Tool Makes it Easier for Advisors to Illustrate Retirement Income in Tax-Deferred Accounts

Lincoln Financial Distributors (LFD) announced unique enhancements to its Lincoln Investor Advantage Visualizer—a tool designed to help advisors illustrate the potential benefits of incorporating annuities as part of a client’s comprehensive retirement plan. Powered by investment research firm Morningstar, the interactive and online income-planning tool now includes a dynamic Tax Deferral Illustrator (TDI) designed to demonstrate the long-term impact of investing in a tax-deferred account versus a taxable account.

“With these latest enhancements, our Visualizer technology helps advisors address the impact taxes have on retirement planning and the need for income in retirement— enabling them to tell a more dynamic, compelling story. The end goal is to help clients maximize income and plan for a better future,” said John Kennedy, head of

Retirement Solutions Distribution, Lincoln Financial Distributors. “As technology evolves, we maintain our focus on identifying innovative opportunities like this that expand our product and distribution capabilities—making it easier for advisors to have more meaningful conversations with clients about securing retirement outcomes.”

Through the collaboration with Morningstar, the enhanced Lincoln Investor Advantage Visualizer is fully integrated with i4LIFE, Lincoln’s patented living benefit rider. The tool allows advisors to help clients visualize their potential retirement income with Lincoln Financial Group, giving advisors the ability to quickly illustrate and explain the various options available that can better help clients meet their financial goals.

“We believe our proprietary Wealth Forecasting Engine (WFE) is a sophisticated way to illustrate the power of tax deferral,” stated John

McCarthy, senior product manager at Morningstar. “We’ve created an easy-to-use tool that integrates Lincoln’s i4LIFE ® Advantage living benefit rider, giving advisors a powerful tool to walk their clients through their retirement path.”

For more information, visit www.investoradvantage.com.