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BOLTON & BURY OCTOBER - DECEMBER 2013 EDITION 41

Gloria Hunniford Talks of the early days, health & more...

Aquability Easy, Safe Bathing

Local Eating Out Guide THE LOCAL MAGAZINE FOR THE OVER 50s

WWW.50PLUSMAGAZINE.CO.UK

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Bolton Community Transport & Furniture Service Registered Charity 1101339

26-28

6-7 6-7

12-13 Group Hire: If you are a member of a group or can get a group of people together, we will organise a day trip just for you to any destination and on a day of your choice.

BURY BUSY BEE BUS: The Bury Busy Bee Bus works at the heart of the BURY community taking groups of people from A to B. This includes community groups, sports groups, youth groups, residential homes, schools and any other group of people based in the Bury area.

40-41

Prices start from as little as £50 for a 14 seater vehicle.

Our services are available to everyone. All our minibuses are fully wheelchair accessible and our drivers are trained to MiDAS standard.

All pricing is calculated to cover operational cost only.

Excursions We offer individuals the opportunity to go out on day trips to various destinations listed in our brochure and provide a door-to-door service.

Below is a selection of the trips on offer: 24/10 THE BEACH, HOLLINGWORTH LAKE £11.50 Overlooking Hollingworth Lake, this Fayre & Square family pub has a large beer garden and 2 for £10 offers.

04/11 BLACKPOOL ILLUMINATIONS £16.00 Take an evening drive through the illuminations, stopping off for a fish and chip supper (not included in the price).

Date may be subject to change.

SPECIAL OFFER: NO PRICE INCREASE THIS YEAR. 14/11 THE FARMERS ARMS & ORMSKIRK MARKET £13.50 This traditional British pub, serving traditional British fayre, enjoys a canal-side location and views of Pendle Hill & the Trough of Bowland.

20-21

44-45

inside...

6-7

Ancient Turkey ...

Discover the Great Empires

8-9

2014 Robinsons Own Hotels ...

Relaxing holidays by coach

12-13 Gloria Hunniford...

Early days, health & more 15

Top Tips for Wallcover ...

Wallpaper can bring so much more to a room than paint

20-21 A Beautiful Home ...

This Christmas

22/11 THE LOWRY, IMPERIAL WAR MUSEUM &/OR OUTLET MALL £10.50 Art? Culture? Shopping? It’s up to you!

26-28 Low Fat Winter Warmers ...

More Recipes from the Hairy Bikers

02/12 OSWALDTWISTLE MILLS £11.00 Enjoy some retail therapy at one of the Lancashire’s best mill shopping outlets.

40-41 Keep Ageing at Bay ...

Stay Young for Longer

16/12 PARK FARM, WALMERSLEY, BURY £8.50 Family run, with a licensed tearoom, farm shop, gift shop and garden centre.

For a brochure of excursions, a quote, or further information, please contact 01204 393777 email: bctfs@btconnect.com www.bctfs.co.uk

44-45 5 Steps to a Healthier You ...

Dietitian shares his expert advice 51

Choosing the Right Care.

McGrath Media.

Unit 6 | Moses Gate Workshops Gladys Street | Bolton | BL3 2QG. T: (01204) 796 494 | F: (01204) 791594 e: mcgrathadmin@btconnect.com

Mobile moments of madness

There have been moments recently when I have been sorely tempted to launch my mobile telephone into orbit, pre-programmed to crash to earth on Richard Branson’s head.

Since the beginning of the year my signal from the Virgin network had been gradually worsening often to the point where using a carrier pigeon would have been more effective. Of course the first line of defence for all mobile phone companies are the foreign call centres where everyone is called Godfrey or Marion and you know they’ve never been called that in their life. They’re irritatingly polite and heavily scripted on how to deal with awkward customers going ballistic down the phone and threatening to do all manner of unspeakable things.

“Oh we’re very sorry for the inconvenience Mr Graham,” trilled

one after 45 minutes on the helpline which was the cut off, probably because a passing pigeon had blocked the one bar of signal which I was using. They want you to give in and go away don’t they?

“Oh we’ll be giving you another 3,000 texts as compensation Mr Graham, isn’t that wonderful?”

No! I want to speak to someone not write everything in text, I replied, quietly steaming and thinking of what I’d like to do with the operator’s headset.

Many calls later I was allowed permission to speak to the technical department and, amazingly, I actually understood what he was saying. Virgin had decommissioned a mast close to our area and the signal was weakened because of it and there were no plans to recommission it in the future. Oh

Spreading the news A North Shields man loves Marmite so much that he’s changed his surname by deed poll to match the yeast spread.

Mr Marmite, 38, says he easily gets through a jar a week and also collects Marmite paraphernalia including limited edition jars, cufflinks and a recipe book dating back to the Second World War.

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I was in a quandary about who to go to for service, or should I revert back to the two syrup tins and a length of string which had been so effective in my youth? And cheaper. I settled for Talk Talk but for three days that was precisely what I couldn’t do, talk, until numbers had been ported, sims transferred and I had to threaten to separate at least three help line operators from their important bits.

My wife opted for a package with one of those tablet come Kindly wotsit gadgets. It’s amazing the stuff they have now, even a phone that reacts when you look at it. I’m hanging on until they have one which soothes you when you can’t make a phone call, brews tea and makes a bacon sandwich. Sorry, just having another moment of mobile madness!

Tyred of wasted money It seems to me that an incredible amount of money is wasted on rather useless items, many in the name of education.

Saire May - now Marmite - made the leap to show his ‘devotion and passion’ to the dark brown paste.

“I’m not exactly sure how old I was when I first tried Marmite, but I just remember eating it as far back as I can remember,” he said.

“I like the smell, the taste, the texture.

I think I pretty much like everything about it.”

nice, I live high on the Yorkshire moors and Graham Smith would have thought there Twitter Column was plenty of room for a new mast, but no, said the technical man. I was put through to the public relations department and a very polite chap confirmed that my signal would not improve and I was free to leave Virgin without penalty!

Our local school has just unveiled a “tyre park” which has cost a staggering £10,000. Now how many swimming lessons or creative activities could that money have bought instead of dumping a pile of old painted tyres for pupils to clamber across?

“My family think I’m mad. However my mum just shrugged her shoulders, she expects this kind of thing from me,” he added.

It’s the sort of silly idea which could spread.

In my schooldays we were quite happy with a playground area where we fashioned wickets from a dustbin, chalked goalposts on the wall and if anyone had dumped a load of old tyres there we’d have thrown them out.

Progress?

5

50 Plus Travel

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Patara Ruins

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us with a fascinating insight into the burial customs of the inhabitants of this ancient city. The location of the tombs also helps us to understand the way of life in ancient Lycia and Caria, as they believed that a winged creature carried the deceased to the after world, therefore the burial chambers were constructed on a cliff face. Whilst the entire landscape of Lycia is scattered with a selection of

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fascinating funeral monuments, it is these on the Dalyan Delta that are considered the most imposing and awe-inspiring tombs of the ancient region. At night time the tombs are lit up creating a dramatic, atmospheric backdrop to the delta which can be seen for miles.

Caunos itself is another fascinating attraction. The largest ancient city in the Carian era, it was constructed, according to Greek mythology, by Apollo’s grandson. Those who visit these iconic ruins can discover remains of many different parts of the old city which were uncovered during an excavation, from the ancient amphitheatre to the traditional Hellenistic and Roman temples, to name a few.

Further eastwards, Kalkan lies at the heart of some of the most impressive Lycian sites. Xanthos was a site of exceptional importance in antiquity as it is thought to have been a main centre for culture and commerce.

Extensive excavations and research of the area have led to the discovery of a selection of texts in the Lycian

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language and Greek, as well as a considerable amount of artefacts.

Iztuzu Beach

The British Museum now houses two tombs, the Nereid monument and the Tomb of Payava, both of which were discovered at the ruins. Another tomb, known as the Harpy Tomb, is still located at the remains of the city. Only 4kms south of Xanthos, positioned on the banks of the Xanthos River, is one of the most important religious centres in the region – Letoon – where the foundations of temples can be seen. A further remain – the ancient city of Patara – can also be found in this historically rich region. Excavated in the 1980s, a magnificent Roman arch can be admired, as well as an impressive theatre. Once a prosperous

Bozburun Peninsula

commercial city, the ruins are positioned just a short distance from Patara Beach – one of the most photographed beaches in the Mediterranean.

There are also a number of other smaller sites and one of the more interesting and unusual ones is nearby Kekova which is home to the semi-sunken city of Simena. Originally a fishing village, a 2nd century earthquake had devastating effects on Simena – however it left behind an exceptional historical site. Half of the ancient houses have become submerged, with staircases leading down underwater, where the foundations of the buildings and an old harbour can be found. In 1990, this region was declared a protected area, prohibiting swimming and diving.

Further north and on its own peninsula lies the unspoilt rural region of Bozburun, yet another area which is home to other interesting historical settlements located in ancient Caria. From here, you can explore the ancient Greek settlement of Knidos, located just a short drive away on the nearby Datça Peninsula, a ruin that is built partly on the mainland and partly on the Island of Triopion which, in antiquity, was connected to the mainland by a bridge.

Silver Travel Advisor is a travel review, information and advice website exclusively for over 50’s, packed with articles, suggestions, tips and ideas. For free and independent travel advice as well as reviews about holidays, hotels, restaurants and days out, please visit www.silvertraveladvisor.com or email service@silvertraveladvisor.com. It’s free to register as a member of Silver Travel Advisor, and you could win a fabulous holiday prize.

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INTERVIEW: GLORIA HUNNIFORD

Gloria’s early days, health & more...

By Angela Kelly

Gloria Hunniford was just enjoying a few weeks near Nice in France with her husband when we chatted.

It marked a particularly busy time when she had been filming more programmes for the TV hit series Ripoff Britain, which had been extended

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to cover rip-offs on holidays and on food. And Ms Hunniford, now a lovely 73 year-old with the beautiful skin and enduring looks typical of Irish people, always tries to look after herself.

“You need to keep balance, avoid being thrown off kilter,” she explains. “It’s very easy when you’re busy but I do try to take holidays and eat and sleep properly.”

She’s also a great fan of vitamins, which she takes each day, and admits

to “a certain amount of exercise”, usually walking the dogs or using her exercise bike in front of the TV. “I’ve just lost two stone, though,” she states. “It wasn’t a vanity thing – my sister was diagnosed with diabetes and I asked the doctor what I should do to avoid it. Losing weight seemed a sensible idea so I cut out both sugar and carbohydrates and the weight just dropped off.”

It feels like the popular broadcaster has always been with us. Radio and TV audiences love her, and Gloria has the enduring charm that people of all ages and both sexes find attractive and easygoing.

I once stood next to her in an aiport queue as she took a flight to her native Ireland and her fellow travellers were plainly fascinated by the VIP in their

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midst, but also very warm to her.

She was named after the actress Gloria Swanson but early on she became a singer, entertaining at her dad’s concerts. He was a newspaper man by day and a magician by night.

She spent time in Canada, singing on TV and performing listeners’ Irish song requests on the radio, then returned home where she joined ITV’s new Ulster Television as a production assistant. She continued her singing, though, and got a record in the Ulster charts in 1969.

After she was interviewed on BBC radio, the producer asked her to audition as an interviewer, then hired her for Northern Ireland’s equivalent of the Today programme.

She cut her teeth on news and current affairs, moved on to a nightly news programme and finally ended up invited to work in London. Here, her friendly Irish accident and warm manner quickly won over fans. She filled in for Jimmy Young while he was on holiday, and the banter between her and Terry Wogan – whom she already knew – at the end of the programme swiftly enhanced her reputation. People felt she was a familiar friend on the air.

She was given her own show, Gloria Hunniford’s Open House, and was a daily TV fixture for five years. She still makes appearances on The One Show and became a regular once more on our screens with another very popular series Cash in the Attic, which she loves.

“They’ve got about 20 programmes already made but they’ve also now launched an interactive website and an app which is all very exciting because you can go onto the site anytime you want to, anywhere,” she says enthusiastically.

“I love that programme – I’m a great fan of antiques and I’ve collected them myself for years. I collected so many angels and cherubs one of my sons forbade me to bring any more home!

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And I’ve also collected teapots and jewellery crosses.”

She loves the surprises that people get when items they discover go to auction, and thoroughly enjoys the celebrity version. “I’m always amazed at how generous the celebrities are in donating items that can be sold for charity,” she adds.

The Rip-off Britain series is another favourite with her. “I think we came along at just the right time with that brand,” she states. “The recession was just beginning and people felt even more aggrieved if they were being ripped off.”

She is proud of the fact that the evening version draws a regular audience of 5.5 million viewers “and the daytime programme has very respectable figures, too,” she asserts.

Work is plainly far from drying up for the evergreen presenter but she’s quick to state that she actually wants to work.

“I enjoy work, and I’d hope to keep on working for as long as people want me to,” she adds.

She and her second husband, Stephen Way, live in Sevenoaks, Kent, and family life is obviously very important to her. Her presenter daughter, Caron Keating, died from breast cancer after a brave fight in 2004 and any parent can start to imagine the personal devastation that brought.

“I’ve had loss before, but nothing prepares you for the terrible darkness that descends when a child dies,” says Gloria. “It’s like trying to climb out of a big hole by your fingertips and, just when you think you’re at the top, something drags you back.

“I felt like that for a long time, and many of the people who contacted us when Caron died – we had more than 8,000 letters – said it never really goes away.”

But one person’s letter did strike a chord with Gloria, and showed the way ahead for her. It was someone who

“ I enjoy work, and I’d hope to keep on working for as long as people want me to” pointed out the importance of carrying Caron’s spirit forward, “I just felt then that I knew what I wanted to do,” she recalls.

Gloria founded the Caron Keating Foundation, administered by the family and with all the funds raised being used to help charities concerned with all kinds of cancer.

The result is that, over the past years, the foundation has raised hundreds of thousands of pounds which have gone to projects at 47 different cancer charities all around the country.

This is obviously a source of some consolation to Gloria and her family, although you suspect that Caron is in her thoughts every day. “Someone said that people never die if they remain on the lips of the living,” she states, “and I believe that.”

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1. Wallpaper can bring so much more to a room than paint alone – warmth, texture, colour and patterns. So transform what may be an otherwise mundane room in to something spectacular.

2. Choosing the correct wallpaper can be a daunting process due to the never-ending array of different colours, textures and patterns on offer. Don’t panic, the right one is out there but it’s important to have an idea in your mind, or even sketched out, of what you’re looking for beforehand so as not to be too overwhelmed.

