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Strategies to boost your super Dating delight after 40 and beyond In Conversation with Amazing Australian Women Lauren Sherson
Celebrating International Vodka Day with Themed Drinks Gone but not forgotten
Audrey Hepburn
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FIRST ISSUE 19 | Hepburn
04 December 2020
Letter from the Editor Hello and welcome to our preview edition of Hepburn. This year has been challenging for all and in the typical Australian fighting spirit, I decided to launch a magazine for women to celebrate amazing women who have achieved in their business, professional or public life and to inspire women who are starting their journey or moving on a new path. Hepburn is a new approach to a women’s magazine. We know women love magazines and a good flip book is great. But in this digital age we wanted to provide our readers with a choice on how they subscribe to our magazine content. We also wanted to address accessibility. So I embarked on a journey to deliver a multimedia magazine for our readers. The Hepburn woman can enjoy our articles as she pleases, whether that be reading our digital issue, sitting back and holding our print issue, watching our YouTube channel or listening to selected articles via podcast. This month Hepburn launched our In Conversation with Amazing Australian Women a monthly serial of interviews with a premiere interview on YouTube. Our Amazing women series is a conversation with women who have achieved success in business, professional or public life and are happy to share their story and knowledge with others. You will find us on the Hepburn Magazine Channel. Look for our distinctive logo. Hepburn also launched In Conversation with Aspiring Australian Women. It is a monthly series of interviews with women who are ready to promote their business and discuss their aspirations and how they may reach their goal. We premiered the In Conversation with Aspiring Women on Hepburn’s YouTube channel. Our Hepburn readers will also be able to find our In Conversation series and a few other articles on our podcast. Our bi-monthly issues will delight readers with scintillating articles falling within the ambits of Amour Propre, Appetence, Abundance, Ambition, Passion, Nouvelle Cuisine, and Leisure. In this preview edition we discuss living in the new normal, leading in challenging times, putting the spring back in your steps, how to boost your super and tempt you in our Nouvelle Cuisine section with a mocktail, cocktail and canapes. Like any journey, starting Hepburn was not a solo expedition. It was achieved only through the efforts of an amazing team. I personally want to thank each member for their contribution and for faithfully following me on the digital voyage of discovery. Thank you Sushmita Sharma, Kristina Mazalova, Siobhan Vale and Thomas Hall. We’ll be popping the champagne to celebrate. We invite you to celebrate with us.
Jacqueline Hodges
Challenging Times of 2020 In the challenging times of 2020, Hepburn women have shown commendable resilience and leadership. Through our preview edition, we celebrate you and invite you to take a quick break in the indulgent pleasures of life.
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Contents
Lauren Sherson
21 In Conversation with Aspiring Australian Women Mickayla Hosking
43 Inspiring International Women Jacinda Ardern
see pag e4 for det 0 ails
SUBSC
20 In Conversation with Amazing Australian Women
E
Audrey Hepburn
SCRIB B SU RIBE C S
1 Gone but not forgotten
BE SUB RI
Featured Women
Amour Propre
Ambition
5 Maintaining your style in challenging times
23 You deserve a break
Appetence 9 Dating delight after 40 and beyond
Abundance 12 Strategies to boost your super 17 Leadership in challenging times
Passion 26 How is anger good for you?
