50 PLUS MAGAZINE STOCKPORT & TRAFFORD

JUNE - AUGUST 2019

STOCKPORT & TRAFFORD EDITION 58

Michael Ball A MAN FOR ALL SEASONS

Win a Fabulous Holiday from Silver Travel VISIT 50 PLUS MAGAZINE WEBSITE TO ENTER

James Martin's GREAT BRITISH ADVENTURE

WWW.50PLUSMAGAZINE.CO.UK

Free professional advice on health concerns Considering treatment but not sure what’s right for you?

Join us throughout June-September for a FREE mini consultation or health talk and our specialists could provide you with the guidance you need. n Mini consultations for cosmetic surgery, tummy tucks and weight loss surgery, June-September n Hernia talk, 3rd July, 18:30-20:30 n Spinal and back pain talk, 25th September, 18:30-20:30 No obligations. Just good advice.

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bmihealthcare.co.uk/events-alex

12029 16826 0075 1156 MKT MKT CRE ADV // 06.2018 06.2019

ROBOTIC ASSISTED SURGERY AT BMI THE ALEXANDRA HOSPITAL

The Alexandra is the flagship hospital for BMI Healthcare and is proud to offer robotic-assisted knee replacements, using the NAVIO™ system, by Smith and Nephew.

The NAVIO™ system works with the surgeon, to accurately fit the implant to improve the knee’s function and longevity. A 3D model of the patient’s cartilage and bone is captured through direct surface mapping, eliminating the need for a CT scan, unlike other systems.

What do the surgeons say?

Mr Adam Hoad-Reddick, Consultant Orthopaedic Surgeon at BMI The Alexandra Hospital ‘The operation takes around 30 minutes longer than traditional knee replacement surgery, allowing time for mapping. The NAVIO system guides the surgeon to ensure the implant is positioned accurately to match the specific anatomy of the patient. It is revolutionary and I am extremely excited about what this means to patients.’

Mr Winston Kim, Consultant Orthopaedic Surgeon at BMI The Alexandra Hospital ‘The robotic assisted procedure allows for a more precise and accurate knee replacement implant; tailored to the patient’s anatomy and alignment. In comparison to traditional methods, the NAVIO system has the potential to increase the likelihood of a more natural-feeling knee after surgery.’

For more information, or to book an appointment, please call: 0161 428 3656 or visit: www.bmihealthcare.co.uk/alexandra @BMITheAlexandra 15525 0041 MKT ADT / 03.2019

CONTENTS

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50 plus magazine 6-7

TWITTERING ON

by Angela Kelly

8-9 TRAVEL

Crusing and chilling in Southern India

6-7

10-11

8-9

10-11

Door to door coach tours From Ellen Smith

12-13

MICHAEL BALL A man for all seasons in the entertainment world

21-22 HOME

Don't move house ... change it

24-26 21-22

24-26

food & drink James Martin's Great British Adventure

30-31

WHAT'S ON A guide to what's happening in your region

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YOUR DOCTOR Things you shouldn't hide from your GP.

30-31 Bridgeman House 77 Bridgeman Street | Bolton | BL3 6BY. Sales Enquiries : T: (01204) 238180 E: artwork@mcgrathmedia.co.uk

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TWITTER

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50 plus magazine

TWITTERING ON

BY ANGELA KELLY

we can’t un-know things or turn back the technology clock. So we’re stuck with it.

But let’s heed Sir Tim’s words and tackle the real problems it brings to refine its influence for good if at all possible.

Is Italy that long bit – or is that Brazil?

WE live in an age when far-flung countries are now highly accessible to us all and holiday destinations get more and more exotic.

There are now few places in the world where we do not travel. In fact, many people consider themselves very well-travelled indeed and they probably are.

Life after 30 years of the World Wide Web UNBELIEVABLY, this year is the 30th anniversary of the World Wide Web although it seems to always have been with us.

Creator Sir Tim Berners Lee has taken the opportunity of the anniversary to call for people to come together and stop abuse of the internet.

In a letter, the British engineer lamented the fact that the internet has “made all kinds of crime easier to commit” and is used by “scammers” to such an extent that they will be “impossible to eradicate completely.”

He even warned that the internet has degraded the quality of debate online by fuelling outrage and polarising opinions. Sir Tim urged Governments around the world to tackle the problems warning that it would be “defeatist” not to.

It’s a great pity that his amazing invention has been hi-jacked by evil individuals across the globe. There seems to be scandal after scandal over vile content on platforms like Facebook, Google and Twitter where dark forces promote every depravity from child sex abuse images to extreme racism and jihadists.

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But, an interesting survey by travel experts Expedia reveal that adults asked to complete geography questions meant for 10 year-olds often proved to be bottom of the class in this subject.

Such shocking, almost casual, use of the internet for these ends hides the fact that it has done remarkable amounts of good and made life easier for millions.

Communication has never been simpler thanks to Sir Tim’s invention. We can have face-to-face talks with loved ones on the other side of the world, discover facts in seconds, raise millions for good causes and boost inventions that save lives and make our existence far better.

It is not his fault that people have discovered their voices to the extent that their opinions must be heard above all others and they now have no stop-button when it comes to the way they express themselves.

Nor is it his fault that differing pubic opinion prompts extreme reactions like death threats that are not only out of all proportion to the original opinion expressed but also stifle freedom of speech.

Would we, however, want to be without the internet and all it has brought us? Probably not.

On balance, the positives generally outweigh the negatives. And, perhaps fortunately,

Of the 2,000-plus adults questioned, a third were unable to locate France on a map. More than half failed to recognise Japan and India.

Four in 10 adults were able to spot Argentina but, unfortunately, one in 10 thought it was Brazil.

The trickiest place to pinpoint proved to be mountainous Austria with 76 per cent getting that one wrong. And, although they are both favourite destinations with holidaymaking Brits, identifying where either Egypt or Turkey were drew a blank from 59 per cent.

Naming capital cities also proved tricky. A quarter thought Sydney was the capital of Australia instead of Canberra while 71 per cent wrongly guessed Toronto as Canada’s capital and not the correct answer of Ottawa.

So what does all this lack of geographical awareness prove?

Personally, I think it backs up a theory I’ve had for some time that we don’t really think about where we’re actually going when we go on holiday. We have little awareness of our real destination in relation to other countries because we don’t really care: it’s just abroad.

We step aboard the plane into a little world of cosseted isolation where nice staff bring drinks and food, a pilot announces the stats on a regular basis and we view the passing world through tiny windows that reveal very little.

Often when we get to our chosen holiday destination, travellers hunker down in a hotel or resort, never venturing beyond the local beach or swimming pool and bar. The area, its culture and surrounding towns and villages are of little interest as we relax, overeat and drink and acquire a tan. We could be anywhere in the world.

I know not everyone holidays this way and there are many people – especially older

travellers – who take advantage of retirement or just more disposable income to visit places they’ve always dreamed of and really do appreciate them.

But then, they probably do know where France is and have a good working geographical knowledge of the world, anyway.

Scammers beware!

Photos online tell the truth IT’S heartening that the number of compensation claims for holiday sickness and car accident whiplash has fallen dramatically.

only for their sunshine snaps to pop up on Facebook revealing them having a brilliant time!

This is after the introduction of legal curbs as laws last Summer to prevent profiteering by claims companies along with bans on coldcalling.

But that’s one thing about those who try to cheat the system: they’re not very bright in thinking things through. Why else would those making false benefit claims happily boast online about their prowess in everything from running to wrestling when they’ve claimed they can scarcely walk to the front door?

Anything that puts an end to bogus holiday injury and illness claims and phoney injuries from car crashes has got to help all our insurance premiums and ensure people stick to the truth.

The holiday claims in particular reached ridiculous proportions with holidaymakers claiming they had been taken seriously ill –

The truth will definitely out – usually with a useful video or graphic photos giving the lie to their claims.

National Helpline 0800 917 7650 www.alcoholics-anonymous.org.uk

Alcoholics Anonymous has over 4,400 groups throughout Great Britain dedicated to helping those with a serious alcohol problem learn how to stay sober. Groups are made up of people from all walks of life and all age groups. Through friendship and mutual support, members assist each other in coping which is made easier by meeting others with the same problem. There are no dues or fees for membership and anonymity is carefully preserved.

Anyone who believes they have a drink problem can contact Alcoholics Anonymous by using the helpline number above or email; help@aamail.org Further information may be obtained from the web site above or from the General Service Office at the address below.

For information: P.O. Box 1, 10 Toft Green, York. YO1 7NJ Tel: 01904 644 026 7

TRAVEL

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50 plus magazine

50 Plus Travel

sponsored by

Cruising and chilling in Southern India

By Helen Jackson for Silver Travel Advisor. directly behind the captain, with camera and binoculars.

Sights We cruised on both wide channels, lined with houses with wooden boats moored outside, and narrow waterways carpeted with abundant lilac water hyacinth. Lime-green paddy fields had silver glittering streamers to scare the birds. Pots and pans, bodies and hair were all washed in the water with a ‘thwack, thwack’ signalling laundry time as clothes were bashed against stone.

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f you’ve seen Season 2 of BBCs ‘The Real Marigold Hotel’ or ITVs ‘The Good Karma Hospital’, you may be tempted by Kerala’s chilled-back lifestyle. As we’d visited 10 years ago, we knew it would provide a relaxing finale to a tiring month-long tour.

Having previously explored Kochi, the Tea Bungalow was just somewhere to sleep before embarking on a two-night cruise on Kerala’s famous backwaters on a converted rice barge known as Kettuvallam.

