada can seem daunting and challenging. It doesn’t have to be. The federal government has come up with Canada’s Start-Up Visa Program in support of innovative thinkers who want to start a business and create new jobs. Best of all, the program grants permanent residence to qualified immigrant entrepreneurs.

No matter what your reasons are for moving to Canada, people have come to trust on Unican’s founder Mehran Halavi to guide them through the complicated process and explain everything in simple terms. As a professional Canadian Immigration Expert and a member of the Immigration Consultants of Canada Regulatory Council (ICCRC), Mehran will save you time by helping you understand the nuances of Canada’s application process.

Since 2011, Mehran has been assisting countless Persian immigrants create new dreams.

Budding entrepreneurs can rest assured that Mehran and his team of more than 30 employees – both in Vancouver and Tehran - will protect your best interests. In addition, he will guide you through the entire Start-Up Visa Program application process and give you information about your options so you can make an informed decision.

604 505 1000 • halavi.ca 201A - 1571 Bellevue Ave, West Vancover, BC V7V 1A6 86

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MEHRAN HAL AVI Canadian Immigration Consultant

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The North Shore’s Premier Luxury Address

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MAHTA MADANI Makeup Artist

Mahta Madani is a skilled make-up artist and skincare expert with over 8 years of experience in enhancing people’s beauty to help them look and feel their best. She is a rising talent amongst Canada’s make-up artists, sought after for her unique approach in combining natural, subtle looks with bold, striking colors.

She is an expert in blending colors, with a keen eye for pairing colours and creating a natural glow that enhances radiance. Her style goes beyond just skill with a make-up brush, she is an eyebrow specialist and places a big emphasis on skincare as well. Creating customized skincare routines and makeup looks tailored to her clients’ needs.

Mahta’s philosophy when it comes to makeup is about embracing your own natural beauty. Her style is centered on enhancing what people already have, using your unique features rather than trying to change them, helping empower people to see their own beauty and increase their confidence.

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How & Where Do Pistachios Grow?

Pistachios are one of the world’s most popular nuts, and yet, they are not really true nuts at all!

Like many other ‘nuts,’ pistachios are actually technically a seed because they grow inside the pistachio tree’s drupe. As the drupe dries, it forms a hard hull around the edible pistachio seed within, making it appear like a nut!

Where do pistachios grow?

Pistachio trees originated in the Middle East and Central Asia; however, nowadays, they are cultivated in many countries, including the United States, China, India, and Italy. As a dessert tree, pistachios need sweltering summers to produce a successful crop and they don’t take kindly to cold winters, humidity, or excess water. For this reason, fruit-bearing pistachio trees are not often seen in Europe and are mostly cultivated in climates that resemble those found in the Middle East.

The top three pistachio-growing countries in the world!

1.

Iran - 551,307 tonnes

Iranian pistachios are regarded as some of the best quality pistachios in the world and form an integral part of Iranian culture, featuring in festivals, celebrations and special recipes.

2.

The United States - 447,700 tonnes

California accounts for more than 99% of all pistachio production in the United States thanks to its perfect climate. Nut production in the US has increased dramatically in the last five years and is predicted to continue to rise well into the future.

3.

Turkey - 240,000 tonnes

The majority of Turkish pistachios are consumed within Turkey itself because pistachios are an important ingredient in many Turkish dishes, including their world-famous dessert - pistachio baklava!

How do pistachios grow?

Pistachios trees have been cultivated for their drupes and seeds for many thousands of years with archeological evidence of pistachio consumption dating back as far as 6750 BCE. Pistachio trees are planted in orchards to make them easier to pollinate and to manage, and can take up to 20 years to reach their peak production! It is only the female pistachio tree that bears fruit, and so many pistachio trees are now artificially pollinated so as not to waste space on unproductive male plants, however some countries still allow their pistachio trees to pollinate naturally by planting male trees in the vicinity of the female trees.

Harvesting in the United States is usually accomplished with equipment that vigorously shakes the tree causing the drupes to fall to the ground; however, in most other countries, the harvest is still conducted by hand!

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Once collected from the ground, the drupes are then dried and processed to remove their thick hulls so that just the pistachio seed remains. Depending on their grade and demand, these pistachios may be kept in their shells or de-shelled and further processed.

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604 558 4888 • arkinteriors.ca

830 W Pender St, Vancouver, BC V6C 1J8 92

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Getting approved for a mortgage requires time and patience. My job as a mortgage professional is to research the market, pinpoint the financing that meets your needs and make the process easy and efficient.

