new products Whole Life Policy with Early Cash Value Makes its Debut

Mutual Trust Life Insurance Company, a Pan-American Life Insurance Group Stock Company, has introduced Horizon Value participating whole life insurance. Horizon Value’s guaranteed cash values and competitive, non-guaranteed dividends grow rapidly and tax deferred, producing one of the best early cash value guarantees in the industry, according to the company. Policy owners have access, liquidity and control of this money throughout their lives through policy loans and by withdrawing values generated by dividends.

In addition to introducing Horizon Value, the company also increased the dividend scale on its single paid-up additional insurance (PUA) rider. Also, on its Flex Pay PUA Rider, it not only increased the dividend scale, it also extended the time it allows premiums to be paid to age 90, which can help with legacy and retirement planning.

“Following the announcement in late September that A.M. Best upgraded Mutual Trust’s financial rating to ‘A’ Excellent with a stable outlook, the introduction of Horizon Value is the next exciting chapter for the company,” explains Luke Cosme, Mutual Trust’s Senior Vice President, Chief Sales & Marketing Officer. “The significantly increased dividend scale and improved flexibility of our PUA riders make Horizon Value one of the most competitive participating whole life products available in the market today, all with the industry leading liquidity, access and control that agents and clients have come to expect from Mutual Trust.”

For more information, contact the company’s Sales Development Team at 800-323-7320, ext. 5140, or at SalesDeveloment@mutualtrust.com.