JANUARY - MARCH 2020
OLDHAM, ROCHDALE & TAMESIDE EDITION 60
Sir Cliff Richard
CELEBRATING HIS 80TH BIRTHDAY
Adapting 2020 Ideas TO BRIGHTEN YOUR HOME
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TWITTERING ON By Angela Kelly
JOHN SUCHET Takes a Danube River Cruise
A SECURE FUTURE With Equity Release
SIR CLIFF RICHARD Celebrating his 80th birthday
16-17 HOME Adapting 2020 ideas to brighten your home
Travel JOHN SUCHET TAKES A DANUBE RIVER CRUISE WITH UNIWORLD
FOOD & DRINK Ginnaro Contaldo's Italian recipes
STEVE HOWARTH'S TEST DRIVE A look at the Land Rover Discovery
WHAT'S ON A guide to what's happening in your region
32-33 HEALTH How to help someone living with dementia
IDEAS TO BRIGHTEN YOUR HOME
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TWITTERING ON BY ANGELA KELLY “mockumentary” which will take what they see as gospel. They will, wrongly, assume that this is true history being played out by actors and definitely happened. In fact, as in The Crown, there are some scenes “imagined” – in other words, they made it up. Although accepting that it can be used by those with an agenda to shape public opinion, it’s not necessarily always a damaging ploy. In the hit 2017 film Darkest Hour set in May, 1940, and about Winston Churchill winning the hearts and minds of both Parliament and the public during World War Two, there is a scene on the London underground which is pivotal.
Do film and TV dramas really tell the truth? VETERAN broadcaster John Sergeant raised an interesting point about how fictionalised versions of history may fool people into believing this is actually what happened. He was concerned about the Netflix hit series The Crown. He felt the way it depicted the Royal Family might not be “appropriate” and that timelines and events were “massaged and altered” to assist the drama. This comes after the Queen’s ex-press secretary called imagined scenes “distasteful.” However accurate or otherwise such dramatised versions of real-life are, there is definitely a concern there about how near the truth such versions may be. They are, after all, created for entertainment and perhaps some periods of history, some lives, are just not that interesting for quite a large part of them. When there are occurrences (and, goodness me, the Royal Family had a year packed with them in 2019) then they tend to be the ones on which, quite naturally, dramatists focus. More worrying – which I think is John Sergeant’s point – is that there will be a large portion of any audience of this kind of 4
Churchill meets and chats to Londoners who give their opinion about the war which alters, or possibly cements, his own views. As a result, he makes an inspirational speech to Parliament.
However, researchers who observed people meeting in local government, public organisations, the police and health bodies found decision-making is actually very limited. These findings will be balm to all those harassed souls forced to attend endless meetings with their job. Furthermore, the researchers say that these meetings are often more like “therapy”, allowing people to air complaints, justify their job or clarify their own status. Brilliant! Some decisions are best taken by a very small number of purpose-driven individuals who will get on with what’s important. Ready for my 10 o’clock meeting? Sorry, it’s just not productive enough.
Apparently, there is no evidence that this ever happened. We don’t mind, though, because it is artistic licence and adds to the points being made about Churchill which were historically accurate. I suppose the problem is that most of us have either forgotten what we’ve learned of some specific period or event in history or are simply too lazy to find out the truth. We go with the version that entertains us, happily accepting that this “seems right” so it must be true, which is possibly dangerous naivety.
When meetings really take us nowhere I LOVE the latest findings about business meetings: that they may be more about status and showing off than actually getting anything done. According to academics from Malmo University and Lund University in Sweden, some managers spend more than half their working week in meetings.
YouTube is the go-to place for practical skills ARE you a Bake Off fan? I watch it sometimes but it always leaves me feeling hungry. I do love, though, Junior Bake Off because it’s not only inspirational but fascinating to witness the skills that these youngsters display with so much confidence. The latest winner was 13 year-old Finley Woodward. Far from having to be prised off his X-box, Finley plainly loved to cook and was absolutely amazing at it.
He learned his skills from his grandmother and from watching YouTube videos and, while the former seems so logical, us older types have had to come to terms with how people pick up new talents these days. In fact,YouTube is a fantastic tool. I’ve learned how to put my hair up in quite an enviable style, can now re-wire a plug and regularly watch “how to massage” videos purely for the relaxation. OK, it’s not Bake Off, but what other clip can make your eyelids shut and you feel totally relaxed. Oh, sorry, forgot Newsnight.
Cheers to the wine tasters – and good luck! I DON’T know about you but I’ve always been in awe of those wine buffs who really understand their subject. You know the type: they study the bottle before it’s even opened, pronounce on the year or the region in some knowledgeable way, swill the first mouthful lovingly around before swallowing and then talk about its nose or undertones.
Walliams’ wicked humour makes him top author DAVID Walliams may be a comedian but he is definitely laughing all the way to the bank as the writer of children’s books. The creator of Mr Stink, The Boy in the Dress and Gangsta Granny has notched up sales of £100 million. This puts the Britain’s Got Talent judge into an exclusive bracket of children’s authors. Since he first started writing children’s literature in 2008, the former Little Britain star has written 25 books including seven picture books and four short story collections. Perhaps what helps the talented Walliams is that he now has a six year-old son but I’m sure what is equally important is his own quirky personality and lack of fear when it comes to performing in public. He’s worth a book in himself.
Now, research suggests that many so-called wine connoisseurs cannot tell one bottle from another. Food scientists at Oxford University had experienced tasters convinced they were sampling a delicious rose when they actually drinking a white wine – made from an entirely different grape but dyed pink with food colouring. Now, there is concern that wine snobs may not actually be able to distinguish one tipple from another by taste and aroma but are primarily driven by colour. In that case, minesh a red!
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If you’ve not tried coach holidays before why not let Ellen Smith’s take you on your first coach experience. We’ve been established for over 120 years – so we know a bit about coaching holidays!
We do things a bit differently than our rivals All our tours include our ‘Door to Door’ service. That means that you are picked up by a taxi or small minibus right from your front door. No feeders, no interchanges, no changing coaches, no changing drivers and definitely no hassle! Within 30 minutes We normally have everyone on board and we’re on our way. We often have a second pickup at Stockport, but again this is timed for minimal delay. We are fully Financially Bonded And use some excellent privately-owned hotels. All visits and excursions are included in the price. We use modern coaches and mature friendly drivers.
How does it work? On the morning of travel we pick you up at a prearranged time and take you to our waiting coach at Birch Services. We’re off on holiday then! The same happens on the way back too, taxi back to your front door! We never discount We charge the correct price in the first place – therefore everybody on board pays the same price. Finally If you can find the same or similar holiday for sale cheaper in the UK we’ll refund the difference to the whole coach! 120
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Our 2020 ‘Door to Door’ Coach Tours Brochure out now, telephone us on:
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TO DOO R TOU RS 2 020 www.e llensm ith.co.u
A SELECTION OF OUR 2020 COACH TOURS
BEAUTIFUL CORNWALL - Rosemundy House Hotel
BOURNEMOUTH - Mayfair Hotel
CODEBREAKERS & CASTLE
Overview: Our tour is based in St. Agnes, a picturesque village on the north coast of Cornwall. Steeped in mining history, the village still retains a traditional friendly Cornish atmosphere. Includes Visits to: Newquay & Padstow, Falmouth & Truro, Penzance & St. Ives. This Tour has a ‘Winter Warmer’ theme with Sherry Reception; one afternoon cream tea; glass of wine on the last evening.
Overview: With seven miles of golden sands and sparkling sea, the vibrant cosmopolitan town of Bournemouth has it all – a vast variety of shops and restaurants, buzzing nightlife, endless countryside offering peace and relaxation and beautiful award-winning gardens. Includes Visits to: Poole & Weymouth, Sherborne & Shaftesbury.
Kettering Park Hotel & Spa
28 February | 5 Days | £279
16 March | 5 Days | £299
Overview: On this tour we step back in time and visit the home of codebreaking in the Second World War – Bletchley Park. Tour Highlights: Admission to Belvoir Castle, Traditional Market Town of Stamford, Admission to Bletchley Park, Market Town of St. Neots, University City of Cambridge.
19 March | 5 Days | £369
BEAUTIFUL DARTMOOR IN SPRING - The Moorland Hotel
THRIPLOW DAFFODIL WEEKEND - Mercure Letchworth Hall Hotel
Overview: Our tour is based at Haytor set at the base of Dartmoor - a magical, ancient landscape of stunning views, awe-inspiring granite tors and rugged, wide open spaces where you can truly escape to find peace and extreme beauty. Stunning Dartmoor Views. Includes Visits to: Tavistock & Plymouth, Coastal Town of Teignmouth, Historic Exeter, Picturesque Fishing Port of Brixham, Seaside Resort of Torquay
Overview: Nothing says spring quite like Daffodils! Since the first event in 1969, the weekend has grown larger and larger attracting thousands of visitors over the years to come and enjoy the village and its fantastic fair & daffodils. The 4 Star Mercure Letchworth Hall Hotel stands in 8 acres of grounds in Hertfordshire. Dating back to 1652 this former old English Manor House retains many Jacobean features. Tour Highlights: Thriplow Daffodil Weekend & Country Fair. University City of Cambridge.
