Bolton & Bury issue 90 by 50 Plus Magazine

3 course - £34.95

reservervation call 01257 481234 www.cherrytreeblackrod.co.uk

Blackrod | Bolton | BL6 5LA

Classic British dining with a modern touch

Your table awaits...

We are a family-owned restaurant and bar, proudly awarded TripAdvisor Travellers’ Choice 2024. At The Cherry Tree, we serve classic British cooking with a warm, friendly, and personal service that keeps our guests coming back.

Our menu is a celebration of Lancashire’s finest. With the freshest local produce at our doorstep, we craft timeless dishes with a modern twist — from the best cuts of local meat and fresh fish from our glorious coastline to seasonal fruit and vegetables bursting with flavour.

The Garden Room

Alfresco Dining

The Garden Terrace

As summer arrives, there’s no better place to dine than in our spacious outdoor beer garden. Whether you’re enjoying a lazy lunch or a late-evening meal, our alfresco dining offers the perfect blend of comfort and atmosphere.

The Garden Room

The true heart and soul of the The Cherry Tree. The dining room everyone is talking about. Our Garden room will leave you breathless with its stunning blossom tree decor, spacious booths, beautifully designed cocktail bar and clear views of the Garden. The Garden Room is perfect for all occasions.

The Garden Terrace

Six beautiful oral decorated booths, boasting views of the garden room and our garden area. This dining terrace can be fully opened on those summer days making it the perfect spot to enjoy al fresco dining and cocktails in the sun.

The Con servatory

With luscious foliage and jungle textures, this room will certainly not disappoint. Moon shaped booths alongside natural light from our garden area make this the perfect room to impress your guests and ‘enjoy it all.’

The Blossom Lounge

Nestled between our public bar and conservatory dining room is the blossom lounge. Impressive blossom trees hug the walls and ceiling, making this area perfect for intimate dining and amazing for group reservations.

The Public Bar and Cocktail Lounge

The Bar at the Cherry Tree is a destination in its own right. A perfect place to meet family, friends, go on a date, enjoy pre-dinner drinks or celebrate a special occasion. Our Bar Manager and his team have curated an exciting, contemporary cocktail menu, heavily in uenced by their trips all over the world.

Coming soon... our New Menu

We’re excited to introduce our brand-new à la carte menu, launching on June 9th. Discover bold new flavours, refined classics, and dishes designed to showcase the very best of the season — all carefully curated by our Talented Head Chef Jon Our newly created menu will be launched on Monday 22nd August.

Our newly created menu will be launched on Monday 22nd August. Our menus combine unpretentious modern British avours whilst focusing on strong classical techniques to create our take on modern British dining. We only use locally sourced produce from all of our chosen suppliers, working with the seasons, making us the Best Restaurant in

Our menus combine unpretentious modern British avours whilst focusing on strong classical techniques to create our take on modern British dining. We only use locally sourced produce from all of our chosen suppliers, working with the

Our main menu has been carefully created by our chefs whose intention is for you to experience new, On

TWITTERING ON

By Angela Kelly

- because x’ing on doesn’t sound quite the same

A City Break in Helsinki

By Rebecca Underwood, BA Hons | Travel Journalist

For those considering a short break and undecided as to where to go, Helsinki, only three hours from London by air, offers visitors an intriguing insight into Finnish history and culture. For sea lovers this charming city appears to be surrounded by water and Helsinki harbour is its heart beat. Located on the southern shores of the Baltic Sea, Helsinki, founded by Sweden’s King Gustav I in 1550, was a thriving hub for trade. Alas, in 1710 the land succumbed to the ravages of the plague and the majority of the population perished.

The Finns were confident that the city’s fortunes would change in 1748 when the fortress of Sveaborg, now known as Suomenlinna, and a UNESCO World Heritage site, was constructed to resist Russia’s policy of expansionism. It was not to be, as in 1808, during the Finnish war and the siege of Sveborg, the fortress surrendered to Russian forces, which resulted in the occupation of Finland.

At the outbreak of the Crimean War in 1853 the Anglo-French fleet shelled the coastal towns and fortifications and the fortress was severely damaged. Restoration works were carried out after the war and later during WW1 the fortress played a significant role in ‘Emperor Peter the Great’s naval defences’ to protect Saint Petersburg. In 1917, after the Russian revolution, Finland gained independence.

Today, Helsinki is a modern cosmopolitan city with wide expanses of green spaces where locals and visitors gather, sitting with picnics in the Nordic sunshine. The most popular spot for ‘al fresco’ dining is of course Suomenlinna. I boarded the ferry at Helsinki harbour; the sailing takes only fifteen minutes. This little piece of heaven is the perfect spot to sample the local cabbage rolls, salmon chowder and Baltic herring accompanied by a glass or two of Sahti; delicious traditional ale flavoured with juniper berries.

For a glimpse into Finland’s seafaring history, I visited the Maritime Museum of Finland. The main exhibition ‘North Star, Southern Cross’ presents a fascinating look into the development of navigational instruments and the hardship suffered by seafarers of the past. I also wandered around the ‘Fateful Svensksund’, an exhibition

which presents the opportunity to explore details of the largest ever naval battle in the Baltic Sea. This exhibition also reveals the tale of the fortress city built following the conflict.

For another glimpse into the past, I made my way to the Seurasaari Open Air Museum, founded in 1909. Visitors are welcome to wander around 87 separate buildings and view examples of 18th and 19th century traditional Finnish houses and farmsteads. Local guides, wearing traditional garb, enthral the spectators with Finnish folk dancing and demonstrate the intricacies of local crafts such as spinning and fine embroidery.

Another popular site to visit is the Temppeliaukio Church, known as the Rock Church. Designed by architect brothers Timo and Tuomo Suomalainen and completed in 1969, it was quarried out of bedrock and features natural stone walls and a stunning copper tread ceiling. It is, quite simply, magnificent.

For a spectacular arts extravaganza, make a note in your diary for the Helsinki Festival, which will run from the 14 to the 31 August. It is one of the city’s most popular events and features classical and world music, circus performers, dancing, theatre performances and a programme for children. One of the highlights is the ‘Night of the Arts’ which this year was held on August 18 and the city transforms into a stage. Performers set up in unusual places and venues and throw open their doors to visitors late into the night. Two other events that were held in Finland this year were the World Championship Mobile Phone Throwing and it is very tempting to join in, particularly if your phone rings at the time! Also, the hilarious World Championship Wife Carrying attracts the crowds. So, be sure to check and see if there are any festivals and events to be held during your stay.

Weary travellers seeking a little pampering should head for the Hotel Kämp, located on Pohjoisesplanadi, in the centre of the city. The property was built in 1887 and caused quite a furore as it was the first hotel to have an elevator. Some years later, and much to the disapproval of the locals, the building was transformed into offices but in 1999 it was reinstated as a hotel.

Tuomiokirkko

Helsinki Open Air Musuem

Accommodations are sumptuously furnished, spacious and comfortable. I decided to splash out and opted for a Kämp suite with a separate living room and bedroom. The features reflect the hotel’s heritage and it is impressive. I took advantage of the private terrace in the evenings and sipped on a chilled glass of wine whilst admiring the view of the charming courtyard.

After a deep slumber, I made my way to the gym, which features the latest aerobic and muscle fitness equipment. After a strenuous workout, I headed for the spa and treated myself to a rejuvenating eucalyptus fragranced grotto steam sauna.

Having worked up an appetite, I didn’t need to venture far. The hotel’s Brasserie Kamp features its own bakery and when the aromas are wafting out of the ovens diners are instantly persuaded to sample the deliciously fresh cakes, pies and bread. In the summer months the restaurant tables spill out along the esplanade and the tasty lunch menu offers some real treats such as the succulent half lobster gratinated with Manchego cheese and saffron and I confess that I succumbed to temptation and indulged in the dark chocolate mousse.

To work off those calories, I took a leisurely stroll around the central downtown area and paused awhile to admire the neoclassical style of the architecture around me. I visited Helsinki’s cathedral, which was completed in 1852 and features four small domes, which emphasise the connection to Saint Isaac’s Cathedral

in St Petersburg, and the zinc statues of the twelve apostles at the corners and apexes of the roofline. I wandered around the Design District, where jewellery makers, contemporary design shops, antique shops, fashion boutiques, art galleries and showrooms all demand attention and I was easily persuaded to part with more than a few Euros.

For those of us who love nature, a visit to Nuuksio National Park, only 30 minutes from Helsinki, is a must. Established in 1994, the park extends over an area of spectacular forests and tranquil lakes and you may just spot an otter or two. Many endangered species including the Siberian flying squirrel, the European nightjar and the woodlark are known to reside in the park. Look out for Nordic moose and deer and for bird lovers, you may spot eagles, ospreys and owls. Visitors might even see tracks made by bears and wolves, known to prowl around the area.

Should you decide to visit Helsinki during December you will discover a wonderful array of Christmas celebrations. Be sure to wander around the St Thomas Christmas Market where the stalls are crammed with tasty Christmas treats, colourful festive handicrafts and an extensive selection of Finnish products. Watch the elves, horses and antique cars pass by in the Lucia Parade, which starts at Senate Square, and if you have been good you might even see Father Christmas!

Images provided with the kind permission of Visit Finland

Nuuksio National Park

DOOR TO D OO R COACH TOURS 2 02 3

WE DO THINGS A BIT DIFFERENTLY THAN OUR RIVALS.

If you’ve never tried coach holidays before, why not let

All our tours include our ‘Door to Door’ service. That means that you are picked up by a taxi or small minibus right from your front door. No feeders, no interchanges, no changing coaches, no changing drivers and definately no hassle!

