Brighton Buzz May 2024

ALL Recycling Brighton is a prominent metal recycling facility committed to sustainability and environmental preservation. At ALL Recycling Brighton, we have played a crucial role in reducing metal waste and promoting the recycling of valuable raw materials. Operating for two years in Brighton, we have established ourselves as a trusted destination for individuals and business looking to responsibly recycle their scrap metal and receive competitive rebates in cash or check. ALL Recycling Brighton has made a significant impact on metal recycling in the city of Brighton.

ALL Recycling Brighton provides a convenient and reliable service for individuals and business looking to recycle their metal waste, and the best part is, WE PAY YOU!!!.

ALL Recycling Brighton accepts and pays for a wide variety of metals including Appliances, (including Refrigerators) steel, copper, brass, alum, aluminum cans, stainless steel, lead, farm scrap, automotive vehicles and oilfield scrap. With great customer service and competitive pricing, we strive to make the recycling process as convenient and hassle free as possible.

We are proud to have served the Brighton community for the past two years and look forward to continuing our commitment to sustainable practices. Join us in our efforts to create a greener and cleaner future (and a greener wallet for you) by choosing ALL Recycling Brighton for your metal recycling needs.

Recycling Brighton

a

staff.

As spring fills the air and the days grow longer, it brings with it not only the promise of new beginnings but also moments of reflection and gratitude – inviting us to join in several delightful rituals of the season.

Spring planting in May. There’s no better time to roll up your sleeves, dig into the soil, and sow the seeds that will bring beauty and abundance. There’s something inherently therapeutic about getting your hands dirty and nurturing life from seed to sprout.

At the heart of May lies Mother’s Day, a day dedicated to celebrating and nurturing those who have shaped our lives with boundless love and unwavering support.

And May culminates with our observance of Memorial Day as we honor the courageous men and women who have made the ultimate sacrifice in service to their country, we are reminded of the profound impact of their selflessness.

Let’s all take a moment to embrace the simple act of planting seeds as we honor the interconnectedness of our lives, and the legacy of those who have gone before us.

Down Payment Assistance —

Thedream of homeownership can feel daunting for prospective buyers struggling with saving enough for a down payment. Fortunately, there are down payment assistance programs across the U.S. that can help make homeownership more accessible. ese programs—generally offered by government agencies, non-profits, or employers—provide financial support to qualified homebuyers, typically in the form of grants, loans, or tax credits that cover part or the full down payment, and sometimes, closing costs.

Eligibility criteria, funding, and assistance amounts vary widely. Approximately 60% target first-time buyers, while others focus on certain demographics or areas. Research programs in your area to determine which ones you may qualify for and understand their requirements.

If you are considering looking for down payment assistance, you can increase your chances of success by starting early and getting your ducks lined up before applying.

• Research available programs. Keep in mind that some programs have limited funding and may have waiting lists or application deadlines.

• Prepare required documentation. You will need proof of income, assets, and financial history, and perhaps other items specific to the applicable program. Having everything ready to present can help streamline the process.

• Know your credit score and improve it if needed. e higher your score, the better your chances for approval!

e application process can be daunting, but it doesn’t have to be. Working with a professional who can help you understand and navigate the process is recommended. Give us a call—we can help!

For proven expertise in establishing your home value and/or searching for a new or existing home, please call Jan at (303) 520-4340

O ered by: Jan Hepp-Struck, Hepp Realty

with Lindsy Keeler and Michael Dahl was great! They assisted us throughout the entire process and followed up on all aspects of the sale of our house and the purchase of our new house. They even pitched in packing and loading boxes for us. They made the process easy and enjoyable. They explained our options throughout the process and advised us as to the pros and cons of each option. I can’t thank them enough for what they did for us. They also were very friendly and amicable. If we ever move again, we will gladly sign up with Lindsy and Mike again.!!!’’ – George & Bernice

Offered by: Dolan & Associates, P.C.

Bill met with his attorney and had some estate planning documents prepared. He went home and placed them in his gun safe. When his children were visiting, he proudly told them that “I took care of it.” “It” was referring to planning for his disability or death.

Bill had taken a critical step towards having an estate plan that would help things go more smoothly on his disability or death. However, like many people, he let his children believe that because he had prepared documentation, that in the future there would be nothing else to do.

Look at it from the perspective of his children. They took their father at his word, that “I took care of it” and assumed that there was nothing to do upon his disability or death. This is a critical mistake many families make. The reality is that there is a lot to do when a person dies. There are no self-executing magic estate plans that miraculously take care of things in the future. Someone has to take action and deal with matters upon your disability or death, and that “someone” is usually your family members.

Most family members don’t know what to do, how to do it, or understand how they should pay for the assistance they need. There is a 100% chance you’re going to die. And there is a 100% chance that someone will need to do something after your death. If things are going to go smoothly and effectively after your death, you must take steps to prepare your family.

Remember, estate planning is a process of preparation prior to your disability or death. It is not having a certain type of document. By taking the time to prepare, you can be assured that the process will be easier on your family.

If you would like to learn more about available estate planning options, visit: www.EstatePlansThatWork.com to sign up for a complimentary educational workshop.

Back pain affects millions worldwide, often disrupting daily life and productivity. Whether it’s a persistent ache or a sharp, stabbing sensation, the impact can be debilitating. ACUTE back pain can be immediate and last days to weeks; unlike CHRONIC back pain which might be 12 weeks or more. Amidst the quest for relief, chiropractic care and non-surgical spinal decompression offer promising solutions.

Chiropractic care, rooted in the belief that proper alignment of the body’s musculoskeletal structure can enable the body to heal itself, has gained traction as a holistic approach to managing back pain. Chiropractors use hands or instruments to realign the spine, aiming to alleviate pain and improve overall function. By addressing the root cause of discomfort rather than merely masking symptoms, chiropractic care offers a pathway to long-term relief.

Non-surgical spinal decompression, another innovative therapy gaining recognition, targets conditions like herniated discs and spinal stenosis. Unlike invasive surgical procedures, spinal decompression utilized gentle traction forces to relieve pressure on spinal discs, promoting healing and alleviating pain. is non-invasive approach not only reduces the risks associated with surgery but also boasts a shorter recovery time, allowing individuals to swiftly resume their daily activities.

