Mortgage Rate Finder For further information please contact the company concerned: Rates are correct at time of print
D RE N FI MO .GG T F U P O TS A
is Guernsey’s No.1 Mortgage broker Lenders & Advisors
Variable rate
Fixed rate
BARCLAYS Tel: 755444
1.65% 2 yr tracker (base + 1.15%, max 75% LTV, fee £999) 1.99% 2 yr tracker (base + 1.49%, max 85% LTV, fee £999)
1.69% 2 yr (max 75% LTV, fee £999) 1.97% 2 yr (max 85% LTV, fee £999) 2.15% 3 yr (max 75% LTV, fee £999) 2.72% 3 yr (max 85% LTV, fee £999) 2.54% 5 yr (max 75% LTV, fee £999) 2.99% 5 yr (max 85% LTV, fee £999)
GHL Tel: 740405
6.74% Variable (max 90% LTV, no fee) 4.89% 2 yr discount (max 90% LTV, fee 0.4%)
4.99% 2 yr fixed (max 90% LTV, fee 0.4%) 5.39% 3 yr fixed (max 90% LTV, fee 0.3%)
HSBC BANK plc Tel: 717797
2.19% lifetime tracker (max 70% LTV, fee £999) 2.59% lifetime tracker (max 80% LTV, no fee) 4.29% lifetime tracker (max 90% LTV, no fee)
1.49% 2 yr fixed (max 60% LTV, fee £999) 2.19% 2 yr fixed (max 70% LTV, no fee) 3.09% 5 yr fixed (max 70% LTV, no fee) 4.39% 5 yr fixed (max 90% LTV, no fee)
Other rates and split fixed/tracker rates also still available. Please call for more details 01481 717797
LLOYDS Tel: 706317
3.29% (base + 2.79% 2 year tracker, max 75% LTV, fee £999) 3.49% (base + 2.99% 3 year tracker, max 75% LTV, fee £999) 4.84% (base + 4.34% 2 year tracker, max 90% LTV, fee £999)
2.29% 2 yr (fee £899) 2.99% 5 yr (fee £995) - both max 60% LTV 2.44% 2 yr (fee £999) 2.94% (fee £999) 3 yr 3.19% 5 yr (fee £999) - all max 75% LTV 4.14% 2 yr (fee £499) 4.39% 3 yr (fee £499) 4.64% 5 yr (fee £499) - all max 90% LTV
Max 90% LTV available for all buyers Max 80% LTV for other/new clients Please refer to David Morton on 706317 to discuss the rates that are available
NATWEST Tel: 703800
4% variable 2 yr trackers: 1.59% (base +1.09%, max 60% LTV, min fee £999) 1.89% (base + 1.39%, max 70% LTV, min fee £999) 2.19% (base + 1.69%, max 80% LTV, min fee £999)
1.45%* 2 yr 2.07%* 5 yr 1.90%** 2 yr 2.67%** 5 yr 2.80% 2 yr, 3.29% 5 yr (both max 90% LTV (min fee £999)
* All max 60% LTV, min fee £999 ** All max 80% LTV, min fee £999
1.45% - 2 yr fixed – 60% LTV, fee £999 2.07% - 5 yr fixed – 60% LTV, fee £999 2.44% - 2 yr fixed – 75% LTV, fee £999 2.99% - 5 yr fixed – 75% LTV, no fee 1.90% - 2 yr fixed – 80% LTV, fee £999 2.67% - 5 yr fixed – 80% LTV, fee £999 2.80% - 2 yr fixed – 90% LTV, fee £999 3.29% - 5 yr fixed – 90% LTV, fee £999
As the island’s leading mortgage broker we pride ourselves on giving a first class service and will take you through the house purchase process from start to finish dealing with estate agents, advocates and surveyors.
2.74% 5 yr fixed (max 65% LTV, no fee) 2.99% 5 yr fixed (max 75% LTV, no fee) 3.24% 5 yr fixed (max 85% LTV, no fee) 4.24% 5 yr fixed (max 90% LTV, no fee)
Skipton International provides mortgage decisions in principle from its experienced locally based team, even over the telephone.
SPF PRIVATE CLIENTS Tel: 715234 Pierre Blampied Jez Robin Gary Wallbridge
1.59% - 2 yr tracker – 60% LTV, fee £999 3.29% - 2 yr tracker – 75% LTV, fee £999 2.19% - 2 yr tracker – 80% LTV, fee £999 4.84% - 2 yr tracker – 90% LTV, fee £999 1.99% - 3 yr tracker – 65% LTV, no fee
mortgages@spf.gg
SKIPTON INTERNATIONAL LTD Tel: 730730
Additional Information
Access to all rates with every lender
Access to all rates with every lender 4.99% Standard variable (fee £999) 1.99% - 3 yr tracker – 65% LTV, no fee 2.49% - 3 yr tracker – 75% LTV, no fee 2.74% - 3 yr tracker – 85% LTV, no fee 3.99% - 3 yr tracker – 90% LTV, no fee
The only place to access every mortgage product available on the island. As well as offering a top-quality service, we are the only company in the island to have access to all the mortgage products on the market, ensuring you get the right finance. Our team of professional, qualified advisors offer a personalised service to clients, whose mortgage requirements are managed from start to finish.
Tel: 715234 mortgages@spf.gg www.spf.gg The Financial Suite, The Maze, Berthelot Street, St. Peter Port, Guernsey GY1 1JT. Licensed by the Guernsey Financial Services Commission to provide advice on insurance business and collective investment schemes.
AUGUST 2016
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