Ultimate Home Living November 2014

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ultimate

home living November 2014

The Adviser. Australia No. 1:1225 Wednesday, November 19, 2014 – Page 33

ultimate

home living

Comfort from the elements CHOOSING THE RIGHT SYSTEM… HeatCoolOnline provide

professional and reliable cooling and heating services. Pictured, HeatCoolOnline Proprietor, Terry Olney. Photo: Alicia Niglia.

W I T H more than 15 yea rs indust r y ex perience , lo c a l fa m i ly ow ned a nd operated, HeatCoolOnline is making it even easier for local families to choose the right cooling or heating options for their needs.

Through the HeatCoolOnline website you can research leading brands of heating, cooling and air conditioning equipment as well as receive advice on the best system for your particular needs.

Once you’ve made your decision about the right system for your needs you’ll be contacted within 24 hours for a free inspec tion and consultation with no obligation.

HeatCoolOnline Proprietor, Terry Olney said, “Choosing the right heating or cooling for your home is a major investment and you want to feel assured that you are making the right choice. After all, the right choice will not only provide your family with comfort from the elements for many years to come, but it will also add value to your home.

“The process is simple, all you need do is browse our site, select a product that interests you and we will contact you within 24 hours for a free, no obligation site inspection by appointment. From there we

Page 34 – The Adviser. Australia No. 1:1225 Wednesday, November 19, 2014

can help you achieve the most effective and efficient system for your family’s needs at a very competitive price.”

HeatCoolOnline pride themselves on providing a professional and reliable

service throughout the entire process from consultation to installation and including after sales support. For more information on any of the available systems, visit www. heatcoolonline.com.au

Shepparton among most affordable and in-demand areas PROPERTY prices in markets like Sydney and Melbourne may be skyrocketing past buyers on a budget but in a recently compiled list of Australia’s top 50 most affordable and in demand areas compiled

by Your Investment Property magazine, Shepparton has been named as affordable and an area worthy of investor attention.

With the help of Real Estate Investar, Your Investment Property focused on 50 of the most affordable and most in demand areas around Australia. Affordable, yes.

Large population, yes. Worth investigating further? Absolutely!

Managing Editor, Nila Sweeney says the majority of these suburbs are located within

commuter markets and vibrant regional centres with a strong service offering.

“Com muter ma rkets can have qu ite boisterous real estate markets because of demand from city workers, however far away the nearest city may be, keeps pushing prices up. In this type of area, residents can have quite high incomes, despite living where property prices are very cheap.”

On the other hand, Ms Sweeney adds that regional centres tend to be cheaper because they are far removed from a capital city, but robust economic drivers ensure that the housing market isn’t dominated by negative market forces such as widespread unemployment.

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home living

A winning combination THE local Poolside Shepparton team were recently honoured for their dedication to their customers and to their industry, winning the Business of the Year – Trade Service Award at the 2014 Powercor 95 3SR FM Business Awards.

Poolside Shepparton Proprietor, Jarrod Thorp said, “It was such an honour for us to win the Business of the Year – Trade Service Award. It makes us proud to think that we are on the right track and a lot of people have taken notice of it and they’re happy for us, which means a lot.

“In large part, we believe that the award recognises just how dedicated our team is to our pool cleaning and maintenance services and in meeting the needs of our customers.

“Our Service Manager, Vince Bovalino is a very important part of the Poolside Shepparton family and he has been with our business for 22 years this month which is a remarkable achievement. Our clients know Vince, they know the quality of his workmanship and they appreciate his ‘service with a smile’ approach.

“We are really proud of the fact that we’ve been a family business for more than 31 years here in Shepparton. My parents began the business and Carolyn and I are proud to continue their traditions and to continue to provide our clients with the same high level of service.

“Providing good customer service and developing strong ties with our regular

WINNING SERVICE… Poolside Shepparton were recently announced the Business of the Year – Trade Service Award winner at the 2014 Powercor 95 3SR FM Business Awards. From left, Poolside Shepparton Service Manager, Vince Bovalino and Owner, Jarrod Thorp. Photo: Alicia Niglia. clients is how we’ve built our business and that’s how we intend to continue it.”

Poolside Shepparton is open 7 days per week, Monday to Friday 9am to 5.30pm, Saturday and Sunday from 9am to 1pm.

For more information, call into Poolside Shepparton at 8 Benalla Road, Shepparton, call 1300 654 324 or 5831 8020 or visit www.poolsideshepparton.com.au

The Adviser. Australia No. 1:1225 Wednesday, November 19, 2014 – Page 35

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Be mortgage free sooner FOR most home owners, becoming a better budgeter and making the most of savings to help ease your mortgage is pretty high on your list of priorities.

On top of other payments and debts being withdrawn from your account on a monthly basis, a mortgage is probably the last thing you think might be paid off faster, but making even a few small changes to your daily spending routine could amount to huge savings on your home loan.

Successful budgeting is about making better financial choices and doesn’t have to mean cutting out all of life’s luxuries.

If your life goal is to live mortgage-free sooner then the start of a new year is a great time to set financial resolutions. Take this time to review your budget, then look for ways to save money and make extra contributions to your home loan.

CUT BACK ON THE LITTLE THINGS - If your daily caffeine hit costs you on average $4 per coffee and you are buying one each weekday, this equates to $80 per month. By cutting back on purchasing takeaway coffee to every second day for a whole year and contributing the extra $40 per month to your home loan, you could cut almost two years off the length of your loan term, and save over $27,430 in total interest payable over the life of the loan.

BUNDLE HOUSEHOLD EXPENSES - There is no need to completely cut off your internet or pay-television to save money each month, when you could bundle them together, along with your home phone bill and mobile. Doing this can save you a small fortune.

COMPARE, COMPARE, COMPARE - You may be paying more than is necessary on your home loan, insurances, utility bills, etc. Comparing your options via a mortgage broker can help you find the best deal suited to your needs and may see you save money.

Page 36 – The Adviser. Australia No. 1:1225 Wednesday, November 19, 2014