Moreover, chiropractic care and non-surgical spinal decompression prioritize personalized treatment plans tailored to individual needs. Whether it’s through spinal adjustments or decompression therapy, patients receive comprehensive care designed to optimize their well-being. Call Us Now: 303-993-6092 to see if you are a candidate for

(On the corner of Bridge and Main)

$150

FREE consultation plus a Cryo facial and full body sculpting treatment for –

HUGE SAVINGS

Expires 05.31.24

Facelift backed by science. Cryo T-Shock Facial is a simple, natural, non-invasive anti-aging treatment that alters heat and cold to stimulate micro circulation in the skin. The thermal shock from

Main Benefits include:

• Smoothening of fine lines and wrinkles

• Boost of collagen production

• Face contouring

• Non-Invasive

• Life Changing Results

• Permanently Kills Fat

• Boosts Collagen, And Elastin Production

• Painless

• No Downtime

• Treat Multiple Areas At Once

• FDA Approved And Safe

• Tone Muscle

• Tighten Skin

• Improves Stretch Marks

temperature changes speeds up all cellular activities, including production of collagen and elastin, and results in tighter, brighter, younger looking skin. A typical session lasts for 40 minutes.

• Skin tone and texture improvement

• Reduction of blemishes

• Lifts and tightens skin

• Brighter skin and glow

• Reduces inflammation

Mom, You Are My Champion!

Offered by: Colorado Karate Club

Many years ago, back in the 1970’s and 1980’s when my brothers and I were just starting in Karate, my mom and dad would take us to Karate tournaments and would cheer us on, win or lose. Always from the sidelines, they did their best to support our passion for the martial arts, but oddly enough, never showed an interest in doing it themselves.

Fast forward twenty five years when I opened my own Karate school in Brighton, to see my mom, in her mid fifties, for the first time putting on a Karate uniform. She said to me after she started training, “It is so different… I’ve watched you boys for years and years, and I thought it would be easy… it’s not easy!” But that didn’t stop her, and now, for over two decades, she’s been setting an example for everyone who ever made excuses like “I’m too old to start”, or “I’ve never done anything like this before”, or “this is too hard…”

Today, at the ripe age of 76 years, she still trains consistently, making the 45 minute drive each way to our Dojo twice per week. So for me, it is a great honor to be able to recognize her hard work and dedication whenever I get a chance. is weekend will be very special, when she’ll be receiving her ird Degree Black Belt; and I couldn’t be more proud to be the one who gives it to her. She’s earned that and more.

On the other hand though, it is a funny thing, to be my very own mom’s Sensei, but I think for both of us, it is, and has been, a wonderful experience. Every night after classes we sit in my office and chat about anything - sometimes for hours -, not as a Sensei and student, but now as mother and son. I love to be able to share this with her. I’m her instructor in class, but as soon as it’s over, I’m just her son again. It’s a unique relationship of mutual love and respect which I cherish so very much.

I hope that, as we approach mother’s day this year, aside from the cards and the gifts, everyone who is still fortunate to have their moms with them will make the time to spend it with her. To me, everything seems so insufficient to show her that I care, except for the time we spend together.

To all the moms out there, have a wonderful mother’s day, and to my own mother, Janet Martens, just wanted to say that you are my champion. ¡Feliz Dia de la Madre mami!

•

•

•

•

Hearing In Noise

Several months ago, a woman came in with her significant other after he had gotten the new Genesis AI hearing aids. He was pleased with the performance and they wanted to know if there was anything that I could do for her. She was wearing her second pair of hearing aids that were just under 2 years old and she was having significant problems with hearing and understanding, especially in noise. She also was having problems understanding her friends during a weekly meeting. After removing wax from her ears and cleaning her hearing aids to see if it would offer any improvement, we set up an appointment for a comprehensive hearing evaluation. At that next appointment, we performed an air conduction test, bone conduction test, and a number of different speech tests. en we completed the speech-in-noise test which revealed just how difficult it was for her to understand in noise. Her brain just would not process multiple sound sources.

Upon finding this, I gave my recommendation for the Genesis AI hearing aids, and also recommended an assistive listening device called a Table Microphone to be used in noisy environments, such as restaurants, as well as at her weekly meeting. She decided she would like to try the devices and the following week we delivered them to her. As soon as they were fit to her, she noticed an immediate improvement in her hearing with the new hearing aids. Her ability to hear in noise improved slightly, but it still was not good enough for her to be comfortable in a noisy situation. We then reviewed how to use the Table Microphone and set a follow up appointment. When she returned the following week, she was ecstatic about the Table Microphone. She said she used it during the week, and that it was wonderful for her meeting, explaining that she heard and understood everything that was said for the first time since she started attending the meetings a number of years ago. Not only was she excited, all the other group members were excited

for her, and many expressed interest in getting the device for themselves. Since that time, I have recommended the device to several more people and had similar results.

Background noise can make it difficult for people with normal hearing to hear and understand speech. For those with even a mild or moderate hearing loss, background noise can make it impossible to understand speech. For some, simply amplifying the sounds is enough to help understand speech in background noise. But the more severe the hearing loss, and the longer a person has had hearing loss, the more difficult it becomes to understand in noise, even with hearing aids. Unfortunately, difficulty hearing in noise leads to a negative feedback loop where hearing loss leads to avoiding social interactions which leads to decreased ability to hear in noise and diminished mental and emotional health.

Hearing aid manufacturers continuously work to develop technologies and instruments to help improve hearing in all environments, but especially in noise. Some of these include advanced microphones, microphone placement, and multiple microphones on devices for directionality. In addition to hardware, the software that runs in the hearing aids works to distinguish different types of sounds and process them in such a way to make speech more audible. e latest technology actually uses processors that mimic the way the human brain separates sounds to hear in noise. e Edge Mode+ in Genesis AI devices also allows for real-time analysis and adjustments of current actual environment at just the touch of a button, and also allows for advanced adjustment using a smartphone app. For those who have lost the ability to understand in noise, external devices, such as remote microphones, table microphones or other streaming devices give a significant advantage as mentioned in the story above.

