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Locally owned & operated for over 20 years!
Contact The Brighton Buzz Today!
Susan Kline
Editor/Publisher SKline6903@aol.com ph: 303.404.2000
Sara Line Bjørn Frisk
Website / Social Media sara@bjornproductions.com ph: 303.653.6699
Table of Contents
Letter From The Editor ……… 4
Valuable Resources …… 5-29
Who You’re Going To Call 30-35 Health & Wellness ……… 40-45
Kids’ Corner …………………
Your Pet’s Best Friends
Welcoming Our Patients Amid Covid-19
O ered by: Dr. John Schmidt, DMD - Mountain View Family Dental
For all of us, 2020 and the Coronavirus have brought many changes to our normal operations.
We are so glad to have re-opened on May 11th with a number of new operating procedures both proactively and in addition to our normal safety and sterilization procedures. Our treatment rooms and common spaces are now equipped with Surgically Clean Air medical grade air lters that remove pollutants, bacteria and potential virus’ from the air. High-speed aerosol evacuators are also utilized to reduce the release of aerosols. e sta at Mountain View Family Dental are wearing N95 masks, sterile scrubs and face shields as extra precautionary personal protective equipment.
Our patients must wait in their cars until we have cleaned and prepared for their appointment, and all paperwork is completed online. Patients have been very understanding of these changes and appreciate these extra measures we have taken to keep their dental experience as safe as possible while Covid-19 still poses a health threat.
To all of our existing patients, we greatly appreciate your support and understanding as we move through this together.
Why Enroll Your Child in Music Lessons?
O ered by: Rich Germaine, Owner, Joyful Noise Music School
Between soccer and scouts, your school-age kid’s schedule is loaded with fun activities. If you’re on the fence about adding music classes to the list, take note of the bene ts that come with signing your little one up for violin or piano lessons. Maybe he/she won’t be the next Beethoven, but they may have an easier time learning math, practicing good manners (including patience!), and becoming a team player. Plus, music is the perfect gift for any occasion! Read on to learn more about the bene ts of music education:
It improves academic skills.
Music and math are highly intertwined. By understanding beat, rhythm, and scales, children are learning how to divide, create fractions, and recognize patterns. It seems that music wires a child’s brain to help him better understand other areas of math, says Lynn Kleiner, founder of Music Rhapsody in Redondo Beach, CA. As kids get older, they’ll start reciting songs, calling on their short-term memory and eventually their long-term memory. Using a mnemonic device to do this is a method that can later be applied to other memory skills, says Mary Larew, Suzuki violin teacher at the Neighborhood Music School in New Haven, Connecticut. Musical instrument classes also introduce young children to basic physics. For instance, plucking the strings on a guitar or violin teaches children about harmonic and sympathetic vibrations. Even non-string instruments, such as drums and the vibraphone, give big kids the opportunity to explore these scienti c principles.
It develops physical skills.
Certain instruments, such as percussion, help children develop coordination and motor skills; they require movement of the hands, arms, and feet. is type of instrument is great for high-energy kids, says Kristen Regester, Early Childhood Program Manager at Sherwood Community Music School at Columbia College Chicago. String and keyboard instruments, like the violin and piano, demand di erent actions from your right and left hands simultaneously. “It’s like patting your head and rubbing your belly at the same time,” Regester says. Instruments not only help develop ambidexterity, but they can also encourage children to become comfortable in naturally uncomfortable positions. Enhancing coordination and perfecting timing can prepare children for other hobbies, like dance and sports.
With this Ad. Not valid with any other promotion, discount or coupon. EXP 09.30.20 With this Ad. Not valid with any other promotion, discount or coupon. EXP 09.30.20
With this Ad. Not valid with any other promotion, discount or coupon. EXP 09.30.20 With this Ad. Not valid with any other promotion, discount or coupon. EXP 09.30.20
Medicare and Other Insurances
O ered by: Jennifer Bell - Bell Bene ts, LLC
When a person turns 65 and already has health insurance, it can be really complicated to gure out what is required when you’re looking at Medicare.
You might have another type of health coverage like Employer Health Coverage, Retiree Coverage, COBRA, VA Bene ts or an individual health plan when you turn 65. Each plan comes with a di erent set of rules and it’s important to understand your particular situation.
