Bolton & Bury issue 89 by 50 Plus Magazine

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Bolton Market

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reservervation call 01257 481234 www.cherrytreeblackrod.co.uk

Blackrod | Bolton | BL6 5LA

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Experience Alfresco Dining & Modern Classics at The Cherry Tree

At The Cherry Tree, we focus on serving our take on classic British dishes with a modern influence, using only the freshest local produce. Located in the heart of Lancashire, we are surrounded by an abundance of highquality ingredients, ensuring every dish is crafted to perfection.

Join us for our Market Menu, offering incredible value with 2 courses for £20.95 or 3 courses for £25.95—a perfect way to enjoy our seasonal Flavors.

The Garden Room

During the summer months, unwind in our beautiful beer garden and experience alfresco dining at its finest—a welcoming atmosphere, delicious food, and refreshing drinks in a stunning outdoor setting.

The Garden Terrace

The Garden Room

The true heart and soul of the The Cherry Tree. The dining room everyone is talking about. Our Garden room will leave you breathless with its stunning blossom tree decor, spacious booths, beautifully designed cocktail bar and clear views of the Garden. The Garden Room is perfect for all occasions.

The Garden Terrace

Six beautiful oral decorated booths, boasting views of the garden room and our garden area. This dining terrace can be fully opened on those summer days making it the perfect spot to enjoy al fresco dining and cocktails in the sun.

The Con servatory

With luscious foliage and jungle textures, this room will certainly not disappoint. Moon shaped booths alongside natural light from our garden area make this the perfect room to impress your guests and ‘enjoy it all.’

The Blossom Lounge

Nestled between our public bar and conservatory dining room is the blossom lounge. Impressive blossom trees hug the walls and ceiling, making this area perfect for intimate dining and amazing for group reservations.

The Public Bar and Cocktail Lounge

The Bar at the Cherry Tree is a destination in its own right. A perfect place to meet family, friends, go on a date, enjoy pre-dinner drinks or celebrate a special occasion. Our Bar Manager and his team have curated an exciting, contemporary cocktail menu, heavily in uenced by their trips all over the world.

Coming soon... our New Menu

TWITTERING ON

By Angela Kelly

- because x’ing on doesn’t sound quite the same

Are car headlights dangerously dazzling?

IT was good news to hear that the Government is to commission a new study looking into potential “countermeasures” for dazzling LED headlights on vehicles.

On the basis of “thank goodness it’s not just me”, motoring organisations and MPs have spoken out after accidents have been blamed on people being blinded by LED lights.

There have already been calls to ban certain types of headlights on cars because of fears that they are so bright they’re causing accidents.

AA members have told the organisation that LED lights on vehicles are among the factors causing them to be “blinded” while driving.

Worryingly, according to national collisions’ data, dazzling headlights were a contributing factor in 216 incidents in 2023.

Now, after a new question in the House of Commons on the subject, the Secretary of State for Transport accepted there was increased public concern about headlight glare. Independent research was underway and due to be delivered this Summer.

Certainly, driving along country lanes late at night to be met by the glare of bright LED lights coming in the opposite direction could create a potentially dangerous situation.

AA president Edmund King stated: “Our own research shows it is an issue for some drivers with three quarters saying they have been blinded by oncoming headlights.

“Our members tell us that they are feeling the strain of brighter headlights more than ever before, as well as brighter brake and

traffic lights. Conversely, they also say brighter lights enhance road safety.

“The problem seems to be LED lights on higher vehicles such as SUVs. The Government-sponsored investigation into the use of LED lights on our roads should help clarify this issue further, as well as provide appropriate measures where needed.”

RAC senior policy officer Rod Dennis said: “Few issues we deal with have triggered quite as much of a reaction among drivers as the brightness of headlights. It’s clear that, for a proportion of the driving public, glare affects them profoundly on the roads at night.

“But while the frustration is evident, the causes of the problem and what can be done about it are much less clear. That’s why the Government-funded project is so important.”

So now all we can do is wait for the outcome of the research and hope it sheds a (muted) light on a worrying situation.

We’re not interested in your opinions – heckle off!

ANYONE who has ever been to a comedy night or major one-man show will know about the irritation of hecklers.

For some reason, they believe that the audience – and the comedian – will be highly entertained by their inane shouts when the reality is that it’s annoying at the least and rude and disrespectful at the most.

Peter Kay is the latest comedian to hit the headlines for taking direct action to deal with hecklers.

The AO Arena in Manchester was the scene with two audience members removed while Peter was performing his Better Late Than Never … Again tour.

When one unofficial “performer” started shouting out one of Kay’s well-known phrases, “garlic bread”, the other responded by chanting “We love you, Peter, we do.”

Kay’s response was “We love, you love” but then stated: “Alright, love, we heard you. Take her out while you’re up there (removing the first heckler) – drag her out.”

Then he is later heard to say: “Go on, Lisa Riley”, referring to the Emmerdale actress.

This incident actually resulted in a bit of a public row, with the heckler going on TV, stating: “I didn’t mean to cause any harm, I was just showing my love …. but he obviously didn’t like it.”

Forced to defend himself on Instagram, the comedian explained that the two hecklers were “disrupting from the very start.

“I did my best to address the situation and made light of it as any comedian would but, unfortunately, their interruptions continued.

“I then tried to ignore them, hoping they’d settle down, but when the disruption persisted into the second half of the show, I asked the audience around them if they were being bothered by the noise.

“They all shouted ‘yes’ and when I asked for a show of hands at least 40 people raised theirs. At that point I had no choice but to take action.”

Sorry but my sympathies are all with the performers on this one. For some reason, audience members sometimes believe that people have come to hear from THEM and insist on shouting out.

But they’re not funny and they’re not wanted.

I really think heckling is a self-fulfilling prophecy and if you do it, prepare for retribution – usually with a great put-down by the comedian.

Now that really IS appreciated by the audience.

Mammograms really do save lives

HAVING a mammogram is not something you’d automatically do for fun.

Your breasts are compressed between two metal plates and x-rays taken to reveal any problem areas.

It is routinely offered to all women aged 50 to 70 in the UK every three years and more than two million women are screened each year.

It’s a brilliant tool in diagnosing early problems. It discovered my breast cancer early 20 years ago on a routine appointment. I had surgery, went on a five year drugs’ trial and I’ve been clear ever since.

Even though for me it was a personal life-saver, I do understand why many women refuse to have a mammogram. They are probably frightened about the procedure and unsure what it entails.

So it was absolutely brilliant to see 63 year-old presenter Vanessa Feltz undergoing a mammogram live on TV’s This Morning.

She held a normal conversation throughout and explained the procedure well.

When asked how it felt, she said: “It feels slightly squashed. But it certainly isn’t hurting at all. I wouldn’t even call it discomfort. I certainly wouldn’t call it pain.”

Around 11,400 women and 85 men die from breast cancer every year - the equivalent to 32 deaths every day. So please don’t miss your mammograms.

LLG Wheelchairs Ltd have been in the mobility business since 1983, offering a high quality service to our customers throughout the UK.

We carry one of the largest stocks of new and used mobility scooters, powered wheelchairs and mobility accessories in the North West.

We don’t just sell wheelchairs and mobility scooters in Leigh –we can also supply small household mobility aids to stair lifts and everything in-between throughout the North West and the UK. Our after-sales customer care is second to none.

If you have a disability or mobility problem our aim is to help you to find the best solution, so why not contact us or call into our showroom. Our experienced staff are always happy to offer friendly and useful advice on the best mobility solution for your needs.

When it comes to inviting, relaxing breaks, we have the ideal holiday for you...

Whether you’re looking for a romantic break for two, a family holiday or getting away with friends, Daish’s Holidays offers 12 hotels in 10 of the most popular UK destinations. Our fleet of 35 luxury coaches provide return travel in comfort and style from your pick up point and will take you directly to your hotel, aiming to arrive between 3 – 5pm.

If you’d like to get out and about to explore the local area on your holiday, then all of our breaks can also be booked on a self-drive basis so you’ve got the freedom of having your own car.

Trip Advisor’s Travellers’ Choice

We are proud to announce that five of our group – Somerset, Imperial, Daish’s, Devonshire, County – have been awarded the coveted TripAdvisor Travellers’ Choice award for 2024.

Don’t miss these coach inclusive breaks!

Local pick up points make it easy to get away.

Price includes return coach travel from:

Bury, Bolton, Farnworth, Walkden, Eccles, Stretford, Sale, Altrincham, Lymm Services. All offers are subject to availability and standard terms and conditions (see brochure or website for T&C’s).

Prices shown are per person based on two people sharing a Standard Room. Supplements apply on twin/double rooms with sole occupancy. Optional local excursions can be booked at the hotel. Many more coach or self-drive holiday dates available in 2025. If you would prefer to self-drive, deduct £20 per person from prices shown. Offer ends 1st May 2025

Experience Gibraltar; it’s a little piece of England on the Mediterranean.

By Rebecca Underwood, BA Hons | Travel Journalist

At the southernmost tip of the Iberian Peninsula, where Africa meets Europe, lies the captivating peninsular of Gibraltar. Magnificent scenery, rich architecture and enchanting wildlife capture the essence of the Mediterranean, but at the same time retaining that warm and comforting homecoming feel. Temperatures can creep above 30 centigrade in summer and with an average of 300 days sunshine a year Gibraltar’s subtropical North African sun and fascinating history ensures that the number of visitors continues to increase each year.

that Admiral Nelson’s fleet was based in Gibraltar. Following the victory of Trafalgar in 1805, his body, preserved in a barrel of rum, was brought to Gibraltar. And of course it is widely known that Gibraltar played a pivotal role during the Second World War.

Today, Gibraltar offers visitors a tantalising glimpse into this intriguing history and there is the opportunity to witness the splendour of ceremonial events including the Changing of the Guard and the Ceremony of the Keys, which are still performed with precision as they were in past centuries.

Keen to know more of the struggles for power, I visited the imposing Moorish Castle, admired the beautiful Spanish architecture at the Cathedral of St Mary the Crowned and wandered around the tranquil gardens surrounding the Trafalgar Cemetery. Although Gibraltar is a small peninsular there is plenty to see and do. For those of us who love to shop, Gibraltar is a VAT free zone and Main Street, which runs the length of the town centre, is crammed with shops enticing the most reluctant! Many of the quaint little shops located in the lanes and narrow alleys are simply charming and display vast selections of jewellery with both precious and semi-precious stones, pieces of exquisite porcelain and fine glassware, leather goods, perfumes, silks and cashmere.

Gibraltar remains a strategically important military and naval base and has been ruled by many since early Arab occupation. Spanish forces governed from the beginning of the fourteenth century until 1333 when the Moors retained control. In 1462 the peninsula was recaptured by Spain until Admiral George Rooke took control in 1704. Gibraltar has continued to play a prominent role in times of conflict. Spanish and French forces besieged the peninsular during the American War of Independence and it is also recorded

The crystal factory is well worth a visit and I was mesmerised by the master glass blowers crafting molten glass into beautiful products, which make unique gifts. For those seeking a special dining experience, Gibraltar’s inhabitants and visitors can be seen dining Mediterranean style. Al fresco restaurants include French, Indian, Italian, English, Moroccan, Spanish, Peking and Szechwan. There are also some lively pubs offering excellent menus and great entertainment. A quickpaced walk around Casemates Square (once the location for public executions) will work off those calories! These days the square is also crammed with al fresco bars and cafes providing the

The Rock Hotel and accommodation

Moorish Castle

Changing of the Keys Ceremony

perfect spot to watch the locals and visitors strolling sedately by. And for those who also love a long leisurely afternoon stroll after a generous lunch, discover the wealth of plant life exhibited in the Botanical Gardens. I was entranced by the palms and jacaranda, clematis, bougainvillaea, honeysuckle and geraniums and I couldn’t fail to notice the scent of lavender and jasmine hanging on the breeze.

For those drawn to something more strenuous, local activities include sailing, diving and fishing. Bird watching is another popular pastime and of course a trip to visit the Barbary Apes, at the top of ‘the rock’ cannot be missed. The Barbary Apes are the only wild primates in Europe and legend has it that if the apes leave then Gibraltar will cease to be British. This does not cause concern, as it is quite clear that they are very well looked after!

Gibraltar holds many surprises for visitors; there are four spacious sandy beaches to choose from. Eastern Beach, Sandy Beach, Western Beach and the charming picturesque and sedate Catalan Bay (which was settled by Genoese fishermen in the 18th century) are highly recommended. For those of us who love to sail, Gibraltar’s marine life is very impressive. You may well encounter turtles, dolphins and even the Blue Whale, which is known to migrate to the area. For bird watchers, a visit to the Upper Rock Nature Reserve is a real treat. The Rock is a staging post for an

extensive array of species including eagles, vultures and buzzards and residents include the Blue Rock Thrush, Peregrine Falcon and the Barbary Partridge.