We’ve been established for over 120 yearsso we know a bit about coaching holidays!

www.ellensmith.co.uk

WE ARE FINANCIALLY SECURE.

We are members of the Bonded Coach Holiday group overseen by The Association of Bonded Travel Organisers Ltd. This is a Government Approved Protection Scheme.

Y FINANCIAL

And use some excellent privately-owned hotels. All visits and excursions a n coaches ans matu

HOW DOES IT WORK? l

We use a wide range of mainly 3 and 4 star hotels, some privately owned many part of larger chains. All entrances and excursions are included in the price stated.

WE’RE OFF ON HOLID

We use modern executive coaches and all our drivers are experienced, mature and

The same happens on the way back too, taxi back

All our customers are offered our coach specific insurance, pre existing medical conditions

think of!

Join our facebook community by ‘liking’ our page to vie fers, customer comments and various photographs

KILLARNEY & THE RING OF KERRY

Killarney Towers Hotel

A bustling town and full of character, Killarney is Ireland’s oldest and most popular tourist destination. On our tour we enjoy a jaunting car ride, a Lake Cruise as well as exploring the spectacular Ring of Kerry.

A WEEK ON THE ENGLISH RIVIERA

The Queens Hotel

The warmest of welcomes awaits you on the English Riviera, South Devon’s beautiful coastline. One of the brightest jewels in the English Riviera’s crown, you are met in Paignton with the welcoming sights of its long stretch of beautiful and easily accessible beachfront and traditional pier. 15th August | 8 Days | £819

The Millennium Copthorne Hotel

This action-packed, live blockbuster performed by a cast & crew of 1,000, takes you on an amazing journey through 2,000 years of history, myth, and legend.

BOATS & TRAINS OF NORFOLK

The Mercure Hotel

North Norfolk is renowned for its spectacular coastline, fantastic wildlife, miles of glorious beaches, seaside communities, and a beautiful hinterland of rolling countryside and picturesque market towns and villages.

RAIL’

Summerhill House Hotel

ROYAL RETREATS

The Woodlands Hotel

Experience the splendour of a 5-day getaway to Dundee & Perthshire, where ancient castles and a renowned Royal ship await your discovery. Immerse yourself in the rich history of clan feuds, battles, and Jacobite uprisings in this storied region.

Dublin is a city that’s as intimate as a village and as friendly as an Irish Pub. Framed by mountains, centred on a river and edged by a beautiful bay, the city’s streets and alleys are filled with vibrant art and historic buildings, hip cafes, and traditional ‘old man’ pubs, as Dubliners call them.

SURREY’S SECRETS

The Wotton House Hotel

Surrey is a beautiful, exciting and diverse place to visit that’s full of surprises. With vibrant towns surrounded by spectacular countryside, including the scenic Surrey Hills Area of Outstanding Natural Beauty, there’s plenty waiting to explore.

Blackwell Grange Hotel

A splendid variety of magnificent scenery and contrasting countryside, with quaint Yorkshire towns and villages. We enjoy a ride on the Wensleydale Railway, re-opened after 50 years, re-living rural railway travel as it used to be and relax with a boat trip on the Tees to Yarm.

The Mercure Telford Hotel

Shropshire is especially rich in historic sites, charming market towns, and is a wonderful county for eating and drinking. On our tour, we hope you agree, we have chosen some of the very best the county has to offer.

S E L E C

O F O U R C O A C H T O U R S 2 0 2 2

A SELECTION OF OUR COACH TOURS 2025

EASTBOURNE

The Haddon Hall Hotel

LOOE, CORNWALL

ALNWICK & BEAUTIFUL NORTHUMBERLAND

ENCHANTING SOMERSET

Avisford Park Hotel

OBAN, MULL & IONA

Eastbourne is a town with grace and elegance that has something for everyone – a landscaped, pedestrianised town centre bordered by a large range of shops, a clean, well-managed beach and seafront renowned for its three-tier flower decked promenade.

The Portbyan Hotel ~ 3 Star in Southeast Cornwall, famous for the dayrich history such as the famous Looe Bridge that joins the East and West towns and hidden treasures including beautiful woodland and cobbled streets lined with independent boutiques and delicious restaurants.

6th September | 8 Days | £649

7th March | 5 Days | £329

SCARBOROUGH

The Diplomat Hotel

endless rugged coastline give way to the Preseli Hills, historic towns, and little villages.

The White Swan Hotel

The Wessex Hotel ~ 3 Star

Be enchanted, Somerset has lots of surprises waiting to be discovered – stunning beaches, green countryside, woodlands, lakes, and more.

Northumberland is a land of big adventures, breath taking beauty and unlimited possibilities. Discover romantically ruinous castles, barely visited beaches, bunting-strewn market towns, and enjoy endless experiences.

7th September | 5 Days | £579

ST ANNES ON SEA

St Ives Hotel

The Park Manor Hotel ~ 2 Star Scarborough enjoys an unrivalled position as one of Britain’s premier coastal resorts, yet also lies tantalisingly close to North Yorkshire’s rugged National Park. On this holiday, you can enjoy the golden beaches, superb parks and gardens and wide range of leisure amenities reputation.

DURHAM, BEAMISH & BOWES

SOMERSET SPLENDOUR

Mercure Bridgewater Hotel

The Blackwell Grange Hotel ~ 4 Star

Somerset boasts five areas of outstanding natural beauty and the Exmoor National Park, along with a varied coastline with long sandy beaches, rugged cliffs, and traditional harbours. Hidden gems are waiting to be found, and we hope you enjoy our pick of the best.

The beauty of the Durham Dales offers a nice contrast with stunning Beamish and historic Durham, including the Bowes Museum, home of the famous ‘Silver Swan’. The region has lots to offer no matter what time of year you visit.

21st March | 5 Days | £429

INTERESTED?

SHREWSBURY, LUDLOW & IRONBRIDGE GORGE

Buckatree Hall Hotel ~ 3 Star

St Annes on Sea, on the Fylde Coast, offers a gentle and peaceful way of life. St Annes boasts a beautifully restored Victorian Pier, promenade with views across to North Wales, multi award-winning beach huts, a wide-open sandy beach, plenty of places to eat, and wonderful seaside charm.

Along the upper reaches of the River Severn and the borders between England and Wales, the countryside of Shropshire shelters some of the most beautiful landscapes and unspoilt towns that you can imagine.

14th March | 5 Days | £389

EASTBOURNE

LLANDUDNO

The Tynedale Hotel

The Haddon Hall Hotel ~ 3 Star

Royal Hotel ~ 3 Star

One of the UK’s most diverse counties, West Sussex covers both coast and the South Downs National Park, encompassing hills, harbours, farmland, and market towns. There’s so much to explore, from the picturesque coastline to rolling hills and beautiful countryside, to bustling towns and a Cathedral city.

Based in the bustling seaside town of Oban, our tour explores the enchanting Inner Hebridean Islands of Mull and ancient Iona. We venture across the ‘Bridge over the Atlantic’ to Seil Island and take in some stunning scenery as we travel along loch-side roads with towering mountains.

8th September |

The Doric Hotel

Tynedale Hotel~ 4 Star

A holiday in Blackpool will leave you feeling refreshed, relaxed, and recharged p even if you are on the go 25 hours a day! Perhaps it’s the resort’s infectious zest for life, or may it’s just that, uniquely, whatever your routine, Blackpool can offer a perfect break from it.

Llandudno is Wales’s largest resort, uniquely situated between the Great and Little Ormes with two wonderful beaches, the awardwinning North Shore, and the quiet, sand-duned West Shore.

HEART OF ENGLAND

SIDMOUTH

The Royal York & Faulkner Hotel

The Abbey Hotel, Great Malver n ~ 4 Star

Llandudno is Wales’s largest resort, uniquely situated between the Great and Little Ormes with two wonderful beaches, the award-winning North Shore and the quiet, sand-duned West Shore.

Eastbourne is a town with grace and elegance that has something for everyone – a landscaped, pedestrianised town centre, bordered by a large range of shops, a clean, well-managed beach and seafront renowned promenade.

21st March | 5 Days | £299

Sidmouth is probably the most unspoilt resort in the country and undoubtedly one of the most beautiful. Quiet and unhurried, Sidmouth has preserved the natural beauty of the countryside with colourful gardens, open spaces, and treecovered hills.

A lovely sightseeing tour with many things of interest, based in Great Malvern with the beautiful Malvern Hills overlooking the town. We feature some of the best places the area has to offer

28th March | 5 Days | £389

and request

a copy of our 2025 brochure. You’ll be surprised at the variations of tours we operate. Visit our website www.ellensmith.co.uk

The natural beauty of the Pembrokeshire coast is famed all over the world. Glorious sandy beaches and seemingly

SEAN BEAN

FOR an actor who seems to have built a career in films and TV dramas as a tough Northerner Sean Bean is surprisingly mild-mannered and quiet.

Even though he admits that the former description is often how he comes across, he insists: “It’s the parts that you play, I guess. I don’t mind it. I’m not a tough guy. I’d like to act as a fair, easygoing kind man at some point.”

That softer version of a star who has capitalized on his rough sex-appeal might well surprise the many fans of the green-eyed blonde actor, now 66. It won’t, however, affect his popularity one little bit.

Bean’s ability to play swashbuckling adventurers like Richard Sharpe in the eponymous long-running TV series or the mighty Boromir in The Lord of the Rings has long turned him into a romantic hero.

However, he equally plays baddies - as in the Harrison Ford hit film Patriot Games (1992) - with committed, brooding fervour. His list of big screen and small screen successes is long.