Overview: A holiday in Blackpool will leave you feeling refreshed, relaxed and recharged - even if you’re on the go 25 hours a day! Perhaps it’s the resort’s infectious zest for life. Or maybe it’s just that, uniquely, whatever your routine Blackpool can offer a perfect break from it. Day Excursions: ½ Day and 1 Full Day Excursion. These will be operated by The Doric Hotel and although these are included in the cost of the holiday, please ensure that you register your name with the Hotel Reception staff upon arrival at the hotel.
23 March | 5 Days | £299
27 March | 4 Days | £289
30 March | 5 Days | £239
AVEBURY MANOR & GARDEN AND BRISTOL BOAT TRIP Best Western Blunsdon House Overview: A lovely new tour for 2020 which includes something for everyone with a City Docks Boat Trip, a visit to a 16th century Manor House & Garden and free time to explore the beautiful city of Bath. Tour Highlights: Admission to Avebury Manor & Garden, Market Town of Marlborough, Bristol including a Boat Trip, Beautiful Bath, Pretty Village of Lacock.
02 April | 5 Days | £389
WEYMOUTH - Hotel Rex
LLANDUDNO Marlborough Hotel Overview: Llandudno is Wales’s largest resort, uniquely situated between the Great and Little Ormes with two wonderful beaches, the awardwinning North Shore and the quiet, sand duned West Shore. We enjoy the short journey to Conwy, a delightful small town with a picturesque quayside overlooked by the mighty Conwy Castle.
03 April | 4 Days | £259
Call our reservations office on 01706 648126 and request a copy of our 2020 brochure. You’ll be surprised at the variations of tours we operate. Visit our website at www.ellensmith.co.uk
BLACKPOOL - Doric Hotel
Overview: Located on the beautiful Dorset coast and known as one of the UK’s most beautiful seaside resorts lies Weymouth. With its warmer climate, stretch of golden sands, shallow waters and pretty harbourside you certainly won’t be disappointed! Tour Highlights: Return Trip on Seaton Tramway Lyme Regis, Admission to Abbotsbury Subtropical Gardens, Free Day to Explore Weymouth 10 Single Rooms Available!
06 April | 5 Days | £399
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might like a glass of champagne.” We hadn’t ordered any. She had read our minds.
JOHN SUCHET TAKES A DANUBE RIVER CRUISE WITH UNIWORLD I was a great fan of river cruises before I ever took one. There must be something to see every day. Was I right? There was only one way to find out, and the opportunity presented itself last October - a Danube River Cruise with Uniworld, on which I would give talks about Vienna, City of Music, also describe how the waltz came to Vienna, and introduce a concert in an ornate Viennese palace.
It got better. We went up on to the sundeck and sat round a table admiring the beautiful city of Budapest from the river. I spotted a waitress climbing the steps, one hand on the handrail, the other balancing a tray with six glasses of champagne. I wonder if she’d bring some for us, I thought. Smiling, she put the tray down and said: “I thought you
I decided to combine pleasure with business. For the last decade or so, every October I have had a reunion with my oldest friends in the world, fellow students I graduated with over half a century ago. We were at university in Dundee, so in past years bottles have been opened and consumed in Scotland’s great cities. This time, why not make it extra special, and toast our friendship aboard S.S. Maria Theresa, gliding gently along the Danube, surrounded by exquisite scenery you might almost be able to reach out and touch? It took a masterpiece of planning. Let me tell you how it began. My wife Nula and I had barely unpacked in our state room (cabins are so passé), when I received a text message: ‘We’re in the Habsburg salon.’ 8
Boat Exterior in Budapest
That was a hallmark of the trip. Impeccable service on a truly beautiful ship. The captain addressed us all on the first evening, and it was evident how proud he was of her. The S.S. Maria Theresa is done out in the style of the Empress she is named after. Luxurious, splendid, glass doors and walls, gilded mirrors and chandeliers. He acknowledged, in his welcome speech, that the state rooms were not large. How could they be on a river cruise ship which needed to negotiate some narrow passages of river and many locks? “But have you noticed the space underneath the bed?” There was a collective intake of breath. Bed coverings are so luxurious they reach the floor. It had not occurred to us to lift them up, to reveal a vast space underneath specially designed to take your suitcases. Clever.
Uniworld Lobby Our cruise began in Budapest and travelled west, via Bratislava and Vienna to Passau in Germany. Over the course of a week you see more variety than you could ever predict. Big city life in Budapest and Vienna. Small city life in Bratislava and Passau. Country life as you cruise down the Wachau Valley, Austria’s wine growing area. You want activity? Every day excursions were available - from city tours to walking tours and bike rides, from a visit to a winery to an exclusive visit to a saffron workshop. You want to stay nice and quiet? Just lounge on the sundeck or in your state room. You might want to join some of the more energetic tours, if only to work off the weight you put on in the restaurant. The food was exceptional, and just as the ship itself reflects life in the historic Habsburg Empire, so the food brings you a taste of the area the ship is in on that particular day. There is no doubt about it. Uniworld river cruises - from Portugal in the west to Russia in the east - are the height of luxury. Several experienced river cruisers told us they always travel Uniworld - with a knowing look and a comment along the lines of “You get what you pay for.” Yes, they are not cheap, but everything is included, and I mean everything. That means all food and drink. Not just wine
and soft drinks, but all drinks. That first tray of champagne is already paid for - so is very other drink you consume on the trip. Experienced Uniworld travellers know to pace themselves. Tips too are all included.You are not expected to tip, but several discreet handshakes were given for exceptional service.You really could leave your credit card at home. So was I right about river cruises? In a word yes, and now I really can speak from experience. The only problem: much as I love the cities of Scotland, next year’s reunion will have a lot to live up to.
Uniworld’s (uniworld.com / 0808 301 2705) eight day Enchanting Danube cruise from Budapest to Passau is priced from £2,499 per person, twin share, for departures between March – November 2020. All-inclusive price includes luxury onboard accommodation in a riverview stateroom onboard the S.S. Maria Theresa, all meals and unlimited beverages onboard; onshore excursions, all transfers on arrival and departure days and return flights from the UK. Offers are regularly available, check www.uniworld.com/uk/current-offers/ for details.
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Also check whether you have the right to remain in your property for life or until you need to move to long-term care, provided the property remains your main residence and you abide by the terms and conditions of your contract. It’s worth checking whether you have the right to move to another property, subject to the new property being acceptable to your product provider as continuing security for your equity release loan and whether the product has a “no negative equity guarantee”.You will also need to know what level of maintenance you’ll be expected to carry out and how often your property will be inspected – this could be every few years.
A SECURE FUTURE WITH
EQUITY RELEASE? THESE days we have to look at a variety of ways to raise cash and ensure that our future will be secure and one popular way for anyone over 55 to do just that is via equity release, with research carried out by the Equity Release Council showing that 72% of homeowners over 45 questioned wanted to stay in their property for as long as possible, with 41% also looking to invest in home improvements. Equity release offers the chance to access the cash – the equity – tied up in your home, which can be released either as a lump sum or in several small amounts, or a combination of both. There are two equity release options: a home reversion and a lifetime mortgage. A HOME REVERSION involves you selling part or all of your home to a home reversion provider in return for a lump sum or regular payments.You have the right to continue living in the property until you die, rent-free, but you have to agree to maintain and insure it.
You can ring-fence a percentage of your property for later use, possibly for inheritance - the percentage you retain will always remain the same, regardless of the change in property values, unless you decide to take further cash releases. At the end of the plan, your property is sold and the sale proceeds are shared according to the remaining proportions of ownership. You will get a lump sum or regular payments – normally between 20 per cent and 60 per cent of the market value of your home, or the part you sell. With home reversions, it’s worth checking whether or not you can release equity in several payments or in one lump sum and the minimum age at which you can take out a home reversion plan. Some providers insist you’re at least 60 or 65 before you can apply. Keep in mind the percentage of the market value you will receive. This will increase the older you are when you take out the plan but might vary from provider to provider.
The Money Advice Service explains that a LIFETIME MORTGAGE means that you take out a mortgage secured on your property, provided it is your main residence, while retaining ownership. You may be able to ring-fence some of the value of your property as an inheritance for your family or you can choose to make repayments or let the interest roll-up. The loan amount and any accrued interest is paid back when you die or when you move into long-term care. Most people who take out equity release use a lifetime mortgage. Usually you don’t have to make any repayments while you’re alive and interest “rolls up” (unpaid interest is added to the loan), meaning the debt can increase quite quickly over a period of time. However, some lifetime mortgages do now offer the option to pay all or some of the interest. Some will let you pay off the interest and the capital. In the same way ordinary mortgages vary from lender to lender, so do lifetime mortgages, and if you’re looking at this option it’s worth knowing that the minimum age for this is usually 55. As we’re now all living longer, the earlier you start the more this is likely to cost in the long run.
