G-Basic2026

2026

Benefits Enrollment Guide BASIC

This guide contains important information about the ABM Benefits Program for eligible team members. Please read it thoroughly.

G-Basic 5.11.26

Welcome to Benefits Enrollment for 2026

2026 is going to be a great year for benefits at ABM. We’re still offering our innovative array of plans, but we’re making some incredible enhancements and strengthening many key features: Free digital Tier 1 plan from Wellhub that includes 10 different premium resources, such as MyFitnessPal, Sleep Cycle, Meditopia, and GymLife. You can actually start using this digital plan immediately – no need to wait for 2026.

Instant approval on most levels of Voluntary Life Insurance coverage so you can elect or increase coverage amounts for you and/or your eligible dependents without answering medical questions.

A new program tied to our UHC and Surest Medical Plan options, delivered by Maven, that provides support for fertility and family building, as well as menopause and midlife health.

A new lower-cost medical option for team members in the Atlanta, Chicago, and Dallas areas that’s similar to ABM’s current Gold option but has a few key differences: a Primary Care Physician (PCP) is required to manage care and make referrals for specialty care; in-network coverage only through UHC’s Charter network.

Enhanced benefits offered through Cigna Healthcare’s Supplemental Insurance, providing even higher levels of benefits if you have an accident or are hospitalized.

Innovative programs within our UHC and Surest Medical options to help manage Diabetes and hypertension, assist with joint health, and provide free second opinions from Board-certified specialists. These programs are delivered by Teladoc Health, Hinge Health, and 2ndMD. Continued focus on physical and mental wellness, including 100% coverage for routine preventive care under all medical, dental, and vision options, no cost or low-cost virtual visits, and the ABM-provided Employee Assistance Program (EAP).

Cost-sharing stability in our Medical Plan options, with no changes to copays, coinsurance, and out-of-pocket maximums across all Medical Plan options (with the exception of a $100 increase in the Silver option individual deductible as part of the required increase for high-deductible plans).

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Welcome to Benefits Enrollment

Annual Benefits Open Enrollment for Current Team Members Action required: Benefits open enrollment is for ALL TEAM MEMBERS, including those who recently enrolled or made a change in coverage You must take action if you are eligible for ABM-sponsored plans. Your current Medical, Dental, Vision, Health Savings Account (HSA), and Health Care Flexible Spending Account (FSA) coverage, if any, will end December 31, 2025. Be sure to enroll and get the coverage you want for 2026.

Enrollment for New Hires/Rehires You have 31 days from your hire/rehire date to enroll. If you do not enroll, it is considered a waiver of coverage. See Enrollment Basics for more information.

This 2026 Benefits Enrollment Guide includes everything you need to understand your options and enroll. Enroll online in English or Spanish at worklife.alight.com/abm or use the Alight Mobile app.

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Welcome to Benefits Enrollment

IMPORTANT NOTICE REGARDING PLAN ACCESS This Guide contains a general overview of all ABM’s benefits offerings. Depending on your work status and location, you may have access to some of these offerings. To see the benefits specifically available to you, please access the ABM Benefits Center at worklife.alight.com/abm.

Rates are not included in this Guide and are shown when you go through the enrollment process.

Si necesita asistencia en español, por favor llame al centro de Servicio ABM al siguiente número 833.938.4635. Un agente que hable español le atenderá. Desde la página de inicio de Alight, haga clic en “Enroll Now,” haga clic en “Language Preferences” ubicado en la esquina superior izquierda, seleccione la opción para español, luego haga clic en “Save.”

Las tarifas no están incluidas en esta Guía y se muestran cuando realiza el proceso de inscripción.

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Important Notice Regarding Plan Access

Contents

6 6 6 7 7 8 8 9 9 10 10 10 11 11 11 12 13 13 14

Enrollment Basics

New Hires/Rehires Annual Benefits Open Enrollment Your Benefits During a Leave of Absence If You Do Not Enroll (During Benefits Open Enrollment) Changing Your Elections During the Year (Qualifying Life Event) Verification of Name and Social Security Number for Tax Reporting

How to Enroll

Enroll Online Use the Alight Mobile App Contact the ABM Benefits Center Updating Your Social Security Number and/or Name

Eligibility & When Coverage Begins/Ends

Team Member Eligibility Dependent Eligibility If Your Spouse or Domestic Partner Works at ABM When Coverage/Participation Begins When Coverage/Participation Ends

Directory of Resources

Important: Additional benefit plans might be offered to you There may be other benefit plans available to you that are not listed in this Guide. Be sure to visit worklife.alight.com/abm and access the “Benefits Information” tab. Once you click on that tab, then click on “Flyers" to view any other plans that might be available to you for 2026.

