House & Land Summer 2026 by The Adviser

2026 Adviser Summer Edition

What’s inside... 24 pages of blocks for sale, trusted home builders, local renovators, quality home furnishings and fixtures, floor covering experts, as well as an abundance of lifestyle ideas and choices.

Construction is under way on the $205 million Parkers Grove Estate in Shepparton’s southeast, with the master-planned community set to deliver 650 homes, major infrastructure upgrades and housing for around 2,000 residents. See full story & details on Page 6 ridge ridge ridge ridge ridge ridge ridge ridge

travertine travertine travertine travertinenatural dune dune dune dune natural natural grey natural grey grey grey travertine travertine travertine travertinenatural dune dune dune dune natural natural grey natural grey grey grey

earth earth earth earth earth earth earth earth

natura dune

MARKING A MAJOR MILESTONE... The first sod has been turned on the $205 million Parkers Grove Estate in the city’s south-east, setting in motion one of Greater Shepparton’s largest and most eagerly anticipated master-planned communities in recent years. Pictured from left to right are: Bre Williamson, Marketing Manager, Goldfields, Jack Burgess, Project Manager, Winslow, Bowen Calogero, Winslow Site Manager, Adrian Scaffaro, Senior Development Manager, Goldfields, Paul Cicchiello, National Director - Communities, Goldfields, Charlene Hipwell, Estate Manager, Core Projects, Alistairlimestone Kilgour. - Account Manager Quarries, Boral, granite granite granite granite limestone sandstone sandstone sandstone limestone limestonesandstone bluestone bluestone bluestone bluestone Ben Stewart, Project Marketing Director, Core Projects and Deirdre De Fazio - State Salesgranite Manager - Vic Quarries, Boral.sandstone Photo: Natashabluestone Fujimoto granite granite granite sandstone sandstone sandstone limestone limestone limestone limestone bluestone bluestone bluestone

natura natura natura natura natura natura natura natura linea dune

Exclusive to

grey

beige

rust

white

granite granite granite granite granite granite granite granite

earth earth earth earth earth earth earth earth

sandstone sandstone sandstone limestone limestone limestone limestonesandstone bluestone bluestone bluestone bluestone sandstone sandstone sandstone limestone limestone limestone limestonesandstone bluestone bluestone bluestone bluestone

Ezystone | 6

SHEPPARTON • GOULBURN VALLEY

Real estate, done properly Barolli Real Estate is an independently owned, bespoke real estate agency that brings to the people of the Goulburn Valley an agency experience like no other, where the level of service is consistent and communication is clear and transparent. We aim to create an environment where teamwork is emphasised and a workplace where solutions are ethically sought immediately when challenged. We believe in people and their dreams – clients and colleagues alike. To consistently strive towards serving people with the highest quality, most innovative, and exceptional real estate service available. We believe in challenging typical real estate methods by providing alternative, bespoke solutions. We know real estate has changed, and even more so, we know how little real estate agents have agreed to change together with time. Because of this, we see ourselves currently building a reputable, revolutionary, and bespoke real estate service that moves with time. We do so by understanding the power of teamwork, realising that true wealth is hidden in higher learning, and also by valuing every relationship we hold with our clients, our peers, and our families. The Barolli Real Estate Values are: Authenticity. Transparency. Freedom.

Start a Conversation. Buying, selling, leasing or investing. Speak with us directly in confidence.

“We don’t run the standard playbook. Every campaign is built around the property and buyer most likely pay for it.”

APPRAISAL

OUR TEAM

RESULTS

THE BAROLLI STANDARD

Know your number.

The people.

The record.

Results not promises.

We’re helping to lay the foundations of land development success in the Goulburn Valley OFF - MARKET LAND SALES

$105M+

in development land sold off-market. Quietly negotiated, no public campaigns - connecting landholders with developers sharping the region’s growth.

S O L D TO G O L D F I E L D S

S O L D TO D M P R O P E RT Y

U N D E R C O N T R AC T

Parkers Grove

Uptown 3631

More to come

Up to 650 lots

Up to 180 lots

Growth corridors

Channel Road, Shepparton landholding brokered off-market to Melbourne developer Goldfields.

Development site negociated off-market, paving the way for new homes in Shepparton.

Further land in Shepparton’s growth areas now under contract with major developers.

Hold land in a growth corridor? Talk to us before you talk to anyone else.

Meet the Barolli Real Estate Team

Dash Barolli

Adem Barolli

Tay Simsek

Lucky Manget

Rosaria Barolli

Aaron Resul

Ally Asim

If you’re looking for any type of real estate done properly, give us a call today

03 5858 4436

0423 880 710

3/112-114 Fryers Street, Shepparton • admin@barollirealestate.com.au

• RESIDENTIAL • COMMERCIAL • INDUSTRIAL • DEVELOPMENT LAND • SELLING • BUYING • LEASING • INVESTING • PROPERTY MANAGEMENT

Inside this edition of

House & Land

Simonds Homes’ tips for making the most of your home this summer��PAGE 5

Steel a smart choice for summer projects......................................................................................PAGE 17

$205M Parkers Grove Estate moves from vision to reality.............................................PAGE 6

Land lease communities touted as answer to regional housing squeeze ��PAGE 18

Showcasing premier land developments across the region.......................................PAGE 8

Building with certainty: experience and guidance you can trust.........................PAGE 19

The art of the Australian summer backyard....................................................................................PAGE 8

Mum’s summer salad favourites................................................................................................................PAGE 20

Cultivating a home for nature..........................................................................................................................PAGE 12

Grow your own cocktail.........................................................................................................................................PAGE 21

Wendy’s tips & best use for native & indigenous plants.................................................PAGE 13

What to do if you cross paths with a snake this summer..............................................PAGE 21

Your home ownership journey starts with local support...............................................PAGE 16

Ciavarella family expands to Echuca.................................................................................................... PAGE 22

Greater Shepparton property market snapshot 2026.......................................................PAGE 16

Summer entertaining without the renovation bill.................................................................. PAGE 22

Advertising bookings for the 2027 Autumn edition of House & Land are welcome by contacting The Adviser on 5832 8900

Page 4 – The Adviser, House & Land – November, 2026

Simonds Homes’ tips for making the most of your home this summer EMBRACE INDOOR AND OUTDOOR LIVING... This summer, Simonds shares its top tips for getting the most out of your indoor and outdoor spaces. Pictured is the Willandra 34.

