JPalmer Collective (JPC) New York, NY | www.jpalmercollective.com
JPalmer Collective (JPC) is an asset-based lending (ABL) firm created to fund high-growth companies that do not fit the traditional lender’s criteria. The company provides tailored financial solutions and white-glove service with a consultative approach, focusing on women-led companies and brands that prioritize sustainability, inclusivity, and conscious consumerism so they can achieve sustainable growth. The firm’s target client size is $5-$100MM of revenue, and the target facility size is $1MM - $20MM. Headquartered in New York, JPC has staff in Canada and operates throughout the U.S. What specific programs do you offer to attract and retain talent? JPC is incredibly proud of our culture and our company mantra: we’re a relationship-driven and people-first firm. While secured finance is often perceived as highly transactional, we’ve built an environment centered around collaboration, trust, and support. As a company committed to more than 50% of our portfolio being women-owned or women-led businesses (in fact, 53% are women-led, and 57% of the credit limits are women-led), it is not surprising that our entire executive team is female and 78% of our team is female. We believe in an inclusive work environment helping all team members to flourish. We foster a flexible hybrid work environment, with employees typically working two days in-office and the remainder remote, while also accommodating fully remote arrangements when appropriate. We believe flexibility allows our team members to perform at their highest level both professionally and personally. Culture is equally important to us. We host “Together Tuesdays,” where the full team gathers in-office and lunch is provided to encourage collaboration and connection. We celebrate employees, both personally and professionally, through birthday celebrations, baby showers, maternity support, and team events that recognize important life milestones. We also invest heavily in developing future talent through our internship program. This summer, we will host five interns who will receive direct exposure to underwriting, portfolio management, operations, and business development. Many of our interns maintain relationships with the firm well beyond the program with some joining the team full-time. One of the strongest indicators of our culture is that all but one of our employees joined through referrals or existing relationships. We are fortunate that our team members actively recommend people they trust and want to work alongside. We believe great culture attracts great people. Our benefits package is highly competitive and designed to support long-term employee wellness and retention. We provide medical insurance with the company covering 99.9% of the employee premium, along with dental, vision, and life insurance benefits. We are also rolling out a retirement plan with a 3.5% match and have responsible paidtime-off policies that encourage employees to prioritize balance and family commitments.
That collaborative mindset extends beyond our own organization and into the broader secured finance industry. Contrary to the stereotype of finance as cutthroat, we have found this industry to be remarkably relationship-oriented. Competitors often become trusted resources, sounding boards, and even friends. We celebrate each other’s successes and support one another during challenges. We also pride ourselves in maintaining an entrepreneurial environment where employees have meaningful responsibility and visibility regardless of title. Team members are encouraged to contribute ideas, work directly with leadership, and develop professionally in ways that are often difficult to achieve at much larger institutions. At the end of the day, our people are the reason clients choose to work with us, and the reason employees stay. What are the best things about the secured finance industry? What are the challenges? Secured finance plays a critical role in helping businesses grow, stabilize, and navigate transitional periods. Many companies cannot access traditional bank financing due to growth stage, seasonality, acquisitions, or temporary operational challenges. Asset-based lenders and secured finance providers help fill that gap by providing flexible capital solutions tied to accounts receivable, inventory, and other assets. One of the best aspects of the industry is that every transaction is different. Our team gains exposure to a wide range of industries, business models, and entrepreneurial stories, creating an intellectually engaging environment. The work is fast-paced, analytical, and highly relationship-driven. Another unique aspect of secured finance is the sense of community within the industry itself. Despite being competitors, professionals in this space frequently collaborate, share insights, and support one another. There is a strong sense of mutual respect across the industry. The biggest challenge is balancing speed, creativity, and risk management. Businesses often come to secured lenders during periods of significant transition, which means transactions can be complex and time-sensitive. It requires thoughtful underwriting, strong communication, and the ability to adapt quickly while remaining disciplined. For professionals who enjoy problem-solving, teamwork, and helping businesses succeed, secured finance can be an incredibly rewarding career path.
What makes your company stand out? In an industry defined by numbers, we put our stock into people. Great colleagues help build exceptional work environments. Because we are small in size, but big in heart, our employees genuinely care about each other, and we expect everyone to be willing to step outside their formal job description to help a teammate or support a client.
Contact information for prospective employees Prospective employees interested in learning more about career opportunities at JPC may contact: concierge@jpalmercollective.com.
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THE SECURED LENDER JUL/AUG. 2026