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Contents

Enrollment Basics

New Hires/Rehires •

You must enroll within 31 days of your hire/rehire date.

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In general, coverage will begin on the first of the month following 60 days of consecutive employment with ABM.

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Your elections will remain in effect through December 31 of the current year, unless you are no longer employed by ABM, are no longer in an eligible class, or experience a QLE (see Changing Your Elections During the Year).

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If you do not enroll during your initial enrollment period, you will not have another opportunity to enroll until the next annual benefits open enrollment, within 31 days of experiencing a change in eligible class, or within 31 days of a QLE.

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Failure to enroll is considered a waiver of coverage.

Annual Benefits Open Enrollment

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Annual benefits open enrollment is for all team members, including those recently enrolled based on being hired/rehired or who experienced a change in eligible class or QLE (see Changing Your Elections During the Year).

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IF YOU DO NOT ENROLL DURING ANNUAL BENEFITS OPEN ENROLLMENT, the chart on the following page shows what will happen to your benefits coverage.

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You may change your elections as often as you’d like during annual benefits open enrollment, October 7 – 21 (11:59 p.m. Central Time). The elections we have on file for you when the enrollment system closes will be considered your final elections and will be effective for the entire plan year (January 1 – December 31, 2026), unless you are no longer employed by ABM, are no longer in an eligible class, or experience a QLE.

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If you do not enroll during annual benefits open enrollment, you will not have another opportunity to enroll until the next annual benefits open enrollment, within 31 days of experiencing a change in eligible class, or within 31 days of a QLE.

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Failure to enroll is considered a waiver of coverage.

Enrollment Basics

Your Benefits During a Leave of Absence If you take a leave of absence, your benefits may be affected depending on the type of leave you take. To determine how your benefits are affected, refer to the applicable Summary Plan Description (SPD) located at the ABM Benefits Center on worklife.alight.com/abm.

If You Do Not Enroll (During Benefits Open Enrollment) Plan Name

What Happens If You Do Not Enroll

Medical Dental ▪ Vision

Coverage effective in 2025 will end December 31, 2025.

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▪ ▪

Health Savings Account (HSA)1 Flexible Spending Account (FSA)

Participation effective in 2025 will end December 31, 2025.

Voluntary Short Term Disability2 Voluntary Life & AD&D2, 3 ▪ Accidental Injury2 ▪ Critical Illness2 ▪ Hospital Indemnity2 ▪ Pre-Tax Commuter & Parking4 ▪ Pet Insurance ▪ Identity Theft Protection2 ▪ Legal Services ▪ Gym & Wellness Resources5 ▪ Employee Stock Purchase Plan (ESPP)5 ▪ ABM 401(k) Employee Savings Plan4

If you are currently enrolled and still meet the eligibility requirements, your current election will carry forward and will be subject to the applicable 2026 rates.

Basic Life & AD&D3 Short Term Disability ▪ Long Term Disability ▪ Employee Assistance Program ▪ Marketplace Mall

If you are offered these benefits automatically or are currently participating and still meet the eligibility requirements, your current benefits will carry forward to 2026. If you are newly eligible for any of these benefits, you will be enrolled automatically.

▪ ▪

▪ ▪

▪

Life Insurance with Long Term Care

You will not be allowed to elect coverage until the next Benefits Open Enrollment.

1 You may change or stop your contributions at any time. Any changes made mid-year will

be effective the 1st of the month following when the change was initiated.

2 You may drop coverage at anytime without a QLE, however, you may not change or

reenroll in coverage unless you experience certain changes in eligibility or a QLE. 3 You may update your beneficiary information at any time.