3. Be careful when choosing wallpaper with a pattern, a dramatic pattern can make one person feel nauseous whilst the other exhilarated. Think about how you might react when seeing that pattern and consider the tendencies of friends and family who may be visiting regularly too. The last thing you want is to make someone uncomfortable before they’ve barely passed the threshold.

4. Wallpapers displaying optical illusions are proven to cause the eyes to vibrate, making us feel dizzy or suspicious of movement in the paper. Fortunately manufactures nowadays are aware of such psychological effects and rigorous tests are conducted prior to production. Even so I would double check whether a psychedelic print is really what you want to be showcased.

5. Wallpaper designers often thrive off what a person may discover in their paper and editions of Toile de Jouy and other modern cartoon styles can hide witty depictions of everyday life. Such paper can be used to tell a story and makes an excellent feature wall. I love Timorous Beasties’ New York Toile and London Toile wallcoverings though please do look carefully before plastering it on your walls!.

6. The cost of wallpaper significantly varies in price. Whilst you may be able to collect some rolls for as little as £10, others which are hand blocked and of unique design can escalate to hundreds of pounds for the same quantity.

7. Choosing to have a one-off pattern or style of wallpaper may seem like your perfect option, but realistically the plethora of different styles available makes it rather unnecessary particularly considering the possibly high price you will be faced with.

8. Textured wallpaper can add amazing value to a room, whilst patterns tend to date over the years, textured wallpaper will always contribute to a room without being too overly offensive to the fashionistas. I recommend Harlequin’s Bakari collection. Murapsec and Tektura also have some brilliant commercial width textured papers.

9. Flocking made its foray into the interior design market in the early 17th century and its comeback has been evident for some years. The benefit in having wallpaper is you can choose something bold and brave, so be daring and choose something with added WOW factor.

10. Finally wallpaper is the ultimate accessory for disguising flaws whether it’s helping to adjust the perceived proportions of a room, adding a touch of sophistication and elegance or simply trying to make the room become more alive. What’s not to love about it?

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Make 2014 Your Year!

By Angela Kelly

Most of us treat a New Year in the same way – we mentally list all the things we want to change in the next 12 months …. but then do little about it until the next new year!

Well, here’s the chance to make 2014 YOUR year and change all those areas of your life with which you’re unhappy.

And that doesn’t necessarily just apply to your home and your job but also the shape you’re in and many of the

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things you might like to change about yourself if you just could.

For a start, are you happy with the shape you’re in? Even the most gorgeous celebrities or top models complain about some element of their bodies, so the rest of us are bound to have a list of “improvements”!

Weight is an obvious one. So, if you’ve been promising yourself to drop a few pounds – or a stone or two – join a slimming club now, or put yourself on a good WEIGHT-LOSS programme.

approach to your FITNESS regime.

Gym membership these days is generally very economical, especially if you attend regularly, and you’ve got the added bonus of having expert help on hand and being surrounded by likeminded people.

Make a gym visit part of your regular routine as a way of ensuring you keep happy and healthy – and trimmer – and you’ll keep that hard-won weightloss off for good.

Start this journey with a quick visit to your GP, of course, to check that there’s no medical stumbling blocks involved but after that – ready, steady, slim!

Perhaps you want to try out a NEW HAIRSTYLE – a fresh, shorter look or a change of colour. Consult your hairdresser and take his or her advice on cut, condition and just what suits you.

Complement your shape as the pounds disappear, too, with a new

Consider finally getting your dental work sorted out or having your TEETH

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WHITENED if you’re unhappy with your smile. It is, after all, often the first thing that people notice about you and there are plenty of excellent treatments around. Your dentist can advise here.

accommodation, it’s definitely worth considering a retirement village or sheltered accommodation.

You may decide that a New Year is just the time to change from struggling along with a large and expensive property to something more suitable and economical. There is a wealth of suitable places these days, including comfortable modern apartments needing the minimum of maintenance, and with staff on-site to support you daily. And the bonus is that you’re in a community of older people also determined to enjoy life!

It may be that you would like to ditch those specs and improve your EYESIGHT. Laser surgery has come on remarkably in the last few years, so shop around for the best and most trusted treatment.

Certainly, for many of us, our wishlist contains COSMETIC SURGERY for a crooked nose, saggy chin or to get rid of those frown lines. Choose a reputable clinic or salon and give yourself the face or other identified body part you’ve always wanted.

This may be the year that you decide to MOVE HOUSE. The housing market is definitely much more buoyant and all the signs are good for getting the home of your dreams. Local estate agents and mortgage advisors are always happy to help you with your personal home possibilities.

Or, it could be that you like your current address but want to put in an EXTENSION or CONSERVATORY. A local builder can give you a quote without charge for an extension, and it’s certainly worth talking to an architect about making the most of this planned space first. They’re the experts on coming up with clever plans and utilising extensions in the most practical way to suit your family’s lifestyle.

Modern conservatories provide an extra room that can be used throughout the year.

Local specialists Grosvenor Windows have been based in the Bolton area for over 35 years and specialise in quality conservatories and orangeries. www.grosvenorwindows.co.uk If you go online to see the kinds of extensions and conservatories available, you can mix and match the best of ideas to suit your plans.

Your property may just need the kind of brightening up that a good DECORATOR can provide. Sometimes, changing the colourscheme and furnishings really cheers up rooms and transforms the home.

The ability to enjoy a long hot soak or soothing, refreshing shower in safety and comfort is one of life’s small

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Laser surgery has come on remarkably in the last few years, so shop around for the best and most trusted treatment pleasures and should be available to everyone regardless of their difficulties’. At Aquability, the aim is to help as many people as possible achieve this by providing a range of quality bathing solutions at an affordable price.

Aquability are the leading bathing solution company in the UK with tens of thousands of happy, satisfied customers. Established for over 20 years, our experience in the design and manufacture of advanced bathing products is second to none. We constantly update and improve our range and invest in the latest research and development to ensure we’re always making your life as easy as possible. The ultimate in practicality and safety, our products also look good and come in a wide range of colours to suit your existing suite. www.aquability.com It may be that you’re at that stage of life when you want to DOWNSIZE, perhaps realise some of the capital in your property. If you’re in those golden years and want tailor-made

Of course, it may be that you’ve been promising yourself that special HOLIDAY for several years. So, this could well be the time to consider going to Australia or New Zealand, Macau or Malibu. Consult a reliable travel agent for the kind of personal service you’ll need for the trip of a lifetime.

It may be that you’ve got a close relative or friend in a far-flung spot that you’d love to visit but never thought you could. Now is just the time to see if this is a possibility, and how it could be achieved.

Perhaps you’re determined to finally go to a special SPORTING OCCASION, like the Winter Olympics in Russia in February, the World Twenty20 cricket in Bangladesh in April or the Masters’ golf in Augusta that month.

Again, your travel can create a personal travel itinerary that will ensure you realise your dream trip, and enjoy the experience every bit as much as you thought you would.

Your New Year Resolutions may be far more modest than any of these, although they may well enhance your life just as much. You may decide that in 2014 you will definitely QUIT SMOKING so take a good look at all the products around to actively help you with this – there’s everything from patches to e-cigarettes these days, hypnotherapists and local health expert support on offer so there’s really no excuse.

Or you may have decided to LEARN a musical instrument or a foreign language. All it takes is that initial decision that you’re not going to leave things for another year. You’re not simply going to say “I wish I could ….”

You’re actually going to do it!

17

Bed, Sofa Bed & Rise & Recline Centre now open in Bolton PREMIER STORES Bed and Sofa Bed Centre is an independent family business established for more than 25 years right in the heart of Bolton - and this is a massive achievement in these difficult economic times.

Thanks to Julian Holt and Julie Robinsons’s knowledge of the bed business, it means Premier Stores continues to be as popular today as it has always been.

Between them they have more than 40 years experience selling beds and mattresses so they really do know what they are talking about when a customer comes into the shop looking for valuable advice.

They offer a service that is second to none and make each and every customer feel special ensuring they find the best bed or mattress to suit them at the right price. As Julie explains: “We sell double beds from just over £200 right up to beds that cost more than £3,000, with lots of beds in between those prices.”

But no matter how much or how little you are spending, customer satisfaction is key and each and every customer is valued equally and treated with the utmost respect.

Choice is another key to customer satisfaction and with more that 90 different beds and 20 sofa beds to choose from a visit to Premier Stores is a must.

18

Once inside this unassuming building, just off Deansgate, first - time customers are amazed by just how vast the store is and a recently installed stair lift makes the building accessible for all.

The ground floor is filled with different types of beds, mattresses and also houses the Tempur Bed Studio.

This floor also contains the newly opened Bedroom Furniture Studio where you can browse bedroom furniture from some of the UK’s leading suppliers, such as Harrison Brothers and Kingstown.

Upstairs is where the Sofa Beds and Bedsteads are displayed under a huge glass roof.

Pop along to see the all new collection from Salus beds.

These beds use traditional pocket springs overlaid with memory foam to give the most incredible support and comfort with spring counts ranging from 1,000 up to 3,000 pockets.

And with choices of comfort level and even the colour of your divan - whether it is a drawer divan or a huge capacity Ottoman - there is a bed to suit everyone from the Salus range.

The store also boasts the latest mattresses and bedsteads from the world’s leading Visco Elastic memory producer, Tempur.

Tempur is the original and best in the memory foam market.

There are three collections in the Tempur Mattress range, each with a distinct feel.

All are on display in the showroom for customers to try for comfort and all at unbeatable prices.

While Premier Stores have been selling adjustable beds for more than 25 years, they are now expanding this area of the business and have introduced a large variety of adjustable beds on display from leading manufacturers such as Sherborne, Tempur, Furmanac and Dreamworks. The beds will suit all budgets with VAT exempt prices starting at £450.

The showroom also have 10 rise and recline chairs on display in a variety of sizes from the petite for customers of smaller sature up to the Royale for larger customers.

These amazing chairs are designed to lie flat for sleeping or snoozing and then have the ability to lift the occupant right up in to a near standing position making it very easy to get in and out of the chair and all at the touch of a button.

With a variety of size, style and fabric the choice is virtually limitless. Again the rise and recline chairs can be purchased VAT exempt for persons who are chronically sick or disabled.

Buy British - the vast majority of beds, sofa beds and chairs are still manufactured here in the UK so by buying a new bed, mattress or sofa bed you are helping to support your country.

www.50plusmagazine.co.uk

Bed, Sofa Bed & Rise & Recline Centre Independent Family Business Established Since 1986

Come and View our Wide Range of Adjustable Beds & Rise & Recline Chairs

ALL VAT FREE*

*For chronically ill or disabled customers

INDEPENDENT FAMILY BUSINESS EST. SINCE 1986

OPEN: Monday - Saturday 9am - 5pm

Sunday 12 noon - 4pm Queens Buildings, Central Street, (off Deansgate) Bolton BL1 2AB Telephone: 01204 363493 www.premierstores.net

Choice Service Knowledge Price

A Beautiful Home at

Christmas

the fireplace gives a fantastically traditional setting for Christmas morning.

Alternatively you could have trees in a number of rooms, which can be decorated to suit their environment – for example an edible selection of treats for the kitchen tree, and a tiny tree or just a decorated branch for the children’s rooms with wooden trains, soldiers, drums and fairies.

The Christmas tree is often the main feature of decorating your home for the festive season, so place it in the room you will use the most. Putting the tree by the window gives a vision of warmth and comfort to you and your visitors before you have even come inside, or putting it next to

20

If you are using a traditional colour scheme at Christmas of red and green, make one colour more dominant than the other such as lots of red with a splash of green as this will be more pleasing on the eye.

Alternatively, a theme focusing on metallics could incorporate browns, oranges and golds, as well as amber and bronze to bring warmth to your

decor. Find branches of mottled oak leaves and create a display or a wreath using small bronze beads or gold acrylic drops.

Glass can bring a stunning ice effect to your decorations. Choose a glass sculpture for the entranceway, or place baubles in decorative glass bowls for the table.

A Jack Frost theme of white, silver and aqua will bring about a wintery charm. Choose a white berry garland that will add sparkle, or icicle lights for the tree. Crystals and clear baubles in floral decorations will glisten nicely - try them with a combination of white ranunculus, tulips and hyacinths for a stunning scent.

A more decadent look can be achieved using heavier materials such as velvet. Mix rich red, purple and blues together for a sumptuous style. A purple feather wreath would welcome the theme warmly and

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velvet Christmas sacks and velvet skirts for under the tree will look gorgeously effective.

Bringing the outside in is a fundamental part of Christmas decorating, and alongside the tree, holly and ivy look fabulous with traditional amaryllis and roses.

Try creating a spray of lush green over a painting or on a mantle piece, or use a berry-covered branch to display your Christmas cards.

Christmas wreaths also come in all shapes, textures and colours now, as well as the traditional green. Rings of bells will make a musical front door, or a feather version in unexpected hues such as aubergine, or even lime, will make an original statement. Twig wreaths for the minimalist can be enhanced with sticks of cinnamon, and a ring of eucalyptus or tiny fresh flowers would make a wonderfully scented arrangement.

Lighting is key at this time of year, and a beautifully lit house is a welcoming sight at the end of the working day. Fibre optic displays will bounce light around in windows and rope lights look glorious under the tree.

For high ceilings, a chandelier will bring the ultimate decadence to your home.

Candles come into their own at Christmas and a show of differing types and sizes look wonderful when combined with interesting vases. Candles also glow beautifully through cutwork metal and ceramic.

Outdoor lighting can also have a transformative effect on your home. A well-chosen lantern for the porch will provide a festively warm welcome, or contemporary wall lights that pick out feature stone or house numbers add to the outdoor décor. If you are have them then pick out niches, columns or other architectural features to celebrate the façade of your home, or decorate a choice shrub or tree instead to highlight your good taste.

By Niki Schäfer, MD of Dwell-Being

www.dwell-being.co.uk www.50plusmagazine.co.uk

Christmas Market comes to Farnworth Monday, Friday & Saturday Throughout December

Santa’s Grotto

plus a vast array of Christmas Stalls

Farnworth Indoor Market 30 King Street, Farnworth Bolton BL4 7AZ

07967 469 524

www.jwretailers.co.uk 21

your local

market

LOOK WHAT’S ON Entertainment everyday while market is on - See website for updates!

