The College’s Member Rewards Program

HOME AND INVESTMENT LOANS

Home Loan Solutions for great rebates

College members across Australia can choose Home Loan Solutions—a team of finance professionals to assist with all types of lending such as home loans, investment loans, commercial loans, SMSF loans, motor vehicle loans or personal loans

When a College member establishes a residential home loan through Home Loan Solutions, either a purchase or refinance, the following rebates will occur:

• Home Loan Solutions will rebate the member up to 50 per cent of Home Loan Solutions’ Up-Front Commission*. College members will be paid 50 per cent of their rebate when Home Loan Solutions receive the commission (approximately two months after settlement) and the remaining 50 per cent 18 months after settlement if the loan is still in place.

• In addition, if a College member refers a successful application to Home Loan Solutions, that is someone who is not a College member, Home Loan Solutions will give the College member a referral fee of $500.

• Home Loan Solutions will rebate 10 per cent of Home Loan Solutions’ Up- Front Commission* to the College.

*Note that the commission is calculated on the amount Home Loan Solutions receives less GST. Lenders pay different percentages in commission, but for an example on a $1.5M loan a College member could receive approximately $3,750 in rebated commission.

Home Loan Solutions can:

• Review your current lending and offer tailored advice to suit your circumstances.

• Filter through a huge range of products from multiple lenders with you, so you can choose a product that is right for you and not have to research alone. They are paid by the lender, so do not charge their clients for their services.

• Provide details of various grants or lender’s specials.

As Finance Brokers, Home Loan Solutions have an obligation to act in your best interest and will educate you to ensure you understand the loan you are applying for.

FINANCE AND LENDING FOR MEMBERS IN AUSTRALIA

Specialist lending advice for medical professionals

See why Australian College members are selecting Medical Wealth Advisory for all their lending needs.

Starting with a complimentary mortgage review service by a specialist adviser, Medical Wealth Advisory aims to identify ways for you to structure loans to reduce taxation, improve your interest rates, strengthen your equity position and fund new investments.

Through Member Rewards, you can look forward to:

• Complimentary Service: No fees or charges for using our mortgage lending service.

• Specialist Lending Solutions: Customised solution utilising products and services from a range of lenders.

• Extended Service Hours: After-hours services that allow you to book a day and time that suits you.

• Dedicated Relationship Manager: Single contact point to handle your entire lending needs.

• Cash Back Offer: In addition to any lender promotional offer.

To find out more:

• Call: 1300 41 81 61

• Visit: www.medicalwealthadvisory.com.au

• Email: ranzcr@medicalwealthadvisory.com.au

FINANCE AND LENDING FOR MEMBERS IN NEW ZEALAND

Financial planning for medical professionals

Medical Financial Advisory Services Ltd (MFAS) provides specialised financial

planning advice to health professionals across New Zealand and have been doing so for over 20 years. They have a comprehensive understanding of the opportunities and hurdles that RANZCR members may encounter throughout their career.

MFAS offers members a comprehensive range of services including:

• Investment advice and management

• Personal and business insurances

• Home loan lending and mortgages.

MFAS know one size does not fit all, so they tailor strategies to specific goals, ensuring each strategy will work in a simple but effective manner. The MFAS team includes specialists in investment, insurance and mortgage finance to deliver a professional friendly approach to optimise efficiency.

There are three easy ways to access this offer:

• Simply send your details to MFAS and they will contact you

• Email your details to MFAS

• Call MFAS on 0800 379 325.

Visit our full Member Rewards Program: www.ranzcr.com/college/member-rewards