4 Once eligible, you may enroll, change, or stop contributions at any time.

5 You may enroll, change, or drop coverage at any time.

Enrollment Basics fi

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Depending on your work status and location, you may be eligible for some or all of the bene ts shown in the chart at left.

Changing Your Elections During The Year Qualifying Life Event (QLE) When you pay for benefits coverage using pre-tax dollars, the IRS dictates that you may only change these elections outside annual benefits open enrollment (or your initial enrollment period, if a new hire/rehire) if you have a QLE. An eligible QLE includes: •

Birth, adoption, or the placement of a child for adoption,

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Marriage,

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Divorce or legal separation,

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Death of a dependent,

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A dependent loses or gains eligibility,

•

A change in employment status for you or your spouse/domestic partner,

•

You or your spouse enroll in Medicare or Medicaid,

•

A court order requiring you to cover an eligible dependent, and

•

A significant reduction of hours, such as full-time to part-time.

Any change in your coverage must be consistent with your eligible QLE. For example, if you have a baby, you may add your child to your medical coverage; you may not remove your spouse from coverage because of the birth of your child.

You will have 31 days from the date of the QLE to change your benefits. If the QLE is due to your entitlement or loss of entitlement for Medicare, Medicaid, or Children’s Health Insurance Program (CHIP), or due to a Special Enrollment Period under the Federal Marketplace, you have 60 days to change your benefits. If you miss this deadline, your next chance to make any changes will be during the next annual benefits enrollment period or within 31 days of experiencing another QLE. NOTE: Changes related to births, adoptions, or placements are effective on the date of the event. All other changes related to a QLE are effective the first of the month following the event.

Verification of Name and Social Security Number for Tax Reporting During ABM’s annual Affordable Care Act (ACA) reporting process, the IRS notifies ABM when a team member’s or dependent’s name or Social Security number does not match IRS records. To meet Form 1095 C reporting requirements, ABM must correct these discrepancies with the IRS, as penalties may apply if they remain unresolved.

ABM is required to provide the Internal Revenue Service (IRS) with your legal name and Social Security Number (SSN) exactly as they appear on your Social Security card. The same is true for any dependents you cover.

This verification process helps prevent delays in processing your tax documents and avoid potential discrepancies with the IRS. If you have questions about your Social Security record or need a replacement card, please contact the Social Security Administration.

Please review the name and SSN you provide to ABM and confirm that they match the information on your Social Security card (or that of your dependent). If you previously submitted incorrect information, correct your information using one of the options listed on page 10.

Enrollment Basics ‑

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How to Enroll Enroll Online Visit the ABM Benefits Center at worklife.alight.com/abm.

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•

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If you have already registered, you will need to enter your User ID and Password. If you have forgotten either your User ID or Password, simply click on “Forgot User ID or Password.”

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You will be prompted to enter the last four digits of your Social Security Number (SSN) and date of birth.

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You will then be prompted to enter your password. (If you do not remember your password, click “Reset Password.”)

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If you have established biometrics (fingerprint or face ID), you can choose the option to receive a notification on the Alight Mobile app to verify your identity.

If you are a New User, click on “New User” and verify your identity. You will be asked to enter the last four digits of your Social Security number (SSN), your date of birth, and your five-digit zip code.

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Confirm security by selecting “Continue.”

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Choose your credentials by creating a User ID that is at least 8 characters.

Create and confirm a Password that is between 10-64 characters. (Passwords require 3 of these 4 elements: upper case letter, lower case letter, number, or special character.)

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Create five security questions and answers, then click “Continue.”

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Create a Service Center PIN (6-20 digits) you will need if you call the ABM Benefits Center.

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Review your benefit options, elect or waive coverage, review/update your beneficiary information (if applicable).

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Once you are satisfied with your elections, click “Complete Enrollment.” Note that your elections are saved as you go through the enrollment process and will be processed even if you do not click “Complete Enrollment.” If you elected any coverage that you do not want, you need to go back to those plans and decline coverage and/or remove dependents; otherwise, your enrollment will be processed based on the elections you entered. After clicking “Complete Enrollment” you have the option of printing your elections by clicking the blue “Print This Page” button.

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If you have an email address on file, you will receive an email that includes a link to your secure mailbox on the portal. You may print this confirmation and/or save it to your device. If you don’t have an email address on file, go to worklife.alight.com/abm and click on Health and Insurance at the top of the page. Then click “Your Coverage” under the Coverage Details column. You will then have the ability to view your elections.