Our Kettuvallam Lakes & Lagoons two-berth, premium houseboat had air-conditioning: essential with temperatures of 30°. The open deck, with four, comfortable cane armchairs had an enclosed dining room behind. The goodsized bedroom had wardrobe, cupboard and compact TV. A surprisingly spacious bathroom had walk-in shower, toiletries, good-quality towels and plenty of hot water.

Decor was tasteful with silver elephant-head door handles. Crew quarters and the kitchen were at the back of the boat.

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Men fished with simple rod and line on banks full of banana and papaya trees, whilst ‘toddy tappers’ scaled tall palms to collect sap. Black cormorants, herons, egrets and kingfishers waded in the reeds or perched on electricity wires.

The trip Having bought beers and soft drinks from the office shop, we were introduced to the crew: Captain Laly, Murali (mate) and Suresh the chef. Having being shown our route on the map, we got ensconced on cushions

On the water, a school boat picked up noisy children, wooden canoes laden with various goods drifted past powered by motor or oar, a crammed commuter ferry had people hanging from the doorways whilst smaller boats took villagers from bank to bank.

Excursions At Champakulam, we visited St Mary’s Basilica, a huge, well maintained, 500-year-old Catholic church and St Thomas’ Fine Arts Studio which carved wooden religious items. A motorised canoe took us along channels too narrow for the kettuvallam, and allowed us to see the water’ clarity, floating tiny purple flours and coloured flies skimming the water.

After dropping anchor around 6pm, we stretched our legs with walks through villages. At a private fish farm, we were invited to watch the evening feed, whilst a man fished with huge bow and arrow.

Food Lunch - Our first lunch was an absolute feast, with six curries and vegetables dishes with rice and poppadoms and a whole small fish followed by a spiced, nutty noodle pudding to follow.

But this was surpassed when dishes were served onto large banana leaf plates; banana chips, spicy lime pickle, pineapple, beetroot, cream-coloured mango which belied its punch, green banana, warm mixed vegetables, rice, prawns, poppadoms and fish wrapped and cooked in a banana leaf.

Dinner - Like lunch, dinner was a superb selection of curries, vegetables, breads and rice. Despite two lunches and two dinners, no dish was repeated: not easy bearing in mind the number of dishes and the small kitchen.

Snacks - Just in case we were still hungry or thirsty, there was a constant supply of snacks and drinks: spiced banana fritters, warm roasted cashew nuts and banana chips with green tea, fresh lime sodas and coconut juice.

The hotel ran a daily programme of in house activities: cookery classes, yoga and meditation, saree and dhoti demonstration, village walks, music lessons etc and trips could be arranged to see the local fisherman, nearby temples and further afield to Kochi and Alleppey.

I left thoroughly relaxed, if a bit oily, ready to face the UK's February chills.

My life My home My cuppa, jus the way I like

Silver Travel Advisor recommends TransIndus which is the UK’s leading India specialist for holiday to the Indian SubContinent organising tailor-made holidays and group tours for the British travellers for 3 decades. TransIndus are proud of their un-rivalled-ground knowledge and local expertise, invaluable in planning holidays to match your needs. They cover India, Nepal, Bhutan and Sri Lanka.

Home Care from Visit www.transindus.co.uk or call 020 8566 3739

Bluebird Care

This was the perfect way to relax and as there was no signal or wi-fi, mobiles were only used for photography: it was lovely to literally switch off and dream about our final destination.

Marari Beach We’d experienced the peace and tranquillity of Marari Beach before and it was an obvious choice. The 53, detached and thatched, white-washed bungalows, resembling local fishermen’s houses, are spread over 36 acres.

Our bungalow had a separate area for relaxing with wicker furniture and a spacious bedroom with lots of hanging space and shelves. It was well equipped with safe, mini bar with soft drinks, tea and coffee facilities and hairdryer. The semi-open bathroom housed a large, pebbled shower area. Baskets of fruit were provided daily and there was a nightly turn-down service.

Blissfully routine days began with a buffet breakfast (Indian and western, hot and cold), followed by sunbathing on either beds or in hammocks on a huge grassy area between the hotel and beach.

Tall palms trees provided natural shade and tethered grazing cows kept the grass trim. We swam in either the warm Arabian Sea or the salt water swimming pool which was excellent in size, shape and depth.

The Ayurveda Spa tempted. I decided not to have the Chavitty Uzhichil massage ‘specially for the obese’ although after all I’d eaten, it was appropriate. Instead I had 4.5 litres of warm herbal oil trickled over me for 60 minutes - an interesting experience.

WE ARE RECRUITING for full and part-time ‘Home Care Assistants’ to join our fantastic team.

Bluebird Care is your local community care provider. Our aim is to help people live independently in their own homes so they can remain in their local community.

Care, we believe, should be delivered by a familiar, friendly face!

If you would like to get involved and apply ...

We would love to hear from you!

Contact Bluebird Care (Stockport) 238A Wellington Road South Stockport SK2 6NW.

T: 0161 477 0200 email: stockport@bluebirdcare.co.uk

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OUT NOW - our 2019 ‘Door to Door’ brochure If you’ve not tried coach holidays before why not let Ellen Smith’s take you on your first coach experience. We’ve been established for over 120 years – so we know a bit about coaching holidays!

We do things a bit differently than our rivals

All our tours include our ‘Door to Door’ service. That means that you are picked up by a taxi or small minibus right from your front door. No feeders, no interchanges, no changing coaches, no changing drivers and definitely no hassle!

How does it work?

On the morning of travel we pick you up at a prearranged time and take you to our waiting coach at Birch Services.

OR O D TO R O O urs D o T h Coac

We’re off on holiday then!

The same happens on the way back too, taxi back to your front door!

Within 30 minutes

We normally have everyone on board and we’re on our way.

We often have a second pickup at Stockport, but again this is timed for minimal delay.

We are fully Financially Bonded

And use some excellent privately-owned hotels. All visits and excursions are included in the price. We use modern coaches and mature friendly drivers.

We never discount

o.uk

smith.c n e l l e . www

hip Members 8 No: 1022

We charge the correct price in the first place – therefore everybody on board pays the same price.

Finally

If you can find the same or similar holiday for sale cheaper in the UK we’ll refund the difference to the whole coach!

Once you’ve gone the Ellen Smith way you’ll never go back!

A SELECTION OF OUR 2019 COACH TOURS

DOO RT Coa O DOO ch T R o u rs

www .ellen

smith

.co.u

k Membe rship No: 10228

Picturesque Pembrokeshire - Ivy Bush Hotel

Overview: Make Bideford your base and you’ll have the best in pubs, music and restaurants to satisfy every palate. Visit the pannier market or wander through the traffic free lanes, you’ll find Bideford is the perfect place for a spot of retail therapy.

Oxford, Morse & Midsomer Murders - BW Reading Moat House Hotel

Overview: We feature: Oxford; Henley-onThames and ‘Midsomer Murders’ Country. A visit to Hughenden Manor, Country home of the Victorian statesman Benjamin Disraeli, completes this delightful tour.

08 July - 5 Days - £319

18 July - 5 Days - £389

21 July - 5 Days - £369

North Devon The Durrant House Hotel

Wye Valley & The Royal Forest of Dean - Bells Hotel & Forest of Dean Golf Club

Overview: Discover this magical borderland fought over for centuries, with visits to a historic town, a magnificent Abbey, a relaxing train ride and a scenic river cruise all included.

29 July - 5 Days - £379

Skegness & The Best of Lincolnshire - Royal Hotel

Overview: Skegness is one of the UK’s premier seaside resorts attracting millions of people every year. On our tour we stay in Skegness and our visits to the coast include Mablethorpe and Cleethorpes and as a contrast we also include visits to the attractive market towns of Caistor and Market Rasen.

19th August - 5 Days - £339

BBC Countryfile Live Ettington Chase Hotel

Overview: Returning to the spectacular grounds of Oxfordshire’s Blenheim Palace.

The highlight of our tour is a day at Blenheim Palace for the BBC Countryfile Live. Packed with wholesome countryside fun, live arena shows, hands on activities, animal displays, debates, food, drink and shopping.

Overview: The natural beauty of the Pembrokeshire coast and the Gower peninsula are famed all over the world. Glorious sandy beaches and seemingly endless rugged coastline give way to the Preseli Hills, historic towns and little villages.

Delightful Hampshire & Bournemouth - Winchester Royal Hotel

Overview: On our tour we visit Avington Park, described by William Cobbett as ‘one of the prettiest places in the county’. Charles II and George IV both stayed here at various times. We also enjoy visits to the lovely Hampshire villages of Romsey and Hythe as well as including an excursion to the seaside resort of Bournemouth.

1st August - 5 Days - £359

19 August - 5 Days - £369

Great Yarmouth Palm Court Hotel

English Riviera - Torquay Headland Hotel

Overview: A holiday of many contrasts, from the hustle & bustle of a busy seaside resort, to the relaxing calm of the Broads, to the historic City of Norwich and also the quieter resorts and towns of the region.

Overview: An award-winning resort where elegant Victorian villas, a bustling harbour and palmfringed beaches give the Riviera its well-earned name. Well renowned for being at the heart of the English Riviera, Torquay is a sophisticated and stylish resort with real continental flair.

01 September - 7 Days - £549

9th September - 5 Days - £379

INTERESTED?