Bank-issued, FDIC-insured

We're more than just a great rate 1-year

CDs may seem uninteresting, but that's their superpower. As an investment vehicle, they offer competitive rates while generally being predictable and dependable. Call us to learn more about our boring CDs with not-so-boring rates.

* Annual Percentage Yield (APY) effective 04/16/24. CDs offered by Edward Jones are bank-issued and FDIC-insured up to $250,000 (principal and interest accrued but not yet paid) per depositor, per insured depository institution, for each account ownership category. Please visit www.fdic.gov or contact your financial advisor for additional information. Subject to availability and price change. CD values are subject to interest rate risk such that when interest rates rise, the prices of CDs can decrease. If CDs are sold prior to maturity, the investor can lose principal value. FDIC insurance does not cover losses in market value. Early withdrawal may not be permitted. Yields quoted are net of all commissions. CDs require the distribution of interest and do not allow interest to compound. CDs offered through Edward Jones are issued by banks and thrifts nationwide. All CDs sold by Edward Jones are registered with the Depository Trust Corp. (DTC).

Please contact us if you have $1,000 or more to invest.

Tim Roberts, CRPC™

Financial Advisor

129 S 4th Avenue

Brighton, CO 80601

303-659-2301

Term vs. Perm:

If you’ve been thinking about life insurance, especially if you have family, loved ones, or anyone who depends on you financially, you might be curious about the different kinds of policies available. Which type is right for you?Essentially, you can look at two main categories of life insurance: term and permanent. Term insurance is a pay-as-you-go option that covers a specific amount of time, usually 20 years or fewer. Term insurance benefits are paid to your beneficiaries free of federal income taxes if you pass away during the coverage period, but there’s no opportunity to build cash value.Permanent insurance, such as whole life or universal life, offers coverage for as long as you pay the premiums, and in addition to providing a tax-free death benefit, also offers a chance to build equity, or cash value, on a tax-deferred basis.When determining which type of insurance is appropriate for your needs, you’ll want to consider these factors:

• Cost – Term insurance is generally affordable for most people, which is why it may be particularly suitable for parents and young adults who may be at the beginning of their careers. Permanent insurance is typically more expensive, largely because it is meant to last for one’s lifetime and some of the premiums go toward building cash value in the policy and paying for other features. Generally, the younger and healthier you are when you purchase permanent insurance, the lower your rates will be.

• Length of time insurance is needed – If you think you will only need life insurance for a certain period — perhaps until your children are grown — you might lean toward term insurance. If you feel the need for life insurance for other goals throughout your lifetime, for whatever reason — you might have a special needs child, or perhaps you want to use your policy to help pay for retirement, or you wish to include the policy as part of your legacy and estate plans — you may want to consider some type of permanent insurance.

• Investment preferences – You may have heard the phrase “buy term and invest the difference.” Essentially, this just means that an investor could purchase low-cost term insurance, and then invest the money that was saved by not getting permanent insurance. is can be a valuable strategy in some situations, but people often don’t actually invest the difference. A permanent insurance policy, through the payment of premiums, may result in a steady buildup of cash value or continued contributions to the policy’s investment components. For many people, this discipline is helpful.

• Future insurability – If you have health issues, it could become difficult to get permanent insurance after you’ve reached the end of a term insurance policy. (Some term insurance policies do offer the opportunity to convert to permanent coverage, usually without the need for a medical exam.) You could avoid this potential problem by purchasing permanent insurance when you are still young and healthy.

Ultimately, you will need to weigh the various factors involved in the permanent-versus-term decision. You also might benefit from consulting a financial professional, who can evaluate which type of insurance is most appropriate for your situation. But whether it’s term or permanent, make sure you have the coverage you need to protect yourself and your loved ones.

Why Vacation?

Taking a vacation is not merely a luxury; it’s an essential aspect of maintaining a healthy work-life balance and nurturing mental and emotional well-being. Stepping away from the daily grind allows the mind and body to relax, recharge, and rejuvenate. It provides a muchneeded break from the routine and pressures of work, offering an opportunity to engage in leisure activities, and spend quality time with loved ones or oneself.

is detachment from regular responsibilities can lead to reduced stress levels, a boost in creativity, and an increase in overall happiness. Vacations also offer a chance for reflection and personal growth, allowing individuals to return to their daily lives with a fresh perspective, renewed energy, and perhaps a newfound appreciation for the world around them. In a world that often prioritizes constant productivity, taking time off is a critical act of self-care that can improve not only personal health and relationships but also enhance professional performance by preventing burnout and increasing job satisfaction.

As for me, I’m taking this good advice and taking some time off this month to enjoy the beach and do some whitewater rafting. And I hope that you can make some fun plans this year to get away, relax and enjoy some of your favorite outdoor activities as well. See you next month!

Lisa Asmussen 303-887-8584 • Lisa@headwatershw.com

What do I do if I find

Reunite - if Possible

Got Babies? Determine if Mom is still around. She can care best for her little ones!

Observe first to determine they are actually orphaned, if you do not see mom for 12 hours...

• Place baby in a shallow box w/ bedding… Google/play species specific baby sounds from under the box for 1-2 hrs.

GIVE SPACE from humans and pets.

• Baby sounds can be found at: www.sfrwildliferehab.com

NEVER TOUCH WILDLIFE WITHOUT GLOVES

Don’t Trap - Evict if Possible

Determine where the wildlife is gaining entrance to the structure – seal all other entrances/exits

• Stuff the main entrance with loose newspaper and put a few drops of eviction fluid on it

~ WAIT 24 hours and see if the paper has been removed – If it has, allow mom up to 48 hours to remove all babies to a secondary den

~ DO NOT PUT THE PAPER BACK - but leave it around.

• Play loud music in the area (or up chimney to annoy mom into moving)

~ NEVER - EVER - light a fire to remove wildlife

Local

Jewelry & Ornaments

Hay Rides

Bouncy House

Goat Yoga

Soul Retrieval

As a result of traumatic events or deep physical/emotional wounding, sometimes a piece of our soul breaks off, shredding from ourselves, and flees to a place of perceived safety in the astral realms. There it hides, until it is called back, if it is ever called back. This leaves our soul incomplete and fragmented, it leaves us less and less able, over time, to emotionally cope with life and to experience desire and enthusiasm for life . Retrieving these lost pieces of soul is deep meditative work using Shamanic techniques. With the assistance of our guides, I will assist you in your journey to find those lost pieces. I will guide you in the process of reintegrating the lost fragment back into your soul. This integration brings relief from unknown longings, doubts and fears, while enlivening and healing the soul as it moves towards completeness. Do I need it?