How to Enroll

Use the Alight Mobile App Here are three ways to get the Alight Mobile app: 1. Text “Benefits” to 67426 (U.S. only) 2. Visit alight.com/app 3. Scan the QR code with your phone and choose the Alight Worklife option to register and make your benefit elections

Linking the App to Your Account •

In the app, choose the setup option.

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Sign in and agree to connect your device via an access code sent by text message.

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Enter the access code in the app to confirm your identity.

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Follow the directions on your device to set up your fingerprint or face identification.

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You will then be able to open the Alight Worklife site. Enter your user ID, choose the “Login with Alight Mobile” button, and use your mobile device to identify yourself to gain access.

Contact the ABM Benefits Center If you need personal assistance, simply call 833.938.4635, Monday – Friday, 7 a.m. – 7 p.m. CT. A representative will guide you through the enrollment process. You will be given a Case Number. Please write this down and use it if you have any questions or need additional assistance.

You can also communicate with the ABM Benefits Center via chat.

The ABM Benefits Center can assist via telephone in various languages.

Updating Your Social Security Number and/or Name For Team Members ABM: Call 888.328.8606, Monday – Friday, 6 a.m. – 10 p.m. CT and Saturday – Sunday, 9 a.m. – 4 p.m. CT. Able Legacy: Call 888.328.8606, Monday – Friday, 8 a.m. – 6 p.m. PT.

For Dependents

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Online: Visit worklife.alight.com/abm.

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Alight Mobile App: Visit alight.com/app or scan the QR code above.

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ABM Benefits Center: 833.938.4635, Monday – Friday, 7 a.m. – 7 p.m. CT.

How to Enroll

Eligibility & When Coverage Begins/Ends Team Member Eligibility To determine if you are eligible for benefits and to see the specific benefits plans that apply to you, visit the ABM Benefits Center at worklife.alight.com/abm, use the Alight Mobile app, or call the ABM Benefits Center. The ABM Benefits Center and Alight Mobile app will indicate the options available to you, if any, and the associated cost. NOTE: You must work at least 16 hours per week in order to be eligible for Medical, Dental, Disability (Basic & Voluntary), Life/AD&D (Basic & Voluntary), and Supplemental Insurance benefits.

New Hires/Rehires: You must enroll within 31 days of your hire or rehire date.

In general, coverage will begin on the first of the month following 60 days of consecutive employment with ABM.

Dependent Eligibility The information below will help you determine if you have a dependent who qualifies to be enrolled as an eligible dependent. You will need to provide a Social Security number (SSN) and date of birth for all dependents that you enroll, since all dependents enrolled in ABM’s benefits plans will be verified (see Dependent Eligibility Verification for more information).

Dependent coverage begins and ends when coverage for the team member begins and ends (unless otherwise noted), as described in When Coverage/ Participation Begins/Ends.

Type of Dependent

Eligibility Requirements1

Spouse

Must be legally married to the team member.

Domestic Partner2

A person of the opposite or same sex with whom the team member has established a domestic partnership.

Child (biological, adopted, foster, or step-child)

Under age 26.

Child of a Domestic Partner2

Under age 26

Child Covered Under a Qualified Medical Child Support Order (QMSCO)

Order must be a QMSCO.

Disabled Child Aged 26 or Older3

Must be incapable of self-sustained employment because of physical disability, mental or cognitive disability, mental illness, or mental health disorder; dependent on the team member for a majority of his/her financial support and maintenance; live with the team member for more than half the year; and have been covered under the plan before age 26.

1 Unless otherwise noted in the flyer specific to the benefits plan.

2 Your share of the premium for coverage for a domestic partner and/or child(ren) of a domestic partner

must be treated as after-tax. Further, the portion of the premium ABM contributes toward that coverage is subject to imputed income.

3 You will be required to complete a disabled dependent form for each benefit plan in which you enroll a

disabled child who is age 26 or older.

