Issuu

OCTOBER - DECEMBER 2026

Claudia Winkleman

Jamie Oliver's

THE QUEEN OF BRITISH SATURDAY NIGHTS

Luxury Bathroom Designs

FROM PLUMB FACTORY

The Boars Head, Standish OFFERS FREE BOTTLE OF WINE

WWW.50PLUSMAGAZINE.CO.UK

20 MINUTE MEALS

Christmas at the Boars Head A warm welcome awaits you at The Boars Head Standish serving home made food at it’s best ... Food Served Monday-Thursday 12pm-8pm. Friday & Saturday 12pm-8.30pm & Sunday 12pm-7pm. Wigan Rd, Standish, Wigan, WN6 0AD T: 01942 735089 www.boarsheadstandish.com E: BoarsHead@btinternet.com Free WiFi password - BoarsHead

Book your Christmas Party inside or in the outside area with fully serviced bar & TVs. All outside huts are fully heated. “Don’t dine alone, bring your furry friends with you.”

DOG FRIENDLY INSIDE & OUT Christenings | Funerals | Birthdays Weddings | Baby Showers

FREE ROOM HIRE Buffets to suit all requirements No party too big or small, inside or outside.

AUTHENTIC ITALIAN PIZZAS Monday - Friday from 4.00pm All day Saturday & Sunday from 12pm

FREE BOTTLE OF WINE per table from 4pm when a minimum of two main courses are ordered.

Present this voucher when dining. Only one voucher per table. Cannot be used in conjunction with any other offer.

Festive Christmas Menu 1st December - 24th December Monday to Saturday All Day

Starters

Baked Camembert

Desserts

BOOKINGS NOW BEING TAKEN!

Trio Of Desserts

Warmed through with garlic, cloves & fresh rosemary & served with balsamic oil & dipping bread

Our signature Christmas selection of desserts Can’t decide, then look no further.

Crème Of Mushroom & Truffle Soup

Winter fruits & apple topped with a home-made butter crumble

Served with warm crusty rolls

Smoked Salmon & Prawn Parcels

Cold water prawns wrapped in a pocket of wild smoked salmon served with a lemon, dill & cream cheese mousse

Spiced Lamb Croquettes

Tender shredded lamb cooked with eastern Mediterranean herbs & spices served with tzatziki & garlic pitta slices

Traditional Chicken Liver Pâté

Served with toasted bread & Christmas chutney

Main Courses

Hake Chowder With A Twist

Pan fried hake fillet sat on a bed of fresh samphire in the centre of a rich creamy mussel & clam chowder sauce. Served with buttered new potatoes & warm bread to soak up all the flavours

Christmas Fruit Crumble Trifle Cake

A light sponge cake with all the flavours of a traditional English trifle

Chocolate Coated Profiteroles Our trio of desserts are served on a platter with a selection of fresh cream, ice cream & custard

****************************** Christmas Pudding

Served with a traditional white sauce & a shot of brandy

****************************** English Cheese Board

A selection of English cheeses supplied by our local dairy (Banister Farm) blue stilton, Somerset brie, Wensleydale & cranberries, traditional cheddar. Served with a selection of savoury biscuits, grapes & apple

To Finish Tea or Coffee Warm Mince Pies

Roasted Turkey & Ham

A traditional Christmas dinner with all the trimmings

Chicken Supreme

Roasted with skin on, glazed with Dijon mustard & honey. Served with roasted root vegetables, dauphinoise potatoes & a rich white wine sauce

Janet, Tony and the Boars Head team wish everyone a

Ham & Mushroom Carbonara

Traditionally cooked using fresh eggs & pecorino cheese. Served with Papa Tony’s garlic bread

Sirloin Steak

A 10oz steak cooked to your liking. Served with a stuffed portabello mushroom, grilled tomato & onion rings. Choose from french fries, chips or garlic pan fried potatoes Add a sauce of your choice • Blue Cheese • Peppercorn • Diane • Mustard

£45.00 | £20.00 Per Person

Children up to 12

CONTENTS | 50 PLUS MAGAZINE

IN THIS ISSUE

Food

JAMIE OLIVER'S 20 MINUTE MEALS

6-7

TRAVEL A Polynesian Paradise

16-17

CLAUDIA WINKLEMAN The Queen of British Saturday Nights

19-24

GARDEN The garden from October to December

35-37

HOME Getting your home winter ready

52-55

FOOD Jamie Oliver's 20 Minute Meals

60-61

MOTORING Steve Howarth’s test drives the Jeep Compass and the Toyota Urban Cruiser

Ground Floor | 546 Blackburn Road | Astley Bridge Bolton BL1 8NW. Sales Enquiries : T: (01204) 238180

TRAVEL

AOLHA IN HONOLULU

E: artwork@mcgrathmedia.co.uk www.50plusmagazine.co.uk

THE NORTH WEST’S

Ashburner Street, Bolton BL1 1TJ 4

T: 01204 336825

Vicky Kennedy E V O LV E C L I N I C D I R E C T O R Specialising in Professional Blemish Removal

P R O F E S S I O N A L B L E M I S H R E M O VA L

Advanced Blemish Removal Skin Clinic. At The Evolve Advanced Blemish Removal Clinic, we specialise in the assessment and discreet removal of skin tags, cysts, moles, keratoses and other benign skin lesions – delivered with expertise, privacy and care.

CHORLEY NEW ROAD, BOLTON EXPERT

DISCREET &

35 YEARS

CARE

PRIVATE

EXPERIENCE

BEFORE AND AFTER

LESIONS WE TREAT SKIN TAGS MOLES MILIA VERRUCAS WARTS AGE SPOTS BLOOD SPOTS

Seborrheic Hyperplasia

Seborrheic Keratosis

Mole Reduction

Seborrheic Keratosis

Diminutive Skin Tags

Non-suspicious benign lesions

THREAD VEINS SPIDER NAEVUS PAPULOSA NIGRA CHERRY ANGIOMA SEBACEOUS CYSTS EPIDERMOID CYSTS TELANGIECTASIA SEBORRHEIC KERATOSIS INTRADERMAL NAEVUS SEBACEOUS HYPERPLASIA SYRINGOMA OF THE EYE AREA XANTHELASMA OF THE EYE AREA FILIFORM WARTS

Consultation assessment necessary

E Y E L E S I O N S W E T R E AT

Xanthelasma

Filiform Wart

Dermatosis Papulosa Nigra

Syringoma

Milia

Skin Tag Lash Line

VICKY KENNEDY

35 YEARS EXPERIENCE

ELECTRO-CAUTERY SERVICE

CLINIC DIRECTOR VTCT QUALIFIED LEVEL 5

EVIDENCE-BASED TREATMENTS AND MEDICAL-GRADE SKINCARE

TAILORED PLANS FOR HEALTHY, CONFIDENT SKIN

01204 528 884

info@evolveskinclinic.com

www@evolveskinclinic.com

E V O L V E , H E R I T A G E H O U S E 5 0 C H O R L E Y N E W R O A D H E A T O N BO L T O N B L 1 4 A P

TRAVEL | 50 PLUS MAGAZINE

Aloha in Honolulu – A Polynesian Paradise By Rebecca Underwood, BA Hons | Travel Journalist

View of Leahi (Diamond Head)

Credit: Hawaii Tourism Authority (HTA)

Hawaii, the only American state made up entirely of islands, occupies most of an archipelago in the translucent warm waters of the Pacific Ocean. Honolulu, the capital of Oahu, is the most populous city and with an average 278 days of sunshine per year, the island attracts millions of visitors from all over the world. Palm trees swaying in the gentle breeze, the sweet aroma of lilies hanging in the air, fearless surfers riding the waves, soft strains of Hawaiian music in the distance and bright sunshine flooding across the golden sands, Waikiki is the place to be. For those intent on burning up energy there is an endless list of activities on the beach or in the sea and for the rest of us, a cool cocktail with a comfy sun lounger and sun shade is just the ticket.

beach is simply breath taking, and again there is a wide choice of sports including parasailing, kayaking, surfing and stand up paddling lessons, spear fishing and fly fishing, but all at a much more sedate pace. I highly recommend the thrilling and exhilarating canoe ride. As we paddled out towards the reef, admiring the spectacular Kahala Resort Pool

For those seeking a more secluded beach, the luxurious Kahala Resort situated on Kahala Avenue, is the ideal spot. I was fortunate to reserve the gorgeous Kahala Beach suite, measuring 116 sq metres and with a wrap-around patio with ocean views and steps away from the soft, white sands of Kahala Beach, it ticks all the boxes. The sumptuous four-poster bed, swathed in cool, white linens and festooned with plump pillows, provided a deep slumber and I was up with the larks. As expected, the service is first class, the 6

View of Cagliari

surroundings, we were fortunate to meet a rather irate seal determined to protect his territory by displaying his most intent stare! For those of us who love marine life, the Kahala Resort offers the most rewarding opportunity, the rare chance to interact with the Dolphin Quest Oahu resident Atlantic bottlenose dolphins. The resort features a 26,000 square feet natural lagoon set within lush, verdant, tropical gardens and the dolphin trainers, who are clearly in love with their ‘students’, delight in playing with these graceful creatures who are expert at attracting human attention. Most visitors, including me, succumb to the temptation and join in, swimming alongside these fascinating creatures. Adults and children alike squeal with joy and the whole experience is utterly unforgettable. I wound up the day with a delicious seafood feast at the resort’s Plumeria Beach House. It is a first class restaurant, comfortable seating, superb service, and it offers a truly exceptional dining experience. The vast majority of visitors to Oahu ensure that they include a trip to Pearl Harbour, the largest natural harbour in Hawaii and a WWII ‘Valour in the Pacific’ national monument. President Franklin Delano Roosevelt’s statement ‘Yesterday, December 7, 1941, a date which will live in infamy, the United States of America was suddenly and deliberately attacked by naval and air forces of the Empire of Japan’ still hangs ominously in the air as visitors wander around the site, which is the only US naval base to be designated a national historical landmark. The aerial attack resulted in over 2000 fatalities and hundreds were wounded. Many vessels were lost including the USS Arizona battleship along with her 1,100 crew. I wandered around the Road to War Museum, which displays the Japanese plans for expansion throughout the Pacific and FDR’s final appeal for peace on the eve of the war. The whole spectacle is a very moving and rewarding experience.

The Kahala Beach suite

Another popular attraction is the volcanic tuff cone known as Diamond Head, which was named by British sailors in the 19th century, when they observed calcite crystals on the neighbouring beach. Feeling a trifle weary after my explorations I returned to the Kahala Resort and headed for the soft, golden sands of Kahala beach, which is 800 feet long and as I relaxed on my comfortable sun lounger and with a deliciously chilled daiquiri in my hand I reflected on the words of the American novelist Paul Theroux ‘Hawaii is not a state of mind but a state of grace’. Visit Oahu and experience a taste of paradise. ‘Top tip’ – Accommodation - For more information visit kahalaresort.com ‘Top tip’ – Flights – Depart from LHR with British Airways to LAX + Hawaiian Airlines to HNL.

or email: help@aamail.org 7

LEGAL | 50 PLUS MAGAZINE

CARRYING OUT GRANT OF PROBATE YOURSELF CARRIES SERIOUS CONSEQUENCES

ou could be forgiven for thinking that once a will has been written there are no other formalities to administer a person’s estate after they’ve passed away. After all, a will expresses who the deceased wanted to benefit from their estate and how much, or what, each beneficiary inherits. It’s a legal document that’s drawn up by a solicitor with an appointed executor – the person (or persons; you can have more than one) who administers the estate of someone who has passed away) – so you might wonder what probate has to do with it? Well, a will in itself doesn’t grant authority to distribute an estate. It merely tells the executor(s) who gets what. To actually administer the estate – allocate the assets of the deceased person – the executor needs to obtain a grant of probate. This is a legal document which confirms that the executor

has the authority to deal with the deceased person's assets i.e. their money, property, jewellery, cars or any other possessions. In an effort to save on costs, some executors attempt to carry out probate themselves. While there is a whole host of information

Louise E Rance Russell & Russell

about how to do this on the internet, the process isn’t for the faint hearted and there are definite risks involved which could end up costing far more than instructing a solicitor in the first place. If this is something an executor insists on doing, here’s a list of the things they need to be sure of before proceeding: What exactly is in the will? A silly question you may think, but to ensure the wishes of the will are carried out, the executor needs to clearly understand who is getting what. While this may be obvious, the will may stipulate that a beneficiary receives their inheritance at a specific point in time rather than as soon as probate has been granted. Also, is there a trust in the will? If so, this will have its own set of legal instructions which will need attending to.

Is the will actually valid? You’d be surprised how many people forget to sign it. Not only that, would you be able to tell the difference between a valid and an invalid will? Responsibility Being an executor is a responsible job and not one to be taken lightly. It’s vital that the processes and protocols are followed so that the estate is administered correctly, otherwise the executor can become personally accountable for any mistakes. More worryingly, beneficiaries can hold executors liable for things they haven’t done if they cause a loss to the estate through poor administration. Legal speak The law is no stranger to mind boggling jargon and for those who are unfamiliar with legal terminology, it can be difficult waters to navigate. Misunderstanding the terms of a will could also lead to being sued by disappointed beneficiaries. Taxes As with death, the only other certainty in life is tax. Executors are responsible for paying any tax due to HMRC on behalf of the deceased. Inheritance tax is the obvious one that springs to mind, but there could be other taxes waiting to be paid before the remainder of the estate can be distributed. The executor may even need to check the deceased person’s historic records of transactions to ensure that they don’t need reporting to HMRC. A final word of caution on this: failing to settle any outstanding debts could render the executor personally liable. Paperwork Put simply, there could be a lot. While some organisations will release money below certain limits without a grant of probate, most do need authority. Getting hold of all the necessary paperwork from the banks, insurance policies, HMRC etc. can be a daunting task. In terms of properties to be transferred to beneficiaries, it’s the executor’s job to make sure the legal title is transferred correctly or, again, they can be sued for loss to a beneficiary. Seek Advice Probate is complicated and ignorance of the process is no defence in the eyes of the law. It may appear cheaper to ‘DIY’ but if there’s even the slightest doubt about the capability of obtaining and carrying out the duties associated with a grant of probate, it’s always far wiser to seek legal advice. At Russell & Russell, there is a team of specially trained probate solicitors who can provide advice and guidance through this complex area of the law. The firm offers a free consultation, so that you can understand what’s required and how to resolve any issues. Call to book an appointment or fill in the contact form on the website and someone will call you back.

01204 399299 Russell & Russell Solicitors LLP is a limited liability partnership registered in England & Wales, registered no. OC420972. The registered office is Spa Road, Bolton BL1 4AG where a list of members is open to inspection. Authorised & regulated by the Solicitors Regulation Authority.

www.russellrussell.co.uk Greater Manchester Offices: Bolton - 39 Newport St Bolton BL1 1NE l Bury - Belgrave Terrace 10 Manchester Rd Bury BL9 0EB l Atherton – 43 Market Street Atherton Manchester M46 0GQ l Farnworth – 86 Market St Farnworth Bolton BL4 7NY l Horwich – 21 Lee Lane Horwich Bolton BL6 7BP l Middleton - Colmar House Middleton Gardens Middleton M24 4DB l Head Office - Atria Spa Road Bolton BL1 4AG

TRAVEL | 50 PLUS MAGAZINE

The Fat Lamb By Steve Howarth

There are vintage petrol pumps, old car parts, garage signs an all kind of motoring memorabilia from bygone ages adorning the walls and ceilings. Well over 400 classic car club events have been hosted at the Fat Lamb over recent years and all have revelled in the amazing twisty moorland roads which are a feature of the breath-taking scenery. Amongst the clubs which have visited The Lamb are the Aston Martin Owners Club, Austin Healey Club, the Porsche Club GB, the Riley Register, Lotus Drivers Club, Club Peugeot UK and the MG Club.

REGULAR readers will recall we recently featured a new must visit venue for classic motoring fans in deepest Wales - but now I have come across another petrol-head paradise in the beautiful Cumbrian Dales. And far from being a new venture it turns out that The Fat Lamb at Ravenstonedale has been hosting classic car lovers for over four decades, even providing free tour planning for groups to explore the many tourist attractions amidst stunning scenery in the Cumbria and North Yorkshire regions. Paul Bonsall (who owns several classic marques including Aston Martin and Jaguar) has been the landlord for more than 48 years and over the decades has turned the isolated award-winning hostelry into a mini-motoring museum.

