Personal Credit Services | Adams Bank & Trust

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CHART YOUR COURSE

YOUR FINANCIAL GOALS ARE WITHIN REACH

Our relationship bankers are ready to help you chart your course towards achieving your financial goals. With a personal loan or credit card from AB&T, you can confidently take that first step knowing your community bank is behind you. We will guide you through the process to find the best financial solution for your unique circumstances and if things change, your relationship banker is just a phone call away. We work to make personal credit services simple and convenient and are always available to answer questions. We're here to help you grow.

PERSONAL LOANS*

COMPETITIVE BUYING POWER FOR LIFE'S SMALLER PURCHASES WITH THE ADDED CONVENIENCE OF WORKING WITH YOUR LOCAL RELATIONSHIP BANKER

• Auto Loans

• Debt Consolidation Loans

• Boat or Motorcycle Loans

READY RESERVE*

*Subject to credit approval.

A LINE OF CREDIT THAT IS ATTACHED TO YOUR CHECKING ACCOUNT THAT CAN BE USED FOR SMALL UNEXPECTED EXPENSES AND PURCHASES

Loan funds are advanced to cover overdrafts, either automatically or upon your request. This can be a great alternative to a credit card.

• Ready Reserve Line of Credit - Offers a competitive interest rate with credit limit up to $4,999.99

• Preferred Ready Reserve Line of Credit - Offers a competitive low interest rate with a minimum credit limit of $5,000.00

*Subject to credit approval. Stricter underwriting qualifications apply to the Preferred Ready Reserve Line of Credit.

PERSONAL CREDIT CARD*

A CREDIT CARD FOR INSTANT ACCESS TO CREDIT FOR YOUR LARGER PURCHASES

Contact your relationship banker to apply.

• MasterCard

• Preferred Points Card or Standard Card

• Competitive interest rate

*Subject to credit approval.

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