rom long lunches with family and friends to slow mornings in the sunshine, summer is a season made for enjoying the little things. When your home is designed to embrace both indoor and outdoor living, there's even more opportunity to make the most of every moment this summer. We’ve partnered with Simonds Homes to get their best tips for making the most out of your home this summer. Outdoor living When planning your new home, creating an alfresco area that flows seamlessly from your indoor living space, offers

the perfect place to entertain, enjoy a weekend barbecue or simply unwind on a warm summer evening. Whether you're hosting a lively family gathering or enjoying a quiet meal at home, these connected spaces make everyday living feel effortless. A kitchen made for gathering The kitchen is often the heart of the home, particularly during summer when entertaining takes centre stage. Generous island benches, practical preparation areas and easy access to outdoor entertaining spaces can make hosting family and friends a pleasure, while keeping everyone connected. Let the sunshine in A home that makes the most of natural light can feel bright,

open and welcoming. Well-positioned windows, considered layouts and a thoughtful orientation can invite sunshine inside, while other inclusions such as window furnishings and covered alfresco areas offer shade and comfort when the temperatures rise. Certainty at Every Step For Shepparton buyers ready to take the next step, building with Simonds means combining over 75 years of expertise, fixed price certainty, and a lifetime structural guarantee — the foundations of a home you can truly count on. To find out more about house and land opportunities at Seven Creeks, Kialla, visit the Simonds website: https://www. simonds.com.au/vic/estates/seven-creeks-kialla T&C’s apply, visit simonds.com.au for more info.

Why choose Steeline for your next roofing project?

Reduce heating and cooling costs Lightweight and longer Low maintenance Designed and made in Australia

Strong, lightweight and energy efficient, our steel roofing is designed to look great and last long. Made from quality Colorbond® and Zincalume® steel, our roofing materials have been tried and tested to withstand the harshest Australian conditions. Steeline roofing comes in a range of colours to complement any home or building.

62 Mitchell St Shepparton | 03 5831 1935

www.steeline .com.au The Adviser, House & Land – November, 2026 – Page 5

$205M Parkers Grove Estate moves from vision to reality DELIVERING BIG... The new $205 million Parkers Grove Estate is the first residential estate approved under the Shepparton Southeast Precinct Structure Plan. With the official turning of the first sod event on Wednesday, October 28, the new estate is expected to deliver 650 homes and will accommodate around 2,000 residents. Pictured from left are: Greater Shepparton City Mayor Geoff Akers, Project Manager, Winslow, Jack Burgess and Goldfields National Director of Communities Paul Cicchiello. Photo: Natasha Fujimoto By Natasha Fujimoto

ONSTRUCTION has officially begun on the $205 million Parkers Grove Estate in Shepparton’s southeast, marking a major milestone for one of Greater Shepparton’s largest master planned communities in recent years.

Representatives from developer Goldfields, Greater Shepparton City Council and civil contractor Winslow gathered on Wednesday, October 28, to turn the first sod at the historic former pear orchard site, where the iconic Percy the Pear statue once overlooked the region’s orchards. The development

is expected to deliver 650 homes and accommodate around 2,000 residents, with land currently available from $273,500 and a range of generous lot sizes on offer. Parkers Grove is the first residential estate approved under the Shepparton Southeast Precinct Structure Plan. In March, it became

the first project to secure subdivision plan approval under the framework before launching Stage 1 sales in May. Goldfields National Director of Communities Paul Cicchiello said the project had been years in the making since the company acquired the site in 2021. He thanked Greater Shepparton City Council for its support throughout the planning process and said Goldfields was committed to building more than just a housing estate. Major upgrades to Channel Road and the Archer and Channel roads intersection are scheduled to be completed within the first few stages of the project, improving access and safety for future residents. Once complete, Parkers Grove will feature a one-hectare central park, landscaped waterways, walking trails and communityfocused open spaces. “We’ve worked to design an estate that is for everybody,” Mr Cicchiello said. “We think it’s a wonderful location. It’s within a 9-minute drive to absolutely everything you could ever need in life, so we’re very excited to deliver the estate.” The development also draws inspiration from the site’s agricultural past, with its name reflecting both the Parker family’s connection to the region and Shepparton’s celebrated pear-growing heritage. “The Parker name goes back to historic

Mooroopna, while ‘Grove’ pays homage to the pear-growing region of Shepparton and the site’s history as a pear farm,” Mr Cicchiello said. A network of wetlands will form a key feature of the community, combining water-sensitive urban design with attractive recreational spaces for residents. “The wetlands will evolve as the project evolves to be a feature, and we’ll make that a place where people can sit by the water, have a picnic, read a book and enjoy something that’s been created for the community,” he said. Greater Shepparton Mayor Geoff Akers welcomed the development, describing it as an important addition to the municipality’s housing supply. “Shepparton is the best place in rural Australia, not just rural Victoria, to do business,” Cr Akers said. “We’re certainly pleased that Goldfields has chosen to come and develop here and help us with the expansion of housing and development right across Greater Shepparton.” Titling for Stage 1 of Parkers Grove is expected in the third quarter of 2027. Land enquiries are welcome by contacting Charlene Hipwell on 1300 311 831 or visiting their offices at 378 Wyndham Street, Shepparton (opposite NAB).

Your local Professional

Tile Service CIAVARELLA’S

H O M E

L I V I N G

242 Allan Street, Kyabram

03 5852 2640

Page 6 – The Adviser, House & Land – November, 2026

Comprehensive tiling solutions including • Bathroom Renovations • Floor / Wall Tiling • Natural Stone Installation • Waterproofing • Supply of Materials Included • Screeding

ECHUCA

H O M E

L I V I N G

61-168 Ogilvie Ave, Echuca

03 5482 4511

For all your professional tiling requirements, contact Joey today

0438 315 299 Fully Licensed

ADVANCE TILE CONTRACTORS

LAND FOR SALE L AT E ST STAG E

Prices from

$380,000

Gagliardi Scott Real Estate

OP TI ON

OPTION

www.developmentedge.com.au

Rocky Gagliardi M. 0407 826 542 www.gagliardiscott.com.au

85.19

85.00

85.21

57.10

RESERVE 4852m2

75.21

28.30

11 2129m2 75.22

85.00

10.50

75.22

WELCOME TO SHEPPARTON’S NEWEST ESTATE...