Great food is also on offer and the Lamb has several comfy rooms so guests can stay over to fully appreciate the driving experience. Paul is one of those lucky people who has managed to turn is hobby into a business. He said: “I enjoy planning routes through the spectacular scenery we have to offer up here, organising visits to local attractions and lunch stops etc – and of course driving out with the clubs as they tackle the high passes, sleepy villages and sweeping moorland roads to photograph their cars en-route… its tough work but someone has to do it!” Along with some car mad mates we stayed on a 2026 special preseason two-night deal for three course dinner with wine plus bed and breakfast in a double room for just £350 (for two people). Crossbank, Ravenstonedale, Kirkby Stephen CA17 4LL. For more information see www.fatlamb.co.uk

DOOR TO TOURS D ODOOR O R COACH T O D O O R 2026 COAC H

T O U R S

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www.ellensmith.co.uk

WE DO THINGS A BIT DIFFERENTLY THAN OUR RIVALS.

All our tours include our ‘Door to Door’ service. That means that you are picked up by a taxi or small minibus right from your front door. No feeders, no interchanges, no changing coaches, no changing drivers and definately no hassle!

WE ARE FINANCIALLY SECURE. We are members of the Bonded Coach Holiday group overseen by The Association of Bonded Travel Organisers Ltd. This is a Government Approved Protection Scheme.

HOW DOES IT WORK? On the morning of travel we pick you up at a prearranged time and take you to our waiting coach at Birch Services or Stockport.

WITHIN 30 MINUTES. We normally have everyone on board and we’re on our way. We often have a second pickup at Stockport, but again this is timed for minimal delay.

SUPER HOTELS, ALL INCLUDED!

We use a wide range of mainly 3 and 4 star hotels, some privately owned many part of larger chains. All entrances and excursions are included in the price stated.

COACHES AND DRIVERS. We use modern executive coaches and all our drivers are experienced, mature and friendly!

WHAT HAPPENS ON THE RETURN. Your taxi will be waiting for you to take you home.

Membership No: 10228

TRAVEL INSURANCE? All our customers are offered our coach specific insurance, pre-existing medical conditions are covered for UK travel with no upper age limit. ELLEN SMITH 2021 BROCHURE.indd 1

01/02/2021 10:53

SO WHAT ARE YOU WAITING FOR? Nothing we can think of!

INTERESTED? Call our reservations office on 01706 648126 and request a copy of our 2026 request brochure. You’ll be surprised at the variations of tours we operate.

mithtours Visit our website www.ellensmith.co.uk

of tours

D O O R

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MATURE SINGLES LOCH LOMOND

THURSFORD CHRISTMAS

corners for us to explore, each with its own character. There’re 22 lochs, 39 miles of coastline, miles of rivers and paths, 21 Munros and acres of unspoilt land. TOUR HIGHLIGHTS: Luss & Loch Lomond Cruise. Stirling Old Town Jail & Stirling. Crieff & Cream Tea.

Christmas Show in the country! TOUR HIGHLIGHTS: Ticket for the Thursford Christmas Spectacular. 2 x Breakfasts and Either 2 x Evening Meals OR 1 x Lunch & 1 x Evening Meal in the hotel (depending on the time of the show). Free Time in Norwich.

Monday, 2nd November | 5 Days | £369

Monday, 9th November | 5 Days | £499

Friday, 13th November | 3 Days | £389

LANTERNS AT LONGLEAT

SCOTTISH HIGHLANDS

LLANDUDNO HOLLY & MISTLETOE

Our festive short break is based in Swindon, ideally placed for visits to two contrasting attractions with something to suit everyone. TOUR HIGHLIGHTS: Festival of Light at Longleat House. Europe’s Largest Ever Display of Chinese Lanterns. Bristol Christmas Markets. City of Wells.

Scotland is one of the most scenic countries in the world, especially in winter when the mountains are covered in show and lochs are frozen over. So pack your winter woollies for this Festive Break with entertainment. TOUR HIGHLIGHTS: Festive Entertainment. Traditional Christmas Dinner. Traditional Hogmanay Dinner. Culloden Visitor Centre. Cream Tea at the Alexander Hotel. The Speyside Centre.

Llandudno is Wales’s largest resort, uniquely situated between the Great and Little Ormes with two wonderful beaches, the award-winning North Shore, and the quiet, sand-duned West Shore. TOUR HIGHLIGHTS: Tea & Hot Mince Pies on Arrival. Entertainment & Late-Night Finger Buffet Each Evening. Sherry, Brandy or Malt Happy Hour. Fun & Games.

Friday, 13th November | 3 Days | £329

Monday, 16th November | 5 Days | £399

Saturday, 21st November | 5 Days | £559

WEEKEND IN HARROGATE

PLYMOUTH TURKEY & TINSEL

Membership CARDIGAN BAY No: 10228

Join us on this fun-filled pre-Christmas Party Weekend – guaranteed to get you in the Christmas spirit. With Music & Dancing from brilliant musicians, and free time in the spa town of Harrogate, there’s something for everyone to enjoy. TOUR HIGHLIGHTS: Brilliant Musicians1 with a Wealth ELLEN SMITH 2021 BROCHURE.indd of Experience. Pre-Dinner Drink both Evenings. Live Entertainment. Free Time in Harrogate.

Plymouth, known as Britain’s Ocean City, affords stunning coastal views, rich history, and vibrant culture. TOUR HIGHLIGHTS: Mince Pie & tea/coffee on Arrival. Happy Hour Nightly between 6pm–8pm (24-1 on selected drinks). Nightly Entertainment (Bingo/ Quiz/Movie Night/DJ). Looe & Polperro. Dartmoor Prison Museum. Tavistock.

This is a Turkey & Tinsel package to picturesque Cardigan Bay. Take in the natural beauty of the Pembrokeshire coast. TOUR HIGHLIGHTS: St David’s National Wool Museum. Cardigan & Tenby. 3 Nights’ Entertainment. Discounted 01/02/2021 10:53 Drinks Each Evening between 6pm-9pm – 50% off selected House Wine, Draft Beer, and Soft Drinks.

Saturday, 21st November | 3 Days | £329

Sunday, 22nd November | 5 Days | £389

Monday, 23rd November | 5 Days | £459

BLACKPOOL TURKEY & TINSEL The Doric Hotel

A holiday in Blackpool will leave you feeling refreshed, relaxed, and recharged, even if you are on the go 25 hours a day! Perhaps it’s the resort’s infectious zest for life, or maybe it’s just that, uniquely, whatever your routine, Blackpool can offer a perfect break from it.

Doubletree by Hilton Swindon

The Old Swan Hotel

Holiday Inn Norwich South www.ellensmith.co.uk Scotland’s first national park is packed with interesting The Thursford Christmas Spectacular is the largest Rob Roy Hotel

Highlander Hotel

The Duke of Cornwall Hotel

The Tynedale Hotel

Cliff Hotel & Spa

VISIT OUR WEBSITE AND BOOK-ON-LINE TO SAVE £10.00 PERSON 12

Join our our facebook facebookcommunity community ‘liking’ our page view our latest byby‘liking’ our page to to view Join our facebook community by ‘liking’ page to view Join our facebook community by ‘liking’ our page to view ellensmithtoursellensm ellensmithtours latest customer comments and various photographs. latest offers, comments and comments various photographs. latest offers, customer and various photographs. offers,offers, customer comments andcustomer various photographs.

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A SELECTION OF OUR C OAC H T O U R S 2 0 2 6 Tel: 01706

648126

Opening Times: Mon -Fri

9.00am Visit our Website and 5.00pm Book On-L per perso n. Join our ine to Save facebook £10.00 by ‘liking’ comm our page to view latest unity comments and vario offers, custo us photo mer graphs. ellensmith

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NORTHUMBERLAND CHRISTMAS

LOCH LOMOND TURKEY & TINSEL

ST ANNES TURKEY & TINSEL

Northumberland is a land of big adventures, breathtaking beauty and unlimited possibilities. Winter is wonderful with frosty walks, festivals, and fairs. TOUR HIGHLIGHTS: Christmas Themed Tour at Bamburgh Castle. Christmas Light Trail at Alnwick Garden. Beautiful Northumberland Coast.

Experience a Scottish ‘Christmas’ and ‘Hogmanay’ at the foot of the picturesque Loch Lomond & Trossachs National Park. Discover Scotland’s history and culture through gorgeous scenery and architectural landscapes that will leave you with unforgettable memories. TOUR HIGHLIGHTS: Festive Entertainment (2 nights). Traditional Christmas Lunch. Traditional Hogmanay Dinner. Famous Kelpies. Balloch, Stirling & Callander.

St Annes on Sea on the Fylde Coast offers a gentle and peaceful way of life. St Annes boasts a beautifully restored Victorian pier, promenade with views across to North Wales. TOUR HIGHLIGHTS: Leighton Hall Dressed for Christmas. Barton Grange Garden Centre. Fleetwood Market & Cleveleys. Some Evening Entertainment.

Friday, 27th November | 4 Days | £449

Monday, 30th November | 5 Days | £369

YORK CHRISTMAS FESTIVAL

THE RHINE CHRISTMAS MARKETS

FESTIVE TORQUAY

From our riverside location, the iconic York Christmas Festival is within easy reach. We also include a visit to Harewood House, one of the Treasure Houses of England, which will be festively decorated. TOUR HIGHLIGHTS: Harewood House – Dressed for Christmas. York Christmas Festival.

Join us on this festive jaunt to Germany. Based in Boppard, we enjoy visits to Cologne’s Christmas Market and spend time exploring Boppard’s own Festive offerings. TOUR HIGHLIGHTS: Return Overnight Ferry from Hull to Rotterdam. Breakfast & Dinners On Board. Cologne Christmas Market. Boppard Christmas Market.

The winter season is full of cheer and magic, even at the seaside! While you might not think that being by the sea when the weather gets a bit wild but there’s still plenty going on, as you can see from our Festive Itinerary. TOUR HIGHLIGHTS: Exeter Cathedral Christmas Markets. Powderham Castle at Christmas.

Sunday, 6th December | 3 Days | £319

Sunday, 6th December | 5 Days | £639

Monday, 7th December | 5 Days | £429

EASTBOURNE TURKEY & TINSEL

CHRISTMAS IN BLACKPOOL

NEW YEAR IN TORQUAY

Eastbourne is a town with grace and elegance that has something for everyone. TOUR HIGHLIGHTS: Entertainment Each Evening. Afternoon Fun & Games. Royal Tunbridge Wells & Penshurst Place with Seasonal Refreshments. Alfriston & Lewes.

Torquay is a traditional and thriving seaside town set on Devon’s English Riviera coast. With its iconic palm trees, busy harbour, international marina, and wonderful array of continental-style cafes, restaurants and cocktail bars, Torquay is the perfect spot for our New Year break. TOUR HIGHLIGHTS: Festive Cruise on the River Exe. Festive Programme in the Hotel.

Monday, 7th December | 5 Days | £449

Wednesday, 23rd December | 5 Days | £649

Monday, 28th December | 6 Days | £769

The Holiday Inn Gosforth Park Hotel

Radisson Hotel York

The Haddon Hall Hotel

Rob Roy Hotel

Belleview Rheinhotel Boppard

The Doric Hotel

St Ives Hotel

The Headland Hotel

INTERESTED? Call our reservations office on 01706 648126 a copy of our 2026 requestand requestrequest request brochure. You’ll be surprised at the variations of tours we operate. of tours of tours of tours mithtours Visit our website www.ellensmith.co.uk

TRAVEL | 50 PLUS MAGAZINE

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Going Solo to Costa Rica BeverleyWatts visits this Central American eco-paradise on a solo holiday

Sunshine and high humidity We first gather in the Club Aspire Lounge at Gatwick Airport and it’s the perfect place to learn each other’s names before our direct British Airways flight to Costa Rica’s capital city, San José. There are 14 of us in total, mostly in our sixties and seventies. We’ve packed waterproof shoes and jackets – ready for a drenching in Central American rainforests – but, as it turns out, are blessed with mostly sunshine. A blazing morning after a night of heavy downpours is a wonderful sight. Arenal Volcano

I’ve never been on a holiday specifically for solos before. Visiting any new country is exciting and meeting new people is all part of that experience, but couples often keep themselves to themselves. As a single woman, placing myself at a dinner table for six tends to throw out the seating arrangement. An extra chair is often squeezed in because partners don’t like to be separated. “Oh, we’re not joined at the hip,” they say. But they are. It’s just habit. As I embark on my trip to Costa Rica on a Just You escorted tour, I know this won’t happen. I have no idea who I’ll be sharing my holiday with, but I’m confident that I’ll soon make new friends.

VISIT OUR CAFÉ For homemade soups, snacks and delicious cakes Opening Times: Monday - Friday 8.30am - 5pm Saturday 10am - 4pm DERBY BARRACKS, FLETCHER STREET, BOLTON BL3 6NF www.emmaus.org.uk/bolton info@emmausbolton.org.uk 14

This lush, tropical country, wedged between Nicaragua and Panama and bordered by both the Caribbean Sea and Pacific Ocean, is reliably warm. Temperatures range from 70°F/21°C to 81°F/27°C all year round, with high humidity that can make it very muggy. Costa Rica has plenty of exciting sports to offer, but my white-water rafting days are definitely over. I’m here to enjoy the phenomenal wildlife and dramatic scenery, with volcanoes, waterfalls, hot springs and 5% of the world’s biodiversity – all squeezed into a country smaller than Scotland. A wildlife wonderland This is a land of colourful and unfamiliar creatures. Local Tour Guide Diego, who is with us the whole trip alongside Holiday Director

Mateo, has a monocular scope to help us clearly see caimans sliding through the mangroves, vibrant iguanas basking on misty banks and shy sloths hiding high in the forest canopy. In Cahuita National Park, with its protected beaches and lowlands, there’s a unique Caribbean ecosystem. Capuchin monkeys tumble through the trees, unbothered by our presence, but a startled raccoon dashes into the undergrowth and a neon yellow eyelash viper silently sits coiled on a branch.

Amazonian MotMot Great Kiskadee

We reach Tortuguero National Park by boat, one of Costa Rica’s most important conservation sites, and here we sleep in bungalow cabins surrounded by the sounds of nature. Howler monkeys roar and giant cicadas endlessly clickety-click in chorus, hidden in the shrubbery. A Tiger Bromeliad Spider spends the night in my bathroom before I scoop her up in a cup and put her outside. This is the real deal, not a zoo or insectarium, so you might have to calmy deal with the odd unexpected visitor. Jaguars, which are surprisingly good swimmers, prowl at night and a juvenile big cat is captured on video in the darkness in Tortuguero village just after our visit to shop for souvenirs. (Expect European prices in Costa Rica, this is not a budget destination.) Around our next base in Muelle de San Carlos, delicate orchids, showy passion flowers and fiery heliconias flourish. Their nectarrich blooms are pollinated by hovering fairy-like hummingbirds, their wings flapping up to 80 beats per second and becoming tiny blurs that are almost impossible to photograph. Half an hour’s drive away, La Fortuna Waterfall is just one of Costa Rica’s scenic cascades, with a pool for swimming beneath the 70-metre high torrent. The 500 or so steps back up are definitely more difficult than the climb down. With no time for swimsuits to dry, in the evening we head to Ecotermales thermal spa to enjoy a post-sundown dip in the balmy hot springs and a refreshing local Imperial beer. Our last stay is besides Lake Arenal, with a striking view of the slumbering Arenal Volcano. Here we take an excellent early morning birdwatching excursion with Callidryas Tours, finding keel-billed toucans, scarlet macaws and so many other flamboyant breeds.

Tortuguero boats

Then we’re ready for an unmissable visit to Mistico Arenal Hanging Bridges Park, with suspension bridges through the rainforest heights. The towering trunks of massive Kapok trees stretch to the heavens and iridescent morpho butterflies flit behind giant ferns. In Costa Rica, these flashes of intense azure blue symbolise magic, wonder and positive change. It’s a lovely message to take home. 15

CELEBRITY FEATURE | 50 PLUS MAGAZINE

CLAUDIA WINKLEMAN:

The Queen of British Saturday Nights The Fringe That Became a Trademark It’s impossible to discuss Claudia Winkleman without mentioning her famous fringe. Fashion experts have debated it. Hairdressers have copied it. Fans have attempted to recreate it, often with mixed success. It has become one of British television’s most recognisable looks. Yet the fringe is more than a hairstyle. It reflects her refusal to chase trends simply because everyone else is doing so. Claudia found a style that suited her and stuck with it. The same is true of her trademark black outfits and dramatic eye makeup. While fashions come and go, her look has remained unmistakably her own.