CHRISTMAS LIGHT SWITCH-ON

BAVARIAN STYLE

FESTIVE BAR

ChRISTmAS ChOIR

FESTIVE LANTERN PARADE

-

VICTORIAN CAROUSEL

BIG BAND ORCHESTRA FOOD, DRINK

AND

SEASONAL GIFTS STALLS

AND MUCH,MUCH MORE!

8 22 December 2013 th -

nd

Market Street, Ashton-Under-Lyne (next to indoor Market) Mon- Fri 3 -9.30pm l Sat 10am - 9.30pm l Sun 10am - 5pm www.ashtonchristmasmarket.co.uk info@ashtonchristmasmarket.co.uk or call 0161 342 3322

Ashton Market People you know selling things that you want

l

Valid until 30th November 2013, applies to made to measure orders only, lining quality Ivory, Pro-Solar

Brand New Leading Brands

Do you have any serviceable unwanted furniture?

If you’re looking to buy a new appliance come and visit us, we stock many leading brands of white goods and furniture.

FURNITURE DONATIONS: We collect unwanted, re-usable furniture FREE of charge from any household within the Bolton borough.

at low prices - available to all

VOLUNTEERS: We are always looking for new volunteers to help us with providing our services. We always need minibus drivers & van drivers and crew.

All donations of furniture are then displayed in our showrooms at

Bolton Community Transport & Furniture Services Lecturers Close Bolton BL3 6DG also Market Street, Farnworth BL4 8EX telephone: 01204 364777 email: bctfs@btconnect.com www.bctfs.co.uk

Bolton Community Transport & Furniture Services Lecturers Close Bolton BL3 6DG also Market Street, Farnworth BL4 8EX If you can help us please tel : 01204 364777 email: bctfs@btconnect.com www.bctfs.co.uk

Registered Charity 1101339

Registered Charity 1101339

JK Sofas and Beds

OPENING TIMES: MON-FRI: 9am-6pm SAT: 9am-5pm | SUN: 10am-4pm

Fantastic range of top quality sofas, beds & furniture...

Rise and Recliner Chairs from £399 upto £599 including LA-Z-BOY Display models from leading big name brands | New stock arriving daily - Call in and see!

WE WILL NOT BE BEATEN ON PRICE! | FREE LOCAL DELIVERY

£30

WORTH OF M&S VOUCHERS WITH EVERY SUITE PURCHASE FOR A LIMITED TIME ONLY!

Call us today 07912 696 122 | www.jksofas.co.uk | 51 Bury Road, Radcliffe M26 2UT 24

www.50plusmagazine.co.uk

Change your old, uncomfortable bath for the revolutionary, all new Princess shower module from Bathing Solutions in under a day* – it’s that EASY!

4

3 2

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Low threshold tray makes getting in and out safe and easy.

2

Optional sliding glass doors or splash guard make showering safe and secure; no splashes on the floor either!

3

Fold up seat – for even more comfortable and safe showering.

4

Easy-clean, tile-effect walls – so there’s no messy grout and keeping it clean is simple.

5

Fits where your existing bath is now.

5

1

Get rid of bathing difficulty

24 HRS

EASY for us to install, EASY for you to look after and best of all, EASY on your budget; the new Princess shower module has it all.

* dependent on fit

For a free copy of our 44 page brochure call free now on

0800 783FPPDO3 1912 Please quote reference

Please send me a free brochure on your range of easy-access showers and walk-in baths.

Title

First Name

Surname Tel No.

Clear Screen’s coating repels lime scale and soap scum, keeping the glass clean and smear free. A simple quick wipe with a cloth will keep the glass on your shower sparkling, with more than 20% better brilliance.

www.safebathing.co.uk

Bacteria growth is reduced by over 99% with Microshield integrated into the Princess shower. Microshield will not wash off or wear away; it keeps the shower more hygienic and therefore fresher and cleaner.

Address

Postcode We may use this information to contact you about our products and pass it to suitable third parties to contact you about their products and services. Please tick the box if you do not wish to receive information from us or third parties . Please refer to our privacy policy for further details www.bathingsolutions.co.uk/privacy-policy

Post coupon to: FREEPOST BATHING SOLUTIONS (No further address details required).

FPPDO3

FOOD & DRINK - LOW FAT WINTER WARMERS

Si King and Dave Myers are self-confessed food lovers.

Food isn’t just fuel to them, it’s their life. But like many of us they’ve found that the weight has crept on over the years.

Si and Dave have come up with tasty recipes that are low in calories and big in flavour, and many we have featured in 50 Plus Magazine.

OLD FASHIONED CHICKEN AND VEGETABLE STEW

This is real food for real people, not skinny minnies.

They are ideas for family meals.

The cider and bacon add a touch of sweetness and extra flavour to the chicken and veg, making this a lovely supper dish. Keep it low-fat by removing the skin from the chicken legs before cooking and using as little oil as possible for browning the meat and vegetables.

SERVES 4 3 tbsp plain flour 2 tsp dried thyme 4 chicken leg quarters 2 tbsp sunflower oil 4 rashers of rindless smoked back bacon, cut into 1cm-wide strips 2 medium onions, chopped 2 celery sticks, thinly sliced 150g small chestnut mushrooms, wiped and sliced or quartered if large 500ml bottle of dry cider 300ml chicken stock, (made with 1 chicken stock cube) 2 bay leaves 400g Chantenay or other small fat carrots, trimmed and peeled 2 slender leeks, trimmed and cut into 2cm slices flaked sea salt freshly ground black pepper.

METHOD Mix the flour and thyme with a good pinch of salt and plenty of freshly ground black pepper in a large strong 26

freezer bag. Strip the skin off the chicken legs and put them on a board.

Break the joint of each leg by bending it in the opposite direction. You may hear a small crack. Cut each leg quarter in half with a sturdy knife to give 8 chicken portions. Using a good set of kitchen scissors, trim off any visible fat.

Put the chicken portions in the freezer bag, a few at a time, and shake well until they are evenly coated in the flour.

Heat the oil in a large non-stick fying pan over a medium heat and fry the chicken, a few pieces at a time, until golden brown all over. As they are browned, transfer the chicken pieces to a large flameproof casserole dish.

Preheat the oven to 1800C/Fan 1600C/ Gas 4.

Put the bacon, onions and celery in the pan used for browning the chicken and fry for 4-5 minutes over medium heat until lightly browned, stirring often.

Add the mushrooms and cook for 2 minutes more, then tip everything into the casserole dish with the chicken pieces. Sprinkle in any flour remaining in the freezer bag and stir well.

Pour about half the cider into the frying pan and stir vigorously with a wooden spoon to lift any sediment from the bottom. Simmer for a few seconds, then pour into the casserole. Add the rest of the cider and the stock, then stir in the carrots and bay leaves and bring to a simmer on the hob.

Cover with a lid and cook in the centre of the over for 1 hour, then remove the casserole from the oven and stir in the leeks. Pop the dish back into the oven for a further 30-40 minutes or until the chicken is tender and the sauce thickened. Serve with some green beans or spring onions.

435 Calories per portion.

LAMB, SPINACH AND POTATO CURRY This is a low-cal version of Dave’s favourite curry - saag gosht - becuase he couldn’t bear to it give it up. If you are running short of time, cut out the fresh garlic, ginger and chilli - the curry will still taste great. The recipe contains potatoes so there is no need to serve it with extra rice.

SCRAMBLED EGGS WITH SMOKED SALMON SERVES 6 600g lamb leg steaks (about 4 steaks) 1 tbsp sunflower oil 2 large onions, roughly chopped 4 large garlic cloves, peeled and roughly chopped 25g chunk of fresh root ginger, peeled and roughly chopped 1 plump fresh chilli, (deseeded if you like) 75g medium or mild curry paste (depending on your taste) 400g can of chopped tomatoes 350g potatoes, preferably Maris Pipers, peeled and cut into 3cm chunks 450ml water 2 bay leaves 1 tsp flaked sea salt, plus extra for seasoning the meat 1 tsp caster sugar 3 ripe medium tomatoes, quartered 100g young spinach leaves freshly ground black pepper METHOD Trim the lamb of any hard fat and cut the meat into rough chunks of about 3cm. Season with salt and pepper.

Heat a teaspoon of the oil in a large non-stick frying pan and fry the lamb in 2 batches until lightly coloured on all sides. Transfer the lamb to a plate as soon as each batch is browned.

Heat the remaining oil in a large flameproof casserole dish and add the onions. Cook over a medium heat for

6-8 minutes until they’re softened and lightly browned, stirring regularly. Turn down the heat, add the garlic, ginger, chilli and curry paste and cook for 5 minutes more, stirring frequently.

Remove from the heat and blitz the onion mixture with a stick blender until blended to a purée. Or you can let the mixture cool for a few minutes, then blend it in a food processor before tipping it back into the casserole.

Return the casserole to the hob over a medium heat. Preheat the oven to 1900C/Fan 1700C/Gas 5.

Add the browned lamb to the spiced onion purée in the dish and cook over a gentle heat for 2-3 minutes, stirring.

Add the chopped tomatoes, potatoes, water, bay leaves, teaspoon of salt and sugar. Bring everything to a gentle simmer, then cover with a lid and place the casserole in the oven for 1 hour and 30 minutes or until the lamb is tender and the sauce has thickened. Check after 1 hour and give the contents of the casserole dish a good stir.

Take the dish out of the oven and remove the lid. Stir in the quartered tomatoes and spinach leaves. Cover once more and return to the oven for a further 5 minutes or until the tomatoes are soft and the spinach has wilted.

Serve hot with some spoonfuls of fatfree yoghurt if you fancy.

This is a treat - light but tasty and packed with protein. It takes next to no time to prepare and makes a really special weekend breakfast or brunch. Shows that you can breakfast like a king and still keep the calories under control.

SERVES 2 4 medium eggs 1 tbsp freshly snipped chives, plus a few extra to garnish(optional) 15g butter 4 slices of smoked salmon (about 75g) 1 English muffin, cut in half flaked sea salt freshly ground black pepper METHOD Beat the eggs with a pinch of flaked sea salt and lots of freshly ground black pepper. Use a metal whisk and make sure you beat the eggs really well. Stir in the chives if you’re using them.

Melt the butter in a medium non-stick saucepan over a low heat. Pour the beaten eggs into the pan and cook very gently for 2 minutes, stirring slowly until the eggs are softly scrambled.

Remove from the heat and stir for a few seconds more - the eggs will continue to cook for a while.

While the eggs are cooking, toast the muffin and put 1 half on each plate, cut side up. Spoon the scrambled eggs over the muffins, add the slices of smoked salmon and season with a little more black pepper. Garnish with extra chives if you wish. Serve immediately.

293 calories per portion.

27

354 calories per portion

APPLE AND BLACKBERRY CORNFLAKE CRUMBLE This contains far less fat than a traditional apple and blackberry crumble, thanks to our special topping. Cornflakes add lots of crunch but not too many calories.

NEW Raspberry Infused Balsamic NOW IN STOCK! Taste our beautiful NEW SEASON olive oil’s all fresh from the press!

COME AND DISCOVER + SENSATIONAL OLIVE OILS + STUNNING BALSAMIC VINEGARS + ARTISAN PASTA AND SAUCES + GOURMET SICILIAN OLIVES + FABULOUS GIFT IDEAS Come and visit and taste for yourself!

We will make you very welcome and help you to discover why using truly excellent Olive Oils will make your food taste like a Michelin Star Restaurant!

SPECIAL TASTING EVENT SERVES 6 75g caster sugar 1/2 tsp ground cinnamon finely grated zest of 1/2 lemon 1tbsp cornflour 450g Bramley cooking apples (about 2 medium apples) 300g fresh blackberries 25g fridge-cold butter, cut into cubes 25g plain flour 100g cornflakes

EVERYONE WELCOME 23RD & 24TH NOVEMBER

FESTIVE MUSIC AND LOTS OF TASTY DISHES TO SAMPLE GREAT IDEAS FOR CHRISTMAS GIFTS OR WHY NOT TREAT YOURSELF

METHOD Preheat the oven to 2000C/Fan 1800C/Gas 6. Mix the sugar, cinnamon, lemon zest and cornflour into a large bowl. Peel, quarter and core the apples, then cut them into rough 1.5cm chunks and add them to the spiced sugar. Add the blackberries and toss everything well together.

Tip the apple and blackberry filling into 1.5 litre pie dish or divide it between individual ramekins. Make sure you scrape all the sugary juices on top of the fruit too.

Put the butter, flour and cornflakes in a bowl and rub together between your fingertips until the mixture resembles coarse breadcrumbs. This should only take 2-3 minutes. Scatter the cornflake mixture evenly over the filling.

Bake in the centre of the oven for 30 minutes or until the crumble filling is bubbling, the fruit is tender and the topping is golden brown. Serve with low-fat custard or half-fat crème fraiche if you like, but don’t forget that these add extra calories so watch it!

192 calories per portion 28

UNIT 36, ETON BUSINESS PARK ETON HILL ROAD, RADCLIFFE M26 2ZS

0161 725 5266 WWW.THEGIFTOFOIL.CO.UK OPEN - FRI 9am - 2.30pm & SAT 10am - 4pm.

EATING OUT

THE VICTORIA INN - FANNY’S A local pub serving real ale, fine wine and good food in a traditional way.

Try British classics like fish and chips, steak and ale pudding or our famous fish finger butty. Or why not try something different from our specials menu. Which includes our Senior Citizens Special for £5.95

!

JANUARY SAVER VOUCHER

Christmas season is now approaching and we have a delicious 3 course menu for a very competitive price. Lunch £17.95, Dinner £19.95, Children £12.95. When you book your Christmas party and eat off our Christmas menu between the 25th November to 5th December. You will receive 10% off your food bill if you book in advance.

Book a table of 4 or more and receive a bottle of house red or white wine absolutely FREE. *Please mention this January Saver voucher when making your booking and bring this voucher with you to redeem the offer. 2 Courses minimum.

TEL: 01204 849944 WWW.VICTORIAINN.CO MARKLAND HILL, BOLTON BL1 5AG

Offer valid throughout January 2014

YEW TREE INN - ANGLEZARKE With a heritage dating back to 1871 the Yew Tree is steeped in history and countryside charm. Original flagstone floors, touches of British Tweed and natural oak furniture create an unpretentious and relaxing ambience in which to enjoy the finest in freshly cooked local produce.

Enjoy a meal or casual drink in our cosy bar area with two open log fires or book a meal in the restaurant for a special occasion or gathering.

Take in the stunning views of Rivington pike from our decking area and beer garden with food served outside all day.