Anyone who has experienced a significant traumatic event or a deep physical/ emotional wounding in their life, (this lifetime or past lifetimes), will benefit from soul retrieval. The human race has been on this planet for over 12,000 years, experiencing multiple lifetimes and multiple traumas. I have yet to meet anyone who does not have a fragmented soul.

Is it safe?

Yes. The process is non-invasive, compassionate and private; you will not need to re-experience the trauma, although you may become aware of it and some memories may resurface. Homework will be given to assist you in the continued integration of your soul fragment for a short time after the actual work is performed.

Call/Text Wellyssa to schedule: 720-732-5798 or email: wellyssaspellsong@gmail.com

CONCERTS MOVIES WITH KIDSʼ

JUNE 6

PM,

JUNE 20

Hwy 7 (Country) 7 PM, Founders Plaza JULY 18

Saturday, June 1

10 am - 5 pm CARMICHAEL

PARK

ENTERTAINMENT

STAGE LINEUP

10 - 11:30 AM

MELLOW ROCK DUO

Reminisce

12:30 - 2 PM

DANCE HITS

Dance Machine

FOOD • live music • beer garden • Kids’ fun

•

•

•

JOIN

REPLACEMENT THERAPY

Do you ever feel like something just isn’t right? It could be your hormones. Let’s talk how hormones affect everything about your health.

:

• Reduced mental focus & memory

• Fatigue, lack of energy

• Difficulty sleeping

• Feeling down, mood swings, on edge

• Muscle and/or joint discomfort

• Reduced sexual desire and performance

PATIENTS TELL US THEY EXPERIENCE:

* These

MEDICARE Need Help?

CONTACT ME

• Pistol Classes

• CCW Certification

• Private Range Shooting

• Safe, Family-friendly Environment

Our goal at Roggen Peaks Ranch is to train and encourage shooters to reach their full potential and to provide a safe, private shooting range for our members. We offer a comfortable, ‘move at your pace’ environment, with four outdoor ranges and a clubhouse facility for classes and members.

SIGN UP TODAY FOR A CLASS or contact us for shooting opportunities.

SIGN UP ONLINE at www.roggenpeaks.com

650-941-4840

Using Medicare When Traveling

Offered by:

I hope you’re enjoying nicer weather and ready for all the pretty colors of spring and summer. I know that this time of year brings about thoughts of travel.

If you have Medicare, you may or may not know how your Medicare coverage works when it comes to travel. In fact, a lot of people I meet with usually have a little bit of fear around traveling and what might follow if they have a medical emergency.

ere are a few ways that Medicare plans cover you when you’re traveling

e first is the Medicare Advantage Plan. Medicare Advantage Plans come with emergency and urgent coverage across the country. Some of the plans also give you emergency worldwide coverage. is means that if you’re on vacation or visiting family out of town and an emergency arises, you are able to go to the closest emergency room and you’ll be covered just as if you would have been in your home area. e same applies to Urgent Care.

With worldwide emergency coverage, you are covered out of the country if a medical emergency happens. Here are the steps, while you are there you will need to pay the bill, keep the receipt and when you come home, submit the receipts to your insurance carrier for reimbursement. e plan will pay just as if it would have paid had you been in the country. A lot of these plans will waive the Emergency Room Copay when you are out of the country. Unfortunately plans cannot bill internationally but they can reimburse you. e second arrangement is if you have Medicare as your primary payer, you can go to any provider in the country who accepts Medicare. You might also have Tricare for Life, Champ VA, or a Medicare Supplement. ese plans will pay second after Medicare has paid. With Medicare you are only covered in the United States, with limited coverage near the US border. Some Medicare Supplements have a small lifetime amount of Foreign Travel Emergency Coverage (Plans C, D, F, G, M & N).

If you’re not sure what your plan includes, I am happy to help. Please feel free to give me a call at 720-655-6015.

Tax season can be stressful for many taxpayers, but did you know that you have the power to take control of your taxes throughout the year? By using the Tax Withholding Estimator at IRS.gov, you can ensure that you are withholding the right amount from each paycheck. Here’s a look at why.

Accuracy Leads to Financial Stability

When you fi ll out your W-4 form, you provide information about your fi ling status, dependents, and other relevant details. However, life changes such as marriage, having children, or taking on a second job can impact your tax liability. Using the Tax Withholding Estimator allows you to input current information and receive an estimate of how much tax should be withheld from your paychecks. is can prevent underpayment penalties or receiving a smaller refund than expected.

Avoid Surprises at Tax Time ese surprises can be caused by incorrect withholding throughout the year. By using the Tax Withholding Estimator, you can adjust your withholding to align with your actual tax liability. is can help you plan your finances better, avoid unexpected tax debts, and ensure you receive the refund you deserve.

Customize Your Withholding

A one-size-fits-all withholding strategy may not work for everyone.

e Tax Withholding Estimator considers various factors such as income, deductions, credits, and tax obligations to provide a personalized withholding recommendation. e calculator can help you customize your withholding to meet your financial goals.

Stay Compliant and Reduce Stress

Using the Tax Withholding Estimator ensures that you are meeting your tax obligations accurately based on current tax laws. is proactive approach not only reduces stress during tax season but also gives you peace of mind throughout the year, knowing that you are on the right track with your taxes.

Take advantage of this valuable tool and achieve greater financial stability. https://www.irs.gov/individuals/tax-withholding-estimator

Bird Conservancy of the Rockies

BIRD CAMPS

Bird Conservancy of the Rockies connects your camper to birds and the natural world through learning, outdoor play, and exploration!

Camps for ages 4 to 13

Brighton ,CO

Day camp programs run from 9am-4pm, except for Wild Nestlings which runs from 9am-Noon.