There are television presenters, there are household names, and then there is Claudia Winkleman-a broadcaster who somehow manages to be both effortlessly glamorous and wonderfully ordinary at the same time. With her unmistakable fringe, smoky eyeliner and quick wit, she has become one of the most recognisable faces on British television.Yet it isn’t just her appearance that has captured the nation’s affection. It is her humour, warmth and ability to laugh at herself that have made her one of Britain’s favourite presenters. In an era when celebrity can often feel carefully manufactured, Claudia stands apart. She appears refreshingly authentic, never pretending to be perfect and rarely taking herself too seriously. Whether she’s introducing dazzling ballroom routines, guiding contestants through tense psychological games or chatting with guests on radio, audiences feel as though they’re spending time with someone they genuinely know. For readers over 50, her appeal is especially understandable. She represents a style of television presenting that values personality over performance, conversation over confrontation and kindness over controversy. A Familiar Face Claudia’s rise to prominence was gradual rather than overnight. Long before she became the face of prime-time entertainment, she worked steadily across television and radio, building a reputation for intelligence, humour and professionalism. She learned the craft in an industry that was changing rapidly, adapting to new formats while remaining true to herself. Unlike some presenters who reinvent themselves every few years, Claudia discovered early what worked-being witty, self-deprecating and genuinely interested in people-and has stayed remarkably consistent. That consistency has become one of her greatest strengths.

There is something reassuring about that confidence. Rather than constantly reinventing herself, she reminds us that individuality is often more memorable than following the latest fashion. Strictly Come Dancing: The Perfect Partnership For millions of viewers, Claudia’s name is forever linked with Strictly Come Dancing. Working alongside her co-presenter, she helped transform Saturday evenings into a weekly family event. While the dazzling costumes, spectacular choreography and celebrity contestants provide the excitement, Claudia brings something equally valuable: warmth. She has an uncanny ability to calm nervous contestants moments before they perform, celebrate their successes without overshadowing them and comfort them when things don’t go according to plan. Her interviews often feel more like conversations than formal television segments. She teases contestants gently, shares their excitement and allows their personalities to shine. This balance has helped make Strictly one of Britain’s most enduring entertainment programmes. For many families, watching together has become a cherished tradition spanning several generations. Grandparents, parents and grandchildren gather each weekend, proving that truly great television still has the power to bring people together. A New Generation Discovers Claudia If Strictly cemented Claudia’s popularity, The Traitors introduced her to an entirely new audience. The psychological game show became a cultural phenomenon almost overnight. While contestants plotted, deceived and formed fragile alliances, Claudia remained the calm, mysterious figure at the centre of it all. Her dramatic entrances, mischievous smile and perfectly timed observations added another dimension to the programme.

Rather than following seasonal trends, she embraces timeless simplicity. Many readers over 50 will recognise the wisdom in this approach. Style isn’t necessarily about buying more. Sometimes it’s about knowing what suits you. Confidence often proves more fashionable than novelty. Claudia wears clothes rather than allowing clothes to define her. It is a subtle but important distinction.

Claudia with Kris Thykier attending ‘is this thing on UK Gala screening Unlike many reality-show hosts, she never attempted to dominate proceedings. Instead, she became the audience’s guide through an increasingly tense and unpredictable game. Her understated humour offered welcome relief from the mounting suspense. The programme demonstrated her remarkable versatility. She could be playful one moment and intensely dramatic the next without ever appearing artificial. The Art of Being Funny Humour is one of Claudia’s greatest gifts. Not the polished jokes of a stand-up comedian, but the conversational humour that makes people feel comfortable. She laughs at herself before anyone else can. She admits mistakes. She shares embarrassing stories. She rarely appears interested in presenting an image of perfection. This approach makes audiences relax. Perhaps that is why so many celebrities seem unusually comfortable in her company. Interviews become conversations rather than interrogations. In an age when social media often encourages flawless presentation, Claudia’s willingness to embrace imperfection feels both refreshing and surprisingly modern. Intelligence Behind the Laughter It would be easy to mistake Claudia’s relaxed style for effortless spontaneity. In reality, successful broadcasting demands exceptional preparation.

words. These are skills developed over decades rather than talents acquired overnight. Like the best broadcasters, she makes difficult work appear remarkably easy. Radio’s Intimate Connection Television may have made Claudia famous, but radio reveals another side of her personality. Without dazzling studio lights or elaborate sets, listeners connect purely through conversation.

Success Without Ego One of Claudia’s most attractive qualities is her apparent lack of ego. Despite presenting some of Britain’s biggest television programmes, she continues to appear genuinely surprised when people compliment her. Whether entirely genuine or simply good manners, this modesty resonates with audiences. Britain has traditionally admired successful people who remain approachable. Claudia embodies that tradition.

Her warmth becomes even more apparent. Many listeners describe her programmes as feeling like spending time with an old friend. She discusses everyday life, books, family, food and popular culture with equal enthusiasm.

She seems equally happy discussing designer shoes or supermarket biscuits.

That conversational ease explains why radio continues to hold such an important place in British broadcasting.

Why Older Audiences Appreciate Her Readers over 50 often value presenters who respect both contestants and viewers.

Family and Privacy Despite living in the public eye, Claudia has managed something increasingly rare. She has maintained a private family life. While she occasionally shares amusing domestic stories, she carefully protects those closest to her. This balance deserves admiration. Modern celebrity culture often rewards oversharing. Claudia has shown that audiences can feel connected to a presenter without knowing every detail of their personal life. Perhaps that restraint contributes to her enduring popularity.

Great presenters listen carefully, respond naturally and think quickly. Claudia demonstrates all three qualities repeatedly. She understands timing instinctively.

Style Beyond Fashion Fashion magazines frequently celebrate Claudia’s wardrobe.

She knows when to ask another question. She recognises when silence says more than

Her love of black clothing has become almost legendary.

Both topics receive the same enthusiasm. That ability to find joy in ordinary things makes her remarkably relatable.

Claudia rarely relies on cruelty for laughs. She avoids unnecessary sensationalism. She celebrates achievement while acknowledging disappointment. Her programmes remind us that entertainment can be exciting without becoming unpleasant. The Future Few presenters enjoy careers as consistently successful as Claudia Winkleman’s. Yet she continues to surprise audiences by embracing new challenges. Whether hosting another television format, expanding her radio work or exploring entirely different creative opportunities, she has demonstrated an impressive willingness to evolve while remaining unmistakably herself. That combination of familiarity and freshness is remarkably difficult to achieve.

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GARDEN | 50 PLUS MAGAZINE

The Garden from October to December October: a month of colour and opportunity October can be one of the most beautiful months in the British garden. Trees and shrubs begin their annual transformation, berries glow among fading foliage and ornamental grasses catch the softer autumn light. It is also an excellent planting month. The combination of soil that retains some warmth from summer and increasing autumn rainfall creates favourable conditions for establishing many trees, shrubs and hardy perennials. Roots can begin settling into their new surroundings without the stress of summer heat, giving plants a useful head start before the following growing season. Before planting, take some time to prepare the ground properly. Remove perennial weeds, loosen compacted soil and incorporate organic matter where appropriate. Water newly planted specimens well, even if rain is forecast, and continue checking them during unexpectedly dry spells. As autumn deepens into winter, the garden enters a quieter but no less important season. From planting spring bulbs and celebrating fiery foliage to creating winter structure and supporting wildlife, the final three months of the year offer gardeners plenty of reasons to step outside. There is something particularly satisfying about the garden in autumn. The urgency of spring and summer has passed, growth begins to slow and the landscape takes on a different character. October arrives with glowing leaves and low afternoon light; November strips the garden back to its structure; and by December, frost can transform even the simplest seed head or bare branch into something extraordinary.

October is also synonymous with bulbs. Daffodils, crocuses, alliums and many other spring-flowering bulbs can go into the ground during autumn, creating an investment in next year's display. Rather than scattering them individually throughout a border, consider planting generous groups or drifts. Repetition creates greater visual impact and can make even a modest planting scheme feel considered. Containers deserve attention too. Summer bedding may have reached the end of its display, but pots needn't remain empty until spring. Evergreens, heucheras, cyclamen, violas and ornamental grasses can be combined to create arrangements with colour, texture and movement.

It is tempting to think of these months as the end of the gardening year, but they are better understood as a transition. Much of what we do now will determine how the garden performs next year. Bulbs planted in autumn become spring colour. Trees and shrubs given time to establish their roots before winter can make stronger growth when warmer weather returns. Leaves gathered from lawns and paths can become valuable leaf mould, while plants left standing provide food and shelter for wildlife. The quieter season also gives us an opportunity to look at the garden differently. Without summer's abundance competing for attention, its underlying structure becomes much easier to see.

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rather than forcing them into a cramped space, firm the soil carefully and water thoroughly.

Then there are the leaves. A lawn covered with fallen leaves can quickly become smothered, so regular collection is worthwhile. But leaves are far too useful to simply regard as waste. Gathered into a simple leaf-mould bin or suitable container and left to decompose, they eventually produce a wonderfully crumbly material that can be used around the garden. Not every fallen leaf needs removing. Those resting among borders and beneath hedges can offer habitat for insects and other garden wildlife while gradually returning organic matter to the soil. As with many areas of gardening, tidiness and ecology can coexist when we choose carefully where intervention is really necessary.

As temperatures fall, attention turns towards protection. Tender container plants may need moving somewhere sheltered, while pots that remain outdoors should be checked for adequate drainage. Waterlogged compost combined with freezing temperatures can be particularly damaging. The instinct to cut everything down should also be resisted. Many fading perennials and grasses remain beautiful long after flowering. Seed heads can add architectural interest, particularly when illuminated by low winter sunshine or edged with frost. Leaving suitable plants standing can also provide seeds and shelter for wildlife.

November: revealing the bones of the garden By November, the transformation becomes more pronounced. Leaves fall, herbaceous plants retreat and the framework of the garden begins to reveal itself. This is when good structure earns its place. Evergreen shrubs, clipped forms, hedges, tree trunks, walls, paths and ornamental grasses suddenly become much more noticeable. A garden that relied almost entirely on summer flowers may begin to feel empty, while one designed with year-round structure continues to hold attention. Rather than seeing this as a shortcoming, use November as an opportunity for observation. Stand at the windows you look through most frequently during winter. Which parts of the garden catch your eye? Where does the view feel empty? Would an evergreen, small tree, sculptural shrub or group of grasses improve the scene? These observations can be invaluable when planning future changes. November also brings the beginning of the traditional bare-root planting season. Roses, hedging plants, fruit trees and other deciduous plants are often available bare-root while dormant. They arrive without a pot, making them relatively straightforward to handle and often economical when planting in quantity. Plant them promptly after arrival and don't allow the roots to dry out. Prepare a generous planting hole, spread the roots naturally

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One of the simplest contributions a gardener can make is to leave some shelter undisturbed. A pile of logs in a quiet corner, leaves beneath a hedge or hollow stems left until later in winter can all create places for insects and other creatures. A wildlife-friendly garden does not have to look neglected. The most attractive approach is often to maintain clearer, more formal areas close to paths, seating and entrances while allowing selected corners and borders to remain more natural. December: finding beauty in simplicity December asks us to slow down. There may be fewer flowers, but that does not mean there is nothing to see. In fact, winter often reveals details that go unnoticed during summer. The peeling bark of a birch, the coloured stems of dogwood, the silhouettes of trees against a pale sky and the delicate structure of dried grasses can all become focal points. Frost exaggerates these details, tracing the edges of leaves and seed heads and temporarily transforming familiar plants. Winter scent is another pleasure worth seeking out. Shrubs that flower during the colder months can make a disproportionate contribution to the garden. Position fragrant plants close to doors, paths and frequently used routes so their scent can be appreciated without requiring a special trip to the bottom of the garden.

This approach has another advantage: it gives the winter garden height and texture. Instead of thinking solely about what needs removing, consider what deserves to stay. Making room for wildlife The changing season is felt throughout the garden, not only by plants. As natural food sources become less abundant, gardens can play an increasingly important role for wildlife. A varied garden containing trees, shrubs, hedges, flowers and areas that are allowed to remain slightly untidy can offer valuable food and shelter. Berry-producing plants are especially noticeable at this time of year. Cotoneaster, pyracantha, holly and many roses provide both decorative interest and potential food for birds. Seed heads from plants such as teasels and sunflowers can also be useful if left standing. Fresh water matters too. A shallow source of clean water can benefit visiting birds, but it should be checked regularly during freezing weather.

December containers can also bring life to entrances and patios. Evergreen foliage provides the foundation, while winter-flowering plants add smaller areas of colour. Natural materials gathered responsibly from the garden can be incorporated into seasonal displays, creating decorations that feel connected to the landscape outside. Inside, houseplants require a slightly different approach. Reduced daylight and cooler conditions usually mean slower growth, so watering often needs to be reduced. Rather than following a rigid schedule, check the compost and the individual plant before reaching for the watering can. Looking towards another gardening year Perhaps the greatest pleasure of gardening in December is planning.

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Seed catalogues arrive, notebooks reappear and the possibilities of another growing season begin to take shape. Before making ambitious plans, however, it is worth looking back. Which plants performed particularly well this year? Which struggled? Were there periods when a border lacked colour? Did containers require more watering than expected? Was the vegetable plot productive, or did certain crops occupy valuable space without providing much in return? These observations are more useful than simply following trends because they are specific to your garden. Winter is an excellent time to sketch ideas, make planting lists and identify projects. Perhaps a border needs reshaping, a neglected corner could become a wildlife area or an unproductive lawn could make space for more planting. Even small changes can make a considerable difference.

The value of the quiet season Gardening is often presented as a story of spring beginnings and summer abundance, yet the quieter months are equally important. October gives us colour and the opportunity to plant. November exposes the garden's structure and encourages us to consider wildlife and winter protection. December strips the landscape back further, allowing texture, bark, berries and form to take centre stage. There is practical work to be done, certainly, but there is also permission to do less. Leave some seed heads standing. Allow leaves to remain beneath a hedge. Walk around the garden on a cold morning simply to see what the frost has changed. Make notes rather than immediately reaching for the secateurs. The garden does not stop when summer ends. It changes pace.

Try not to plan only for summer. One of the lessons of the October-to-December garden is that every season deserves attention. Include plants for autumn foliage, winter berries, attractive bark, evergreen structure and early flowers. Think about how grasses move in winter winds and how seed heads look beneath frost.

And perhaps that is what makes the final months of the year so valuable. They remind us that gardening is not only about producing flowers, fruit or perfect borders. It is about noticing seasonal change, working with natural cycles and understanding that what appears to be an ending is often preparation for something new.

A garden designed this way never completely disappears.

Beneath fallen leaves and cold soil, next year's garden is already waiting.

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Supporting Families with Care, Compassion and Experience As the seasons change and brighter days return, Fred Hamer Funeral Service continues to offer gentle guidance and trusted support when it is needed most. For over 100 years, we have been privileged to care for families across the Northwest. Still proudly family owned, our service is built on understanding, dignity and personal attention, values that remain at the heart of everything we do. Our experienced and compassionate team is here to help you celebrate life, honour memories and find comfort during difficult moments. With strong local knowledge, exceptional customer care and a longstanding reputation in the community. We are proud to be a Nominated Funeral Director for Haven Personal Funeral Plans Ltd, offering peace of mind for today and the future. Fred Hamer Funeral Services 243-245 Tonge Moor Road Bolton BL2 2JG 24hrs Tel: 01204 365 501 tongemoor@fredhamer.co.uk

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“I faced spending Christmas in a tent then Emmaus changed everything.” and one of the staff said why don’t you come in, let’s have a chat, let’s have a coffee and sort you out. “At Emmaus, they were so supportive. The Christmas meal at Emmaus was a surreal experience. I had been bereft, thinking of how to survive, without a prayer and sticking on a brave face. Now there were crackers and a plate of food. I was surrounded by camaraderie and festive greetings.” Andy was in his 60s with a long career in support work when he began to feel unsafe in the area he was living in. He decided to move back to his hometown of Bolton and stay with a friend. But circumstances changed just before Christmas, and Andy was forced into temporary accommodation. With the cost of bed and breakfasts rising adding to the pressures of finding an affordable place to live, instead of being able to work caring for others, Andy reached crisis point and found himself the one in need of help. “I had five days’ worth of money to get through Christmas Day and Boxing Day, and the costs of bed and breakfasts were going sky high. I slept in the woods in a tent for three nights. I felt hopeless,” Andy said. “One of the social workers I knew told me about Emmaus. I talked to Emmaus Bolton,

With the foundation of a home and tailored support from Emmaus Bolton, Andy had the stability he needed to progress. Support staff helped Andy find a new place to live and he now has a job as a residential support worker.

community home for 23 people who have faced homelessness. Andy is now a regular visitor to Emmaus Bolton, recently buying his overnight bag for a new job from the charity’s shops. “It was harrowing to face homelessness. Emmaus was a lifeline for me. The staff there are so positive and opened doors,” Andy said. “Everyone is vulnerable at some time in their lives. Emmaus is in the community helping people who have fallen down. Supporting Emmaus is so important. Sometimes, we all need help.”