Choosing a place to stay is always a dilemma but I was most fortunate to secure a gorgeous suite at the Rock Hotel. The hotel, (recipient of four of the highly regarded AA stars), was built by the Marquis of Bute in 1932 and wellknown guests include Winston Churchill. The hotel presents a rich colonial style décor and provides an excellent level of comfort and service, which makes for a perfect retreat. The views across the Bay of Gibraltar, the Spanish mainland and the Rif Mountains of Morocco are quite simply breathtaking. The hotel also holds two RAC dining awards as well as the RAC White Ribbon. The restaurant is of course very popular with locals and visitors alike and offers an extensive menu with British, Iberian and Moorish dishes served in relaxed surroundings. After indulging in one too many courses, I took a dip in the open-air seawater pool, which is in a secluded spot within a lush tranquil garden. This activity was followed by a few cocktails and then a long leisurely snooze! Visit Gibraltar, and experience a little piece of England on the Mediterranean.

Images supplied with the kind permission of the Gibraltar Tourist Board. For more information visit www.visitgibraltar.gi

There are bargains galore in our electrical shop ... New and second-hand electrical items:

Established in 2016 we oﬀer fantastic holidays in the UK and across Europe. With fabulous excursions, quality hotel accommodation, executive coaches and top class tour drivers, a trip with AVA Travel is one to remember! We also have a huge selection of UK day trips to suit every traveller. AVA are committed to making the whole process of taking a holiday with us as easy and pain free as possible.

OVER 200 HOLIDAYS AND SHORT BREAKS TO CHOOSE FROM!

VISIT OUR WEBSITE OR CALL OUR FRIENDLY TEAM TO ORDER YOUR FREE BROCHURE TODAY!

Visit magniﬁcent Westminster Abbey, the royal church in the centre of London, steeped in a thousand years of history. Enjoy a Blue Badge guided tour to take you on a historic journey of the Abbey.

Following our guided tour head through the stunning medieval cloisters into Westminster Abbey’s Cellarium Café for a delightful afternoon

tea. Discover The Tower of London and its captivating tales, get up close to the Crown Jewels as you explore London’s iconic castle and infamous prison, meet the famous ravens and legendary Yeoman Warders as you wander the grounds.

Join us as we head to the edge of the beautiful Cotswolds. Walk in the footsteps of some of history’s most notable characters right in the heart of the Cotswold’s on a visit Sudeley Castle and Gardens, with royal connections spanning a thousand years there is much to discover. Journey to see ‘The Queen of the Cotswold’s’, the historic wool town of Painswick, one of the ﬁnest and best-preserved Cotswold towns with a wonderful visit to the World-famous Rococo Gardens. Don’t miss out on this wonderful attraction packed tour!

DEPARTS 13.06.25

£509

This wonderful tour takes us on a journey Through time with visits to the wonderful attractions of Beamish Living Museum of the North and the Bowes Museum. Capture the spirit of the North East in the 1800’s and 1900’s as you travel around the attractions of Beamish on a restored tram or bus. Visit the majestic French-style chateau which houses the Bowes Museum which opened in 1892. Take the pportunity to view the amazing Silver Swan automation which is back in action and wowing audiences once again following an intricate and extensive restoration over 1500 hours, and visit the picturesque town of Barnard Castle,

Spend two days at this wonderful event at the Port of Aberdeen. The city is looking forward to the prestigious honour of hosting the World-famous Tall Ships races in July 2025 with celebrations, culture and interna tional friendships at Europe’s largest free maritime event. Enjoy numerous activities and attractions on oﬀer around the city absorbing visitors in a festival of culture that celebrates both the city’s maritime heritage and cultural renaissance. Ships will also be open to free public access during set times allowing you the opportunity to get up close and personal with these mighty vessels and their crew.

DEPARTS 20.07.25

£447

Genteel Geneva

By Rebecca Underwood, BA Hons | Travel Journalist

Geneva, the second most populous city of Switzerland, is situated in Romandy, right on the spot where the sparkling waters of Lake Geneva meet the mighty river Rhône, and surrounded by the majestic Alps and the Jura mountains it is simply unforgettable.

A truly global metropolis, a financial hub, and the international heart of diplomacy, Geneva hosts the headquarters of the European branch of the United Nations and the International Committee of the Red Cross. In 1949, the Geneva Conventions, which focus on the welfare and protection of prisoners of war, wounded participants and innocents caught up in conflict, were signed in this tranquil city.

Geneva, known as the city of peace, is one of the greenest cities in Europe, and provides a very high quality of life for its fortunate residents. To appreciate the stunning beauty of this cosmopolitan city, I took a stroll along the quays of Lake Geneva and admired the view of the Jet D’Eau, a spectacular fountain, which pumps gallons of water soaring up to 453 feet into the Swiss air.

I made my way to the English Garden at the foot of the Mont Blanc Bridge and you was amply rewarded with a view of the flower clock, which of course, as expected, keeps perfect time. For an insight into Geneva’s reputation as a city of peace, I visited the International Red Cross and Red Crescent Museum on Avenue de la Paix and observed the Humanitarian Adventure, a fascinating exhibition, which focuses on defending human dignity, restoring family links and reducing natural risks. Be sure to see the interactive chronology, which presents 150 years of humanitarian history and you can see examples of Red Cross and Red Crescent operations currently taking place around the world. Also located on the Avenue de la Paix is the imposing Palace of Nations, which

was originally built in 1929 to house the League of Nations and has hosted the United Nations since 1966. Visitors are welcome but ensure that you make an online reservation for the popular guided tour well in advance. This beautiful property is surrounded by an enormous park which features an abundance of towering trees and colourful flowers and you may well encounter one or two of the resident peacocks strutting around and defending their territory with gusto. I made my escape, and headed towards the Old Town and visited the Rath Museum to view exquisite collections of Swiss art. Built in 1824, the Rath, known as the temple of the muses, is located on Place Neuve, near to the city’s only remaining rampart walls

Another nearby attraction is the Maison Tavel, the oldest house in Geneva, which is also a museum. The original property was constructed in the 12th century and was rebuilt in 1334 due to fire damage. Located on Rue due Puits St Pierre, this property is a fine example of Geneva’s history, with an impressive display of exhibits dating back to the medieval period. For a very special treat, I followed in the footsteps of Lord Byron and Shelley and visited the Château de Chillon, located at the eastern end of Lake Geneva near Veytaux, 98 kilometres from the centre of the city. In June 1816, Lord Byron, accompanied by Shelley, was sailing on Lake Geneva and decided to visit the Château. Byron wandered around the castle’s dungeons and on hearing the tale of the imprisonment of the Genevois monk François Bonivard in 1530, he was inspired to write the narrative poem Prisoner of Chillon. Byron carved his

Geneva

Geneva’s Flower Clock

name onto one of the pillars in the dungeon and it remains in place today. Records show that the castle dates back to 1005 and in the 12th century it was home to the Counts of Savoy, members of the one of the oldest royal families in the world and rulers of Italy for 85 years. Peter II, known as the Little Charlemagne, was the last Count of Savoy to reside in the castle and was largely responsible for expanding the property. London’s Savoy Theatre and the Savoy Hotel were both named in his memory. I wandered around the enormous main rooms and admired the four great halls and the opulent bedrooms, one of which was occupied by the Duke of Savoy and it is adorned with several beautiful examples of 14th century murals.

Another popular attraction is the beautiful Lavaux wine region, which covers 800 hectares and was recognised as a World Heritage Site by UNESCO in 2007. The Domaine Bovy, a family owned wine estate located in Chexbres, is only 20 minutes drive from the Château Chillon and visitors to the winery are welcome. Selected wines from Chasselas are housed in huge oak casks for up to six months after direct pressing, cold settling, the adding of yeast and fermentation between 18 and 20 degrees centigrade. The red wines are de-stemmed, fermented at 28-30 degrees centigrade, frequently pumped and macerated for ten days and are stored in the oak casks for six to eight months. I visited the Bovy Cave, which is furnished with casks, each with a capacity of 2,500 to 5,000 litres and I needed no persuasion to take part in the popular wine tastings, held on a spacious veranda with spectacular views across Lake Geneva and the Alps.

To clear my head, I made my way back to the Old Town and took a brisk walk to the Place du Molard, the location of the Molard Tower, which dates back to 1591 and is the only remaining part of an enclosure built to protect the city. I strolled along the Rue du Rhône, a shopper’s paradise crammed with glittering jewellery shops with breathtaking displays of timepieces and other sparkling treasures. I passed by the chic boutiques including Chanel, Christian Dior, Gucci, Armani and Valentino and if, unlike me, you are enticed inside, be prepared to part with a substantial number of Swiss francs.

Should you be pondering on splashing out on a new wristwatch, consider visiting the Patek Phillippe Museum, located on Rue de Vieux Grenadiers. The exquisite collections, displayed over four levels, are simply dazzling. Exhibits include watches and enamels dating back to the 16th century and the fascinating history of Patek Phillippe, founded in 1839.

For sailing enthusiasts, Geneva’s spectacular Bol D’Or Mirabaud, the most important inland regatta in the world, takes place, during the summer, every year. More than 3,000 participants are expected to race to Le Bouveret accompanied by 600 sailboats.

Or, you may prefer to visit the Geneva Festival, the largest tourist event in Switzerland, held in July and/or August and includes concerts, fun fairs, art and craft markets and a wide array of water sports including rowing and water-ski jumping competitions and life boat racing. Evening displays of fireworks, accompanied by music, light up the sky and children and ‘grown ups’ squeal with delight.

For the ideal place to stay consider the Beau Rivage hotel, located opposite the Jet d’Eau, on the Quai du Mont Blanc, a popular picturesque lakeside promenade. This grand property dates back to 1865 and offers the highest degree of comfort and service. Accommodations are spacious and luxuriously furnished with rich fabrics, the latest gadgets and amenities and fabulous panoramic views of the Lake, Mont Blanc and the old town. Should you feel peckish, you won’t need to go far as Le Chat Botté offers

Chillon Castle

outstanding French and contemporary dishes reflected in the achievement of a Michelin star. Or you may prefer the more informal dining experience at the Café du Soleil on Place du Petit Saconnex. Order the traditional Swiss fondue, made with a delicious cheese from Roche, a small village, north of Gruyére. Sample a tipple of Pinot Blanc Geneva, raise your glass and make a toast to the enchanting and genteel city of Geneva.

Images, excluding accommodation, provided courtesy of Switzerland Tourism

DOOR TO D OO R COACH TOURS 2 02 3

WE DO THINGS A BIT DIFFERENTLY THAN OUR RIVALS.

If you’ve never tried coach holidays before, why not let

All our tours include our ‘Door to Door’ service. That means that you are picked up by a taxi or small minibus right from your front door. No feeders, no interchanges, no changing coaches, no changing drivers and definately no hassle!

We’ve been established for over 120 yearsso we know a bit about coaching holidays!

www.ellensmith.co.uk

WE ARE FINANCIALLY SECURE.

We are members of the Bonded Coach Holiday group overseen by The Association of Bonded Travel Organisers Ltd. This is a Government Approved Protection Scheme.

Y FINANCIAL

And use some excellent privately-owned hotels. All visits and excursions a n coaches ans matu

HOW DOES IT WORK? l

We use a wide range of mainly 3 and 4 star hotels, some privately owned many part of larger chains. All entrances and excursions are included in the price stated.

WE’RE OFF ON HOLID

We use modern executive coaches and all our drivers are experienced, mature and

The same happens on the way back too, taxi back

All our customers are offered our coach specific insurance, pre existing medical conditions

think of!

Join our facebook community by ‘liking’ our page to vie fers, customer comments and various photographs

TORQUAY & THE ENGLISH RIVIERA

The Derwent Hotel

An award-winning resort where elegant Victorian villas, a bustling harbour, and palm-fringed beaches give the Riviera its well-earned name.

CHARMING COTSWOLDS

Delta by Marriott Cheltenham Chase Hotel

The Cotswolds covers a huge area – almost 800 square miles – and runs through five counties. One of the delights of visiting the Cotswolds is exploring the different areas, each with its own identity, yet all with those defining Cotswold features – golden stones and rolling hills, the ‘wolds’.

SCARBOROUGH

The Park Manor Hotel

Scarborough enjoys an unrivalled position as one of Britain’s premier coastal resorts, yet also lies tantalisingly close to North Yorkshire’s rugged national park. You can enjoy golden beaches, superb parks and gardens, and a wide range of leisure amenities, which have given Scarborough its justifiable reputation.

25th April | 4 Days | £349

HIGHLANDS

Carbridge Hotel

The Scottish Highlands is the Scotland of your imagination and the perfect backdrop for your next adventure. Explore the mysterious Loch Ness, pass through the striking Cairngorms National Park, and discover the rugged coastline of Caithness.

York & Faulkner Hotel

Sidmouth is probably the most unspoilt resort in the country and undoubtedly one of the most beautiful. Quiet and unhurried, Sidmouth has preserved the natural beauty of the countryside with colourful gardens, open spaces, and treecovered hills.

LLANDUDNO

Tynedale Hotel

Llandudno is Wales’s largest resort, uniquely situated between the Great and Little Ormes with two wonderful beaches, the award-winning North Shore and the quiet, sand-duned West Shore.