Wild Nestlings: July 29-August 2, 2024 | Ages 4-5 | $120.00

Budding Birders: July 22-July 26, 2024 | Ages 6-7 | $240.00

Raptor Camp: July 15-19, 2024 | Ages 8-9 | $240.00

The Big Week: June 10-14, 2024 | Ages 10-11 | $285.00

Birding Adventure Camp: June 3-7, 2024 | Ages 12-14 | $340.00

Camps for ages 12 to 17

Taking Flight: July 7-12, 2024 | Ages 12-14 | $950.00

On the Wing: June 20-28, 2024 | Ages 15-17 | $1400.00

To register, apply for scholarships, or for more information, visit birdconservancy.org/birdcamps

Questions? Contact Camp Manager, Becky Heath at becky.heath@birdconservancy.org or by phone at (303) 659-4348 x 49

approvals!

part-time pre-k class

for all 3 and 4 year olds..

class is on Tuesdays, Wednesdays and Thursdays from 8:45-12:15 and is FREE for all 4 year old’s through the Universal Preschool Program.

call us for a tour and we can give you more information!

• Financial Planning

• Investment Advice

• Life Insurance

• Disability Insurance

• Long Term Care Insurance

• College/529 Plans

• Annuities

• Social Security Strategies

• IRAs & Roth IRAs

• Investment Accounts

• REITs

• Business Succession Planning

• Company Retirement Plans

How To Manage Your 401(K) When You Switch Jobs

Considering all options for managing funds in a former employer’s retirement plan

Presented by T. Lloyd Worth, Worth Wealth Management

Inthe past, baby boomers and Generation Xers often held on to jobs for 10 or more years. Some professionals stayed with the same company for most of their working lives. e Great Recession changed this for many. Now, people have become more comfortable moving from job to job. Millennials are especially adept at this. ey change jobs three times more often than other generations.

Changing jobs introduces a new dilemma for people, regardless of why or how often they do so: what to do with the 401(k) account they had with their former employer. Should they consider taking the cash distribution, or could there be a better choice?

Consider All Options

Here are some options to consider:

1. Take the cash: When people make financial decisions, they may choose to do so based on interest rates and cash in hand. But another important factor to consider is taxes. When you take cash distributions from your 401(k) account, you may pay a lot of money in taxes and fees. is includes a 20% federal withholding tax and then another 10% penalty for people who are under the age of 59 ½ years old.

2. Directly roll the money into an IRA: An individual retirement account (IRA) is much like a 401(k), but it can remain independent of any employer. You may want to consider this option if you change jobs often or if a new employer does not offer retirement plans.

3. Use the new employer’s plan: Some professionals prefer to keep rolling their 401(k) savings forward. You may want to consider this option if you mostly work corporate jobs with good 401(k) plans. Rolling the money over directly from one employer to the next may also help to eliminate any fees from the IRS. Note that even if you are not yet eligible to contribute to your new employer’s retirement plan, you should be able to roll over your money.

4. Keep the old plan: If you have at least $5,000 in your old retirement account, your employer must allow you to retain your 401(k) account if you want to. You can no longer make contributions to the account, but you can make decisions regarding the investment of your assets. You may want to consider this option if you leave your job to start a business or want to add some diversity to your retirement holdings.

e Importance of Research

e right approach depends on a number of factors. Aside from those mentioned above, you should consider the rules at your company as well as longevity. Is the company in financial trouble? What happens to your retirement plan if it goes under? Some employers may also set lower thresholds to allow former employees to leave their retirement accounts behind. Speak directly with the human resources department to get some answers.

Another good source of reputable information is financial professionals. At LPL Financial, our team helps clients to navigate these and other important decisions that impact their economic future. Start working with one of our professionals today.

For a free consultation, contact Lloyd Worth, Worth Wealth Management, (303) 558-0214, Lloyd.Worth@LPL.com.

1. https://www.gallup.com/workplace/231587/millennials-job-hoppinggeneration.aspx

2. https://money.usnews.com/money/retirement/401ks/articles/whathappens-to-your-401-k-when-youleave-your-job

3. https://www.irs.gov/retirement-plans/plan-participant-employee/ retirement-topics-termination-ofemployment

Pushing Past Obstacles to Physical Activity

Offered by: Dawn Dycus, MD, - Brighton Pediatrics

Despite the benefits of regular physical activity, many families have excuses for why they aren’t more active. Benefits of physical activity include spending time with friends and family, maintaining a healthy weight, improving body image, increasing energy levels, decreasing stress, and just plain having fun! Some excuses or barriers to getting enough activity include things like: “I don’t have enough time,” “I’m not good at any sports,” “I’m too overweight,” or “My neighborhood just isn’t safe enough.”

For each obstacle, there are several solutions that could work. One suggestion is to build activity into your day (such as taking the stairs, walking the floor of the mall once before shopping, or parking the car far from an entrance to walk more). If sports is an issue, try other enjoyable activities such as dancing, hiking, riding a bike, or swimming. Sometimes having an “exercise buddy” to be active with 2-3 times a week will increase how much fun you have and keep you on track.

Starting slow with 10-15 minutes of activity per day and then regularly increasing activity time is good for those who feel they are too overweight or lack the endurance to be active. If outdoor activities don’t feel safe enough in your neighborhood, then indoor activities such as dancing or workout DVDs are an option. Most communities will have a YMCA, Boys & Girls Club, or local recreation center available; signing up can be an incentive to use the facility for physical activity. Finally, consider writing down a personal activity plan as a guide for keeping on track.

Please visit our website at www.brightonpeds.com for more info.

On February 22, 2024 - The Parkland Metropolitan District No. 1 sent Palizzi Farm a notice of intent to purchase a wide strip of Palizzi’s farmland for a permanent easement that would extend across the farm from east to west for their drainage project.

If Palizzi Farm rejects the purchase, PARKLAND WILL MOVE FORWARD WITH LEGAL PROCEEDINGS TO EXERCISE EMINENT DOMAIN, meaning they will take the land they want for the underground drainage project. Additionally,  the Parkland Metro District wants IMMEDIATE access to the Farm to begin construction, which would abruptly END the 2024 farming season for Palizzi Farm.