Such a chequered career might well not have been his vision when, as a young man just graduated from the Royal Academy of Dramatic Art (RADA), he made his professional debut in a production of Romeo and Juliet in 1983.

Born and educated in Sheffield, young Sean worked for his father’s fabrication company after leaving school, studying welding one day a week at a local college.

Here, he came upon an art class and decided to pursue an interest in art before attending drama classes there. He later won a scholarship to RADA and his early acting career was a mixture of stage and screen work.

He became a member of the Royal Shakespear Company, retaining his trademark Yorkshire accent, and his first film was Caravaggio in 1986. His first villain was in The Fifteen Streets, prompting a dedicated following and setting the scene for future roles.

In 1996, he combined his love of football (he’s a huge Sheffield United fan and wanted to be a footballer before an injury prevented that) playing a footballer in When Saturday Comes and gaining the attention of more film fans.

He was chosen for the lead role in TV series Sharpe after first choice Paul McGann was injured just two days into filming. The role proved a game-changer for the young actor.

The series ran continuously from 1993 to 1997, filmed in challenging conditions first in Ukraine and later in Portugal. Such was the popularity of the series, then and now, that two cinemalength, 90-minute episodes were made in 2006 and 2008.

Hollywood came calling in 1992 when he played an Irish Repubican terrorist in Patriot Games. During the death scene, Harrison Ford accidentally hit him with a boat hook, giving him a permanent scar which, oddly enough, only added to Bean’s slightly villainous looks.

He was James Bond’s nemesis Alec Trevelyan in the 1995 film GoldenEye, Spence in action thriller Ronin (1998), a wife-beating ex-con in Essex Boys (2000) and a kidnapper and jewel thief in Don’t Say A Word (2001).

Bean played villainous treasure-hunter Ian Howe in National Treasure with Nicholas Cage (2004) and an evil scientist in The Island (2005).

As hero Boromir in The Lord of the Rings trilogy (2001 to 2003) he impressed fans further – in spite of struggling with a fear of flying that made filming scenes in New Zealand’s mountainous region difficult. Instead, he hiked there in full costume.

Sean Bean and wife Ashley Moore

Some roles helped showcase Bean’s acting ability more effectively: Extremely Dangerous (1999), Equilibrium (2002) and The Big in 2003 when he played an alien cowboy.

His distinctive Yorkshire accent has made him a natural for voice-over work, mainly in the British advertising industry for O2, Morrisons and Barnardos. In the USA, he’s worked for Acuvue and the Sci-Fi Channel.

Bean does the voice-over for the National Blood Service’s TV and radio campaign and made a memorable TV ad for Yorkshire Tea.

He appeared in Percy Jackson & The Olympians: The Lightning Thief (2010) and starred in the first season of TV blockbuster Game of Thrones (2011).

The following year he played in four films: Soldiers of Fortune: Cleanskins as a secret service agent, the Snow White adaptation Mirror Mirror, sequel Silent Hill: Revelation reprising a previous role and the ABC drama series Missing – appearing as a cross-dressing teacher.

He also appeared in the opening episode of the second season of UK TV series Accused, which earned him a Royal Television Society Best Actor award.

From 2015 to 2017, Bean starred in the ITV Encore drama series The Frankenstein Chronicles but during that time he continued his successful film career.

He was in Jupiter Ascending, Pixels and The Martian, where he played the space boss determined to bring all his spaceship crew home safely.

His acting abilities, often in spite of his popularity, have also been officially recognized. In 2017, he starred in the BBC series Broken as a troubled priest, which earned him a BAFTA award for Best Actor.

In 2021 he was reunited with writer Jimmy McGoverrn (Broken, Accused) and with actor Stephen Graham (his co-star in Tracie’s Story) for acclaimed three-part BBC prison drama Time.

More recently, he played the main character Ronnie Phelan, head of a crime family in Liverpool, with sinister sincerity in multilayered TV hit series This City is Ours. Another series is now underway.

Away from films and TV, Sean Bean is married to Ashley Moore. He has been married five times – including to actress Abigail Cruttenden who starred in Sharpe episodes - and has three daughters.

He is plainly quite a pragmatic personality who has sorted out what is important to him in his life. His explanation: “I sort of leave the characters at the end of the day.

“I don’t carry anything around with me. No excess baggage or unnecessary thoughts. I think it’s too exhausting to do that.

“To put things into perspective, your work is your work and your leisure time is something else.”

working to live and give Opening Times: Monday-Friday 9am - 5pm Saturday 10am - 4pm

ENSURE YOUR HEALTH AND WELFARE WITH A POWER OF ATTORNEY

The issue of care and welfare is gaining more and more coverage in the media. It’s not surprising really as there are more of us living well in to old age. Not only that, mental health and wellbeing is high on the social agenda.

The subject presents a thorny question; how will you be looked after if anything happens to you? If you’re diagnosed with a degenerative mental condition, such as dementia what will you do? If you need care because you’ve been involved in an accident that’s left you mentally unable to cope on your own, or if you simply need more help as you age, whether that be at home or in a residential care facility, how will you ensure you’re wellbeing is taken care of?

From a legal perspective, there’s a simple answer: a Lasting Power of Attorney. This is a legal document which allows a person (the donor) to select another person, or persons, to act on their behalf if they can no longer do it for themselves.

There are two types of power of attorney; property and financial affairs which gives someone of your choosing the authority to make decisions about your money and assets – paying bills, collecting benefits, selling your home – and a health and welfare Power of Attorney. This gives an attorney (the person you selected to act for you) the authority to make decisions about your lifestyle. This includes any

medication you may need, where you live, what you eat and even whether you’re given life sustaining treatment or not.

Health and Welfare Power of Attorneys are increasingly being taken up because many care homes are asking for them now. Even if people are receiving care at home, more local authorities are seeking confirmation that there is one in place and who has the authority to deal with the council on the donor’s behalf.

Louise E Rance Russell & Russell

Before a Power of Attorney to be implemented it has to be registered with the Office of the Public Guardian. Your solicitor will do this for you. Once set up and registered, a Health and Welfare Power of Attorney can only be activated at a time when you’ve lost mental capacity.

The advantage of setting up a Power of Attorney is that it gives you options. Perhaps the most important one is that it allows you to choose who you want to look after you rather who the state thinks should act for you.

You can appoint as many attorneys as you like who can make decisions for you collectively or you can give individuals authority on specific matters. Although your attorney has as much decision making power as you, you can limit their complete control if you have concerns. Your solicitor will be able to discuss this with you.

When it comes to choosing an attorney, you should think about how well the person looks after their own affairs. Are they good with money, do they make foolish or rash decisions? Do you know the person well and, more importantly, do you trust them to make decisions in your best interests? After all, they’re likely to be making what could be some very important decisions on your behalf.

For a Health and Welfare Power of Attorney, you can choose anyone over the age of 18. The usual choices are a spouse or relative. You can also appoint a friend to the task or even your solicitor. If, for any reason, your attorney is unable or unwilling to act for you, you can stipulate a replacement.

Finally, a Power of Attorney gives you peace of mind. Putting one in place ensures that there’ll be someone on hand who can manage you affairs if you can’t.

If you choose not to set up a Power of Attorney and you need someone to act for you, your family will have to apply for a Deputyship with the Court of Protection. The problem with this is that it’s a costly and time consuming process (around six months) during which time the Court will decide what happens to you, not your loved ones.

There’s also the risk that the Court will appoint a Deputy which may not be a family member or a person you would have chosen. While all this is being sorted out, your assets will be frozen which could mean your loved ones end up paying for your care, medication and any other expense you need until the Deputy has been appointed.

If you’re interested in setting up a health and Welfare Power of Attorney, Russell & Russell offers a free no obligation consultation to discuss your circumstances and needs.

russellrussell.co.uk

Help people and plants grow with a visit to homelessness charity’s garden centre

There’s something deeply rewarding about nurturing a garden - the satisfaction of watching plants flourish, the gentle exercise, and the sense of calm that comes with being close to nature. At homelessness charity Emmaus Bolton’s newly opened Garden Centre, this restorative experience extends beyond the flowerbeds, it helps people as well as plants grow too.

Tucked away on Fletcher Street, the Garden Centre is one of the charity shops and services raising the vital funds needed to sustain Emmaus Bolton’s home from homelessness. Emmaus Bolton provides a home, support and opportunities progress for people rebuilding their lives after experiencing homelessness. It’s a peaceful, welcoming space where customers can browse and buy from a wide selection of 72 varieties of potted plants - from showy Clematis to hardy Chrysanthemums - each one priced at just £4.95.

What makes this garden centre special isn’t just the affordability or the quality of the plants, but the hands that tend them. Every plant has been cared for by people supported by Emmaus Bolton - individuals who are rediscovering stability, structure and self-worth, through working with nature.

The act of gardening has long been recognised for its health benefits. It improves mobility, reduces stress, boosts mood, and provides a sense of purpose -

and equally life-changing for those who’ve faced the trauma of homelessness. At Emmaus Bolton, gardening becomes more than a hobby or chore. It can be part of the healing process.

The garden centre is just one part of a vibrant community and network of social enterprises. These include a wood workshop - which has produced highquality garden furniture for the Royal Horticultural Society at RHS Bridgewater and other prestigious locations - a welcoming on-site café and ice-cream parlour, and several second-hand shops, including a creative ‘Scrap Store’ filled with arts and crafts supplies recycled from business surplus and excess. All income raised through these enterprises goes directly back into sustaining the Emmaus Bolton community home.

