OUR 2023 EMPLOYEE AWARDS

People notice leadership. They notice when their colleagues say, “How can I help?” rather than “That’s not my job.”

That kind of personal accountability is key to our bank culture, and we all strive to lead by example. We’re honoring the winners of our annual Employee Awards on page 3 of this issue. These individuals go the extra mile on a regular basis, and their fellow employees noticed.

They were nominated and selected because they inspire all of us with their outstanding commitment to our customers and the bank.

Our “Sting” award has been renamed the Yoakam Award to honor Harvey Yoakam’s legacy with Adams Bank & Trust and the impact he had as a mentor to our banking staff. This award recognizes team members who have had a noticeable impact on bringing new relationships to the bank.

by STEVE KRAUSE president

We know that our people are our greatest asset and strength, and that’s why we make a priority of recognizing excellence and years of service. You’ll likely see familiar faces as you look over the Employee Awards and Anniversaries.

If you feel one of our employees has delivered outstanding service, please let us know so that we can pass along the compliment.

Every year, Adams Bank & Trust presents special awards to recognize excellence in our employees. A selection committee makes the final decisions from nominations submitted by their co-workers. This is a testament to these team members’ attitude, work ethic, and leadership, and we’re very proud of them. We want to congratulate all of the winners and nominees for their outstanding service to their customers, fellow employees, and the bank.

INDIVIDUAL SERVICE EXCELLENCE -

Best Of Success

INDIVIDUAL SERVICE EXCELLENCE -

Exemplary Years Of Service

Growth Award

NEBRASKA BRULE

308.287.2344

CHAPPELL 308.874.2800

GRANT

308.352.2114

IMPERIAL 308.882.4286

INDIANOLA 308.364.2215

LODGEPOLE

308.483.5211

MADRID 308.326.4223

NORTH PLATTE 308.532.5936

OGALLALA 308.284.4071

SUTHERLAND 308.386.4345

COLORADO BERTHOUD

970.532.1800

COLORADO SPRINGS

719.448.0707

FIRESTONE

303.833.3575

FORT COLLINS

970.667.4308

GREELEY 970.330.8018

LONGMONT 303.651.9053

STERLING

970.522.0698

KANSAS COLBY 785.460.7868

TOLL FREE 800.422.3488

ABTBANK.COM

ADAMS BANK & TRUST BALANCE SHEET AS OF MARCH 31, 2023

Cash in our vault, plus cash on demand from other banks where funds are deposited.

Marketable investments in bonds and other securities of the U.S. Government and its agencies.

Total of all money loaned to customers for all types of loans, such as agriculture, commercial and consumer.

Book value (after depreciation) of buildings, computers, equipments, etc.

Interest on loans earned but not collected, expenses that have been prepaid, etc.

Money on deposit by customers of the bank in the form of checking accounts, savings accounts, and certificates of deposit.

Borrowings by the bank, interest on deposits that has accrued, payable at a future date, other expenses accrued but not yet paid, deferred taxes, etc.

Par value of the investment of the stockholders for the purchase of stock.

Additional money contributed by stockholders to provide extra financial strength.

UNDIVIDED PROFITS AND RESERVES

Bank earnings left in the bank to provide added strength to meet possible future losses on loans and to replace buildings and equipment as they wear out.