“I am over 60 and had never been married. Being at Emmaus at Christmas time made me realise I had this gap in my life. I had got to have that family experience again. It was overpowering how nice this felt. “At Christmas, everyone got gifts of razors, toiletries and sweets. I took these back to my room and felt so happy I cried. Emmaus had reached into the muddy pool, fed me, given me clothes, somewhere to get clean and showed me love. I was safe. I wasn’t out on the streets.” With support from Emmaus, Andy refreshed his training in care work, updated his Disclosure and Barring Service certificate, and embraced community life - collecting furniture on the vans, helping in the warehouse, in the Scrap Store and inside the

You can support Emmaus by shopping at the charity’s shops and café on Fletcher Street in Bolton. You can also help by donating items or joining as a volunteer. To find out more visit: www.emmaus.org/bolton

VOLUNTEER TODAY Meet new people & learn new skills

With busy lives, it can be hard to find time to volunteer. However, the benefits of volunteering can be enormous. Volunteering can help you meet new people, learn new skills and even feel happier and healthier. If you are looking to get back into work, volunteering can be a great way to build your CV. Give us a call to hear about the volunteering opportunities we have at Emmaus Bolton.

Come and join our great team! Ask for more details on 01204 398056 or email info@emmausbolton.org.uk emmaus.org.uk/bolton/volunteer-roles

HOME | 50 PLUS MAGAZINE

Made for Winter The Quiet Joy of Seasonal Crafting

There is something about winter that makes us want to create. Perhaps it is the early darkness that draws us indoors, or the contrast between cold streets and warm homes. Whatever the reason, winter and crafting seem naturally suited to one another. This is the season of knitting needles clicking beside mugs of tea, scraps of paper scattered across kitchen tables and half-finished decorations waiting on windowsills. It is a time for wool, ribbon, paint, pinecones, fabric and glue — and for rediscovering forgotten supplies at the back of cupboards. Winter crafting is not really about producing perfect things. Its appeal lies somewhere else entirely: in the pleasure of making. A Season for Slowing Down Modern life encourages speed. We order things with a tap, receive answers in seconds and move quickly from one task to the next. Crafting asks something different of us. A row of knitting cannot be hurried into existence. A paper snowflake still has to be folded before it can be cut. A handmade card requires us to sit down, choose the paper and think about the person who will eventually open it. During winter, when the natural world itself appears quieter, making something by hand gives us permission to follow a gentler rhythm. An afternoon spent sewing, painting or making decorations may not look particularly productive, yet that is partly the point. Not everything needs to be rushed or optimised. Sometimes the value is simply in being absorbed in what we are doing.

Beauty in the Imperfect When almost anything can be bought ready-made, choosing to craft carries a special meaning. Handmade things remind us that beauty does not require perfection. A slightly crooked stitched star has character. A child’s enthusiastically painted ornament may become more treasured than anything purchased from a shop. A homemade wreath will probably refuse to achieve perfect symmetry, however carefully its maker rearranges the greenery. These imperfections are not failures. They are evidence of the person behind the object. That feels particularly meaningful during winter celebrations, when there can be pressure to create the perfect home, table or holiday. Craft offers a welcome alternative. Something can be uneven, homemade and still completely worthy of being displayed.

Making with What We Have Winter crafting also encourages us to look differently at ordinary materials. Before buying more supplies, there is pleasure in investigating what is already available. Brown paper can become gift wrap. Old magazines can become collages or paper chains. Fabric remnants can be transformed into decorations, while cardboard packaging can become models, gift tags and ornaments. Nature offers its own craft cupboard. Fallen twigs, seed heads, evergreen cuttings and pinecones can inspire decorations with an understated winter beauty. This approach is economical, but it also encourages creativity. Restrictions can produce more interesting ideas than unlimited choice. It changes our relationship with things we might otherwise throw away too. A scrap of ribbon is no longer useless if it can become the finishing touch on a handmade card. An old jumper may have another life as fabric for a project. Crafting teaches us to see possibility before waste. The Pleasure of Making Together Although crafting can be wonderfully solitary, some of its best moments happen around a shared table. A winter craft afternoon does not require great artistic ability or expensive equipment. Put out paper, scissors, pens, wool and a few simple materials and people soon begin experimenting. There is something pleasantly old-fashioned about making together. Conversation becomes easier when everyone has something to do with their hands, and silence can be comfortable too. At the end, there are objects to remember

the afternoon by: cards, a lopsided garland or decorations that reappear each winter carrying their stories with them. Gifts That Carry Time Winter is also a season of giving, and handmade gifts possess a quality that is difficult to purchase: visible time. A knitted scarf contains evenings. A decorated box contains thought. A homemade decoration says that someone imagined where it might hang. The gift does not need to be elaborate. In fact, ambitious handmade presents can quickly turn a peaceful hobby into a stressful production line. The best handmade gifts are often simple enough that making them remains enjoyable. Nor does every craft need to become a gift. There is no requirement to sell a hobby, photograph it beautifully or turn it into something useful.You are allowed to make a paper village simply because you want a paper village. Creating Our Own Winter Traditions Traditions have to begin somewhere. Perhaps this is the year you make one new decoration for the house. Maybe you begin a winter sketchbook, learn to crochet or finally open the art supplies that have been waiting untouched since last year. The finished object matters less than the ritual surrounding it.Years from now, a handmade decoration may be faded and the stitching may look amateurish.Yet taking it from its box can return you instantly to the winter when it was made.

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intervention with dental implant placements was crucial in this case.” Cathy adds: “My general dentist told me I needed to go and see Dr Usman and his team at Renovo for long-term permanent treatment. I plucked up the courage and went.”

THIS LEVEL OF DENTISTRY CHANGES PEOPLES’ LIVES Following an X-ray and jaw scans, the news was not good for Cathy: “I have always looked after myself and losing my teeth was my idea of hell. It was a terrible shock. Usman said I wouldn’t like dentures but left the decision totally to me. He explained the procedure and reassured me it would be pain free, so I eventually made the decision and agreed to implants.” Dr Riaz and the award-winning Renovo team set to work, beginning a detailed assessment of what could be done. In the lead up to the same-day, full upper and lower arch implants, Dr Riaz explained the

NEW BEGINNING…

A busy care worker has had her life transformed following pioneering same-day dental implant treatment carried out here in the Ribble Valley

eading the way in UK implant technology is Lancashire-based Renovo Dental, which was one of the first implant centres in the country to adopt the highly successful, ground-breaking ‘Fully Guided Implant Surgery’ technique. Highly experienced in this same-day procedure, implant surgeon Dr Usman Riaz and a specialist team, including in-house dental technicians, worked together using the latest digital technology to replace both upper and lower teeth permanently in just over three hours – omitting the need for dentures. Despite following strict hygiene protocols and advice by her own dentist, Catherine’s gums and bone levels had deteriorated further, causing unsightly gaps in her teeth and several teeth became mobile. “This is what end-stage gum disease looks like,” Dr Riaz explains. “Unfortunately, genetics were not in the patient’s favour. Typically, this sort of problem develops later in life, but Cathy is relatively young and her teeth were beyond saving. “At this point, it is less about preserving teeth and all about using the remaining bone and soft tissue to help restore full function, aesthetics and confidence. Timing of the

procedure in detail to Cathy, who arrived at the state-of-the-art surgery in Chatburn, early in the morning. “Usman and the team were fantastic. It’s not like going to the dentist, it’s like visiting a friend. They explained everything so I wasn’t at all nervous about the procedure. I had got to know them and it is obvious that they are experts in their field,” adds Cathy.

The team, including specialist periodontist Dr Khurrum Hussain along with a team of expert dental technicians, began work eliminating all sources of infection using state-of the-art laser technology, that eradicates over 99 per cent

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Getting your home Winter ready Winter has a way of exposing every weakness in a home. The draught you barely noticed in October becomes a cold stream of air in December. A small roof leak can turn into a serious problem after days of rain, while an ageing boiler suddenly has to work harder just when you need it most. Preparing your home for winter is therefore less about making it look cosy and more about making sure it is safe, warm and ready for whatever the season brings. The good news is that winter preparation does not have to mean an expensive renovation. A little forward planning, a few sensible checks and some basic maintenance can make a noticeable difference to comfort and energy efficiency. Start with the heating The heating system should be near the top of any winterpreparation list. If your boiler, radiators or heating controls have not been checked recently, autumn is a sensible time to arrange maintenance. Finding a problem before temperatures fall is considerably easier than discovering it on the coldest day of the year. Radiators should be checked for cold spots, unusual noises or signs of leaks. If a radiator is not heating evenly, it may need attention before the system is working at full capacity. It is also worth checking that thermostats and heating controls are functioning properly. For homes with an open fireplace or wood-burning stove, chimneys and flues should be inspected and cleaned as appropriate. Carbon monoxide alarms should also be tested and positioned correctly. These small precautions can provide an important layer of protection during the heating season.

Keep the warmth inside Once the heating is working properly, the next priority is stopping warmth from escaping. Windows and doors are common sources of draughts, particularly in older properties. Check the seals around external doors and windows and replace damaged or worn weatherstripping. Draught excluders can be a simple solution for gaps beneath doors, while curtains and blinds can help reduce heat loss after dark. Do not overlook the loft. Heat naturally rises, so inadequate loft insulation can allow a surprising amount of warmth to disappear through the roof. If insulation is old, damaged or insufficient, improving it can make the house more comfortable while potentially reducing the amount of energy needed for heating. However, ventilation still matters. A home should not be sealed so tightly that moisture has nowhere to escape. Regular ventilation helps reduce condensation and the risk of mould, particularly in kitchens, bathrooms and bedrooms.

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Give the roof and gutters some attention Winter weather can be particularly unforgiving to roofs and drainage systems. Before the worst of the weather arrives, look for obvious signs of damaged or missing roof tiles, deteriorating flashing and blocked gutters. Gutters filled with leaves and debris cannot drain rainwater effectively. When water overflows, it can cause damp patches, damage walls and contribute to problems around foundations. Downpipes should also be checked to ensure water is being directed away from the building. Some jobs are better left to professionals. Roof inspections, repairs at height and work involving difficult-to-access gutters can be dangerous without the right equipment. Saving a little money on maintenance is not worthwhile if it means putting yourself at risk.

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Winter preparation should not stop at the front door. Paths, steps and driveways can become slippery in wet or icy weather, so repair obvious cracks and remove anything that could become a trip hazard.

Frozen pipes are one of the less glamorous but more troublesome hazards of winter. Water expands when it freezes, which can put pressure on pipes and potentially cause them to split.

Outdoor lighting is also worth checking as the evenings draw in. A well-lit entrance and pathway can make coming home safer and easier.

Pipes in lofts, garages and other unheated areas deserve particular attention. Insulating exposed pipework can help protect it from freezing temperatures. It is also sensible to know where your home's main stopcock is and to make sure it can be turned off quickly if a leak occurs.

Trees and large branches should be inspected if they are close to the property. Strong winds can turn weak or damaged branches into a serious hazard. If you are concerned about a tree, professional advice is preferable to attempting major work yourself.

If you are going away during particularly cold weather, do not simply assume everything will be fine. Appropriate heating settings and sensible precautions can help protect the property while it is empty.

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Then consider the things that make winter living more comfortable. Put heavier bedding on the beds, check that coats and waterproof footwear are ready, and make sure frequently used rooms are warm enough without unnecessarily heating empty spaces. These details may seem minor individually, but together they contribute to a home that feels prepared rather than caught off guard. A warmer home is a better-prepared home Preparing for winter is ultimately about prevention. It is easier to deal with a draught before the temperature drops, clear a gutter before heavy rain arrives. There is also a wider benefit. Improving insulation, reducing unnecessary heat loss and using heating controls effectively can make a home more energy efficient. That is good for household budgets as well as comfort. The ideal winter-ready home is not necessarily the newest or most expensive one. It is the home whose owners have taken the time to understand its weak points and deal with them before they become problems. Winter will always bring cold days, dark evenings and unpredictable weather. We cannot control the season, but we can control how prepared we are for it. A few weekends of sensible maintenance in autumn can make the months ahead warmer, safer and considerably less stressful. In the end, getting your home winter ready is not simply about preparing the building—it is about preparing the people who live in it to enjoy the season with confidence.

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LEGAL | 50 PLUS MAGAZINE

Lorraine Stratton-Webb, Partner in the residential conveyancing team at Clough & Willis Solicitors

ANSWERS YOUR QUESTIONS ON EQUITY RELEASE It is important that if considering equity release you seek advice from a specialist financial advisor as this product is not right for everyone but it can make a difference to those that it is suitable for, for the rest of their lives. Q. Can I sell my house if I have taken out an Equity Release? Yes you can. However the loan would have to be repaid, unless you have agreed with the Equity Release provider that the loan can be transferred to another property. The lender would not automatically transfer the loan as the new property would need to meet the lender’s criteria. Q. Would taking out an Equity Release affect my Pension credit? If you are considering taking out an equity release it could reduce your Pension Credit. It is therefore essential that you obtain the appropriate advice before proceeding with an Equity Release to see whether the product would be appropriate or not. Q. Can you obtain further money from both schemes if required?

Q. What is Equity Release? Equity release is the releasing of some of the equity/capital that has accrued in your property during your ownership.You have two options when choosing an Equity Release product.

For both types of equity release some providers offer facilities that can allow you to draw more funds in the future. However, this can depend on the valuation of your property at the time that you require the extra funds. Also if you have opted for a reserve facility this may mean that the interest that you pay is higher than those products without a reserve. Again it is important that you obtain the advice to ensure that the product you get is appropriate for your particular circumstances Q. Will taking out an Equity Release affect my benefit?

1) The most common is through a lifetime mortgage, whereby you release the lump sum by way of a mortgage against your property. Monthly repayments are not required and the interest accrues against the property. On your death, or on moving into long-term care, the loan and interest will have to be repaid usually by the property being sold. 2) The other option is a home reversion plan whereby you sell all, or a portion of your property to the home reversion provider. Similar to the first option there is no interest to be paid, however it is likely that the provider will buy the proportion of the property off you at less than market rate.You will have the right to reside in the property for the rest of your life.

Equity Release might affect any means tested benefits, particularly if you receive Pension Credit, council tax support or housing benefit. It may affect your tax position. Therefore you should take appropriate advice from the Inland Revenue, Benefits Agency or local Citizens Advice Bureau before proceeding further. Q. Will I no long need to maintain or insure my home? Your obligation to insure and maintain your home continues after taking out an Equity Release. It would be classed as a breach of a term of the mortgage if you did not insure or maintain the property once you have taken out an Equity Release.

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HOME | 50 PLUS MAGAZINE

Dressing Your Home For Christmas

the theme into the hallway with a small vase of foliage, warm lights around a mirror or a bowl of pine cones on a console table. The aim is to suggest Christmas rather than overwhelm the entrance. Choose a Colour Scheme One of the easiest ways to make Christmas decorating look considered is to choose two or three colours and repeat them throughout your home. Traditional red and green will always have their place, but soft gold and cream can create an elegant look, while silver and white bring a cool, wintry quality. Deep green combined with natural wood and warm metallics can feel sophisticated without becoming formal.

There is something magical about Christmas that has very little to do with how much we spend. It is the glow of lights in the window on a dark December evening, the scent of greenery as you walk through the front door, familiar decorations appearing once again and the pleasure of making your home feel welcoming.

You don’t need to redecorate. A few cushions, ribbons, ornaments and candles in complementary shades can create continuity from room to room. Don’t overlook neutral interiors either. Cream, beige and natural tones provide a beautiful backdrop for greenery and candlelight. Sometimes the most luxurious Christmas interiors are surprisingly simple.

