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WhatTheyThink | 2023 Issue One | Software

Page 13

overall macroeconomic conditions By the time you read this, the Bureau of Economic Analysis (BEA) will have released its official estimate of Q4 GDP, but as of December 2022, early estimates were fairly bullish.

Reserve prefers, the annualized inflation rate has been around 2.5% over these five months. “ Yes, you read that right. Yet hardly anyone has noticed this

Bank of America and Goldman both forecast +1.4% q/q

stunning development because of the near-universal concentra-

saar, while the Atlanta Fed’s GDPNow is even more optimistic in

tion on price changes measured over 12-month periods, which

estimating +3.4% Q4 GDP growth. Recall that Q3 GDP came in

are still 7.1% for CPI inflation and 5.5% for PCE inflation.

at +2.6%. Perhaps the biggest economic issue in 2022 was inflation— but, as it happens, inflation is in retreat. Wrote economist Adam Blinder in the Wall Street Journal last month: “Over the past five months (June to November 2022), inflation

There are a few caveats, chief among them being that five months isn’t quite enough to declare victory, but also: “Concentrate instead on ‘core’ inflation, which excludes food and energy prices, annual inflation over the past five months has run higher: a 4.7% annual rate for the CPI and 3.7% for the PCE. So the Fed’s fight against inflation isn’t over.

has slowed to a crawl. Whether measured by the consumer-price

Still, as we head into 2023, the industry is doing pretty well,

index, or CPI, which most people watch, or the price index for

and the economy as a whole is humming along. Can we keep it

personal consumption expenditures, or PCE, which the Federal

going?

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