This action would force the closure of Palizzi farm stand located on Bromley Lane because 90% of the produce sold there is grown on the farm. Palizzi Farm would lose the entirety of the crops already planted, will have to pay the workers hired for the entire season, and be unable to supply the five different summer farmers markets it attends every year.

On May 13, 2024

There is an Immediate Possession Hearing where a judge will determine the fate of the 2024 farming season and ultimately, the ability of Palizzi Farm to operate their produce farm in the future.

COME SHOW SUPPORT FOR PALIZZI FARM at the hearing Monday, May 13th at the Adams County Courthouse Division C. The hearing is scheduled for 9:00 am to 12:30 pm.

For more info and ways you can help visit:

Eagle View Adult Center

NEWS & INFORMATION

Senior Advisory Board

The purpose of the Advisory Board is to advise and assist in the needs and operations of Eagle View. The Board meets Tues. May 21 at 1:00 p.m. Members are: Dave Thomas, Peggy Jarrett, Lou Ellen Bromley, Dan Buckner, Olly Ramirez, Steve Yarish, Bill Alsdorf, Heidi Storz, Judy Schissler, Gayle Shibao, Barbara Spakoski, and Randy Thornton. Visitors are welcome.

Charitable Contributions

Together we can continue to enhance the great programs and services offered for seniors and active adults in the Brighton area. Your financial support will be recognized on the donor wall at Eagle View. All donations are tax deductible. Make donations payable to: Brighton United Senior Citizens, 1150 Prairie Center Parkway, Brighton, CO 80601.

Donor Opportunities for Wall Recognition:

Friend: $100 - $499

Memorial: $100+

Sponsor: $500 - $999

Benefactor: $1000+

Outreach & Referral

Do you need help and are unsure where to turn?

Evon Benitez will assist you with completing forms and finding needed services. You’ll need to make an appointment to see Evon as she’s often meeting with others. To make an appointment, call Evon at 303-6552079. Leave a message.

MAY HAPPENINGS

Walk On!

Explore trails in the Brighton area! First day meet in the EVAC Lobby; after that we will meet at selected locations in Adams County. Wear layered clothing, good walking shoes, and bring water. Leader: Chris Howell.

Wednesdays - 9:00 a.m.

May 8 - 29

$4.00 (4 wks) Deadline: Ongoing

Kindness Counts

Ever wish you could make a difference in Brighton? You can! This group is about fun, easy ideas for spreading a little kindness throughout the community. Each month we pick a project. Call Sue at 303-655-2076 for information.

Wed. May 8 - 11:00 a.m.

Book Club

May’s book is Educated by Tara Westover. Please have the book read before the meeting so you are prepared for group discussion. Books can be found at a library, Amazon, or book store. Facilitated by Gayle Wudarczyk. Wed. May 8 - 1:00 p.m.

Free

Deadline: Mon. May 6

VOA Lunch

1150 Prairie Center Parkway, Brighton, CO 80601 303-655-2075 I evacinfo@brightonco.gov www.brightonco.gov

Hours: Monday - Friday 8:00 a.m. - 2:00 p.m.

A hot, nutritious lunch is provided by Volunteers of America, Mondays and Thursdays at 11:30 a.m. Please reserve your meal in advance. For Mondays, reserve the Thursday before; for Thursdays, reserve the Monday before. Call Eleanor at 303-655-2271 between 10:00 a.m. - 2:00 p.m. Mon. & Thurs. to make a reservation.

Daily meal donations are appreciated.

$2.50 Donation per meal if age 60+

$8.50 Mandatory charge if under 60

Medical Equipment Loans

Basic medical equipment is available to loan out. Items may include wheelchairs, front wheel and seated walkers, canes, crutches, toilet seat risers, commodes, and bath benches. There is no guarantee what will be available at any time. Call 303-655-2075 for information.

Senior Wellness Clinic

The Clinic focuses on health promotion and disease prevention for seniors 55+. Operated by Visiting Nurses Association (VNA), services include foot care, health checks, and blood pressure checks. The fee for foot care is $40 payable at the time of your appointment. Foot care may be Kaiser covered with pre-approval. Reduced fee available upon approval. Masks required for everyone. Call 303-655-2075 for appointment.

Clinic hours: 9:00 a.m. - 2:30 p.m.

Friday: May 3, 10, 17, June 7, 14, 21

Mondays: May 20, June 24

Bunco

Bunco is an easy and fun game of dice. Enjoy an afternoon of fun, laughter, and prizes.

Thurs. May 9 & 23 - 1:15 p.m.

$4 (each day)

Deadline: Wed. before

Spellbinders Storytelling

Julie, Jim, and Kathy are returning for another fun-filled storytelling event. Stories help us make sense of our world, impart lessons, pass down history, and more. They can teach us how to love, forgive, be just, and strive for better than what we have. Free, but please register. Thurs. May 9 - 1:15 p.m.

Deadline: Tues. May 7

Learn the Truth about Reverse Mortgages

If you are over the age of 62 and own a home, you may be eligible to pay off your current mortgage debt without a monthly mortgage payment, have an additional source of income in retirement, or purchase your dream retirement home. Find out all of the variations and options available with a Reverse Mortgage. Instructor: Jackie Hahn.

2:00 - 3:00 p.m.

Thurs. May 9

Free

Deadline: Tues. May 7

Tech Tuesdays

Need help with your laptop, tablet, or smartphone? We will do our best to help you become more comfortable using your device. Schedule an appointment with Calvin at 303-655-2187.

Massage

Feel great with a massage by our certified therapist, Laurie Lozano Maier. She has over 12 years of massage therapy experience. Call 303-655-2075 to make a onehour appointment. Pay Laurie at the time of service - check or cash.

Tuesdays and Wednesdays $60 for 1 hour Deadline: Two days ahead

Transportation

Via Mobility - provides specialized transportation within the City of Brighton. Via can take you to medical appointments, grocery shopping, and Eagle View, to name just a few of the places you can go in Brighton. New Via users - call 303-447-2848 ext. 1014 to get started. To schedule rides, call 303-447-9636. Free rides to and from Eagle View to seniors living in the Brighton Via service area are provided by funding from the Senior Advisory Board.