Dressing your home for Christmas is not about turning it into a department-store display. The most successful festive homes are often those that feel personal rather than perfect. They tell a story through decorations collected on family holidays, ornaments made by children who are now grown up, treasured Christmas china and decorations that have been part of family celebrations for years. The secret is to decorate with imagination rather than obligation. Christmas gives us an opportunity to introduce warmth, colour and sparkle while creating a setting in which family and friends will feel instantly at ease. Start at the Front Door Before anyone enters your home, there is an opportunity to create a little Christmas magic. A wreath is the obvious starting point, but it needn’t be extravagant. Evergreen foliage, eucalyptus, pine cones, berries or dried flowers can create a beautiful seasonal arrangement. Add ribbon in red, green or deep burgundy for a traditional appearance, or keep things natural for a quieter look. A couple of lanterns beside the door can provide a warm glow on winter evenings, while a container filled with evergreen branches or winter plants can add colour to a porch or doorstep. Carry

Make the Christmas Tree Personal The Christmas tree is usually the star of the show, but there is no single right way to decorate one. Some people love a beautifully coordinated tree, while others prefer a collection of decorations gathered over decades. Both approaches can be equally charming. If your tree has become a family scrapbook of Christmases past, don’t feel obliged to replace everything with fashionable decorations. Those slightly battered ornaments may be the ones that mean the most. Combine treasured decorations with a few new pieces each year, allowing the tree to evolve without losing its personality. Lighting should be considered part of the design rather than an afterthought. Warm white lights create a cosy atmosphere, while coloured lights bring a more traditional, playful feeling.

have pets, remember to check that any plants or foliage you bring indoors are safe for them. Don’t Forget the Staircase A staircase naturally draws the eye, making it an effective place for festive decoration. A garland along the bannister can look wonderful, but it doesn’t need to be enormous. Greenery, ribbon and a few carefully positioned decorations may be enough. For a simpler approach, tie small bundles of foliage to the bannister at intervals, perhaps finishing each with ribbon. The same idea works around doorways and arches. A little greenery can frame a room beautifully without taking up valuable floor space.

Vary the size and position of ornaments, placing some deeper within the branches and others nearer the tips. Finish the base with a simple tree skirt, basket or attractive fabric.

Create Atmosphere with Lighting If there is one element that can instantly transform a room at Christmas, it is lighting. Instead of relying on bright overhead lights, think in layers. Table lamps create pools of warmth, candles add movement and atmosphere, fairy lights provide sparkle and lanterns can make a hallway or fireplace especially welcoming.

Bring Nature Indoors Christmas is an ideal time to embrace natural materials. Evergreen branches, pine cones, berries, twigs and dried flowers can all be used around the home. A few branches arranged in a large jug can make a striking display without the need for expensive flowers.

Battery-operated lights are wonderfully versatile. They can be tucked into shelves, wreaths, glass vases and arrangements without cables trailing across the room. Always use candles safely and never leave them unattended. LED candles are an excellent alternative, particularly in homes with children or pets.

On the dining table, try sprigs of greenery alongside napkins, pine cones among candles or a simple garland running down the centre. Natural decorations don’t have to be perfect. Their irregular shapes and textures bring warmth and character to a room. If you

Give the Fireplace Some Attention The fireplace naturally becomes a focal point at Christmas. A garland of foliage across the mantelpiece is a classic choice, but candles, small trees, lanterns and seasonal decorations can also be combined to create an attractive display. Think about height. Varying the height of objects creates movement and interest, while leaving some space prevents the mantel from looking overcrowded. If you don’t have a working fireplace, a console table, sideboard or shelf can perform exactly the same role.

FOOD & CRAFTS 2026

25th OCTOBER

Xmas Markets 22nd NOVEMBER 13th DECEMBER

4th Sunday of the Month • 10.00am - 3.00pm For stall enquiries contact Sarah Aspden Cards by email; sarah.aspden@btinternet.com Keep up to date with the latest news

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Dress the Dining Table Christmas entertaining is as much about presentation as food.You don’t need expensive tableware. Start with what you already own and add a few seasonal touches. A simple runner can provide a foundation, followed by greenery, candles and perhaps pine cones or small decorations.

Napkins can be finished with ribbon, twine or a sprig of foliage. If you’re hosting a large gathering, remember that the table still needs to function. Leave enough room for plates, glasses, serving dishes and elbows. Mix old and new crockery, use family pieces and don’t worry if everything doesn’t match. A relaxed table often feels more welcoming than one that is overly formal. Make the Sitting Room Cosy The sitting room is where Christmas really comes to life. Introduce soft textures with cushions and throws in seasonal colours. Velvet, wool and knitted fabrics can instantly make a room feel warmer. There is no need to buy specifically Christmas-themed accessories. Deep green, burgundy, cream or gold can look festive while remaining useful throughout the winter. A throw draped over an armchair is both decorative and practical — perfect for settling down with a hot drink on a chilly evening. Add Christmas to Unexpected Places Some of the nicest festive touches are found in places you might not expect. A small decoration on a kitchen cupboard handle can bring a smile every time you walk past. A bowl of oranges and cinnamon sticks can make the kitchen feel seasonal, while a little vase of greenery beside the bathroom mirror adds a subtle festive touch. Bedrooms can have their own moment too. A few fairy lights, a festive cushion or a small wreath can make the room feel special without becoming overly themed. The kitchen deserves attention in particular. It is often the busiest room in the house during Christmas, so why shouldn’t it feel part of the celebration?

Before decorating, consider putting away a few everyday accessories. Creating some breathing space allows the Christmas decorations to stand out. Sometimes less really is more. Let Memories Take Centre Stage Christmas decorating is at its best when it has emotional meaning. Perhaps there is an ornament that belonged to a parent or grandparent, a decoration made at school years ago, or a piece collected during a memorable holiday. It may not match your colour scheme. It doesn’t matter. A home should tell the story of the people who live there. In an age when so many interiors are photographed for social media, it can be easy to believe that Christmas decorating should be perfectly coordinated. It doesn’t. A tree filled with memories can be far more beautiful than one chosen simply to match the curtains. Create a Welcoming Guest Room If family or friends are staying over Christmas, give the guest room a little festive attention. Fresh bed linen, an extra blanket and a few seasonal touches can make visitors feel genuinely welcome. A small vase of greenery, a festive candle or a bowl of chocolates may be all that’s required. Practical details matter too. Make sure there is somewhere for guests to hang clothes, a clear surface for belongings and adequate lighting. Christmas is ultimately about hospitality, and thoughtful details often mean more than elaborate decoration.

Use What You Already Have Before buying another box of decorations, look through your cupboards and storage boxes.You may rediscover treasures you’ve forgotten. Old ribbons can be reused. Glass jars can become candle holders. Small ornaments can be arranged in a bowl, while branches from the garden can become part of a seasonal display. This is not only kinder to the household budget; it also creates a more individual home. There is something particularly satisfying about giving an old decoration a new role and seeing it in a different light. Christmas Doesn’t Have to Mean Clutter You don’t have to decorate every available surface. If your home is already full of furniture and possessions, too many Christmas decorations can make it feel cramped. Instead, concentrate on a few key areas: perhaps the front door, tree, fireplace, dining table and sitting room.

HOME | 50 PLUS MAGAZINE there is food. The smell of something baking in the kitchen may be the most effective Christmas decoration of all. Make It Yours The most important rule when dressing your home for Christmas is to forget the idea that there is a perfect way to do it. Perhaps you love traditional decorations and plenty of colour. Maybe you prefer natural greenery and candlelight. Perhaps you enjoy sparkle and glamour, or want little more than a wreath and a tree. All are perfectly right. Christmas should reflect the people who live in the house. The purpose of decorating isn’t to impress visitors or create a showroom. It is to create an atmosphere in which people want to linger — around the dining table, beside the tree, over a cup of coffee or long after dinner has finished.

Don’t Forget the Senses A festive home isn’t only about what we see. Christmas has its own familiar scents: citrus, cinnamon, cloves, evergreen foliage and freshly baked food. Introduce them naturally through cooking, seasonal foliage, candles or diffusers. Music matters too. Whether you prefer traditional carols, classic Christmas songs or something completely different, the right soundtrack can transform an ordinary evening. And, of course,

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So before rushing out to buy more decorations, take a moment to look around your home. Think about what you already have. Think about the memories you want to bring forward. Think about how you want people to feel when they walk through your door. Then add a little greenery, some warm light, a touch of sparkle and plenty of personality. Because the best-dressed Christmas home isn’t necessarily the grandest or the most fashionable. It is the one that says, quite simply: come in, make yourself comfortable, and stay awhile.

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HEATLH | 50 PLUS MAGAZINE

WINTER HEALTH: SIMPLE WAYS TO STAY WELL Look after your sleep The shorter days can disrupt our usual routines, while darker mornings can make getting out of bed more difficult. Try to maintain regular sleeping and waking times and create a relaxing bedtime routine. Keeping your bedroom comfortable, limiting stimulating activities before bed and avoiding large meals immediately before bedtime may also help you settle more easily.

Winter can make healthy living feel like a challenge. Cold mornings invite us to stay under the covers, dark afternoons drain our energy, and comfort food often seems more appealing than a brisk walk.Yet winter can also be a season of renewal, offering a chance to slow down, care for ourselves and build habits that support our wellbeing.With a few practical choices, you can protect your health while still enjoying everything the season has to offer. Keep moving When it is cold and dark outside, it is tempting to settle into the armchair and stay there.Yet regular movement is one of the best things we can do for our general wellbeing.Walking, swimming, gentle exercise classes, dancing or simple stretching at home can all help keep muscles and joints moving. You do not need an ambitious fitness programme. A daily walk, even for a modest amount of time, can provide exercise while giving you the opportunity to get some fresh air and daylight. Eat for the season Winter is an ideal time to make nutritious, warming food part of your routine. Root vegetables, leafy greens, beans, lentils, fruit, wholegrains and other wholesome ingredients can form the basis of satisfying meals. Soups and stews are particularly useful because they can combine vegetables, pulses and protein in one easy dish. Keeping a bowl of fruit within easy reach can also encourage healthier snacking.

Don’t forget daylight Natural daylight is important for our body clock and can also help our mood.Whenever possible, get outside during daylight hours, perhaps by taking a lunchtime walk or running a few errands on foot. For anyone who finds winter particularly difficult emotionally, it is worth speaking to a healthcare professional if low mood persists or begins to interfere with everyday life. Stay connected Health is not only about food and exercise. Social contact matters too. Winter can encourage us to stay indoors, but meeting a friend for coffee, joining a club, volunteering or simply making a regular phone call can help prevent feelings of isolation. Take sensible precautions Colder weather can bring an increased risk of seasonal illnesses. Washing your hands regularly, covering coughs and sneezes, and staying home when you are unwell can help reduce the spread of infections. If you are eligible for seasonal vaccinations, speak to your GP, pharmacist or other healthcare professional about whether they are appropriate for you. You do not need to transform your routine to have a healthier winter. Choose one small action today—take a short walk, add an extra vegetable to dinner, call someone you care about or make time for better sleep—and build from there. Small choices, repeated consistently, can turn the coldest months into a season of strength, comfort and renewed wellbeing.

NU AVAILABLE

TWO DINING EXPERIENCES at The Cherry Tree Blackrod

34 rod.co.uk

FRIDAYS (served all day) at The Cherry Tree THREE COURSES £29.95

Make your Friday a little more special with three delicious courses at The Cherry Tree. Our Friday menu brings together comforting favourites, seasonal dishes and something for every taste.

STARTERS

MAINS

Soup of the Day

Braised Ox Cheek

warm ciabatta & salted butter

cider-infused pearl barley risotto, roasted shallot, gremolata & red wine jus

Buttermilk Chicken Tenders

Pan-Fried Sea Bass

roasted garlic, chilli & spring onion herb salad, smoked aioli

herbed potato salad, asparagus & mojo verde

Italian Stuffed Mushrooms

Chicken Schnitzel

garlic-baked mushrooms, Italian cheeses & truffle mayonnaise

Chicken Liver Pâté

toasted brioche, clarified butter, date & apple chutney

baby potatoes, roasted garlic, lemon, pesto & garlic mayo

Cheese & Onion Pie

mature cheddar, caramelised onion, sea salt fries & seasonal greens

Hummus

Seasonal Vegetable Conchiglioni

warm flatbread, dukkah & lemon oil

Selection of Three Scoops of Ice Cream

DESSERTS

Mango & Passion Fruit Crème Brûlée

seasonal vegetables in garlic cream sauce, cherry tomatoes & crisp pangrattato

Warm Cherry & Almond Bakewell Tart Coffee & Liqueurs

IMPORTANT: Please note: The Friday Menu is not available throughout December.

FESTIVE MENU

(served all through December ) THREE COURSES £41.95

Celebrate the festive season at The Cherry Tree with a three-course menu filled with seasonal flavours, Christmas favourites and indulgent desserts.

STARTERS

Spiced Parsnip Soup

MAINS

Traditional Roast Turkey

parsnip crisps, chilli oil & ciabatta

all the festive trimmings, pigs in blankets & homemade cranberry sauce

beetroot-marinated egg, rocket, shallot & gherkin salad, mustard crème fraîche

chorizo passata, samphire & fondant potato

Ham Hock Terrine

Pan-Fried Sea Bream

Braised Beef Short Rib

Italian Stuffed Mushrooms

chestnut croquette, creamed potatoes, seasonal greens & Bourguignon-style garnish

Vodka-Cured Smoked Salmon

caponata, whipped goat’s cheese, roasted figs & potato fondant

garlic-baked cheese and breadcrumbs stuffed mushrooms & truffle mayonnaise

Glazed Aubergine

pickled shallot, horseradish & rosemary croutes

Panettone Bread & Butter Pudding

DESSERTS

Strawberry Eton Mess

chocolate, candied orange & crème anglaise

meringue, Chantilly cream & macerated strawberries

ginger nut crumb, cranberry compote & ice cream

a choice of selected liqueur or hot drink instead of dessert

Ginger & Cranberry Cheesecake

Liqueur or Hot Drink

Cardamom Cream Indian Restaurant

Christmas Day Opening Times First seating 1:30pm- till 4.30pm Second seating from 5:00pm - 8:00pm

FINE DINING

Exclusive Booth Seating VIP Seating Fully Air Conditioned

Normal Takeaway Service Available. Christmas Day Takeaway available at 10% extra charge from menu.

Cardamom Cream INDIAN INDIAN RESTAURANT RESTAURANT

Festive Christmas Day Menu

21 Bolton Street, Ramsbottom Lancashire BL0 9HU 01706 827888

www.cardamomcream.co.uk • All prices inclusive of V.A.T. • Sorry we do not accept cheques

Some products may contain gluten and nuts please ask a member of staff for details. 50

A full-sensory food experience offering modern fusion and traditional dishes from all regions of India.

d d

£70

Appetisers

Guests will be served poppadums and an assortment of pickles.

d d d d

Starters

(choice of one starter per person)

Per Person (Adults)

Melon Fresh melon with summer fruits and raspberry dressing.

Prawn Cocktail Juicy Prawns with Marie Rose sauce on a bed of iceberg lettuce.

Mixed Kebab Lamb Tikka, Seek Kebab and Chicken Tikka on a skewer and tandoor baked.

£50

Per Child

Mixed Starter Onion and Lentil Pakora, Chicken Pakora Strips and Lamb Chop.

(Under 12)

Mixed Vegetable Starter Onion Bhaji, Vegetable Samosa and Vegetable Kufta.

Cardamom Special Starter Strips of chicken, garnished with onion, pepper, mushrooms, garlic coriander (various flavours).

Mains

(choice of one main course per person)

Roast Turkey (pre-order ONLY) Roast Turkey with roasted potatoes and seasonal vergetables, served with rich gravy and cranberry sauce.

Cardamom Special Breast of Butter Chicken, cooked with coconut, almonds, rich cream and garnished with butter, in house recipe, highly recommended.

Honey Chilli Chicken A medium strength curry, cooked with tomatoes, onions and peppers and moderate spices, garnished with honey and crushed chillies. Korai Mixed Grill A characteristic dish with Tandoori Chicken, Chicken Tikka, Lamb Tikka and Sheek Kebab, medium spices, light garam masala, garnished with Onion Bhaji. Sizzling Sensation Strips of fresh chicken breast, mushrooms, peppers and onions, marinated in tandoori spices and herbs with added garam masala and coriander. Bengal Machli Pangash (white boneless fish), cooked with onions, peppers, tomatoes, green chillies and fresh duniya, a hot and spicy dish from the Bengal region. Can be cooked mild.