The average borrower in their late 60s can usually borrow around 35% of the value of their home, but how much can be released is dependent on your age and the value of your property. The percentage typically increases according to your age when you take out the lifetime mortgage, while some providers might offer larger sums to those with certain past or present medical conditions. Many lenders offer interest rates which are fixed or, if they are variable, have a “cap” or upper limit which is fixed for the loan’s duration. Check whether the product has a “no negative equity guarantee” This means that, when your property is sold and agents’ and solicitors’ fees have been paid, even if the amount left is not enough to repay the outstanding loan to your provider neither you nor your estate will be liable to pay any more. Again, it’s also worth finding out if you have the right to move to another
property, subject to the new property being acceptable to your product provider as continuing security for your equity release loan, as different lifetime mortgage providers might have slightly different thresholds. Consider whether you can pay none, some or all of the interest. If you can make repayments, the mortgage will be less costly. However, with a lifetime mortgage where you can make monthly payments, the amount you can repay might be based on your income. Providers will have to check you can afford these regular payments. Look at whether you can withdraw the equity you’re releasing in small amounts, as and when you need it, or whether you have to take it as one lump sum. The advantage of being able to take money out in smaller amounts is you only pay the interest on the amount you’ve withdrawn. If you can take smaller lump sums, check if there is a minimum amount.
Overall, equity release might seem like a good option if you want some extra money and don’t want to move house, but it’s worth bearing in mind that equity release can be more expensive in comparison to an ordinary mortgage. In addition, it’s worth considering any additional changes taking out equity release could make to existing arrangements, with the potential to lose means-tested benefits being key among them. It’s also worth considering involving your family throughout the process, as any equity taken out of the home will impact their inheritance later down the line.
Speak to an independent financial adviser to find out if equity release is right for you, and whether it could help in supporting your financial future.
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Speak to one of our advisors for your free, no obligation quotation and to find out how much tax-free cash you can access to spend as you wish. They will explain how equity release could affect the amount of inheritance you can leave and if your entitlement to means-tested benefits could be affected now or in the future. Equity release may involve a home reversion plan or a lifetime mortgage which is secured against your property. To understand the features and risks ask for your personalised illustration. Equity release requires paying off any existing mortgage. Any money released, plus accrued interest, would be repaid upon death or moving into long-term care. Only if your case completes would a typical fee of 1.95% of the amount released be payable (minimum £1,495). 1 You only continue to own your own home with a lifetime mortgage. *UK’s No1, based on volume of plans, source: Touchstone data Jan 2018 - Sept 2019.
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SIR CLIFF RICHARD CELEBRATING HIS 80TH BIRTHDAY FEW artists can lay claim to the kind of stellar career that Sir Cliff Richard has enjoyed – and even fewer can say they are still touring successfully.
been there for him for several decades. But the reality is that Sir Cliff has managed to keep in tune with the times very astutely throughout his long career.
He is, though, amazingly celebrating his 80th birthday this year (2020). And it’s probably no surprise that this celebration involves a new tour.
He is the only singer in the history of music to have a No.1 hit in the 1950s, ‘60s, ‘70s, ‘80s and 1990s. He is the third artist, after Elvis Presley and The Beatles, with the highest number of No.1 hits in the UK and more Top Ten hits than any other artist.
It is certainly a tribute to the man and his music that demand for The Great 80 Tour means that two shows at London’s Royal Albert Hall have already been added and ticket demand is likely to be extremely high. It would be very easy to dismiss the bulk of those fans as being older – and he certainly has a great many loyal followers who have
In 1989, he became the first British recording artist to release 100 singles with The Best of Me. Behind all the statistics, however, lies a genuine home-grown music legend who helped to build the UK’s music reputation over all those decades and since. The man
has musicality running right through his veins. That was all obvious to fans even when the young Cliff burst onto the rock ‘n roll world of the 1950s. Music was just moving away from the Sinatra crooning years and offered exciting possibilities to young fans across the world who were, finally, getting music that belonged just to them. Cliff Richard was young, good-looking and considered the UK’s answer to America’s Elvis. His first hit single Move It in 1958 appeared to confirm that and Cliff - with his quiffed hair, moody looks and sexy moves - soon became a screamable star at home and abroad.
He had a good voice and savvy management as he quickly moved into films in 1959 with Serious Charge in which he played a young tearaway, adding to his then “bad boy” image. He also sang Living Doll in this film, creating just one of his popular classics. The same year, he appeared in another film, Expresso Bongo, in which he prosaically, played a young singer at the start of his career. The Young Ones followed in 1961 and then in 1963 he and his backing group, The Shadows, made Summer Holiday. The wealth of hits from this feelgood film really helped cement his reputation in the home market and across the world. He made three more films – Finders Keepers in 1966, Two a Penny in 1967 and Take Me High in 1973 – which also pleased fans but by then Cliff was box-office gold wherever he went. Interestingly, Cliff was a great admirer of Elvis. “He was my idol from the beginning,” he has said. “Even today, when I’m alone, I’ll often put on the King Creole album. He’s produced the most exciting pop music sounds of all time.” For Cliff, We Don’t Talk Anymore in 1979 proved to be his best-selling single, notching up more than five million sales worldwide. Private Collection in 1988 was his best-selling album with almost two million copies sold. His reputation now settled into being a wholesome entertainer with fans across the age divide. Cliff was chosen to represent the UK in the Eurovision Song Contest in 1968 with Congratulations and in 1973 with Power To All Our Friends. With the former, Cliff was beaten to the title by just one point when the Spanish entry – long forgotten – won. Ironically, Congratulations has endured to enjoy the same international popularity as Happy Birthday as a celebratory song. His long popularity has been underlined by a whole clutch of awards over the years. He won the British Record Industry Award for British Male Solo Artist n 1977,
the British Phonographic Industry Award for British Male Solo Artist in 1982 and a Brit Award for Outstanding Contribution in 1989. In 2004, he was inducted into the UK Music Hall of Fame for his outstanding contribution to British music and as an integral part of British music culture. He is still recording and in October, 2019, collaborated on a duet, Samstag Nacht, with Howard Carpendale, and the album Symphonie Meines Lebens was released physically and digitally worldwide. Cliff Richard and the Shadows: The Best of the Rock ‘n Roll Pioneers was also released in November last year, focusing solely on Cliff’s output with The Shadows and featuring many of his top hits. Born in Lucknow, India, as Harry Rodger Webb, Sir Cliff always had a strong family with three sisters. He has never made a secret of the fact that he is a Christian and has been perceived by all, not just his fans, to have lived a wholesome life. This may explain the outcry in 2014 when his home was very publicly searched by
police following an historic allegation of sexual abuse of a minor. Sir Cliff was questioned by police but not arrested and the allegation was subsequently dropped. His many fans were never in doubt of his innocence and his popularity remains undimmed. Although he has always been generous in praise of his pop peers throughout the decades, Sir Cliff’s own remarkable, record-breaking success has not always been acknowledged. As he stated himself: “My only gripe is when critics writing the history of rock ‘n roll leave me out altogether.
“I don’t subscribe to the view that if you’re not No.1 , it’s a failure. Maybe that’s why people disappear so quickly these days, because they have that attitude.” For Sir Cliff, entering his eighth decade still on-song and still entertaining the fans, longevity in the notoriously fickle world of pop is obviously just not an issue.
* For details of The Great 80 Tour go to www.cliffrichard.org/latest-tour/ 13
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WHY IT’S SO IMPORTANT TO FUTUREPROOF YOUR FAMILY one you have no say in who inherits and the administration of your estate will be unnecessarily complex for your family.
What better way to start 2020 than thinking about how you can protect your family and look after your loved ones. Multi-generational living is the way forward for some families with almost 1.9 million households in Britain increasingly choosing to spread the cost of living and stay under one roof, but even then communication about financial or inheritance planning, or a legal structure for living arrangements, is often overlooked. At the same time many elderly people live alone away from grown-up children who may have moved away for work. In these cases it is important to make plans for what may happen should your circumstances change, if you need care and to make sure your loved ones know your wishes. “Above all else communication with your family is essential to prevent arguments about Wills, who gets what and how estates are divided,” said solicitor, Joanne Jones. “By making a few arrangements with a legal adviser a lot of disputes and confusion can be avoided,” she added. We all want to do the best for our families, so by making it part of a New Year resolution it could be a great way to galvanise yourself and just plan ahead to look after your nearest and dearest. So what should be on your to do list:
Will You or Won’t You Plan Ahead? It’s a sad fact that almost 70% of us die without a proper Will in place. Without 14
Making a Will is easy and essential no matter what age you are and as our families and circumstances change for example divorce, the death of a partner, the birth of children or grandchildren, this can have an effect on your estate, so keeping your Will up to date is crucial. Will writing is often a sensitive area, people often put off making their Wills when instead it should be considered prudent planning ahead. Many don’t always realise that a surviving spouse will not necessarily inherit everything, an unmarried partner has no automatic entitlement, the family home may have to be sold, your children may be unintentionally disinherited. Having a Will means peace of mind knowing your Estate is taken care of when you pass away.