Customers who choose to buy a plant, a garden bench or even a cup of coffee at Emmaus Bolton are helping to fund support for others, including the charity’s food pantry, which allows local families in need to choose their own ingredients. Each purchase creates opportunities not just for personal growth but for practical training, skill-building and a renewed sense of belonging for people who need it most.

For those of us with a love of gardening, a visit to Emmaus Bolton’s Garden Centre offers more than just a chance to enhance our own outdoor spaces. It’s a chance to be part of someone else’s journey - to support people who are taking steps toward a brighter, more stable future.

Whether you’re planting up a window box, refreshing your flower beds or looking for a thoughtful gift, you’ll find something blooming with purpose at Emmaus Bolton. And in doing so, you’ll be helping both people and plants to grow.

With busy lives, it can be hard to find time to volunteer. However, the benefits of volunteering can be enormous. Volunteering can help you meet new people, learn new skills and even feel happier and healthier. If you are looking to get back into work, volunteering can be a great way to build your CV. Give us a call to hear about the volunteering opportunities we have at Emmaus Bolton.

An ‘Outstanding’ rated care village, Belong Atherton is a welcoming community, where older people, however frail, are encouraged to live life to the fullest. Our colleagues are exceptionally dedicated to ensuring the best possible experiences and outcomes for everyone who lives with us.

Designed around Belong’s award-winning household model, our village is both stylish and homely. Facilities such as a bistro,

environment.

As a not-for-proﬁt provider, Belong invests in its people and settings to ensure the highest standards of nursing and dementia care, with a range of services to support people as their needs change, and everything geared towards promoting a sense of belonging to a vibrant, inclusive community.

ALUMINIUM BIN STORAGE UNITS

Composite Gates & Fencing in a range of colours, made to any size

Timber Gates & Fencing to match in any size

Unique furniture for your home and garden

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FIXING THE ROOT CAUSE

Dental specialists Renovo have just carried out their 1,000th gum graft – a procedure that involves the skills of regional specialist periodontist Dr Khurrum Hussain who is part of the expert in-house team

Award-winning Renovo Dental is renowned for providing specialist ‘gold-standard’ dentistry – especially to those patients who doubt that their particular dental problem can be resolved.

This is particular true of those who have gum disease, gum recession, failing implants and degenerating bone issues due to periodontitis.

Having just carried out their 1,000th gum graft, the specialists at Renovo are experts in this field demonstrating that soft tissue and bone grafts can successfully restore gum and bone tissue as Renovo dental specialist Dr Usman Riaz explains: “There is often a

general lack of awareness of what can be done in terms of the latest techniques, treatments and advanced dental technology. Too often patients are told that the treatment for gum disease and bone loss is not possible. Yes, it is more complex, impossible it is not. It all depends on the skillset of the team carrying out the treatment.”

As part of the team, specialist periodontist Dr Khurrum Hussain is one of around 350 specialist periodontists working in the UK –the majority of those being registered in and

around central London.

“Working as part of a multi-skilled team with the same passion at Renovo Dental takes the planning and patient treatment quality to a whole new level,” says Dr Hussain, who completed his training in periodontology at the globally-renowned Eastman Dental Institute at University College London.

“The institute accepts just four people each year, one from the UK one from Europe and the other two internationally,” he explains.

Graduating from the institute in 2016, Dr Hussain returned to his roots in the North West, teaching periodontology to post-graduates at Manchester University and using his skillset working privately for BUPA.

As a specialist periodontist, he deals with gum disease and the soft tissue surrounding the palate, degenerating bone issues and failing implants and is specially trained in the placement, maintenance and repair of dental implants.

“My ethos is not just to treat patients with periodontal challenges, but I aim to work together to educate and motivate them and I have had excellent results with this approach.

“At Renovo we don’t rush in, we view everything in a calculated way. We offer the latest techniques for diagnosing and treating periodontal disease and are also trained in performing cosmetic periodontal procedures.

“Our gums are very much part of our smile and they are the foundations on which we work. Our aim is to get gum tissue and bones strong and healthy before we carry out further work.”

Poorly managed diabetes, smoking or inherited genetics can lead to susceptibility to advanced gum disease – and at Renovo Dental, Dr Hussain can advise on the best techniques and treatment to overcome the problem.

Treatment of advanced gum disease may require dental surgery, such as:

SOFT TISSUE GRAFTS

To replace lost gum tissue due to recession. A small amount of tissue from the roof of the mouth or using tissue from another donor source and attaching it to the affected site can help reduce further gum recession, cover exposed roots and give your teeth an improved aesthetic.

BONE GRAFTING

This procedure is performed when periodontitis has destroyed the bone surrounding your tooth root. The graft may be composed of small fragments of your

own bone, or the bone may be synthetic or donated. The bone graft helps prevent tooth loss by holding your tooth in place. It also serves as a platform for the regrowth of natural bone.

OUR AIM IS TO GET GUM TISSUE AND BONES STRONG AND HEALTHY BEFORE WE CARRY OUT ANY FURTHER WORK

GUIDED TISSUE REGENERATION

This allows the regrowth of bone that was destroyed by bacteria. In one approach, a special piece of biocompatible fabric is placed between existing bone and your tooth. The material prevents unwanted tissue from entering the healing area, allowing bone to grow back instead.

TISSUE-STIMULATING PROTEINS

Another technique involves applying a special gel to a diseased tooth root. This gel contains the same proteins found in developing tooth enamel and stimulates the growth of healthy bone and tissue.

As a forward-thinking clinic, Renovo has invested in all the latest digital technology dentistry has to offer, including a state-ofthe-art CT scanner which allows the team to plan and perform very precise implant surgery. This CT-guided surgery for implants is accurate, more safe and comfortable and results in faster healing.

Renovo treats patients throughout the UK through referral : “We are very fortunate in what we do and what we have here, and we are all passionate and very dedicated,” conclude Dr Riaz. “Renovo is much bigger than a group of individuals – it is all about our patients, changing mindsets and attitudes and giving them support and confidence by providing outstanding dentistry.” n

Renovo Dental

Pendle House, Clitheroe Road

Chatburn BB7 4JY 01200 441000

hello@renovodental.co.uk renovodental.co.uk

Revitalise Your Garden This Summer

Stephen Beaumont’s Garden fencing business in the Northwest UK is a shining example of success, driven by a passion for quality, outstanding customer service. Renowned for his expertise in installing the acclaimed zero maintenance Colourfence brand, Stephen and his dedicated team have built a reputation for delivering long-lasting, aesthetically appealing fencing solutions that transform outdoor spaces.

Their commitment to quality, reliability, and attention to detail ensures each project meets clients’ unique visions, making them a trusted name in the region.

Everlong Garden Fencing Ltd is the business Stephen created over 11 years ago to deliver high quality low maintenance fencing to the Northwest. Beyond fencing, Stephen’s business has grown to become a comprehensive outdoor solution provider. Under a new Brand Mangow Outdoor Living.

Our partners include:

Colourfence zero maintenance composite metal garden fencing and gates colours never fade truly a fit and forget garden fence and gate solution.

Durapost unique H-post garden fencing system with composite plastic of wood infills an alternative to wood and concrete.

VistaFolia artificial living walls and hedging offers lush greenery with zero maintenance, ideal for enhancing gardens without the fuss of real plants which never die or fade.

Deponti verandas and pergolas, perfect for creating elegant, functional outdoor living areas.

James Robertshaw electric blind, awnings and retractable roofing solutions for instant shade when required.

Further development has come with the partnership with Glenview Retreats Garden Rooms and Lodges designed to serve as versatile home offices, studios, or leisure spaces, tailored to suit modern lifestyles.

Glenview Retreats are a Perth-based supplier and installer of fabulous, affordable Garden Rooms, Living Annexes, Holiday Lodges, Glamping Pods and Modular Home Extensions, with several decades of experience in projects across Scotland and Northern England. Offering contemporary and traditional designs using a high-quality timber-frame build method. All installations

are well insulated for year-round use and come with extensive warranties. Include the following services:

• Planning advice and approval request submission, where it’s needed

• Groundwork and services provision (electrics, water in/out, drainage)

• Decking, paving, landscaping, canopies and pergolas

• Full project management or support to an existing project team

A site survey to share ideas and advice is offered without pressure or obligation, providing a detailed specification with any quote to allow for comparison with other suppliers.

In addition to standard offerings, a fully bespoke design service is available.

This expansion reflects his forward-thinking approach and commitment to meeting the evolving needs of customers, providing a onestop shop for high-quality, maintenance-free outdoor and garden solutions.

Clients consistently praise Stephen and his team for their professionalism, punctuality, and meticulous approach, which results in highly satisfied customers and glowing testimonials. This positive reputation fuels ongoing growth, establishing Stephen’s business as a reliable, innovative leader in garden and outdoor solutions across the Northwest UK.

For expert advice or a free, no-obligation quotation, contact Stephen at 07793437581 or at steve@mangow.co.uk and discover how his team can help you transform your outdoor space into a beautiful, functional haven.

www.mangow.co.uk

Performance Reviewing Your Garden

By Kevin Pilley

It is performance review time around the garden. The annual appraisal of what’s doing well and what’s not. What plants need supporting, what needs potting on, what would benefit from watering and what has become superfluous to requirements.

Sadly, because of poor performance and bad attitude, some plants have to be re-located and put on gardening leave.

Regular performance evaluations – something called “strolls” or ambles” -can identify problems before they occur. For instance, close surveillance and in-depth analysis (trowels are excellent tools), can help under-performing hebes. Being proactive can increase flower output.