FlexRide

This is an RTD service. Call 303-994-3549 for reservations. The driver will pick up and deliver you anywhere within Brighton, Mon - Fri. 6:00 a.m.7:00 p.m. Cost is the local RTD bus fare.

Blood Pressure Screening

The firefighters from the Brighton Fire Department will perform FREE blood pressure checks for one hour. Stop by! Fri. May 10 @ 10:30 a.m.

Thurs. May 30 @ 10:30 a.m.

Friday Feast

Elvis will be in the house! George Gray has been performing his Elvis show for many years and he will be here to perform for us. We will be serving chicken casserole, salad, and cookies.

12:00 noon

Fri. May 10

$6.00

Deadline: Wed. May 8

Feathered Friends: Gyrfalcon

You won’t want to miss the guest for Feathered Friends this month: the largest species of falcon in the world, the gyrfalcon. This arctic bird is a rare visitor to Colorado and perfectly at home on the snowy tundra and the wild, rocky shores of far northern countries such as Iceland, Canada, Norway, and the state of Alaska. REF’s new gyrfalcon is the rarest color, the black morph native to the Labrador cliffs of Canada…don’t forget your camera!

Tues. May 14 - 1:00 p.m.

$5.00

Deadline: Mon. May 13

[Continued on page 52]

Community Living

[EAGLEVIEW Continued from page 51]

Active Minds: Artificial Intelligence

EVAC & Zoom

The recent release of the artificial intelligence program Chat GPT has catapulted this technology to the forefront of global conversations. The enormous potential of this technology has many people both excited and fearful. Join Active Minds as we explain what AI is, how it can be used for good, but also the potential for abuse.

Wed. May 15 - 1:30 p.m.

$5.00

Deadline: Tues. May 14

Failure of Prohibition

EVAC & Zoom

Prohibition ultimately failed because at least half the adult population wanted to carry on drinking. In addition, inadequate resources at the federal level were matched by a lack of commitment to the law at state and local levels. Presenter: Paul Flanders.

Thurs. May 16 - 1:30 p.m.

$4.00

Deadline: Tues. May 14

Medicare Counseling

Receive one-on-one Medicare assistance from Rosemary Evans, trained in Medicare insurance programs, including Medicare Part D. Call Evon at 303-655-2079 for appointments. For general Medicare questions, contact Benefits in Action at 720-221-8354. Counseling by appointment only.

Tues. May 21 - 10:00 a.m. - 12:15 p.m.

Deadline: Thurs. May 16

DROP-IN ACTIVITIES

Billiards

We have two tables that are first-come, first-serve during business hours. 25¢ per day

Bingo In-Person

Join us in the dining room every Thursday with Barbara as our caller. One card per player. Win gift cards! Free to play.

Thursdays - 12:15 p.m.

Ladies Billiards

This is “women only” time to enjoy the pool tables. Mondays - 1:00 - 4:00 p.m.

25¢ per day

Knit & Crochet Drop-in

Drop in to knit or crochet with others. No instructor.

Wednesdays - 10:00 - 11:30 a.m.

Peer Room

25¢ per day

Mexican Train Dominos

This is an easy game to learn - it’s regular dominos with a fun twist.

Wednesdays - 12:30 - 3:30 p.m.

Emergency Preparedness for Seniors

Discover Brighton’s hazards and prepare with family, friends, and neighbors. Learn how to receive information and alerts and how to respond. Optional assistance available for signing up for Code Red Emergency Alerts. Presented by a Brighton CERT associate.

Tues. May 21 - 1:30 p.m.

Free

Deadline: Fri. May 17

Low Vision Support Group

Connect with peers facing low vision, vision loss, and blindness. Receive peer support, learn new skills, technology, and resources from each other and guest speakers. Facilitated by Alexia Diaz, Beyond Vision Skills Trainer. One-on-one appointments are also available by calling 720-263-0429.

Wed. May 22 - 1:00 - 3:00 p.m.

Free

Deadline: Mon. May 20

U.S. Popular Culture During WWII

EVAC & Zoom

This presentation examines how World War II influenced American popular culture, offering insights into how various forms of entertainment reflected and addressed the challenges of the war. Presented by Delta State University Professor of History, Dr. Charles Westmoreland.

Thurs. May 23 - 1:30 p.m.

$2.00

Deadline: Tues. May 21

Scrabble

Play Scrabble with others who enjoy the game. Wednesdays - 12:30 - 3:30 p.m.

Toys for God’s Kids

Make and/or assemble wooden cars to distribute to kids around the world through “Toys for God’s Kids.” Call Dave at 303-503-4926 for details.

Tuesdays - 8:15 - 10:15 a.m.

25¢ per day

Wood Carving Drop-in

Learn to carve wood or work on an existing project. Call Norm at 978-568-1191 to arrange free instruction.

Tuesdays - 8:15 - 10:15 a.m.

25¢ per day

Cards, Cards, Cards!

New players welcome. Call the listed volunteer.

Hand and Foot

Mondays & Fridays - 12:30 - 3:30 p.m.

Room: Falcon

Pinochle Pals

Tuesdays - 12:30 - 3:30 p.m.

Room: Falcon

Memorial Day Concert

We’re closed on Memorial Day but join us the following day to celebrate with The Swing Time Trio. They specialize in World War 2 era songs with great vocals, harmonies, and instrumentation.

Tues. May 28 - 12:45 p.m.

$5.00

Deadline: Thurs. May 23

Cribbage Tournament

Our monthly cribbage tournament is lots of fun and includes prize winnings. Just drop-in and pay fee to the tournament volunteer.

Wed. May 29 - 12:30 p.m.

$4.00

Positivity

A positive outlook, attitude, and way of thinking is proven to help us feel better and even reduce depression. Come learn about ways to change our thinking to lead to increased happiness and contentment. Facilitated by the Pennock Center for Counseling.

Wed. May 29 - 1:00 p.m.

Free

Deadline: Fri. May 24

Readers Theatre Performance

Drop in for the free show and support our hard-working acting troupe! Play is done in time to take advance of the VOA lunch afterwards. RSVP necessary for lunch at 303-655-2271.

Thurs. May 30 - 11:00 a.m.