Inheritance Tax and Estate Planning are for the Rich – aren’t they? With baby boomers benefitting from escalating house prices many people now fall into the Inheritance Tax bracket. Inheritance Tax is charged at a rate of 40% on the value of assets, over and above £325,000, left by a person on their death. Simply put, anything below £325,000 is Inheritance Tax free; anything over £325,000 may be taxed at 40%. Fortunately, Inheritance Tax, though a complicated area, is one of the most avoidable taxes. Through a number of measures we can help you to minimise your liability, if not remove it totally. Trusts can also play an important part in this strategy if you discuss the options with your solicitor. ‘Estate Planning’ is an everlasting gift to your family and we refer here to employing the many and varied financial and legal tools available to plan your financial affairs in a tax-efficient manner so you can enjoy hard earned wealth into retirement and provide a meaningful inheritance for your family.
Lasting Powers of Attorney What would happen if someday you were to become mentally incapable of managing your own financial and welfare affairs? The reality is that as the average lifespan increases the need to have a Lasting Power of Attorney is becoming ever more important and will help your family plan alongside you – again it’s all about having those channels of communication open. Broadly speaking there are two types of Lasting Power of Attorney which allow you to choose someone trusted (the Attorney) to make decisions on your behalf about Property and Financial affairs and Health and Welfare issues if you lack the mental capacity to make those decisions yourself. If you become mentally incapable before making a Lasting Power of Attorney it will become necessary for your relative, friend or solicitor to liaise with the Court of Protection to obtain a deputyship and this can be a drawn out and expensive procedure. “We strongly recommend that all adults make arrangements under the Lasting Power of Attorney system especially if your partner or elderly relative is in poor mental or physical health,” said Joanne.
What to do about Property - Is it my best asset? Downsizing and equity release are two options to consider as you get older and you can get advice on both, but many people consider their house their best asset – “I’ll put it in my children’s name,” we often hear, but this is not effective for IHT purposes and HMRC have a series of criteria which much be met for any IHT planning strategy to be effective. If you have unmarried family members that live together, or you yourself are unmarried and live with your partner you may consider a Cohabitation Agreement which can deal just with property division, or provide an extensive and complex financial document dealing with all assets brought into the relationship.
The Paying For Care Calculator? Care home fees are something all families worry about at some point. It’s often a cause for concern because it’s a unknown, but a paying for care calculator works out the average cost of either residential or nursing care by UK region. The calculator helps to work out how much the cost of care could be. It takes you through a short set of questions - providing relevant, helpful information alongside the questions - to find out if the State will help pay for Local Authority assistance with the cost of residential / nursing care, based on the government’s current care funding rules. You can check this out at www.pearsonlegal.co.uk/site/ financial_services/residential_care_ calculator/ Similarly, you may have already been paying for care with should be provided by the NHS and we have helped reclaim fees for many families. In 1999 a landmark ruling said the NHS was responsible for funding if the primary reason for extended care was a health need and each Primary Care Trust has its own procedures for dealing with such requests.
THE BEST ADVICE FOR LIFE’S BIG DECISIONS.
We have challenged NHS continuing healthcare funding eligibility decisions for clients, whether it be an initial decision not to grant funding, a decision to revoke funding previously in place or to help reclaim nursing home fees have paid in the past that should have been funded by the NHS.
It’s a time to take advice on the best option for you from the following options:
“My father had significant health needs, he was eligible for funding but I knew nothing about it, he was entitled to that money, he had worked hard all his life. Pearson’s handled the case and helped my family and my father get what he deserved.”
• Drawdown Plans (now called Unsecured Pensions) versus Annuities
• Stakeholder Pensions versus Self-Invested Personal Pension Schemes (SIPPs) • Corporate pensions planning, including SSASs and Personal Accounts
• Pension Transfer Planning (including Section 32s)
Pension Planning Many people think when it comes to pension planning it is too complex and they are doing too little too late. As longevity increases and state provision reduces in real terms, the issue of whether people will have enough income in retirement is one which will inevitably continue to grow in importance. Retirement is supposed to be the time to relax and enjoy the benefits. But often expert help is needed to identify the best pension scheme, and to ensure the required income upon retirement.
So as you enter the New Year and you want to get your affairs in order this is all food for thought. Our families are our future, ideally we all want a long and happy retirement with enough money to enjoy ourselves and do the things we have dreamed about – some forethought and planning ahead can help, as Abraham Lincoln once said “The best way to predict your future is to create it!”.
Family, conveyancing, personal and medical law Business, corporate and employment law Financial and tax advice
T. 0161 785 3500 E. email@example.com pearsonlegal.co.uk
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ADAPTING 2020 IDEAS TO BRIGHTEN YOUR HOME
so why not choose a colourful front door? Flank it with tall planters, a big quality doormat (well worth the investment) and luxury lighting overhead for a big welcome. De-clutter areas like this as much as possible: stow coats, umbrellas and shoes away so they don’t detract from this welcoming space. Getting rid of boxes, ugly cupboards or just piles of items in any room will really allow you to appreciate your home space and improve it. Ditch dated FURNITURE. If your old sofa in your living room makes you wince every time you look at it, invest in something new – or just new to you. The same for LIGHTING throughout the home. Nothing detracts from anywhere more than poor or old-fashioned lighting. New ones aren’t necessarily expensive but they can bring a room alive!
HOME décor is very much about personal taste but we all like to feel we are keeping up with contemporary trends, don’t we?
These are available online or in the shops and show how various shades complement and enhance each other.
So, our homes tend to be a blend of what we’ve always liked and what is currently available in the shops, stores and online. If something is promoted well as “this year’s trend” then we probably evaluate it.
Before you start any changes – even to buying major new items of furniture – it’s worth taking a holistic look at your home.
In other words, we look at whether it’s right for us and whether or not we feel we can comfortably live with it. However, style is very subjective and it’s always useful to know what is a New Year will bring to the market. For 2020, there are plenty of new ideas to appeal – and if you haven’t the finances for expensive items or makeovers, there are always ways to adapt them to your budget. The good news in 2020 is that there are plenty of styles to choose from, and plenty of shortcuts to take to achieve them. Devising a completely new COLOUR CODE for any room – or for your whole home – can be costly and may be hit and miss if you are simply trying to match up shades. Investing in a colour wheel can help.
Start where a visitor would with the ENTRANCE. This should be a focal point
Opt for CLASSIC interiors that don’t just pander to the latest fads but offer a minimalist palette that gives a high-end feel. Abstracts are going to be major force in the interior design world this season. Work with bold geometrics, hand-drawn sketches and blocks of colour around the home in décor that expresses your personality. If you don’t think that this trend will fit entirely with your decor, try a taster with cushion covers in one room or a sketch you
like in a quirky frame you might pick up in a charity shop.
Accessories need to be tactile, whether in natural wood, weaves or sculptured forms.
Stripped back style will continue from 2019 as a popular trend this year to give a happy, chilled-out space for relaxing and regenerating.
Oriental prints are still popular for walls and echoed in soft furnishings. Keep the colour palettes soft though with that feeling of wellbeing and mindfulness coming through. After all, your home is a place where you want to feel good.
The new neutral colours are warming and calm to offer understated style with unfussy pieces. So take a serious look at that shelf of knick-knacks and decide whether you really want to look at them for another year! There is a shift away from cool grey with warmer neutrals like oatmeal and natural buff and beige to the fore. Natural pigments are also likely to be popular this year. Layer up comforting CUSHIONS, throws, knits and faux furs to ensure any space is more inviting and cosy. The Winter is the ideal time for this look as you feel instant warmth here, however cold outside, and then this space is still fashionable for Spring. TEXTURES are big in 2020 – whether that’s a rich velvet, handsome leather or a warm wood. Go for furniture with rounded curves and fluid shapes to ensure a pleasant flow and use them centre-stage as a feature. Or go for a plush statement sofa to anchor your interior design theme around.
Keep NATURAL LIGHT in mind wherever you are around the home but especially in the living room and kitchen. Look where it falls and see how the sun moves around your home. This will affect how the colours you use are perceived and can help you divide up your space for the various activities you want – watching TV, reading, socialising and relaxing. Create SOCIABLE SPACES where people can actually talk to each other happily. Two sofas facing each other, for example, offer a sociable space but keep the room scale in mind.You don’t want this to dominate or to look lost in a room. Have statement walls in contrasting colours to more neutral areas to make them stand out. And take a proper look at all your flooring. Does it enhance the room? Is it in a matching style or completely at odds? Does it offer flow from one room to the next? Is it comfortable?
There are lots of reasonably priced floorings to be had, especially in natural woods, that provide a complete change for any room. Invest in cosy rugs if you feel this is too cold a look but make sure they are the right size and don’t upset the proportions of the room. Bear in mind though, that wood’s warm tones can easily provide an impressive backdrop for furniture and fittings. CURTAINS can bring a fresh design feel to any room but you may feel in need of a change to BLINDS. The latest looks are created to complement the contemporary home interior styles and well worth investigating. Updating INTERIOR DOORS is a simple way to give a modern look to the whole property. Dated BATHROOM accessories do the same here and don’t cost a fortune; new soft white towels and a few imaginative accessories will brighten the look here. The same applies to BEDROOMS. The latest calming colours and rich textures work well in here and promote deep sleep. So get rid of any clashing colours, buy a dimmer switch and prepare to enjoy your home for another year.