Key performance indicators (KPIs) measure plant performance and are a focus for pan-garden stategic and operational improvement. They help future sourcing by demonstrating what garden centres or mail order catalogues have performed well and which poorly. They provide basis for decision-making and help focus attention on what matters most. Which is soil quality. As well as the quanitative and qualative assement of flower output.

In the garden, feedback is vital. It brings a culture of continuous growth and progressive improvement. Important questions can be addressed. Has that firepit been worthwhile? Was the decking worth it? Is magnesium deficiency worrying my tomatoes? Should one plant be promoted?: In other words, given a more starring role and brought to the front of the border?

Achievements must be recognized. As well as failures. The results of my first inspection have been been interesting:

RIBES ARMOUR : “You not only meet but often exceed your performance goals, demonstrating a strong focus on outcomes.!

FORSYTHIA GOLDRUSH : “Has achieved moderate success and responded well to hard pruning.”

LILAC : “You demonstrate a welcome commitment to continuous improvement.”

“The wisteria’s growth has been exemplary, marked by strong fragrance.”

“The lantarnum is struggling and may have been brought out of the greenhouse too soon.”

DAPHNE ETERNAL FRAGRANCE : “ Lovely. But still room for growth from merely showing potential in your spring role.”

CHERRY : “Your efforts have been impactful.”

CHOISIA or Mexican Orange Blossom : “Heady and floriferous, you consistently demonstrate exceptional performance.”

PHILADELPHUS : “ Shows a hesitancy to bud which may be encouraged by greater application of organic matter.”

ROSES : “You inspire and motivate your team effectively, demonstrating strong leadership skills that drive collective success.”

SWEET PEAS: “Pinching could yield better results.”

SALVIA: “Your ability to work harmoniously with colleagues from diverse backgrounds fosters a positive and inclusive team environment.”

HONEYSUCKLE: “A valued team member prioritizing collective success.”

GOLDFISH:“ Grown significantly through the winter! Tadpoles should take some credit.”

LILLIES: “Engaging more with the team will foster better collaboration.”

Every day sees performance improvement initiatives judged by flower output, both quantitative and qualitative. Increased thirdparty praise density increase or attrition ( flattery or criticism of your borders) will be highlighted. Overall equipment effectiveness is a set of broadly accepted metrics that reflect whether you need a new lawnmower. And through seed gemination data, indicates greenhouse cost-effectiveness.

Horticultural KPIs monitor progress toward a variety of goals, including diversity spending, environmental “green” initiatives, cost avoidance and gaining a competitive advantage over your neighbours. Close scrutiny and honest assessment of plant status will pro-actively affect sectors like future 5-7cm plug procurement.

Human resource management is just as important as plant relationship management. Meaningful dialogue be established.

I have completed my first staff report of the gardening year.

My conclusion are :

Wife: “ Seems hesitant to voice ideas during team meetings. Needs to be build more confidence in expressing her thoughts enhance contribution, Incidence of sulking and truculence. Developing stronger conflict-resolution skills could enhance team dynamics.”

Son 1: “Your recent work has shown inconsistency in meeting quality benchmarks. Let’s work on maintaining a steady standard of excellence. Rather than skiving.”

Son 2: Although we don’t see as much as we would like, you sometimes rush through tasks, which impacts the quality of your output. We’ve noticed that you occasionally overlook small but important details. Like locking the shed. Paying closer attention

Forsythia Gold Rush

to these details will enhance the quality of your work. And our gratitude. Something always get stolen after your visit.”

Next door Neighbour: “Your feedback sometimes comes across as overly critical, affecting team rapport. Adopting a more constructive and tone can improve working relationships.”

Next door Neighbour 2 : “Your open-door policy and scones help foster a transparent and supportive, morale-lifting environment.

I was also evaluated by my family.

“ To summarize:

“At times, you can be perceived as too directive bossy) with a well-documented morbid tendency to delegate. Encouraging more autonomy, embracing diverse viewpoints and listening more will help enormously. Your problem-solving efforts tend to focus on immediate fixes rather than long-term solutions. Adopting a broader perspective towards composting could lead

to more sustainable outcomes. Be more open to wife’s wormery. Take ownership of secateurs. Accept accountability for their whereabouts. You never acknowledge mistakes, limiting learning opportunities. Accepting responsibility can drive growth.”

• RESPONSES TO EXPECT FROM PLANTS AND PEOPLE

• I’ll continue to give my best and seek new ways to contribute even more.

• “Thank you for recognizing my work. It’s motivating to know it aligns with the team’s goals, and I’m excited by the future.”

• “I’m eager to find more ways to support our objectives.”

• “I really appreciate your kind words. It’s rewarding to know that my efforts are making a difference, and I’ll continue to contribute to our shared success.”

• “Thank you for your encouragement. It gives me the confidence to take on more ambitious projects. Not just bonfires. Your responses to critical feedback must be positive:

• “I value your feedback, . I’ll put together a plan to address these areas.”

• “I understand where I need to improve, and I’m committed to making meaningful changes.I appreciate your guidance

• “I recognize the need for growth in these areas and will work diligently to implement.”

• I understand your concerns and will make these areas a priority.

• I am determined to learn from this and make the necessary adjustments.”

• Let’s just pave over the whole garden.”

Daphne Eternal Fragrance

PONDS

One of the biggest events of the summer is the annual Pond Skaters’ Regatta.

Along with the raising of the Siberian Flag , the first Comet shower and the fly-past of mating dragonflies.

For those lucky enough to have a pond.

Just as pets are good for our mental health, so too can ponds help us live mentally healthier, more serene lives.

Having and caring for a pond has many benefits. It brings increased regular physical activity in the form of distributing high-nutrient fish flakes and sticks. And lifting heron decoys.

But, above all, a pond offers unconditional love. Looking after a pond can help you feel wanted and needed. A pond calms, reducing anxiety and isolation. Herons and blanketweed notwithstanding. Ponds do not judge or criticize. They help you meet like-minded people for whom water features are not taps.

People who are at their happiest in close proximity to a pond supplier.

“Headaches could also be a sign that you need to pay your eyes some attention – eye strain (either from an outdated prescription or too much time spent looking at a screen), can lead to headaches. If you are experiencing headaches regularly it can be easy to overlook eyes as the root cause.

People who like browsing around fish tanks, solar fountains, water filter pumps, cascading waterfalls, pond vacuums, water clarifiers, artificial mallards, plastic heron deterrents and reliable bottom cleaners.

“It really is important to book an eye examination if anything at all is concerning you.

It is amazing how much pleasure a hole, some impermeable geomembrane pond liner or pre-formed, rigid. high-density polyethylene mould with built-in ledges, some tap water and a few plants can bring. As a Blagdon’s non-dig patio pool.

For more advice visit www.essilor.co.uk

There you can plan your water soldier parade and choose water lilies such as Alba, Mrs Richmond, Barbara Dobbins, Gloire Temple-sur-Lot, Alba and Madame Wilfon Gonnere.

A good option for plant lovers is a pergola. It’s a feature in itself but growing your favourite climber up it quite literally takes the look to another level. One fast-growing option is Trachelospermum jasminoides (star jasmine), which has evergreen

J. Child & Son Ltd Monumental Masons

J. Child & Son Ltd

Monumental Masons

4th Generation Independent Family Run Business Established 1899

Help and Advice Freely Given, Home Visits, Detailed Brochure

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rugs immediately to hand.

Creating a lifestyle

Unlike a dog or a cat, a pond isn’t expensive. They don’t cost much to feed. They don’t require insurance (except if you keep koi)) or a licence. They don’t need toys which are shredded within minutes. They don’t need to be walked. Litter trays don’t have to emptied. They don’t need to be kennelled when you go away. A neighbour can always pond sit for you. They don’t bite or bark and they don’t run up ruinous vets’ bills.

When it comes to eating and entertaining outdoors there’s something for everyone and every pocket these days. From small table-top barbecues to pizza ovens and even barbecue huts. With built-in grill, chimney and benches the latter is ready for use at any time of year, not just late summer, as is a hot tub. Positioned under an awning or pergola this can add a touch of luxury to any garden setting.

Ponds do get ill. But slime disease, white spot ich, anchor worm and carp pox are easily and cheaply cured.

You may not be able to stroke or cuddle a pond but the only real disadvantage of building and owning your own pond is forgetting it is there. This usually happens when, coming home from the pub a little worse for wear, you trip over the edging rockery, and enter your house wearing a toupee of oxygenating plants and algae bloom.

Ponds are a long-term commitment. One of the great joys of having a pond is watching it grow up. A friend of ours has framed photos of his shubunkins. As fry, five-year-olds teenagers and mature adults.

Finding the right fish and plants for your pond is fun and rewarding. You must take into account water temperature, pH level, and oxygen content. And remember that all fish and ponds really need is water. A full pond is a happy pond.

A pond – which should not be too ornamental which means overstocked with poolside fishing gnomes- brings beauty and tranquillity into our lives.

As well as frogspawn and newts.

Firepits are a big trend for taking any chill out of the air. There are steel basins in a range of finishes that can be moved into different positions to suit or more permanent brick or concrete structures and even table-top versions. The choice now is vast, making it really easy to find one that fits your lifestyle and garden design.

Visiting an aquatic centre is like visiting an animal rescue centre. But it is fish as well as sedge that have the pleading, take-me-home-with-youeyes.

The choice is huge – fancy goldfish (Carassius auratus), fantails (with forked caudal fins ), cornets, orfes,( keep in mind they’re exceptionally active, making them prone to oxygen deprivation and jumping out of the pond), minnows, Orandas, pandas, giant jellyheads and molluscs like Japanese trapdoor snails.

Freshwater turtles are not recommended for British ponds. Although sharks are.