CORNISH DELIGHTS

Rosemundy House Hotel

Cornwall is in the far west of Great Britain on a peninsula tumbling into the vast Atlantic Ocean, almost completely surrounded by the sea. Cornwall is loved for its dramatic coastline, captivating fishing harbours, and of course, its pasties and cream teas!

Heights Hotel

Portland is a part of Dorset like no other; wild, natural and ruggedly beautiful. This unique tied island marks the southernmost point on the Jurassic Coast and is joined to the mainland by Chesil Beach. Its isolated location, quaint villages, and rocky, coastal scenery give the island its own special atmosphere.

TORQUAY & THE ENGLISH RIVIERA

The Headland Hotel

An award-winning resort where elegant Victorian villas, a bustling harbour, and palm-fringed beaches give the Riviera its well-earned name.

S E L E C

F O U R C O A C H T O U R S 2 0 2 2

A SELECTION OF OUR COACH TOURS 2025

MATURE SINGLES – BEAUTIFUL KENT

HEART OF ENGLAND

LOOE, CORNWALL

Ashford International Hotel

Known as ‘The Garden of England’, this corner of England boasts beautiful beaches, stunning castles, exciting culture, and delicious food and drink. There are so many beautiful villages, towns, cities, and seasides to explore, we are spoilt for choice, but we think our itinerary will showcase the very best Kent has to offer.

The Portbyan Hotel ~ 3 Star in Southeast Cornwall, famous for the dayrich history such as the famous Looe Bridge that joins the East and West towns and hidden treasures including beautiful woodland and cobbled streets lined with independent boutiques and delicious restaurants.

7th March | 5 Days | £329

ROMANTIC JOURNEYS OF SCOTLAND

SCARBOROUGH

The Park Manor Hotel ~ 2 Star

Highlander Hotel

This ‘Romantic Journey’ features two scenically superb train journeys, a journey into Highland Wildlife, and a cruise on Loch Ness. The Scottish Highlands is really the Scotland of your imagination and the perfect backdrop for this adventure.

Scarborough enjoys an unrivalled position as one of Britain’s premier coastal resorts, yet also lies tantalisingly close to North Yorkshire’s rugged National Park. On this holiday, you can enjoy the golden beaches, superb parks and gardens and wide range of leisure amenities

DURHAM, BEAMISH & BOWES

DORSET & A SEA TRAIN ADVENTURE

Marsham Court Hotel

The Blackwell Grange Hotel ~ 4 Star

Escape the hurley burley of modern life and let loose in Dorset - where memories are made! Holidays in Dorset will open your eyes to a county of contrasts, offering the best countryside, coastline and ancient ruins.

The beauty of the Durham Dales offers a nice contrast with stunning Beamish and historic Durham, including the Bowes Museum, home of the famous ‘Silver Swan’. The region has lots to offer no matter what time of year you visit.

21st March | 5 Days | £429

INTERESTED?

ENCHANTING SOMERSET

The Abbey Hotel

The Wessex Hotel ~ 3 Star

The Heart of England is a place steeped in history, art, and culture. Based in Great Malvern with the beautiful Malvern Hills overlooking the town, we take you on a lovely sightseeing holiday showcasing some of the very best the region has to offer.

Be enchanted, Somerset has lots of surprises waiting to be discovered – stunning beaches, green countryside, woodlands, lakes, and more.

SOMERSET SPLENDOUR

Mercure Bridgewater Hotel

SHREWSBURY, LUDLOW & IRONBRIDGE GORGE

Buckatree Hall Hotel ~ 3 Star

Somerset boasts five areas of outstanding natural beauty and the Exmoor National Park, along with a varied coastline with long sandy beaches, rugged cliffs, and traditional harbours. Hidden gems are waiting to be found, and we hope you enjoy our pick of the best.

Along the upper reaches of the River Severn and the borders between England and Wales, the countryside of Shropshire shelters some of the most beautiful landscapes and unspoilt towns that you can imagine.

EASTBOURNE

SUMMERTIME IN SHROPSHIRE

The Haddon Hall Hotel ~ 3 Star

The Feathers Hotel

Shropshire is especially rich in historic sites and charming market towns. You can be assured of a warm welcome, an abundance of real food and real ales, independent shops and eateries and plenty of great walks.

Eastbourne is a town with grace and elegance that has something for everyone – a landscaped, pedestrianised town centre, bordered by a large range of shops, a clean, well-managed beach and seafront renowned promenade.

21st March | 5 Days | £299

WATERCRESS LINE

OBAN, MULL & IONA

Royal Hotel ~ 3 Star

The Norton Park Hotel

The Hampshire area of the South Downs National Park has a diverse and inspirational landscape with breath-taking views and a rich culture. Escape to the countryside which inspired novelist Jane Austen and delve into the world of this famous writer.

Based in the bustling seaside town of Oban, our tour explores the enchanting Inner Hebridean Islands of Mull and ancient Iona. We venture across the ‘Bridge over the Atlantic’ to Seil Island and take in some stunning scenery as we travel along loch-side roads with towering mountains.

7th March | 5 Days | £349

EASTBOURNE

LLANDUDNO

The Haddon Hall Hotel

Tynedale Hotel~ 4 Star

Eastbourne is a town with grace and elegance that has something for everyone – a landscaped, pedestrianised town centre bordered by a large range of shops, a clean, well-managed beach and seafront renowned for its three-tier flower decked promenade.

Llandudno is Wales’s largest resort, uniquely situated between the Great and Little Ormes with two wonderful beaches, the awardwinning North Shore, and the quiet, sand-duned West Shore.

SCOTTISH CITIES

The Abbey Hotel, Great Malver n ~ 4 Star

The Norton Park Hotel

Combine the country’s first UNESCO City of Design, the countryside that brought us Aberdeen Angus beef, Arbroath Smokies and Peter Pan, and you’ve got Dundee & Angus!

A lovely sightseeing tour with many things of interest, based in Great Malvern with the beautiful Malvern Hills overlooking the town. We feature some of the best places the area has to offer

and request

a copy of our 2025 brochure. You’ll be surprised at the variations of tours we operate. Visit our website www.ellensmith.co.uk

EMMA THOMPSON

Over four decades of screen & stage

IT’S very unlikely that British actress Emma Thompson could ever be typecast.

She can put in a sensitive performance as the scorned wife, have audiences crying over her deep emotions as a mother or, equally, laughing out loud at her comedy performances.

On the big screen she’s been prim and proper, completely wanton and very brave. And it’s all down to hugely skilled acting talents and a lack of fear of challenging new roles.

This is not surprising when you realise that her professional actress gene was honed early, at home in London and in a family of actors.

Her father Eric Thompson - a scriptwriter and stage director as well as an actor - was perhaps best remembered as the creator and narrator of children’s TV classic The Magic Roundabout.

Her mother Phyllida Law worked extensively in TV series like Dixon of Dock Green and Rumpole of the Bailey and also appeared in films.

Emma’s sister Sophie is also an actress and has appeared in TV programmes from EastEnders to Coronation Street as well as in films like Four Weddings and a Funeral.

Emma’s wit was cultivated at home in this cheerful and creative family atmosphere. She attended Cambridge University, studying English Literature, and was part of the university’s famous Footlights Club where Monty Python members first met.

She graduated in 1980 and started her entertainment career on BBC radio and touring with comedy shows. Her first big TV break came on the comedy sketch programme Alfresco in 1983, writing and performing alongside Stephen Fry and Hugh Laurie.

She worked later on other comedy shows, including with actor Robbie Coltrane.

In 1985, she collaborated with Stephen Fry on his stage adaptation of the play Me and My Girl in London’s West End, in which she had a leading role.

This proved successful with Emma getting good reviews. On the strength of this, she was cast as the lead in BBC TV miniseries Fortunes of War co-starring actor and director Kenneth Branagh, who became her first husband.

In the late 1980s and ‘90s, she was in a variety of well-received TV and film productions. Her first film role was in the 1989 romantic comedy The Tall Guy and then she and Branagh co-starred in several films including Dead Again in 1991 and Much Ado About Nothing in 1993.

In 1992, she showcased her considerable acting talents on both sides of the Atlantic in the wonderful Merchant-Ivory film Howards End. She won both an Oscar and a BAFTA, heralding her move between art films and the best of Hollywood.

In 1993, she received two Academy Award nominations – for her role as the housekeeper in a grand house in the wonderfully atmospheric The Remains of the Day and as a lawyer in In The Name of the Father.

In 1994, she demonstrated her light touch with comedy in the Arnold Schwarzenegger film Junior.

The next year, Emma - also a very talented screenwriter - wrote the screenplay for Ang Lee’s much-acclaimed version of Sense and Sensibility. In fact, she is the only person to have won Academy Awards for both acting and writing.

In 1998, she put in a much-praised performance as the wife of presidential candidate John Travolta in Primary Colours.

Then, in a real change of character, she starred in the Harry Potter film series as whacky Divination teacher Sybill Trelawney.

“I have a nervous breakdown in the film,” she recalled, “and in one scene I get to stand at the top of the stairs waving an empty sherry bottle which is, of course a typical scene from my daily life, so isn’t much of a stretch!”

In 2003, she joined a star-studded cast for blockbuster Love Actually, with a gently affecting performance as the wronged wife.

Her usually attractive appearance was deliberately marred in 2005 as the scary Nanny McPhee in the film of the same name. In 2012 she was in Men In Black 3.

Emma was cast in Bridget Jones’s Baby in 2016 and starred in Beauty and the Beast the following year. She was promoted to Prime Minister in 2018 for Johnny English Strikes back and was Baroness von Hellman in another very popular film Cruella in 2021.

She is in the latest Bridget Jones blockbuster Mad About the Boy and is in the middle filming Three Bags Full: A Sheep Detective Movie with The

Fisherwoman also currently in postproduction.

She married British actor Greg Wise in 2003 and the couple have one daughter Gaia and also an adopted son Tindyebwa Agaba.

Emma plainly doesn’t take herself too seriously. She once said: “I am who I am and there is nothing I can do about that.”

As to her work ethic, she stated: “I have periods of intense activity, then stop.

“My ideal is to work hard in the morning until I pick Gaia up from school. Just putting an empty square in my diary seems to make a space in my head, too. You have to be very good at saying no.”

Emma is honest about her acting skills. “Acting simply cannot be about how you look. It would be very difficult to make a film where you have to be beautiful in every shot.

“You have to put so much effort into it; you have to hold your head at particular angles, put the light in a certain way and I don’t like acting like that. I like to act unconscious of how I look.”

She is also very practical. “I’m very lucky I write as well,” she stated. “I don’t see how I could be as effective a mother as I’d like to be if I had to go away and act all the time.

“So I’ve sort of pulled back from acting, which is fine, because I’ve found over the years – and this was a surprise to me – that I can get the same kind of creative satisfaction from writing as I have heretofore gotten out of acting. It’s very encouraging, really.”

9am - 5pm

10am - 4pm

PLAN YOUR FUTUREMAKE A WILL

Now the celebrations of Christmas and New Year are over, many people will turn their thoughts to the year ahead. Plans for diets, fitness regimes, holidays and moving home are just some of the best intentions we start the year with.

But one thing that many people leave off the ‘to do’ list is to make a will. While it’s not as exciting as booking a cruise, a will is probably one of the most important financial decisions you’ll ever make. Research carried out by Royal London revealed that 54% of the adult population doesn’t have a will. For me, as a solicitor, this is a very scary statistic.

A will is an incredibly important document. Without it, you’ll die intestate which means that you won’t be able to choose who you want to inherit from your estate, exclude those you don’t want to benefit from your death or even nominate those who you would want to look after your children. Instead, the government will decide on all these things and more for you, which may or may not correspond with your wishes, so you should never underestimate the power of a will.

There’s often a misconception that making a will is an expensive, time consuming process, but the cost of applying for a grant of probate – obtaining the legal authority from the court to deal with a deceased person’s financial affairs – is far more expensive. It’s also something that your loved ones would have to do after

your death which only adds to the stress and heartache they’ll already be going through.

Planning your future in this way could be viewed as a little morbid, but the reality is that death is coming to us all, so it’s sensible to make arrangements in order for you to be able to choose who you want to benefit from your passing.

A good solicitor will put you at ease and explain the process in plain English so that you’re not overwhelmed or confused by any of the legal terms.You’ll also have peace of mind that your solicitor will be regulated by industry bodies, such as the Law Society and the Solicitors Regulation Authority. Some solicitors specialise in older client law and are trained to deal with the specific requirements of older people. They may also be able to visit you at your home to take instructions if you find it difficult to get out.

Make sure you give your solicitor all relevant background information, such as whether you’ve been married before, if you have any children, whether you’re widowed etc. All this information will help your solicitor to outline your options, explain any inheritance tax implications or whether the will needs to include a discretionary trust.

If you’re planning on disinheriting any of your children or family members, make sure your solicitor knows about it so they can account for it when making your will. There are a growing number of successful claims made by children who have contested a will under the Inheritance Provision for Family and Dependents Act 1975. If your will is challenged, a judge can make an informed decision based on your explanation as to why those people have been left out of your will. If you don’t do it, a judge doesn’t have any evidence that you consciously made this decision and could potentially overturn your will.

