Hello, First, let me tell you that you stand out amongst your peers and it shows through your success! My name is Jessica Wolf. I am the VP of Business Development at American Financial Network. I am reaching out to you because your track record is noticeably commendable, and you are the type of person I would like to build a business partnership with. I would appreciate the opportunity to meet in person and discuss how we may align to create a mutual benefit. I have the ability to designate budgeting for co-branded marketing efforts, as well as other creatives, to help with the continued growth of your business.
Timely Closings with our 21 Day Purchase Guarantee
Quick Pre-Approvals
Full Control with In-House Underwri]ng, Processing, Doc's & Funding
CRM with LiveView Access to each Prequal's Emails, Texts, Phone Calls
Please give me a call, text or email to find a time we can talk. I appreciate your time as a professional. Regards,
3 Park Plaza, Suite 450 s Irvine, CA 92614 s Ph: (949) 679-5100 s Fx: (949) 679-5200 s www.afncorp.com
Realtors must pay proportionate share for any co-branded advertising.
NATIONAL STRENGTH
LOCAL PRESENCE Why deal with an impersonal banking institution that takes you for granted or a local mom and pop shop that lacks financial strength? At AFN we provide the perfect balance of national strength and local presence. Lending since 2001
Fannie Mae Seller/Servicer
Direct Lender
Ginnie Mae Issuer
In-House Underwriting
USDA and VA LAPP approved
The American Dream. Together, we make it a reality. Fully underwritten pre-approvals We offer fully underwritten pre-approvals upon
We have the basics covered and more. We are an agency-direct lender that can give you the loan programs you expect and more.
• Jumbos
request. We understand that a lot is riding on the
• 203(k) rehab loans
validity and reliability of the pre-approval and we
• Asset-based lending
take that very seriously. You can count on our preapprovals to stand up where others don’t.
• Foreign National • Construction to perm
We keep it simple and straight-forward. It’s our job to keep you informed, meet all deadlines, and close on time.
• Extended rate locks ... and, of course, FHA, VA, USDA, Conventional, Reverse mortgage purchase loans, Purchase money second mortgages, Manufactured & Modular housing.
Let’s Build Together. Call Now! Neil Anders
Sales Manager NMLS: 223539 10 Pointe Drive Suite 330 Brea, CA 92821
Direct: 800-491-9044 Direct: 702-743-2274 nanders@afncorp.com
American Financial Network, Inc. is licensed by the California Department of Business Oversight under the Finance Lenders Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Refer to http://www.nmlsconsumeraccess.org/ and input NMLS #237341 to see where AFN is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821 ; Phone: (714) 831-4000 (NMLS ID#237341). This is not an Rev: 06/19/14© Financial Network, Inc. ReALTOR_FLYeRS_21114 offer American for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in EQUAL HOUSING this advertisement is for informational purposes only.
LENDER
© 2014 Cross Media, LLC
SUMMARY OF PRODUCTS
OFFERED BY AFN FNMA/FHLMC
FHA LOANS
JUMBO LOANS
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Purchase and refinance options Minimum FICO to 720 for investment properties, with financing available for up to 10 properties FICOs down to 620 for standard Fannie Mae financing, with 5% down (may be gift funds) As little as 5% down for first-time homebuyers
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Minimum FICO to 580 FHA Streamlines without appraisal in most cases Manufactured homes with minimum 700 FICO for purchase and 680 FICO for refinance FHA 203(k) with 96.5% LTV and minimum FICO to 620 HomePath® available with 5% down and no appraisal fees Reverse Mortgages available* FHA Back to Work program with minimum FICO to 640
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Minimum FICO score to 720 Purchase, refinance and cashout available As little as 15% down with a nonconforming jumbo loan Available for properties valued greater than $417,001, up to $3 million Max debt-to-income ratio of 43%
VA LOANS
USDA LOANS
COMMITTED TO YOU
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Minimum FICO to 580 Finance up to 100% of your home’s value VA IRRRL - No income asset documentation required and no appraisal required in most cases No down payment Gift funds acceptable for closing costs Seller can pay for closing costs Not limited to first-time home buyers
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No down payment required No minimum credit history required 2% USDA required guarantee fee can be financed Property must be located in an eligible designated rural area Brand new homes or existing properties are eligible Annual income must meet eligibility guidelines No cash reserve requirement
• • • •
Unique products to serve your clients, including Foreign National loans with minimum FICO to 680 and HARP 2.0 with minimum FICO to 620 Same Day Pre-Qualification Same Day DU approval Exceptional Customer Service Low Rates
*AFN is not a tax or financial advisor. Consult a licensed tax professional and appropriate government agencies regarding deductibility of interest and other effects on taxes. American Financial Network, Inc. is not acting on behalf of or at the direction of HUD/FHA or the federal government. Borrowers must continue to make property tax, insurance, and other maintenance payments in order to avoid risk of default. This information is intended to assist Real Estate Brokers, Agents, and other Industry Professionals, and is not an advertisement for consumer credit as defined in 12 CFR 1026.2(a)(2). This document is not intended as an offer to extend credit nor a commitment to lend. The loan interest rates, fees, and terms presented herein are for illustrative purposes only and may not be currently available. This information is not intended for consumers and may not be duplicated or disseminated to the public.
Call now to learn more! Jessica Wolf
Neil Anders
American Financial Network
NMLS: 223539
VP, Business Development NMLS# 212629 3 Park Plaza, Suite 450 Irvine, CA 92614 Cell: 714-305-5356 Office: 949-679-5178 jwolf@afncorp.com www.afncorp.com
EQUAL HOUSING
LENDER
Sales Manager
10 Pointe Drive Suite 330 Brea, CA 92821 Direct: 800-491-9044 Direct: 702-743-2274 nanders@afncorp.com
American Financial Network, Inc. is licensed by the California Department of Business Oversight under the Finance Lenders Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Refer to http://www.nmlsconsumeraccess.org/ and input NMLS #237341 to see where AFN is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821 ; Phone: (909) 606-3905 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only.
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© 2015 Cross Media, LLC