High-fin band sharks (myxocyprinus asiaticus) are good pond janitors and pond cleaners. Like dwarf hairgrass.

Similarly, garden lighting has come a long way in the last few years. No longer just called upon to add atmosphere to a summer garden party, it’s now a year-round feature. Use it to spotlight statement plants, dress a pergola, or to make a group of steps safer and aesthetically pleasing. Again, the choice is wide from solar and battery to mains wired and wireless connected systems.

garden lighting has come a long way in the last few years. No longer just called upon to add atmosphere to a summer garden party, it’s now a year-round feature. Use it to spotlight statement plants, dress a pergola, or to make a group of steps safer and aesthetically pleasing. Again, the choice is wide from solar and battery to mains wired and wireless connected systems.

Plant-wise you have your pick of deep water violets, all-summer flowering water avens, geums, avens, iris Louisianas, ragged robin, water mint, bog bean, water spearmint, “Black Magic” elephant ear, obedients, yellow creeping jenny, white skunk cabbage, society garlic, scarlet monkey flowers, cardinal flowers, bulrushes, reeds, veronica, orange peel plans, common cotton grass, pickerel weeds, corkscrew rush( juncus effusus) and flowering rush, ferns, fibre optics ( isolepsis cerne) and Houttuynia Cordata Boo-Boo.

No pond should be without a hardy perennial Arum lily “Crowborough” Zantedeschia aethiopica.

With a pond you are always in the centre of life. Never at the margins.

With the right elements and features in place your garden won’t just be a relaxing haven at the height of summer, it will have a magic that keeps on drawing you to it for so much longer, not only this year but for years to come.

A pond is a friend for life. And now, for many, man’s second-best friend.

Shake off the burdens of a big house

At this time of year, many homeowners turn their attention to their gardens, home maintenance, and the long list of seasonal tasks that come with keeping a property in top condition.

While the warmer weather is welcome, the thought of tackling outdoor upkeep can start to feel overwhelming.

For many homeowners at Adlington Retirement Living communities, the appeal of leaving all that behind was one of the reasons they decided to move.

David moved to an Adlington community, following his late wife’s advice: ‘Don’t become a slave to the house.’

“We lived in a big house with the most superb views. I absolutely loved it and didn’t want to give it up, but I got to the point where I thought, ‘David, what are you cleaning four bedrooms and two bathrooms for?’

“Since moving here, everything’s been even better than I expected. I thought I would miss the old place, but I don’t. Here, you’re not constantly looking at jobs that need doing around the house and garden. The worry has instantly gone away.

“You also have camaraderie, friendship groups, and all the things you can enjoy. We spend less time doing chores and more time enjoying life.”

Freedom from home maintenance

Since moving to an Adlington community, Trevor has enjoyed his newfound freedom from home maintenance.

“There’s so much stress and anxiety that comes with maintaining a house. We had a handyman, cleaners, a gardener, but it was still a worry. When you’re paying for odd jobs week by week, you don’t realise how much it adds up over the years.

“Some people think service charges for retirement communities are expensive, but when you consider what you get, I think it’s worth it. If I was talking to someone considering a move, I’d say it relieves an enormous amount of stress and adds so much positive social interaction. I enjoy meeting new friends, socialising, and not having any worries at all.”

Ann and Harry, other Adlington homeowners, also found that home maintenance responsibilities were a key factor when deciding to move.

“When you have a house, you become a servant to it. You have to keep it sellable and up to scratch, but the day comes when you don’t want to do it anymore. It starts to worry you.”

Since their move, Ann and Harry have felt a real sense of relief and freedom.

“We’ve got rid of all the concerns of painting the house and weeding the garden. Now, it’s all done for us, you don’t have worries here. It’s like being on holiday all the time, I can’t get over it. It’s wonderful. It takes all that anxiety away.”

For retirees looking to shed the burdens of homeownership while gaining more time to enjoy life, a move to a retirement community could be the perfect solution.

Come and see for yourself

Why not get a real feel for the lifestyle? Get in touch to arrange a private tour by calling 01524 917888 or visit adlington.co.uk/50L to find out more.

Time to embrace a new lifestyle

Imagine a hassle-free lifestyle with more time for yourself in a warm, welcoming retirement community and our helpful on-site team, available 24-7, 365 days a year. With thoughtfully designed private apartments, spaces to socialise in, and amenities such as a restaurant *, hair salon*, coffee lounge, plus fully maintained landscaped gardens, you could start to enjoy more quality time doing the things you love, when you move to an Adlington retirement community.

Rediscover Community and Compassion with Regenerage: Shop with Purpose and Support Later Life Done Differently

As we move through life, each chapter brings its own set of challenges and opportunities. For many people over 50, this stage is a time to reflect, give back, and reimagine what the future can look like. Regenerage, a not-for-profit charity with 44 years of dedicated service, is here to help adults do later life differently; with dignity, independence, and joy. Founded on the belief that every older person deserves a fulfilling, supported life, Regenerage has become a vital part of communities across Lancashire. While we’re widely known for our innovative dementia services, we do so much more. Through tailored support for individuals living with memory concerns and ongoing guidance for their families and carers, we are making a meaningful difference every single day. But our impact doesn’t stop with direct care. One of the most vibrant and community-driven aspects of our work is our network of Regenerage retail shops;

treasure troves of quality donated goods, bargains, and heart-warming finds that not only support our mission but also bring people together.

Why Our Shops Matter

Each purchase made in one of our award winning charity shops goes directly toward enhancing and expanding our dementia and memory support services. When you choose to shop with us, you’re not just picking up a great read, a stylish jacket, or a charming piece of home décor; you’re contributing to a broader mission; one rooted in compassion, care, and community.

We currently operate seven welcoming shops across Lancashire, including a spacious superstore at Middlebrook Retail Park in Horwich, Bolton. Other locations include Bamber Bridge, Buckshaw Village, Calder Park and Market Street in Chorley (the latter being

our popular £1 clearance shop), Fulwood and Leyland. Each shop is uniquely stocked and managed by passionate staff and volunteers who are always ready with a warm welcome and a helpful hand. Our donated items are carefully selected to ensure quality and value, and you’ll often find a mix of vintage gems, brand-name fashion, books, household goods, and more. Whether you’re hunting for a bargain, shopping sustainably, or just browsing for fun, there’s something for everyone at Regenerage.

A Special Offer Just for You

As a valued reader of The 50 Plus magazine, we’re delighted to offer you an exclusive 20% discount on your next purchase of donated stock (excluding furniture and white goods). Just bring the attached voucher with you to any of our eight locations to redeem this special offer. This is our way of saying thank you—not just for supporting our shops, but for helping us continue our mission of enriching the lives of older people. Every pound spent and every item donated goes directly back into our community, funding essential services for those living with dementia and other age-related challenges. More Than a Shop; A Community Hub - Our shops are more than retail outlets; they are places of connection. Many of our customers come in not just to shop, but to chat, meet others, and feel part of something meaningful. For those who may be feeling isolated or recently retired, becoming involved with Regenerage; whether as a shopper, donor, or volunteer—can be a wonderful way to stay active, connected, and engaged. Volunteering with Regenerage is a fantastic opportunity for people over 50 to share their skills, meet new friends, and give back in a tangible way. Our volunteers help with everything from sorting donations to working on the shop floor, and their dedication is a key part of what makes our work possible.

Making a Difference

At the heart of Regenerage’s mission is our commitment to people living with dementia and memory concerns. We understand how life-changing a dementia diagnosis can be; not only for the individual but also for their loved ones. That’s why we offer services that go far beyond the clinical. Our approach is person-centred, meaning that we

focus on the individual; their story, their needs, their preferences. Compassion, respect, and empathy are the cornerstones of our work, and we strive to make every service we offer as warm and supportive as possible. As we know that carers and families are often deeply affected by dementia too, we provide holistic support for them as well at our monthly carers support group. Whether it’s a listening ear, help navigating the care system, or just a break when they need one, Regenerage is here to help.

Your Support Changes Lives

By shopping at Regenerage, you become part of this incredible journey. Every purchase and every donated item directly funds services that help people live well and independently, no matter what challenges they face. We believe that growing older shouldn’t mean growing isolated or invisible. With your support, we can continue building communities where older people are valued, included, and empowered. In addition to shopping, you can also help by donating quality items you no longer need. Clothing, books, bric-a-brac, and household items are always welcome and appreciated. And if you’re looking for a meaningful way to spend your time, why not consider becoming a volunteer? It’s a rewarding experience that can fit around your schedule and interests.

Visit Us Today

We invite you to step into any of our Regenerage shops and experience the joy of shopping with purpose. Find hidden treasures, meet new friends, and take pride in knowing that your purchases are helping create brighter tomorrows for those in need. Join us in making a difference. Shop consciously, donate generously, and help turn compassion into action. Whether you’re buying a new outfit, finding a thoughtful gift, or simply stopping by for a chat, you’re helping to enrich lives and build a stronger, more caring community. Together, let’s reimagine what later life can be and make it brighter for everyone.

To find out more visit us at www.regenerage.org.uk or call us on 01772 552850

JAMES MARTIN CHEESE

ITV’s Saturday Morning’s James Martin offers over 100 classic and contemporary recipes that highlight how cheese can add flavour, depth and indulgence to your everyday cooking. Here he shares 4 of them with us for you to try.

Cheese and bread are a winning combination and in this twist, instead of making a sandwich or toastie, a whole hollowed-out cob is filled with a creamy, cheesy filling. Serve with a simply dressed salad to cut through the richness.