There’s a lot to think about when making your will; here’s a list of the main points you should consider:

Who will write it?

Unlike some will writers, solicitors are regulated and have a duty of care to act in your best interests. Whilst cheap, online or DIY wills can often cause problems further down the line because they only allow you to draft the most basic of wills. Anything a little more complicated can lead to the will being invalid or your loved ones having to pay a lot more to administer your estate retrospectively.

What are you worth?

In the first instance you need to understand how much you’re worth. Making a list of all your assets – any property, savings, shares, policies, insurances, pensions, jewelry, vehicles, gadgets, artwork, family heirlooms etc. – will help you determine the value of your estate. Don’t forget to include any online accounts as these are easy to miss if there’s no paper trail.

Do the same thing again, but this time, list all your debts. These will be any outstanding mortgages, credit card balances to pay, loans, finance arrangements – anything you owe money on.

Choosing an executor

When it comes to choosing an executor, you can appoint anyone you like as long as they’re over the age of 18. A word of caution though; being an executor is a responsible job that can involve a lot of work. They’re the person who’ll deal with distributing your estate, so you need to make sure that whoever you choose they’re both capable of doing it and want to.

Louise E Rance Russell & Russell

Who’ll benefit?

Next, think about who you want to inherit your assets. Will it be all family or is there someone who isn’t a blood relative you’d like to leave something to? Also, think about family dynamics. More people are re-marrying, so if this applies to you, you’ll need to think about how this will pan out if you have children from your first marriage, for example.

You might also want to leave money to charity or an organisation. If this is the case, you’ll need to be careful to list the full name, address and registered charity number. Whoever and whatever you leave your estate to, it’s really important that you’re clear about what exactly you want to leave and to whom.

Make sure it’s valid

This can’t be stressed enough. If you don’t sign your will, it won’t be worth the paper it’s written on. This may be obvious, but it’s surprising how many people forget. As well as yourself, you’ll need two independent witnesses to sign in each other’s presence.

The witnesses, their spouses or civil partners can’t be a beneficiary of your will otherwise they’ll lose their right to their inheritance. In fact, they shouldn’t even be present when your will is being signed. It’s also wise not to ask an executor to be a witness.

If you’re unable to physically sign the will yourself, a clause needs to be added to the will stating that you understand the contents of it. It can then be signed on your behalf (as long as you’re present when it happens) with your consent. The consent basically states that you’re aware of the signing and that you’ve done it voluntarily and without pressure from anyone.

If you’ve been diagnosed with a degenerative mental illness, such as dementia you can still make your will as long as you have mental capacity and understand the effect it will have. Again, you’ll need to add a clause saying you understand the contents of your will before it’s signed, but in addition you may also need a medical practitioner’s statement at the time the will is signed, certifying that you understand what you’re signing.

Keep it up to date

Once you’ve drafted your will, it’s vital you keep it up to date. Events like divorce or marriage will invalidate your will. To avoid confusion, once you’ve updated your will, make sure you destroy any earlier versions.

Storing your will

Leave your will with your solicitor for safekeeping and advise your executor of its location. For reference, your solicitor can provide you with a copy. Never attach documents to your will with paperclips or staples because if they become separated and leave marks, it could raise questions about whether the will is missing any parts or amendments.

At Russell & Russell, we specialise in will writing. We’re accredited to the Law Society Wills and Inheritance Quality Scheme, which sets the benchmark for best practice and transparency in setting up wills and estate planning. The team is also part of the dementia friends initiative and we offer a free, no obligation consultation so that you can decide what you want to do and what’s best for you.

Russell & Russell Solicitors LLP is a limited liability partnership registered in England & Wales, registered no. OC420972. The registered office is Spa Road, Bolton BL1 4AG where a list of members is open to inspection. Authorised & regulated by the Solicitors Regulation Authority.

Technology In Later Life: Stay Connected, Safe, and Empowered

As we grow older, embracing technology can sometimes feel like a daunting task. But the benefits of becoming digitally savvy can outweigh the initial learning curve.

From connecting with loved ones to stay in touch, being entertained, and staying safe, technology has become an essential tool.

Getting started: Build on what you know

The best way to get comfortable with technology is to start small. Whether it’s learning how to send a message, stream your favourite TV series, or set reminders, each skill builds confidence for the next.

In many of our retirement communities, help is readily available to ease this journey into the digital world. At The Spindles in Menston, one of our duty managers runs a fortnightly tech group to offer guidance. This could involve anything from showing someone how to take a picture on their phone to explaining how to navigate a specific app.

At The Sidings in Lytham, homeowner, Dr Trevor has made the most of technology to enable him to enjoy his lifelong love of opera. Having always been a fan of the arts, homeowner Dr Trevor discovered that YouTube offers a treasure trove of performances.

For homeowner, David, knowing he could pop downstairs and speak to the management team for support was crucial when he received a suspicious message claiming to be from Royal Mail. Unsure if it was a scam, he was able to seek advice immediately, putting his mind at ease.

Using technology safely

While technology opens a world of possibilities, it’s important to stay vigilant against online scams:

• Be cautious of messages or emails from unknown sources pretending to be a company or friend. Always verify their identity through trusted means.

• Scammers often create urgency. Take your time to confirm the legitimacy of a request.

• Be wary of unexpected claims about account issues or emergencies. Double-check through a reliable contact.

• Never make payments or share personal details unless you’re certain it’s legitimate.

• If in doubt, ask a trusted friend or family member for advice.

Embracing the benefits

Technology can enhance your life in countless ways. Video communication tools like Zoom and WhatsApp and social media platforms like Facebook allow you to stay connected with loved ones, no matter where they are. Streaming services such as Netflix provide endless entertainment options, while platforms like YouTube can introduce you to new hobbies and interests.

Healthcare apps help you stay on top of your medication and appointments, and news and shopping apps bring convenience to your fingertips.

With a little guidance and support, the digital possibilities are exciting and endless. Visit our website for a buzzword debunker on technology-related words, to help make life easier adlington.co.uk/TECH

Come and see for yourself

Why not get a real feel for the lifestyle? Get in touch to arrange a private tour by calling 01524 917888 or visit adlington.co.uk/50L to find out more.

Embrace fresh beginnings this spring

Imagine a hassle-free lifestyle with more time for yourself in a warm, welcoming retirement community and our helpful on-site team, available 24-7, 365 days a year. With thoughtfully designed private apartments, spaces to socialise in, and amenities such as a restaurant *, hair salon*, coffee lounge, plus fully maintained landscaped gardens, you could start to enjoy more quality time this spring doing the things you love.

Matt Tebbutt’s Pub Food

Chef and TV presenter Matt Tebbutt knows a thing or two about cooking for hungry customers. He owned the Foxhunter Inn in Monmouthshire for over 13 years, devising and cooking iconic dishes. In Matt Tebbutt’s Pub Food, he shares his recipes for dishes including Tartifllette, Seafood Stew and Poached Cherry Pavlova, and elevates classics with his own signature twists.

CRAB AND CITRUS SALAD WITH CRISPBREADS

I like to make this crab salad as a sharing dish or pre-starter. The crispbreads are a dinner party show-off, but you could always buy in some nice quality ones.

Method

Mix the white crab meat with the olive oil in a large bowl and season with salt and pepper. Stir in the lime, grapefruit and apple. For the dressing, place all of the ingredients in a food processor and blitz to a smooth paste. Transfer to a small bowl.

For the crispbreads, put the flour, yeast, salt and oil in a food processor with a dough hook attachment. Gradually add 100–150ml water until a dough is formed. Put in a bowl, cover with a tea towel and leave to prove for 1–2 hours, or until doubled in volume.

Serves: 2

Ingredients FOR THE CRAB SALAD

• 200g white crab meat

• 1 tbsp olive oil

• 1 lime, peeled and chopped

• 1 pink grapefruit, peeled and chopped

• 1⁄2 Braeburn apple, peeled and finely diced

• salt and pepper FOR THE DRESSING

• 2 tbsp brown crab meat

• 1 tbsp crème fraîche

• juice of 1 lime FOR THE CRISPBREADS

• 200g strong bread flour

• 7g sachet dried yeast

• 1 tsp sea salt

• 1 tbsp olive oil

• 1 tsp coriander seeds, toasted and crushed TO SERVE

• 1 tbsp chopped fresh dill

• 1 tbsp chopped fresh tarragon

Preheat the oven to 220°C/425°F/Gas 7. Divide the dough into four and roll out each piece through a pasta machine on its thinnest setting, or roll by hand as thin as you dare. Lay on a baking tray, sprinkle over the crushed coriander seeds and some salt and brush over some oil. Cook for 8–10 minutes.

To serve, put the crispbreads on a serving plate. Spoon the dressing over the crispbreads, add the crab salad and garnish with the herbs.

SPICED TURKEY BROTH WITH FRAGRANT DUMPLINGS

I find that by Boxing Day I am really looking for something a bit spicy, ideally with lots of chilli. This fits the bill and also fills you up nicely.

Method

Preheat the oven to 180°C/350°F/Gas 4.

In a casserole dish, sweat the onion, garlic, leek and celery in some olive oil for 10 minutes until soft. Add the tarragon sprigs, chopped thyme and ’nduja paste, if using. Pour in the wine and boil off the alcohol for a few minutes before adding the stock. Simmer gently for another 10 minutes.

Meanwhile make the dumplings as per the recipe on page 139, adding the extra ingredients with the breadcrumbs. Don’t roll them too tightly to keep them light. Drop the dumplings into the hot stock, add the torn cavolo nero and put the casserole dish (no lid) in the oven for around 25 minutes. Serve immediately.

Serves: 4

FOR THE BROTH

• 1 onion, peeled and sliced

• 3 garlic cloves, peeled and minced

• 1 leek, sliced

• 3 celery sticks, sliced

• olive oil

• a few fresh tarragon sprigs

• 1 tbsp chopped fresh thyme

• 1 tbsp ’nduja paste (optional)

• 125ml white wine

• 500ml turkey or chicken stock

• 1 head of cavolo nero, leaves stripped from the stems

DUMPLING RECIPE (PAGE 139) WITH THE FOLLOWING ADDED TO THE MIX

• zest of 1 unwaxed lemon

• a handful of chopped basil leaves

• a pinch of chilli flakes

ARTISAN MARKETS 2025

25th May, 22nd June, 27th July, 24th August 28th September, 26th October, 23rd November, 14th December

BRAISED TOPSIDE WITH ANCHOVY AND ONION

I adapted this from Elizabeth David’s classic cookbook An Omelette and a Glass of Wine. It is one of the easiest and tastiest recipes I know.

Method

Preheat the oven to 140°C/275°F/Gas1. Take a solid casserole with a lid, and rub all over the inside with the butter. Then scatter in some of the onions. Season the beef and add a layer over the onions. Continue to layer beef, onion and seasoning. Throw in the bay leaves. Smear a sheet of greaseproof paper with more butter, and place, butter-side down, on top of the meat and onions. Place the lid on

Serves: 4-6

Ingredients

• 300g unsalted butter, plus a little extra

• 6 white onions, peeled and cut thickly into half-moons

• 1–2kg beef topside, cut into portion-sized steaks

• salt and pepper 2–3 bay leaves

FLAVOURINGS

• 2–3 garlic cloves, peeled and crushed

• 1–2 tbsp red wine vinegar

• 6 tbsp olive oil

• 5–6 anchovy fillets, chopped up

• 2 dried red chillies (bird’s eye)

• 1 very large handful fresh

• flat-leaf parsley

the pot and heat over a medium heat until it starts to sizzle. Put into the preheated oven and leave for 2 hours, until the meat is very tender.Place the rest of the ingredients – the flavourings – into a food processor, and blitz to make a paste. Stir the paste into the meat and juices. Replace the lid and leave to infuse for 30 minutes. Gently reheat on the hob, and serve with mash and something green.

SPICED APPLE TARTE TATIN WITH CLOTTED CREAM

This is my daughter’s favourite pudding, a spiced-up version of the classic French dessert, and one of the first things I learned to cook.It takes a while to master and requires investment in a really good pan, but it’s well worth the effort. You’ll never have any leftovers serving this dish!

Method

Peel and core the apples, then cut in half from top to bottom. Set aside.

Press the butter into the base of a 20cm-diameter ovenproof copper or heavy-based pan with the back of a wooden spoon until it melts to completely cover the base.

Sprinkle over the caster sugar in an even layer. Place the cinnamon stick, star anise, vanilla pod, black pepper and nutmeg in the pan, then lay the halved apples on top, cut sides facing up.

On a floured surface, roll out the puff pastry to 3mm thick, then cut around a plate about 3cm larger than the cooking pan.

Place the pastry in the pan, pushing it down between the side of the pan and the apples to create the sides of the tart. Make sure the whole pan is tightly packed.

