Ask for AgDirect Equipment Financing

Built for agriculture, powered by Farm Credit

As profit margins tighten and the cost of new and used equipment continues to climb, many producers are leveraging financing to spread out their machinery costs and reduce the financial burden of keeping their equipment up to date.

Since 2020, AgCountry Farm Credit Services has partnered with AgDirect®, one of the fastest growing equipment financing programs in the nation, to offer competitive loan, lease, and refinancing* options as an alternative to manufacturers’ captive equipment financing and local lending sources.

Through this partnership, AgCountry Farm Credit Services customers can count on attractive rates, fast decisions, and flexible terms no matter where they choose to buy. Because AgDirect has no manufacturer rebate or financing restrictions, customers can also take advantage of manufacturers’ cash payment discounts and still finance through the AgDirect program, allowing them to leverage the best of both worlds.

“One of the reasons AgDirect has been successful is its connection to the Farm Credit System,” says Lucas Schiebe, an AgDirect territory manager in North Dakota. “As part of the Farm Credit System, customers can count on a lender that has been serving agriculture just as long or longer than some of the major equipment manufacturers. It’s rewarding to play such a critical role in helping producers afford the equipment they need so they can remain competitive and profitable. And AgDirect earnings help offset the operating expenses of participating Farm Credit System associations, which helps pay their eligible customers patronage.”

AgDirect is offered by 15 participating associations of the Farm Credit System—representing 75% of total Farm Credit System association assets and a capital base of $35 billion. That means along with offering the most ag-friendly terms in the business, AgDirect is one of the most financially secure and dependable sources for equipment financing.

Over 25 years of simple, fast, and flexible financing

Since 1998, AgDirect has been serving customers and dealers by offering loan, lease, and refinancing options for both new and used equipment purchases completed at the dealership, at auction, or through private party transactions.

At the dealership, 70% of AgDirect’s credit decisions are made in less than 30 seconds, allowing customers to count on quicker closing and funding for their equipment needs. To apply, participating AgDirect dealer salespersons simply enter the customer’s financing application online.

A dedicated financing team and network of AgDirect territory managers are available to assist with auction and private party purchases and can help both dealers and producers with quoting and selecting the best financing solutions. And when it comes to customer service, 100% of calls are answered by a live person during business hours.

Dedicated to the customer experience

The online tools used to support customers and dealers through the AgDirect transaction process include a built-in payment calculator that allows dealers to provide their customers with accurate pricing options and financing comparisons.

An online application, electronic signatures, and a mobile app are also used to improve ease of use and provide anytime access. Thanks to these tools, customers can submit secure financing applications 24/7, sign documents remotely, and run different scenarios before making a purchase decision all from their mobile phone.

After a transaction closes, customers are easily able to manage their AgDirect account and make payments online or on the go through a streamlined and secure online and mobile account management tool.

“It goes back to our focus of serving agriculture’s machinery and equipment financing needs,” says Schiebe. “All of our digital tools serve a fundamental purpose of maintaining that focus while creating flexibility, faster turnarounds, and a sense of convenience.”

Nobody finances ag equipment like AgDirect

Subject to approval, there are several other advantages to choosing AgDirect equipment financing:

• As low as $0 down

• 2-7 year terms on most equipment and up to 10-year term on pivots

• Competitive variable and fixed rates for new and used equipment

• Delayed payments up to 15 months

• No prepayment penalties**

When you are in the market to buy, lease, or refinance equipment, be sure to ask for AgDirect financing.

Call your AgCountry loan officer with any questions or contact AgDirect at agdirect.com or 888-525-9805.

*Farm Credit System debt is ineligible for refinance.

**Excludes leases over $500,000.

AgDirect is an equipment financing program offered by Farm Credit Services of America and other lenders, including participating Farm Credit System Institutions