Santa Fe New Mexican, June 15, 2014

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SUNDAY, JUNE 15, 2014 THE NEW MEXICAN

REAL ESTATE

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EMPLOYMENT ES OPPORTUNITI S COUNCIL, INC. RN INdIaN PUEbLO ENCE EIghT NORThE ER Of ExCELL - a LOCaL EMPLOY

and compliance – MAIN OFFICE Head Start Program supervision of HEAD START and nt of the ENIPC’s DIRECTOR OFoverall administration and manageme to-day administration, management, for all other Head

the Carry out dayResponsible for staff. Provide support in accordance delegate agencies. any administrative to Head Start familiesand fosters monitoring of ENIPC’s Supervise Lead Teachers and and social services Council Program. of family assistance the Head Start Head Start Policy assessment, the implementation Coordinate the activities of the Provide screening, Start staff. Oversee Program Standards. the Head Start Performance standards. program governance with with the Head Start and maintain the grant the Head Start making in accordance disabilities. Oversee shared decision with suspected funding. .Establish diagnosis of children and budget, search for additional the all application. Bachelor’s Degree evaluation and serded approval of the current grant Human and Disability structure. Maintain the review and recommen Administration, in supervisory/ Work oversee and Social experience Education, (5) years of application process in Early Childhood Minimum of five Administration. nt with Master’s preferred Education, or Business programs or business manageme Elementary vices, services position in human administration provided nt and services manageme cal OR – TAOS appropriate clinical will provide direct psychologi Director will assure CLINICAL DIRECT , and training to The Clinical Director Center Clinical Healing Center. leadership, supervision Health, D.O.J. The Butterfly Healing Butterfly clinical Inc.’s settings, Optum of ENIPC, to the residents inpatient and outpatient in order to maintain C.Y.F.D., also management in ts thereof. Position and all compliance services, clinical and requiremen shall assure program of Life funding sources representing Circle all BHC staff. IncumbentServices and any additional and outreach services Health experience. Minimum as well as Indian in areas of marketing prior successful management n and direction Mexico as an LISW, have New Must of participatio n. State requires in the organizatio Work. Licensed delivered by the network services Psychology or Social in Counseling, a Master’s Degree in the State of NM Must be licensed LPCC, or Ph.D. health/subESPANOLA ERQUE AND substance abuse counseling, mental in the State apy, IST – ALBUQU be licensed FAMILY THERAP and family therapy, group, psychother social work. Must , psychology or Will provide individual mgmt, etc. Mstrs in counseling als, case

– Children’s Social Worker ices Medical Serv la) (DOH-Espano

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TITLE NEWS OTIS PHILLIPS

By Steven Kurutz The New York Times

I

n this age of rapid transformation, the house key has been surprisingly resistant to change. Cars have mostly switched to key fobs. Hotels and office buildings favor the pass card. And yet the little metal keys we carry around — part security device, part domestic totem — aren’t that different from the ones carried by our parents, their parents or their parents, going back to before the Civil War, when Linus Yale Jr. invented the cylinder lock, modifying an ancient Egyptian design. That was before the Internet of Things, an approach to life in which every household fixture, no matter how unsexy or long neglected by designers, can be rewired for digital living. And now, like the thermostat and the slow cooker, the house key and its mate, the frontdoor lock, are going “smart” too. In the last year or so, several electronic door locks from industry bigwigs like Schlage and Kwikset have hit the market, making it possible to unlock your home using a smartphone, tablet or computer. And two new locks created by tech startups, which are forthcoming, promise the hands-free ease of unlocking the door automatically as you approach it. Many experts say that any kind of lock-andkey system provides only good-enough security and is basically a deterrent for the honest. The dishonest often skip the front door altogether and break in through a window or another entry point. The true home fortress is protected by alarms — or gunmen. So the sales pitch for smart locks appears not to be additional security but convenience. No more fishing in your pockets for the keys while holding grocery bags. Or racing home to let the plumber in. Or, if you install the Schlage Touchscreen Deadbolt, paying a hardware store to make duplicate keys. Steve Down, who oversees residential security for Schlage, said the Touchscreen eliminates that whole experience. A pass code is entered, either in person or, if the lock is connected to a home-automation system, from miles away by smartphone, tablet or any other Internet connected device. Pass codes can be given to family members, houseguests and service providers. “You can have 30 pass codes at any one time,” Down said. “I’m guessing that most of us don’t need more than that.” Joshua Mangerson, who lives in Brooklyn, was one homeowner who was finding his key situation inconvenient. “Tedious” is how he described running down from the roof deck two floors above his apartment every time a guest showed up and needed to be buzzed into the building. Mangerson, who owns a company called Wavsys that builds cell service networks, considered installing an intercom on his roof deck, but he was quoted a price of $2,000. And giving every visitor a mechanical key in advance would have been impractical, if not impossible. Instead, he paid a few hundred dollars for KISI, an access-control system that, like the Schlage lock, allows users to control the lock with a smartphone and distribute “e-keys” to visitors. “Whenever my wife and I have a gettogether I say, ‘Here’s your key’ and send one to everybody,” Mangerson said. “Then I deactivate it the next day.” Bernhard Mehl, a co-founder of KISI, said the technology is aimed at urbanites, many of whom have busy work lives, travel frequently and live in apartment buildings, where it isn’t feasible to hide a spare key under a flower pot in the yard. Urbanites have a particular anxiety about losing their house keys, since the front door is often the only way in and neighbors are often strangers. Being asked to keep a friend’s spare set is a sacred duty. (In one episode of Seinfeld, Kramer broke “the covenant of the keys” by making himself too comfortable in Jerry’s apartment, that way losing his key-keeping privileges.) So far, Mehl and his partners have approached commercial and residential landlords, who they hope will install KISI as a control for the building’s exterior doors. Once the main door is KISI-equipped, Mehl said, they can expand to individual units within a building. Mangerson, an early adopter of KISI, said the technology has, in fact, liberated him. Instead of waiting for his building to adopt the technology, he hooked up the small, circular device to the intercom in his apartment, which allows him to control the door buzzer from his smartphone. Now he goes for walks or makes quick runs to the deli without carrying his keys. “I have my phone on me so I buzz myself back in,” he said. “I’m never locked out of my house.”