Serves: 2-4

• 3 Cox’s apples, peeled and halved

• 100g unsalted butter, softened

• 100g caster sugar

• 1 cinnamon stick

• 1 star anise

• 1 vanilla pod, split lengthways

• a twist of black pepper

• a pinch of freshly grated nutmeg

• flour, for dusting

• 200g puff pastry

• clotted cream, to serve

Prick the top all over to allow the steam to escape when cooking, then chill for 30 minutes or so. Preheat the oven to 220°C/425°F/Gas 7.

To cook, put the pan over a moderate heat and every few minutes shake the pan to prevent the apples from burning. Look for a golden caramel colour to appear around the side of the pan, after about 6–8 minutes. (At this point, if the pastry starts to melt, you’ve rolled it too thin. Remove, cool and start again.) Bake in the oven for 20–25 minutes, until the pastry is firm and golden.

If you are not serving the tart immediately, you can leave it in the pan and reheat it later, or turn it out warm and serve with clotted cream.

Credit: Matt Tebbutt’s Pub Food by Matt Tebbutt (Quadrille, £26), Photography © Chris Terry

intervention with dental implant placements was crucial in this case.”

Cathy adds: “My general dentist told me I needed to go and see Dr Usman and his team at Renovo for long-term permanent treatment. I plucked up the courage and went.”

THIS LEVEL OF DENTISTRY CHANGES PEOPLES’ LIVES

Following an X-ray and jaw scans, the news was not good for Cathy: “I have always looked after myself and losing my teeth was my idea of hell. It was a terrible shock. Usman said I wouldn’t like dentures but left the decision totally to me. He explained the procedure and reassured me it would be pain free, so I eventually made the decision and agreed to implants.”

Dr Riaz and the award-winning Renovo team set to work, beginning a detailed assessment of what could be done. In the lead up to the same-day, full upper and lower arch implants, Dr Riaz explained the

NEW BEGINNING…

A busy care worker has had her life transformed following pioneering same-day dental implant treatment carried out here in the Ribble Valley

Leading the way in UK implant technology is Lancashire-based Renovo Dental, which was one of the first implant centres in the country to adopt the highly successful, ground-breaking ‘Fully Guided Implant Surgery’ technique.

Highly experienced in this same-day procedure, implant surgeon Dr Usman Riaz and a specialist team, including in-house dental technicians, worked together using the latest digital technology to replace both upper and lower teeth permanently in just over three hours – omitting the need for dentures.

Despite following strict hygiene protocols and advice by her own dentist, Catherine’s gums and bone levels had deteriorated further, causing unsightly gaps in her teeth and several teeth became mobile.

“This is what end-stage gum disease looks like,” Dr Riaz explains. “Unfortunately, genetics were not in the patient’s favour. Typically, this sort of problem develops later in life, but Cathy is relatively young and her teeth were beyond saving.

“At this point, it is less about preserving teeth and all about using the remaining bone and soft tissue to help restore full function, aesthetics and confidence. Timing of the

procedure in detail to Cathy, who arrived at the state-of-the-art surgery in Chatburn, early in the morning.

“Usman and the team were fantastic. It’s not like going to the dentist, it’s like visiting a friend. They explained everything so I wasn’t at all nervous about the procedure. I had got to know them and it is obvious that they are experts in their field,” adds Cathy.

The team, including specialist periodontist Dr Khurrum Hussain along with a team of expert dental technicians, began work eliminating all sources of infection using state-of the-art laser technology, that eradicates over 99 per cent

harmful bacteria.

of all harmful bacteria.

implant placements

With gum contouring and bone grafts carried out on the same day, Cathy, under sedation, was painlessly fitted with a completely new set of upper and lower implant teeth in a procedure that has made Renovo Dental a flagship practice for this digital, full-arch implant technique.

dentist told me Usman and his team permanent treatment. went.” jaw scans, the “I have always losing my teeth terrible shock. dentures but left explained the it would be pain the decision and award-winning Renovo a detailed done. In the upper and explained the

mouth when I smile because of my teeth.”

of all harmful bacteria.

mouth when I smile because of my teeth.”

The transformation is astounding – Cathy now looks 20 years younger following the procedure and has gained immeasurable confidence: “My teeth look totally natural and I am thrilled!”

mouth when I smile because of my teeth.”

BEGINNING…

who arrived in Chatburn, were fantastic. dentist, it’s like explained everything about the procedure. it is obvious that field,” adds Cathy.

of all harmful bacteria.

The transformation is astounding – Cathy now looks 20 years younger following the procedure and has gained immeasurable confidence: “My teeth look totally natural and I am thrilled!”

Speaking about the team at Renovo Dental, which was named the North of England’s Best Practice and Best Referral Practice at the prestigious Dentistry Awards, Cathy adds: “These guys are incredible. After years of avoiding having pictures taken, I’m incredibly grateful to Usman and his team for their hard work, dedication and patience. You really couldn’t be in safer hands. I now have a new lease of life and can’t stop smiling –thank-you!”

changes as we like – to the shape, texture, character and vitality of the teeth. This is truly bespoke, customised dentistry.

THESE GUYS ARE INCREDIBLE. I CAN’T STOP SMILING – THANK-YOU!

mouth when I smile because of my teeth.”

The transformation is astounding – Cathy now looks 20 years younger following the procedure and has gained immeasurable confidence: “My teeth look totally natural and I am thrilled!”

THESE GUYS ARE INCREDIBLE. I CAN’T STOP SMILING – THANK-YOU!

During their years’ of experience, the team has refined the procedure utilising the latest in-house, digital CT-guided technology that ensures pinpoint accuracy.

Dr Riaz, who is a highly experienced clinician specialising in aesthetic and implant dentistry, adds: “Obviously, perfect planning and preparation is key to this sort of specialist dentistry.

THESE

GUYS ARE

INCREDIBLE.

I CAN’T STOP SMILING – THANK-YOU!

This technique for implants is faster, easier and more efficient for the surgeons and safer, and more comfortable, for patients with faster healing times.

During their years’ of experience, the has refined the procedure utilising the in-house, digital CT-guided technology ensures pinpoint accuracy. This technique for implants is faster, easier more efficient for the surgeons and safer, more comfortable, for patients with healing times.

During their years’ of experience, the team has refined the procedure utilising the latest in-house, digital CT-guided technology that ensures pinpoint accuracy.

This technique for implants is faster, easier and more efficient for the surgeons and safer, and more comfortable, for patients with faster healing times.

Dr Riaz, who is a highly experienced clinician specialising in aesthetic and implant dentistry, adds: “Obviously, perfect planning and preparation is key to this sort of specialist dentistry.

changes as we like – to the shape, texture, character and vitality of the teeth. This is truly bespoke, customised dentistry.

“The implants feel like real teeth. In Cathy’s case it has turned back the clock and given her so much confidence. It really is life changing dentistry.” n

THESE GUYS

“The implants feel like real teeth. In Cathy’s case it has turned back the clock and given her so much confidence. It really is life changing dentistry.” n

“The final implant teeth are all hand layered ceramic teeth, crafted by our specialist dental ceramists. We can make as many

“The implants feel like real teeth. In Cathy’s case it has turned back the clock and given her so much confidence. It really is life changing dentistry.” n

Renovo Dental

Pendle House

“The final implant teeth are all hand layered ceramic teeth, crafted by our specialist dental ceramists. We can make as many

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Preparing your Home for Summer Days

NOTHING cheers us up when the weather is gloomy and rainy than planning for sunshine days, at home or abroad.

While booking holidays may not be for everyone this year – or within their pocket – looking at practical ways to make your home Summer-ready will definitely give you a boost.

Nor do you have to budget to spend huge amounts for the sunnier seasons ahead. Often, it’s just a matter of improving what you have and taking advantage of your current décor and furnishings.

On a practical basis, check for cracks and leaks around your home that the colder months may have inflicted. Ensure your GUTTERS are not broken or clogged up with leaves and check your pipes for Winter damage.

Don’t forget to check out basements or attics, too. If you need repairs there, get them sorted to have your home in tip-top shape.

HANDY TIP: Summer is definitely the best time for work on your BOILER so if it wants servicing, look around for good deals. Going into warmer days means less demand on boiler engineers’ time, too, so you can pick your times better.

Seeing the EXTERIOR of your home looking bright and cheerful helps our mood and Spring is also an ideal time to get this done. Colour improves kerb appeal.

Your front-door is the focal point of your home’s front exterior so make sure it’s looking good – clean, bright and welcoming.

Take a proper look at your GARDEN and make decisions on how it could look for the rest of the year. Spring is the time to spruce it up and plan it properly.

Sweep up any dead leaves, remove weeds and prune bushes and plants. Pre-Summer work goes a long way in helping your garden blossom later.

If you’ve got a bird bath or similar, give it a good clean – the birds will appreciate it as well. Mow the lawn and make sure it’s in good condition. As well as giving it the best possible growing start, it cheers you up as it’s nice to look at!

If you’ve got a BARBECUE in the garden, give it a deep clean before you really need it for warmer days. Remove that grease and grime embedded there to leave it sparkling!

Garden fences and walls could have suffered from Winter weather so examine these external areas. With fences, tackle the most affected areas with sandpaper or a brush and then add a layer of good-quality outdoor paint to return that uniform colour.

Check out your GARDEN FURNITURE to see if it’s damaged in any way or even just looking a bit sad. Remove dirt, cobwebs and leaves by washing with warm, soapy water. If you’ve got wooden furniture, use a pressure washer to get rid of grime that’s built up.

Do you want to invest in some new garden items and furniture? Fire pits, for example, with comfortable seating around are an excellent idea for family gettogethers and to enjoy every hour of fine weather right into the evening.

Tidy up your shed or garage on the next decent day. You’ll find garden tools and all you need for the Summer far more easily and create extra storage for your home.

Sort out your washing line. Drying clothes outside is not just better for the environment, it’s better for your clothes. And pegging out is so satisfying!

HANDY TIP: Clean your windows well, inside and out. You want the best of that sunshine to pour into your home and you’ll be surprised at the difference to the light just having really clean windows makes.

When it comes to your home INTERIOR, think about how you’re going to replace all the wintry furnishings for more summery ones. This includes swapping cosy rugs, candles and heavier curtains for lighter fabric and brighter colours.

Do some or all of your rooms need PAINTING? Some may just need a touch-up but if you’re going to embrace the Summer months, having a change of décor makes your home feel like a new property.

Take a good look at colour charts and use shades that blend in with your current décor but may be one or two shades lighter. And add signature walls in brighter shades to add a focal point.

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Bring GREENERY into your home – this is a great way to prepare your home for Summer and enjoying more life outdoors. Create your own clever arrangements with twigs and greenery in a pretty pot or vase and invest in attractive indoor plants that make you feel you can breathe again.

HANDY TIP: Putting a Peace Lily in a pot in various rooms in your home can help fight mould and promote freshness. They cleverly absorb excess moisture in a room and can prevent mould growth and mildew.

As Summer is a time for fresh starts, use Spring to DE-CLUTTER your home, clearing out rubbish and itemizing things you can sell or give away online or can take to your local charity shops.

Exchange heavy throws for light, airy linen, light fabrics and cheerful cushions. Take down those heavy CURTAINS and consider lighter fabrics or even voiles which give a balmy Mediterranean boost to any room.

Is this the time to install BLINDS? They are ideal for warmer months and give any room a quick “makeover”. Current styles and colours suit any room and make it come alive when the sunshine hits.

Is your LOUNGE FURNITURE too wintry and heavy? You don’t have to spend a fortune to replace it. Shop around for deals or visit any of your local charities’ furniture showrooms. The British Heart Foundation and Emmaus particularly specialize in good-value furniture at realistic prices, and you’re also supporting two excellent causes.

Bring out the lighter weight BEDDING for when temperatures are higher and look at colour co-ordinating them better in your bedroom. Could you do with a change of lighting here? Are your curtains Winter-weight when you could wake up to light streaming through to signal a really beautiful day?

Give your Outdoor Space a Lift in 2025

Is it time to start afresh in the garden and turn those ideas you’ve been dreaming about over winter into reality. Whether a major transformation or simply disguising an ugly drain cover, making plans and acting on them is exciting and rejuvenating for you and your outdoor space. One of the best moves I made last year was to give my wooden panel fencing a facelift. The dark protective coating had done its job but really made the garden feel much smaller and enclosed than it needed to be. Admittedly the lighter paint finish I chose required a few coats to mask what was underneath but the difference it made justified all the hard work – not only has the fencing receded from view but the paler backdrop really sets off plants growing against it.

Borrow the view

Is there a view or attractive feature beyond your garden that you could focus the eye on to make your plot feel bigger than it actually is? It could be a church spire, a group of trees or perhaps some hills on the horizon. Trimming an opening in a hedge will frame the scene and draw the eye to what lies outside as will creating a ‘window’ in a boundary wall. Some rustic screening or trellising with an archway in it can have the same effect. Alternatively, use a simple pair of trees in pots or two attractive tall urns either side of a feature to direct attention to it.

