Why Realtors Love Working with AFN - AMB

WHY REALTORS

®

LOVE Working With

AMERICAN FINANCIAL NETWORK, INC.

Amy Miller Belvins

ablevins@afncorp.com

Loan Officer

Phone: 336-977-6154

NMLS #682288

www.afncorp.com/amyblevinss

NATIONAL STRENGTH. LOCAL PRESENCE. As one of the nation’s largest privately held mortgage companies, American Financial Network, Inc. (AFN) has the resources to compete on a national level with the largest publicly held banks. Based in Brea, California, AFN is a direct lender with more than 220 branches supporting more than 950 Loan Officers across the nation. However, it is the one-to-one relationships with our Realtor® partners—who are working in towns and cities across America with first-time homebuyers, investors, builders, and contractors—that make AFN so successful.

Our business and referral partners are the lifeblood of our industry.

Building enduring relationships starts with building trust. At AFN, we know you work hard to find prospective clients. To acquire and keep those clients, you need a lender who shares your commitment to making the home buying experience as easy and as pleasant as possible. You need a partner who offers loan products for every situation, quick approvals and even faster turn times. AFN is that partner.

We will provide the marketing support*, technical expertise and the multi-channel communication you need to keep your clients in the know from pre-qualification to closing and beyond.

AFN Year Over Year Growth 2001

2009

2012

2013

2015

AFN Founded by Jack Sherman in Chino Hills, CA

AFN Receives FHA Full Eagle

AFN Funds > $1B and is Licensed in 17 States

AFN Becomes FNMA Seller/Servicer and Ginnie Mae Issuer

AFN Funds > $3B, Ranked Top 50 in the Nation and Licensed in Over 40 States

2017

2018

2019

2020

AFN Funds > $4B, Ranked one of America’s Fastest Growing Companies

AFN Funds > $4.2B, Ranked Top Mortgage Employer

AFN Funds > $7.6B, Licensed in 50 States + Distict of Columbia

AFN Funds > $13.6B and Funded > $1B 9 Months In A Row

*Realtors must pay proportionate share for any co-branded advertising.

C O M M U N I C AT I N G EVERY STEP OF THE WAY Milestone Updates - Our system automatically provides real-time milestone alerts. Your Loan Officer will send you and your customers personalized, periodic updates.

Meeting Deadlines - At AFN, we understand that in today’s competitive market there are often multiple offers, and meeting financing contingency deadlines is just as important as timely closings. We strive to do both.

Timely Closings - You set the closing deadline, not us. If there is an issue with it we will let you know in advance. Otherwise, we strive to get the closing package there on time, every time.

Nurturing Referrals After Closing - At AFN, we keep referral relationships strong, even after closing, with our 3-year loyalty campaign. We issue 48 unique communications to keep us in touch with our customers in a fun, interesting, and carefree way.

The AFN Strategy Partner Focused Our personalized partnership strategy reflects a culture that is both flexible and empowering; one that appreciates the power of collaboration and can provide the necessary support to ensure success. My goal as your Loan Officer is to simplify the process, remove obstacles, and keep you informed so that we may both enjoy the benefits of our shared success.

Operational Excellence Speed, accuracy, and consistency are critical to closing a deal and making your homebuyer happy. Client satisfaction is the key to future business and referrals from family and friends. AFN has the infrastructure, products, streamlined processes, and—most importantly—the people to deliver a level of service that will delight your clients. When you partner with AFN, you partner with a company built on core values, streamlined operations, and an approach to customer service founded on exceeding expectations.

Lending Distinction •

Typically 24-48 hour turn times*

•

Agency-direct

•

Broad range of loan products

•

Decentralized paperless underwriting

•

Easy-close fundings with advance wires

•

We strive for on-time, every time closings*

*Limited to loan being ready for closing. Numerous factors outside of lender’s control may lengthen or cause significant delays to closing.

Restrictions and Conditions Apply.

AFN understands that success in our industry is built on relationships and strengthened through personal and professional loyalties. The AFN family is comprised of talented, loyal, and committed individuals who truly support one another. Our Loan Officers know they can trust in this family spirit. When you partner with us you become part of the AFN family, too.

Agency-Direct Lender As an agency-direct mortgage lender, AFN has the loan products to meet virtually every unique need. AFN is a Fannie Mae Seller/Servicer, Ginnie Mae and Freddie Mac Issuer, and USDA & VA LAPP approved.