17.80

28.30

12 2055m2

40.15

71.09

27.10

13 2058m2

18.90

20.55

71.09

2.20

8 2010m2

46.55

56.55

9 2293m2

28.30

10 2411m2

OP TI ON

STAG E 2

77.11

46.15

77.11

77.15

14 2005m2

7 2006m2

77.12

77.15

77.12

77.15

15 2005m2

6 SOLD 2006m

77.14

77.15

77.14

77.15

SOLD 2005m

21.53

19.88

5 2006m2

76.99

77.39

17 2065m2

83.84

76.99

4 2036m2

25.50

77.39

68.22

83.84

92.69 92.69

93.50 93.50

1 2244m2

60.82

2 2241m2

18 SOLD 2096m OPTION

93.50

33.15

3 2136m2

68.22

LIFESTYLE, LOCATION & DESIGN

• Close proximity with easy access to Shepparton CBD (5 km) • Generous lot sizes • Limited boutique lifestyle allotments offering a country BLOCKS lifestyle within close proximity to the CBD OF LAND FROM • Landscaped streetscapes and reserves • Allowing shed sizes of up to 150m2 $299,000

SELLING AGENT

Rocky Gagliardi Hosie Road

Phone Rocky Gagliardi 0407 826 542

M. 0407 826 542 www.gagliardiscott.com.au

www.gagliardiscott.com.au

182 High St, Shepparton | 70 Melville St, Numurkah | 0358 31 1800

Showcasing premier land developments across the region STANDOUT PROJECT... Stage 2 at Providence Place in North Shepparton is now available, featuring spacious allotments perfect for buyers looking to build a large family home, with ample room for a subtancial shed, outdoor enetrtaining and more. Pictured is Gagliardi Scott Real Estate Sales Executive, Jayden Gagliardi. Photo: Aaron Cordy

ELEBRATING a decade in professional property services, Gagliardi Scott has marketed more than 20 estate developments across Greater Shepparton and beyond, building a reputation as a leading independent real estate agency.

The agency offers a diverse portfolio of developments, including master-planned communities, premium acreage allotments, residential blocks and housing subdivisions designed to cater to a wide range of lifestyles and budgets.

Among its standout projects is Providence Place in North Shepparton, a family-focused community positioned within the city's sought-after education corridor. Stage 2 is now available, featuring spacious allotments, many exceeding 2,000sqm. With prices starting from $380,000, buyers have the opportunity to build a large family home, substantial shed, outdoor entertaining area, or create their ideal lifestyle property. Wide tree-lined streets and a welcoming neighbourhood atmosphere further enhance the estate's appeal. Meanwhile, Apple Blossom Estate in Shepparton East offers a semi-rural lifestyle surrounded by orchards and farmland, while

remaining just five kilometres from the Shepparton CBD. The boutique development comprises 18 allotments ranging from 2,005sqm to 2,293sqm. With prices starting from $299,000, it appeals to buyers seeking additional space for gardens, up to 150m2 sheds, pools and outdoor living. As larger residential blocks become increasingly scarce, both estates continue to provide buyers with the opportunity to build a home tailored to their lifestyle while remaining close to schools, services and everyday amenities. Enquiries are welcome by contacting Jayden Gagliardi on 0408 098 101.

The art of the Australian summer backyard A

USSIE summers and backyard living go hand in hand. Think sizzling snags, a cold drink in hand, kids running through the sprinkler and mates who somehow turn a quick catchup into an all-day affair.

Creating a great summer backyard doesn't mean having fancy landscaping or a lawn straight out of a gardening magazine, it’s about making your outdoor space somewhere you actually want to spend time. Start with some shade. Goulburn Valley summers don't muck around, so a pergola, shade sail or large market umbrella can make all the difference. A few strategically placed

trees also offer natural shade for years to come. Think about where the afternoon sun hits when positioning your seating. Make yourself comfortable. Outdoor lounges, weather-resistant cushions and a decent dining setting can turn a patch of grass into an extension of your living room. Add some fairy lights or solar-powered garden lights and the space becomes just as inviting after dark. Make entertaining easy. An outdoor kitchen or barbecue station keeps the cook part of the action, while a drinks tub filled with ice means fewer trips inside. Make sure there's plenty of seating and somewhere for guests to put their drinks and plates.

SUMMER ENTERTAINING... A few simple touches can turn your backyard into the ultimate Aussie summer entertaining spot. Photo: Supplied Bring in some greenery. Choose hardy plants suited to the local climate, mulch garden beds to retain moisture and group pots together for a pop of colour. Check how much sunlight your garden receives before choosing new plants. Make it your own. Whether it's backyard cricket, Sunday lunch with the family or a quiet spot for your morning cuppa, think

Providing Affordability, Comfort & Style CALL US FOR A FREE QUOTE

in our Goulburn Valley

We are your flooring specialist for carpet, floating floors, vinyl and much more. We have a huge range to choose from and because of buying power, you get better value! For your next conference, office or industrial space contact your locals.

66 Benalla Rd, Shepparton T: (03) 5821 0300 www.flooringxtra.com.au Page 8 – The Adviser, House & Land – November, 2026

about how you'll use the space and make that the priority. You don't need to overhaul the whole backyard. Start small, add a few thoughtful touches and build from there. After all, there's no better place to spend an Aussie summer than your own little patch of paradise.

Ph. 5831 5622

638-640 Wyndham St, Shepparton SCAN FOR YOUR FREE MEASURE + QUOTE

Beautiful windows start here. dollarcurtainsandblinds.com.au

A great range of curtains, blinds, shutters and awnings to suit every home and budget.

CURTAINS

BLINDS

SHUTTERS

AWNINGS

Great floors have arrived

at dollar curtains + blinds.

Discover carpet, timber, laminate, hybrid and vinyl flooring, with expert advice, professional installation and a great range of options for every home. CARPET

VINYL

TIMBER

LAMINATE

HYBRID

Floors. Curtains. Blinds. All under one roof.

Australia’s largest range of Curtains, Blinds, Shutters + Awnings.

TWO TRUSTED BRANDS. ONE CONVENIENT SHEPPARTON LOCATION. Ph. 5831 5622 638-640 Wyndham St, Shepparton

dollarcurtainsandblinds.com.au

SCAN FOR YOUR FREE MEASURE + QUOTE

(03) 5831 5622 638-640 Wyndham St, Shepparton

Fixed price. Lifetime warranty. Since 1949. Visit your local New Home Specialist at Edgewater Place to learn more. 138-140 Seven Creeks Dr, Kialla Scan for directions.

T&C’s apply, visit simonds.com.au for more info. CDB-U 49491.

That’s confidence.