O P E N Monday: Closed. Tuesday - Friday: 12-3pm & 6-9.30pm Saturday: 12pm - 11pm. Sunday: 12pm - 8.30pm RESERVATIONS: 01257 480344

enquiries@yewtreeinnchorley.com

www.yewtreeinnchorley.com

DILL HALL BROW, HEATH CHARNOCK, CHORLEY PR6 9HA

San Rocco

Back under the ownership of the original ‘Toto’s’ welcomes you

Great Italian food and a relaxed & friendly atmosphere awaits you.

Christmas Party Menu available from 1 December 2013 Christmas Day Lunch £49.50 + service New Years Eve Dinner & Disco £59.50 + service

Early Bird Menu Tuesday to Friday £9.95 2 courses until 7.30pm

Open all day Sunday from 12noon Lunch Menu from £10.00 per Adult FREE Pizza or Pasta for under 12’s ALL FUNCTIONS CATERED FOR ... WEDDINGS, CHRISTENINGS, ANNIVERSARIES ETC.

H I G H S T R E E T, W A L S H A W, B U R Y B L 8 3 A G T E L : 0 1 6 1 7 6 1 3 8 3 2 W W W. S A N R O C C O . C O . U K

EATING OUT

THE CHERRY TREE AT BLACKROD The Cherry Tree at Blackrod specialises in the finest of dishes in a classic British style. Their team of chef’s headed by Oliver Maher source local ingredients to use in their innovative and ever-changing menus.

Located in the quaint St. Andrews Court, just minutes from the Town Hall Square and Crompton Place. Caffè Aroma brings a peaceful and relaxing ambience to the busy town centre.

Using only the freshest of produce the menu offers a large selection of delicious hot and cold sandwiches, baguettes, toasted sandwiches and breakfast barms all made individually to order.

A real favourite with diners is their ‘smaller appetite menu’ which caters for diners who no longer want a full portion. This menu is currently priced at £10.95 for two courses and £13.95 for three courses. The Cherry Tree festive menu is now available and details all the festive events taking place during the Christmas and New Year period. As this is a very popular time of year advance bookings are recommended and advisable.

A warm welcome and friendly staff awaits you.

The Cherry Tree guarantees everyone a very warm welcome and a culinary experience to remember. Their team of waiters and waitresses headed by restaurant & bar manager Tom Taylor provide an exemplary standard of table service with particular attention to the atmosphere and comfort diners will enjoy.

OPEN: Monday – Saturday 8.30am - 4pm.

The Cherry Tree is open every day with service times as follows:

A tempting selection of homemade cakes, scones and cupcakes are available daily together with great tasting speciality coffees, teas and cold drinks. All available to eat in or take away.

TEL: 01204 395191 UNIT 10, ST ANDREWS COURT, MAWDESLEY STREET BOLTON BL1 1LD

!

FREE AMERICANO or TEA When ordering any Sandwich or Cake* *Cannot be used with any other offer.

Monday – Thursday Lunch 12.00pm – 2.00pm - Evening 5.30pm – 8.30pm Friday Lunch 12.00pm – 2.00pm – Evening 5.30pm – 9.00pm Saturday Open all Day 12.00pm – 9.00pm Sunday Open all Day 12.00pm – 8.30pm The bar is open all day RESERVATIONS: 01257 48 1234 WWW.CHERRYTREEBLACKROD.CO.UK INFO@CHERRYTREEBLACKROD.CO.UK CHORLEY RD, BLACKROD, BOLTON BL6 5LA

EATING OUT

SAN MARINO Located in the Belmont Hills with stunning views over ths surrounding countryside this stunning restaurant combines fantastic mediterranean food with stylish, comfortable surroundings.

The interior is warm and relaxing with brown leather chairs, candle lit tables, oak and tiled floors and an open kitchen creating an exceptional setting.

The produce is carefully sourced using the finest local ingredients. Local means just that, as the pigs are reared just 100 metres away, offering a delicious selection of pork, ham, bacon and suckling pig.

A variety of free range hens are bred within the grounds providing only the best home free range eggs.

The meat comes from local Belmont Farm Produce and the fish is caught daily from mainly Cornwall and the Irish Sea. Altogether a superb restaurant in a stunning location.

O P E N Monday - Friday: 6-10pm Saturday: 1pm - 10pm Sunday: 1pm - 9pm

TEL: 01204 811206 WWW.SANMARINORESTAURANT.CO.UK BELMONT ROAD, BOLTON BL7 9QT

RETREAT GRILL BAR & RESTAURANT Situated on the leafy outskirts of Bolton, Retreat Restaurant serves a wide range of food prepared freshly on the premises.

From hearty steaks to delicate fish dishes there is definitely something for every palate.

Retreat is open everyday from 11am (12pm on a Sunday) and has a late bar till midnight on a Friday & Saturday.

Every event can be catered for at Retreat – from family gatherings to small weddings, birthday parties as well as casual dining.

Reservations are recommended as Retreat is usually fully booked at weekends however walk-ins can be catered for.

For Summer days Retreat is perfect for alfresco dining. Choose from one of 60 seats on our terrace & patio which boasts sunshine till the late evening (when we are lucky enough to see it!!)

Choose from baguettes, wraps and bloomer sandwiches at lunchtime, a wide variety of snack dishes along with our full menu served all day, there is something for everyone at Retreat.

OPEN Mon-Thurs noon-11pm Fri & Sat noon-midnight; Sun noon-10.30pm TEL: 01204 849313 WWW.RETREATRESTAURANTS.CO.UK 319 - 321 CHORLEY NEW ROAD, BOLTON

EATING OUT OPEN 10am-8pm Monday to Friday & 9.30am - 8pm Saturday & Sunday Our daytime menu is available until 4pm everyday!

Curley’s Fisheries is a little piece of heaven right in the heart of Horwich and is set in a picturesque corner of the idyllic countryside on the banks of the Wallsuches Reservoir, but within easy reach of the main Chorley Old Road from Bolton.

Curley’s offers a relaxing secret escape away from the daily hustle and bustle, where you can sit for a while, with a coffee and read a book or look across the water and watch the fishermen. Curley’s Fisheries has something for everyone, from enjoying a days fishing to having lunch in the stunning dining room whilst listening to the piano, it’s certainly a place to please all the senses.

The menu was launched back in April and has been lovingly planned and offers diners a spectacular range of fish dishes including Trout, Lemon Sole, Plaice, Hake, not forgetting Prime Cod and Haddock.

All of these delicious dishes are prepared by the Chef to the highest standards using only superior quality fresh produce with excellent presentation served in a modern style. To compliment the menu there is also a superb selection of wines and real ales to enjoy with your meal.

Curley’s is so much more than a Fishery, it is a little piece of heaven for everyone.

The exceptional dining room serves a popular daytime selection of light lunches and cream teas. Now owners Steve and Helen Kershaw, along with their son Jon, are proud to introduce their new dining experience and offer diners the chance to enjoy the new menu which is being served from 4pm til 8pm.

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miss having them around? skype the grandkids

question about your savings? talk to the ombudsman (or find us online)

0300 123 9 123

financial-ombudsman.org.uk honest answers – to help you move on

Burlingham Park Residential

Burlingham Park Residential

Welcome to Burlingham Park ... situated on the edge of the picturesque market town of Garstang in North Lancashire. This family run park offers a desirable location for retired and semi-retired home owners. Our aim is to offer QUALITY HOMES SENSIBLY PRICED in secure and tranquil surroundings. All park homes purchased at Burlingham Park have security of tenure and are therefore a true investment. New Park Homes available from ÂŁ80,000.

Pre-owned park homes also for sale.

Burlington Park Residential | A6 Bypass Road | Cabus | Garstang | Lancashire PR3 1PJ Tel: 01995 602145 Email: info@burlinghampark.co.uk

www.Burlinghampark.co.uk www.50plusmagazine.co.uk

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OUT & ABOUT

A New Shopping Experience to hit Farnworth

We are an indoor Bolton market place, offering a variety of different shops from jewellery stores to fashion shops with the convenience of being under one roof, with an on site cafe and 100 shops instore you’ll be sure to find JW Retailers a one stop shop.

CHOIR HOLDS FULL SCALE RECRUITMENT Bolton Cancer Voices is holding its largest ever recruitment drive in a quest to find thirty new members. The only known Choir for cancer patients and cancer survivors in the north-west of England is seeking to double the size of its membership.

1st December

SHOP UNITS

OVER 100 STALLS Now Open 6 Days a Week Monday to Saturday

TO LET

FR

£45 OM

PER WE

E

WE WON K ’T BE BEATEN ON PR FOR UN ICE IT RENTAL

CAR BOOT EVERY SATURDAY! 7am - 3.30pm £8.50 for loading bay area space £12.50 for internal shop unit for the day 120sq ft - £12.50 per day 100sq ft - £12.00 per day 75sq ft - £11.50 per day

Enjoy Lunch in our café Farnworth Indoor Market 30 King Street, Farnworth Bolton BL4 7AZ

07967 469 524

www.jwretailers.co.uk 34

The Choir which is the brainchild of its Chair – Karen Elliott, was established just over a year ago. Anyone can join at any point in their cancer journey whether newly diagnosed, in treatment, living with cancer as a life-limiting condition or a cancer survivor no matter the period of time that has elapsed since treatment.

Though Bolton based the Choir is open to people from a wider geographical area as long as they fulfil the criteria for membership and are able to travel to Bolton for rehearsals. Previous singing experience is not necessary, you don’t need to be able to read music, there are no auditions to worry about and no membership fees; people just need enthusiasm, a willingness to learn and the desire to have fun.

Rehearsals take place on Monday evenings 7.30pm 9pm at the Friend’s Meeting House, Silverwell Street, Bolton; anyone interested should contact Karen on 01204 595562 / 07773 164235.

The Houghton Weavers in concert in aid of Macmillan Cancer Support Friday 1st November The Round House Kenton Close Halliwell Bolton BL1 3TZ Time: 7.30pm. Price: £12.50 including supper

For tickets call Brenda Shorrock 01204 307258 or Wendy Close 01204 302487.

Rock ‘n’ roll legends Showaddywaddy are playing live at the Longfield Suite on 22nd November. www.50plusmagazine.co.uk

OUT & ABOUT Four decades of retro rock’n’roll are coming to Prestwich when Showaddywaddy play the Longfield Suite on 22 November.

Tickets are £18.50 – www.ticketline.co.uk/ venue/prestwich-longfield-live or call the Longfield Suite on 0161 253 7227.

The Affordable Expensive Art Fair Friday 8th November.

Delicieux Bolton, 889 Mossbank Way BL1 5SN Do you love painting, print making and crafts? Well get involved in this great event.

Are you an artist and want to show off your fabulous work?

Why not get involved in this fantastic art fair taking place at Delicieux in Bolton.

It’s fairly simple to get involved too, if you’re a quality painter, print maker or crafts person all you need to do is simply email info@artisanartgallery.co.uk with your name, a brief CV, two images and your contact details.

pies carols and lots of fun at this fantastic event at Bolton Parish Church.

It will give the people of Bolton the opportunity to come together and get into the Christmas spirit.

You could dedicate a light by calling 01204 663055 or visit www.boltonhospice.org.uk Contact us : 01204 663050

Jingle Bell Sing-A-Long Saturday 7th December. 6:45pm until 6:45pm.

The Albert Halls, Victoria Square, Bolton BL1 1RU The Jingle Bell Sing-A-Long will be a great night for all the family with fun carols and festive music.

This wonderful night of festive spirit will be presented by Bolton Cancer Voices, a beautiful and inspirational choir for cancer patients and survivors.

The choir will be joined on stage with Besses o’ th’ Barn Band, one of their special guests who is one of the oldest brass bands in the world!

Also, it’s only £20 to get involved and show off your work, this will contribute to advertising.

And of course, all this music will have opportunities for the guests to sing along to.

Minimum 2m wall space and or 6” table for crafts.

If you would like to book tickets for this magical event book them through the Albert Halls box office here but be quick, tickets will go fast. Tickets are £5 (buy 10 get the 11th free) Come along and get in the spirit of Christmas.

If you would like more information call 07841 140562.

Christmas Tree Festival

Contact us : 01204 595562

From Tuesday 3rd December until Sunday 8th December Victoria Hall will be holding a festive Christmas tree festival from 3rd December - 8th December The festival will launch this year’s Christmas Series of festive concerts and carol services to get you in the spirit.

This year’s festival theme will be ‘The Twelve Days of Christmas’

EvEry stop is a start...

Pick out the Perfect gift this christmas!

The week will finish with a community carol service at Victoria Hall On December 8th at 3pm.

It will be a great event of fun and festive spirit.

For more information call 01204 382812 or 01204 522569

Light up a Life Christmas Celebration Wednesday 11th December 7:00pm until 7:00pm Bolton Hospice invites supporters for a night of music There will be music from Bolton Music Services, minced

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stuck for something to get a family member or friend for christmas?

The East Lancashire Railway has you covered with a selection of gift vouchers that can be used for a range of different activities.

From a luxury diner or a guided Rail Ale Tour to the chance to get behind the controls of a heritage steam or diesel locomotive, an East Lancashire Railway gift voucher makes the ideal present!

For more information and to pick up a voucher visit www.eastlancsrailway.org.uk or call 0161 764 7790* Bolton Street Station, Bury BL9 0EY *lines open 10am–4pm daily 35

Established 1887

The Problems and Pitfalls of DIY probate In these times of austerity dealing with a probate yourself might seem like a good way to maximise your inheritance but beware. Here we set out some of the pitfalls of administering an estate which may make you think again about going it alone.

The Basics When someone passes away, with or without leaving a Will, their money, property and belongings need to be dealt with according to law and accounted to the beneficiaries. Normally you need to obtain probate if the value of the deceased’s estate (after paying the funeral account) is over £5,000.

The Will A problem that usually only comes to light after a person has passed away is the issue of whether or not the deceased left a Will and, if they did, is it valid. A Will must be executed according to strict criteria for it to be legally valid. The executors must be sure that the Grant of Probate they are extracting is based on the last Will of the deceased and there are no issues surrounding the mental capacity of the testator which may mean an earlier Will is still valid.

Wills can often set up trusts, sometimes on purpose as part of tax planning and sometimes inadvertently because of the wording used. Further complications can arise when beneficiaries to a Will have already died.

Where there isn’t a Will or one cannot be found, the estate passes according to the Intestacy Rules which do not necessarily follow the order that relatives might expect and sometimes a professional opinion is required.