We have a variety of loan products from the basics like Conventional conforming, FHA, USDA, and VA, to the hard to find, like Jumbo loans.

In recognition that we cannot always be everything to everyone, we allow our Loan Officers to broker whenever necessary. Having such a wide and varied product offering gives us a unique advantage.

Fully Underwriten Pre-Approvals We offer fully underwritten pre-approvals upon request. We understand that a lot is riding on the validity and reliability of the pre-approval and we take that very seriously.

You can count on our pre-approvals to stand up where others sometimes do not.

Meeting Deadlines We understand that in today’s competitive market, where there are often multiple offers, meeting financing contingency deadlines is just as important as timely closings.

AFN has skillful teams dedicated to doing both. We know how important it is to keep promises and manage your clients’ expectations, and will help you do just that.

MARKETING

THAT HELPS US

BOTH GROW

Our Businesses AFN Marketing has one of the very best offerings in the industry.

Our team of award-winning and seasoned marketing, creative, and social media professionals is 100% focused on Loan Officer support.

They are dedicated to providing Loan Officers and our Realtor® marketing partners the very best solutions and support possible.

AFN Marketing provides turnkey solutions that create opportunities to compliantly and continually cultivate new and existing referralsource relationships!

AFN Has the Marketing Tools and Co-Branded Collateral* You Need Powerful marketing drives more business. With a marketing library that features 1,000+ pieces, from multi-media campaigns to direct-mail postcards, AFN’s marketing library is much more than just flyers.

From brochures and postcards to open house flyer support*, our marketing team creates custom materials that are co-branded and compliance approved to suit the individual needs of you and your customers.

Offerings* Include: •

Access to In-House Marketing Agency and Design Team

•

Automated Post-Closing Loyalty Campaign

•

Co-Branded Email Campaigns

•

Co-Branded First-Time Homebuyer Seminar

•

Listing and Open House Flyers

•

On-Demand Custom Library & Marketing System

•

Realtor®, Builder and Borrower Presentations, Brochures, Flyers and Booklets

*Realtors must pay proportionate share for any co-branded advertising. This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.

The Power Of

SOCIAL MEDIA

IN TODAY’S MARKET Social media is an essential source of business. Your buyers are searching online for their homes. As a Realtor®, the social media platform may be able to boost your business and increase your sales.

That’s why we feel it’s important to share the tips we’ve found useful; so we can all succeed.

We’ll send you the inside scoop on what works well on the major social media platforms with our Social News Network (SNN) Realtor Series!

A world-class digital mortgage application experience SNAP! takes just minutes to start and guides your clients through each step of the application process. They can create a profile and start an application today. There’s no obligation and it’s FREE to use.

What does SNAP! have to offer?

Simplicity & Speed Clients can easily apply for a home loan using a phone, tablet, or computer, and receive immediate approval and quick closing.

Expertise SNAP! already knows exactly what needs to be done and will direct clients with simple, clear instruction on what to do next.

Transparency The status of their loan is accessible to them 24 hours a day, seven days a week, so there’s no waiting for an office to open to get an update.

Security Clients’ information and documents are uploaded to a secure portal. The safety of their information is important to us.

All-In-One Clients can apply, upload or fax documents, and have financial information e-verified, all from the comfort of their home or while on the go.* *Documents are only required after receipt of initial Loan Estimate.

MORE

PRODUCTS

Means Selling

MORE HOMES.

the basics...

•

FHA, VA, USDA

•

203(k) Rehab

•

Conventional

•

Manufactured & Modular

•

Reverse Purchase

•

Fixed Rate & ARM

•

Jumbo

the niche...

•

Asset-Based Lending

•

Extended Rate Lock

•

Construction to Perm

•

Investment Properties

•

Non-QM Programs

•

Bank Statement Program*

•

Down Payment Assistance**

*Brokered products may have higher rates or different terms. Please contact your loan professional for more details. **Not available in all areas.

AFN NMLS #237341 | Branch NMLS# 1983737 | 331 Alcove Road 3rd Floor, Mooresville, NC 28117 American Financial Network, Inc. is licensed by the North Carolina Mortgage Branch License (L-158766-183) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1983737. Refer to www.nmlsconsumeraccess. org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This information is not intended for consumers and may not be duplicated or disseminated to the public.