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If you would like to learn more about equity release without any obligation, we offer a free and confidential initial consultation in the comfort of your own home or over the phone with one of our qualified equity release advisers. This is a lifetime mortgage or home reversion plan. To understand the features and risks, please ask for a personalised illustration. We offer free initial advice during your consultation without any obligation. Only if you choose to proceed and your plan completes, would a typical fee of £1,495 be payable. To understand the full features and risks, please ask us for a personalised illustration. Bower is a trading style of Bower Retirement Limited. Bower Retirement Limited is Authorised and Regulated by the Financial Conduct Authority. Financial Services Register Number 451607. Registered in England and Wales Number 5788110. S/CF/BR/P96 (18/17) Registered Office: 150 Aldersgate St, London EC1A 4AB. N/S/CF/BRS/P/137 v1 13/20
Lancashireâ€™s largest selection of top quality, British made Rise and Recline Chairs Stockists of stunning Italian and British made suites, along with a wide range of unique and quirky accessories
Free delivery within 30 miles of store Removal of existing suite if required for a nominal fee Excellent customer satisfaction and service A warm welcome guaranteed OPEN TIMES: 9am-5pm Monday to Saturday
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Bury Market Hall, 1 Murray Road, Bury BL9 OBJ
Italian chef and restauranteur known for his association with his British protégé Jamie Oliver and his partnership with fellow Italian chef Antonio Carluccio and their television series 'Two Greedy Italians'. Here we present recipes from his new book 'Gennaro's Pasta Perfecto'.
RIGATONI ALLA ZOZZANA This robust Roman recipe takes its name from zozza, which in Roman dialect usually means ‘dirty’, but in the case of this recipe means ‘rich’, because all sorts of ingredients are added. It’s a cross between the other classic Roman pasta dishes cacio e pepe and carbonara, and uses up all the typical leftovers, making it a substantial but extremely delicious dish. Serves 4 300 g/101/2 oz rigatoni pasta 2 tbsp extra-virgin olive oil 1 onion, finely chopped 100 g/31/2 oz pancetta, finely chopped 100 g/31/2 oz Italian pork sausage, skinned and crumbled 1 egg yolk 30 g/1 oz/scant 1/2 cup grated Pecorino, plus extra for sprinkling 2 tbsp single (light) cream sea salt and freshly ground black pepper
Bring a large saucepan of salted water to the boil and cook the pasta until al dente (check the instructions on your packet for cooking time). Heat the olive oil in a frying pan (skillet) set over a medium heat, add the onion and sweat for 1 minute. Add the pancetta and sausage meat, and sauté for 10 minutes. Meanwhile, whisk together the egg yolk, grated Pecorino and cream, along with some salt and pepper, in a small bowl. Drain the cooked pasta, add to the pan with the pancetta and sausage meat, mix well and cook for 1 minute over a high heat. Remove from the heat and mix in the creamy mixture. Serve immediately, with an extra sprinkling of black pepper and Pecorino. 20
FOOD & DRINK
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MINESTRONE GENOVESE This soup was originally made with fresh homegrown produce and offered to sailors docking at Genova so that they could enjoy fresh food after being away at sea. Traditionally the vegetables were boiled and the soup was made so thick you could stand a spoon in it! If there was any left over, it was sliced and fried. My version is not so thick and I like to sweat the vegetables to obtain more flavour.That said, if your veggies are of the freshest homegrown quality, then simply boiling them will be fine.The addition of pesto gives this soup a lovely green colour, as well as the pungent flavour of basil. Serves 4-6 4 tbsp extra-virgin olive oil 1 large onion, finely chopped 1 celery stalk, finely chopped 1 large carrot, finely chopped 1 small courgette (zucchini), cut into small chunks 1 large potato, peeled and cut into small chunks 140 g/5 oz Swiss chard, finely chopped, including stalks 2 fresh plum tomatoes, seeded and diced 1.5 litres/52 fl oz/6½ cups hot vegetable stock (bouillon) 1 x 400-g/14-oz can of borlotti beans, drained 120 g/4½ oz thick spaghetti pasta, broken into 5-cm (2-in) pieces 1 x quantity of Basil Pesto freshly ground black pepper
Heat the olive oil in a large saucepan over a medium heat, add the onion, celery and carrot, and sweat for 2–3 minutes until softened. Stir in the courgette, potato, Swiss chard and tomatoes, and continue to sauté for 1 minute or so. Add the stock, season with some black pepper, then cover with a lid, increase the heat and bring to the boil. Reduce the heat and simmer, covered, for about 15 minutes until the vegetables are cooked but not mushy. Stir in the borlotti beans and cook for 2 minutes. Increase the heat and bring to the boil, then add the spaghetti pieces. Reduce the heat and simmer until the pasta is cooked al dente (check the instructions on your packet for cooking time). Remove from the heat, let rest for about 3 minutes, then stir in the pesto and serve.
PEPERONI RIPIENI DI PASTA Filled vegetables are very common throughout Italy and started off as a cucina povera dish to make the veggies go further, adding whatever ingredients were available. Commonly, (bell) peppers are baked and then filled and the addition of pasta makes this dish a very different and enjoyable way to eat our favourite Italian staple.When you first roast the peppers, make sure you do not overcook them – they need to be sturdy to be filled with the pasta mixture. I have used red and yellow peppers as they are sweeter, but you could use the green variety too, if you prefer.
Serves 4-6 6 mixed (bell) peppers (yellow and red) 300 g/10 ½ oz sedanini pasta or pennette (small penne) 2 tbsp extra-virgin olive oil, plus extra for drizzling 1 garlic clove, left whole and squashed 4 anchovy fillets 20 black pitted olives 2 tsp capers 300 g/101/2 oz baby plum tomatoes, halved 10 basil leaves, roughly torn 125 g/41/2 oz mozzarella, cut into small cubes sea salt Preheat the oven to 200oC fan/220oC/425oF/gas mark 7.
Slice the tops off the peppers and scoop out the seeds inside with a spoon. Replace the tops on the peppers to resemble little hats. Put them into a baking dish or onto a baking sheet and roast for about 15 minutes, until the peppers soften but are not mushy. Meanwhile, bring a large saucepan of salted water to the boil and cook the pasta until al dente (check the instructions on your packet for cooking time). Heat the olive oil in a saucepan over a medium heat, add the garlic and anchovies, and sweat until the anchovies have melted. Add the olives, capers, tomatoes and basil, cover with a lid and cook over a medium–low heat for about 7 minutes, until the tomatoes are soft. Discard the garlic. Drain the pasta and add to the tomato sauce, mixing well to combine over a high heat for a minute or so. Remove from the heat, then stir in the mozzarella. Reduce the oven temperature to 180oC fan/200oC/400oF/gas mark 6. Drizzle a little extra-virgin olive oil into a baking dish. Place the peppers in the dish and fill them with the pasta mixture, covering them with their little ‘hats’. Drizzle with a little more olive oil and bake in the oven for 20 minutes. Remove from the oven, leave to rest for a couple of minutes, then serve.
Bury Market has a well deserved reputation for friendly service, fantastic produce and great value.
LINGUINE AL CARTOCCIO CON GAMBERI E PESTO
As one of our customers recently said ‘This market continues to thrive and you can see why. Great stalls with everything you could ever need at good prices, plus the superb meat and fish covered market. Friendly service and great people - definitely recommend. The hub of a great little town!’
This light pasta, steam-baked with king prawns (jumbo shrimp), will surely delight your guests as they open their parcels of delicious goodness! Steam-baking is not only a feast for the eyes, but a lovely light way of cooking that locks all the flavours in. I have used ready-foiled parchment paper, but if you can’t find it, use a sheet of parchment paper inside a sheet of foil and make sure you wrap tightly so that none of the juices can escape during cooking. Serves 4 150 ml/5 fl oz/ 2/3 cup Basil Pesto (see page 168 or use a readymade variety) extra-virgin olive oil, for drizzling 8 raw king prawns (jumbo shrimp), cleaned 125 ml/4 fl oz/½ cup white wine
sea salt and freshly ground black pepper 4 slices of lemon and a few basil leaves, to garnish Preheat the oven to 180oC fan/200oC/400oF/gas mark 6. Bury Market Hall: Open every day except Sunday
Bring a large saucepan of salted water to the boil and cook the pasta for half of the cooking time stated on the packet. Drain well, mix with half of the pesto sauce and set aside. Spread 4 x foil-lined parchment paper sheets out on your work surface (foil-side down) and drizzle each with a little extra-virgin olive oil. Divide the linguine into 4 portions and place a portion on each sheet, top each with 2 king prawns, followed by the remaining pesto and a little salt and pepper. Drizzle white wine over each portion and a little extra-virgin olive oil. Wrap the parcels well, place on a baking sheet and bake in the hot oven for 12 minutes. Remove from the oven and serve each parcel on an individual plate with a slice of lemon each and a few basil leaves to garnish.