Inheritance Tax (IHT) As part of the application to obtain a Grant of Probate an Inland Revenue Return needs to be submitted. If the estate is relatively straightforward with no lifetime gifts and does not exceed the IHT threshold, then the ‘short form’( IHT205) may be used. As it is only a few pages long, the short form doesn’t seem too daunting, however guidance notes that stretch to around 40 pages show that it is not as straightforward as it seems.

36

Where estates exceed the IHT threshold or the estate has business or agricultural property within it then a full Inland Revenue account needs to be submitted and this can prove a very time consuming and complicated affair for lay executors. If the account has been submitted incorrectly and the Revenue determine that this has been done negligently, they are likely to issue penalties which can be severe.

Claiming Reliefs There are many different reliefs and exemptions that can be claimed in respect of IHT. If you do not claim them you will lose them as the Revenue will not point them out to you so a professional opinion is recommended.

The main ones are: • • • • • • •

Spouse exemption Transferable IHT nil rate band Annual exemption Normal expenditure out of income Gifts in consideration of marriage Charity exemption Business Property Relief and Agricultural Property Relief

Paying Tax Whilst an Inland Revenue Account does not have to be submitted by the Personal Representatives until 12 months after the end of the month in which the death occurs, the IHT (or at least the tax that is due on the deceased’s personal estate e.g. personal effects, cash, investments etc) must be paid 6 months before that.

Accordingly if the estate is taxable the Account should normally be submitted within 6 months of the end of the month of death to prevent interest running.

Payment by instalments over 10 years is permitted in respect of certain assets which include: • • •

Land and buildings wherever situated Some quoted or unquoted shares or securities of a company A business or an interest in a business

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The first instalment is due 6 months after the end of the month of death and thereafter annually by equal instalments. However, notwithstanding the making of an election to pay by instalments, the whole amount of the IHT due becomes payable forthwith if, at any time before the end of the 10 years, the property in question is sold.

Interest is generally chargeable on any overdue IHT but there are exceptions that need consideration. The current rate is 3%.

Peace of Mind As you will have ascertained from this article, the administration of an estate can present issues and traps for the unwary. They can be particularly hazardous for those acting as Personal Representatives as they will be held personally liable by the beneficiaries if exemptions or reliefs are not claimed in full or penalties are imposed by the Revenue for the negligent completion of an Inland Revenue Account. By ensuring that proper advice is obtained the executor can avoid personal liability.

Established 1887

Russell & Russell Solicitors will be pleased to help you with

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And there are other advantages. A professional advisor will produce a set of estate accounts so that all the beneficiaries can see the value of the estate and be certain that they have received the correct entitlement.

They can also, where necessary, arrange specific types of insurance, for example Missing Beneficiaries insurance and Unoccupied Property insurance, and prior to distribution of the estate will be able to conduct bankruptcy searches on the beneficiaries to ensure that they are entitled to the monies rather than their Trustee in Bankruptcy.

In addition, a solicitor will be able to advise on the appropriate application of a Deed of Variation, a method of changing the terms of a Will within 2 years of the date of death. A Deed of Variation can be used to improve the Inheritance Tax position of a beneficiary or to resolve disputes or potential problems with the Will.

Instructing a Solicitor Many people are tempted to obtain probate themselves because they are concerned about the potential costs of instructing a professional, particularly on an hourly rate basis. However, more firms like ours now offer a fixed fee service so that the client knows exactly what to expect. Remember, you can seek assistance from a professional at any stage and a review of the Inland Revenue Tax Return is particularly advisable.

If you are thinking of instructing a firm of solicitors then try to find one that specialises in this type of work – it will be quicker and cheaper in the long run. Beware of probate specialists who may use sales tactics or apply pressure to sign up there and then to get a “good deal”.

If you would like more information on probate administration please contact Russell & Russell Solicitors.

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Residential and Nursing Home Advice Wills Probate & Trusts Court of Protection Advice Matrimonial & Family Law Lasting Power of Attorney

For further information contact your local branch ....

Bolton Churchill House Wood Street Bolton BL1 1EE t: 01204 399299

Farnworth 86 Market Street Farnworth Bolton BL4 7NY t: 01204 707926

Horwich 21 Lee Lane Horwich Bolton BL6 7BP t: 01204 699432

Middleton Colmar House Middleton Gardens Middleton M24 4DB t: 0161 653 6200

Bury Belgrave Terrace 10 Manchester Road Bury BL9 OEB t: 0161 762 2888

Atherton 43 Market Street Atherton Manchester M46 OGQ t: 01942 884469

www.russellrussell.co.uk

The question I get asked the most often from clients is “how much can I borrow?”

This month I have compiled a chart to show how much money you could release from your own property.

The figures are based on a property value of £150,000 but the percentage release can be used against your age and your own property value.

A lifetime mortgage is only a different type of mortgage; you still retain ownership of the property.

You can choose to pay monthly interest or allow the interest to roll up. The loan is repayable to the lender on death or going in to long term care.

Below is a list of what most clients tend to use the money for: The top ten uses for releasing money from your home 1. Home & garden Improvements 2. Clear debts (e.g. loans & credit cards) 3. Holidays 4. Clear outstanding mortgage 5. Help family and friends

6.

7.

8.

9.

10.

Property purchase One off purchase Medical care Reduce IHT liability Help with regular bills

Please contact me and I will be happy to provide an illustration suitable for your specific needs.

How much can I borrow?

Age

Property Value

Percentage

Amount

Age

Property Value

Percentage

Amount

55

£150,000

20.5

£30,750

73

£150,000

39

£58,500

56

£150,000

21.5

£32,250

74

£150,000

40

£60,000

57

£150,000

22.5

£33,750

75

£150,000

41

£61,500

58

£150,000

23.5

£35,250

76

£150,000

42.5

£63,750

59 £150,000 24.5 £36,750

77 £150,000

44

£66,000

60

£150,000

25.5

£38,250

78

£150,000

45

£67,500

61

£150,000

26

£39,000

79

£150,000

46

£69,000

62

£150,000

27

£40,500

80

£150,000

47

£70,500

63

£150,000

28

£42,000

81

£150,000

48

£72,000

64

£150,000

29

£43,500

82

£150,000

49

£73,500

65

£150,000

30

£45,000

83

£150,000

50

£75,000

66

£150,000

31

£46,500

84

£150,000

51

£76,500

67 £150,000 32.5 £48,750

85

£150,000

52

£78,000

68

86

£150,000

52

£78,000

£150,000

33.5

£50,250

69 £150,000 34.5 £51,750 70

87 £150,000

52

£78,000

36

£54,000

88

£150,000

52

£78,000

71 £150,000

37

£55,500

89

£150,000

52

£78,000

72

38

£57,000

90+

£150,000

52

£78,000

£150,000 £150,000

www.release-my-equity.co.uk

Call David for Free Local Advice: 01204 88 4545 or 07792 849974

David Griffin CeMAP CeRER Equity Release Consultant t. 01204 884545 e.david@lifetime-finance.co.uk

Lifetime Finance is a trading style of David Griffin, who is an appointed representative of Intrinsic Mortgage Planning Limited, which is authorised and regulated by the Financial Services Authority This is an equity release mortgage, to understand the features and risks ask for a personal illustration.

All plans offered by Lifetime Finance are regulated by The Equity Release Council (formally SHIP). This is an independent organisation that specialises in equity release and sets strict standards to protect customers. In addition to the sense in taking professional advice a customer must be given independent legal advice ensuring that all of the benefits and limitations of the product will be explained, together with any obligations that you might be under.

BURNETT

Safer Driving this Winter

SERVICE CENTRE LTD KEEPS YOU MOVING We are licensed to give MOT’s to class 4 vehicles. Our team of dedicated mechanics are focused on making your vehicle as safe as possible by offering high quality and thorough MOT, repairs and servicing.

Our MOT testing centre has gained an excellent reputation in the Bolton area SERVICES : ALL MAKES AND MODELS

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ACCIDENT RECOVERY AIR CONDITIONING AIR FILTER CHANGE ALL AROUND SERVICING l BATTERIES l BRAKES l CAM BELTS l CLASS 4 MOT l CLUTCHES l DIAGNOSTICS l GEARBOX REPAIRS l SUSPENSION l TYRES l LASER WHEEL ALIGNMENT l l

Follow these tips to protect your car this Winter •

Engine/cooling system - Check antifreeze levels.

A 50/50 mix of antifreeze to water will protect the engine down to – 34ºC.

•

Handbrake - Check for damage to handbrake cable covering. Cables should be changed if water has penetrated.

•

Tyres - Consider fitting Winter tyres, but even if you don’t have your Summer tyres checked. Winter driving means that tyres should be no less than 3mm remaining tread.

•

Battery - Have your battery checked, batteries have to work extra hard in the cold and are more likely to fail.

•

Air Conditioning - Have your air-con system serviced. It’s not just for Summer - an effective air-con system will demist windscreens much more quickly, helping visibility.

•

Washers and wipers - A 50/50 mix of additive to water is needed in very cold weather. Switch off wipers when parked in frost - doing so prevents damaging blades or overheating the wiper motor when the car is started.

Locks - Oil door and boot locks and spray with water repellent to prevent freezing. Similarly for bonnet and fuel cap.

•

Diesel - Can become waxy and unusable below –15ºC. Some additives can lower this temperature.

If possible, garage your vehicle in extreme cold.

•

General - Check oil level, battery, lights, and tyre tread and pressures.

Call Burnett Service Centre NOW on 01204 653030 to book your FREE Winter Vehicle Check.

24 HOUR RECOVERY AVAILABLE

PHONE FOR A QUOTE ...

01204 653030 Morris Green Business Park Fearnhead Street, Bolton BL3 3PE.

HAVE YOUR FREE VEHICLE CHECK THIS WINTER

£10 OFF MOT WITH COUPON Here at Burnett Service Centre we would like to welcome your custom. Please cut this coupon out and bring with you for your entitlement to £10 off your MOT.

Please call today for a competitive quote

!

•

We offer the cheapest tyres in the local area and we hold an extensive stock in a wide range of sizes and brands.

We are renowned for our FREE impartial advice.

BEAUTY a pleasant smile. Paradoxically, crowns and dentures with teeth that are too white, too straight and too uniform can also make a person look older than their years.

The key is for a natural smile of healthylooking teeth and gums that enhances and suits your face. Clever dentists can carefully add well-matched filling material to the tips of worn lower teeth these days. And it’s also easier now to get rid of a denture with fixed teeth or by fixing or stabilising a denture with implants – all of which can be a massive boost to confidence.

If you’re looking for beauty procedures with natural-looking results, try these ideas:

Keeping Ageing at Bay WE long ago seem to have decided against growing old gracefully and opted to do whatever we can to keep ageing at bay.

Fortunately, there are plenty of things we can do to help ourselves, whether or not we want to resort to cosmetic surgery. In fairness, the cosmetic surgery industry in this country is generally of a very high standard. But, as in anything where you are dealing with your health and investing large amounts of money, it’s worth checking out your private clinic or hospital of choice and comparing both costs and reputations with others.

Eyebag removal, facelifts, cheek and chin implants, tummy tucks, arm lifts and thigh lifts are now all relatively common procedures – although they are all still surgery and require proper consideration and investigation beforehand.

However, there are less drastic options we can undergo that don’t involve the scalpel but can still improve our appearance. First, though, it’s worth ensuring that you’ve explored all that Mother Nature has to offer - along with your active co-operation.

A healthy diet is vital for glowing skin and hair, and it’s important to keep your weight within a reasonable level, too. If you’re not sure whether you’re

40

overweight or underweight, ask your doctor and take his or her advice.

Plenty of fruit and vegetables, in particular, are good for health along with a certain amount of protein in meat, fish or pulses. If you’re on a specific diet – for health or other reasons – you may need a vitamin supplement to ensure you keep well and look and feel good. Consulting a nutritionist or asking your GP’s advice are good starting points here.

Exercise can also ensure our joints and muscles stay supple, which is a great aid to youthful vitality as well as improving the shape we’re in. Regular walking in the fresh air can give an outdoorsy look that’s attractive at any age, and the enjoyment of an activity that allows us to relax our faces and bodies can also hold back the years.

Having an attractive smile is surprisingly ante-ageing. In fact, your smile is very important in this ageing battle as an unattractive smile can positively age you far more than skin can in most cases.

Missing teeth, very crooked teeth, poor gum health or very discoloured teeth or fillings will obviously not add up to

Anti-wrinkle injections – These involve injecting botulinum toxin type A (the most famous brand being Botox) into facial muscles. This can actually prevent muscle action so effectively reduce frown-lines, furrowing of the forehead and wrinkles around the eyes.

When this is carried out well by skilled practitioners, it not only means less wrinkles but a less tired, more relaxed look – like you’ve just been on a lovely holiday!

Dermal fillers – A major problem as we get older is the loss of volume, indeed loss of fat, in the face. Fillers are designed to be used in the face to plump up targeted areas and lines such as the naso-labial folds and the marionette lines around the nose and mouth. They are also great for correcting the turned-down mouth that can sometimes come with age.

Temporary fillers are also an effective and popular way of filling folds and lines, and for defining and augmenting lips.

If injections are complete anathema to you, think about the many treatments that the beauty industry can now offer.

Facial treatments generally, though, tend to work best on a well-cared for skin so it’s important to keep skin well hydrated inside and out.

Keeping to well-known beauty product names may well help here as you may know better what your skin reaction will be. One typically famous brand offered in some salons is Guinot, and one of their most popular treatments comes from the Hydradermie range.

The Hydradermie deep cleansing facial is, apparently, much beloved by celebrities like Jennifer Aniston and

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Coleen Rooney. This involves deepcleansing the skin, and it also stimulates cellular renewal. The benefits are particularly felt by those with dry skin, and it also reduces the sebum level in oily skin.

The Hydradermie Lift is a machinebased facial using cutting-edge technology to treat both the skin and the facial muscles for an immediate “lifting” effect. Designed for skin that shows signs of loss of elasticity, it targets areas where fine lines are most evident – around the eyes, mouth and nose and across the forehead. It also “lifts” and firms the cheeks, jawline and neck.

1. Avoid and reduce stress as much as possible. Stress is one of the most common causes of premature ageing, so take time to relax and have a little humour in your life.

The treatment consists of three phases: the vitamin-enriched serum, the thermal treatment mask and the firming massage. The facial finishes with the

Bath out - Shower in

FITTED IN JUST ONE DAY!* NO MESS! NO FUSS! NO RE-TILING!

The great thing about all facial treatments for many of us, of course, is that it’s such an enjoyable and luxurious process that we automatically come away feeling much more relaxed – and thus also much younger looking!