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Eligibility & When Coverage Begins/Ends

Dependent Eligibility Verification ABM is committed to providing affordable health care benefits for all team members and their eligible dependents. To ensure benefits dollars are equitably distributed amongst all team members, we must verify we are only paying the expenses of eligible dependents. ABM has partnered with Alight to verify dependent eligibility. Please follow the instructions provided on worklife.alight.com/abm or the Alight Mobile app when enrolling dependents. If your dependents have already been verified, they will not be required to go through this process during annual benefits open enrollment.

If you elect coverage for a new dependent, a letter will be mailed to you within three business days of adding the dependent. You will then have 30 days from the date you added the dependent to submit the required documentation. Documentation received after 30 days will not be considered. You can upload documents within 24 hours of adding a dependent on the Alight portal. NOTE: A birth announcement or hospital certification is initially considered an acceptable proof of birth, but you will ultimately need to provide a required form of documentation (i.e., official birth certificate) within the required 30-day period.

All dependent documentation must be provided to Alight, not ABM. You may upload documentation to the ABM Benefits Center at worklife.alight.com/abm or the Alight Mobile app. You may also fax documentation to Alight at 866.616.3558.

IMPORTANT: Any dependent not verified by the verification deadline date will be removed from coverage retroactively. Note that if you receive ID cards prior to submitting approved documentation, this does not indicate that your dependent(s) have been approved. If claims are incurred and paid by the plan prior to your dependent(s) being retroactively removed from coverage, you will be required to reimburse the plan the full amount paid. If you have any questions regarding the dependent verification process, please call the ABM Benefits Center at 833.938.4635.

Social Security Number (SSN) Required for Enrolled Dependents In order to comply with the Affordable Care Act of 2010, regulations from the Centers for Medicare and Medicaid Services (CMS), and carrier requirements, ABM is required to collect SSNs for all dependents enrolled in a Company-sponsored plan. This also helps ensure dependent claims are processed in a timely manner. The collection and use of SSNs is limited by federal and state laws and regulations. When an SSN is used for protected health information (PHI), Health Insurance Portability and Accountability Act (HIPAA) privacy rules dictate who can collect the information, how it can be used, and with whom it can be shared. With these rules, collection of SSNs for reporting to the IRS and CMS are considered a legitimate and necessary use of the SSN under federal law.

If Your Spouse or Domestic Partner Works at ABM If both you and your legal spouse or domestic partner are employed by ABM, please keep in mind these restrictions on electing duplicate coverage: Medical, Dental, and Vision – You may each enroll as an individual or one of you may elect Employee & Spouse coverage, Employee & Child(ren) coverage, or Employee & Family coverage. If you elect coverage separately, you cannot cover each other as a dependent and your eligible child(ren) may only be covered by one of you.

Voluntary Life Insurance – You may each elect VLI coverage as an Employee.

Alternatively, one of you may elect VLI coverage for yourself as an Employee and then elect Spouse coverage for your spouse/domestic partner. But neither of you are allowed to be covered as both an Employee and a Spouse. Further, if you and your spouse/domestic partner elect VLI separately, your eligible child(ren) may only be covered by one of you.

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Eligibility & When Coverage Begins/Ends

When Coverage/Participation Begins Eligibility Event

Coverage Begins

Team Members

Elections you make during annual benefits open enrollment will take effect beginning January 1, 2026.

New Hires

In general, the first of the month following 60 consecutive days of employment with ABM.

Rehires

First of the month coinciding with or following date of rehire if the break in service is not more than 90 days from the last date worked, provided you previously completed at least 60 consecutive days of employment.

Change in Eligibility

First of the month coinciding with or following the effective date of the change, provided you have at least 30 consecutive days of employment. (Change from part-time to full-time, transfer to a different location or client, change from Staff/Management to Frontline, or vice versa, etc.)

QLE

First of the month coinciding with or following the effective date of the event. For birth, adoption, or placement for adoption, coverage is effective on the date of birth, adoption, or placement.

When Coverage/Participation Ends Benefit Type ▪

Medical/Dental/Vision

▪ EAP

Coverage Ends Last day of the month in which you are no longer employed by ABM or are no longer in an eligible class.