Grow wild

Many modern flowers offer wildlife little or no nectar or have such large and intricate flower heads that insects can’t find a way inside to reach it. Provide a helping hand by planting a native wildflower patch that will offer food, in the form of pollen, seeds, fruits, nectar and foliage to feast on, as well as shelter and

nesting sites. Go for plants like common knapweed (Centaurea nigra) and oxeye daisy (Leucanthemum vulgar). Field scabious (Knautia arvensis) has lovely lilac flowers, shaped like a pin cushion on tall upright stems and flowers between July and September. For scent try chamomile with its apple-like aroma in June to August. Wildflowers are not only easy to grow but fairly pest resistant too.

Take it easy

Having a gorgeous garden doesn’t mean you have to be a slave to it. Keep things low maintenance by growing plants that are reliable, easy to care for and offer a long flowering season. Evergreen shrubs like viburnums, mahonia and camellias have attractive flowers, provide year-round interest and need little pruning. And don’t forget bulbs will come back year after year. In spring snowdrops (galanthus) look wonderful planted in drifts under trees or brightening up bare space between border shrubs. Crocuses inject much needed colour at this time too. Choose perennials like Geranium ‘Rozanne’ that just need deadheading to encourage more flowers and go for trees like acers that will add height but need little to no pruning.

Devise a plan

Grab a diary or calendar in the new year sales or programme your phone to remind you about jobs, like pruning and sowing, that need to be done at a particular time. If it’s major design work you’re considering then don’t underestimate the importance of planning before digging. It’ll save time and stop you from making costly mistakes when you’re tempted to buy at the garden centre. Knowledge is key so get to know everything about your plot from soil type to which areas

are in sun and shade. Are there large trees that will affect plant growth or structures, like a bin store, that you’d like to disguise. Know what you want to use your garden for and how much time and resources you can devote to it.

Get the seasons covered

Whatever the season you can never predict the weather. A veranda or gazebo will take all the guesswork out of the equation, leaving you free to entertain outdoors whenever you want or just relax and enjoy the garden year-round under cover from rain or full-on sun. Seek out designs like those offered by & urbandecorbury.co.uk, who provide bespoke aluminium framed options that not only fit against a structural wall but include a choice of polycarbonate or glass roofing, all in a range of sizes and colours.

Add water

Tap into the relaxing sound of running water. These days we’re spoilt for choice when it comes to designs and size of water features. From traditional ponds with built in electrics for larger plots to solar fountains for smaller ones, water adds an extra dimension to your outdoor space and also encourages wildlife. Make it a focal point or use it in amongst planting or a quiet corner for added interest. A still water feature, hidden from view ready to be discovered, is effective too as it provides an element of surprise.

Love your lawn

If you don’t have time to do anything else then the quickest and best way of giving your garden a lift is to make sure lawn edges are looking neat and tidy. It’s amazing what a difference a trim can make. Well-defined edges against paving show you care and look really stylish. Do it at least once every other cut using long-handled edging shears or a special half-moon edging iron. A powered nylon-line trimmer will make quick work of a larger lawn.

Think outside the border

Don’t confine plants to borders and patio pots. Create extra space for them to grow in by lifting slabs and planting up the gaps with tough rock plants, low growing herbs and succulents. If you’ve got a large expanse of patio that you want to keep for entertaining, it’s a simple way of softening the look of it and makes the space much more inviting and individual. In the same way see a broken slab as a planting opportunity rather than an eyesore. Choose drought tolerant types that are happy with limited root space like Thymus serpyllum, houseleeks and aubretia. Less hard landscaping is good for the environment too.

Planning your Garden for Summer

Choice of colour

The basics of the colour wheel work for planting too. Opposite or complementary colours work well together such as orange and deep purple or yellow and blue. Choosing a palette of colours side by side on the colour wheel (analogous colours) creates a harmonious arrangement. These two rules can be combined, for example a splash of dark purple from Heuchera ‘Obsidian’ in a border of pinks and blues, or the sharp lime green from Euphorbia

shillingei, provide a contrast to the pale colours and really set them off.

Quite often my clients express a dislike of yellow flowers and both red and yellow can sometimes jar in the flower border unless they are positioned with a complimentary or analogous colour. One of my favourite combinations is the bright yellow of Hemerocallis lilioasphodelus and the rich magenta of Geranium ‘Ann Folkard’. My Rosa ‘Evelyn Fison’ is displayed at its best with the large deep bronze leaves of Canna ‘Wyoming’ forming the backdrop behind.

Form and appearance

I use the term ‘Form’ rather than ‘Shape’ because plants are three dimensional, organic shapes and as such can provide depth, width and height in border. All of these are of equal importance and the right combination provides the structure that will change through the seasons.

Evergreen shrubs are the bones of your garden along with plants with winter interest; displaying colourful or textured bark, interesting twisted bare branches or brightly coloured stems.

Perennials and bulbs provide the perfect opportunity to change the height of your border through the seasons. Spring bulbs such as Camassias and Tulips can make way for later flowering perennials such as

Veronicastrum virginicum ‘Fascination’ and Foxgloves. Some perennials add real architectural interest during the summer months such as Angelica, large ferns and the tall flowering stems of Acanthus mollis.

Combining plants that create tight mounds, with more relaxed sprawling forms and tall slim structure with plants with a broader habit, introduces interest in the garden and also ensures that plants get the right amount of light they require and don’t compete for space.

Texture and composition

This can be visual as well as physical. Light ephemeral flowers of grasses, Heucheras and Gaura lindheimeri ‘Whirling Butterflies’ contrast against the large leaves of Hostas and Ligularia or the spikey leaves of Acanthus. When putting plants together, the shape of their leaves as well as their flowers should be considered. Many plants have a short flowering period so the foliage is just as key in an attractive planting scheme.

Plants that cry out to be touched (a personal favourite is Pennisetum villosum) can be positioned by paths or terraces and enjoyed in passing, encouraging interaction on the journey through your garden.

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Flowering

Making sure your garden provides pleasure throughout the year is probably the most challenging aspect of planting design. If you require a low maintenance planting scheme then focus on evergreen structure, flowering trees and shrubs and foliage colour. Bulbs and semi-evergreen perennials are useful for adding interest through the seasons.

If you enjoy gardening and want to achieve a more active planting scheme that changes throughout the seasons, planning

GARDEN CENTRE & CAFÉ

is key. There are useful combinations of early and late flowering perennials such as Aquilega vulgaris and Anemone x hybrida that can be planted side by side, without one drowning out the other. Bulbs are useful too, Alliums can be planted with Verbena bonariensis as their leaves will have died back long before the Verbena is reaching skywards. A note on Alliums, plant geraniums or other groundcover to hide their leaves which die back before they are in flower.

Make sure you know the mature size of the plant you select. Shrubs can be

underplanted with perennials until they reach maturity, but perennials mature within two years so don’t be tempted to plant them too close together.

Much research has been carried out into plant communities; plants that live happily side by side without one species dominating or shading its neighbours. A good example is a wildflower meadow, where plants with similar requirements have no need to fight for nutrients, light or water. This balance is quite difficult to achieve in our gardens so we can cheat a little!

Cannas, Dahlias and other late flowering non-hardy plants are ideal for filling gaps when the early summer flowers are past their best. I over-winter mine in a small coldframe, or they can be kept in a garage. Their rich, bold shades soak up the late summer sun and my borders are transformed from light and airy in early summer to opulent and rich, stretching right into Autumn.

Annuals also have a role to play in keeping the colour going and filling in gaps. Raise them from seed in early spring or select from the huge array on display in garden centres and nurseries.

Finally, pots are an excellent way of introducing a dash of colour. A cheerful pot of tulips can be positioned for maximum impact and then replaced with summer bedding or Agapanthus later in the summer. Their portability is an added advantage, pots can be moved to wherever they are needed.

True harmony in your garden is achieved when there is the right balance of colour, texture, height and form and the pleasure gained from trying to achieve this is perhaps as important as the end result.

CLAUDE’S ATHEATON FOLD

How to declutter and donate whilst supporting Regenerage –The Older People’s charity.

With Spring in the air there couldn’t be a better time to declutter the home! Don’t leave clutter lying around; instead, donate it to a charity store! We’re letting you know how to declutter and donate. This is your guide to decluttering, donating and supporting Regenerage, the North West independent charity that for over 40 years has been helping people to live well and age well.

Decluttering might feel like a huge job and sometimes, it can be! But one thing’s for sure, you’ll feel great when it’s all done! Say goodbye to dusty ornaments or things that have been thrown to the back of the wardrobe because you probably don’t need them anymore.

Studies have found that having a messy home can impact our life in many ways. It can impact our mental health, sleep and even our focus. All of these things can have knock-on effects on other aspects of our lives. So, if there’s ever been a reason to have a clear-out, then this is it!

Tips for de-cluttering the home

Here are some top tips for how to de-clutter your home space:

Start small

One of the biggest mistakes people make when they start decluttering is tackling a huge space. This often leads to people running out of time and becoming distracted. It’s often hard to go back to these jobs as you can’t remember where you got up to. Instead, it’s important to start small. This allows you to tackle one space at a time. Choose one room and then a specific area of the room, for example, the drawers, the wardrobe or even the windowsill. This

will help you stay focused and feel more accomplished as you actually tick off more jobs!

Stay organised

It can be easy to throw everything into a bin bag, but the chances are that many of your items will still have life left in them.You can easily stay organised by sorting your items into piles.You might choose to have ‘keep, throw away and donate to a local charity shop’. This process helps you gain more space in your home.

Find homes for items

In the most organised areas, every item has a home. Otherwise, it’s tricky to find things and it becomes easier to just put things anywhere. It can also be helpful to keep similar items together. Some people like to use labels on drawers or containers too.

Consider storage options

There are so many storage solutions that can help your home feel less cluttered. Consider options such as drawers, where you can also use dividers, trays and holders. This is a really helpful way to get the rest of the family involved in staying organised too. Make sure everyone puts items away in their correct places.

One in, one out

This is the idea that when you buy something new, you should get rid of something else. This helps you stay on top of your belongings and means that you might take a second to think more carefully before purchasing new things, which can also help you save money.

How to help others declutter and donate

Some people are naturally good at staying organised, so decluttering is a reasonably simple task. If this is you, you might find other people asking you for help. There are some tips you can take into this experience.

Remember that decluttering can be a difficult experience for some people, so it’s important to take their feelings into consideration.

• Discuss their goals for decluttering

• Make a plan with them

• Celebrate progress

• Be cautious of the words you use – don’t describe their items as ‘rubbish’

• Be supportive

Which items can be donated?

It’s great that you’re choosing to donate your unwanted items to charity shops. Before you bag up your items and head to a charity shop, you need to check which items they will be happy to accept. Most of the time, charity shops will accept similar items, but it’s worth checking anyway.

At our Middlebrook Retail Park Charity Shop in Horwich we accept the following items. These items can be accepted at the store during our opening hours. We’ll be proud to give these items a second life.

• Clothing

• Shoes

• Bags

• Jewellery

• Bric-a-brac

• Household textiles

• Toys

• Books

• Media

• Small electrical items

• Furniture – via collection.

There are some items that we are unable to accept at any time due to safety reasons. Instead of throwing these items away, why not hold a yard sale or use online platforms to sell them?

• Upholstered donated furniture without a fire label (unless pre1950s)

• Soiled/dirty mattresses

• Roller or Venetian blinds (unless in original packaging with safety instructions included)

• Donated furniture with unsafe missing parts or damage

• White goods

• Safety items

• Baby equipment

• Refrigeration

• Large wall units

• Or any item that is not in a saleable condition

Which charity shop shall I donate to?

There are so many incredible charity stores but of course, we’d love to receive your donations. Here are some reasons to consider Regenerage’s Middlebrook Charity Superstore for your donations.

• Free parking makes drop-offs easy

• You’re donating unwanted items to a worthy cause – so you can feel good too!

• We support elderly people to live and age well using vital funds from pre-loved items

• We have over 40 years of experience supporting older people, their families and carers

• We provide Parkinson’s and dementia support

• We run regular events at our activity centres to combat loneliness and help older people stay active

• Our volunteers are excellent

At Regenerage, we are so grateful to the local community for all of their support and wonderful donations.

How do I donate to Regenerage?

You can donate many items to our Middlebrook store during our opening hours

Monday- Friday 10am-6pm Saturday 9am-6pm Sunday 10.30am4.30pm

Our Middlebrook address is: Regenerage Charity Superstore

Middlebrook Retail & Leisure Park, 63 The Linkway, Horwich, BL6 6JA Tel no 01204 201389

You can organise a furniture collection for larger items. We offer free furniture collection within a 12-mile radius of the Middlebrook Store. Call the Middlebrook store to arrange a collection.

This store offers a wide range of items, including ladies, gents and children’s wear, special occasion wear (wedding and prom), homewares, furniture, bric a brac, new white goods and so much more!

Are there any other Regenerage charity stores?

Bamber Bridge, Preston Buckshaw Village, Chorley Calder Park, Chorley Market Street, Chorley Fulwood, Preston Leyland, Preston

· ‘Occasions’ Preston

Join us in making a difference! Visit our charity stores today to shop consciously and donate generously.