TOP TIPS FOR STAYING YOUNG FOR LONGER

Liftosome Facial – This facial treatment has been specially developed to treat the problems associated with mature skin including lack of skin tone and loss of radiance. With age or fatigue, we notice a slackening and loss of firmness of the skin, especially in the cheeks, chin and neck. This is largely caused by the deterioration of the elastic fibres of the dermis. The skin loses density and becomes dehydrated, resulting in dryness, wrinkling and slackening.

NO WORRIES!

application of moisturisers to the face, neck and eye area.

2. Spend as much time with your family and friends. An increase in social connections can help improve the quality of life and can influence life extension.

3. Oxygen is vital for keeping your body healthy. Make sure you get plenty of fresh air and ensure you have plenty of plants around you at home and at work.

4. Whilst keeping active can help fight the loss of stamina, muscle strength, balance and bone density associated with ageing. Exercising your mind is equally important to exercising your body. A healthy and active mind will

help you feel younger. Try learning something new to keep your brain stimulated.

5. Having the right amount of sleep is essential to staying young. Taking a short nap can make a huge difference to thinking clearly and feeling happy, but make sure it’s just after lunch so that night sleeping is not disrupted.

6. Keep the brain active by doing something new every day – clean your teeth with the other hand or take a new route to work 7. Laughter releases endorphins thus relieving pain, reduces stress hormones and boosts the immunity system. So put on those comedy DVDs and laugh a lot!

8. The facial feedback hypothesis suggests that facial expressions influence our emotions. So smile and feel better. It’s the greatest facelift in the world!

9. Stand tall. Good posture can make us look 10 years younger and much more confidant.

10. A suntan makes us look healthy and vibrant, but in the long run it’s terribly ageing. A little colour with the protection of sunscreen is the answer.

STRUGGLE TO GET IN & OUT OF YOUR OLD BATH? Designed to fit in the same space as your old bath, the Shower Module’s unique construction enables it to be FITTED IN JUST ONE DAY* with NO MESS, NO FUSS and NO RE-TILING either! ● ● ● ● ● ●

Fits in same space as your old bath!

GLASS PROTECTION

Protects against the build-up of grime, lime scale and stains.

Easy clean tile effect - no re-tiling or mouldy grout!

Easy access NEW lower step Optional seat and grab rail Assistance pole Slip resistant floor Built-in shelving

OVER 20,000

INSTALLATIONS IN THE UK Available with full height sliding doors or half height hinged door and panel

Half height hinged door and panel option

SHOWER STANDING UP OR SITTING DOWN WITH THE OPTIONAL FOLD DOWN SEAT. * Time based on straightforward fitting.

FOR MORE DETAILS AND FREE BROCHURE

FREEPHONE 0800 316 0110

Ask for Ext. 53456

Please contact me to arrange a FREE no-obligation Home Survey Please send me a FREE brochure on the Aquability Low Access Shower Module

Name

53456

Tel Address EASY, SAFE BATHING

Postcode Lines open 24 hours 7 days a week. Or return coupon to FREEPOST RRGY-AHAX-AHSX, Aquability UK Ltd, Farnborough, GU14 0NR. Or visit - www.aquability.com Send to: FREEPOST RRGY-AHAX-AHSX, Aquability UK Ltd, Farnborough, GU14 0NR.

www.50plusmagazine.co.uk

41

AWARDS SMILE ON BLACKPOOL DENTIST

A BLACKPOOL dentist is celebrating further recognition in his profession just weeks after scooping a top local award.

Dr Zuber Bagasi, clinical director of the Synergy Dental Clinic in Central Drive, won Blackpool Dentist of the Year after more than 100 local patients nominated him for the title in the Best of Health Awards.

They praised his professionalism, excellent manner and high quality of work. Now, 30 year-old Dr Bagasi has also won Highly Commended in the Business Person of the Year category in the Bolton and Bury Business Awards.

Dr Bagasi - who has also opened clinics in Birmingham, Bolton, Bury and in Paisley, Scotland over the last few years - was delighted with this second success so soon after

the Blackpool title. “I was really honoured to receive the Blackpool award and it is a great reflection on myself and my team, especially as it involved nominations from patients,” he said.

“Then to take Highly Commended in these Business Awards was doubly satisfying.”

The Blackpool surgery, in common with the other Synergy Dental surgeries, specialises in the latest dental technology including implants in which Dr Bagasi has a special interest. He lectures on dental implants and mentors other dental implant surgeons throughout the country.

Dr Bagasi is not only a spokesman for his profession with an interest in helping young dentists develop but no stranger to awards As well as the Blackpool and Bolton awards, last year he won Highly Commended in the British Dental Association regional awards’ Best Young Dentist category. And both he and his Blackpool clinic have appeared regularly in the Best Practice shortlist.

Staff at the Blackpool clinic were delighted about this latest double honour for Dr Bagasi. Commented practice manager Latifa Umar: “This is wonderful news for us and for this local clinic. We try to ensure our patients are always 100 per cent happy with their treatment here.

So when an award is nominated by patients, it shows that we are doing it right at the surgery.”

Dr Bagasi is passionate about making good dental care available to everyone and feels that the latest awards highlight his commitment. “I am determined to ensure that all my patients can benefit from the latest dental developments,” he stated.

“I want to encourage them to be pro-active about caring for their teeth and gums themselves but also to be able to give them the best possible care, employing the highest standards of the profession.”

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For more information about the Synergy Dental Clinic go to www.synergydental.org.uk or call : Bolton 01204 522090 Bury 0161 764 4366

AFFORDABLE DENTAL IMPLANTS Implant + Abutment + Permanent Crown = ÂŁ1,150

5 Years Guarantee on Dental Implants 0% interest free finance available

Contact us on: 01204 522090 274 Blackburn Road Bolton BL1 8DT

0161 764 4366 10 Tenterden Street Bury BL9 OEG

www.synergydental.org.uk

HEALTH AND WELLBEING any current issues with the help and support of your GP. The screenings can also help you understand your future risk of health problems so you can take action, and make appropriate lifestyle changes.

2. Diet boosts: Boost Your Health by Eating Breakfast.

Skipping breakfast has been consistently associated with various health risks. It’s not just an old wives tale! Breakfast really is the most important meal of the day, but why?

Health benefits of eating breakfast:

Get Empowered with 5 Steps to a Healthier and Happier You Dietitian and health coach Andrew Wilson shares expert advice Andrew Wilson is a Registered Dietitian and Member of the British Dietetic Association. Andrew specialises in weight management and has recently launched a free webinar aimed at addressing some common weight loss mistakes: www.livelighterin50days. com Andrew also writes a blog aimed at helping people understand how some ‘weight loss diets’ can cause health problems: www.dangerousdiets.co.uk Finding the willpower to make positive changes to your lifestyle can be challenging. That’s why Life Line Screening, the UK’s largest provider of mobile preventive health screenings, is now partnering with dietitian and health coach, Andrew Wilson.

Making small and simple lifestyle changes can improve your health, and even have a positive impact on your emotional wellbeing.

Say YES to a healthier life 44

Sticking to a healthy diet and taking regular exercise can be a challenge when we’re busy, so don’t be tempted to set unrealistic goals. The good news is, saying ‘yes’ to a healthier lifestyle can be easy when you take one small step at a time.

“Diet and lifestyle habits play an important part in substantially reducing our risk of developing heart disease, stroke, and type 2 diabetes. Making small positive changes to your lifestyle can help you lead a healthier and happier life.” says dietitian, health and weight loss coach Andrew Wilson.

To kick-start your new routine, Andrew Wilson has provided some expert advice to help you develop healthy new habits:

5 Steps to a Healthier You: 1. Get checked: Getting a health screening is a good way to learn more about the status of your health. Understanding your health condition allows you to tackle

Encourages a Healthy Heart: New research by Harvard University, confirms that eating a healthy breakfast regularly can help to reduce the risk of high blood pressure, diabetes and high cholesterol - factors which can give rise to heart attack and heart disease.

Maintain a Healthy Weight: Eating breakfast in the morning can help to stabilize blood sugar levels and speed up metabolism, essential for regulating appetite and preventing obesity.

This means you’ll feel less hungry mid-morning – helping you to resist unhealthy snacks and allowing you to opt for healthier lunch meals.

Keeps you happy, energized & mentally focused: When we wake up in the morning our muscles and brain need fuel to function efficiently throughout the day. Eating breakfast helps to provide a rush of essential vitamins and nutrients that boosts energy levels, concentration, memory and even mood!

Have your 5 portions of fruits and vegetables which are packed with vitamins, fibre and antioxidants, essential for fighting off disease.

Introduce whole grains into your meals - they’re good sources of fibre

www.50plusmagazine.co.uk

and can help regulate blood pressure and improve heart health. Good ideas include oats, granary bread and brown rice.

Enjoy foods high in fat and sugar, but in moderation - foods high in fat and sugar, such as cakes, biscuits, chocolate and fried foods all taste good but in large amounts can raise your cholesterol, put weight on and won’t help your heart health in the long term.

If you like to eat these foods, don’t cut them out altogether as this may make you want them even more. Instead, reduce the quantity and how often you have them, saving them for special occasions.

Stay hydrated - drinking water is great to keep you hydrated; helping your body remove toxins, aid concentration and stop you feeling tired. Having a glass with a meal can make you feel fuller, helping to stop you from overeating. For extra flavour, try adding slices of your favourite fruit such as berries, lemon slices or fresh mint leaves.

Shop with a list – you are more likely to keep weight off and stay healthier if you go shopping with a list, as you are far less likely to succumb to those special deals which are great for your purse or wallet, but not so good for the waist line.

3. Get active: • Use the stairs as often as possible instead of the lift or escalator.

• Get off the bus a stop earlier and walk to your destination.

• Turn housework into exercise dusting, vacuuming, cleaning the bath, washing the car, mowing the lawn and gardening are good ways to burn some extra calories.

been shown to enhance memory, improve immune response and boost the body’s repair system.

5. Relax and unwind: Eliminating stress from your lifestyle can help your mind function better, heal your body faster and aids digestion.

• Instead of meeting friends for a coffee, why not meet in the park for a nice stroll?

• Stretching is a quick and easy way to reduce stress but also improves circulation and flexibility.

4. Have a good night’s sleep:

• Having a good laugh has also been shown to reduce stress, improve blood flow and boost immune response.

Sleep plays an important role in our health. For adults, getting the recommended 7 hours per night has

The Cahill Dental Care Centre has provided Life Transformational Dentistry for 15 years Cahill Dental Care is a multi award winning dental practice.

Our purpose is to provide you with ultimate dental care and ensure you receive the very best treatment that modern dentistry has to offer today.

We are very fortunate to have the services of award winning implantologist Dr Chris Waith alongside principal dentist Dr Michael Cahill.

We have over 15 years of experience with dental implants, and we know that everyday functions such as eating, smiling, laughing and talking are often severely affected by tooth loss and ill-fitting dentures.

Dental implants are a way to permanently restore the spaces left by missing teeth with a fixed solution that avoids the need for removable dentures, whether they are partial or even full dentures.

What are the advantages of implants compared to dentures?

Even a well-fitting denture will never be the same as having natural teeth. Dentures move when you are eating, talking or

Dr Chris Waith

Dr Michael Cahill

laughing, and often adhesive is required to help to hold them in place. The palate covering the roof of the mouth can take away the enjoyment of eating and drinking, and can also be a place for food and bacteria to lodge, leading to bad breath or gum disease. Dental implants provide a solution as close as possible to your own teeth, giving a great appearance and the ability to eat any foods with complete confidence.

There is no bulky plate, and the teeth are not taken out for cleaning or removed overnight.

One of the biggest fears for people who have lost, or may be about to lose their remaining teeth is the thought of having to be without any teeth at all for some time.

Our Same Day Teeth concept is the solution to this problem.

This innovative and life changing system allows you to have your own new, beautiful, natural looking smile in just one day, by using just four implants to securely hold a new set of upper or lower teeth called a bridge.

Same Day‌ Treatment begins first thing in the morning when we very gently and carefully remove any failing teeth, and place your dental implants. We ensure your comfort at all times, and can offer sedation as an option to make the procedure even easier for you.

Your custom made provisional bridge is then constructed by our highly qualified technicians, and a few hours later your new smile is expertly fitted onto your implants. You will then be ready to leave with a confident smile, and the improved quality of life associated with it.

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After a suitable healing period of a few months we will then construct your final, definitive smile. We promise that you will never have the worry or embarrassment of not having any teeth.

Before

Benefits of Same Day Teeth • • • • • • • • •

New teeth in one day No time without any teeth Confidence when smiling, laughing and talking Your chewing ability is restored Taste is not compromised, as the palate is not covered Only four implants are used, keeping costs to a minimum Suitable even in cases where bone loss has already occurred Further bone loss is prevented No more loose dentures

Complimentary Smile Consultations Introducing our new, exciting imaging software!

After

Have you ever imagined what it would be like to see yourself with a beautiful new smile? Well, with our new digital imaging software, we can show you how cosmetic dental treatment can make a huge difference to your appearance - giving you an idea of how the “new you” would look before you committed to any treatment.

Testimonials from patients:

By the end of the day I had my new teeth in. They looked excellent. I now have my definitive bridge in and it looks and feels fantastic, no food gets under it like it would under a denture and it never moves, I would definitely recommend anybody that needs this treatment to have it done as it has changed my life and if I had to do it again I would. I now smile, laugh and talk with ease, I can actually eat without worry that my teeth are going to break I think I made the right choice.

I can’t thank Michael, Chris and the team enough for their help and compassion - Maureen.

6th November 2013 at 6.30pm

JOIN US SAME DAY TREATMENT

Open Evening PLACES ARE STRICTLY LIMITED BOOK YOUR PLACE NOW For more information please contact our implant coordinator to book your place on the evening or to arrange a free smile consultation with one of our smile advisors.

Call 01204 526968

Cahill Dental Care Centre Ltd

|

38 Higher Bridge Street

|

Bolton BL1 2HA

e: info@cahilldentalcare.co.uk www.cahilldentalcare.co.uk

BOLTON DENTURE CENTRE www.thedenturepeople.com Bolton Denture Centre is an existing clinic focusing on providing dentures directly to the public. As a result they are able to concentrate on providing exceptional quality of private dentures to their patients. Their success is attributed to the investments that they have made in terms of latest technology laboratory equipment, using the best materials and the most natural, life like and realistic denture teeth that are available. Not to mention their biggest investment; in there own training and qualifications as Clinical Dental Technicians.