South Indian Garlic Chicken Korai Cooked in a highly flavoured garlic sauce with rich spices and fresh sliced garlic with peppers and onions. Rezalla Bhuna Succulent Chicken Tikka with mincemeat in a spicy thick sauce.

Naga Desire The essence of Naga Chilli used in moderation for added flavour, garnished with Naga Pepper, a distinctively hot and tasty dish.

Lemon & Chilli Chicken A hot dish cooked with onions, peppers, tomatoes, coriander, garnished with fresh green chillies and lemon.

Korai Shashlik A well flavoured dish cooked with onions, peppers, mushrooms, tomatoes in a medium tandoori sauce with a choice of meat.

All curries are served with saffron rice, steamed rice, mushroom rice, egg rice also nan bread, plain, garlic or peshwari. (Please select one to accompany your main meal)

Dessert

Christmas Pudding with Brandy Sauce or Ice cream & Coffee.

Wine

A glass of house wine, white, red or rosé to be served with the main meal. Any other items charged at normal menu price.

Please Note: 3 hours have been allocated per booking made. First seating 1:30pm (customers, can come 15 mins early if they wish). Second seating 5:00pm. Close 8pm. A £10 deposit is required per guest to secure your table.

20 Minute Meals With Jamie Oliver

FOOD | 50 PLUS MAGAZINE

THAI HOT & SOUR CHICKEN SOUP THAI HOT & SOUR CHICKEN SOUP Serves 4 olive oil4 Serves

4cm piece of ginger 600g skinless free-range boneless chicken thighs mushrooms 4cm300g pieceoyster of ginger 4 heaped tablespoons Thai red curry paste 600g skinless free-range boneless 1 x 400ml chicken thighstin of light coconut milk 4 nests of egg noodles (250g total) 300g oyster mushrooms 180g sugar snap peas 160g frozen edamame 4 heaped tablespoons Thai redbeans curry paste 4 heaped teaspoons crunchy peanut & sesame chilli oil lime tin of light coconut milk 1 x 1400ml olive oil

4 nests 1.of egg total)casserole pan on a high heat with 1 tablespoon of olive oil. Putnoodles a large(250g shallow

Peel, chop and add the ginger. Dice the chicken into 3cm chunks, season with a pinch of sea salt and black pepper and add to the pan with the mushrooms. Cook 160g frozenfor edamame beans 5 minutes, or until golden, stirring regularly. Boil the kettle. 2. teaspoons Stir the curry paste into the pan. Pour in the coconut milk and 1 litre of boiling 4 heaped crunchy peanut & sesame oil then submerge the noodles and simmer on a medium heat for 6 kettle chilli water, minutes, adding the sugar snaps and frozen edamame for the last 3 minutes. 1 lime 3. Stir in half the crunchy peanut and sesame chilli oil, season to perfection, then divide between warm bowls. Drizzle over the remaining chilli oil, to ﬁnish, and serve with lime wedges, for squeezing over. 180g sugar snap peas

ENERGY

FAT

SAT FAT

PROTEIN

CARBS

SUGARS

SALT

FIBRE

614kcal

36.9g

17.9g

43.1g

26.8g

5.9g

0.8g

METHOD

20 Minute Meals: Real Fast Food by Jamie Oliver is published by Penguin Michael

simmer on a medium heat Real for 6 minutes, adding).the sugar snaps Put a largeJoseph shallow casserole pan on a high Enterprises heat with 1 tablespoon © Jamie Oliver Limited (2026, 20 Minute Meals: Fast Food and frozen edamame for the last 3 minutes. of olive oil.Recipe Peel, chop and add the ginger. Dice the chicken into photography: © David Loftus, 2026. 3cm chunks, season with a pinch of sea salt and black pepper and Stir in half the crunchy peanut and sesame chilli oil, season to add to the pan with the mushrooms. Cook for 5 minutes, or until Image link: Boil the kettle. perfection, then divide between warm bowls. Drizzle over the golden, stirring regularly. remaining chilli oil, to finish, and serve with lime wedges, for https://jamieoliver.webdamdb.com/directdownload.php?ti=662314521&tok=ZtzyCRgAJC squeezing over. Stir the curry paste into the pan. Pour in the coconut milk and mpUW38g1WW3ARR&token=$2y$10$3Q4DE5UM3z.BdziQDHI6n.H08guoKKoRzDMK1.7Wt 1 litre of boiling kettle water, then submerge the noodles and

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1 onion (160g) 2 x 150g skinless free-range chicken breasts ½ a bunch of rosemary (10g) 2 oranges 1 teaspoon wholegrain mustard red wine vinegar extra virgin olive oil 60g watercress olive oil 1 heaped tablespoon orange marmalade 50ml brandy 2 tablespoons Greek yoghurt

STICKY ORANGE CHICKEN

1. 2.

Serves 2 500g sweet potatoes 1 onion (160g) 2 x 150g skinless free-range

Peel the sweet potatoes, chop into 3cm chunks, place in abreasts heatproof bowl, loosely chicken cover, and microwave on full power (800W) for 7 minutes, or until soft. 1⁄2 a bunch of rosemary (10g) Put a large frying pan on a medium-high heat. Peel the onion, cut into eighths, 2 oranges then break apart into petals, adding them to the pan with 150ml of water. Season the chicken with sea salt and place on top of the onions. Cover and cook for 6 1 teaspoon wholegrain mustard minutes, shaking the pan occasionally. red wineSqueeze vinegar the juice of one Meanwhile, strip the rosemary leaves.halve the oranges. half into a large shallow serving bowl, add the mustard, 1 teaspoon extra virgin olive oil each of red wine vinegar and extra virgin olive oil, mix together and season to perfection. Pile 60g watercress the watercress on top, ready to dress later. Uncover the chicken and onions, let any excess water away, then add 2 olive cook oil tablespoons of olive oil and let it all start to fry. Move the chicken and onions to 1 heaped tablespoon orange one side of the pan. Add the rosemary and fry until crispy, then remove. Stir in the marmalade marmalade, then add the brandy and carefully ﬂame it, if you like. Squeeze in all 50mlon brandy the remaining orange juice and reduce for 5 minutes a low heat. Mash the sweet potatoes with 1 teaspoon of extra2virgin olive oil, season to tablespoons Greek yoghurt perfection and divide between plates. Add the sticky chicken and onions, scatter over the crispy rosemary, and serve with the dressed watercress and yoghurt.

ENERGY

FAT

SAT FAT

PROTEIN

CARBS

SUGARS

SALT

FIBRE

572kcal

2.3g

42.4g

68.4g

25.8g

1.2g

11g

METHOD Peel the sweet potatoes, chop into 3cm chunks, place in a heatproof bowl, loosely cover, and microwave on full power (800W) for 7 minutes, or until soft. Put a large frying pan on a medium-high heat. Peel the onion, cut into eighths, then break apart into petals, adding them to the pan with 150ml of water. Season the chicken with sea salt and place on top of the onions. Cover and cook for 6 minutes, shaking the pan occasionally. Meanwhile, strip the rosemary leaves.halve the oranges. Squeeze the juice of one half into a large shallow serving bowl, add the mustard, 1 teaspoon each of red wine vinegar and extra

virgin olive oil, mix together and season to perfection. Pile the watercress on top, ready to dress later. Uncover the chicken and onions, let any excess water cook away, then add 2 tablespoons of olive oil and let it all start to fry. Move the chicken and onions to one side of the pan. Add the rosemary and fry until crispy, then remove. Stir in the marmalade, then add the brandy and carefully flame it, if you like. Squeeze in all the remaining orange juice and reduce for 5 minutes on a low heat. Mash the sweet potatoes with 1 teaspoon of extra virgin olive oil, season to perfection and divide between plates. Add the sticky chicken and onions, scatter over the crispy rosemary, and serve with the dressed watercress and yoghurt.

Serves 2

SARDINE LINGUINE

1 onion (160g) 1 clove of garlic 1 tin of sardines in olive oil, from sustainable sources (120g) 1/2 bunch of ﬂat-leaf parsley (15g) 1/2–1 fresh red chilli 1 tablespoon baby capers in brine Serves 2 linguine 150g dried 1 small bulb of fennel (160g) 1 onion (160g) 1 lemon 1 clove of garlic 2 tablespoons pine nuts 1 tin of sardines in olive oil, from sustainable sources (120g)

Boil the kettle. Peel and coarsely grate the onion, peel and finely grate the garlic, then place it all in a frying pan on a medium-high heat with the oil from the 1/2–1 fresh sardine red chilli tin. Finely slice and add the parsley stalks, reserving the leaves. Finely slice the chilli and add half to the pan, along with the capers, a splash of their 1 tablespoon baby capers in brine brine and 100ml of water. Cook for 8 minutes, stirring regularly. 2. linguine Meanwhile, cook the linguine in a pan of boiling salted water for 2 minutes less 150g dried than the packet instructions, until al dente. Use a speed peeler to finely slice the 1 small bulb of fennel (160g) fennel, reserving any herby tops. Toss with the parsley leaves and the remaining 1 lemon sliced chilli, and finely grate over the lemon zest. 3. Break the sardines into the onion pan and add the pine nuts. Cook on a low heat, 2 tablespoons pine nuts stirring regularly and giving it some love, until the pasta is ready. 4. Squeeze half the lemon juice over the sardines, then use tongs to drag across the linguine. Feed it with enough cooking water to create a silky sauce, cooking for another 2 minutes, or until the pasta is perfect. Season to perfection, then serve with the salad, and lemon wedges, for squeezing over. 1/2 bunch of flat-leaf parsley (15g)

ENERGY

FAT

SAT FAT

PROTEIN

CARBS

SUGARS

SALT

FIBRE

584kcal

25.6g

3.7g

24.2g

68.9g

8.4g

1.2g

7.1g

20 Minute Meals: Real Fast Food by Jamie Oliver is published by Penguin Michael METHOD

Break the sardines into the onion pan and add the pine nuts. Cook Boil the kettle. Peel and coarsely grate the and finely Recipe photography: © onion, Davidpeel Loftus, 2026. on a low heat, stirring regularly and giving it some love, until the grate the garlic, then place it all in a frying pan on a medium-high pasta is ready. heat with the oil from the sardine tin. Finely slice and add the Image link: parsley stalks, reserving the leaves. Finely slice the chilli and add Squeeze half the lemon juice over the sardines, then use tongs to half to the https://jamieoliver.webdamdb.com/directdownload.php?ti=663279732&tok=ACZrNGBJRJ pan, along with the capers, a splash of their brine and drag across the linguine. Feed it with enough cooking water to 100ml of water. Cook for 8 minutes, stirring regularly. create a silky sauce, cooking for another 2 minutes, or until the pasta is perfect. Season to perfection, then serve with the salad, Meanwhile, cook the linguine in a pan of boiling salted water for and lemon wedges, for squeezing over. 2 minutes less than the packet instructions, until al dente. Use a speed peeler to finely slice the fennel, reserving any herby tops. Toss with the parsley leaves and the remaining sliced chilli, and Credit: 20-Minute Meals by Jamie Oliver is finely grate over the lemon zest. published by Penguin Michael Joseph © Jamie Oliver Enterprises Limited (2026, 20MM). Recipe photography: © David Loftus, 2026.

Offering a more modern environment both from our clinical and technical needs.

Confidence begins with a beautiful smile ... Many denture wearers suffer with poor fitting, worn out or artificial looking dentures that cause the wearer to feel a lack of confidence in their dentures. This can present itself when chewing or even by just worrying about the denture dropping during a conversation. All these are issues that Bolton Denture Centre specialise in correcting.

What is a Clinical Dental Technician? A Clinical Dental Technician (CDT) is a qualified dental technician that has under gone further Education and Training to gain a Diploma in Clinical Dental Technology as Awarded by the Royal Collage of Surgeons (RCS). At Bolton Denture Centre our clinician is one of the first registered Clinical Dental Technicians in the country, and able to offer a bespoke service of treating the patient AND making the denture in the laboratory. Over recent years there have been many improvements in both the way we construct dentures and in the materials and denture teeth that we use. One such innovation currently on the dental market is DIGITAL DENTURES. 56

However as with any new technology it usually gets rushed to market before it is fully developed. We have seen an upturn in enquiries for this technology, but after many meetings with sales reps and looking into the technology behind it we feel the quality and aesthetics are extremally substandard in comparison to a bespoke handmade tradtional denture. We also feel the fit of digital dentures are not going to be as good as the fit of traditional dentures as the digital impression cannot replicate the compressive action of the denture, therefore leaving in general reduced suction. This is why we have chosen not to offer this service as of yet here at Bolton Denture Centre.You still have to be a clinical dental technician to provide digital dentures.

Your Dentures need Attention 1. When they become loose. 2. When teeth or denture base discolours. 3. When tooth surfaces become flat. 4. When denture base does not fit around natural teeth (in partial dentures). 5. When you develop deep lines around your mouth. 6. When your chin sticks out, and the corners of your lips are constantly wet, developing sores. 7. When you stop smiling and feel embarrassed. My Dentures have become loose!

What our Customers Say

Bolton Denture Centre can offer all aspects of denture care including;

CONSTRUCTING A GOOD

What can I say about this SET OF DENTURES place.......... Don’t think Constructing functional and aesthetically anything I do saya will do this pleasing set of dentures is place justice to be honest. the most difficult task in dentistry. Weand are not My partner is autistic sheonly replacing lost teeth, but also lost tissue struggles a lot, Jonathan is matter and bone.and In other words, amazing made her we feelhave to re-create your facialand features they were before the comfortable was as patient loss of your natural with her. Gemma was teeth. amazing too, cannot thank them both enough, lily cases beenwesmiling all what your In most do not know day, honestly wish I could give teeth looked like, what size they were you more stars. or what position they were in originally. PM We have a few indications but mostly we have to rely on our visual and artistic Fantastic service. Called judgement. Friday as my dad had had a fall and broken his teeth and At the same time we have to use our I was very limited in terms of expertise order to make the whentechnical I needed them in sorted denture stable and functional. as I live far away from him. I Denture construction is more art than science. was given an appointment Monday afternoon and they NEED REGULAR were DENTURES sorted brilliantly and with SERVICING such a welcome and smile. So appreciative excellent Dentures of arethe in constant use almost 24 service. hours a day, 365 days a year. They are also in AB a pretty hostile environment in the mouth, being attacked by strong acid, bacteria, Johnathan is and an absolute hot, cold spicy food.star, Denture material my dentures are and absorbs liquidswonderful and food odour. fit perfectly, I am so glad to have my smile back. Thankyou Daily cleaning is essential as well as Johnathan. The service is professional ultrasonic cleaning in a dental excellent and very friendly. PD laboratory at least once a year. Due to

4 Free Consultations

4 Denture cleaning and polishing service 4 Repair of broken or cracked dentures 4 Relining existing dentures to improve fit 4 New full dentures 4 New partial dentures (following treatment plan from dentist) * 4 Sports mouth guards * Dentist treatment plan can be arranged.

our dentures holding you back

This is easily remedied by a procedure know as Re-lining. A new layer of base is added to your existing ne ofDenture the most basic, biologically uniform expressions of all Denture, improving the fit and restoring miling confidence. is not just a universal means of communicating, it’s also

t one. More than 30% of us smile more than 20 times a day and I have a spare of 4% of Should us smile less than set 5 times a day. Dentures made?

Yes, it is very important to have a spare set of dentures for emergencies in case Psychologists have found that even if you’re in a bad mood smiling can lift your spirits. of breakage. Once a new set is made the unity - old smiling makesa spare. your body more relaxed and contributes to a good health and set becomes

st of benefits which include:

Smiling releases endorphins which stress and change your mood. Even forcing a Constructing a Good Setreduce of me effect. Dentures

Jonath

pressure - Reducing stress and Constructing a functional and smiling can also help lower blood pressure.

LBIDST C

pleasing of dentures ious - aesthetically Not only do otherssetsmile wheniswe smile but studies also suggest we appear more rs whenthe wemost smile. difficult task in dentistry. We

Why not c situation o am alway

not only replacing lost teeth, but from loose poorly fitted or broken dentures? n’t likeare your smile, do you suffer also lost tissue matter and bone. other denture wearers to get beautiful smiles for on Denture Centre we have beenInhelping words, we have to re-create your facial features as they were before the loss of your natural teeth. At the same time we have to use our technical expertise in order to make the denture stable and functional. Denture construction is more art than science.