Call our reservations office on 01706 648126 and request a copy of our 2019 brochure. You’ll be surprised at the variations of tours we operate. Visit our website at www.ellensmith.co.uk

Find us on facebook (search for ellensmithtours) 11

Membership No: 10228

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CELEBRITY interview

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50 plus magazine

MICHAEL BALL

A MAN FOR ALL SEASONS

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F you’re looking for a Man for All Seasons in the entertainment world, Michael Ball is top choice.

The 56 year-old singer with the ready smile and the resonant voice has become a popular performer in everything from musical theatre and film to TV and radio. He has even taken on the ample persona and flamboyant dresses of Edna Turnblad in the musical Hairspray!

All that was very much in the future for young Michael growing up in Dartmoor.

Although he never had a singing lesson, he learned some of the early skills involved by singing along to music. His favourites were Ella Fitzgerald, Frank Sinatra and Mahalia Jackson.

His parents, however, took him to the theatre in the school holidays and a love of the stage was born. He joined a youth theatre which led to him studying drama at Guildford School of Acting.

His professional debut was in Godspell, playing the role of John the Baptist/Judas but his big break came along when he appeared in Gilbert and Sullivan’s Pirates of Penzance as Frederick at Manchester Opera House.

Quickly recognised for his pleasing voice, dimpled smile and charismatic performances, Michael made his West End debut in Les Miserables. He originated the role of Marius and then Alex in Aspects of Love – a role he later recreated on Broadway.

Michael also played Raoul in Phantom of the Opera and Giorgio in Stephen Sondheim’s Passion. The public was certainly becoming aware of Michael Ball, and appreciating him.

In May, 1992, he represented the United Kingdom in the Eurovision Song Contest with the song One Step Out Of Time. Although he finished in second place, this kickstarted his recording career.

He has released many hit albums in a multiplatinum selling career and even reached No.2 in the UK singles’ charts with Love Changes Everything from Aspects of Love.

He has also carried out numerous tours throughout the country and four of his concerts were released on DVD: Musicals and More,

Live At The Royal Albert Hall, This Time It’s Personal and Live in London.

He returned to Les Miserables twice, in 1995 to recreate his role of Marius for the 10th anniversary concert performance of the show and again in 2004 when he was asked to play Jean Valjean in a special performance for the Queen and French President Jacques Chirac at Windsor Castle.

In 2002, he played Caractacus Potts in Chitty Chitty Bang Bang in the West End. Michael has twice won the Laurence Olivier Award for Best Actor in a Musical – in 2008 for Edna Turnblad in Hairspray and in 2013 for the title role in the revival of Sweeney Todd: The Demon Barber of Fleet Street.

His fame isn’t restricted to the UK. In 2004, he travelled to Australia where he performed five sell-out concerts and he followed that with his first concerts in America, in Salt Lake City, Utah.

Always keen to challenge himself onstage, in 2001, he appeared at London’s Donmar Warehouse in a one-man show entitled Alone Together - with no props, no orchestra and just a pianist accompanying him. The performance was recorded and released on DVD in 2002.

Michael has also had a long and successful relationship with both TV and radio. He briefly appeared in Coronation Street in 1995 as Malcolm Nuttall but first sang live during the televised Miss England contest.

He had his own TV series in 1993 and 1994 and a Christmas special in 1995 but his amiable personality also lent itself well to presenting and his has had various roles in shows from The National Lottery Draws and Children in Need to reality TV shows like Soapstar Superstar.

In 2010, he presented 30 episodes of The Michael Ball Show and that year and 2011, guest-presented six episodes of Lorraine for ITV Breakfast.

He has guest-hosted other shows including The One Show and The Paul O’Grady Show and taken part in programmes like a celebrity edition of Catchphrase. His easy personality also translates well to radio and he currently has his own top-rated show on Radio 2.

He was awarded the OBE in the 2015 Queen’s Birthday Honours List for Services to Musical Theatre but still has a humble, approachable persona that people easily relate to.

He has enjoyed collaborations with other stars at different times in his career. In 2004, he co-starred with Petula Clark in a production of Andrew Lloyd Webber’s Sunset Boulevard, which was later broadcast by the BBC. That same year, he was a guest star in Clark’s own concert.

More recently, he has enjoyed a remarkably successful pairing with fellow singer Alfie Boe. They have toured extensively together after recording what became the biggest-selling album of 2016 and a Christmas No.1, followed up by a further successful album.

They became friends during a disastrous staging of Kismet at the English National Opera, according to an interview both did with the BBC. But it wasn’t until 2015 that they had time to make an album together.

They plainly both like and respect each other.

As Michael explained: “You wouldn’t want to sing with someone you didn’t like. That would be miserable.”

Michael’s latest tour, however, he’s performing solo. Called Coming Home, it takes him to 21 places across the country, starting from April 20 and including prestigious venues from York Barbican to Manchester’s Bridgewater Hall and Bournemouth International Centre.

He lives with Sixties icon Cathy McGowan, the highly popular presenter of TV legendary programme Ready, Steady, Go. His own taste in music sounds fairly allembracing. He once stated: “The reason I love the songs from Queen is they are theatrical.

Freddie Mercury was very theatrical; he has that style about him.”

Michael does, however, embrace all kinds of music, stating: “It’s labels, labels are rubbish.

You don’t need to have labels on music. It’s either good music or not good music.”

And Michael’s millions of fans know good music when they hear it.

* For more information on Michael Ball’s latest tour go to www.livenation.co.uk/artist/michael-ball-tickets 13

FINANCE

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50 plus magazine

A secure future with EQUITY RELEASE? THESE days we have to look at a variety of ways to raise cash and ensure that our future will be secure and one popular way for anyone over 55 to do just that is via equity release, which offers the chance to access the cash – the equity – tied up in your home. It can be as a lump sum or in several small amounts, or a combination of both.

There are two equity release options: lifetime mortgage and home reversion.

The Money Advice Service explains that a LIFETIME MORTGAGE means that you take out a mortgage secured on your property, provided it is your main residence, while retaining ownership.

You can choose to ring-fence some of the value of your property as an inheritance for your family or you can choose to make repayments or let the interest roll-up. The

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loan amount and any accrued interest is paid back when you die or when you move into long-term care.

Most people who take out equity release use a lifetime mortgage. Usually you don’t have to make any repayments while you’re alive and interest “rolls up” (unpaid interest is added to the loan), meaning the debt can increase quite quickly over a period of time. However, some lifetime mortgages do now offer the option to pay all or some of the interest. Some will let you pay off the interest and the capital.

In the same way ordinary mortgages vary from lender to lender, so do lifetime mortgages, and if you’re looking at this option it’s worth knowing that the minimum age for this is usually 55. As we’re now all living longer, the earlier you start the more this is likely to cost in the long run.

The average borrower in their late 60s can usually borrow around 35% of the value of their home, but how much can be released is dependent on your age and the value of your property. The percentage typically increases according to your age when you take out the lifetime mortgage, while some providers might offer larger sums to those with certain past or present medical conditions. Many lenders offer interest rates which are fixed or, if they are variable, have a “cap” or upper limit which is fixed for the loan’s duration.

Check whether the product has a “no negative equity guarantee” This means that, when your property is sold and agents’ and solicitors’ fees have been paid, even if the amount left is not enough to repay the outstanding loan to your provider neither you nor your estate will be liable to pay any more.

It’s also worth finding out if you have the right to move to another property, subject to the new property being acceptable to your product provider as continuing security for your equity release loan, as different lifetime mortgage providers might have slightly different thresholds.

Consider whether you can pay none, some or all of the interest. If you can make repayments, the mortgage will be less costly. However, with a lifetime mortgage where you can make monthly payments, the amount you can repay might be based on your income. Providers will have to check you can afford these regular payments.

Look at whether you can withdraw the equity you’re releasing in small amounts, as and when you need it, or whether you have to take it as one lump sum. The advantage of being able to take money out in smaller amounts is you only pay the interest on the amount you’ve withdrawn. If you can take smaller lump sums, check if there is a minimum amount.

A HOME REVERSION involves you selling part or all of your home to a home reversion provider in return for a lump sum or regular payments.You have the right to continue

living in the property until you die, rentfree, but you have to agree to maintain and insure it.

You can ring-fence a percentage of your property for later use, possibly for inheritance - the percentage you retain will always remain the same, regardless of the change in property values, unless you decide to take further cash releases. At the end of the plan, your property is sold and the sale proceeds are shared according to the remaining proportions of ownership.You will get a lump sum or regular payments – normally between 20 per cent and 60 per cent of the market value of your home, or the part you sell.

With home reversions, it’s worth checking whether or not you can release equity in several payments or in one lump sum and the minimum age at which you can take out a home reversion plan. Some providers insist you’re at least 60 or 65 before you can apply.

Keep in mind the percentage of the market value you will receive. This will increase the older you are when you take out the plan but might vary from provider to provider.

Also check whether you have the right to remain in your property for life or until you

Empowering you with the retirement you deserve

need to move to long-term care, provided the property remains your main residence and you abide by the terms and conditions of your contract.

Again, check whether you have the right to move to another property, subject to the new property being acceptable to your product provider as continuing security for your equity release loan and whether the product has a “no negative equity guarantee”.You will also need to know what level of maintenance you’ll be expected to carry out and how often your property will be inspected – this could be every few years.

Overall, equity release might seem like a good option if you want some extra money and don’t want to move house, but it’s worth bearing in mind that equity release can be more expensive in comparison to an ordinary mortgage. It’s also worth considering any additional changes taking out equity release could make to existing arrangements, with the potential to lose means-tested benefits being key among them. It’s also worth considering involving your family throughout the process, as any equity taken out of the home will impact their inheritance later down the line.