Electronic door locks, controlled by smartphones, are challenging the venerable key.

Your rights in real estate closings T

BRIAN STAUFFER THE NEW YORK TIMES

231 Washington Avenue | Santa Fe, NM 87501 505.988.8088

he last step in a transaction is the closing, but before that happens, do you know that you can shop for a settlement agent to prepare everything for the closing, or you can go with a recommendation from your real estate agent? It is your right to ask for a settlement agent, even in a cash transaction. Settlement agents are neutral parties. They cannot advise you on any issues or subjects. They cannot act as Realtors, lenders or attorneys. Just like attorneys, lenders and real estate brokers, settlement agents are required to be licensed in New Mexico. You can ask to see a copy of their individual license as well as the license of the settlement agent or company. In New Mexico, there are individuals who travel around the state closing real estate transactions for lenders. Be sure you are dealing with a licensed lender. There is a new sheriff in town: the Consumer Financial Protection Bureau. The CFPB has already investigated thousands of transactions in this country. It is very consumer-friendly. The CFPB website to file a complaint — see “Submit a Claim” at www.consumerfinance.gov/complaint — is something that the U.S. Department of Housing & Urban Development never got around to doing. At the actual closing, many things are going on. What does this mean? Everyone comes together at a point in time to transfer the title of the property to the buyer, where a mortgage is given by the buyer to the lender. Costs associated with the purchase of your new property should be provided to you before you actually put a real estate contract on the property. If not, ask why. The lender must provide you within three days a Good Faith Estimate (GFE) with the loan costs to prevent any surprises concerning costs. You should also get a booklet outlining the settlement process. If you don’t get a GFE and booklet, contact your lender and ask why. Timing is essential to prepare all of the ingredients for a successful closing. Settlement agents can be shopped around to find who you prefer to do business with. Because title insurance premiums and discounts are regulated in New Mexico, everyone must charge the same. If you have questions, ask the settlement agent or call the Office of the Superintendent of Insurance (827-4536) with your questions. The settlement agent orders preliminary title work to provide the status of the property for purchase. If title flaws are found, you will be alerted by the settlement agent in the form of a commitment or binder. The settlement agent is required to order payoff amounts from the existing lender. If requested by you, a survey will be ordered. In most cases, if a lender is involved, the lender will require a survey. If there is not a lender involved, you should still consider a survey, especially if metes and bounds and easements (permissible or recorded) are involved.

