Financial planning: Expect the unexpected

Perspective (South) Ltd have been advising both corporate and personal clients on financial planning matters in the Northamptonshire area since 1995 and are firmly positioned as one of the leading professional firms in this sector. Whatever the size of your business, its future may depend on how well prepared you are for unexpected events. Our specialist, expert financial planners can help you with:

Protecting your business

If you think about your staff, shareholders, the skills and knowledge of your business and its inner workings that your key individuals have, what would you do if you unexpectedly lost them to illness or death?

Are they replaceable and at what cost to your business? Would you want your next business partner to be your current business partner’s widow, widower or their children?

If remaining shareholders in a business cannot afford to buy out the deceased’s share of the business, they will have less control over it or potentially their shares could go to a competitor or outsider. Shareholder Protection Policies can assist in these situations but must be set up correctly.

Enhancing recruitment and retention through attractive employee benefits

A suite of good employee benefits is essential for employers striving to attract and retain talented employees in an increasingly tight labour market.

• Joe Reid, Director and Chartered Financial PlannerPerspective (South) Ltd

Our experts can help you to maximise their appeal and effectiveness to drive better employee engagement and show your staff how they are valued. Review whether the benefits you have in place continue to be fit for purpose and are delivering value for money.

Managing workplace pensions efficiently

When did you last review your retirement provision for your staff? Has your business significantly changed in size or direction recently? Is it still appropriate? Does it help attract the employees you want?

We can help to answer these questions to make sure you are making maximum use of legitimate ways to enhance your employees’ retirement provision at no extra cost to you.

Personal financial planning

You and your family can benefit from our expert, specialist, holistic financial planning advice. Our purpose is to enable you to make full and effective use of your financial resources so you can plan for and achieve the future you desire.

This can range from investments and tax-efficient savings to intergenerational estate and inheritance tax planning, protecting you and your family’s future and retirement planning.

We are pleased to offer you a free, no obligation initial meeting with one of our experts to explore how we can help you, your family and your business.

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