Nouvelle Cuisine 30 Celebrating International Vodka Day with Themed Drinks 35 Egyprian Beetroot Dip
Leisure 39 Getting lost to find yourself again 43 Brain challenge
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Hepburn | 63
Gone But Not Forgotten By Jacqueline Hodges
For years, I have been an admirer of the two great Hepburns: Audrey and Katherine. I sat and watched the movies from the Golden Age of Hollywood, in which these women starred, and subsequently I watched the documentaries about their respective lives. Both women presented to me as female role models with albeit differing attitudes: each being well-educated, possessed the strength of being true to oneself. And it is perhaps the influence of these two women that led me to call the magazine Hepburn. But it is Audrey Hepburn who I wish to speak about today. Most of our readers, viewers and listeners will quickly recognise the name Audrey Hepburn and many will recall the movies in which she starred. Who can forget Audrey Hepburn’s performance as the elegantly, dressed Holly Golightly stepping out of the taxi to look at Tiffany’s store windows or cheekily pocketing party masks from the 5 and 10 store in Breakfast at Tiffany’s, or listening to the linguistically challenged Eliza Doolittle’s elocution lessons from phonetics Professor Henry Higgins and her relapse to Cockney twang as she shouts “Move your bloomin’ arse” at the Ascot Racecourse in My Fair Lady. Audrey was the third-greatest female screen legend in Golden Age of Hollywood. Not at all incidentally, Katherine Hepburn is noted as the greatest. But back to Audrey. For her performance in Roman Holiday, she became the first actress to win an Oscar, a Golden Globe Award, and a BAFTA Award for a single performance. Yet it is not for her acting career or her accolades as a style icon that I wish to pay homage, but rather it is for her most dignified role as UNICEF’s Goodwill Ambassador. For it is in this role that she truly demonstrated her leadership in challenging times.
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is impossible. “Nothing The word itself says: I’m possible. ”
Hepburn first worked for UNICEF shortly after World War II, reading children’s stories of war on the radio. However, it is years later, in 1998, that she truly immersed herself into humanitarian efforts; when she went on her first UNICEF field visit to Ethiopia, where years of drought and civil strife had caused terrible famine. Hepburn is quoted as saying at that time: “I have a broken heart. I feel desperate. I can’t stand the idea that two million people are in imminent danger of starving to death, many of them children, [and] not because there isn’t tons of food sitting in the port.” The following year, in 1989, Hepburn was named a UNICEF Goodwill Ambassador and travelled the world meeting some of the world’s most vulnerable children and raising awareness for UNICEF’s programs. She travelled to many nations, from Turkey to Bangladesh, through South America and Central America, from Thailand to Vietnam and various African nations. She promoted numerous projects that brought support to people living in poverty, drought and famine and to those living on the streets or displaced by war. She promoted UNICEF’s projects to improve living standards for those affected, bringing polio vaccines, women’s training programmes, clean drinking water, schools, literacy, nutrition and housing. But Hepburn’s personal history with UNICEF began much earlier in 1946, when UNICEF representatives rescued her from the terrible post-war famine in the Netherlands. “I can testify to what UNICEF means to children, because I was among those who received food and medical relief right after World War II…I have a longlasting gratitude and trust for what UNICEF does.” It is this history that drove Hepburn to help others. UNICEF reports that Hepburn worked tirelessly, giving as many as 15 interviews a day to the media in the United States, Canada and Europe. She also hosted awards, benefits and gave speeches to promote UNICEF’s work. In 1992, she became the recipient of the Presidential Medal of Freedom. This is the United States’ highest civilian award. She continued her work for UNICEF until her death in early 1993.
It is in her own selflessness, and hard work that Audrey Hepburn fulfilled her true purpose and demonstrated her leadership in challenging times. And I want to leave you with this final Audrey quote:
“The beauty of a woman is not in a facial mole, but true beauty in a woman is reflected in her soul. It is the caring that she lovingly gives, the passion that she knows.” 2| Hepburn
Abundance 1. The state or condition of having a copious quantity of something; plentifulness 2. Plentifulness of the good things of life; prosperity
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8 Strategies to Boost Your Super By Jacqueline Hodges Statistically, women fall way behind men when it comes to their superannuation balances. Currently, the Association of Superannuation Funds Australia, recommends a target retirement balance for a single person, $545,000 and for a couple, $640,000. Women on average retire with $115,000 less in superannuation than men, and one in three women retire with no super at all. Is it simply women are not as financially savvy as men?
Our wages are lower, we leave our paid employment to start, grow and care for our families. We begin a career hiatus as we embark on the part-time juggle or we forsake our employment for freelancing in the gig economy as we choose to remain at home with our children and forsake the career labyrinth. But we can choose to improve our superannuation balances. In this article, I’ll discuss eight strategies to boost your super.