SERVES 4–6

l 50ml white wine

l 1 cob loaf, top sliced off carefully and most of the crumb removed

l 500g Cheddar, grated

l 500g Gruyère, grated

l 100ml crème fraîche

Method

l sea salt and freshly ground black pepper

l 50g salad leaves, to serve FOR THE DRESSING

l 25ml vegetable oil

l 1 tablespoon white wine vinegar

l 1 teaspoon Dijon mustard

Preheat the oven to 220°C (200°C fan)/425°F/gas 7.

Pour the wine all over the bread and leave for 5 minutes until the wine is absorbed. Layer half the cheeses into the bread and top with crème fraîche. Sprinkle over the rest of the cheeses and put the bread onto a baking tray. Pop into the oven for 15–20 minutes. To make the dressing, whisk all the ingredients together, then add a splash of water. Pour over the salad leaves and serve alongside the baked bread.

BUSINESS OPEN AS USUAL

(Blue Badge parking

HERBED LAMB RACK WITH RATATOUILLE

Grated Parmesan adds an umami element to the wonderful herby crust on this lamb, which is held together by the cream cheese. You can swap the Parmesan for Grana Padano or Pecorino Romano, while ricotta or mascarpone would work well in place of the cream cheese.

Method

Preheat the oven to 200°C (180°C fan)/400°F/gas 6. Heat a large frying pan until hot, then fry the lamb, fat-side down, for 2 minutes.

To make the herb crust, blitz all the ingredients to a fine paste in a food processor or blender. Brush the fat on the lamb with the mustard, then top with the herb paste. Transfer to a roasting tray and roast for 15–18 minutes. Remove from the oven and leave to rest for 10 minutes. Slice.

SERVES 4

l 8 rib rack of lamb, trimmed and cleaned

l 1 tablespoon Dijon mustard FOR THE HERB CRUST

l 1 small bunch of flat-leaf parsley

l 1 small bunch of mint

l 25g Parmesan, grated

l 1 thick slice of white bread

l 1 tablespoon full-fat cream cheese

l zest of 1 unwaxed lemon FOR THE RATATOUILLE

l 2 tablespoons olive oil

l 1 onion, diced

l ½ garlic clove, sliced

l 1 red pepper, diced

l 1 yellow pepper, diced

l 1 green pepper, diced

l 1 courgette, cut into 1cm cubes

l 1 aubergine, cut into 1cm cubes

l 3 large tomatoes, diced

l 1 small bunch of basil, torn

l sea salt and freshly ground black pepper

Meanwhile, for the ratatouille, heat a large non-stick pan over a medium heat, add the oil, then add the onion and fry for 1 minute. Add the garlic, then the peppers and cook for 30 seconds, then add the courgette and cook for another 30 seconds. Finally, add the aubergine and tomatoes, season and cook over a gentle heat for 5 minutes or until cooked. Finish by stirring through the basil.

Serve the ratatouille with the lamb.

BUTTER PANEER CURRY

Paneer is a cheese best enjoyed cooked and, like halloumi, its firm texture lends itself perfectly to frying. Firm, golden cubes are then smothered in a buttery tomato sauce for this delicious vegetarian curry.

Method

In a deep-sided pan, heat the vegetable oil to 170°C (340°F).

Deep-fry the paneer in the oil until golden – you will need to do this in batches.

Place a large pan over a medium heat, add 25g of the butter and

SERVES

l 600g paneer, cubed

l 2 litres vegetable oil, for frying FOR THE SAUCE

l 125g butter

l 2 onions, sliced

l 2 tablespoons garam masala

l 1 teaspoon mild chilli powder

l 1 teaspoon ground cumin

l 2 garlic cloves, crushed

l 1 tablespoon ginger paste

l 400ml vegetable stock

l 5 tomatoes, chopped

l 1 green chilli, sliced

l 1 red chilli, sliced

l 12 curry leaves

l 100ml double cream

l sea salt and freshly ground black pepper TO SERVE

l chopped coriander

l basmati rice

then the onions and cook for 10 minutes until golden. Add the spices, garlic, ginger, stock and tomatoes and simmer for 5 minutes. Pop in the paneer, chillies and curry leaves and cook for a further 5 minutes.

Stir through the cream and remaining 100g butter to finish.

Sprinkle with chopped coriander and serve alongside some basmati ric

SUMMER BERRY CAKE

The ultimate summer sweet, this berry cake showcases the best of the season’s produce to provide a colourful contrast to the pale icing. Simple to throw together but impressive enough to roll out for guests and special occasions.

FOR THE ICING

FOR THE CAKE

l 250g caster sugar

l 250g butter, softened

l 5 eggs

l 1 teaspoon vanilla bean paste

l 250g self-raising flour

Method

l 400g full-fat cream cheese

l 100g icing sugar

TO DECORATE

l a selection of summer berries

l sprigs of mint

Preheat the oven to 180°C (160°C fan)/350°F/gas 4. Line a deep 25cm cake tin with greaseproof paper.

Using a stand mixer or handheld mixer, beat the sugar and butter until pale and fluffy. Then beat in the eggs and vanilla and fold in the flour.

Pour the cake mixture into the prepared tin and bake for 1 hour. Leave in the tin to cool completely.

To make the icing, in a bowl, gently beat together the cream cheese and icing sugar.

Top the cake with the icing, then decorate with berries and mint. Store in an airtight container for up to 2 days.

Website www.fredhamer.co.uk SERVES 8

Serving & Caring for the families of the Northwest for over 100 years

Nominated Funeral Director for Haven Personal Funeral Plans Ltd

Fred Hamer has been serving families of the North West for over 100 years and the company is still family owned today.

We have an excellent reputation, thanks to our highly qualified and experienced staff, our local knowledge, our exceptional levels of customer service and our long history in the region.

Chiara Ozuzu, Solicitor in the Family Law Department at Clough & Willis Solicitors answers your questions on

Divorce and Separation

Facing the breakdown of a marriage or long term relationship is one of the most stressful life experiences with a whole range of emotional turmoil – from anger and distress to thoughts of loss and the worry of an uncertain future. It is therefore crucial that you obtain expert legal advice at an early stage.

Each family, marriage or relationship is unique and it is never a case of one size fits all. Obtaining advice face to face from a qualified professional is very important. At Clough and Willis, we pride ourselves on providing support, empathy and guidance at each and every step. We understand that trust is at the core of everything we do and so it is vital for you to feel comfortable with us. We are confident that at the end of the process you should feel you have maintained your dignity and self respect and can move on with your life.

The following are some examples of the questions that are put to us on a regular basis.

1. My wife and I have agreed to separate. We have been led to believe that it is possible to apply for a divorce based upon the fact that we have simply grown apart. Is this correct?

No. The sole ground for divorce is the irretrievable breakdown of your marriage. If you want to apply for a divorce immediately then this must be supported by one of two facts, either adultery or unreasonable behaviour. We will be able to advise you whether the “behaviour” complained of is sufficient. The majority of people are often surprised that it is not necessary to go into too much detail

or to exaggerate. Alternatively, if you and your wife agree, one of you could apply for a divorce after you have lived separately for over two years provided the other is prepared to provide their written agreement.

2. My husband and I would like to try and reach an amicable settlement regarding our financial position. However, at present I do not feel confident that I know enough about my husband’s circumstances to reach an informed decision. Are you able to suggest a way forward?

Yes. It will be necessary for your husband to provide what is referred to as full and frank disclosure of his income, capital and pension provision and to provide documents in support. Once you are satisfied this has been done you will know what resources are available and negotiations can then begin

which will hopefully result in an amicable agreement. This can be made legally binding by the Court by way of a Consent Order.

3. My wife and I have decided there is no future in our marriage. We have two young children whose upbringing I have been actively involved in given that I am quite fortunate to have very flexible working arrangements. I believe it would be good for the children for this to continue but I do not think my wife will agree because this may affect the amount she receives by way of a financial settlement and maintenance. Is there any point pursuing shared care?

Yes, there certainly is. The paramount consideration is the welfare of your children.

The arrangements for your children must be resolved before the financial settlement. It would be much better for your family as a whole if you and your wife were able to reach an agreement rather than the Court having to impose a decision upon you. You could try and resolve matters at Family Mediation. We would be able to refer you to an appropriate service. If you are unable to agree then you could make an application to the Court for a Child Arrangements Order. Shared care arrangements are becoming more commonplace given that a lot of fathers like you have more flexible working arrangements and many women now work full time and require more help with childcare. The arrangements do not have to actually be an exact division of time on a 50\50 basis.

For further information on any of the above or any other family matter contact Chiara Ozuzu or Lee Marston for a free, no obligation interview on 0161 764 5266

Do you need help through difficult times?

Talk to one of our experienced solicitors to find out how they can help you with a variety of matters, ranging from wills and probate, litigation and property disputes, divorce, seperation and child disputes to the purchasing or sale of property and equity release. Clough & Willis covers all aspects of personal law and prides itself on being honest, open and speaking in plain English with our clients to help guide you through tough times.

Chiara Ozuzu Family Law Solicitor

Lorraine Stratton-Webb Head of Residential Property

Nicola Finbow Head of Private Client Fiona Gaskell Dispute Resolution Solicitor

Based in Bromley Cross our premises offer a more modern environment both from our clinical and technical needs.

Are your

Confidence begins with a beautiful smile ...

Many denture wearers suffer with poor fitting, worn out or artificial looking dentures that cause the wearer to feel a lack of confidence in their dentures. This can present itself when chewing or even by just worrying about the denture dropping during a conversation. All these are issues that Bolton Denture Centre specialise in correcting.

Smiling has a host Mood BoostingBoost your immunity stronger immunity.

What is a Clinical Dental Technician?