Retirement

• Lifetime mortgages are helping more and more over 55s finance their retirement • To see if it could be the right option for you, contact an independent financial adviser www.pureretirement.co.uk

#PureEmpowerment

Company registered in England and Wales No. 7240896. Pure Retirement Limited is authorised and regulated by the Financial Conduct Authority. FCA registered No.582621.

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LIFETIME MORTGAGE NEWS

By Chris Morgan, The Lifetime Mortgage Expert Recently, I met a financial adviser who was very keen to share how much he wasn’t a fan of Lifetime Mortgages for over 55’s and how he saw them as “a product of last resort for his clients”.

The fact that most of his clients were very wealthy with large pension funds and investment portfolio’s meant that he rarely considered Lifetime Mortgages for his clients. Not all financial advisers are the same of course and I see this very differently, as millions of hard-working people in the UK spend their life repaying their mortgages and investing into their properties.

For that group of people Lifetime Mortgages are a very welcome way of releasing Equity from their property in later life and enjoying the fruits of their labour from during their working life.

Lifetime Mortgage products are now so much better than they been in the past and interest rates are so much more competitive. They provide an ideal way for people to access their property wealth, without paying any tax, without moving home, still owning their own property and not having to make any monthly payments to any lender.

FREE QUICK GUIDE …

LIFETIME MORTGAGE EXPERT OFFER A “QUICK GUIDE TO LIFE MORTGAGES”

CASE EXAMPLE …

FRED AGED 65 AND IRENE AGED 67 ARE RETIRING With one recent case, we released a £50,000 lump from their property which was valued at £200,000. This enabled them to pay off all their unsecured debts and bills as they are retiring.

They also wanted to book a special holiday, they had promised themselves when they finally retired, which is a Mediterranean cruise and to visit Venice in Italy. Their kids have now all grown up and it now seems the right time to travel, while they are still in reasonably good health.

We arranged a Lifetime Mortgage against their property which allowed them to access their Equity, without them needing to move home. They had considered moving to a smaller property, but couldn’t find one local to them that they liked at the right price.

All of their friends and family live near their current home which made moving out of the area a non-starter, because they did not wish to lose contact with them at this stage of their life. The whole process took less than three months to complete and Fred and Irene were left in a far better financial situation than before we met.

When we say Free, we do actually mean FREE, without you needing to give all of your personal details and without any “Hard Sell”.

We also offer a free 15 minute consultation without any further commitment if you wish to ask us any questions. All of this is followed by our “Qualified Advice, Zero Broker Fee” service, where for loans of £50,000 or more we do not charge a broker fee for our advice.

For a limited time we are extending that offer for 50 Plus Magazine readers so that people borrowing £30,000 or more can take advantage of this offer until end of 2019. The average broker fee charged for arranging a Lifetime Mortgage in the UK is £1210, some brokers charge up to £2395.

HERE’S THE LIFETIME MORTGAGE EXPERTS TOP 10 USES FOR LIFETIME EQUITY RELEASE …

Whether you are 55 or 75 there are many different reasons that people take out a Lifetime Mortgage 1) Repay Existing Mortgage or Personal Debts 2) Fund Holidays or Vacations 3) Home Improvements or Alterations 4) Landscape Gardening or Conservatory 5) Replace Car or Buy Second Car 6) Buy Caravan or Motorhome 7) Move Home or Buy a Bungalow 8) Help a Family Member Buy Property 9) Supplement Pension Income 10) Private Healthcare or Medical Bills

“Qualified Advice, Zero Broker Fee” Call Us: 0845 474 3075 Web: www.lifetimemortgage.expert Blog: www.lifetime-mortgage.expert Lifetime Mortgage Expert is a trading style of Unusual Mortgages who are authorised and regulated by the Financial Conduct Authority. Registration number 497173. We do not charge a broker fee for Lifetime Mortgages where the initial lump sum withdrawal is £50,000 or more, instead we receive a commission from the mortgage lender. Until the end of 2019 we are offering 50 Plus Magazine readers “Qualified Advice, Zero Broker Fee” for loans of £30,000 and above. 062019

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Resin Driveway profits soar with New Showroom in Yorkshire

Caption: Resin Drives new Brighouse showroom also features fencing, garden rooms, garage doors and even a putting green.

ResinDrives.co.uk Ltd recently celebrated record-breaking figures over the last two months, proving not even Brexit can hold back the Yorkshire-based home improvement firm. The timing could not be better, as they opened their doors to customers with a brandnew flagship showroom in West Yorkshire, Brighouse. The showroom happens to be the biggest internal resin showroom in the UK. As well as resin driveways, it also includes their new line of outdoor products; such as state of the art garden rooms, garage doors, fencing, decking and artificial lawns. There is also a mini putting green for customers to try out their golfing ability or to keep the kids entertained while parents can peruse the many resin samples on display.

“It was important to us to have an impressive flagship showroom for customers to see the quality and variety on offer for themselves.

Despite being a national company, we’re proud of our Yorkshire roots so Brighouse was an ideal location for our flagship showroom. Plus, it’s just a stone’s throw away from the M62, making it easily accessible for people further afield too. We invite customers to come in at

their leisure, where they can expect a warm Yorkshire welcome, and wide range of outdoor products on display - from resin driveways to garage doors and more.”, explains Managing Director, Carwyn Richards.

The showroom is their second showroom in the UK, with another based in South Wales.

They also have their resin driveways on display in Express Bi-folding Doors showrooms, in Leeds and Romford.

Resin Drives.co.uk Ltd have over 10 years’ experience and uses all their own installation teams to ensure consistent quality control across the board. Resin is becoming increasingly popular with more home owners than ever recognising its superior benefits over other surfacing options on the market: it’s porous, environmentally-friendly, weed adverse, slip-resistant, wheelchair-friendly and has excellent tyre traction. Aside from all the practical benefits, resin driveway gives customer’s many different aesthetic styles to add exceptional kerb appeal. With over 40 stone colours to choose from a trip to the showroom is definitely worthwhile.

Pop into Resin Drives new showroom today: Unit 4D Armytage Road, Brighouse, off Junction 25 from the M62. (Just next door to the British Car Auction). HD6 1QF. Alternatively, for more information call: 0800 007 5733 or visit: www.resindrives.co.uk

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While PAINTING and DECORATING internal walls will always make a difference to the smartness and lightness of rooms, it can be crucial in areas like the hallway.

Is this the welcoming place you want to portray? Is it light enough or would new lighting help to improve it?

DON'T MOVE HOUSE CHANGE IT THIS is often the time of year when you look around and consider the whole thorny process of moving house.

It may be that you have outgrown your present property, or your family is now independent and living in their own home or just that you’re fed up with where you live and need a change.

Moving house is always a reasonable choice but can be stressful. Instead, what you might well consider is CHANGING your current property to make it very different to suit your changing lifestyle.

For example, when your family is young, your home needs to be practical and easy to run. Life is lived largely in the kitchen for many families and rooms allocated to suit the basic needs of all members of the household.

It may be that your home has – by its geographical position and the type of property – been ideally suited to the regular juggling of job, school and interests.

Remove at least some of these areas - like when you retire - and a fresh assessment of your home is required.

So, it’s time to cast a fresh eye on your home and see if you can alter it to become the property of your dreams.

Assess the ROOM SPACE you have and see if you want more or just want to reconfigure space. Would you prefer a dining kitchen or maybe the addition of extra rooms to suit hobbies or current lifestyle?

Do you want to open up rooms for a more contemporary look?

An EXTENSION to your property not only changes the space proportions but also adds to your property’s value. Consider

Strategically placed spotlights can work well in halls, especially when combined with large, unusual mirrors.You don’t have to spend a fortune on either and you might even pick up a really eyecatching mirror in a charity shop, saleroom or online.

where this might go to be the most use and look the best.

Do you use your garage regularly or could you convert it into living space? GARAGE CONVERSIONS are very popular, especially with the increasing number of people who work from home or who are looking for an extra lounge or to create a gym.

Finding a builder on recommendation is one positive way forward, especially when you can see examples of their work.

Another is to go to influential websites like the Federation of Master Builders at www.fmb.org.uk or the Guild of Master Craftsmen on www.guildmc.com or try checkatrade.com It’s always best to go to accredited and experienced companies rather than just pick a name from a directory or online.

The same criteria applies if you want to have a CONSERVATORY or ORANGERIE built. Ask friends and relatives for recommendations and then go to their showrooms if possible and certainly see some of the work they’ve already done.

Having NEW WINDOWS installed makes a huge difference to both the look and the insulation of your home. Take advice on the right style for the age and type of property you have. The installer’s experience here is invaluable.

It’s also worth having the outside of your home PAINTED and areas like fascias and soffits addressed. At the same time, look at the garden or area in front of your house.

Would gravel rather than grass look better and be more practical? Does your garden want a re-think and overhauling? Call the experts in for a quote.

Re-think your ROOMS. It may be that you want to knock through a kitchen and dining room to create one big dining area or even create a new lounge in an upstairs bedroom. Homestyle magazines and websites can offer plenty of ideas on modern, alternative living. This is not always expensive but does requires a willingness to expand your ideas about dayto-day life at home.