Every purchase and contribution supports our mission of working with and for older people, enriching their lives and supporting them to live well and independently, bringing us closer to creating meaningful change in our local communities. Together, let’s turn compassion into action.

Declutter, donate and shop with a purpose!

Chris Macwilliam – Partner and Personal Injury Specialist at Clough & Willis Solicitors talks about personal injury compensation

Ten Things You Should Know About Claiming Personal Injury Compensation

1. A solicitor will get you more compensation than if you deal with the insurers direct.

Defendant’s insurers love it when they by pass the lawyers and deal with you direct? Why? Because it saves them money! They know that they can probably get away with paying you less (sometimes substantially less) than your claim is worth. So, use a solicitor and maximise the amount of compensation you receive.

2. You only have 3 years to claim.

Actually, you only have 3 years less 1 day to issue your claim at court (and there’s a lot of work that needs to be done before you are able to do this)! If you don’t your claim will be time barred and you will not be able to bring it. There are exceptions but you must be aware of this ticking time bomb.

3. You can still claim compensation even if the accident was partly your fault.

Partial blame doesn’t rule out a claim. If you are 30% at fault that means the other party was 70% at fault and will have to pay you 70% of the compensation you would normally get. So, it’s still worth claiming.

4. It’s unlikely you will have to go to court.

Even when the other side disputes liability for the accident, the vast majority of cases settle without the need for a court hearing. So, don’t be put off by worrying about going to court - it’s unlikely to happen.

5. It doesn’t take years to make a claim.

Recent changes in the way compensation claims are dealt with mean that most claims are settled in a matter of months, not years. Cases involving very serious injuries and/or very complex liability issues can take longer but these are the exceptions to the general rule.

6. You don’t have to be 18 or over to make a claim.

Children (which means people not yet 18) can claim compensation. A parent or some other person acts as the child’s Litigation Friend and deal with the claim on the child’s behalf. Any settlement must be approved by a judge and the compensation is invested by the Court until the child is 18 (although it can be paid out sooner in certain circumstances).

7. You can still claim if you are injured by an uninsured driver.

If an uninsured driver has caused your injuries you can still claim against him and your compensation is paid by the Motor Insurers’ Bureau. They will claim the compensation back from the uninsured driver but they, not the driver, have to pay you.

8. Even if it’s “No Win No Fee” you will probably lose some of your compensation if you win.

Most “No Win No Fee” arrangements mean that you should pay nothing if you lose and only pay your solicitor if you win. But, and this is sometimes not made clear, your solicitor will look to keep some of your compensation as a “success fee” if you win. You will normally get at least 75% of the compensation you recover if you win. Your solicitor should explain how this works in practice.

9. It’s in your interests to use a specialist personal injury solicitor.

Why? Because they understand this area of work better than a non specialist and will be

better placed to get you the maximum amount of compensation. You wouldn’t ask a plumber to fix your broken car, so don’t ask a corporate lawyer to deal with your personal injury claim. It’s your claim so get a specialist to deal with it for you.

10. Ignore the “compensation culture” myth - you are entitled to make a claim.

Despite the press headlines, there is no such thing as the “compensation culture”. That is a myth encouraged by the insurance industry to deter people from claiming. If someone causes an accident and you end up injured, why shouldn’t you claim compensation? If you cannot work, how can you pay your bills? Ignore the media hype and look after your own interest!

If you need further information about personal injury claims contact Chris Macwilliam for a free, no obligation interview on 0161 764 5266

Support 20 Years of Emmaus Bolton at charity’s Spring Fair

Join charity Emmaus Bolton for a fun-filled Spring Fair to support its 20th year of helping people who have been homeless and others in need.

Taking place on Saturday 17th May, this fun-filled event promises a feast for the senses, with plenty to see, do, and enjoy across the charity’s shops and services, located off Fletcher Street in Bolton.

Visitors can expect excitement for all ages so bring your friends and family for games, stalls, live music and a sizzling barbecue around the charity’s courtyard. Come and explore Emmaus Bolton’s shopping outlets which will also be open all day for you to browse and enjoy.

A dazzling display of vintage and retro items will be on show with shining examples of the wooden furniture Emmaus Bolton makes at its on-site workshop, including an array of items from its upcycling service.

You’ll be able to see beautiful hats, bags, purses and teddies available to purchase, crafted out of repurposed fabric by the charity’s recycling volunteers. In addition, there will be a range of the charity’s best bric-a-brac, vinyl, books, toys and games, and some new goods, from Emmaus Bolton’s range of kitchen appliances, beds and comfy mattresses.

The Garden Centre will be in bloom for you to look around at your leisure and light refreshments will be on sale from the charity’s café. The menu will include your pick of real dairy farm flavours from Emmaus Bolton’s ice-cream parlour, brought to you in association with Mrs Dowsons.

Tony Stephenson, Chief Executive Officer of Emmaus Bolton, said: “We’re very excited to be putting on this special event to mark 20 years of your local homelessness charity’s work.

“Come for a day of fun and frivolity, and find out more about our charity and what

we’re doing to help people build back from homelessness.”

Emmaus Bolton provides accommodation, support and work and training opportunities for people with experience of homelessness. The charity also has a food pantry providing people with the choice of ingredients they vitally need.

Whether you’re a long-time supporter or have never visited before, this is the perfect opportunity to see what the charity does, meet the people behind Emmaus Bolton, and join in the celebrations.

Getting Here Emmaus Bolton is located just off Fletcher Street, BL3 6NF and has a free car park, which includes disabled parking, for visitors. Some of the parking will be used for the Spring Fair, so please use public transport if possible:

• By Bus: Take the 559, 582 or 906 bus to the ‘University of Bolton’ stops. It’s just a short walk from there.

• By Train: We’re a 15-minute walk from Bolton Train Station.

Emmaus Bolton can’t wait to welcome you to its 20th Anniversary Spring Fair and celebrate this milestone together. Come along, have fun, and support a cause helping people grow in a sustainable and supportive environment.

For more information, visit our website www.emmaus.org.uk/bolton/or follow us on social media.

Emmaus Bolton’s year in numbers From 2023 to 2024, the homelessness charity has helped: 19 people with experience of homelessness, saved a staggering 968 tonnes of furniture from landfill, been supported by an incredible 6,280 volunteer hours.

· Thanks to your help, ticking the box for gift aid, Emmaus Bolton received tax relief on 19% on donated items, up from 6% the previous year.

With busy lives, it can be hard to find time to volunteer. However, the benefits of volunteering can be enormous. Volunteering can help you meet new people, learn new skills and even feel happier and healthier. If you are looking to get back into work, volunteering can be a great way to build your CV. Give us a call to hear about the volunteering opportunities we have at Emmaus Bolton.

give

this occasional feature we focus on a prominent local company

SPOTLIGHT ON: Bolton Denture Centre

A truly family business

This year we celebrate 20 years of being in business and what a 20 years they have been! So we thought we would give you a brief history.

In 1996 Jonathan started working at his fathers (Colin) dental laboratory in Churchgate. This laboratory was later sold in 2002 and after meeting contractual obligation Colin and Jonathan decided to go it alone and open C&J Dental Technologist in 2005 on Higher Bridge Street in Bolton. Denise (Jonathan’s mother and Colin’s wife) helped out and became the delivery driver. In 2007 they took on their first full time member of staff Gemma.

At this time Gemma was an apprentice technician studying part time at Manchester University. She went on to qualify as a dental technician and now plays an essential role in the running and management of the business, not to mention her excellent technical ability to produce great dental prosthetics.

With a lot of hard work the business went from strength to strength and both Jonathan and Colin decided to train to qualify as Clinical Dental Technicians. This extra qualification meant they would be able to treat member of the general public for DENTURES only. They both became qualified and registered Clinical Dental Technicians in 2008 and were among the first to achieve this accolade in the UK. This resulted in the creation of Bolton Denture Centre.

This added an extra arm to the business as not only were they doing work for dentists they could treat the public for dentures themselves, this meant they were able to focus on creating bespoke, high quality dentures directly to the patient. Enabling them to offer the time and personal service it takes to craft a individualised smile.

Denise retired in 2013 and decided to spend time with her grandchildren and for those of you who knew Colin he was very much a character and dentistry was his life. In 2014 due to ill health he finally hung up his wax knife and Jonathan bought the business and with the help of Gemma have continued to grow it over the past 10 years. In 2014 Jonathan and Gemma got married and in 2015 had there first child Elijah (who has featured in our advertising).

Unfortunately in February 2017 Denise died suddenly, sadly never getting to meet the granddaughter she always wanted, Frankie Dean born in February 2018. Colin continued to pop in and out of the lab just to keep his hand in especially after losing Denise. In October 2018 he was reunited with her as he sadly passed away after a very long illness.

Jonathan has grown the ‘all-on four’ and ‘implant’ sides of the business and continued to run a successful denture clinic, for which he is extremely passionate about.

After moving house to Egerton in 2020 Jonathan and Gemma kept their eyes open for a new premise as sadly Bolton town centre isn’t what it used to be. They made the decision to move to their new premises, 452 Darwen Road in Bromley Cross they opened the doors on 31st May 2023 and have never looked back. They designed the laboratory and clinic exactly how they wanted and although smaller it is a modern laboratory and clinic and has better parking facilities for patients. (And they do say good things come in small packages).

To celebrate being open 20 years we are offering two free open clinics running from the 19th-20th May. Meaning people can come in with no appointment to discuss any DENTURE related issues be thatnew dentures,repairs,relines,general denture advise or implant denture advise. We really hope people will make the most of this service!!

We would like to thank all our Bolton Denture Centre patients past, present and future for their support and all our dentists who use C& J Dental laboratory for their patient’s work within their surgeries around the UK.

And finally, we hope Colin and Denise would be proud of how we have continued their legacy. Here’s to the next 20 years.

Based in Bromley Cross our premises offer a more modern environment both from our clinical and technical needs.

Are your

Confidence begins with a beautiful smile ...

Many denture wearers suffer with poor fitting, worn out or artificial looking dentures that cause the wearer to feel a lack of confidence in their dentures. This can present itself when chewing or even by just worrying about the denture dropping during a conversation. All these are issues that Bolton Denture Centre specialise in correcting.

What is a Clinical Dental Technician?

A Clinical Dental Technician (CDT) is a qualified dental technician that has under gone further Education and Training to gain a Diploma in Clinical Dental Technology as Awarded by the Royal Collage of Surgeons (RCS).

At Bolton Denture Centre our clinician is one of the first registered Clinical Dental Technicians in the country, and able to offer a bespoke service of treating the patient AND making the denture in the laboratory.

Over recent years there have been many improvements in both the way we construct dentures and in the materials and denture teeth that we use. One such innovation currently on the dental market is DIGITAL DENTURES.

However as with any new technology it usually gets rushed to market before it is fully developed. We have seen an upturn in enquiries for this technology, but after many meetings with sales reps and looking into the technology behind it we feel the quality and aesthetics are extremally substandard in comparison to a bespoke handmade tradtional denture.

Smiling has a host Mood BoostingBoost your immunity stronger immunity.

Relieves Stresssmile has the same Lowering blood pressure Smiles are infectious attractive to others

We also feel the fit of digital dentures are not going to be as good as the fit of traditional dentures as the digital impression cannot replicate the compressive action of the denture, therefore leaving in general reduced suction. This is why we have chosen not to offer this service as of yet here at Bolton Denture Centre. You still have to be a clinical dental technician to provide digital dentures.

What if you don’t Here at The Bolton over 15 years. A smile is one humans. Smiling aw frequent less than 14% BOLTON

Your Dentures need Attention

1. When they become loose.

2. When teeth or denture base discolours.

3. When tooth surfaces become flat.

4. When denture base does not fit around natural teeth (in partial dentures).

5. When you develop deep lines around your mouth.

6. When your chin sticks out, and the corners of your lips are constantly wet, developing sores.

7. When you stop smiling and feel embarrassed.

My Dentures have become loose!

Bolton Denture Centre can offer all aspects of denture care including;

4 Free Consultations

4 Denture cleaning and polishing service

4 Repair of broken or cracked dentures

4 Relining existing dentures to improve fit

4 New full dentures

4 New partial dentures (following treatment plan from dentist) *

4 Sports mouth guards

* Dentist treatment plan can be arranged.

your dentures holding you back

This is easily remedied by a procedure know as Re-lining. A new layer of Denture base is added to your existing Denture, improving the fit and restoring confidence.

one of the most basic, biologically uniform expressions of all Smiling is not just a universal means of communicating, it’s also frequent one. More than 30% of us smile more than 20 times a day and 14% of us smile less than 5 times a day.

Should I have a spare set of Dentures made?

host of benefits which include:

Yes, it is very important to have a spare set of dentures for emergencies in case of breakage. Once a new set is made the old set becomes a spare.

Psychologists have found that even if you’re in a bad mood s immunity - smiling makes your body more relaxed and contributes to a go immunity.

What our Customers Say

Jonathan is a very easy person to talk to. He explained everything to me in detail and made me feel very relaxed. I would definitely recommend him.