Voluntary Life1 Voluntary AD&D1 ▪ Life Insurance with Long Term Care1 ▪ Accidental Injury1 ▪ Critical Illness1 ▪ Hospital Indemnity1 ▪ Identity Theft Protection1 ▪ Gym & Wellness Resources1 ▪ ▪

FSA Short Term Disability ▪ Voluntary Short Term Disability1 ▪ Long Term Disability ▪ Voluntary Long Term Disability1 ▪ Basic Life & AD&D1 ▪ Pre-Tax Commuter & Parking ▪ Legal Services1 ▪ Marketplace Mall ▪ ▪

At 11:59 p.m. the day you are no longer employed by ABM or are no longer in an eligible class.

▪

Pet Insurance1

At 11:59 p.m. the day you cancel coverage or are no longer in an eligible class. If you leave ABM, your coverage will not be cancelled, however, you should notify MetLife of your termination. Your current rates will continue through your policy anniversary date, unless you cancel coverage earlier.

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401(k)

Your contributions, if any, and corresponding matching contributions to the 401(k) end with your last paycheck, provided the annual limit has not been met. You own all vested contributions in your account.

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ESPP

ESPP contributions stop at the end of the month prior to leaving ABM. Any contributions deducted from a check issued after that time will be refunded to you.

1 You may be able to continue coverage for these plans after you terminate. Please contact the carrier.

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Eligibility & When Coverage Begins/Ends

Directory of Resources Below is a directory of all benefits plans offered by ABM. Check your benefits materials for eligibility information. If you have questions, contact the administrator shown below.

ABM Benefits Center

833.938.4635 Fax: 866.616.3558 Mon – Fri, 7 a.m. – 7 p.m. CT worklife.alight.com/abm

Medical/Pharmacy – UHC (or UHC Charter) 855.ABM.3456 or 855.226.3456 myuhc.com Policy #743018 Network: Choice Plus (or UHC Charter)

Medical/Pharmacy – Kelsey-Seybold

Concierge: 713.442.2304 24-Hour Appointment Scheduling: 713.442.0000 After Hours Nurse Hotline: 713.442.0000 kelsey-seybold.com

Medical/Pharmacy – Surest (Choice/Health) 866.683.6440 Benefits.Surest.com or Surest app Group #78800282 Network: UHC Choice Plus

Medical/Pharmacy – Kaiser Permanente choose.kp.org/abm California English: 800.464.4000 Spanish: 800.788.0616 Mandarin/Cantonese: 800.757.7585 Northern California Policy #9038 Southern California Policy #102205 Colorado 800.632.9700 Policy #26937 Georgia 404.261.2590 Policy #9334 Hawaii Oahu: 808.432.5955 Outside Oahu: 800.966.5955 Policy #15043 Mid-Atlantic States (Maryland, Virginia, Washington, D.C.) 800.777.7902 Policy #18284 Washington 888.901.4636 Policy #979600 Northwest (Oregon & Southern Washington State) 800.813.2000 Policy #14332 14

Directory of Resources

Medical/Pharmacy – Bay Bridge MEC Bay Bridge Administrators 800.845.7519 bbadmin.com Preventive care: Group #732 Hospital indemnity: Group #27974 Healthcare2U (virtual, primary, & urgent care visits) 800.496.2805 Multiplan PHCS (find a preventive care provider) 800.922.4362 multiplan.us ProCare Rx (pharmacy) 855.828.1484 memberaccess.procarerx.com/account/login

Medical/Pharmacy – HMSA 800.776.4672 hmsa.com Policy #63394

Medical/Pharmacy – Medica 952.945.8000 medica.com/members Group #78800282 Network: UHC Choice Plus

Medical/Pharmacy – Triple S 800.981.3241 ssspr.com servicioalcliente@ssspr.com

Special Medical Programs

(Included with UHC, Kelsey-Seybold, & Surest) 2nd.MD 866.269.3534 2nd.md/abm Hinge Health 855.902.2777 hinge.health/abmindustries help@hingehealth.com Maven mavenclinic.com/join/benefit support@mavenclinic.com Teladoc Health 800.TELADOC (800.835.2362) teladoc.com (Registration code: ABM) help@teladochealth.com

Dental – MetLife

800.942.0854 metlife.com/mybenefits Policy #305807 Network: PDP

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Dental – Hawaii Dental Service 808.529.9248 hawaiidentalservice.com CS@hawaiidentalservice.com Policy #1588