What is a Clinical Dental Technician?

A Clinical Dental Technician (CDT) is a qualified dental technician that has under gone further Education and Training in areas such as Medical Emergencies Cross Infection Control and Oral Pathology (cancers and anomalies) to name just a few sections that make up the Diploma in Clinical Dental Technology as Awarded by the Royal Collage of Surgeons (RCS).

It is this qualification that allows the clinicians at Bolton Denture Centure to be able to be registered and regulated with the General Dental Council (the official body for protecting the public with regards to dentistry) and carry indemnity insurance. It is this qualification, which means that only Dentists and Clinical Dental Technicians are the only Dental Professionals permitted to supply dentures direst to the public. A dental technician is not qualified to supply a denture directly to the public. However, despite this being an act of Mal practice many technicians will still practice illegally without informing the patient that they are

Meet the Clinicians: Jonathan and Colin Dean

not qualified. If you are unsure if your denture provider is qualified; ask them for their GDC registration number, then contact the GDC to see if they are registered not just as a dental technician but as a CDT. Dentures, like most things, have a limited lifespan; usually around 5-7 years. After this period of time the denture can start to offer inadequate facial support, which can leave cheeks looking sunken and withered as well as lips appearing excessively wrinkled. New dentures can reduce these age related features by supporting the facial tissues without making the teeth looking large and protruded.

Bolton Denture Centre offer FREE consultation so that they can assess what services or treatment you might require as well as showing you the various standards of dentures that they can produce. After this free consultation you are under no obligation to go ahead and have new dentures made, the door is open for you to go away and reflect upon the information that you have been presented.

They also offer an intensive denture cleaning service. This denture cleaning machine uses strong detergents and mild chemicals to breakdown the plaque and debris that builds up on a denture over prolonged periods of time.

Despite the best efforts of a denture wearer to clean their dentures thoroughly, plaque can still build up and impair the functionality of the denture and produce an unpleasant taste or odour.

One thing that many patients are amazed at is the amount of time that the clinician spends with the patient to ensure that the dentures are just how that patient wants them to look. As well as the after service, because as many dentures wearers know, getting used to new dentures can take a little bit of time and perseverance as well as having someone to help ease the little sore spots that comes with having new dentures.

Advances in technology now means that there are new ways to hold a denture in place. The most significant one of these is though the use of implants. There any many

48

different types of implants but on whole the main idea of implants is something that is able to offer the lower denture stability and support to stop it from moving around the mouth. Although these are not a cheap solution they are by far the most effective, offering total lower denture security in any environment.

PREVIOUS DENTURES

Bolton Denture Centre only offers Private denture treatment, however, they are able to construct a good quality private denture for less than most people would imagine but because of their position within the industry they have been able to source materials and teeth, as well as techniques that even some top London dentists are not familiar with and they are more than happy to show their patients example of the different qualities that they can offer to the public.

Other services that are offer by Bolton Denture Centre are; denture naming service, denture refurbishment, relines and soft relines as well as advice and tips for cleaning and maintaining your dentures.

NEW DENTURES MADE AT THE CLINIC

If you are interested in a FREE, no obligation consultation then call 01204 382244

BOLTON DENTURE CENTRE for your next quality denture • Qualified Clinical Dental Technicians • New Dentures and Relines • Dental Repairs • Denture Cleaning Services • Free Consultations

Contact us at:

BOLTON: 01204 382244 44 Higher Bridge Street | Bolton | BL1 2HA.

Registered with the GENERAL DENTAL COUNCIL

www.thedenturepeople.com

How to best support those suffering with Dementia and their families 1. When dealing with Dementia, it’s often easy to focus on the illness and lose sight of the individual. Whenever you see the person with Dementia treat them with respect and dignity to help them feel confident and valued, however advanced their Dementia may be.

2. Equally, it is important to communicate in a clear and reassuring way to help the Dementia sufferer feel at ease. Even if the person doesn’t understand what you’re saying they may pick up on nonverbal communication, so ensure your tone is warm and that your body language is open and friendly to avoid unintentionally coming across as stressed or irritated.

3. Let the sufferer and their family know you are there for them by making sure you stay in touch. Arrange regular meet-ups or just pop round for a cup of tea and a chat – even a quick text or phone call to let the family know you’re thinking of them can make a huge difference.

4. Find out as much as you can about Dementia and how it is affecting the particular person involved. That way when you talk to family and friends about it, you are in the best position to be understanding and offer the right kind of support.

5. Be a good listener – those supporting the person suffering with Dementia often need someone to talk through things with, so ask thoughtful questions and listen carefully, and give them time to explore their feelings freely without judgment.

6. Offer to help out with little things. Families living with Dementia will undeniably feel the stresses of everyday life to an even greater extent and have less time, so give practical support by helping with their weekly shop, or offering to do the school run.

7. Organise a treat or outing to include the person with Dementia.

Think of an appropriate activity for everyone to do together, such as a walk in the park or a trip to the seaside, and give everybody a fun day out.

8. Offer practical tips for how to make life easier for the Dementia sufferer. Small suggestions like placing useful telephone numbers by the phone or labelling cupboards and drawers can make a huge difference to daily life.

9. Give the carer or family member a break – suggest a treat such as a spa weekend or theatre trip, or even just take them out for dinner or coffee as a welcome break from their everyday routine.

By Dr Lynda Shaw - www.drlyndashaw.com Cognitive Neuroscientist and Business Improvement Strategist.

Bolton Dementia Support Group is a registered Charity which operates in Bolton. The Group works independently but has strong links with like-minded organisations both locally and nationally. Dementia Awareness and the person – centred approach to dementia has always been their aim and they commend the Prime Ministers initiatives in this field. Bolton Dementia Support Group exists to support people living with dementia and their carers. As present and former carers themselves they have first hand experience of the needs of carers. All their services have been developed at the request of carers and those living with dementia.

“We actively promote LIVING with dementia rather than living with DEMENTIA.” Dementia has very few positive role models and therefore people are often reluctant to ask for a diagnosis and thus lose out on support they might need. They decided to set up a borough wide service of Memory Cafés to reduce the stigma caused by the name dementia. Memory Cafés fit with the intentions of the Government Dementia Strategy of February 2009.

They offer a friendly relaxed and welcoming setting where anyone with concerns can drop-in without an appointment and talk to a member of staff or an experienced volunteer. The Café will provide cognitive stimulation for the person living with dementia and an opportunity for carers to exchange experiences and information.

Their sessions are - Monday Victoria Hall Bolton 2.00- 4.00pm Tuesday RMI Club Horwich 2.00 - 4.00pm.

Every Wednesday Activity Sessions will be held at Trinity Methodist Church Hall, Tonge Fold from 2.00pm - 4.00pm where they have indoor bowling, a full size traditional skittle alley and board games as well as a Nintendo Wii and their own café. Drop in any time from 1.30 onwards.

Singing plays a big part in helping those who live with dementia and this is provided along with Zumba sessions and Fun with Music at all their venues.

Here in Bolton there is now have a Memory Assessment Service which has been running from Lever Chambers from October.

Referrals are made to this service by the GP which should be of great help for those living with dementia and their carers.

Bolton’s own Dementia Support Group The Dementia Support Group.

The Dementia Support Group.

Bolton Dementia Support Group

Supporting people with dementia and those who care for them.

Proud to serve the people of Bolton.

If you would like information or advice please contact:

Bolton Dementia Support Group Registered Charity No : 1123776

Carers Resource, Thicketford Road, Bolton BL2 2LW.

Bolton’s own Dementia Support Group.

Telephone: 01204 386696 www.allcommunity.co.uk/dementiasupportgroup

orting people with dementia and those who care for email: dementiasupportgroup@googlemail.com them.

Proud to serve the people of Bolton.

Choosing the right care Following an assessment by their local Social Services the person receiving the direct payments can use the money for different types of services.

In 1957, Harold McMillan told the British public ‘we’d never had it so good’ and it was true we were enjoying better health and prosperity.

Inevitably, this led to longer life spans, and the phenomena of the sandwich generation.

These include: • • • • •

At the beginning of the 20th century, around 6% of people in their sixties still had one parent living. Today the figure is around 50%. At the same time, in 2000, 52% of young adults were living with their parents, and this figure is still rising. This has led to a situation where couples coming up to retirement are caring for ageing parents, while still supporting their adult children. This is the sandwich generation, worrying about financing their own retirement, their parents and their children. While many 80 year olds are still hale and hearty, there are many who need constant care and attention, resulting in huge stress levels for those responsible for them. If you’re one of these, it’s time to take stock and explore all avenues which could help.

Personal care and support Day care (including domestic help) ‘Mixed’ packages of support Short-term residential care Items of equipment

Direct Payments can also be used for employing a ‘personal assistant’ or arranging care from a private agency. Your local Social Services team will be able to advise you further. There are many benefits to Direct Payments – they allow a greater level of flexibility and freedom for the person who needs the care and support. By employing a care and support worker directly, there is greater choice as to whom the person has looking after them; what times they come and what tasks they perform. People who are eligible to receive a Direct Payment, instead of their ‘usual’ support include:

PLAN AHEAD Difficult as it may be, you need to discuss issues with your parents. Discuss their assets, check with them where they want to live, and who should make legal and medical decisions if they are no longer capable of handling their affairs.

It may be that care in the home is the preferred option, and this is where you need to spend time making sure that all available help from your local council is fully explored, and a correct assessment of necessary care is arrived at.

Check out the Care Quality Commission. This is the independent regulator of health and adult social care in England. It registers care services that meet standards and make constant inspections to check that these standards are kept and take action if standards fall.

Direct Payments are a Government initiative designed to give people the freedom to purchase their own care and support, so since 2002 all Social Services departments offer the option of a Direct Payment to people who receive a social care and support service.

• Older People who need social care services • People with physical disability who are over 16 • People with a learning disability who are over 16 • Carers over 16 • Disabled Parents would receive payments for the needs of their children (non educational) C&D Care Solutions is located in St Andrews Court and is privately owned by Elaine Scott- Farrington. The Registered Manager is Deborah Halsall previously a Theatre Nurse for 20 years prior to commencing with C&D Care Solutions in November 2004.

All of the clients are Direct Pay or Private and live in and around the Bolton area.

C&D Care Solutions pride themselves with the high standards and quality of care that they provide. Timekeeping and continuity of staff are of upmost importance to our clients and are recognised when rostering the clients visits.

Staff are CRB enhanced checked and are fully trained to the standard required by Care Quality Commission.

C&D CARE SOLUTIONS LTD

“We make a difference to your life”

Helping you or your loved ones choose your care

By choosing C&D Care Solutions you will be in control of your care.

Helping you or your onesofchoose your care care specialists.

All our carers are fully trainedloved in all aspects care. We are palliative These are just a few of the many services we have to offer:

l l l l l

Personal Care Administration of medication Meal preparation Toileting Shopping

l l l l l

Laundry Financial assistance Companionship Escort to hospital appointments Light domestic duties

Call us today on 01204 848 884 2nd Floor, St Andrews Court, Bolton BL1 1LD

Visit us online at www.cdcaresolutions.co.uk

In Association with Haven Funeral Plans

PERSONAL Funeral Plans Protect your loved ones

Suffering the loss of a loved one is one of life’s most difficult experiences and yet it is precisely at this time that your loved one has to decide on funeral arrangements, and how they’ll pay for it.

Making all the difference when it really matters.

The benefit of choosing your Personal Funeral Plan today is that the complete cost of the funeral and the arrangements that go with it are all taken care of your loved ones will not have the burden of a funeral bill to pay, nor the worry of having to make detailed arrangements at this distressing time.

Plans to suit your needs, from a family funeral director you can trust

We offer a choice of three funeral plans to suit your needs and wishes. Whichever plan you choose, it will be carried out by your local independent family funeral director who has a long and proud tradition of personal service within your community.

You can be sure your independent family funeral director will appreciate and respect local customs and expectations whilst offering the highest level of service.

“I would recommend a funeral plan to anyone, leaving no financial worries.”

Margaret Pearson, Lancashire

Protect your family and friends from the emotional anxiety and financial burden of funeral arrangements by arranging your Personal Funeral Plan TODAY.

Save Money and Spare Loved Ones Worry...

• • • • •

Guaranteed full funeral payment with no hidden extras Inflation-proof funeral plans Alleviate financial strain that funerals often cause Plan prices start from just £2900 Ask about our price guarantee

Complete financial peace of mind

When you choose a pre-paid funeral plan, you can be confident your money is safe and secure.

All funds are held separately in trust with HSBC Trust Co. (UK) Ltd. which, as one of the largest and most reputable financial institutions in the UK, has been selected to act as custodian trustees.

PrICe COMParIsOn

Funeral COsT

Fred Hamer/Haven

£2900

Age UK

£3039

Perfect Choice

£3040

Golden Charter

£3085

Dignity

£3139

Co-Operative

£3100

Avalon

£3270

The average cost of a funeral The reality facing us all is that the cost a funeral in the UK is rising and is predicted to continue to rise in the future.

By choosing to purchase a prepaid funeral plan from Haven you can secure the cost of your loved ones funeral at today’s prices, with no more to pay however much they rise in the future.

Prices from

£2,900 neral payment Guaranteed full fu tras. with no hidden ex

Offer Voucher - £50 OFF when you purchase a Haven Funeral Plan

(Voucher valid until 31/12/2013)

Title:

1st Name(s):

Surname: Address:

Postcode:

Date of Birth:

Daytime Telephone Number: E-mail Address:

Return by post to: Haven Funeral Plans Ltd 195a Bury Road, Rawtenstall Rossendale. BB4 6DJ

rM IrY FO enQu n IO T 50+2013 BlIGa nO O

Our Personal Funeral Plans make all the difference.

Call Your Funeral Planning Consultant on: 01706

230 285 FREE 24hr helpline 0800 917 4029 www.havenfuneralplans.co.uk

Haven Funeral Plans Limited 195a Bury Road, Rawtenstall Rossendale. BB4 6DJ

My Bronte Book Your autobiography captured in a beautiful, illustrated volume for your family to treasure.

Complete with a web site of your pictures and recordings of your stories. Written in Haworth, home of the Brontes.

Haworth gave birth to the historic novels of the Bronte sisters and it can become the birthplace of your personal story.

Makes a wonderful gift for loved ones.

Bronte Book will publish your personal autobiography, written and published in Haworth, to pass on as a living legacy after making detailed recordings.