First, let’s talk about the term “credible coverage.” Medicare uses this term for your “other” types of health insurance. If you don’t have credible coverage, you need to have Medicare Parts A, B & D to avoid unwanted penalties.
Credible coverage is insurance that can take the place of Medicare without you incurring a penalty. ere seems to be one main form of credible coverage in the eyes of Medicare. is is the employer coverage you have from either your own or your spouse’s active employment (one of you is still working).
Not all employer health plans are credible but most are. It is best to check with your HR department to con rm.
If coverage is not credible, then you would need to have both Medicare Parts A, B & D in place to avoid incurring a penalty later in life.
If you have the following types of health coverage, you will also need Medicare in place to avoid a penalty on Parts B & D: most COBRA plans, Retiree Coverage, Veterans Administration bene ts, or Individual Health Insurance.
An interesting point, although VA bene ts are not credible coverage for Part B, they are credible coverage for Part D.
I’m happy to help you sort out your personal options.
Tim Roberts, CRPC®
Financial Advisor 129 S 4th Avenue Brighton, CO 806011000 303-659-2301
edwardjones.com
Member SIPC
Getting Through the Pandemic: You’ve Got Resources
O ered by: Tim Roberts - Edward Jones
As we go through the coronavirus pandemic, with its constant threat to personal health and its devasting impact on the economy, it can be hard to nd a silver lining. But if there is one, it’s that government agencies, private businesses and nonpro t organizations have contributed, in one way or another, to helping relieve some of the stresses – nancial, physical or emotional –that many of us are feeling. So, it’s important for you to know what types of help are out there.
Here are some of the key areas in which resources are available:
• Unemployment – e CARES Act, a major piece of the recent economic stimulus packages, expanded several aspects of unemployment insurance, including eligibility, amount and duration.
To learn more about unemployment insurance exibility during the COVID-19 outbreak, and to nd a link to your own state’s unemployment insurance o ce, visit: https://www.dol.gov/general/ topic/unemployment-insurance. You might be able to collect some bene ts even if you’re still working. Speci cally, if your hours have been reduced, you could receive part of your unemployment bene ts as short-time compensation. Your company’s human resources area can let you know if you’re eligible.; • Banking/Credit Cards/Consumer and Student loans – Many nancial institutions are oering loan modi cations, fee waivers or new lending products to help consumers during this time. To see what’s available, contact your own bank or credit union. Credit card issuers and other consumer loan providers are also oering programs to help borrowers; to learn more, visit these creditors’ web sites or call their customer service lines. And, as part of the CARES Act, borrowers can stop making payments on federally held student loans through Sept. 30, 2020. • Health care – Losing employment often means losing health insurance. If you’ve recently lost your coverage, you may be eligible to participate in the special enrollment period to sign up for an
Aordable Care Act (ACA) health insurance plan. Depending on your income, you may be eligible for subsidized health insurance. To see if you qualify for the special enrollment period, or for Medicaid or CHIP (Children’s Health Insurance Program), go to https://www.healthcare. gov/screener/. If you don’t qualify for Medicaid or CHIP and can’t aord health insurance, you may be able to get free or low-cost services at a community health center. To nd one near you, go to https:// ndahealthcenter.hrsa.gov/. • Mortgage – Another provision of the CARES Act allows you to apply for suspension or reduction of your mortgage payment for a limited time if you have a federally backed mortgage (FHA, VA,
USDA, Fannie Mae or Freddie Mac). You’ll need to contact your own mortgage service provider to request this relief. • Utilities – Many gas, electric and water service providers are temporarily suspending disconnections of customers unable to pay their bills due to the eects of the pandemic. Also, some utilities are suspending late fee charges. Contact your local utilities to determine the bene ts for which you may be eligible. • Telecommunications/Internet – Numerous broadband and telephone service providers (https://www.fcc.gov/keep-americansconnected#pledges) have agreed to temporarily stop terminations and waive late fees for customers facing nancial struggles arising from the pandemic.
And some providers (https://www.fcc.gov/keep-americans-connected/ above-and-beyond) are also oering other bene ts, such as free internet service to students and teachers and increased broadband speeds for customers working remotely. ese are challenging times, to say the least. But by availing yourself of the appropriate resources, you may well be able to make your life easier.
This article was written by Edward Jones for use by your local Edward Jones Financial Advisor. Edward Jones. Member SIPC.