A Clinical Dental Technician (CDT) is a qualified dental technician that has under gone further Education and Training to gain a Diploma in Clinical Dental Technology as Awarded by the Royal Collage of Surgeons (RCS).

At Bolton Denture Centre our clinician is one of the first registered Clinical Dental Technicians in the country, and able to offer a bespoke service of treating the patient AND making the denture in the laboratory.

Over recent years there have been many improvements in both the way we construct dentures and in the materials and denture teeth that we use. One such innovation currently on the dental market is DIGITAL DENTURES.

However as with any new technology it usually gets rushed to market before it is fully developed. We have seen an upturn in enquiries for this technology, but after many meetings with sales reps and looking into the technology behind it we feel the quality and aesthetics are extremally substandard in comparison to a bespoke handmade tradtional denture.

Relieves Stresssmile has the same Lowering blood pressure Smiles are infectious attractive to others

What if you don’t Here at The Bolton over 15 years.

We also feel the fit of digital dentures are not going to be as good as the fit of traditional dentures as the digital impression cannot replicate the compressive action of the denture, therefore leaving in general reduced suction. This is why we have chosen not to offer this service as of yet here at Bolton Denture Centre. You still have to be a clinical dental technician to provide digital dentures.

Your Dentures need Attention

1. When they become loose.

2. When teeth or denture base discolours.

3. When tooth surfaces become flat.

4. When denture base does not fit around natural teeth (in partial dentures).

5. When you develop deep lines around your mouth.

6. When your chin sticks out, and the corners of your lips are constantly wet, developing sores.

7. When you stop smiling and feel embarrassed.

My Dentures have become loose!

Bolton Denture Centre can offer all aspects of denture care including;

4 Free Consultations

4 Denture cleaning and polishing service

4 Repair of broken or cracked dentures

4 Relining existing dentures to improve fit

4 New full dentures

4 New partial dentures (following treatment plan from dentist) *

4 Sports mouth guards

* Dentist treatment plan can be arranged.

your dentures holding you back

This is easily remedied by a procedure know as Re-lining. A new layer of Denture base is added to your existing Denture, improving the fit and restoring confidence.

one of the most basic, biologically uniform expressions of all Smiling is not just a universal means of communicating, it’s also frequent one. More than 30% of us smile more than 20 times a day and 14% of us smile less than 5 times a day.

Should I have a spare set of Dentures made?

host of benefits which include:

Yes, it is very important to have a spare set of dentures for emergencies in case of breakage. Once a new set is made the old set becomes a spare.

Psychologists have found that even if you’re in a bad mood s immunity - smiling makes your body more relaxed and contributes to a go immunity.

What our Customers Say

Jonathan is a very easy person to talk to. He explained everything to me in detail and made me feel very relaxed. I would definitely recommend him.

CONSTRUCTING A GOOD SET OF DENTURES

Constructing a functional and aesthetically pleasing set of dentures is the most difficult task in dentistry. We are not only replacing lost teeth, but also lost tissue matter and bone. In other words, we have to re-create your facial features as they were before the loss of your natural teeth.

Took my 96 year old dad to see Johnathan to sort out his dentures. Johnathan was courteous, helpful and very professional. I would highly recommend his services.

In most cases we do not know what your teeth looked like, what size they were or what position they were in originally. We have a few indications but mostly we have to rely on our visual and artistic judgement.

Cannot praise Jonathan enough absolutely first class. Came in specially Christmas eve to help me out and saved my Christmas from being ruined (meals out etc) used again yesterday and the same great service would highly recommend to anyone.

At the same time we have to use our technical expertise in order to make the denture stable and functional. Denture construction is more art than science.

DENTURES NEED REGULAR SERVICING

Dentures are in constant use almost 24 hours a day, 365 days a year. They are also in a pretty hostile environment in the mouth, being attacked by strong acid, bacteria, hot, cold and spicy food. Denture material absorbs liquids and food odour.

Really down to earth guy. Dentures are brilliant, I couldn’t have been treated better. Highly recommend their service.

Constructing a Good Set of Dentures

Smiling releases endorphins which reduce stress and change y same effect.

pressure - Reducing stress and smiling can also help lower blood pressu infectious - Not only do others smile when we smile but studies also sugg others when we smile.

Daily cleaning is essential as well as professional ultrasonic cleaning in a dental laboratory at least once a year. Due to

don’t like your smile, do you suffer from loose poorly fitted or broken dentures? Bolton Denture Centre we have been helping denture wearers to get beautiful smiles for

At the same time we have to use our technical expertise in order to make the denture stable and functional. Denture construction is more art than science.

We are

Why not call me to discuss your current situation or arrange an appointment as I am always more than happy to help.

Jonathan Dean

LBIDST CDT RCS Eng

Considering a funeral plan?

Be Positive, Practical and Productive in 2025 by taking care of your financial end of life planning and more importantly giving peace of mind to your loved ones

This article was written by Haven Personal Funeral Plans Ltd.

What is a funeral plan?

A funeral plan allows you to pay for your funeral upfront saving your loved ones from the financial burden of covering the cost themselves. Funeral plans can only be sold by firms authorised and regulated by the Financial Conduct Authority (FCA) or their Appointed Representatives.

You will pay for the funeral at today’s prices, potentially saving the cost of inflation from between when you take the funeral plan out and time of need.

Planning your own funeral can be a difficult and emotional thing to do for most people, nobody wants to think about, let alone have a conversation about the day when they are not here. However it can provide loved ones with all the help and support they will need at a difficult time.

If you have ever had to plan a loved one’s funeral, you will know first hand how distressing and difficult this can be. In order for the funeral director to arrange the funeral they have to ask you a series of questions. You need to make certain decisions which when you are grieving and upset can be an incredibly difficult thing to do, especially if you didn’t know your loved one’s personal preferences. This can make you question if you made the right choice and then there is the financial burden of also having to cover the cost of the funeral.

A funeral plan can be a positive, practical and productive thing to do not only for yourself but very importantly for your loved ones.

What are the benefits and risks of having a funeral plan?

If you are thinking about a funeral plan, it is important that you have all of the information in order for you to decide if a funeral

plan is right for you, it is important to weigh up the benefits and the risks.

Benefits of having a funeral plan:

• They potentially protect you from inflation. You pay for the funeral at today’s price avoiding any future inflation. If funeral costs continue to rise in the future as they have done consistently in previous years, you will not need to pay anymore. Currently in the UK, the cost of a basic funeral is now £4,141.00 which has increased by 4.7% compared to last years price (according to the Sunlife Cost of Dying Report 2024).

• The financial burden is taken away from your loved ones at time of need.

• Your funeral arrangements and personal wishes are taken care of.

• Funeral plans are exempt from Inheritance Tax.

Risks of having a funeral plan:

• A funeral plan only covers items/ services included in the plan, these vary depending on the plan so it is important to check you have included everything. If at point of need items / services need to be added, for example an additional car for relatives, your relative will have to pay for this.

• The funeral plan provider could fail, if this was the case your plan could be refunded in full or be transferred to another provider.

• The Trust in which your money is invested may fail, if this was the case and a return of your monies is not possible you may be entitled to compensation under the Financial Services Compensation Scheme (FSCS).

• In the unlikely event that funeral costs fall in the future, the price paid for your funeral plan would remain the same.

What’s included in a funeral plan?

This can vary depending on the plan provider and the type of funeral plan however most funeral plans include funeral directors’ costs, a coffin, a hearse, a minister, cremation fees, burial fees up to the cost of cremation. It is important when buying a funeral plan that you read and understand exactly what is and is not included in the funeral plan. Funeral plans can be tailored and personalised to suit your individual needs and wishes.

How does a funeral plan with Haven work?

Haven sells funeral plans through a network of family-owned funeral directors who are Appointed Representatives of Haven Personal Funeral Plans. The funeral homes cover East Lancashire,

West Yorkshire and Greater Manchester. Funeral plans are sold face to face by funeral directors who have been specifically trained in funeral plans.

When you take out a Haven Personal Funeral plan, the price you pay includes an administration fee that is kept by the company to cover the day to day running costs. The balance is then transferred into The Haven Funeral Trust where it is invested by an FCA regulated investment manager. The money is held there until needed.

During the lifetime of the funeral plan, you will be contacted every 18 months with a summary of your funeral plan and given the opportunity to change any details of the funeral plan to suit your current needs and wishes. Changes to your funeral plan can be made at any time, you do not need to wait for the 18 month summary. Haven do not charge an admin fee for changes being made to your funeral plan.

When you take the funeral plan out, you will be given the opportunity to appoint a Nominated Representative. A Nominated Representative is someone who will know about your funeral plan so that at time of need, the funeral plan does not go unclaimed. A nominated representative can’t make any changes or cancel your funeral plan.

At time of need, whoever is arranging your funeral simply needs to get in touch either with Haven directly or your nominated funeral director where they will be informed of what happens next. They will then be supported throughout the entire process leading up to during and after the funeral by our team of dedicated caring and professional staff.

Once the funeral has taken place, Haven will pay your nominated funeral director for carrying out your funeral in accordance with your planned wishes. Your loved ones will not be charged any extra for this, these costs will be covered by your funeral plan. If any extras are required at time of need that are not covered by the funeral plan, these will be payable to the funeral director by your loved ones.

Haven is a trading name of Haven Personal Funeral Plans Ltd which is registered in England and Wales No. 03557936

Registered Address: Cedar Lodge, 227 Bury Road, Rawtenstall, Rossendale, BB4 6DJ

Haven Personal Funeral Plans Ltd is authorised and regulated by the Financial Conduct Authority – FRN 962488