Cultivating a home for nature A SOURCE OF ENORMOUS PLEASURE... Loving to work in her garden and to live alongside such a profusion of colour and life, Wendy said, “ We can just birdwatch from within the house because there are birds surrounding the house... I just get so much pleasure watching birds and sharing their lives with our lives.” Photo: Wendy D’Amore By Natasha Fujimoto

N the day I was fortunate enough to drive up Wendy D’Amore’s driveway on her property in Kialla West, it was one of those glorious spring mornings, just cool enough for a breezy scuttle of wind, yet still warm enough to inspire an easy-going mood. Stepping from the car, however, brought an immediate, if unexpected, sense of calm. Perhaps it was the rustle of leaves in tall river gums, the mingled fragrance of wattle blossom, grass and eucalyptus drifting on the breeze, or the melodic sing-song of a grey shrikethrush calling from the open garage. Whatever the reason, the stresses of the week seemed to simply slip away. But of course, the serenity I was beginning to feel was no accident. For Wendy, a conservationist and her husband Michael, their four-acre property is not simply a garden but a carefully crafted sanctuary where wildlife comes first, and where every plant, bird bath (there are six) and patch of native grass serves a purpose. “When we bought this garden 18 years ago it was already established, and the last owners must have loved nature as well,” Wendy said. “They loved the native environment and they’d planted mainly natives, not all natives, and they’d looked after it really well. We’ve lots of grasses here, which is fantastic, so we’ve tried to maintain those.” Backing onto Seven Creeks, which gently runs through the rear of their acreage, the couple have deliberately left half of the property as bushland as water conservation and habitat preservation lie at the heart of the garden’s design. “Because we’ve got the creek behind us and within our property, we want to keep that part of the property bushland,”

Wendy said. "If I'm going to plant a non-native it will be around the house, and the rest should be fairly self-sufficient. Not always, like in 40-degree heat, everything benefits from getting watered. But generally, it's all natives and it's a garden for wildlife." Wendy’s deep commitment to wildlife has seen the couple steadily add to what was already established, selecting plants not only for their beauty, but also for the habitat they provide. “Since moving here, we have just planted more natives, indigenous and native, so ones that belong here, and also a mixture of other natives because I can’t help myself,” Wendy laughed. “I just love all native plants. We’ve planted particularly around the boundaries as well to block noise from the road and for privacy, but also to encourage birds. The latest plants we’ve planted are a lot of prickly plants, and that’s really for fairy wrens and scrubwrens to keep them protected.” Indeed, the native plantings, together with the bushland setting, seem to be attracting quite the menagerie of local fauna, with possums, squirrel gliders, skinks, geckos, lizards, native bees and countless insects all sharing the property, while birdlife thrives among the trees, shrubs and grasses. Recently undertaking a bird count on their property, Wendy and Michael recorded 16 different species in just 20 minutes while walking around their garden. Native grasses such as wallaby grass, kangaroo grass and poa provide valuable seed sources for finches and other seed-eating birds, while flowering natives including correas, bottlebrushes, wattles, hop bushes and eremophilas provide nectar and shelter throughout the seasons. Yet for Wendy, while working in the garden is a source of enormous pleasure, it is being able to live among such a

SERENITY, BEAUTY & SUSTAINABILITY... Wendy D’Amore (pictured) loves nature deeply. An experienced conservationist, Wendy and her husband Michael have carefully evolved their-four-acre property in Kiall West to not only be a haven for the senses but a sanctuary where wildlife comes first and where every plant, bird bath (there are six) and patch of native grass serves a purpose. Photo: Natasha Fujimoto profusion of colour and life that is the greatest reward. “We love nature, and it’s wonderful to live in it,” she said. “We can just birdwatch from within the house because there are birds surrounding the house. We can sit at the back of the house with or without binoculars and just birdwatch, and we’ve deliberately set a lot of bird baths around the house. I’ve got six bird baths, and the majority I can see from somewhere in the house. “It just gives us so much pleasure watching birds and sharing our lives with them, their lives and our lives. We love it. We love being surrounded by nature.” While there is joy at the heart of Wendy’s garden, there is also conservation. While an irrigation system supplies areas closest to the house, channel water is used where watering is needed during periods of extreme heat. And while the multitude of bird baths scattered charmingly around the property attract birds and insects, they are also an important source of water for wildlife. “I really want to get across to people to put bird baths in their garden. When we get these weeks of high 30s, they are so reliant on additional water.” "It should be where they can see it from the house because you can relax inside the house, and I can just see little wrens in that bird bath there, and it brings so much pleasure." Standing among the native grasses, flowering shrubs and mature gums, watching blue-banded bee buzz among the dianellas and listening to birds call from every corner of the property, it was easy to understand exactly what Wendy meant.

We will keep you on the straight, narrow & curved WHY CHOOSE LINEMASTA? • The guy who QUOTES the job, DOES the job • Local: We are a locally owned and operated family business • We use 100% Australian products • Experience: We have been doing this for over 20 years • We pride ourselves on prompt and professional customer service

For a competitive quote, call Jarrod 0438 354 524 Page 12 – The Adviser, House & Land – November, 2026

BIRD BATHS... in the garden are not only a critical source of water for birds and insects during the hotter weather, but also attract the most delightful visitors. Pictured are three New Holland Honeyeaters taking a moment to have a refreshing drink in Wendy’s garden. Photo: Wendy D’Amore.

CONSERVATION IS AT THE HEART... of Wendy and Michael’s property, with Seven Creeks winding through the bushland that covers about half the block. Around the house, Wendy has planted an abundance of natives, along with the occasional non-native, with these gardens being the only areas watered, using channel water. Photo: Wendy D’Amore

Wendy’s tips & best use for native & indigenous plants Wallaby Grass Leave it unmown until after it has seeded so birds can feed on the seed. Important habitat plant for finches and other seedeating birds. Native grass that naturally belongs in the area. Kangaroo Grass Valuable native grass that contributes to biodiversity and wildlife habitat. Wendy promotes retaining and planting indigenous grasses wherever possible. Poa (Native Tussock Grass) Produces seed eaten by red-browed finches and other small birds. Another reason Wendy encourages keeping native grasses rather than replacing them with lawns. Saltbush Indigenous plant worth conserving and spreading through the garden. Wendy retained existing saltbush and expanded its presence on the property. Plant dense, prickly species to protect

small birds such as blue wrens and scrubwrens from predators. Hop Bush (Dodonaea viscosa) One of Wendy's favourite local natives. Great for both small and large gardens. Its seed attracts king parrots and rosellas. Useful wildlife plant that does not grow excessively large. Spreading Wattle Plant dense, prickly species to protect small birds such as fairy wrens and scrubwrens from predators. Wendy said some of her most recent plantings were specifically chosen for this purpose. Wendy's broader gardening tips Plant indigenous and native species whenever possible. • • Include native grasses, not just shrubs and trees, because they provide food for birds. • Create layered habitat with groundcovers, grasses, shrubs and trees. • Use prickly plants to provide safe shelter for small birds.