House key and its mate, the front-door lock, are going ‘smart’

Losing the key

The KEVO by Kwikset, a Bluetoothpowered lock that retains a cylinder for a mechanical key. HANDOUT

In the rush to link every life task to our smartphones, however, it may be wise to pause a moment and ask: Does the mechanical key really need to be replaced? After all, it’s a time-tested tool that requires no instruction manual and isn’t vulnerable to power failures. Beyond its essential function, the key has given us cultural catchphrases (latchkey kid, key party), an all-purpose metaphor (the key to success, the key to happiness) and a fragrance from Justin Bieber. And then there is the key exchange, a relationship benchmark so

freighted with meaning, it has played a role in numerous breakups and rom-coms. The key also features in civic ritual: Without it, what will future mayors present to visiting dignitaries — the iPhone to the city? And yet, it turns out that a lot of people have little or no affection for their keys. Take Don Norman, director of design at the University of California, San Diego, and the author of The Design of Everyday Things. “I’ve never liked the key,” Norman said. “I need a key for my home. I need a key for my office. I need a key for my bicycle. It’s something else I have to carry.” That most keys are more or less identical — small, silver- or brass-colored, a little scuffed — is evidence that people have little attachment to them, Norman added: “When you really like it and it’s part of you, you make it personal. The key, I don’t think is.” While he agreed that exchanging keys is an act invested with emotion, Norman said: “I don’t think the ritual requires the physical key. It is the exchange that is the source of emotion, not the physical key.” Even some professional locksmiths aren’t reluctant to replace the standard lock-and-key. Terry Whin-Yates, the president and chief executive of the Vancouver, British Columbiabased company Mr. Locksmith and an outspoken voice in the industry, said his front door has an electronic lock by Schlage that he hooked up to a home-automation system. “I can unlock my door, I can look at my house and I can turn lights on and off, all from

O P EN SUN DAY 1 2 - 2

sothebyshomes.com/santafe

623 CAMINO DE LA LUZ | $699,000 NEW LISTING. Charming, classic Santa Fe adobe-style homewithviewsandrealstudio/guestsuite.#201402765 Bob Cardinale | 505.577.8418

Sotheby’s International Realty and the Sotheby’s International Realty logo are registered (or unregistered) service marks used with permission. Operated by Sotheby’s International Realty, Inc. Equal Housing Opportunity.

For more information on this page, contact: Brian Barker, bbarker@sfnewmexican.com

E

s Director of Athletic

u.edu/jobs n see: www.nmh Athletics. The Director of Athletjob descriptio a Director of For a complete personnel activities application for s. l, financial and the operationa University is accepting policies and procedure directing and evaluating al, RMAC, and NCAA New Mexico Highlands the NCAA e for planning, n and supports of institution ics is responsibl t within the context classroom as well as in competitio and the University expects in the of the athletic departmen a long tradition : Master’s to student success at Highlands is MENTS: Education experiNMHU is committed initiative. Athletic success JOB REOUIRE ative Balance . Preferred: Administr experience. that it offers. MINIMUM DII Life in the coaching e in those sports coaching experience to be competitiv e: Five (5) years fund raising. Collegiate Sports Science. field. Experienc ated success with al Leadership, or Exercise and Degree in any Demonstr University 3) athletics. Education iate 2) resume; ation, Business, ence in intercolleg a letter of interest; e numbers of 3 in Sports Administr must submit 1) Names/address/phon official Master’s degree PROCEDURE: Candidates transcripts; 5) s interviews and advanced degree with on-campu APPLICATION n; 4) Copies of in conjunction s interview. Employment Applicatio References will be contacted acceptance of the on-campu professional references. should be requested upon transcripts University New Mexico Highlands Human Resources Search Athletic Director Box 9000 87701 Las Vegas, NM jobs@nmhu.edu ns will be accepted: 242 or TDD 505-454-3003. Email applicatio R 505-454-3 or services call IS AN EEO EMPLOYE UNIVERSITY For disabled access HIGHLANDS NEW MEXICO

Otis Phillips has been in the title business since 1978 and has served as an independent title agent, in direct office management and in the underwriter arena in 14 states. Contact him at nmabop1@yahoo. com or 577-3601.

more Home This column runs regularly in Home, Santa Fe Real Estate Guide. Look for Home inside The New Mexican every first Sunday of the month and at www.santafenew mexican.com/life/home.

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ENO TE SER IN MON ens er gard Contain CAPING LANDS

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851 MAGEE LANE | $762,000 Walk to town. Contemporary home with many architectural and hand-carved wood details. #201305751 Abigail Davidson | 505.570.0335

853 EAST CAMINO RANCHITOS | $1,275,000 Sophisticated and traditional design elements. 3BR, 3BA. House, casita and garage. #201400815 Roxanne Apple | 505.660.5998

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