AFN Branch Opportunities

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Founded in 2001 Based in Brea, CA | East Coast Division in NJ AFN is licensed in all 50 U.S. states + D.C. 220 Branches | 1,100+ Loan Officers Direct lender to over 50 correspondent banks Direct seller to FANNIE, FREDDIE and GINNIE Ability to Broker loans as well. Over 87 approved residential broker outlets.

Like Quicken Loans, Loan Depot, Flag Star, Freedom, Carrington, Mr Cooper, New Penn, and many more.

Construction to Perm, One Time & Two Time Close, Reverse Mortgages, 203K, No Income Verified Asset & No Waiting Period for BK, Foreclosure or Short Sale Loans. Commercial & Hard Money Loans & Non-QM loans.

Over 210 Down Payment Assistance Programs Nationwide including Chenoa.

The best part about being an AFN Branch Manager is that you DO NOT have to open up a brick and mortar office unless you want too.

You can be a virtual Branch Manager.

Win More Deals

With Competitive Rates & Flexibility

You can set your margins as high as 500bps for all FHA, VA, & USDA loans, 450bps for conventional, 225bps for Jumbo, 450bps on Non-QM and we pay up to 300bps on down payment assistance loans.

Plus, full rate sheet flexibility. Win more deals because you are able to go up or down in price/rate to be the most competitive lender around.

Processing You get to charge up to $895 processing fee paid for by the borrower. Collected on CD and added to your P & L. Bonus income on top of your Branch Margin.

AFN pays out commissions weekly.

Yes...

you heard that right, weekly.

So, you will get paid the following Friday after a loan closes via direct deposit W2.

Your loan officers get paid their commissions weekly also.

No waiting for their money.

When the branches loans close we credit your P&L with the gross revenue the very next day after the loan funds. No waiting for the loan to sell in Post Closing.

So you get access to your money right away!

You have access to a LIVE P&L

You can log into your P&L, Funded Loan Report, and General Ledger 24 hours a day and see every transaction (Credits & Debits). Plus see all your closed loans and the profits on each of them. Income & Expenses.

AFN has a full-time Accounting Department that handles all your: Accounting Expenses Payrolls They will send you a payroll register every Monday morning to proof and sign off on before they disburse the payroll every Friday.

Expense Account You will receive an Expense Account with Concur Solutions, so you can expense back all business expenses to yourself tax free. Run your business with gross money, not your net paycheck.

AFN has the Marketing Tools and Co-Branded Collateral You Need.

AFN Marketing has one of the very best offerings in the industry. Our team of award-winning and seasoned marketing, creative and social media professionals is 100% focused on Loan Officer support. We are dedicated to providing Loan Officers and our Realtor® marketing partners the very best solutions and support possible.

You’ll have access to a comprehensive CRM, personalized website and Experience.com free of charge. Plus, you can work with Social Bot, ListReports, MBS Highway and much, much more!

*Realtors must pay proportionate share for any co-branded advertising. This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.

Simplicity & Speed Clients can easily apply for a home loan using a phone, tablet, or computer, and receive immediate approval and quick closing.

Expertise SNAP already knows exactly what needs to be done and will direct clients with simple, clear instruction on what to do next.

Transparency The status of their loan is accessible to them 24 hours a day, seven days a week, so there’s no waiting for an office to open to get an update.

We use Encompass Bankers Edition & Optimal Blue for pricing.

Direct Access to Processors & Underwriters via video calls on Microsoft Teams Option to have Delegated Underwriters & Processors dedicated to your branch We underwrite directly to guidelines.

NO OVERLAYS. We underwrite straight to AUS Findings.

We also do Refer/Eligible loans.

Flexible Credit Score Requirements FHA as low as 550, VA as low as 580, USDA as low as 580, Conventional as low as 620 in house.

American Financial Network, Inc. (AFN) is licensed in all 50 states + D.C.Financial We have a referral desk that you use,+so can assist American Network, Inc. (AFN) is licensed in all can 50 states D.C.you We are proud to homebuyers in help anyhomeowners state even if you’re licensed in that build partnerships and nationwide.

AFNnot always ensures our staff isstate. fully 50bps go to theinreferral desk Loanentities, Officer theand restnational of thelevels. gross trained and will knowledgeable rules of all regulatory at and the state revenue from the loan will go into your P&L.

AFN NMLS #237341 | Equal Housing Lender | Equal Opportunity Employer | Corporate: 10 Pointe Dr, Suite 330, Brea, CA 92821. This information is intended to assist Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.

Full Health & Dental Benefits Plus 401k

We have an annual

Branch Manager Conference for Branch Managers to

Annual President’s Club trip for all qualified President’s Club members

LOAN OFFICERS:

Limiting factor: Experience.com scores at or above 4.9 average • Retail: Top 10 Loan Officers by Volume (must be individual, not teams) • Retail: Top 10 by Units (must be individual, not teams) *Referral Desk excluded. | Do not include duplicates.

BRANCH MANAGERS:

Limiting factor: of positive branch cumulative and YTD PNL • Retail: Top 5 branches by Units and Volume *Referral Desk excluded. | Do not include duplicates.

DIVISION MANAGER:

• Over $600 Million per year OR 1 most profitable YTD *No exclusions for recruited branches,

closed branches, etc.- straight front end PNL combination

OPERATIONS PERSONNEL:

• Top 2 Underwriters by Score Card • Top 2 Processors by Score Card • Top 2 Closers by Score Card • Top 2 Discretionary for other departments

We a have a full

Licensing & Transition Department to make your move to AFN as seamless and smooth as possible.

No Breaks In Your Business!

Toggle between two companies until you close out your current pipeline and collect your last paycheck. Then, you switch over to AFN.

AFN EXC LUS IVE PR OG RA MS

National Mentorship Program The Mentorship Program is an opportunity for Mortgage Loan Originators across Team AFN to grow your business to your full potential. This is a 10 month program sponsored by AFN, so there is no cost to you or your branch.

National Masters Coaching Program This program is available to those who have completed the Mentorship Program or Superstars Coaching Program.

Coaching & Mentorship Programs To Help You Develop & Grow Your Business

Superstars Coaching Program This a special coaching program specifically designed for Operations and Support Teams.

MMA Millionaire Mortgage Academy An exclusive coaching program teaching the “Secrets of Success” from top Divisional Managers and our National Business Coach. This program includes strategic goal setting, centers of influence coaching and more!

Contact me today so we can show you how to triple your income in 2024!

Andrew Befumo Regional Manager NMLS: 197455 C: 732.921.3180 ABefumo@afncorp.com

500 Craig Road Suite 201 & 202, Manalapan, NJ 07726

AFN NMLS #237341 | Equal Opportunity Employer Branch NMLS# 1500631. American Financial Network, Inc. is licensed by the New Jersey Residential Mortgage Lender Branch License under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1500631. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.