• • • •

• •

Install bird baths, particularly important during hot weather. Leave seed-producing grasses standing until birds have had a chance to feed. Develop gardens for wildlife rather than appearance alone, focusing on habitat, food sources and shelter. Keep watering concentrated around the house, while using hardy native plants elsewhere to create a more selfsufficient landscape. Retain bushland and indigenous vegetation where possible rather than clearing and replanting. Place bird bath(s) in shaded area and keep clean and full. If your bird bath is deeper, and is glazed or slippery, place a rock in the center for birds and insects to alight safely.

Thinking About Renovating, Extending or Rebuilding your home? We are here to help you with more than 40 years of experience in The Goulburn Valley

Specialising in...

•Renovations & Extensions •Garage Conversions •Bathroom & Kitchen Upgrades •Granny Flats & more Our Mision Is to deliver high quality renovations and building projects through a clear, stress free process while building long term trust with every client we work with.

“Built Right, Priced Right, Built for life” for all your construction needs!

Whether it is a new kitchen, a full home renovation, or an extra bedroom for visiting family and grandkids, we bring your vision to life with care, clarity and craftsmanship.

12 Mercury Drive Shepparton VIC 3690 P: 0434 787 946 admin@roweannebuilders.com.au The Adviser, House & Land – November, 2026 – Page 13

BPC Builder’s Registration CDB-U 62326

Construction commenced. Land titling Q3 2027

Land available from $273,500* – Just 9 minutes to Shepparton CBD – Generous lot sizes – Landscaped streets and future community park – Close to established shops, schools and train station

Build at Parkers Grove and unlock up to $18k in added value.*

$10k builder discount* Build with an eligible builder partner and enjoy $10k* your build price.

Artist Impression

Move In Pack up to $7k in Value* Includes free landscaping and the Community Infrastructure Levy (CIL) paid by the developer.

Family and friend $1k* referral bonus* Refer someone and when they settle you’ll receive $1k*.

Start your next chapter at Parkers Grove

CA L L C H A R L E N E O N 1 3 0 0 311 8 31 . Visit us at 378 Wyndham Street, Shepparton *Price subject to availability. T&Cs apply for each individual incentive. Incentives are subject to eligibility criteria and may not be combined with all

Contact the Parkers Grove team for more details.

Your home ownership journey starts with local support

HEN it comes to buying a home, the best decisions start with good information. Understanding how much you can borrow, what your repayments could look like and how different loan options may affect your budget can help you plan with confidence.

That’s where GMCU’s online calculators can help. Providing a simple and convenient way to explore options before speaking with a lending specialist, the calculators are

designed to help customers take the next step with confidence. Whether buying a first home, upgrading to accommodate a growing family, or exploring refinancing options, the calculators can help estimate repayments, understand borrowing power and compare different loan scenarios. While online tools are a great starting point, nothing replaces local expertise. GMCU’s experienced lending specialists understand the unique challenges and opportunities facing home buyers across the region and are available to provide personalised guidance

BUY A HOME WITH CONFIDENCE... When it comes to buying a home,GMCU’s online calculators can provide a simple and convenient way to explore your options before speaking with a leading specialist, so you can take the next step with confidence. Photo: Supplied every step of the way. At GMCU, the focus is on helping local people achieve their home ownership goals with lending solutions tailored to their needs, lifestyle and future plans. Thinking about buying, building or refinancing? GMCU’s online calculators can help customers explore their options and

discover what could be possible. Bank local with GMCU. Contact Kane on 0409 507 967 to discuss home loan needs. Take the guesswork out of your next move. Explore our Home Loan calculators: www. gmcu.com.au/help/tools/calculator

Greater Shepparton property market snapshot 2026 Greater Shepparton's property market continued to perform strongly throughout 2026, with steady price growth, solid rental returns and low vacancy rates driving buyer and investor interest. House values across the municipality generally increased by between 8 and 13 per cent over the year, reinforcing the region's reputation as one of Victoria's strongest regional markets.

Market Indicator

Price/Rate

Median house price

~$540,000 to ~$542,500

Median house price, Shepparton North

~$688,000

Median house price, Greater Shepparton LGA

~$598,000

Median unit price, Shepparton

~$415,500

Market Indicator

Price/Rate

Weekly house rent

~$500 to $520

Weekly rent (premium properties)

Up to ~$630

Gross rental yield

4.2% to 4.8%

Vacancy

~1.3%

Average days on market

34 to 46 days

Annual house price growth

Approximately 8% to 13%

FIND YOUR LOAN FIT

References:

Tight rental supply, with vacancy rates near 1.3 per cent, continues to support rental demand and investor returns. Realestate.com.au – Shepparton Property Market HTAG – Greater Shepparton City Property Data Investment Property Melbourne – Shepparton Investment Profile Ripe House Advisory – Shepparton North Market Analysis Heatmaps – Shepparton Suburb Data Stevens & Briant – Shepparton House Prices

HOME LOAN INVESTMENT LOAN CONSTRUCTION LOAN REFINANCING LOAN FIRST HOME BUYERS

EXPLORE MORE OPTIONS SIMON QUATTROCCHI

100 FRYERS ST, SHEPPARTON T 5831 4544

M 0421 332 233

JAQ Finance Pty Ltd ABN 82 138 222 125 Credit Representative number 417163 National Mortgage Brokers Pty Ltd. ABN 88 093 874 376 Australian Credit Licence. Loan applications are subject to normal Credit Approval Criteria and may also require approval of a lender’s Mortgage Insurer. Terms and conditions, fees and chargers apply and are available on application. Government fees may also apply.

Page 16 – The Adviser, House & Land – November, 2026

LOCALLY MANUFACTURED... From roofing and sheds to custom garages and versatile outdoor living spaces, Steeline Shepparton offers a wide range of Australian-made steel products designed to enhance homes and deliver long-term performance, appearance and value. Pictured at the company’s Shepparton manufacturing facility are Brett Jones (rear) and David Armstrong. Photo: Natasha Fujimoto

Steel a smart choice for summer projects S UMMER is the ideal time to renovate, with warmer weather providing the perfect opportunity to undertake projects that not only help protect homes from Australia’s increasingly harsh climate but also improve the way properties are lived in and enjoyed.