Full Markets Open: Wednesdays, Fridays & Saturdays “Winner Great British Market Awards” Britain’s Favourite Market “Winner National Coach Tourism Awards” Coach Friendly Shopping Destination of the Year
Bury Market Management: Tel: 0161 253 6520 Email: email@example.com Web: www.burymarket.com
Extracted from Gennaro’s Pasta Perfecto by Gennaro Contaldo. Photography Adriana Contaldo.
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around and run an auction - and never looked back.” Undoubtedly the TV show has boosted things even further with the Saturday auctions now standing room only and during the week there is a constant stream of people viewing what will be in the latest sale. The programme is also currently Yesterday’s biggest ratings hit.
Rows of classic MGs waiting to go under the hammer
INTERVIEW WITH STEVE HAWORTH NOW I am not usually a fan of ‘reality’ TV shows as they seem aimed at those less intelligent members of society… but one big exception is Bangers & Cash. Just about to hit our screens on Freeview’s Yesterday channel for a second series, it follows the action at a classic car auction company in North Yorkshire – Mathewsons. Boss Derek with a vintage truck
Having stumbled across the show, which follows an amazing array of classic vehicles from ‘barn find’ to proud new owners, I became hooked and lapped up every episode of series one. We saw everything from vintage Rolls Royces to Bond Bugs go under the hammer at the auctioneers in the picturesque village of Thornton-le-Dale, some vehicles immaculately restored and others abandoned wrecks. But what makes the show for me are the characters we meet as the cars, motorbikes and commercials find new homes - from the sellers, who in many cases have cherished their vehicle for decades, to excited buyers 24
and the family dynasty which owns and runs Mathewsons. Head of the family is Derek, who ably assisted by sons Paul and Dave supervises the sale of around 200 vehicles each week along with putting a mountain of motoring memorabilia under the hammer. Also a key member of the team is office manager Sarah, who features prominently as she tries to make sure all runs like clockwork. Together they contribute to an entertaining, interesting and highly watchable show – although it helps if, like me, you are a classic car fan. I managed to get an interview with Derek during yet another busy day at the auctions, but he explained it was not always like that. He said: “We were selling classics and memorabilia for many years but got fed up with people who would phone up and keep us talking for half an hour about a particular car, saying they were coming over to view it but then never turning up. “It was very disheartening, not only for me but the lad as well so in 2012 we decided to switch things
Derek added: “I am still amazed at some of the things which turn up and the money they can go for – two cars which particularly stick in my mind were both barn find wrecks, a 1960s Mini Cooper S which sold for £18,000 and an Aston Martin that fetched £125,000.” But the show is not all about exotic and rare machines and features more humble cars like Marinas, Cortinas and Austins. “It’s the car your dad used to drive or the one you took your first driving lesson in – those are the really interesting lots to many people,” said Derek. My behind the scenes tour of Mathewsons was certainly a day to remember and I can’t wait for the second series, which starts on Yesterday on Feb 6 and runs for 10 weeks. Series two promises to unearth even more amazing finds including a rare 1960s’ Bentley S3 in France, a classic Fiesta XR2 which sells back to its first ever owner after they tracked it down and a rare 1970s Sunbeam Lotus that was rotting away in a farmyard for 29 years. And the good news is a third series is already in the can with talks underway for more in the future! Bangers & Cash is a UKTV original production by air.tv. For more information see www.mathewsons.co.uk/bangerscash
From Mustangs to Marinas… they are all on offer at Mathewsons
STEVE HOWARTH'S TEST DRIVE
LAND ROVER DISCOVERY NOW we all know Land Rovers are great in the rough stuff but I am sometimes still amazed when I get the chance to take part in some real off road action. So it was recently when those nice people from Jaguar Land Rover invited yours truly on the first UK drive event for the new Discovery Sport. Launched in 2015 the mid-sized SUV has proved very popular becoming JLR’s second best seller after the Evoque with over 100,000 sales so I was looking forward to taking the new car for an extended on road test plus the chance to tackle their off road experience course in NorthYorkshire.
grille and bumpers – JLR also say the new car is 13 per cent stiffer. New for 2019 are 48-volt mild hybrid electric vehicle (MHEV) powertrains on Discovery Sport petrol auto models. First launched on the new Range Rover Evoque, the system uses an engine-mounted starter/generator to harvest energy during deceleration and stores it in an under-floor battery. At speeds below 11mph the engine will shut off when the driver applies the brakes before redeploying the stored energy to assist the engine under acceleration and so reduce fuel consumption.
On the outside there are new signature LED lights at the front and rear, an updated front
The former proved invaluable during the off road session allowing you to see what is ahead when cresting a steep incline or where your front wheels are on treacherous ground. Innovative Terrain Response 2 technology also ensures you can wade rivers (up to 600mm deep), climb mountains and explore places other SUVs cannot reach. The new Discovery Sport is available in S, SE and HSE trim in addition to the R-Dynamic variants that have unique bumpers and bodywork details. I got to try both petrol and diesel versions including the mid-range P200 S R-Dynamic (£41,425) with the mild hybrid system which was both quick and sure-footed hitting 60 in 8.6 seconds yet returning up to 36mpg. The most efficient Disco Sport is the frontwheel Drive 150HP diesel manual which can do up to a shade under 50mpg. Other highlights include wireless charging for compatible mobile devices, a 4G WiFi hotspot and USB and 12-volt connectivity points for all occupants while ‘Smart Settings’ uses artificial intelligence to learn driver preferences, adjusting massage and seat positions, music and climate settings and steering column positioning. Adaptive Cruise Control with Steering Assist is optional however.
A near two hour drive from the Lake District to the centre near Skipton proved the new Disco Sport to be a change up from the outgoing model.JLR say it is a new car from the ground up but the ‘premium compact’ SUV still looks a lot like the outgoing model. One of the biggest changes is the interior which features the latest user-friendly technology, more premium materials and improved comfort.The latest Disco Sport is also a full seven seater with reasonable room given to people in the third row and is quieter, more spacious and better equipped.
definition rear-view camera which transforms the rear view mirror into a wide screen at the flick of a switch.
An even more efficient plug-in hybrid electric vehicle (PHEV) variant will also join the range soon. Other new features include cameras beneath the front grille and facing forward below the door mirrors which allow the driver to ‘see through’ the bonnet on the touch screen (an option on lower spec models) and a high-
Prices range from £31,575 for the 2WD diesel manual up to £48,575 for the R-Dynamic HSE auto P250 petrol and the new Discovery Sport is on sale now. For more information see www.landrover.co.uk To view more of Steve's testdrives visit our website www.50plusmagazine.co.uk 25
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WHAT'S ON A GUIDE TO WHAT'S HAPPENING IN YOUR REGION ... FANCY A NEW CHALLENGE IN 2020? VOLUNTEER
We need volunteers of all kinds to help put our fantastic plays on stage. If you’d like a new challenge, to get out more, make new friends, learn new skills or pass on your own skills and knowledge, we’d love to hear from you. Volunteering for us can also give you that warm fuzzy feeling of helping to support your local community through our annual charitable donations. Maybe you’d like to turn your hand to backstage tasks like sound*, building and painting sets, lighting, finding props or perhaps you’re more of a people person and could help Front of House welcoming audiences, on box office or the bar. 95 Union Street, Oldham, OL1 1QG Email firstname.lastname@example.org or call Phil on 0161 366 8343 to find out more.
