Don’t be dazzled by a high DIR

It can hide inefficient designs

Dividend interest rates (DIRs) are temporary, driven by current economic and competitive pressures. When rates change (and history economicandcompetitivepressures.Whenrateschange(andhistory shows they will) it’s the policy’s efficiency and expenses that will permanently impact what value your clients receive. Discover how Ohio National’s Prestige Whole Life products stand out for industr y-leading efficienc y.

Before investing, investors should carefully consider the investment objectives, risks, charges, and expenses of the variable annuity and its underlying investment options. The current contract prospectus and underlying fund prospectuses, which are contained in the same document, provide this and other important information. Please contact The Company to obtain the prospectuses. Please read the prospectuses carefully before investing or sending money.