Jonathan Dean Call for a FREE Cons LBIDST CDT RCS Eng

01204 3822

Why not call me to discuss your current situation or arrange an appointment as I am always more than happy to help. 16/01/2022 10:17

Call for a FREE Consultation

01204 382244

www.boltondenturecentre.co.uk

BOLTON ISSUE 76.indd 59 DENTURE CENTRE.indd 3

We are extremely excited to welcoming you to our new practice at: Bolton Denture Centre 452 Darwen Road, Bromley Cross, Bolton BL7 9HZ

Ageing Well: Celebrating Positive Ageing Month

October is Positive Ageing Month, a time to challenge outdated stereotypes, celebrate later life, and recognise the enormous contribution older people make to our communities every day. Too often, ageing is portrayed as something to be feared or endured. At Regenerage, we see things differently. We believe ageing should be celebrated as a stage of life rich with opportunity, experience, purpose and growth. After all, getting older is a privilege denied to many. It brings wisdom gained through lived experience, stronger relationships, and often a deeper appreciation for what truly matters. Positive ageing is not about pretending that challenges do not exist. Rather, it is about supporting people to live well, remain independent, stay connected and continue doing the things that bring them joy and fulfilment. Research consistently shows that staying socially connected, physically active and mentally engaged can have a significant impact on wellbeing as we age. Whether it is joining a local exercise class, volunteering, learning a new skill, spending time with friends, or simply getting involved in community activities, every small step can make a difference. At Regenerage, we see the benefits of positive ageing every day through the thousands of people who access our services across Lancashire. We meet individuals who have discovered new friendships after retirement, carers who have found valuable support networks, people living with dementia who continue to lead meaningful lives, and volunteers who tell us they gain as much from helping others as the people they support. 58

Positive ageing also means recognising that everyone ages differently. There is no single blueprint for growing older. For some, it may mean travelling, learning or pursuing hobbies. For others, it may be finding comfort in routine, maintaining independence at home, or enjoying quality time with family and friends. What matters is having the opportunity, support and confidence to live life on your own terms. October offers an important opportunity for communities, organisations and individuals to reflect on how we can create a society that values older people and supports them to thrive. By challenging ageism, promoting inclusion and investing in preventative health and wellbeing services, we can help ensure that later life is not simply longer, but better. As we mark Positive Ageing Month this October, we encourage everyone to take a moment to celebrate the older people in their lives. Listen to their stories, value their experiences, and recognise the countless ways they continue to enrich our communities. Growing older is not about slowing down. It is about embracing new chapters, maintaining purpose, nurturing wellbeing and continuing to make meaningful connections. At Regenerage, we believe that ageing well is about living well at every age. This year Regenerage celebrates our 45th anniversary. For 45 years we have worked with and for older people, enriching their lives and supporting them to live well and independently. Contact us on 01772 552850 to find out more about the services that we offer.

So much more than a care home An ‘Outstanding’ rated care village, Belong Atherton is a welcoming community, where we work to make sure every day is as good as it possibly can be. Yes, we provide nursing and dementia care - and in an exceptionally stylish and homely environment. [We call it household living because it looks and feels different from a traditional care home.] And yes, we provide facilities, such as a bistro, specialist gym, hair salon and

entertainment venue. [Our village centre.] But more than that, we create opportunities. Music, the arts, exercise, gardening, walks, talks, dominoes, darts, book clubs, bridge, outings, socials and, ultimately, friendships. There’s something for everyone and we’re not-for-profit, which enables us to invest in our people, settings and experience programmes. Pop in or call to book a visit.

Please call for more information

01942 943 020 orr visit www.belong.org.uk

Belong Atherton, 55 Mealhouse Lane, Atherton, Manchester M46 0EU Belong villages provide residential, dementia, nursing care, home care and day care services,as well as apartments for independent living.

GARDEN | 50 PLUS MAGAZINE

MOTORS | 50 PLUS MAGAZINE

STEVE HOWARTH’S TEST DRIVE leaves and produces scented flowers all summer. Alternatively, you could attach canvas sails to the frame.

Jeep Compass HEV from 35,720

“Headaches could alsothese be aday signarethat you- need to pay some your degree eyes MANY cars on our roads SUVs all claiming some attention – eye strain (either from an outdated prescription of ‘off road’ capability but over many years of doing this job I have or too much time spent looking at amore screen), to to claim a discovered some manufacturers have far rightcan thatlead others headaches. If you are experiencing headaches regularly it can be rugged reputation. easy to overlook eyes as the root cause. One such is Jeep, who over the years have taken me on off road adventures which put other SUV manufacturers to shame. “It really is important to book an eye examination if anything at Yes,all I know the average UK driver is very unlikely to ever need to cross is concerning you. good field option lovers pergola. a feature in it could aArutted butfor theplant selling pointisofa these carsIt’s is that, if needed, cut it in thegrowing rough stuff. For more advice visitfavourite www.essilor.co.uk itself but your climber up it quite literally takes the look to another level.isOne option is but However, our test car this week NOTfast-growing even four-wheel drive… Trachelospermum jasminoides (star jasmine), which has evergreen still has the traction to help get you out of a sticky situation with its Selec

J. Child & Son Ltd Monumental Masons

4th Generation Independent Family Run Business Established 1899

Help and Advice Freely Given, Home Visits, Detailed Brochure Materials

l l Style and Ornamentation to Personal

Specification

There are four to choose from, the Standard Range EV (74kWh, 210bhp, single-motor) our test car, the e-Hybrid (1.2-litre 48V, 144bhp), a Long Range EV (97kWh, 228bhp, single-motor) and a plug-in hybrid (1.6-litre turbo, 17.9kWh battery, 223bhp). The only Compass with four-wheel drive is the 4xe dual-motor EV, complete with raised ride height, high-clearance bumpers and a few other extra rugged-themed revisions. Jeep made the original Compass mainly for road driving and only occasional light rough-stuff-running, which means the majority of versions are canabebigfront-wheel-drive electronic off road Firepits trend for takingenhanced any chill by outthat of the air. There are ability. steel basins in a range of finishes that can be moved into different From thetooutside, hybrid, PHEV and EVorlook almoststructures identical with positions suit or the more permanent brick concrete and the trademark Jeep seven-slot grille and lots of off-road design features. even table-top versions. The choice now is vast, making it really easy toThe findCompass's one that fits yourislifestyle andfunctional garden design. interior stylish yet with lots of useful storage areas, chunky controls for the ‘Selec-Terrain’ drive mode controller and drive selector plus plenty of physical switches to help you navigate the infotainment and climate settings.

Boot space is improved plus there is a false floor that can be removed to make room for really bulky things with a generous 550 litres of total volume.

l l Large Display of Vases and Statues l l Inscriptions in any Language l l Cleaning and Renovations l l Memorial Insurance

The three cylinder 1.2 petrol engine and 48V motor give a 0-62mph of 10.3sec, not bad for such a large-ish vehicle and I suspect most UK buyers are likely to go for the hybrid thanks to up to a shade under 50 Similarly, garden lighting has come a long way in the last few mpg being possible.With just 0.9kWh of battery capacity the capacity years. No longer just called upon to add atmosphere to a summer for electric running is very limited in what is quite a heavy car. garden party, it’s now a year-round feature. Use it to spotlight The entry-level reasonably starting at just undersafer £35k statement plants,hybrid dress aispergola, orpriced to make a group of steps while our First Edition version had £4k of extras so was packed with and aesthetically pleasing. Again, the choice is wide from solar and equipment including cruise connected and 360-degree camera system, battery to mains wiredadaptive and wireless systems. approach keyless entry and start, twin pane glass sunroof and heated screen. With the right elements and features in place your garden won’t just more info beFor a relaxing havensee at www.jeep.co.uk the height of summer, it will have a magic that keeps on drawing you to it for so much longer, not only this year but for years to come.

l l Maintenance Contracts

B.R.A.M.M. Registered

www.jchildmemorials.co.uk E-mail: jenny@jchildmemorials.co.uk 60 36

The new Compass is more than a foot longer than the one it replaces so is now bigger than many of its key rivals, the stretched wheelbase making room for the underfloor battery packs of electric versions.

The wide touchscreen infotainment system is suplemented by a selection of buttons and is clear and easy to use. Material quality is good and the steering wheel buttons are unique to the Compass, as is the drive mode selector.

l l Distinctive Memorials in a Wide Choice of

446 Blackburn Road ASTLEY BRIDGE BOLTON BL1 8NL Tel/Fax 01204 309189 515 Bury Road ROCHDALE OL11 4DG Tel/Fax 01706 645993

Arbours look lovely and provide covered seating from where to enjoy a favourite view of your outdoor space. The design has been Terrain drive modes. around for hundreds of years but look out for those with a modern The Systeministhe designed enhance off-road capabilities twist that provide storage seat – to ideal for having cushions and drivers to adapt to different conditions and rugs immediatelyallowing to hand. features several modes that adjust the vehicle's steering, throttle response and other settings to optimize Creating a lifestyle performance based on the terrain. When it comes to eating and entertaining outdoors there’s something mode automatically vehicle's settings for everyone andAuto every pocket these days.adjusts Fromthe small table-top for optimal traction and steering based on driving barbecues to pizza ovens and even barbecue huts. With built-in grill, conditions. Sport mode enhances performance by chimney and benches the latter is ready for use at any time of year, providing a more aggressive shift pattern from the not just late summer, a hot tub. underthe an stability awning or transmission while inastheisSnow, SandPositioned and Mud setting pergola this can add a touch of luxury to any garden setting. control, throttle and transmission adjust to slippery conditions.

Toyota Urban Cruiser

Entry-level Icon trim comes with 18-inch wheels, keyless entry, blind spot monitoring, adaptive cruise control, rear parking sensors, and secondrow sliding seats. The mid-range Design trim has the 61kWh battery and adds nice features like heated front seats, a heated steering wheel, heated door mirrors and windscreen wiper de-icer plus an energy saving heat pump and dual 10-inch displays. Range-topping Excel comes with 19-inch alloys, a sunroof, panoramic camera system, adaptive LED headlights, a JBL sound system, electric front seats and a wireless phone charger.

SUVs make up an increasingly large slice of the new car market in the UK so to launch yet another one in 2026 is a brave move. However, when you are a car maker with the experience and reputation of Toyota then the chances are it will still prove to be yet another winner. The Urban Cruiser is the car in question and it certainly looks like a contender with stand-out styling plus lots of passenger room and standard kit. The compact SUV is front-wheel drive only but there are two battery options and our mid-level Design test version had the larger 61kWh unit with 174bhp and a claimed range of up to 264 miles. The smaller 49kWh battery has the same range as its e Vitara cousin at 214 miles, has 142bhp and gets to 62mph in 9.6 seconds while our car is a smidge quicker at 8.7 seconds and feels quite fast – especially in sport mode (there are also eco and normal).Top speed is a respectable 93mph. With a name like Urban Cruiser you’d expect this car to be aimed at city driving but during a week with the car I had to take a 250-mile round trip to Anglesey and it proved to be more than suitable, cruising at motorway speeds and with lots of passenger room front and back. In fact, the rear seats can slide back for even more leg room, although luggage capacity is a bit restricted (216-litres) by the rear mounted battery. The Welsh country roads also gave Toyota’s ‘active cornering control’ a good workout - braking on the inside wheel tucks the car’s nose in and prevent understeer adding to the confident handling, especially given that this car has an upright body, SUV suspension and energy efficient skinny tyres.

The Suzuki input Is most obvious inside in terms of switchgear, layout and materials with hard wearing plastics used but the dashboard has a layer of soft-touch fabric to raise the tone. Unlike the Suzuki e Vitara there is no option of all-wheel drive. The Urban Cruiser gets a four-star Euro NCAP safety score - the same as its Suzuki sibling thanks to a full list of standard safety equipment as every model comes with the brand’s ‘pre-collision system’ with vehicle, pedestrian and cyclist detection, adaptive cruise control, a driver monitoring camera, lane departure alert and lane-keep assist systems. Our test Design version is £33,495 on the road and has a standard three year, 60,000 mile warranty with that option of a 10-year battery guarantee if the car has been regularly serviced at an approved Toyota garage. For more details see www.toyota.co.uk

DID YOU KNOW? WE DON’T JUST DO MAGAZINES We offer a variety of printing methods which include stationery, flyers, brochures, banners, signage, menus, beermats, bunting and more.

Main Men

Zaatar,

................................... Olives (VG) herbs Lemon

Set Menu

- Sunday evening 5pm lunch & Available 12pm until

It is in town though were it really shines with light steering, a turning circle of just 10.4 metres plus good front and rear visibility helped by an elevated driving position (and on our car front and rear cameras). The Urban Cruiser’s maximum charging speed - just 67kW for the large battery or 53kW for the small battery - means a 10 to 80 per cent top-up takes around 45 minutes, no matter which battery capacity you have. Using a typical 7.4kW home wall-box charger will take around 9.5 hours to fully recharge the 61kWh model and just under 8 hours for the 49kWh version.

Main Course

2 Course Starter

Skewers

n Chicken on skewers Mediterranea chicken breast Mediterranean marinated Specially of chargrilled rice and salad with a blend Served with vegetables.

Soup bread Homemade homemade

the day

with

Piccanti

Polpette in a tasty tomato meatballs hint of chilli Spicy beef sauce with a garlic Rings of

n (GF)

and

Sharers

Hot Starters

s - £19.95

3 Course

s - £14.95

Soup of

to Thursday

Rokka’s

Meze & Tapas

onion, ala Mediterranea olive oil, with Salmon fillet with tomato salmon garlic and of oyster Pan fried mushrooms, with a touch or rice peppers, wine, finished new potatoes cream and with salad and sauce, served

the be

Seafood

Cold Starters

To Start

................. 6.95 .................3.00 ................................... ................................... ..............5.95 (VG) ................................... .... 4.50 dukkah Hummus tahini, pickle, pearls ................................... ................................... olive Chickpeas, (GF) ................................... yoghurt, cucumber.... 6.95 (V) strained ................................... Tzatziki mint, garlic, & ................................... tahini, cumin ...7.95 Cucumber, aubergine, ................................... smoked Baba Ganoush............ yoghurt, garlic ................................... Strained fresh tomato, .............. 6.95 Vine Leaves Stuffed olive oil, pine nuts, 5.95 ................................... .................. sauce Herb rice, 6.95 ................................... ... 7.50 ................................... Cocktail lettuce, Maryrose ................................ ................................... ..6.95 Prawn glazed gem Garlic Bread................... ................................... basil oil & with Cheese ................................... 5.95 Baby prawns, to Thursday ..... Salad.................... vine tomatoes, Garlic Bread with Tomato Rosemary Caprese & - Sunday.....£15.95 mozzarella, for 19.95 & evening Seasalt Garlic Bread lunch Fresh buffalo - 3 Tapas Bread withPlatter ................................... Available Garlic Wednesday sujuk, tzatziki, balsamic Sharing Tapas Rokka’s meatballs, halloumi,vine leaves 6.25 ..................... ........ 9.95 stuffed Hummus, feta roll, in crispy ................................... (V) ................................... leaves wrapped mixed olives, Roll vine cheese Feta 1................................... 5.50stuffed and feta Meze for tzatziki, feta... roll, Spinach and deep fried ......... 5.95 (GF) ................................... balsamic Hummus, (V) filo pastry ..... 6.95 seeds ................................... served with Olive Miste ................................... and Italian olives bread glaze, sesame 5 (V) (GF) tomato A mix of Wings ................................... molasses mixed ............................8.9 oil and Chicken Dolmades stuffed with rice, garlic wings, date vinegar, 6.95 shallots, ................................... BBQ Chicken butter, Vine leaves Served warm .......................... .........6.95 cream, ................................... (V) (GF) sautéed ............. 7.95 fresh herbs. Mussels white wine, All’aglio seasoned and ................................... sauce ................................... mussels, Funghi Fresh honey mustard 5.95 Chicken ................................... with .... ...............7.50 Fried Halloumi and fig chutney............. 7.95 Fresh mushrooms, Cheese Rokka Golden halloumi fillets served ................................... ................................... Mac and with garlic (V) (GF) 5.95 ................................... with sriracha Crispy chicken Mushroomswine, cream, garlic Panko breaded Sausage Croquettes ..........6.95 croquettes ............................and Garlic Turkish cheese (V) (GF) with tzatzikiMac and .............6.95 Creamy chilli Spicy ................................... Bravas garlic, served mixed mushrooms, sujuk onion, Patatas potato, ................................... sauce, masala .95 Panfried Grilled Rokka sauce mayonnaise 6.25 Livers ................................... 5 ................................... Worcestershire ...............................10 Deep-fried Chicken squid, homemade ................................... sauce Calamari liver, onion, ................................... in ............................6.9 paprika tomato 6.95 Panfried herbs Wings 5.95 Smoked Chicken Picante wine, chillies ............... ................................... wings marinated feta and Roll ........................ with BBQ sweet chilli chicken and Gamberoni butter, Cheese ................................... filled with sauce ..................8.95 FrittiFeta garlic, Succulent ................................... filo pastry then deep-fried spice served Olive oil, and tomato 5.95 Calamariseasoned (V) (GF) ................................... Deep fried hummus Anatolian garlic, chilli 6.25 Bravas Hummus ........................ mayo Calamari Patatas potato, onion, garlic (V) (GF) (V) ......................... Lamb with served on a homemade .........................6.95 in panko, and served with Halloumi Deep-fried 6.95 Croquettes sriracha mayonnaise sauce covered Fried ................................... Pulled lamb with spicy Cheese Deep cheese, Skewer............. Piccante pineapple Mac and croquettes Polpette served with homemade cheese and Chorizo Sliced Halloumi served with Mac and Chicken sauce fried, and Meatballs .......................10.50 bean deep shavings herbs With Piri-Piri parmesan ................................... 6.95 aromatic Octopus balsamic,chutney ........ 5.95 Charcoal ............................. coulis, ................................... Piccanti.............. a tasty tomato, Skewers on bamboo skewers intomato Saffron, Polpette on request Chicken Bread (VG)........................ oil