Whether it’s creating shade for vehicles, adding valuable storage, upgrading outdoor entertaining spaces or refreshing a home’s exterior, investing in quality materials can deliver long-term comfort, functionality and value. For homeowners seeking products that combine durability,

performance and visual appeal, Steeline Shepparton continues to be a trusted local name in roofing, fencing and cladding solutions designed to withstand regional conditions. Backed by the national Steeline Group and supported by almost four decades of local manufacturing expertise, Steeline Shepparton produces quality steel products on-site, providing tailored products for projects ranging from small home improvements to major renovations. Manufactured using genuine Australian-made BlueScope steel, including COLORBOND® and ZINCALUME®, Steeline products are renowned for their strength, longevity and contemporary style, making them a popular choice for

modern Australian homes. As regional homeowners continue to strengthen local economies by choosing to support local manufacturers, Steeline’s clients also benefit from shorter lead times, while accessing expert advice as well as personalised service throughout every stage of a project. From roofing your new home to functional sheds, custom garages and versatile outdoor living spaces, Steeline Shepparton’s range of locally manufactured, Australian-made steel products will not only enhance lifestyles this summer but remain a smart investment in long-term performance, appearance and value of any home.

ELEGANT, COMFORTABLE & BEAUTIFUL FLOOR COVERINGS

VISIT OUR SHOWROOM TODAY

S H E P PA R TO N

Melbourne Rd, Shepparton www.carpetcourt.com.au

T 5823 2600

• Roll Blinds • Shutters • Sheers • Curtains

SEE OUR NEW DISPLAY!

CARPET COURT D R E A M I T. S T Y L E I T. L I V E I T.

Call in and see Mario & Sam today!

COMING SOON!

GOUL BURN VALLE Y HW

Elegant, comfortable and beautifully tactile, carpet is a timeless option for any home whether your look is classic or more fashion-forward. Renowned for its noise-reducing and insulating qualities, today’s carpet lets you create a space that's practical without compromising on style.

KIALLA LAKES DRIVE

AMART

FURNITURE

WE ARE

HERE

The Adviser, House & Land – November, 2026 – Page 17

COULD BE A SOLUTION... Caravan & Residential Parks Victoria say residential land lease communities could play an important role in assisting retirees moving to the region to find suitable, downsized options for housing, while demand for houmes remains high. Photo: Supplied

Land lease communities touted as answer to regional housing squeeze A

S more Australians look to leave city life behind, regional Victoria is emerging as a destination of choice for retirees seeking space, connection and a better quality of life. Across communities in the Murray and Goulburn valleys, older residents are embracing the opportunity to stay active, remain close to family and enjoy the sense of belonging that country towns offer. Yet one – and perhaps not so surprising – challenge continues to stand in the way: housing.

Many retirees are ready to leave larger family homes behind, but suitable downsized options are often limited. At the same time, growing regional centres such as Greater Shepparton are facing increasing pressure on housing supply, with demand continuing to outpace availability. Caravan & Residential Parks Victoria says residential land lease communities could play an important role in addressing both issues. The industry body is calling for modest planning reforms to support the development of more communities where residents own their homes while leasing the land beneath them, creating an affordable alternative between the family home and a retirement village.

Chief executive Scott Parker said regional Victoria's ageing population and continued growth meant new housing solutions were urgently needed. "People are choosing regional Victoria in record numbers, and many of them are over 60," Mr Parker said. He said residential land lease communities could deliver quality, affordable homes within months rather than years while also freeing up larger homes for young families. As regional Victoria grows, finding housing options that support retirees while strengthening the wider community may prove essential to ensuring towns continue to thrive.

Protect your build from the ground up • Pre-construction termite barriers • Termite inspections • Residential & commercial termite management • APVMA-approved treatment systems

SCAN

to book your termite inspection today

1300 467 546 19 Telford Dr, Shepparton

www.statewidepestcontrol.com.au National strength • Local knowledge Protection built in early Page 18 – The Adviser, House & Land – November, 2026

www.ptandg.com.au

• Laser Levelling • Commercial Landscaping • Sports Field Construction

Display Home 30 Lorikeet Street Kialla

Building with certainty: Call 03 5891 1022 or visit our Shepparton office: 120 Wyndham Street.

experience and Echuca office open by appointment only: 208 Maude Street. guidance you can trust CSH Homes Pty Ltd, CDB-U 64812, CDBU-348687c. Trading as G.J. Gardner Homes Shepparton.

TEPPING into the building game today can feel daunting. Between fluctuating interest rates, evolving building regulations and ongoing economic uncertainty, it is completely understandable that starting the journey feels overwhelming.

At G.J. Gardner Homes Shepparton, clients do not have to navigate it alone. The business’s local roots run generations deep. Sharri’s father, Denis Meka, was a respected local tradesman with strong ties to the Tatura community, instilling a legacy of craftsmanship, integrity and community pride. Carrying that tradition forward, Chris and Sharri Longmore established G.J. Gardner Homes Shepparton seven years ago. Backed by Chris’ more than 20 years in construction, the dedicated team brings decades of combined expertise across building, design and planning. That depth of knowledge makes all the difference when times are uncertain. From navigating complex regulations to providing fixed-price certainty and tailored designs, the team’s experience becomes a valuable safety net for clients. G.J. Gardner Homes Shepparton works alongside trusted local tradespeople and takes the guesswork out of every stage of the building process. Being truly local also means giving back. The business proudly supports grassroots sporting clubs and partners with Fifteen Trees, having planted more than 3,000 trees across the Goulburn

NEW HOME CONSULTANTS... At G.J. Gardner Homes Shepparton, the friendly and professional team is there to help you navigate the journey of building your dream home, combining industry expertise with a customer-first approach to deliver a smooth and rewarding experience from start to finish. Pictured from left seated are new home consultants Brooke Gribben and Shelley Patone, and behind from left are Dave Williams and Stuart Gowty. Photo: Supplied Valley since 2020. There is also plenty to look forward to, with the brand-new office in Kialla opening soon. The space will feature a large selection centre showcasing fixtures and finishes to suit every style and budget. For inspiration, visitors can explore the stunning new Mandalay 312 display home in Echuca’s Yallarah Estate, opening on November 14. Offering a completely different look and feel,

it provides even more ideas for a dream home. Prospective builders can also visit the display homes at Seven Creeks Estate in Kialla, open seven days a week and showcasing two distinctly different designs. At the end of the day, G.J. Gardner Homes Shepparton is a local, trusted builder providing genuine reassurance and guidance every step of the way. To find out what is possible, visit one of the display homes or call (03) 5891 1022.

Growing with purpose.