Dental – WDS Delta Dental (King County) 800.554.1907 deltadentalWA.com Group #00780 Network: PPO and Premier

Vision – EyeMed

866.800.5457 eyemed.com Policy/Group ID #1018671 Network: EyeMed Insight

COBRA – UHC 866.747.0048 uhcservices.com

Life with Long Term Care – Chubb

Claims & policy questions: 855.241.9891 Fax: 603.352.1179 Claims: claims@gotoservice.chubb.com Policy questions: csmail@gotoservice.chubb.com

Disability, Life, & AD&D – The Standard

855.204.3126 for Standard Insurance Company (for all calls, except for NY) 855.204.3127 for The Standard Life Insurance Company of New York (for NY DBL) standard.com Policy # varies by type of coverage

Value Added Services Life Services Toolkit – Health Advocate℠ (included with Basic Life and AD&D insurance) 800.378.5742 English: standard.com/eforms/17526.pdf Spanish: standard.com/eforms/17526spu.pdf Travel Assistance – Assist America, Inc. (included with Basic Life insurance) 800.872.1414 English: standard.com/eforms/14684.pdf Spanish: standard.com/eforms/14684spu.pdf Health Advocacy (provided by Health Advocate℠) (included with Short Term Disability insurance) 844.450.5543 English: standard.com/eforms/18390.pdf Spanish: standard.com/eforms/18390spu.pdf Health Advocacy (provided by Health Advocate℠) (included with NY DBL Disability insurance) 844.450.5543 English: standard.com/eforms/18390.pdf Spanish: standard.com/eforms/sny18390spu.pdf

Supplemental Insurance – Cigna Healthcare Accidental Injury, Critical Illness, Hospital Indemnity Claims/questions: 800.754.3207, Option 2 CignaSupplementalHealthPlans.com Policy # varies by type of coverage Claims filing: myCigna.com

Supplemental Health Solutions – Cigna Healthcare

(included with Cigna’s Supplemental Insurance) Mental Health Resources Cigna.com/MentalHealth My Secure Advantage 833.920.3895 Cigna.MySecureAdvantage.com Healthy Rewards 800.258.3312 myCigna.com

Voluntary Short Term Disability – Aflac 800.433.3036 aflacgroupinsurance.com Group #24523

HSA – Optum Health Bank 866.234.8913 Optumbank.com

FSA/Commuter – WEX 866.451.3399 Claims fax: 866.451.3245 wexinc.com

Employee Assistance Program (EAP) – TELUS Health 888.851.7032 Puerto Rico: 877.847.4530 one.telushealth.com Username: ABM (ABMPR in Puerto Rico) Password: MyEAP

Pet Insurance – MetLife

800.GET.MET8 or 800.438.6388 metlife.com/getpetquote

Identity Theft Protection – Norton LifeLock 800.607.9174 my.norton.com

Legal Services – MetLife 800.821.6400 Mon – Fri, 8 a.m. – 8 p.m. ET members.legalplans.com

Marketplace Mall – Beneplace 800.683.2886 abm.savings.beneplace.com

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Directory of Resources

Gym & Wellness Resources – Wellhub wellhub.com/en-us Help center: support.wellhub.com Download the Wellhub app

ABM 401(k) Employee Savings Plan – Merrill 800.813.9323 800.228.4015 888.221.9867 benefits.ml.com

Employee Stock Purchase Program (ESPP) – Merrill 800.813.9323 benefits.ml.com

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Directory of Resources

This Benefits Enrollment Guide (Guide) is intended to highlight some of the major provisions of ABM’s benefits plans and is not to be relied upon as a complete or detailed representation of these plans. Please refer to the Summary Plan Descriptions (SPDs) for further details on the benefits plans. Should this Guide differ from the SPDs, the SPDs prevail. The benefits plans described in this Guide may be amended, changed, or terminated by ABM at any time without prior notice to, or consent by, team members to the maximum extent permitted by law. The benefits plans do not create any contractual relationship between ABM and any team member, nor an obligation by ABM to maintain any particular benefits plan, program, or process. For positions covered by a union contract, wages and benefits are determined by the applicable union contract and may differ from the benefits plans described in this Guide.