1ST SATURDAY OF EACH MONTH GALLERY OLDHAM - SUPER SATURDAYS CREATIVE FAMILY FUN
FRIDAYS FORTNIGHTLY AT 1.30PM KNITTING AND STITCHING GROUP FRIDAY FEBRUARY 28, 2020 FRIDAY MARCH 6, 2020 FRIDAY MARCH 13, 2020 FRIDAY MARCH 20, 2020 FRIDAY MARCH 27, 2020
Be inspired by our exhibitions! We’ve artist led craft activities, painting, drawing and creative fun for all the family on the first Saturday of the month. Drop in activities, no need to book. All Super Saturday activities run 1 – 3pm and are FREE. Our next Super Saturdays are: 2 February 2 March 6 April Join our extra special Super Saturday as we take part in the Fun Palace festival on Sat 6 October, drop in from 11am – 3pm to take part in our annual drawing festival! Gallery Oldham is full of fun, creative and exciting activities, events and workshops for children & families of all ages. From our early years sessions to our small cinema viewings there’s always something to bring your little ones to. As well as our regular events, we also have activities in our gallery spaces and landings which are linked to our exhibitions. We also guarantee to have at least one family friendly exhibition at all times Gallery Oldham Greaves Street, Oldham OL1 1AL T: 01617704653 www.visitoldham.com
21 FEBRUARY AT 19:30 BUDDY HOLLY & THE CRICKETERS
This breathtaking show has rock ’n’ rolled audiences across the globe from Cardiff to California, Barking to Bangkok and Swindon to Sweden and is guaranteed to have everyone singing along to the music. It stars some of the finest actor-musicians in the UK whose combined West End credits include Buddy, Lennon, Forbidden Planet and Jailhouse Rock and was endorsed as Britain’s most popular Buddy Holly act when the boys guested on BBC One's Saturday night live programme, “The One and Only”, hosted by Graham Norton. Whatever the season, whatever the excuse to party, make your Heartbeat a little faster. Middleton Arena LCpl Joel Halliwell VC Way Middleton M24 1AG For Box Office ticket sales, please call 0300 303 8633
Come along to knit, crochet, chat, be inspired, share knowledge and ideas. the group will meet fortnightly Droylsden Library Manchester Road, M43 6EP Tel: 0161 370 1282
EVERY MONDAY. 2 PM - 3:30 PM CRAFTS CLASS
Any adult can attend our crafts class.You don't need to have any previous experience with crafting. These classes may particularly interest you if you have anxiety or other mental health issues. This is because making and crafting things may help improve your wellbeing. Price: FREE.You don't need to bring any materials as we'll provide you with everything you need for the class. Balderstone Library, Balderstone Park, Platting Lane, Rochdale OL11 2HD Contact: 01706 751190
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THURSDAY 26 MARCH, 7.30PM DAVE SPIKEY
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Funny things happen all the time; at work, out shopping, on holiday, at the vets. Normal events don’t catch the eye but Dave’s radar instinctively draws him to these small out-of-the-ordinary events and conversations that wash over most of us and pass us by. Once discovered, he applies his own particular style of exaggeration and elaboration whilst at the same time reminding us that we too have not only witnessed them, it’s probably happened to us! It’s this added dimension, this comedy of association that elevates the event to laughout-loud funny. Star of Phoenix Nights, multi award-winning comedian, actor and writer Dave Spikey returns to the Coliseum with this brand new show. Tickets £18. Oldham Coliseum Theatre Fairbottom St, Oldham OL1 3SW Box office 0161 624 2829
FRIDAY 17TH APRIL AT 8.00PM DARREN PAGE – THE VOICE OF ROY ORBISON
Darren Page will entertain you with all of Orbison’s biggest hits. With a setlist that includes ‘I Drove all Night’, ‘Running Scared’, ‘In Dreams’ and many, many more, the memories are endless as Darren covers everything from Orbison’s early years with Sun Records to his stint with supergroup the Traveling Wilburys. Tickets £17.00 on sale from 22nd February Playhouse 2, 2 Newtown St, Shaw, Oldham OL2 8NX TeL: 01706 841697
SATURDAY 18TH APRIL AT 8.00PM THE QUEEN EXPERIENCE PERFORMED BY - KILLER RHAPSODY
The hottest and most riveting tribute to Freddie Mercury and Queen. Publicly endorsed and featured on none other then Dr Brian Mays Guitars - www.brianmayguitars.co.uk. Tickets £15. Playhouse 2, 2 Newtown St, Shaw, Oldham OL2 8NX TeL: 01706 841697
Bolton's award winning market is a great day out and has everything you need for a freshly prepared meal. With everything under one roof at good prices and from all local businesses. The market has over 200 stalls to choose from located both indoor and outdoor which are all under cover. Customers travel for miles just to visit the famous fresh fish, meat, fruit and vegetable halls, lifestyle hall and food court seating area. How to find us ;
Ashburner Street, Bolton BL1 1TJ
Open : Every Tuesday, Thursday, Friday & Saturday from 9am to 5pm. Visit our website for a list of special events and activities that we are running at the Market: www.bolton.gov.uk
Contact: 01204 336825 Email: email@example.com @ Bolton Markets
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MAY 9, 2020 CLAIRE MARTIN
Join multi award winning jazz vocalist and 9am - 5.00pm Farmers’ Market Sunday Monday to Saturday Market Hall & Market Ground BBC Radio presenter, Claire Martin OBE Giant Table-Top Sale and of Market Last Sunday every month Market Ground Selling local produce for a celebration of some of the greatest Jazz open Monday to Saturday Monday to Saturday Sunday 27th September Mossley singersmonth of the 20th Century, such as Billie 2nd inside Sunday every andof outside with over 140 stalls Farmers’ Market Holiday, Peggy Lee, Ella Fitzgerald … Market Hall & Market Ground The Clarendon Centre Tuesday Enjoy the classic songs that made them stars, Selling local produce 3 Shires Farmers’ Market ‘British Food Fortnights’ open Monday to Saturday biggest Flea Market in the region such as That Old Black Magic, Fever, Too Cheshire Lancashire Yorkshire including Chef Demonstrations 2ndThe Sunday of every month SATURDAY 25TH APRIL AT 8.00PM inside and outside Market Hall and Market Ground PINK FLOYDIAN Darn Hot and many more – all drawn from Sunday Clarendon open Monday toCentre Saturday 3The Shires Farmers’ Market Pink Floydian are a 7-piece tribute to the the timeless collection of music that is the inside and outside Large selection of fresh food stalls Cheshire - Yorkshire Giant- Lancashire Table -Top Sale and Market
greatest prog rock band of all time. They Great American Songbook. Don’t miss this For further information call 0161 342 3268/9 have been building up a reputation as one evening of feel-good music inspired by the i www.tameside.gov.uk/markets or www.shopatashton.com Awa rd of the finest and most authentic Pink Floyd most glamorous women in Jazz!Doors open Winn ing ww.tameside.gov.uk/markets or www.shopatashton.com tributes in the UK. They have received praise 7pm,342 Show starts 8pm For further information call 0161 3268 e for their incredibly accurate renditions and For further information call 0161 342 3268 Tickets £20 (10% discount for subscribers ) aturday Farmers’ Market Market Hall & Market Ground www.tameside.gov.uk/markets or www.shopatashton.com tameside.gov.uk/markets or www.shopatashton.com month authentic stage show. Selling local produce openinformation Monday to callSaturday 0161 342 3268 mber For further Millgates Art Centre 2nd Sunday of every and outside month Playhouse 2, email:inside firstname.lastname@example.org Stoneswood Rd, Delph, Oldham OL3 5DY 2 Newtown St, Shaw, Oldham OL2 8NX The Clarendon Centre 3www.tameside.gov.uk/markets Shires Farmers’ Market ghts’ 01457 874644
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Book a FREE Consultation 0161 371 9575 We offer a bespoke service to provide you with dentures which fit well, are comfortable and will look natural. Whilst we cannot replace your own teeth, you will feel confident and happy wearing our dentures. Noone but you should know you are wearing dentures. 30
If you still have some of your own teeth, we will need a prescription from a dentist, which you can bring with you when you come for your first consultation. Alternatively, we can provide a check up and prescription for you using our dedicated referral dentist who will also be able to provide you with any treatment you may need. We also offer home visits.
Our Dentures Each denture made by Manchester Dental Lab uses quality materials and we take our time to ensure the most comfortable fit possible. We will consult with you carefully at each appointment selecting tooth shades, type of denture and trying the fit. Only when you are completely satisfied will we finish your denture.
Each denture we produce is unique and tailored to the patientâ€™s requirements and your first consultation is FREE. What else does Manchester Dental Lab Provide?
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Valplast Flexible Partial Dentures Manchester Dental Lab is an accredited producer of this type of denture which is made from a flexible material and fits around natural teeth. The majority of patients who opt for this type of denture say they are an excellent fit and denture fixative is never needed.
Implant Retained Denture We work with a local dentist who is a well established and leading implantologist. We can refer you for implants to be fitted and we will then produce the denture to complete the process. Implant retained dentures are an extremely firm fit and ideal for people who have very small, narrow gums.
Immediate Dentures If you require extractions and do not want to have to put up with a gap whilst you are waiting for a denture to be made, we can provide you with an immediate denture. An impression will be taken whilst your teeth are still in place, the teeth for extraction will be marked and the denture produced without these. This can be used immediately after the extraction. Immediate dentures would involve using our local dental referral service.
Suction Dentures This is a relatively new product. Please contact us for more information.
These can be added to dentures to make them feel more comfortable. They provide a softer, more cushioned feel.
We can provide dentures within 24 hours should you have a mishap with yours. We also work with local hospitals to provide replacement dentures quickly when these have been lost on a ward. In these cases we usually liaise with the hospital for payment.
Chrome Dentures This type of denture is a lightweight alloy rather than acrylic, is very strong and ideal for people with a heavy bite or who grind their teeth. This type of denture also allows for more of the roof of the mouth to be left open which reduces the loss of taste that can result from a larger palate.
Repairs We can carry out a denture repair in around an hour.
Denture Cleaning We can professionally clean your dentures while you wait.
To ask about our prices and arrange an appointment, please contact us at: Manchester Dental Lab [MDL] Established since 1989 115 Manchester Rd, Droylsden, Manchester M43 6EG
Tel: 0161 371 9575
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HEALTH | 50 PLUS MAGAZINE
HOW TO COPE WITH A LOVED ONE WHO IS LIVING WITH DEMENTIA It can be very upsetting to see a loved one with dementia. If you feel overwhelmed by the level of care needed for your loved one, do not hesitate to contact professional help or book an appointment with your GP. There are several excellent voluntary agencies that support carers as well as sufferers.