VISIT VISIT THE THE

Cressbrook Display Home 30 30 Lorikeet Lorikeet Street Street Kialla Kialla

Call Call 03 03 5891 5891 1022 1022 or or visit visit our our Shepparton Shepparton office: office: 120 120 Wyndham Wyndham Street. Street. Echuca office open by appointment only: 208 Maude Echuca office open by appointment only: 208 Maude Street. Street. CSH Homes Pty Ltd, CDB-U 64812, CDBU-348687c. Trading as G.J. Gardner Homes Shepparton. CSH Homes Pty Ltd, CDB-U 64812, CDBU-348687c. Trading as G.J. Gardner Homes Shepparton.

Real Estate | Relationships | Results Residential Sales

Rural/Acreage/Hobby Farms

Residential Leasing & Property Management Self Storage Sheds available across three locations Land & Block Sales

Logo

187 Corio Street Shepparton

5831 6633

Wherever possible, the MASTER logo should be used.

LOGO - MASTER www.agent1residential.com.au

The Adviser, House & Land – November, 2026 – Page 19 If a situation arises where the MASTER version isn’t suitable, you should

Mum’s summer salad favourites Dedicated to Providing Exceptional Flooring Solutions for Every Space With 20 years of industry experience Located in Kyabram, we serve both the local area and surrounding regions. Offering competitive pricing from an extensive range of carpet suppliers in Australia.

We provide professional sales and installation services for all your flooring needs, both residential and commercial. • Wide range of flooring options • Personalized in-home consultations • Professional and timely installations • Exceptional customer service • Comprehensive repair and maintenance services

No job too BIG

or too small

Free Home measure & quote

0499 162 924 70 McEwen Rd, Kyabram sales@gotyoucoveredflooringcentre.com www.gotyoucoveredflooringcentre.com

SUMMER FAVOURITES... Two easy crowd-pleasers that deserve a spot at every Aussie barbecue. Photo: Supplied By Maddison Howell

HEN the weather warms up and barbecue season rolls around, it's always handy to have a couple of reliable salads up your sleeve. Whether you're serving up a Sunday roast, firing up the barbie or heading to a friend's place for a get-together, these two family favourites are easy to prepare and guaranteed to earn a spot on the table.

Straight from my mum's kitchen, these recipes are simple and best made ahead of time, leaving you with less fuss when it's time to entertain. CREAMY BACON AND POTATO SALAD Tender potato, crispy bacon and spring onion come together in a deliciously creamy sour cream, mayonnaise and cheese dressing. A perfect side for any summer spread. Ingredients 6 potatoes 5 slices of short cut bacon Spring onion 300g sour cream 1 tbsp mayonnaise ½ cup shredded cheese Method • Peel and cut the potato into small bite size pieces and cook until just tender. Sit aside. • Cut bacon into small pieces and cook. Sit aside. • Thinly slice spring onion. • In a large bowl, combine potato, bacon and spring onion and mix together. • In a separate bowl, mix together the sour cream, mayonnaise and shredded cheese. • Pour mayonnaise mixture over the potato and combined thoroughly, place in the fridge until cold and serve.

BACON AND BALSAMIC PASTA SALAD A simple mix of spiral pasta, crispy bacon, fresh tomato and spring onion, finished with a drizzle of balsamic dressing. Fresh, colourful and made for the barbecue table. Ingredients 1 pack of spiral pasta 5 rashes of short cut bacon Spring onion 2 tomatoes Balsamic salad dressing Method • Cook spiral pasta until done, strain and sit aside. • Thinley cut bacon, cook and sit aside. • Thinley slice spring onion and tomatoes. • In a large bowl combine all ingredients. • Pour over Balsamic salad dressing to taste. • Store in fridge until cold and serve. A little tip from Mum: Make both salads a few hours ahead or even the night before and pop them in the fridge until serving time. This gives them plenty of time to chill and lets all those lovely flavours come together. Sometimes the best recipes aren't complicated or fancy, they're the ones passed around the family, enjoyed year after year and always leave everyone asking for seconds.

LOCAL RENOVATION & EXTENSION BUILDERS PLANS, PERMITS AND BUILDING MANAGED FROM START TO FINISH. TRAVIS VANDERWEY 0487 734 062 www.smithandsons.com.au 97 Fryers Street, Shepparton CDB-U64133

Page 20 – The Adviser, House & Land – November, 2026

GROW YOUR OWN... Because the best drinks don’t come from a bottle shop, they come straight from the backyard. Photo: Supplied.

Grow your own cocktail W

hy buy a cocktail when you can grow one? Turn your garden, balcony or even a sunny windowsill into a mini mixologist’s paradise with a few clever plantings and a sprinkle of green-thumb magic.

Firstly, start with the essentials: herbs are the stars of any home-grown cocktail garden. Mint is a must for mojitos,

while basil adds a delicious twist to gin sours and margaritas. Rosemary brings a fragrant, sophisticated touch to a gin and tonic, while thyme pairs beautifully with citrus-based drinks. Plant them in pots with good drainage and plenty of sunshine, and they’ll reward you with fresh flavour all season long. Next, let's think beyond herbs. Strawberries, raspberries and blueberries are easy to grow and make gorgeous garnishes, muddled additions or, if you’re feeling brave, homemade syrups. Have a little more space? Try a dwarf lemon or lime

Growing with purpose.

What to do if you cross paths with a snake this summer IF YOUR PATHS SHOULD CROSS... stay clam! This summer, it would be wise to take some simple, yet safe steps, if you or your family should encounter one of these fellows. Photo: Supplied

S the weather heats up, so too do the snakes start to slither. With reports of encounters with Eastern Brown and Tiger snakes across the region already on the rise, it is important to be familiar with some essential safety tips should one cross your path in what is, after all, a shared habitat. The most important thing to remember when encountering a snake is to remain calm. Avoid sudden movements and either stand still or slowly step back, giving the animal plenty of space to move away. Most snakes will retreat if left undisturbed. If a snake should be found in the backyard or around the house, bring children and pets indoors, or move them to safety as soon as possible into an enclosed space. Never attempt to touch, catch or kill a snake, as aside from being a leading cause

of snake bites, harming a native snake is illegal under Victoria's Wildlife Act 1975. In any case, most snakes pose little threat when given an escape route and left alone. If a snake is trapped inside your home, appears injured or refuses to leave a property, a licensed snake catcher should be contacted immediately for safe removal. Preventing snakes around the home You can reduce the likelihood of unwanted visitors this summer by keeping grass short and lawns well maintained around your home and property. Also remove potential shelter such as timber piles, rocks, corrugated iron and dense vegetation, and control rodents, which are a major food source for snakes. With snake activity expected to increase 03 throughout the warmer months, a tidy yard Logo and a cautious approach remain the best defence against an unwanted, slithery encounter.

tree for a steady supply of cocktail-worthy citrus. The secret is to pick plants you'll actually use, water them regularly and harvest herbs little and often to encourage fresh growth. Keep your mint in its own pot too since it has a habit of taking over. Before long, happy hour will have a whole new meaning. Simply snip, muddle, mix and sip. Cheers to growing yourself a garden that gives back.