Select a signature colour if you’re thinking of having new WALLPAPER or painting your walls. Take a sample of colour with you to look at new CURTAINS or BLINDS so that you can mix and match for a smart new co-ordinated look. There are many kinds of blinds available now and they can really open up a room.

Take a look at the latest types of FLOORING and choose the right one for the right area.You need something durable and easy to clean for an entrance hall. Porcelain, ceramic and stone tiles are all good choices as is solid or engineered timber. Natural fibre flooring is also suitable for hallways and stairs.

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If your LOUNGE SUITE is looking rather shabby and you can’t afford a new threepiece suite, take a look at the price of having new covers made as these can bring an old suite to life.

In open-plan kitchen diners, having two different flooring types for each area can work well, both visually and practically.

Stain-resistant flooring that’s easy to clean is best. There are also many types of vinyl flooring on offer now so ask your local retailer.

Wooden floors of all kinds can enhance a lounge area, interspersed with cosy rugs or you may prefer a good-quality carpet.

Porcelain or ceramic tiles are useful in

bathrooms but don’t rule out vinyl here, either.

Many people prefer carpets in bedrooms for their warmth and feeling of relaxation but look at your décor before you decide.

New KITCHENS are always a welcome change and make a terrific difference to the look of your home and lifestyle. But, if funds don’t allow for new units, changing your unit doors or just having the old ones painted makes a difference.

A change in colour scheme in kitchen furniture, utensils and appliances can also give this vital room a real facelift.

The same is true of BATHROOMS where even a new shower curtain and different coloured towels and accessories can brighten up the whole place.

Add new LIGHTING around the house and you’ll feel like this is a new property – but still right where you want to live.

Book a damp survey today or get a FREE quote for any of our services

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Do you think that you have damp problems in your home? Can you see darkened or flakey patches on the walls? Contact our damp proofing experts who can fix any of these problems permanently without any fuss, or permanent damage.

Have you got a cellar that is unused? Damp Nation have a solid reputation for converting old looking cellars into additional rooms for all types of purpose, from extra storage space to a livable room. You’ll be amazed at how easy we can do it.

Can you see signs of cracked or crumbling woodwork?

Have damp patches or mould, or even the growth of fungus or a damp smell? One damp survey from Damp Nation will identify and diagnose a solution, quickly!

Are you looking to create a project but need some help?

Do you want to extend your home but don’t know how to get started? Damp Nation can provide a plan and design service that can help you improve your home without fuss and at an affordable cost!

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Romiley Mobility Independence Matters

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Tel: 0800 0214710 • 0161 312 7753 9 The Precinct, Compstall Road, Romiley, Stockport Cheshire, SK6 4EA • info@romileymobility.co.uk

www.romileymobility.co.uk

FOOD & DRINK

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50 plus magazine

JAMES MARTIN'S GREAT BRITISH ADVENTURE

Crab cakes with homemade mayonnaise Brown crabs are extremely commercially important and the crab fishery in British waters is one of the largest in the world, although the bulk of crabs are still exported to Spain and France. Brown crabs are found all over the British Isles where the rocks and weeds provide cover and, of course, the cold water. I’ve never eaten crab as good as the ones I tasted in Cromer and in the Orkney Islands on this trip.These cakes showcase the delicious flavour of fresh crab.

Start by making the mayonnaise. Whisk the egg yolks, mustard and vinegar together in a medium bowl until smooth. Slowly pour the vegetable oil into the bowl, starting with a little drizzle and whisking well. This is easiest to do with an electric hand whisk.

Continue to drizzle in the remaining oil, 24

whisking all the time, until the mixture has thickened. Season to taste.

Put the crab into a large bowl with the potatoes, spring onions, chives, lemon juice and egg yolk. Season and mix everything together well. Divide the mixture into 8 portions. Dust your hands with flour and form each into a round fish-cake shape roughly measuring 8–10cm in diameter and 2cm thick.

Heat a large, non-stick frying pan over a medium heat until hot.

Drizzle with a little oil and pop the fish cakes in. Cook for 2–3 minutes on each side until golden and heated through.You may need to do this in batches, depending on how big your pan is.

To serve, pop 2 crab cakes onto each plate, garnish each with watercress and a lemon wedge and serve with a dollop or a little pot of mayonnaise.

S E RVES 4 400g white crab meat 400g cooked potato, pushed through a ricer 6 spring onions, sliced small bunch of chives, chopped juice of 1/2 lemon 1 egg yolk sea salt and freshly ground black pepper 25g plain flour, for dusting olive oil, for frying For the mayonnaise 3 egg yolks 1 tablespoon Dijon mustard 1 tablespoon white wine vinegar 200ml vegetable oil sea salt and freshly ground black pepper To serve small bunch of watercress 1 lemon, cut into 4 wedges

THE NORTH WEST’S

....

Bolton’s Award Winning Market Bolton market has over 200 stalls including a bustling food court serving food from all over the world, cafés complement our food offer, and we even have a licensed bar.

Whisky chicken with wild mushroom & mustard sauce Heat a large, wide, non-stick sauté pan over a medium heat until hot.

Add the butter and heat until melted, then add the chicken pieces, skin-side down. Season them all, then fry for about 10 minutes, until deep golden. Stir in the shallots and garlic and cook for 3–4 minutes, until starting to soften.

Turn the chicken over so it’s skin-side up.

Pour the whisky into the pan and bring to a bubble to burn off the alcohol. Stir in both types of mustard, then add the potatoes, mushrooms and tomatoes. Season well then stir in the stock, cover and bring to the boil. Reduce the heat and simmer gently for 20 minutes, or until the chicken is cooked through. Cut through the thickest piece of meat and check there are no pink juices.

When the chicken is cooked, pour over the double cream and stir in the parsley. Add the wild garlic to the pan and cook for around 1 minute until it’s wilted, then remove from the heat, sprinkle the flowers over the top and serve.

S E RVES 6 25g butter 1 x 2-kg chicken, jointed into 8 portions Bolton sea salt and freshly ground Council black pepper 2 shallots, diced 1 garlic clove, chopped 50ml whisky 1 tablespoon Dijon mustard 1 tablespoon grainy mustard 200g new potatoes, halved 100g wild mushrooms 4 medium tomatoes, quartered 750ml chicken stock 75ml double cream small bunch of flat-leaf parsley, chopped small bunch of wild garlic, plus wild garlic flowers to serve

You can buy everything from fresh fish, meat and game, locally sourced and exotic fruit and vegetables with speciality stalls selling deli meats and a huge selection of cheeses, plus there is a whole host of traditional stalls selling everything from furniture to flowers, bedding to broomsticks and much more.

Well worth a visit!

Bolton Market has it all.

Opening Times; Open every Tuesday, Thursday, Friday & Saturday 9am-5pm.

How To Find Us Bolton Market, Ashburner Street, Bolton BL1 1TQ. Contact: 01204 336825

Email: bolton.markets@bolton.gov.uk

Visit our website for a list of special events and activities that we are running at the Market.

www.bolton.gov.uk

NABMA

the voice of markets

WINNER BEST FOOD market 2017

“For Bolton’s Food & Drink Festival

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FOOD & DRINK

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50 plus magazine

Bread & butter pudding with cherry compote

S E RVES 6-8

The keys to a great bread and butter pudding have to be the egg and egg yolk combo, the cooking time and temperature of the oven.Too many eggs and it tastes eggy, too hot an oven and the mix will soufflé and split, too long in the oven and it will be too firm. When made right, it’s a great dessert and one that should be on menus around the country. By the way, Paul Ainsworth doesn’t make a bad one at Number 6 in Padstow.

METHOD Preheat the oven to 150°C (130°C fan)/300°F/gas 2.

Butter each slice of bread on one side only, then cut off the crusts.

Slice each piece in half diagonally to make 2 triangles. Lay them in a 30 x 20cm ovenproof dish, overlapping each slice as you go.

To make the custard, put the eggs and egg yolks into a large bowl and add the sugar and vanilla bean paste. Whisk together to break down the eggs then pour in the milk and cream and continue to whisk until smooth. Pour as much of the mixture over the bread as possible to cover and set aside to soak for about 20 minutes – you won’t use all the custard at this stage. Keep topping up with more custard until all of it has been poured into the dish.

Transfer to the oven and bake for 35–40 minutes. The pudding should be bubbling hot but not necessarily golden brown. To make the compote, put the cherries and sugar into a saucepan. Heat gently to dissolve the sugar then bring to the boil and simmer for 10 minutes.

Allow to cool slightly and pour into a bowl.

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100g butter, at room temperature 1 loaf medium-sliced white bread 4 eggs 8 egg yolks 200g caster sugar 1 teaspoon vanilla bean paste 300ml milk 300ml double cream 2 tablespoons icing sugar For the compote 200g cherries, pitted 50g caster sugar

Dust the bread and butter pudding with the icing sugar and use a blow torch to caramelise the sugar or place it under a hot grill for a couple of minutes.

Spoon into bowls and serve with the compote alongside.

Extracted from James Martin’s Great British Adventure by James Martin (Quadrille, £25) Photography © Peter Cassidy

Broadstone Mill Shopping Outlet

… Fashion Trends for the Summer Season

It’s that time of year when people are going on their holidays or changing their wardrobe to suit the change in season (hopefully by the time you read this the weather will be a bit sunnier than it is today!)

For the women: This season it’s all about bright, vibrant tones, so don’t be scared to get rid of those dark/safe colours and really stand out from the crowd ! If you’re not quite ready for top-to-toe fuschia pink or full on mustard, then why not add a welcome splash of colour with an eye catching scarf, bag or shoes.