Within the four month long process comes your own web site (also available separately) containing recordings, pictures and special stories. Your own living legacy which we know you will enjoy compiling.

You may choose a book and/or a web site and an e-book within the package which starts from £300 ranging to £2,750 for the full process, which can include up to 20 books. A deposit with instalment payments plan is available.

Details from www.brontebook.com or Bronte Media, brontemedia@outlook.com Tel: 01535 959002, Mobile: 07866 626090

Festive Finances Keeping on top of Christmas

Love it or loathe it, there’s no denying that the festive season is just around the corner. Whether you’re getting ready to celebrate, safe in the knowledge that your Christmas shopping is ready and wrapped or, like us, you plan to do it all last minute, keeping one eye on your festive finances can help take the sting out of the New Year. The good news is that you don’t have to be Scrooge to save money in the countdown to Christmas.

We spoke to the Financial Ombudsman Service for their “five gold” tips to avoid a money-related mishap this season:

Buy now, pay later: if you’re buying an expensive gift you

might be tempted to take advantage of an interest-free credit deal on a loan or credit card. Interest-free deals can not only help you spread the cost but can offer you extra protection if the item doesn’t show up or wasn’t as described. If you do take advantage of the offer, make sure you know when the interest-free period ends as repayments after this date can be expensive. And, as always, never borrow more than you can afford to repay.

Pricey presents: many people are sticking to a smaller budget

WIN £50 VOUCHER Answer these three simple questions for your chance to WIN £50 OFF ANY HOLIDAY* How long would you normally have to wait at our central meeting point before your holiday commences?

Name the Orchestra who are playing at the Christmas Carol Celebration?

How much discount do we give to new customers ?

Name:................................................................................

Address:............................................................................ ...........................................................................................

Tel:......................................................................................

Email:.................................................................................

Post your entry to: Ellen Smith Tours Stanley House, Broadgate, Oldham OL9 9XA.

*Voucher valid on new booking only - on any holiday valid until 28th February 2014. Closing date for entries: 15.12.13.

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for Christmas this year – buy you may still have a higher-value surprise or two for your loved ones under your tree. If you do, don’t forget to check your contents insurance policy or speak to your insurer. You may find those perfect presents are not fully covered if they are stolen or damaged

White Christmas: are you dreaming of a snowy start to

Christmas day? Chances are it will be cold, so if you’re warming up your car engine before you head out, don’t leave the car unattended with your keys in the ignition. You could find that you’re not covered by your motor insurance policy if a passing opportunist thief pinches it while your back’s turned.

Bank holiday blues: no-one wants to think of money-matters when you’re having fun over the holidays. But it pays to keep an eye on payment dates for bills and direct debits over the holiday period. Bank holidays are not ‘working days’ for banks so payments may be delayed - or bounced if you don’t have cleared funds in your account early Get away: are you lucky enough to be escaping the cold

Christmas? Check your travel insurance policy in advance so you know what you are – and more importantly are not covered for. Keep your policy documents and contact telephone numbers to hand too, in case you need to make claim

The majority of people will have a hassle-free holiday; however, if a problem arises the ombudsman can help you get it sorted.

Telephone 0300 123 9 123 or visit www.financial-ombudsman.org.uk

1942 606668

01942 606668

Order online at www.llgwheelchairs.co.uk or call us on 01942 606668 or visit our local showrooms

Order online at www.llgwheelchairs.co.uk or call us on 01942 606668 ww.llgwheelchairs.co.uk call usshowrooms on 01942 606668 orReclinevisit our Adjustable beds from £595 Rise and chairs from £595 or visitorour local

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NOW AVAILABLE elchairs.co.uk or call us on 01942 Order 606668 online or visit at www.llgwheelchairs.co.u our local showrooms A lot of people currently receiving high rate mobility or a war pensioner’s mobility supplement, are unaware that as well as being able to receive a car on the scheme, they can also receive either a mobility scooter or a powered wheelchair suited to their needs.

with very little for the customer to do. All the paperwork, banking etc. is all done by us.”

A customer will generally receive their Scooter or Powerchair within 7 days of contacting us. A deposit is required and all products come with 3 years FREE breakdown cover, 3 Sterling Sapphire £1295 years insurance and 3 years warranty. You don’t even need to visit the showroom either, a specialist from the Motability Centre will visit you in your own home if you require to discuss your needs. The Mobility Centre is the only Matability Specialist in Leigh Boothstown

Are You Getting The Most From YourRiseMotability?

Adjustable beds from £595 and Recline chairs from £595 Are You Getting 4 wheel rollators from £50

Little Star £650

A team of Mobility Specialists at The Mobility Centre, based in Leigh/Boothstown says: “Most people know about getting a car through the Mobility Scheme, but are suprised to find they are also able to receive either a Mobility Scooter or a Powered Wheelchair. It’s a very simple process,

Pre owned scooters from £295

NOW AVAILABLE The Most From

A lot of people currently receiving high rate mobility or a war pensioner’s mobility supplement, are unaware that as well as being able to receive a car on the scheme, they can also receive either a mobility scooter or a powered wheelchair suited to their needs.

with very little for the customer to do. All the paperwork, banking etc. is all done by us.”

A customer will generally receive their Scooter or Powerchair within 7 days of contacting us. A deposit is required and all products come T u Getting The Most From Your Motability?

Are You Getting Your Motability?

A team of Mobility with 3 years FREE

ently receiving high rate mobility or a war pen- with very little for at theThe customer do. All the paperwork, A lot of people currently receiving high rate mo Specialists Mo- to breakdown cover, banking 3 Little sioner’s mobility supplement, are unaware that a pplement, are unaware that Star as well£650 as being able etc. isBOOTHSTOWN all done by us.” BRANCH £1295 Sterling Sapphire FINANCE LEIGH BRANCH bility Centre, based in years insurance and lot can of people currently to receive a car on theAVAILABLE scheme, they can also rece e scheme,Athey also receive either a receiving mobility high rate Parsonage Garage, Kirkhall lane, Leigh, Unit 1, Stanfield Centre, Boothstown, Leigh/Boothstown 3 years Youwithin scooter or a powered wheelchair suited to their n wheelchair suited toortheir needs.

A customer will generally receive their Scooterwarranty. or Powerchair mobility a war pensioner’s mobility supplement, NHS Wheelchair voucher Greater Manchester, WN7 5RP Manchester, M28 1FB says: don’t even need to come 7 days of contacting us. A deposit is required and all products are unaware that as well as being able to receive scheme accepted here.

Mon-Fri 8.30am 5pm 01942 606668A team of Mobility with 0161 7909071 A 3“Most years FREE know people visit the showroomSaturday ei- - 8.30am - 4pm We also offer a car on the scheme, they canMoalso receive either a 3 Sp Specialists at The breakdown cover, about getting a car ther, a specialist from Sunday Closed Little Star £650 tar £650 4 wheel rollators from £50 Pre owned scooters from £295 exchange Rise and Recline part chairs from £595 bil Sterling Sapphire £1295 servicescooter & repairs arebased available at all our to service centres mobility orCentre, a powered wheelchair suited bility in years through insurance and the Mobil- the Motability Centre Le You their needs. Leigh/Boothstown 3 yearsitywarranty.

Scheme, but are will visit you in your sa says: don’t even need to suprised to ei-find they own home if you re“M “Most Specialists people know visitMobility the showroom A team of Mobility at The also from able to re- quire to discuss your ab about getting a car ther, aare specialist Centre, based through in Leigh/Boothstown says: ceive either needs. The Mobilthr the Mobil- the Motability Centrea Mobility ity Scheme, but are will visit in your ity you Scooter or a Pow- ity Centre is the only “Most people suprised know about getting car through the resu to find they a own home you ered ifWheelchair.

It’s Matability Specialist are are also able topenre- with quire to they discuss Mobility butorare surprised to find are ently receiving high Scheme, rate mobility a war very littlesimple foryour theprocess, customer to in do.Leigh All theBoothstown paperwork, banking a very ce ceive either a Mobilneeds.

The Mobilplement, also are unaware that as well as being able etc. is all done by us.”

Rise Rise and and Recline Recline chairs chairs from from £595 £595 able to receive either a Mobility Scooter or a ity ity Scooter a Pow- ity Centre is the only e scheme, they can also receive either aormobility Powered Wheelchair.

It’s a very process, ere Wheelchair.

It’s simple Matability Specialist wheelchair suited to theirered needs.

A customer will generally receive their Scooter or Powerchair within with very littlea for customer Allofthe av verythe simple process,to do.

Leigh Boothstown 7indays contacting us. A deposit is required and all products come A team etc. of is Mobility 3 years FREE paperwork, banking all done with by us.”

Specialists at The Mo- breakdown cover, 3 tar £650 Pre owned scooters from £295 Sterling Sapphire £1295 bility Centre, based in their yearsScooter insurance and A customer will generally receive 3 years warranty. or PowerchairLeigh/Boothstown within 7 days of contacting us. A You don’t need to for ofpeople peoplecurrently currentlyreceiving receivingsays: high highrate ratemobility mobilityororaawar war penpen- even with withvery verylittle little forthe thecustomer customertotodo. do.All Allthe thepaperwork, paperwork,banking banking is are required and products come smobility mobilitydeposit supplement, supplement, areunaware unaware that thatall asaswell well asasbeing being able able etc. etc.isis3all alldone done byus.” us.”

“Most people know visit thewith showroom ei- by Mon-Fri - 8.30am -voucher 5pm NHS Wheelchair ve iveaacar caron on the thescheme, scheme, they they can canalso also receive receive either mobility mobility about getting aeither car ther,insurance a specialist from years FREE breakdown cover, 3aayears 8.30am - 4pm rororaapowered poweredwheelchair suited suited tototheir their needs. needs.

AAcustomer customer will willgenerally generallyreceive receivetheir theirScooter ScooterororPowerchair within withinSaturday through the Mobiltheneed Motability Centre scheme- accepted here. and wheelchair 3 years warranty.

You don’t even to Mon-Fri -required 8.30am -allPowerchair 5pm 7 7 days days of of contacting contacting us. us.

A A deposit deposit is is required and and all products products come come Sunday Closed ity Scheme, but are will visit you in your We also offer visit the showroom a specialist the team team ofof Mobility Mobility with with 3 years years FREE Saturday - 8.30am - 4pm suprisedeither, toAAfind they ownfrom home if 3you re- FREE Specialists Specialists atatThe The MoMobreakdown cover, cover, 33 Sunday - Closed part Mobility Centre you in your own home Little Little Star Star£650 £650 are will also visit able to require to breakdown discuss your Pre Preowned ownedexchange scooters scootersfrom from£295 £295 £1295 Sterling SterlingSapphire Sapphire£1295 bility bilityCentre, Centre,based basedinin years years insurance insurance and and either ayour Mobilneeds.

The Mobilif you require ceive to discuss needs.

The Mobility Leigh/Boothstown Leigh/Boothstown 33years yearswarranty. warranty.You You ity Scootersays: or a Pow- ity Centre is the onlyneed says: don’t even even need toto Centre is the only Motability Specialist in don’t Leigh/ ered Wheelchair.

It’s “Most “Most people people Matability know know visit visitSpecialist the theshowroom showroomeieiBoothstown. a very simple process, Leigh Boothstown about about getting getting ain a car car ther, ther,aaspecialist specialistfrom from

elchairs.co.uk or call us on 01942 606668 or visit our local showrooms

606668 606668

NOW AVAILABLE

gwheelchairs.co.uk or or call call us us on onYour 01942 01942Motability?

606668 606668 or or visit visit our our local local showrooms showrooms ulgwheelchairs.co.uk Getting The Most From

NOW NOW AVAILABLE AVAILABLE

BOOTHSTOWN BRANCH khall lane, Leigh, Unit 1, Stanfield Centre, Boothstown, re e You You Getting Getting The The Most MostM28 From From Your Your Motability?

Motability?

FINANCE BOOTHSTOWN BRANCH LEIGH BRANCH BOOTHSTOW WN7 5RP Manchester, 1FB Unit 1, Stanfield Centre, Boothstown, Parsonage Garage, Kirkhall lane,AVAILABLE Leigh, Unit 1, Stanfi 0161 7909071 Manchester, M28 1FB Greater Manchester, WN7 5RP Manchester,

7909071 at all our service centres 01942 606668 s are0161 available

ble at all our service centres

through through the the MobilMobility ity Scheme, Scheme, but but are are suprised suprised toto find find they they are are also also able able toto rereceive ceiveeither eitheraaMobilMobility ityScooter ScooterororaaPowPowered ered Wheelchair.

Wheelchair. It’s It’s aavery verysimple simpleprocess, process,

service & repairs are available at all our se

the theMotability MotabilityCentre Centre will willvisit visityou youininyour your own own home home ifif you you rerequire quire toto discuss discuss your your needs. needs. The The MobilMobility ityCentre Centreisisthe theonly only Matability Matability Specialist Specialist ininLeigh LeighBoothstown Boothstown

BOOTHSTOWN BRANCH OPEN: LEIGH BRANCH BOOTHSTOWN BRANCH Unit 1, Stanfield Centre, Boothstown, Mon-Fri 8.30am - 5pm Parsonage Garage Unit 1, Stanfield Centre Manchester, M28 1FB Sat 9am - 4pm Kirkhall Lane, Leigh Boothstown Mon-Fri -Sun 8.30am - 5pm 0161 7909071 - CLOSED Greater Manchester Manchester

WN7our 5RP M28 1FB BOOTHSTOWN BOOTHSTOWN BRANCH BRANCH ble at all service centres

0161 79090

Saturday - 8.30am - 4pm Sunday - Closed

FINANCE FINANCE AVAILABLE

NHSAVAILABLE Wheelchair voucher scheme accepted here.

NHS Wheelchair voucher We also offer scheme accepted here.

FINANCE FINANCE part exchange We also offer part AVAILABLE AVAILABLE exchange.

NHS NHSWheelchair Wheelchairvoucher voucher

01942 Unit 606668 0161Boothstown, 790 9071 ne, ne,Leigh, Leigh, Unit1,1,Stanfield StanfieldCentre, Centre, Boothstown, P Manchester, Manchester,M28 M281FB 1FB scheme schemeaccepted acceptedhere. here.

Mon-Fri Mon-Fri --8.30am 8.30am-service -5pm 5pm 0161 01617909071 7909071 Services & repairs are available at all our centres We Wealso alsooffer offer Saturday Saturday--8.30am 8.30am--4pm 4pm Sunday Sunday--Closed Closed part partexchange exchange available availableat atall allour ourservice servicecentres centres