Real Estate | Relationships | Results Residential Sales

Rural/Acreage/Hobby Farms

Residential Leasing & Property Management Self Storage Sheds available across three locations Land & Block Sales

187 Corio Street Shepparton

5831 6633

Wherever possible, the MASTER logo should be used.

LOGO - MASTER www.agent1residential.com.au

The Adviser, House & Land – November, 2026 – Page 21 If a situation arises where the MASTER version isn’t suitable, you should

NEW STORE, SAME EXPERTISE... The team at Ciavarella’s Betta Home Living in Kyabram, led by owners Dean and Michelle Ciavarella, is excited to announce the purchase of Echuca Betta, expanding their commitment to quality products, expert advice and exceptional customer service across the region. Pictured back row from left are Dean, Mick, Pat and Aaron. Front row from left are Michelle and Ally, while team member Lou is absent. Photo: Emma Harrop

Ciavarella family expands to Echuca T

HRILLED to announce a major new milestone, after four decades owning and operating Ciavarella’s Betta Home Living in Kyabram, Dean and Michelle Ciavarella are now the new proprietors of Echuca Betta, extending their expertise and dedicated customer care across two stores and communities.

Marking an exciting expansion for the Kyabram family business, Dean and Michelle are looking forward to bringing the personal

service and strong customer relationships that are hallmarks of their business to Echuca. While continuing to offer a full range of home appliances, electronics, furniture and bedding as well as a dedicated range of mobility aids and independent living products, all under one roof, Echuca Betta will retain its familiar name as it begins a new chapter under the ownership of a local family business. For the Ciavarellas, the move is about more than expanding a business; it is an opportunity to become part of another regional community and build the same lasting

relationships that have been so important to the success of their Kyabram operation. “We’re looking forward to getting to know our Echuca customers and community and bringing the same friendly, personal service and family values that have been such a big part of our business over the years,” they said. Over the years, Ciavarella’s Betta has grown alongside Kyabram, supplying whitegoods, furniture and bedding alongside its electrical services. Throughout that growth, Dean said looking after customers has remained at the centre of the business.

“Our entire team works hard to provide the best service every time. We take our customers seriously, and I think that’s a big reason why we have grown as much as we have,” he said. While Echuca represents a new adventure for the family, the expansion does not mean saying goodbye to Kyabram. Ciavarella’s Betta Home Living will continue operating in Kyabram, allowing the family to maintain its longstanding connection with the town while establishing new relationships in Echuca.

Summer entertaining without the renovation bill

UMMER is the season for having people over, whether it's a casual barbecue, a long Sunday lunch or a few mates dropping in for a cold drink. But getting your home ready for entertaining doesn't mean spending thousands on a kitchen makeover or knocking down walls. Sometimes, a few little touch-ups is all it takes. The trick is to work with what you've already got and add a few thoughtful touches to make your home feel fresh, welcoming and ready for summer.

Here are a few easy ways to freshen things up without breaking the bank: • Let the sunshine in: Swap heavy curtains for lighter fabrics, clean the windows and open up the space. Natural light instantly makes a room feel brighter, fresher and bigger. • Add a splash of colour: Introduce summer through cushions, table runners, fresh flowers or a few colourful accessories. Think soft greens, coastal blues and warm sandy tones. • Give your furniture a shuffle: Rearrange your lounge or dining area to create better flow and make room for guests to mingle, sometimes a new layout is all a room needs.

• Style your entertaining space: A simple cheese board, a bowl of fresh seasonal fruit or a few candles can make even the most everyday dining table feel special. • Don't forget the finishing touches: Fresh towels in the bathroom, a tidy entryway and a lovely-smelling home go a long way when guests arrive. • You don't need a showroom-worthy home to be a great host, just a little creativity, a few affordable updates and a welcoming atmosphere is enough. • After all, it's not about having the fanciest house on the street, it's about making everyone feel at home.

Oxley 25 New Display Home Now Open at 139 Seven Creeks Drive, Kialla Phone: 5823 2179

New Display Home NOW OPEN Wyman 36 129 Seven Creeks Drive, Kialla Phone: 1300 545 464 Open Hours: Sat - Wed 12pm - 5pm

Page 22 – The Adviser, House & Land – November, 2026

pe lli o

your local

Cressbrook 297

Display Home Open 7 Days 1pm-4pm

display home directory

1 2

Built by locals, for locals. Across our community, everyone plays a part - and we’re proud to be right in the thick of it. Being local means cheering from the sidelines at the footy, helping out in that bring people together and keep the region moving. This isn’t just where we work - it’s where we live, raise our families, and feel connected. From saying g’day at the supermarket, or at school drop off or grabbing a coffee at the local cafe, we understand you, because we’re locals too. These are the moments that shape life across the Goulburn Valley, and they shape the way we do what we do.

Want to make sure you’re getting a great deal on your home loan? Call your local lender Kane Shephard on 0409 507 967.

1800 MY GMCU | gmcu.com.au

Goulburn Murray Credit Union Co-operative Limited. ABN 87 087 651 509 AFSL/Australian credit licence 241 364.

! Y L L A SHEPPARTON & ECHUCA

SHEPPARTON SHEPPARTON

LOW PRICES ON THE LOW PRICES ON THE

WORLDS BEST TOOL BRANDS LOCALLY LOCALLY OWNED OWNED LY! L A T & OPERATED O T L A & OPERATED TOT LY!

ECHUCA 7–9 MURRAY VALLEY HIGHWAY, SHEPPARTON ECHUCA, VICECHUCA 3564 46–52 BENALLA ROAD, SHEPPARTON, 3630

ols.com.au

(03) (03) 5821 5821 6400 6400

(03) 4440 3000

shepparton@totaltools.com.au shepparton@totaltools.com.au

7–9 MURRAY VALLEY HIGHWAY, ECHUCA, VIC 3564

sales.echuca@totaltools.co

(03) (03) 4440 4440 3000 3000

sales.echuca@totaltools.com.au sales.echuca@totaltools.com.au