Richard Routie

Richard Routie is a former financial advisor and wealth manager with more than 18 years of experience in financial services, investment management, and retirement planning. Over the course of his career, he advised individuals, families, and organizations on complex financial matters, helping them make informed, profitable decisions. Known for his disciplined portfolio strategy and structured planning process, he built and led advisory practices managing more than $40 million in assets under management and opened over 250 client accounts. As a financial advisor at Ameriprise Financial and later as an independent advisor with Cetera Financial Specialists, Richard specialized in customized wealth management solutions. His expertise includes portfolio construction, retirement income design, estate planning, tax-aware investment strategies, and long-term risk management. He avoided one-size-fits-all models, instead developing tailored allocation strategies and integrated financial plans aligned with each client’s goals, time horizon, and risk tolerance. Portfolios under his direction consistently outperformed benchmarks, driven by disciplined asset selection and strong risk controls. Routie holds FINRA Series 7 and 66 registrations, along with Life, Health, and Variable Annuity licenses and a Florida All-lines Adjuster credential. His technical foundation spans investment planning, insurance strategy, portfolio risk modeling, and advisory communication. Beyond his financial career, Richard Routie is the founder, president, and pastor of Restoration Christian Fellowship. Through ministry leadership and international mission work in more than 40 nations, he promotes financial literacy, entrepreneurship, and personal development. His career reflects a consistent focus on structured financial planning, client education, organizational leadership, and global community impact.