Free

Lending Library

Borrow books from the library for free and keep them as long as you need. Do NOT re-shelve books - our volunteer librarians do that for us. We accept donations of large print and paperback books only. We are especially needing more large print books.

Computers Available

Computers with free internet are available when Falcon Room is unoccupied. Ask the front desk for assistance. A cleaned and sanitized keyboard will be checked out for you to use.

Free Wi-Fi

Free Wi-Fi is available throughout EVAC. Inquire at front desk.

Cribbage

Wednesdays - 12:30 - 3:30 p.m.

Room: Peer

Shirley: 720-685-3369

Tournament: $4

April 24

Bridge

Fridays - 12:30 - 3:30 p.m.

Room: Talbot

Judy: 303-378-5226 Please call if new

Grow Your Mind Power? - Play Sudoku!

Sudoku is one of the most popular puzzle games of all time. As a logic puzzle, Sudoku is also an excellent brain game. If you play Sudoku daily, you will soon start to see improvements in your concentration and overall brain power. Start a game today and make it a part of your daily brain workout!

The goal of Sudoku is to fill in a 9×9 grid with digits so that each column, row, and 3×3 section contain the numbers between 1 to 9. At the beginning of the game, the 9×9 grid will have some of the squares filled in. Your job is to use logic to fill in the missing digits and complete the grid. Don’t forget, a move is incorrect if:

• Any row contains more than one of the same number from 1 to 9

• Any 3×3 grid contains more than one of the same number from 1 to 9

• Any column contains more than one of the same number from 1 to 9

UPCOMING EVENTS

Brighton Business Builders

7:30 AM -9:30 AM

Every Thursday

The Lodge - 30 S 7th Ave

New Opportunities Networking Group

12 Noon - 1:00 PM

Tuesday, May 7 & 21, 2024

Lupita’s Mexican Restaurant

75 W Bridge Street

Brighton Area

Table Top Networking

8:00 AM - 10:00 AM

Wednesday, May 8, 2024

Mornings with the Mayor

8:00 AM - 9:30 AM

Wednesday, May 8, 2024

269 E Bridge Street

Chamber Luncheon

11:30 AM - 1:00 PM

Thursday, Apr. 11, 2024

Armory Performing Center

Downtown Brighton Mother’s Day Event

Saturday, May 11, 2024

Downtown Brighton

Women 4 Women Alliance

11:30 AM - 12:45 PM

Tuesday, May 14, 2024

Big Choice Brewery - 21st S First Ave

Chamber Business Alliance

7:45 AM - 9:00 AM

Wednesday, May 15, 2024 269 E Bridge Street

Brighton Networking Professionals

5:00 PM - 7:00 PM

Wednesday, May 15, 2024

Copper Rail Bar & Grill - 174 S. Main St.

Business After Hours

Dancer’s Edge

5:00 - 7:00 PM

Thursday, May 16, 2024

24 N Main Street

Board of Directors Meeting

8:30 AM - 10:00 AM

Tuesday, May 21, 2024

Armory Performing Arts Center

NonProfit Council

11:30 AM - 12:30 PM

Tuesday, May 21, 2024

38th Annual

Chamber Golf Tournament

Friday, May 31, 2024

Coyote Creek Golf Course

*Events subject to change. Please visit our website for the complete details.

For more information or to register please visit: www.brightonchamber.com

269 E. Bridge Street, Brighton, CO 80601

6 External Influences That Lessen Home Values

Home prices are still near record highs, so if you’re purchasing your next home in a cheaper or unfamiliar area, be aware of outside influences that can lower your property values.

Noise. Traffic noise, sirens, construction, and other noise pollution can impact home values. Areas to avoid include next to a freeway, on a busy thoroughfare, or across the street from a school.

Danger. Crime statistics can be found at USA.gov. You can search the Office of Justice Programs for known sex offenders living in your area.

Industrial pollution. Builders often look for land in industrial areas where the parcels are cheaper and larger to construct apartments and houses. Visit The Environmental Protection Agency and enter your address to learn how emissions and releases from industry are impacting your neighborhood.

303.659.0223 • info@brightonchamber.com

High number of rentals. If you’re buying a condominium or house managed by a homeowner’s association, you have the right to see all governing documents and financial records. High turnover rates make it more difficult to get mortgage loans and expose you to transients who may not care about their neighbors since they don’t own the property.

Bad neighbors. You’ll have to introduce yourself to potential neighbors and ask them what the neighborhood is like, but you can also tell a lot from the state of other properties near your next home. Rundown homes around your home make it less desirable.

Your Berkshire Hathaway HomeServices Colorado Real Estate Forever Agent SM will be able to help you research the home and neighborhood. We are always here to help with your real estate needs and questions. Call us at 303-905-8850 or visit BHHScore.com

Solution to Suduko

Puzzle on page 53

Offered by: Scott and Lora Nordby, Berkshire Hathaway HomeServices Colorado Real Estate

BRIGHTON $2,600,000

Water rights included | Retention pond 13639 County Road 4, Brighton, CO 80603

Living Colorado Elite

BRIGHTON $560,000

3 Beds | 3 Bath | 2,347 Sq Ft 2958 Merlin Dr, Brighton, CO

Tara Basagoitia 303-319-4379

Two Home Property | Large Barn | 73 Acres

Primary Home | 2 Beds | 3 Bath | 2,896 Sq Ft

Second Home | 3 Beds | 2 Bath | 2,488 Sq Ft

Mark & Brandi Aspinall 303-946-6468

REAL ESTATE DREAMS DESERVE REAL ESTATE PLANS.

Real estate planning is not just about buying or selling property—it’s about securing your financial future and making wise investments. Our Forever Agents provide you with expert advice on market trends, property valuation, and investment strategies.

COMMERCE CITY $420,000

3 Bath | 1,658 Sq Ft 17932 E 104th Pl #C, Commerce City, CO

Lora & Scott Nordby 303-263-8889

LET’S DISCUSS YOUR REAL ESTATE NEEDS.

From Awareness to Action.

Know the signs of stroke.

Nearly 800,000 Americans will have a stroke this year. 80% of them are preventable through healthy lifestyle adjustments. Know your risks, how to manage them, and also what to do if you believe you or someone you love might be having a stroke. Intermountain Health is here to help you on your journey.