Well, not at all. The underlying reason for our financial retirement deficit is much more human than that. Very simply, women are more likely to have a broken career pattern. We are the child bearers and nurturers, or the carers of other family members. While, not the only reason, it is this broken career pattern that has the major impact on our employment earnings and superannuation balance.
Earlier, this year our superannuation balances were hit hard. Lockdown, brought lower valuations and a drop in superannuation balances of up to 12.5% according to Super Ratings. Yet, recovery continued and by the September quarter, superannuation funds posted their fifth consecutive month of gains. It is true that superannuation is a long term investment and Australian Super suggests we should expect a loss year at least in every 20 years. But superannuation is a large industry sector with $2.9 trillion under investment.
Australian Superannuation Sector 800 700
$ Billions
600 500 400 300 200 100 0 Industry Funds
SMSFs
Public Sector Fund
Retail Funds
Source: APRA Statistics – June quarter 2020 and APRA annual statistics for no. of accounts
Other funds
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Bring Forward Rules Non-concessional contributions are made into your super fund from after-tax income. These contributions are not taxed in your super fund. A non-concessional contributions cap limits the annual amount that can be contributed to $100,000. Special bring forward rules apply, so that an amount of $300,000 can be contributed across each rolling threeyear period. Worth considering if you have a larger investment such as real property in mind.
Spouse contributions age limit increase The age limit for making spouse contributions has increased from 69 to 74. This means that people aged under 74 can receive contributions made by another person on their behalf.
Seek financial Advice You should always seek professional financial advice before changing or starting a superannuation fund. A financial adviser will also be able to help you with the fund’s investment strategy and boost your super. Finally, ASIC has a useful tool to show how your superannuation balance will grow simply by increasing your contributions. We’ve included the link for you: https://moneysmart.gov.au/how-superworks/superannuation-calculator Jacqueline Hodges is a Chartered Accountant and Registered Tax Agent. She is a Financial Adviser and an authorised representative of Wealth Today. She has a wealth of experience having worked in the financial services sector for most of her career. Jacqueline is a firm believer in continuing education and holds a Bachelor of Commerce (UQ), a Master of Taxation (UM), and a Financial Planning Certificate. She established her own accounting firm servicing individuals and small businesses in 2005 and complemented the business in 2015 with the opening of the financial advice division. Jacqueline Hodges (AR1238790) HQ Wealth (CAR1238791) are Authorised Representatives of Wealth Today Pty Ltd (ABN: 62133393263), AFSL 340289. Disclaimer: The information contained in this article is general in nature and may not be relevant to your personal circumstance and needs. Taxation, legal and other matters referred to in this article are of a general nature only and are based on laws existing at the time and should not be relied upon in place of appropriate professional advice. We recommend that you assess whether the information is appropriate to your needs and if appropriate speak with a financial adviser to discuss your needs, financial situation and investment objectives.
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In Conversation with Aspiring Australian Women: Mickayla Hosking This month Hepburn premiered our first live interview with an aspiring Australian woman: Mickayla Hosking. During the interview, Mickayla chatted about her business aspirations and beliefs. Mickayla has recently completed a Bachelor of Naturopathy and is currently awaiting the testamur. She believes in a balanced lifestyle and is determined to create a business that offers personalised, holistic advice.
“As I envision my future, success would be me being in a good place, having a good balance.” For her, success can be easily achieved if one is dedicated to their goal, determined to achieve and disciplined in the process. She is optimistic and possesses that youthful exuberance from having completed one of life’s goals and embarking on the next.
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“You will face challenges but you really need to build your determination and be disciplined to help you get where you want to go. I see them as muscles, the more you work them, the better they function.” She practices what she preaches, and applies what she learns to improve her lifestyle. We invite you to find out more about Mickayla’s therapeutic journey, her views on how to succeed in life and leave your advice to Mickayla in the comments. You can watch the interview on our YouTube channel or listen to our podcast. We invite you to subscribe to our YouTube channel and Podcasts to listen to future episodes.
Find us on YouTube: Hepburn Magazine In Conversation with Aspiring Asutralian Women – Mickayla Hosking
Ambition 1. An earnest desire and determination to achieve success. 22 19 || Hepburn Hepburn
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