For those smart/formal occasions: Maybe a cruise, a family wedding or a day at the races are in the diary for this season, the hat or fascinator can really finish off an outfit or change it from being

cruise wear to mother of bride instantly.

For the men: Whether doing a spot of sightseeing or playing beach cricket, polo-shirts work equally well with shorts or jeans, whilst all shades of denim and check shirts are still big news this season. Smarten up a more casual look with a lightweight jacket or blazer.

Find everything you might need for your wardrobe and home at Broadstone Mill Shopping Outlet.

Something for everyone and every occasion.

Broadstone Mill Shopping Outlet, Broadstone Road, Stockport, SK5 7DL. www.broadstonemillshoppingoutlet.co.uk

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FASHION

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50 plus magazine

BLACK SUITS ONLY 1 IN 4 OF US

W

earing black doesn’t make us look truly slimmer and only just over quarter of us actually suit black. There we have said it. But before you run to the hills, colour specialist personal stylists from House of Colour advise us that we all have neutrals that look incredible on us and wearing these, and the other colours that truly suit us, can be transformative and supersede many of our need to wear black.

Managing Director of House of Colour, Helen Venables says: “Whilst black absorbs light so less detail is detected by the eye in the hope that lumps or bumps may appear to disappear, what actually makes us look slimmer is wearing the right colours because this draws the eye up to a face which looks radiant and healthy, so the focus is no longer on the body and its wobbly bits.

“Black is also often worn at work in the hope that is symbolises professionalism, prestige and power, however, is it memorable? Black on the wrong person will drain us and make us look unhealthy, whilst wearing the right colours and styles makes us look attractive and glowing and we feel good about ourselves.” Venables is quick to point out she is not demonising black clothes. “It looks gorgeous on some people. It’s just that it only looks good on just over 25% of us, the Winters.”

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In the 20th century the Swiss artist Johannes Itten established that each of us has a basic skin pigment which falls into four groupings which are defined by the unique combination of depth, hue and tone. According to Venables and her 100 strong team of colour and style consultants, which colours suit us is determined by the pigments in our skin and eye colour. “We all fall into one of the four seasonal categories which have an array of gorgeous colours that look amazing on you and some of these will be your wow colours.

‘Autumns’ are best suited to muted, soft,

Helen Venables Managing Director www.houseofcolour.co.uk

warm colours such as rust, and dark olive.

‘Springs’ look best in bright, clear, warm colours such as like geranium pink and apple green. ‘Summers’ wear muted, soft, cool colours like dusty pink and smoked grape.

‘Winters’ wear bright, clear, cool colours like electric blue and raspberry, and yes they are the ones that can wear black!”

Ok so we know that black doesn’t suit all of us (some of us begrudgingly), but we have neutrals and other gorgeous hues that truly do. So how does colour really impact our look, mood and indeed how we present ourselves to the world?

“There are many years of research that show the effects of light and dark on our wellbeing. We know that to see gorgeous colours is mood lifting, which can even affect our physiology including improving our blood pressure, as well as our mood. Many of us wear dark clothes when we are grieving or low in mood, whilst we wear bright clothes as symbols of hope and positivity. Colour also is proven to have a deep impact on the way people view others, objects and brands, helps us makes decisions, and is linked to memories. No one can doubt that our spirits are lifted at the first signs of spring and we try to warm ourselves as autumn becomes established.”

It is interesting when you consider that colour is everywhere, yet nearly impossible to describe.

Venables says: “Clothes are just fabric, it is the person that is important, but our relationship with our clothes and our colour and style is highly influential and sometimes transformative. Wearing the wrong or right clothes and colours can trap or free you. One good example is if your whole wardrobe is full of colours and styles that suit you, it makes getting dressed in the morning a whole lot easier.

Accessories are the beautiful finishing touches.”

But Venables hastens to add that it is not about wearing to wear a rainbow of bright colours but choosing the right colours that suit us, not those that look good on someone else. “Great quality neutrals ooze style kudos especially using a pop of colour. We all have our own wow colours that always look amazing when worn close to our face. Even the wrong lipstick will drain us, but the right colour will make our complexion glow and can lift your whole look.

Once you know what colours suit you, you can successfully make unlikely pairings and change things up a little bit if that is your style personality.”

w w w .a g eu k .or g .u k / stock p or t

Here are Helen Venables’ 5 best ways to be bold with colour 1) Use colour to look vibrant and radiant, this includes the neutrals that suit you. When you think colour, think both contrast and combinations.

2) It is true that once you know your colours, most of us need to do a spring clean of our wardrobes, but after that every piece should work effortlessly together meaning you can be more eco-friendly and don’t need an endless supply of new items. Instead boost your wardrobe with gorgeous accessories as the icing on the cake.

3) We all have a colour that we wished suited us, but we feel healthy and radiant when we are wearing the colours that best suit us.

4) Primary red is the only colour that suits every skin tone because it is neither yellow nor blue toned.

5) Know that colours are thought to be over 60% responsible for our first impressions of one another.

For those of us who are more conservative at work, use good quality neutrals for professional kudos. A pop of colour can have the final say.

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LEISURE

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50 plus magazine

Saturday 10 August Pride and Prejudice

WHAT'S ON

A Guide to what's happening in your region ...

17 - 21 July 2019 RHS Flower Show Tatton Park

Tuesday 9th July 2019 LADY BOYS 2019

A fabulous day out bursting with colourful gardening inspiration, fun family activities, have-a-go workshops and boutique shopping.

Meet the future stars of garden design, indulge in some shopping and learn how to create your own vegetable plot - all at this year's Tatton Park.

Cheekier Funnier and as Spectacular as ever , this amazing show has been touring in the UK for 21 years.The Lady Boys are back at The Plaza for Lady Boys of Bangkok Theatre Tour 2019. No one leaves without a smile on their face and that’s the success of this glitzy, sequin clad sparkler of a show that is back at The Plaza due to outstanding popular demand!

The Royal Horticultural Society, Telephone 020 3176 5800 Tatton Park, Knutsford WA16 6QN. Telephone 01625 374435.

The Plaza, Mersey Square, Stockport, Cheshire.

SK1 1SP. www.manchestertheatres.com

7:00 PM – 9:30. When Elizabeth meets the terse and abrupt Mr. Darcy, she loathes him at first sight. But is there more to him than meets the eye?

Brought to life by award-winning writer Laura Turner, this adaptation has been a favourite of Chapterhouse audiences for years. Join friends and family for an evening of theatre beneath the stars, basking in the glow of this timeless classic.

Dunham Massey, Altrincham WA14 4SJ www.eventbrite.co.uk

Thursday 11th July 2019 SOME GUYS HAVE ALL THE LUCK THE ROD STEWART STORY

50 years on from the release of Rod's first album, Some Guys Have All The Luck - The Rod Stewart Story is back in theatres in 2019 with a brand new show, bringing to the stage a fantastic live concert celebration.

Manchester Opera House, Quay StreetM3 3HP www.manchestertheatres.com

14 July 2019 Disability Awareness Day

The world’s largest not-for-profit, voluntary-led, free, pan-disability exhibition, hosted by Warrington Disability Partnership. A huge tented village will house over 220 exhibitors .

Visit www.disabilityawarenessday.org.uk or call 01925 240064 Walton Hall Gardens in Warrington, Cheshire

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Friday 6th September 2019 THE HOUGHTON WEAVERS

Saturday 28th September 2019 BONEY M

THE HOUGHTON WEAVERS have been entertaining folk now for over 43 years with their unique blend of popular folk music, humour and audience participation.

BONEY M with Maizie Williams return to Disco Fever LIVE celebrating 14 top 20 hits with Special guests, all hosted by the Legendary Leroy Lurve.

The Plaza, Mersey Square, Stockport, Cheshire.

SK1 1SP. www.manchestertheatres.com

Saturday 7th September 2019 THE MAGIC OF MOTOWN

Music fans are invited to the biggest party of the year as the unstoppable Magic of Motown show steams into town! Seen by over a million people, it's no surprise that the show is one of the biggest success stories in British theatre history.

The Plaza, Mersey Square, Stockport, Cheshire.

SK1 1SP. www.manchestertheatres.com

WEDNESDAYS TEA DANCE

Come along to our weekly tea dance with a tea/coffee interval and try your chances in the raffle.

Buy your tickets on the door for £2.70.

Stockport Town Hall, Edward Street, Stockport, SK1 3XE

The Plaza, Mersey Square, Stockport, Cheshire.

SK1 1SP. www.manchestertheatres.com

Bury Market has a well deserved reputation for friendly service, fantastic produce and great value.

As one of our customers recently said ‘Traditional market with great atmosphere and great product choices. Fish, meat and veg is second to none. You can be sure of a bargain. I recommend it to - family and friends. Too good to keep to myself'

Enjoying the Cheshire outdoors

Brereton Heath Local Nature Reserve offers a variety of walks, including an easy access trail through the woodland with restful views over the lake. Look out for birds and butterflies on the way, including the bright yellow brimstones.

The park was once part of the Brereton Hall Estate and was planted with Scots pine trees. Most of these were felled during the First World War but some remain and provice valuable homes for wildlife. Silica sand was discovered in the 1950s and for the next twenty years up to 500 tonnes were extracted per day. Today the park is managed as a local nature reserve, recognising its importance for people and wildlife alike.

If you're feeling energetic, why not have a go at the permanent orienteering course?

Maps are available from the Rangers at a small cost. Angling and canoeing are allowed on the lake, please contact the Rangers for details of permits.