Together, we’ll make sure you save time, money and energy.

My expansive network of over 65 lenders includes major banks, credit unions, B-lenders and Private lenders makes it simple to find a mortgage with a rate and features that suit you. From refinancing an existing mortgage to purchasing your very first home, I pride myself on simplified, friendly and stress-free service.

Call me at 778-829-2785

to assess your situation because the right mortgage can build your wealth and save you thousands of dollars.

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sara@vancouver-mortgage.ca

•

Unit 102B-6321 King George Blvd, Surrey, BC, V3X 1G1 ALEPH MAGAZINE

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AN IMPRESSION OF ENGLISH BAY A limited Collection of SIX LUXURIOS HOMES in ENGLISH BAY that elegantly blends a classic French aesthetic with PASSIVE HOUSE technology in a timeless concrete form.

Together, these homes represent the ultimate expression of an uncompromising lifestyle.

PRESENTATION CENTRE 604 629 9986 info@1289nicola.ca 610-1155 West Pender St. Vancouver,BC V6E 2P4 94

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HIGH PERFORMANCE PASSIVE HOMES Passive House methodology originated in Germany and Austria as an engineering building standard. The focus is on building comfortable, affordable homes while saving up to 90% in heating costs and lowering our carbon footprint. Over 60,000 passive homes have been built worldwide. DIMEX has embraced this new way of construction and has chosen to lead this industry into the future and be in the forefront of construction by offering homes where physics and thermodynamics are applied to every component of the exterior envelope; to minimize heat loss while continuously providing fresh filtered air to create a healthy breathing and living environment.

“With Passive Home Technology we are deeply committed to building sustainable homes to help reduce your carbon footprint and create a healthier environment.”

– Sunny & Elnaz Dhillon

FIVE PRINCIPLES OF PASSIVE HOUSE SUPER INSULATED WALLS •

•

Interior side opening mechanism allows for easy cleaning.

•

Top tilt mechanism allows the window to bring in fresh air while keeping your pets and children safe from

6 inches of additional insulation maintains even temperature

accidental falls.

throughout the home while providing a comfortable living environment regardless of the outside temperature.

•

•

loss, drafts and provides protection from outside noise.

Eliminates drafts within the home and minimizes heat loss by up to 90% thereby reduces heating costs by up to 90%.

THERMAL BRIDGE FREE CONTINUOUS INSULATION •

Does not allow for cold spots that would support mold

AIR TIGHT CONSTRUCTION •

Resiliency is built in and Passive House homes will remain warm even when there is a power failure.

•

growth thereby providing a healthier living environment.

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Triple glazing with insulated frames further reduces heat

Future proof allowing the home to be net zero ready.

FRESH AIR SYSTEM WITH HEAT

Eliminates drafts and continues to maintain an even

RECOVERY

temperature throughout your home while saving on heating costs.

•

HIGH PERFORMANCE TRIPLE-GLAZED TILT & TURN WINDOWS & DOORS

stale air and providing fresh air 24 hours a day, 7 days a week which circulates through the entire home.

•

as from the side.

Will transfer the heat from the outgoing air to the incoming fresh air to continue to maintain the temperature

Passive House window frames are insulated. Tilt and turn mechanism allows the window to open from the top as well

Improves air quality within your home by pushing out

of your home and continue saving in heating costs.

•

Provides a healthy breathing environment.

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MIENA NAJI

RBC Mortgage Specialist

Buying a home is one of the biggest financial decisions of most peoples’ lives. Whether you’re actively house hunting or just getting to know the market, having professional guidance will make all the difference. RBC Mortgage Specialist Miena Naji and her team will provide you with personalized service to achieve your dreams of owning a home.

With over 10 years of experience and a position at the top 10% in all of Canada, Miena’s expertise is invaluable in even the toughest mortgage cases. Miena is also a 2018 and 2019 Award of Excellence Convention Winner.

Instagram

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“When you do what you love, you inspire yourself and awaken the hearts of others”.

Website

604 767 6245 . Miena.naji@rbc.com

Award-Winning Mortgage Specialist

BY AMIR SOODBAKHSH

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BOOK YOUR NEXT DREAM

Enjoy your dream flight with the Boeing 787-9 Dreamliner.

Products and services are subject to change depending on flight duration and aircraft.

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