HOW TO HELP SOMEONE LIVING WITH DEMENTIA With over 850,000 people currently living with dementia in the UK, including one in three people over the age of 65, it is likely that someone you know will be affected by dementia. To follow are some tips on how to help someone with dementia and how to take care of yourself as carers. Keep your loved one as appropriately active as possible to stimulate the brain and improve overall mood. Keeping up their confidence and making their lives feel valued is vital, as is maintaining a healthy diet. If the person finds communication difficult, speak slightly more slowly and simply, and be aware of your tone of voice even if you feel frustrated. Having good eye contact will help them focus on you and your conversation. Try not to speak on their behalf in a conversation and give them time to answer. Organise an appropriate treat or outing to include the person with dementia, such as a walk in the park or perhaps take them out to lunch to somewhere they might enjoy. Look over old photographs and spend time with them when you can. Offer practical tips for how to make life easier such as writing instructions on how 32
to turn on the washing machine or labelling where things are in the kitchen and have important phone numbers by the phone. Practical solutions can make a huge difference to daily life. It is also important to attempt to make their life as safe as possible. Forgetfulness could mean leaving windows and doors open and not switching off appliances. Try to make sure this doesnâ€™t occur with regular checks and phone calls. Understand that moods and personality traits of a loved one with dementia will change. Sometimes someone with dementia can get very upset by a sudden movement or sound so bear this in mind with any activities you do together. Look to attend a Dementia Friends session which helps to raise awareness and understanding of Dementia. Dementia Friends commit to 5 Key Messages that help to increase awareness of the conditions. There are currently over 3 million Dementia Friends in the UK. Bluebird Care Rochdale delivers these sessions each month in their offices or across the community, so if you would like to learn more then give them a call on 01706 759933.
Dementia can have a considerable emotional and practical impact on those supporting them. Accept offers of help with little things, for example, if someone else can do the school run, or do some shopping for you. Ensure that you are still enjoying your life and that you are getting out to do things that you enjoy. As is the case with any carers, the role of caring is easier if you are refreshed yourself. Everyone will experience caring in their own way. There may be days when you feel like you can cope well, and other days when you donâ€™t. Many carers feel torn between different responsibilities such as their own family, work and their relationship with their partner. Remember you are only one person and there is only so much you can do. Supporting a relative with dementia can be hard for the whole family and will mean changes and disruptions to everyday life. Talk things through with your children if they are affected by any changes.
CHOOSING CARE AT HOME Homecare is the first choice for people who need help with their personal care to lead independent lives. Many people use a homecare service as an alternative to moving into a care home. People are happier if they are at home with their own personal effects. Homecare, also known as domiciliary care, is a term for support provided in the home by Health Care Assistants to assist someone with their daily life. Enabling people to remain at home helps them maintain personal independence, comfort and contact with their local community. Homecare is flexible, with just the right amount of assistance given at any one time.
• Collect your pension for you or with you • Shop with you or help you to make a shopping list, go to the shops, come back and put it all away • Help with your laundry or ironing and keeping your home clean and tidy • Support you with social activities such as going out for a walk, attending a day centre, visiting friends or family, going to your church or club etc Bluebird Care Rochdale provides high quality homecare and support to keep you safe and comfortable in your own home. We want to support you to maintain your chosen lifestyle. We believe that each customer is unique, with their own individual preferences and needs. So, we keep you in control and provide you with the homecare and support you want, where and when you want it. It’s your life and your care, so it must be your way.
THE SERVICES WE OFFER Choose our flexible homecare services, anything from a 30 minute check call, to 24
hour live in care. We can offer short term help (following an illness or because your usual carer is having a break), or longer term homecare and support. Our dedicated team of homecare workers are fully trained to:
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CARE VISITS AT HOME We care passionately Bluebird Care (Rochdale) Tramway Offices, Mellor Street, Rochdale, OL12 6AA
Telephone: 01706 759 933 What we offer We offer everything from personal care to shopping, cleaning or social visits. In fact everything you need to stay in the comfort of your own home.
Alternative Bluebird Care offers a realistic cost effective alternative to residential care. With familiar friends, relatives and possessions around, Bluebird Care ‘just happens’.
Our staff Our staff are caring, trained to give medication and police checked.
IT MAY NOT FEEL LIKE IT BUT 10 THINGS YOU SHOULDN’T ISGP AN OPPORTUNITY HIDECHANGE FROM YOUR AND WHY HEALTH
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Similarly, blood in urine is also something you must discuss with your GP, even if it has only happened once and you have no other symptoms. Also if you find you are passing stools or urinating very frequently, straining By Dr Riccardo Di Cuffa, Director and GP at Your Doctor whilst you urinate or have a feeling that you point when you should acknowledge them and try to www.your-doctor.co.uk By Dr Lynda Shaw, neuroscientist, haven’t completely emptied your bladder, move past them. business psychologist and change visit your GP to get things checked out. dehydration. However, there are some more 1. Unexplained weight loss. A positive mindset can be the deal breaker specialist. serious conditions which may trigger you 7. Taking herbal supplements. It is important for everyone to monitor between you doing something or not. 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Sharp pain in head or eyes. can also worryingly interfere with other Be your own friend and praise yourself. opportunity to embrace and grow beyond what have diabetes – diagnosed and undiagnosed. medicines such as chemotherapy and A things sharp pain in the eyes or head is usually Whilst it is important to enjoy non-toxic, supportive builduntreated resilienceitand new that we Iffeels typecomfortable, 2 diabetes goes canexperience lead to name just two and aren’t always nothing to be too concerned over and maywith yourwarfarin relationships partner, friends, colleagues and family, having otherwise havesuch done.asChange happen whether tomight various health never problems kidneyis going tobe as holistic as they seem. Always check with linked medical suchown as strong inner support system is important during times of you like eye it ordamage not, so itand is not enoughthe to just we to need to problemsyour damage, increases risk survive change, your GP if the supplements you wish to take sinusitis or a migraine. Still seek medical change. Talk to yourself in the same way you would speak to and coach use it to thrive. Here are some tips on how to embrace big changes in of heart disease. So, if you feel you are are ok for you. advice if you find yourself experiencing a friend. Dismiss constant negative internal chatter and replace it with your life: experiencing any of the symptoms listed, these symptoms because in rare cases you gratitude and an occasional self-pat on the back for trying 8. Whether you smoke or your not.best. we encourageyourself. you to contact your GP talk it with acould Challenge Are you approaching ‘can’t be do’at risk for seizures, blood clots and Those denyand to health professionals about problems soon astopossible. Fail well. Some say reach forthat the stars push yourself over and fixed these mindset? We are as inclined choose options withbrain a familiar and damage. smoke typically tend to expectations be the beyond. Others advisethat you they to have reasonable, achievable known outcome. Push yourself to consider other options and do your 2. Feeling faint or fainting. 4. If you are overly stressed. occasional or ‘social smoker’. By only to avoid deep disappointment. Either way learn that its ok to fail and research. Avoid having a narrowing or shrinking fixed mindset, aim for Feeling faint or fainting is relatively smoking here and there you are still learn how to fail well by picking yourself up and trying again putting using a growth mindset.The brain is fantastically adaptable,Although and the chances we all experience stress common, and most people have experienced your health at severe risk. If you smoke at different tactics. are you can do it. It’s an opportunity to move into your learning zone. throughout our lives and a little stress is this feeling at least once in their lifetime. all then you are a smoker no matter how Be nimble. good for us, sometimes thingsTake can feel your time. Demands for change can trigger our fight or flight Fainting or syncope is caused by a temporary few cigarettes you smoke. By letting your Too much stress is a major instincts, cause stress and debilitate our decision making. Follow your Control of your emotions, don’t controloverwhelming. you. It is reduction blood flow and/soorthey oxygen GP know they can provide you with the health issue that can put you at risk of heart gut feel is not just a metaphor; our brain and gut are connected by an feel emotions anger, anxiety, fear or sadness tocompletely the brain.fine It istooften caused bylike a trigger necessary advice if you wish to give up and attack, stroke and mental health issues, as extensive network of neurons and are in constant communication. It’s and it may is important to sometimes sit with those emotions. But your which be something like an just unpleasant you are far more likely to be able to get rid well as affect your relationships and work. harder though to make good decisions when stressed as we are less moodheat, can influence your decisions and interactions so there is also a sight, shock, standing up suddenly or of the habit entirely. 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ROCHDALE OL11 4DG important to note that these units should Although Watch finding out blood Registered for feeling overwhelmed by stress during times Tel/Fax 01706 645993 be spread over the course of the week in your stool is relatively of change. Stress alters practically every part of our body including rather than being consumed at once on the 446 Blackburn Road common,brain it is always functions such as memory and cognitive ability. In times of weekend! Drinking in moderation is ok ASTLEY BRIDGE somethingchange you should and stress, allocate time for stress combating exercise such as BOLTON BL1 8NL but drinking too much can cause damaging flag with your yoga,GP. meditation, walking, or going to the gym. There is also nothing Tel/Fax 01204 309189 effects to your heart and liver disease and Rectal bleeding can be better than some down time in a nice bath, listening to your favourite is associated with cancer. If you’re worried a sign of bowel cancer, www.jchildmemorials.co.uk soothing music or just having a cuddle with someone you love. you drink too much, try having dry days; dry and therefore should E-mail: firstname.lastname@example.org www.drlyndashaw.com January may be something you should try. always be checked. Tell your GP so they can help support you. 34 30
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