There is an on going programme of artists in residence, resulting in a variety of temporary and permanent artworks around the park.

Brereton Heath Local Nature Reserve Davenport Lane, Brereton Heath, Congleton CW12 4SU Tel: 01477 534115

Friday 11th October 2019 ROY ORBISON & BUDDY HOLLY THE HOLOGRAM UK TOUR

Roy Orbison & Buddy Holly and full band: The Rock N Roll Dream Tour - The Hologram UK Tour, Live on Stage at the O2 Apollo, Manchester.

O2 Apollo Theatre, Stockport Road, Ardwick Green, Manchester, M12 6AP www.manchestertheatres.com

Open 20 Oct 2018 - 31 Dec 2019 Documentary Challenge

Make and feature in your own minidocumentary at IWM North. Which stories are too important to be kept inside the museum? What deserves more attention from the wider world? This is your family's chance to have your say and share stories ranging from spies to bomb shelters and from refugees to ration books. Daily from 20 October 2018. No booking necessary.

Bury Market Hall: Open every day except Sunday Full Markets Open: Wednesdays, Fridays & Saturdays “Winner Great British Market Awards” Britain’s Favourite Market “Winner National Coach Tourism Awards” Coach Friendly Shopping Destination of the Year

Bury Market Management: Tel: 0161 253 6520 Email: burymarkets@bury.gov.uk Web: www.burymarket.com

Imperial War Museum North (IWM North), The Quays, Trafford Wharf Road, Manchester M17 1TZ www.visitmanchester.com/ documentary-challenge

31

Quality dentures mean a quality lifestyle

THE IMPORTANCE OF DENTURES

T

he eyes, nose and teeth are the focal points of every face; they give the first impressions of your personality.

Natural teeth grow in proportion and in harmony with your facial features and your dentures should be made accordingly.

Your teeth, or your dentures, have many important functions: to support your facial muscles, to help formulate your speech, and most importantly to chew your food and start the digestive process.

It is very important to chew food properly, as poorly chewed food will take longer to digest, especially for the elderly who could risk problems in the digestive system.

DIFFICULTIES IN CONSTRUCTING A GOOD SET OF DENTURES Constructing a functional and aesthetically pleasing set of dentures is the most difficult task in dentistry. We are not only replacing lost teeth, but also lost tissue matter and bone. In other words, we have to re-create your facial features as they were before the loss of your natural teeth.

32

In most cases we do not know what your teeth looked like, what size they were or what position they were in originally. We have a few indications but mostly we have to rely on our visual and artistic judgement.

At the same time we have to use our technical expertise in order to make the denture stable and functional. Denture construction is more art than science.

CHOICE OF DENTURES

HOW LONG SHOULD DENTURES LAST? The question we should ask is, how long will my dentures be functional for? Dentures can last twenty or more years, but will lose their function (chewing ability, proper fit etc.) probably after two years. This will depend on many factors: 1.

Quality of dentures.

2.

Age of Patient.

There are three main quality standards in denture materials:

3.

General health of patient.

4. Any drastic change in weight.

Denture Base Acrylics: standard quality, high impact much stronger non brittle and the latest thermoplastic.

DENTURES NEED REGULAR SERVICING

Denture Teeth: 2-layer acrylic very basic and cheap, 3-layer acrylic re-enforced much harder, 4-layer composite extra hard and natural looking.

However, good materials on their own will not make good dentures. A skilful and experienced clinician and technician are required. The best results are achieved when the whole job is done by the same person.

Dentures are in constant use almost 24 hours a day, 365 days a year. They are also in a pretty hostile environment in the mouth, being attacked by strong acid, bacteria, hot, cold and spicy food. Denture material absorbs liquids and food odour.

Daily cleaning is essential as well as professional ultrasonic cleaning in a dental laboratory at least once a year. Due to constant bone resorbtion dentures will become loose sooner or later.

HEALTH

Loose dentures will increase damage to the gums and bone structure, and increase the risk of breakage. Have them re-lined as soon as possible to get a good fit. It only takes a day or two.

50 plus magazine

SUMMARY

1.

Clean your dentures daily with a denture brush and denture cream.

2. Have your dentures inspected every two years, and re- lined or ultra-

sonically cleaned.

Have your dentures inspected by a dentist or denturist at least every two years, or more frequently if necessary.

3. Have a new set made every 5 years if possible.

4.

Keep a spare set for emergencies.

5. Remember, dentures do not have to hurt and do not need to be

uncomfortable.

YOUR DENTURES NEED ATTENTION 1.

When they become loose.

2. When teeth or denture base

discolours.

3.

When tooth surfaces become flat.

4. When denture base does not fit around natural teeth (in partial dentures).

5. When you develop deep lines around your mouth.

6. When your chin sticks out, and the corners of your lips are constantly wet, developing sores.

7. When you stop smiling and feel embarrassed.

|

6. With a new set of dentures, you should receive a written guarantee, a detailed prescription of the materials used in your dentures, cleaning and

servicing instructions, and a cleaning kit.

7. Dentures so life-like you'd think they were real.

the A service that will make you smile!

Offering Denture Perfection

LOOSE DENTURES Can be re-lined by adding a thin layer of the new acrylic to fit the surface of the dentures, making them fit better (takes one or two days).

DENTURES WITH WORN DOWN TEETH Teeth can be replaced with a new set.

Major improvements in Facial Features

Emergency Denture Repairs Free Consultations Friendly Personal Service Open Late Ample Parking

Padding dentures to reduce lines and fill up sunken cheeks will require a new set of dentures. It is advisable to have a new set of dentures made every 5 to 10 years.

• • • • •

SHOULD I HAVE A SPARE SET OF DENTURES MADE?

GDC (REG) T.W. ELLWOOD Dip CDT RCS (ENG)

Yes, it is very important to have a spare set of dentures for emergencies in case of breakage.

WHERE DO I GO TO HAVE A GOOD SET OF DENTURES MADE? Every dentist can make dentures, but not all of them will specialise in denture making.

Denturists will take the greatest care to make your dentures look natural and fit properly. They can give you and your dentures the time and attention you deserve.

www.thedenturepeople.com • www.hillsidedentures.co.uk enquiries@hillsidedentures.co.uk Hillside Denture Centre, The Archways private medical & health clinic 86 Stockport Road, Romiley, Stockport SK6 3AA TEL: 0161 406 0400 The Didsbury Denture Centre, the dental health centre 1B School Lane, Didsbury M20 6RD TEL: 0161 445 5459

33

Health

|

50 plus magazine

and eventually they’ll be confined to a bed or wheelchair.

Other symptoms are: • Difficulty in eating and swallowing • Considerable difference in weight, some people may lose weight and others may eat too much • Loss of their bladder control and sometimes their bowels • Loss of speech, repeating a few words or crying out from time to time

Anne Inglis

Director

Support to stay in your own home If you want to live as independently as possible, you may need support to stay in your own home.The health and social care trust in your area can provide services to help you.

Learning about Dementia Each person experiences dementia differently so it’s helpful to sort the condition into stages to help detect the symptoms earlier.This will let you know whether you need to look for care and support for a loved one. Dementia is a progressive illness affecting a person’s mental capacity, their memory and communication will gradually decline and will require support to carry out daily living routines.

Stages of Dementia Early stage The early stages of dementia are very minor changes in a person’s behaviour and can often be mistaken for normal ageing attributes. Loss of memory for most recent events is an early sign that someone may have dementia. Be on the lookout for these signs: • The person becomes slower at understanding new ideas • They repeat themselves • They lose interest in other people and activities • They blame others for taking their misplaced stuff • They’re forgetful about recent events or conversations • They find it hard to make decisions • They’re unwilling to try out new things In these situations it’s tempting to support them to help them cope, but in order to retain their independence and self-esteem, they should have the chance to do activities for themselves, with a little support if necessary They’re likely 34

to become agitated and distressed in this condition, so be ready to provide emotional support and reassurance to boost their confidence.

Middle stage As dementia progresses, the changes in the person become more noticeable.They need support to help manage their daily living, with frequent reminders to eat, use the toilet, wash and dress. Being forgetful of people’s names and repeating the same phrase several times are signs of decline in their memory.

During the Middle stage they may lose their confidence and become clingy.

You may also notice some other signs, be careful of: •

•

•

•

Confusion about where they are and becoming lost after walking off Waking up at night because they’re mixing up night and day Putting themselves and others at risk - by forgetting to light the gas on the cooker for example Hallucinations and difficulty in perceiving events

Late stage During this time, they’ll be totally dependent on others to help care for them.Their loss of memory will become paramount, being unable to recognise objects, surroundings and their closest friends and family members.

You’ll notice that they’ll become increasingly frail at this point, showing difficulty in walking

Health and social care assessments A range of support is available. For example, you might need help with cleaning, or you may find it useful if you had a bath rail fitted.You may be entitled to financial help to maintain your own home.To find out what sort of help you could get, your local trust will assess your health and social care needs. It is important to tell the health and social care trust what will make your everyday life easier.

You may also be entitled to ‘direct payments’.

These are trust payments available for anyone who has been assessed as needing social care, and who would like to buy services instead of receiving the trust’s services. For example, direct payments could be used to pay a home help.

Care in your own home Care in your own home is offered to people who require help with personal care like washing or dressing, or help with other daily domestic tasks such as cooking and cleaning, or help in managing finances.

