Get more home for the same monthly payment. Our exclusive below-market rates give you significantly more purchasing power than what other lenders can offer today.
RATE COMPARISON
Our Rate
3.990% / 5.481% APR* 7/6 Adjustable-Rate Mortgage
Market Average
6.990% / 7.186% APR* 30-Year Fixed Mortgage
WHAT THIS MEANS FOR YOUR PURCHASING POWER
The lower the rate, the more home you can afford. Based on the same $3,337/month payment, here's how much home each rate gets you.
$875,000
$627,000
max purchase price
max purchase price
That's an extra $247,300 in purchasing power-for the exact same monthly payment.
+$247,300
GET STARTED ON YOUR DREAM! Visit us online at www.BasisHomeLoans.com *This advertised loan program is a Portfolio 7-Year Adjustable Rate Mortgage has a 30 year fully amortizing term and is based on a loan amount of $700,000 at 3.990% interest rate, 80% loan-to-value (LTV), minimum credit score of 720, 1.5 discount points, with initial payments of $3,337.87. The Annual Percentage Rate (APR) is 5.481%. The APR on your specific loan may differ from the sample used. After the initial 7-year (84-month) fixed period, the interest rate may increase by no more than 5.00% at the first adjustment, and by no more than 1.00% every 6 months thereafter, with a lifetime cap of 5.00%. At the first adjustment, the interest rate cannot increase above 8.990% or decrease below 3.00% (the margin). If the interest rate reached the lifetime maximum cap of 8.990%, your payment would be $5,627.32. Actual payment amounts will vary every six months after the seventh-year based on changes in the 30-Day Average SOFR index plus a margin, rounded to the nearest 0.125 percent. Payment amount shown does not include taxes and insurance premiums. The actual payment amount will be greater. Conditions and restrictions apply. Not all applicants will qualify. Rates and terms effective 4/6/2026 and are subject to change. The advertised loan program is a 30-year fixed rate Conventional loan with an interest rate of 6.990% (7.186% APR). The interest rate quoted assumes a loan at 80% loan-to-value (LTV), a Conventional loan amount of $501,600, a minimum FICO score of 720, with 1.5 discount points, for a primary residence. On a $501,600 loan, the APR would be 7.186% with a monthly principal and interest payment of $3,333.79. Payment amount shown does not include taxes and insurance premiums. The actual interest rate, APR and payment may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by the Lender. Not all applicants will qualify. Rates and terms are effective 4/6/2026 and are subject to change without notice. This offer is available for a limited time only. All options are not available on all programs. Regulated by Washington State Department of Financial Institutions, License #CL-2348051; Basis Home Loans LLC is an EQUAL HOUSING LENDER NMLS #2348051. 4400 NE 77th Ave, Suite 100, Vancouver, WA 98662. Corporate phone (855) 589-9507. For more licensing information basishomeloans.com/licensing-information/ | (nmlsconsumeraccess.org). This is an Advertisement.