URMSTON

20.95 .................... salad ................................... veg and seasonal (GF) ................................... ....... 20.95 served with seabass peppers, n (GF) ................................... oil, onion, with a Ala Mediterranea in olive wine finished new Salmon salmon fillet cooked cream and salad and

ar that

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with Pan fried garlic, tomato, sauce. Served mushroom, Worcestershire touch of potatoes

y Dishes

House Specialit

.95 .............................18 ................................... lamb mince, potato, Mousakka courgettes, feta cheese Greek Style 19.95 with of aubergine, ............................. with Layered sauce and topped carrots (GF) ................................... and bechamal Chicken halloumi, asparagus Halloumi breast, ....... 22.95 spinach Sliced chicken white wine, ................................... mash cream, of creamy saffron (GF) ................................... on a bed Lamb Shank shank served vegetables ............... 19.95 lamb Braised gravy, Rokka ...................................wine, fresh red wine white potato, ................................... onion, garlic, Pollo Piccante chorizo, ................ 19.95 chicken, Panfried sauce mixed (GF) ................................... chilli, tomato Casserole leaves, onion, Lamb wine, bay Rokka 19.95 lamb, red .................................. Slow cooked wild mushrooms, vegetables (GF) ................................... asparagus, sauce Crema Pollo Ala chicken breast with cream Pan fried wine, Dijon onion, white

mustard

Sizzlers

... 19.95

and ................................... onions peppers, (GF) ................................... Sizzler with mixed with rice Chicken chicken breast platter ............ 19.95 sizzling Marinated Served on a ................................... and fajita onions fajita spices. (GF) ................................... dip free chicken rice gluten mixed peppers, 21.95 Beef Sizzler Deep fried spicy garlic yoghurt served beef with platter with ............................. 17.95 can be Marinated and on a sizzling All Grills served with ........................... onions ................................... skewers ..............6.45 spices. ServedSizzler (GF) peppers, Beyti ................................... chicken with mixed in with rice cheese Chicken chargrilled minced Livers ................................... . 17.95 King Prawn sautéed Sarma king prawns sizzling platter mozzarella Served livers,9.95 Chicken prepared ................................... spices chicken Marinated Served on a bread with tomato sauce. Our daily and fajita Specially ................................... and delicately Delicate sauce and onions up in tortilla butter and fajita spices. (GF)................................... rich in tahiniolive oil ................................... wrapped Sizzler Worcestershire . 17.95 mixed peppers, with garlic 7.45 19.95 Bolognese6.25 Halloumi halloumi with platter with rice cumin and and topped Greek yoghurt ................................... .............................. ................................. Spaghetti sauce with (GF) and recipe Marinated beef skewers on a sizzling (GF) ................................... ................................... ................................... & tomato tomato sauce with rice Saganaki (V) with tomato, chilli Traditional minced with feta Beef Beyti cheese ...12.95 salad Prawn Spaghetti in a rich pepper, spices. Served rustic chargrilled Greek Salad and sprinkled Prawn Sarma mozzarella prawns Served asparagus, Ravioli Tiger ................................... hearty King olives, feta cheese, peppers prepared bread with tomato sauce. ravioli Classic, pickled Specially rilled peppers, With courgettes, & Spinach 6.95 spinach, up in tortilla butter and spinach red onions, balsamic dressing Ricotta ........................ wrapped garlic 17.95 ricotto and sauce Buffalo and king topped with ..14.95 buffalo yoghurt ................................... lettuce ................................ mussels, and mascarpone ................................... ...... 12.95 with a Homemade pomodoro. 6.25 chorizo, and Greek Skewers Paella (GF) chillis, served ................................... chicken, with rice ................................... n Chicken breast on skewers Served croutons served with Ravioli ................................... crab and saffron Calamari, sausage chicken ................................... cucumber, vegetables. Chilli with fresh Mediterranea and Sucuk ................................... Crab spicy&beef ravioli filled marinated Mediterranean prawns ..18.50 Salad (V) tomatoes, ...3.95 dry and Specially 12.95 Halloumi leaves, cherry dressing sauce ................................... Turkish Homemade 5.50 and ................................... blend of chargrilled ...................16.95 ....................... ............................................... balsamic Alla Arrabbiata Mixed salad (V) (GF) Chips (V) with and Cutcalamari and salad oil and ................................... mixed octopus, ................................... Skewers peppers with swordfish,Steak with rice sauce Mix Seafood with olive (V) (GF) cucumber, ...........3.95 Halloumi dressing onions, ................................... yoghurt sweet chilli Penne .........14.50 white wine tomato, and Tzatziki mussels, Salad Greek oregano of Vegetarian mushrooms, skinny fries tangy mixture Greek (V) ................................... sauce feta cheese,an olive oil and ................................... ............... 12.95 with a creamy Chips Cool and andAgarlic salad, creamy cooked Diced halloumi, Mixed olives, onion with Skinny 21.95 ................................... Chips £3.95 in a garlic served with salmon red cucumber Salad ................................... Con Pollo breast cooked .............................. with parmesan Steak Cut chicken, courgette peppers, Sizzler Caesar liking. and fajita Penne Fries £3.95 to your Chicken chicken onions pesto. Served Chicken ................................... simit croutons, dip Skinny cooked £3.95 Rokka peppers, 2.00 and basil Succulent avocado, with rice Lamb Chops shavings lamb chops, with mixed sizzling platter Grilled £3.95 ................................1 Gem lettuce, parmesan 25.95 with mushrooms Mixed Vegetables marinated salad on a Marinated .................. shallots, with Garlic on the side (V) ................................... Specially and pomegranate, spinach, cheese Spinach shish, spices. Served tomato £5.95 ................................... with rice Butter chicken Vegetarian of mushrooms,our signature (Plain) Served rice, Bread Penne in with ................................... £7.50 chargrilled mixture of Garlic cooked Mixed Grill combination wings. Served with Cheese £6.95 A tantalizing and garlic ........................15.95 Chef’s own lamb kofte, chicken Garlic Bread with Tomato mixed peppers touch ...............18.95 and Burgers ................................... lamb shish,tzatziki Plates wine, garlic, Garlic Bread sauce Spinach Small ................................... on white Skewers salad and and lamb with onion, and parmesan .... 3.95 Wild Mushroom ............... 16.95 9.95 Chicken & Lamb chicken breast Mediterranean rice cooked with pine nuts ................................... Arborio marinated of chargrillied peas, ................................... garnished garden ................................... Specially Paella (GF) chorizo, of cream, .............. 3.95 ....19.95 and salad Chips ................................... ................................... with a blend sauce Chorizo with with rice saffron, tomato18.95 skewers Steak Cut ................................... ................................... Aubergine Served Chicken .. Baked and tomatoes and cherry 3.95 rice cooked in Mediterranean cheese ................................... 9.95 vegetables. Lamb ................................... Fries................................... Arborio breast ............................... marinated calamari, With vegan Skinny chicken ................................ Skeweredcubes of lamb and salad and Burgers ................................... 5.00 paprika, 3.95 king prawns, Fries ................................... 10.95 Paella (GF) ................................... mediterranean Small Plates ..................... Succulent served with rice with saffron,Bun shish, for 2 ..................................5 Seafood sauce Sweet Potato ................................. 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The good news is a 10 year or one million kilometres warranty on the battery if the car is serviced annually at an approved Toyota dealer. Also, credit to Toyota for including a slow charge three pin cable for those who cannot have a high-power wall-box at home. This put around 30 miles in during an overnight charge for me. Toyota has made an effort to make the exterior of the Urban Cruiser look suitably rugged and there are a range of paint finishes on Icon and Design while Excel adds the choice of bi-tone paints and a splash of colour with red or green options.

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Considering a funeral plan?

Take care of your financial end of life planning and more importantly give peace of mind to your loved ones. This article was written by Haven Personal Funeral Plans Ltd. in advance, you may be protected against potential future price increases, offering reassurance that no further payment will be required for the services included in your plan. A funeral plan can also remove the financial burden from loved ones at an already difficult time. With the cost taken care of, families are spared the worry of finding money during a period of grief. Another benefit is by putting arrangements in place ahead of time, your personal wishes are clearly recorded and followed, helping to avoid uncertainty or difficult decisions for those close to you. What is a funeral plan? A funeral plan allows you to pay for your funeral in advance, helping to ease the financial responsibility for your loved ones when the time comes. By planning ahead, costs are set at today’s prices, which may help protect against future inflation between taking out the plan and when it is needed. Although thinking about your own funeral can feel uncomfortable, many people take reassurance from knowing that practical arrangements are already in place. More importantly, it can provide loved ones with guidance and support at a time when making decisions may feel overwhelming. Anyone who has had to arrange a funeral for a family member or close friend will understand how daunting the experience can be. At a difficult and emotional time, families are often required to make numerous decisions, from service details to personal preferences, sometimes without knowing exactly what their loved one would have wanted. Alongside this, there can be the added worry of meeting the cost of the funeral. A funeral plan can help remove much of this uncertainty. By recording your wishes in advance and taking care of the cost, you can relieve your loved ones of both emotional pressure and financial burden, allowing them the space to focus on remembering and celebrating a life. It’s also important to choose a provider you can trust. Funeral plans in the UK can only be sold by firms that are authorised and regulated by the Financial Conduct Authority (FCA), or by their appointed representatives. If you wish to check whether a firm is regulated, you can search the Financial Services Register on the FCA website at www.fca.org.uk/register. For many people, a funeral plan is a positive and practical step, not just for themselves, but as a thoughtful decision made with loved ones firmly in mind. Understanding the Benefits and Risks of Funeral Plans If you are considering a funeral plan, it’s important to take time to understand how they work and whether one is right for you. Like any financial decision, weighing up both the benefits and the potential drawbacks can help you make an informed and confident choice. The benefits of having a funeral plan One of the main advantages of a funeral plan is the ability to fix the cost of your funeral at today’s prices. Funeral costs have risen steadily over recent years and may continue to do so. By paying

Funeral plans also have practical financial advantages. In the UK, they are exempt from Inheritance Tax, meaning the money set aside for your funeral is not included in the value of your estate. Things to consider before taking out a funeral plan While funeral plans offer reassurance, it’s important to understand their limitations. Each plan covers only the items and services that are included within it, and these can vary between providers. If additional services are needed when the funeral takes place, such as extra vehicles for mourners, these costs would usually need to be paid for separately by the family. There is also the possibility that a funeral plan provider could fail. In such cases, plans are typically either refunded or transferred to another provider, depending on the circumstances and protections in place. Funds paid into a funeral plan are usually held in a trust. If that trust were to fail and funds could not be returned, you may be entitled to compensation under the Financial Services Compensation Scheme (FSCS), subject to eligibility. Finally, in the unlikely event that funeral costs fall in the future, the price paid for a funeral plan would remain the same, as the plan is designed to provide certainty rather than market flexibility. A considered choice For many people, a funeral plan is a thoughtful and practical decision, offering peace of mind, clarity and reassurance for loved ones. Understanding both the benefits and the risks allows you to decide whether it is the right step for you and your family. What’s included in a funeral plan? What is covered by a funeral plan can vary depending on the provider and the type of plan you choose, which is why it’s important to understand exactly what is included before making a decision. Most funeral plans are designed to cover the main elements of a funeral service. A Haven Personal Funeral Plan, for example, typically includes the funeral director’s professional services, a coffin, a hearse, and the services of a minister or celebrant. It also covers cremation fees or burial fees up to the cost of a cremation. As funerals are highly personal, it’s essential to take time to check what is and isn’t included in any plan you’re considering. This ensures there are no unexpected costs later and that arrangements reflect your wishes as closely as possible. Many plans can also be tailored and personalised, allowing you to make choices that suit your individual preferences, whether that’s

a more traditional service or something that better reflects your personality and values. Understanding the detail upfront can help provide clarity, confidence and peace of mind, both for you and for those you love. How does a funeral plan with Haven work? Haven Personal Funeral Plans works through a trusted network of family owned funeral directors, all of whom act as an Appointed Representative of Haven. These funeral homes operate across East Lancashire, West Yorkshire and Greater Manchester, offering local knowledge alongside professional guidance. Funeral plans are sold face to face by funeral directors who are specifically trained to discuss funeral planning.

Thinking AHEAD this Autumn?

When you take out a Haven funeral plan, the price you pay includes an administration fee, which covers the day to day running costs of the company. The remaining balance is then placed into The Haven Funeral Trust, where it is invested by an investment manager regulated by the Financial Conduct Authority (FCA). The money is held protectively until it is needed. Throughout the lifetime of the plan, Haven keeps in touch. Every 3 years, you’ll receive a summary of your funeral plan and have the opportunity to review or update any details. Changes can also be made at any time if your wishes change, and Haven does not charge an administration fee for making amendments. It is important to us that your plan remains right for you and continues to reflect your wishes. When setting up your plan, you are also given the option to appoint a Nominated Representative. This is someone who is aware of your funeral plan, helping to ensure it is easily located and used when the time comes. A nominated representative cannot make changes to or cancel the plan; their role is simply to ensure it doesn’t go unclaimed. At the time of need, whoever is arranging the funeral simply contacts Haven or the nominated funeral director. From there, the family is guided through every step of the process by a dedicated and professional team, offering support before, during and after the funeral. Once the funeral has taken place, Haven pays the nominated funeral director directly for carrying out the funeral in line with the planned arrangements. These costs are covered by the funeral plan, meaning no additional charges are passed on to loved ones for the services included. If any extras are required that are not part of the plan, these would be payable separately. This structured and supportive approach can bring reassurance, with clear arrangements in place, funds held separately in line with regulatory requirements, and loved ones supported when it matters most.

As autumn arrives and the seasons begin to change, many of us take time to reflect on the future and the people who matter most. It is a season of preparation and reassurance, making it an ideal time to put plans in place. A Haven Plan offers peace of mind that your arrangements are taken care of, helping to reduce both emotional and financial pressures for your loved ones when the time comes.

Plan with us today the Haven way. Fixed price pre-paid funeral plans offering peace of mind for you and your family. Haven have helped over 7,000* clients plan for their final farewell since 1998 * represents the total number of funeral plans sold as at May 2025. 26 Nominated funeral directors throughout East Lancashire, West Yorkshire and Greater Manchester. Give your family peace of mind knowing the financial burden of arranging a funeral has been taken care of. Celebrate your life your way.

OUR FAMILY HELPING YOURS FOR OVER 25 YEARS www.havenfuneralplans.co.uk or call 01706 230285

Haven is a trading name of Haven Personal Plans Ltd which is registered in England and Wales No. 03357936. Registered address Cedar Lodge, 227 Bury Road, Rawtenstall, Rossendale BB4 6DJ. Haven Personal Funeral Plans Ltd is Authorised and regulated by the Financial Conduct Authority - FRN(962488).

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