Dr. Jeffrey T. Benson Jr. Continued from page 13
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DON'S DISCUSSION
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Heather Ulrich, IA&B Director of Career Services 717-918-9441 HeatherU@IABforME.com
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In 2020, Maryland’s General Assembly introduced legislation, which, among other things, would have expressly allowed for use of collected data for claims investigation. However, the legislation was not passed into law. (See MD HB 267 of 2020.) Pennsylvania does not presently have any statute or pending legislation which addresses the issue. Given there are no statutory prohibitions in either Maryland or Pennsylvania, the agreement between the insured and the carrier would govern the issue.
THE BOTTOM LINE If the agreement between the insured and carrier permits use of collected data for claims purposes, and there are no state statutes or regulations which prohibit it, then the use of collected data for such purposes would be permissible. Rather listen? Also available in audio format at IABforME.buzzsprout.com This document is not a legal opinion and should not be relied upon as such. The intent of this document is to provide a general background regarding the topic or topics discussed, not to provide legal advice. Producers and agencies should consult an attorney regarding specific situations and specific questions with respect to the topic or topics covered in this document. Neither the Insurance Agents & Brokers nor any of its employees shall be responsible for any errors or omissions regarding any statements made in this document, nor any errors or omissions regarding any statutes, regulations, court rules, and/or any other government documents cited in this document.
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NOVEMBER 2024