CONSTRUCTING A GOOD SET OF DENTURES

Constructing a functional and aesthetically pleasing set of dentures is the most difficult task in dentistry. We are not only replacing lost teeth, but also lost tissue matter and bone. In other words, we have to re-create your facial features as they were before the loss of your natural teeth.

Took my 96 year old dad to see Johnathan to sort out his dentures. Johnathan was courteous, helpful and very professional. I would highly recommend his services.

In most cases we do not know what your teeth looked like, what size they were or what position they were in originally. We have a few indications but mostly we have to rely on our visual and artistic judgement.

Cannot praise Jonathan enough absolutely first class. Came in specially Christmas eve to help me out and saved my Christmas from being ruined (meals out etc) used again yesterday and the same great service would highly recommend to anyone.

At the same time we have to use our technical expertise in order to make the denture stable and functional. Denture construction is more art than science.

DENTURES NEED REGULAR SERVICING

Dentures are in constant use almost 24 hours a day, 365 days a year. They are also in a pretty hostile environment in the mouth, being attacked by strong acid, bacteria, hot, cold and spicy food. Denture material absorbs liquids and food odour.

Really down to earth guy. Dentures are brilliant, I couldn’t have been treated better. Highly recommend their service.

Constructing a Good Set of Dentures

Smiling releases endorphins which reduce stress and change y same effect.

pressure - Reducing stress and smiling can also help lower blood pressu infectious - Not only do others smile when we smile but studies also sugg others when we smile.

Daily cleaning is essential as well as professional ultrasonic cleaning in a dental laboratory at least once a year. Due to

don’t like your smile, do you suffer from loose poorly fitted or broken dentures? Bolton Denture Centre we have been helping denture wearers to get beautiful smiles for

At the same time we have to use our technical expertise in order to make the denture stable and functional. Denture construction is more art than science.

We are

Why not call me to discuss your current situation or arrange an appointment as I am always more than happy to help.

Jonathan Dean

LBIDST CDT RCS Eng

Hewlett Court

Hewlett Court was opened by the East Lancashire Masonic Charity [ELMC] in 1979 as Sheltered Accommodation for the Elderly. Hewlett Courts aim is to provide good quality, affordable accommodation with support services tailored to meet individual’s needs.

Hewlett Court supports individuals in an independent, safe and caring environment.

We understand that moving from your home into a communal living setting can be a very difficult and momentous decision, for both the potential individual and their Families. We are here to support that decision to ensure the right conclusion is made for all concerned.

Hewlett Court prides itself on providing a warm, friendly, Family environment.

The Staff are all dedicated to ensuring that each individual have control over their own lives, to encourage them to make their own choices and opportunities to maintain their independence, encouraging them to play an active role in the improvement and development of the services provided. Hewlett Court continually look at ways to improve the amenities and to provide the best service available.

There is a varied menu at Hewlett Court providing three home cooked meals per day, including any special dietary needs.

Hewlett

INDEPENDENT LIVING

TESTIMONIALS

Mary M – You can go and look around Bury and you won’t find any another facilities like Hewlett Court. The food is excellent and the staff are very obliging. Everyone enjoys all the entertainment and the outings that are free. We can come and go as we like

Julie – I really enjoy it, myself and my Sister have been made to feel welcome and have made lots of friends. I enjoy the baking classes and all the activities.

John – I am very happy at Hewlett Court, I feel safe and well looked after. The staff are very helpful and the food is excellent.

Doreen B - Just fabulous, a great place to be. Nothing is too much trouble. Fantastic staff and a friendly, clean, homely place.

Location

Hewlett

Location:

Hewlett Court is situated in Holcombe Brook on the north side of Bury near the foot of Holcombe Hill. The Home is close to the local amenities; shops, post office and Doctors Surgery.

Court

situated in Holcombe Brook on the north side of Bury near the foot of Holcombe Hill. The Home is close to the local amenities; shops, post office and Doctors Surgery.

STEVE HOWARTH’S TEST DRIVE

TOYOTA BZ4X

IF there is one manufacturer at the forefront of hybrid and electric vehicles then its Toyota, who have led the field for many years with cars like their big selling Prius (now apparently almost every taxi on the roads of the UK!)

So, their 2024 bZ4X is not entirely a new venture for the Japanese manufacturer but it is a big step forward and their first car to use the ‘bZ’ or Beyond Zero name with a battery integrated into the chassis.

It’s a spacious five-seat electric family SUV that has a comfortable ride, dynamic performance and an excellent full charge range of up to 312 miles plus a high-power charge time up to 80% in 35 minutes.

It’s not the cheapest family EV (our test mid-range Motion FWD spec car is a shade over £44k) but is well equipped and has a premium feel to its interior with lots of on-board tech to match most rivals.

Outside its smart and sophisticated with Toyota’s angular styling giving a muscular look with loads of street presence while an up to 10 years warranty package adds to the appeal.

That standard kit list includes must haves like a 12.3-inch central multimedia display with sat nav, wireless smart phone charging,

heated front seats, panoramic camera view, power tailgate and the comprehensive list of safety features we have come to expect from Toyota.

Toyota plan an entire family of electric bZ models with the number in the name indicating the size of the car with the ‘4’ being a mid-size vehicle and ‘X’ for an SUV.

Every bZ4X has a 75kWh battery and you get a very healthy 201bhp in front-wheel drive form and 215bhp with twin motors for 4X4, one on each axle. There are also three core trim levels Pure, Motion and Vision and every model has a seven-inch digital instrument panel, heat pump, 18-inch alloy wheels and smartphone connectivity.

Most popular is likely to be our Motion spec which includes features like privacy glass, a panoramic glass roof, heated front seats and that bigger 12.3-inch infotainment touchscreen, as opposed to the base model’s eight-inch display.

Prices currently start from just under £43,000 for a FWD Pure trim, rising to around £51,500 for the top-spec Vision AWD model.

I spent a week with the bZ and it proved very comfy and easy to live with an overnight three pin low power top up charge each night provided all the power I needed.

NISSAN JUKE

NOW I have to confess that I was not a big fan of the original Nissan Duke – mainly because of its striking ‘marmite’ looks.

However, I was clearly not in the majority as they sold in great numbers here in the UK and the model was a big hit for Nissan.

Fast forward to the latest version where Nissan has toned down those quirky looks and greatly improved their mini SUV all round.

This second-generation model has a smarter interior, bigger boot and better engines - a 1.0-litre petrol and 1.6-litre self-charging petrol hybrid. The 112bhp 1.0-litre turbocharged petrol (badged DIG-T 114) takes 11 seconds to get from 0-60mph while the hybrid has a 141bhp 1.6-litre unit linked to an electric motor meaning a faster 0 to 60 time and the option of EV only motoring at lower speeds.

The hybrid also has regen braking with an e-Pedal button making stop-start driving less work and recovering power to the battery giving the Juke an impressive mpg figure of over 58.

The new Juke Hybrid also has firmer suspension and a raised driving position plus our range topping test car, the HEV 143 N-Sport, came with loads of kit for the £32k price tag including adaptive cruise control, sat nav, rear view camera system, wireless phone charging a raft of safety systems and a sevenspeed auto gearbox.

It also boasted optional super bright special order Iconic Yellow paintwork which meant getting noticed on the road wherever you went and strangely was near identical to the yellow used on a £300k Maserati MC20 I was also testing that week. However, that was where the similarities ended and I have to say it was also a lot easier to get in and out of than the Italian supercar.

Getting comfy behind the wheel of the Juke is much easier than in earlier versions as the steering

for

Another plus is that you get physical controls for the air conditioning on all versions and the Duke also has a big 12.3in digital driver’s display as well as the large central infotainment touch screen. The system is a big improvement on previous versions with sharper, more modern graphics.

The interior is an area where the Juke has improved greatly too compared with the original model. It feels plush, especially in the Tekna+ and N Sport trims, which have suede-like Alcantara material on lots of surfaces. No matter which version you go for, the Juke feels better built inside than some rivals with quality interior materials and finish.

There’s also plenty of space for tall people in the front thanks to ample head room and seats that slide a long way back. Rear space is also good for a small SUV with extra leg room over the original model.

The range starts with the N-Connecta rising through Acenta Premium N-Sport and Tekna+ versions with prices from £21k to £31k.

For more information see www.nissan.co.uk

Considering a funeral plan?

Be Positive, Practical and Productive in 2025 by taking care of your financial end of life planning and more importantly giving peace of mind to your loved ones

This article was written by Haven Personal Funeral Plans Ltd.

What is a funeral plan?

A funeral plan allows you to pay for your funeral upfront saving your loved ones from the financial burden of covering the cost themselves. Funeral plans can only be sold by firms authorised and regulated by the Financial Conduct Authority (FCA) or their Appointed Representatives.

You will pay for the funeral at today’s prices, potentially saving the cost of inflation from between when you take the funeral plan out and time of need.

Planning your own funeral can be a difficult and emotional thing to do for most people, nobody wants to think about, let alone have a conversation about the day when they are not here. However it can provide loved ones with all the help and support they will need at a difficult time.

If you have ever had to plan a loved one’s funeral, you will know first hand how distressing and difficult this can be. In order for the funeral director to arrange the funeral they have to ask you a series of questions. You need to make certain decisions which when you are grieving and upset can be an incredibly difficult thing to do, especially if you didn’t know your loved one’s personal preferences. This can make you question if you made the right choice and then there is the financial burden of also having to cover the cost of the funeral.

A funeral plan can be a positive, practical and productive thing to do not only for yourself but very importantly for your loved ones.

What are the benefits and risks of having a funeral plan?

If you are thinking about a funeral plan, it is important that you have all of the information in order for you to decide if a funeral

plan is right for you, it is important to weigh up the benefits and the risks.

Benefits of having a funeral plan:

• They potentially protect you from inflation. You pay for the funeral at today’s price avoiding any future inflation. If funeral costs continue to rise in the future as they have done consistently in previous years, you will not need to pay anymore. Currently in the UK, the cost of a basic funeral is now £4,141.00 which has increased by 4.7% compared to last years price (according to the Sunlife Cost of Dying Report 2024).

• The financial burden is taken away from your loved ones at time of need.

• Your funeral arrangements and personal wishes are taken care of.

• Funeral plans are exempt from Inheritance Tax.

Risks of having a funeral plan:

• A funeral plan only covers items/ services included in the plan, these vary depending on the plan so it is important to check you have included everything. If at point of need items / services need to be added, for example an additional car for relatives, your relative will have to pay for this.

• The funeral plan provider could fail, if this was the case your plan could be refunded in full or be transferred to another provider.

• The Trust in which your money is invested may fail, if this was the case and a return of your monies is not possible you may be entitled to compensation under the Financial Services Compensation Scheme (FSCS).

• In the unlikely event that funeral costs fall in the future, the price paid for your funeral plan would remain the same.

What’s included in a funeral plan?

This can vary depending on the plan provider and the type of funeral plan however most funeral plans include funeral directors’ costs, a coffin, a hearse, a minister, cremation fees, burial fees up to the cost of cremation. It is important when buying a funeral plan that you read and understand exactly what is and is not included in the funeral plan. Funeral plans can be tailored and personalised to suit your individual needs and wishes.

How does a funeral plan with Haven work?

Haven sells funeral plans through a network of family-owned funeral directors who are Appointed Representatives of Haven Personal Funeral Plans. The funeral homes cover East Lancashire,

West Yorkshire and Greater Manchester. Funeral plans are sold face to face by funeral directors who have been specifically trained in funeral plans.

When you take out a Haven Personal Funeral plan, the price you pay includes an administration fee that is kept by the company to cover the day to day running costs. The balance is then transferred into The Haven Funeral Trust where it is invested by an FCA regulated investment manager. The money is held there until needed.

During the lifetime of the funeral plan, you will be contacted every 18 months with a summary of your funeral plan and given the opportunity to change any details of the funeral plan to suit your current needs and wishes. Changes to your funeral plan can be made at any time, you do not need to wait for the 18 month summary. Haven do not charge an admin fee for changes being made to your funeral plan.

When you take the funeral plan out, you will be given the opportunity to appoint a Nominated Representative. A Nominated Representative is someone who will know about your funeral plan so that at time of need, the funeral plan does not go unclaimed. A nominated representative can’t make any changes or cancel your funeral plan.

At time of need, whoever is arranging your funeral simply needs to get in touch either with Haven directly or your nominated funeral director where they will be informed of what happens next. They will then be supported throughout the entire process leading up to during and after the funeral by our team of dedicated caring and professional staff.

Once the funeral has taken place, Haven will pay your nominated funeral director for carrying out your funeral in accordance with your planned wishes. Your loved ones will not be charged any extra for this, these costs will be covered by your funeral plan. If any extras are required at time of need that are not covered by the funeral plan, these will be payable to the funeral director by your loved ones.

Haven is a trading name of Haven Personal Funeral Plans Ltd which is registered in England and Wales No. 03557936

Registered Address: Cedar Lodge, 227 Bury Road, Rawtenstall, Rossendale, BB4 6DJ

Haven Personal Funeral Plans Ltd is authorised and regulated by the Financial Conduct Authority – FRN 962488