Direct payments - arranging your own care and services Direct payments are local Health and Social Care (HSC) Trust payments for people who have been assessed as needing help from social services, and who would like to arrange and pay for their own care and support services instead of receiving them directly from the local trust.

A person must be able to give their consent to receiving direct payments and be able to manage them even if they need help to do this on a day-to-day basis.

Who is eligible?

If you already receive social services Your local trust is obliged to offer you the option of direct payments in place of the services you currently receive.There are some limited circumstances where you are not given this choice and your local trust will be able to tell you about these.

If you’re not receiving social services To get direct payments you’ll need to contact your local trust to ask them to assess your needs. Direct payments are normally available if you: • have a disability and are aged 16 or over • are a carer aged 16 or over, including people with parental responsibility for a child with disabilities • are an older person HELPING CARERS & THE FAMILY •

•

Understand that caring for a person with AD can have physical, emotional and financial costs.

The demands of day to day care, changing family roles, and difficult

decisions about placement in a care facility can be hard to handle.

Offer support, information and a listening ear.

• Becoming well informed is really important.

• Help them develop their own coping strategy with a strong network of family and friends When you need extra support for continuous care, you may not want the added stress of having to leave your home. Bluebird Care gives you the option of high quality care without moving to a care home. Our care visits service offer the reassurance of care and support in the comfort of your own home.

We never take a one-size-fits-all approach to care, our customers’ unique needs are considered every step of the way, meaning you stay in control of your care and support at all times. A member of our team will ask what is important to you so we can provide the care you want, the way you want it.

Choosing Bluebird Care means: • •

No need to move to a care home A personal service where your unique needs are considered every step of the way, available as and when you need it.

• Fully trained, compassionate staff who respect your home and your privacy • A flexible service, where every day can be different • A wide range of care and support– personal care, housework, social activities – you choose • A proper introduction to make sure we have found the right person for you • Regular follow up from a Bluebird Care manager to check you are happy with our service As a nationwide provider, Bluebird Care work to accredited training and induction standards and are able to provide full support and supervision in person with the management team on hand to oversee any issues and to offer a fully supported care service. Bluebird Care completes all the necessary employment checks, such as with the police or criminal records authorities and care worker references.

Each care worker receives on-going training and support while they are looking after you at home.

CARE VISITS AT HOME We care passionately Bluebird Care (Stockport)

238A Wellington Road South, Stockport SK2 6NW.

Telephone: 0161 477 0200 What we offer We offer everything from personal care to shopping, cleaning or social visits.

In fact everything you need to stay in the comfort of your own home.

Alternative Bluebird Care offers a realistic cost effective alternative to residential care.

With familiar friends, relatives and possessions around, Bluebird Care ‘just happens’.

Our staff Our staff are caring, trained to give medication and police checked.

www.bluebirdcare.co.uk

35

Providing local services for local people Visit Age UK Stockport at our convenient public office for Information and Advice on a wide range of issues for the over 50’s.

For over half century Age UK Stockport has been working as a local independent charity providing support to people in later life.

For information on our many services visit our website :

www.ageukstockport.org.uk Or call us on: 0161 480 1211

Available to ‘call in’ 9.30 am to1.00 pm Monday to Friday and longer hours for calls and appointments at: Unit 34 Great Underbank, Mersey Shopping Centre, Stockport SK1 1PD (Near the Post Office) For information or an appointment call

0161 477 1213

Registered Charity number: 1139547

Supporting independent living Step Out Stockport is a friendly and experienced Day Service providing social and practical care and support and a reassuring break for carers.

Based at Whitehill Resource Centre, it offers fun, friendship and a range of activities for living well.

Members are supported at the centre and in the community, or just through some safe quiet social or reading time.

Support is available from a skilled and experienced staff for people with varying needs.

Tailored care and support in your home and in your life – working with you, alongside you.

A bespoke service supporting adults, tailor-made to each person’s individual needs and situation.

This includes assisting with a range of activities including personal practical tasks at home, shopping, domestic support, companionship leisure activities, supporting hospital and other appointments, through to supporting people with complex conditions such as dementia, Parkinson’s, stroke or palliative care.

Open for day sessions Monday to Saturday.

To find out more for you or someone else please contact us.

Visit our website at: www.stepoutstockport.org Call us on: 0161 480 0480 Email us at: info@stepoutstockport.org

We are committed to ensuring our service is friendly, flexible and person led.

If you would like an informal chat please do not hesitate to contact us details below: Tandem Commonweal, 56 Wellington Street, Stockport SK1 3AQ

Visit our website at: www.ageukstockport.org.uk Call us on: 0161 480 1211 Email us at: tandem@ageukstockport.org.uk

Do you worry that you or a loved one will fall at home and be left waiting for help to arrive?

Perhaps you are often uninjured but struggle to get yourself up?

Would it reassure you to have a fully trained response officer with specialist lifting equipment available at the touch of a button?* Starting from ÂŁ3.50 a week for our Monitoring Service, Carecall will respond to an emergency 24/7/365, meaning you can rest easy knowing someone is there should you need them. *Lifting service available between 07:00-22:00 seven days a week. Outside of these hours a family member / carer will be requested or an emergency response will be arranged.

All our service options are FREE for the first 4 weeks - get in touch today!

0161 218 1655

HEALTH

|

50 plus magazine

THINGS YOU SHOULDN’T HIDE FROM YOUR GP AND WHY Sharp pain in head or eyes.

A sharp pain in the eyes or head is usually nothing to be too concerned over and may be linked to medical problems such as sinusitis or a migraine. Still seek medical advice if you find yourself experiencing these symptoms because in rare cases you could be at risk for seizures, blood clots and brain damage.

If you are overly stressed.

“Being open to your GP about any health worries is really important. Some things may seem a little embarrassing for us to talk about but remember that doctors have seen it all countless times and having an examination or showing your doctor a lump may just save your life. If you have something that doesn’t feel or look quite right, always book an appointment and tell your GP all your symptoms, so they can either help or put your mind at ease. Here are some things you should never hide from your GP.

Unexplained weight loss.

It is important for everyone to monitor their weight, and noticing an unexpected change in weight should not be overlooked.

Unexplained weight loss for example is a symptom associated with type 2 diabetes. It is estimated that 1 in 17 people in the UK have diabetes – diagnosed and undiagnosed.

If type 2 diabetes goes untreated it can lead to various health problems such as kidney damage, eye damage and increases the risk of heart disease. So, if you feel you are experiencing any of the symptoms listed, we encourage you to contact your GP talk about these problems as soon as possible.

Feeling faint or fainting.

Feeling faint or fainting is relatively common, and most people have experienced this feeling at least once in their lifetime.

Fainting or syncope is caused by a temporary reduction of blood flow and/ or oxygen to the brain. It is often caused by a trigger which may be something like an unpleasant sight, heat, shock, standing up suddenly or dehydration. However, there are some more serious conditions which may trigger you to faint or feel faint such as neurological conditions or diabetes. For this reason, a fainting episode is always best discussed with your GP. 38

Although we all experience stress throughout our lives and a little stress is good for us, sometimes things can feel overwhelming. Too much stress is a major health issue that can put you at risk of heart attack, stroke and mental health issues, as well as affect your relationships and work.

It is important to share this with your doctor because they be able to find ways to help you cope.

Lumps, bumps and moles.

Although most lumps and bumps are normal, it is important to always get them checked by your GP especially if they grow in shape or size, become painful or red and if they are found in specific areas such as the breasts or testicles.

Blood in stool or urine.

Although finding blood in your stool is relatively common, it is always something you should flag with your GP. Rectal bleeding can be a sign of bowel cancer, and therefore should always be checked.

Similarly, blood in urine is also something you must discuss with your GP, even if it has only happened once and you have no other symptoms. Also if you find you are passing stools or urinating very frequently, straining whilst you urinate or have a feeling that you haven’t completely emptied your bladder, visit your GP to get things checked out.

Taking herbal supplements.

Although herbal supplements may seem harmless, they can cause adverse side effects and there is little evidence to show that many of them actually work. Supplements can also worryingly interfere with other medicines such as chemotherapy and warfarin to name just two and aren’t

By Dr Riccardo Di Cuffa, Director and GP at Your Doctor www.your-doctor.co.uk

always as holistic as they seem. Always check with your GP if the supplements you wish to take are ok for you.

Whether you smoke or not.

Those that deny to health professionals that they smoke typically tend to be the occasional or ‘social smoker’. By only smoking here and there you are still putting your health at severe risk. If you smoke at all then you are a smoker no matter how few cigarettes you smoke. By letting your GP know they can provide you with the necessary advice if you wish to give up and you are far more likely to be able to get rid of the habit entirely. Smoking causes 84% of lung cancer related deaths in the UK. You take sleeping pills.

These days we are often not sleeping enough and in order to function and feel our best, some of us turn to sleeping pills. Never take them without medical guidance or buy them off the internet. It is important to also understand that they can cause constipation, diarrhoea, daytime drowsiness and dizziness and there are risks associated with sleeping tablets including addiction and long term health issues. There are alternative ways to help with sleep, so seek advice from a GP before taking sleeping pills or let your GP prescribe the right ones.

How much alcohol you drink.

Both men and women are advised not to drink more than 14 units a week. It is important to note that these units should be spread over the course of the week rather than being consumed at once on the weekend! Drinking in moderation is ok but drinking too much can cause damaging effects to your heart and liver disease and is associated with cancer. If you’re worried you drink too much, try having dry days; dry January may be something you should try.

Tell your GP so they can help support you.

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