February 16 - 22, 2023 • thenorthernlight.com
ADVICE FROM THE PROS
CFP® AIF® CRPC®
Skyline Advisors, Inc. is a Registered Investment Adviser. Past performance is no guarantee of future returns. Investing involves risk and possible loss of principal capital. No advice may be rendered by Skyline Advisors, Inc. unless a client service agreement is in place. Skyline Advisors, Inc. is not in the business of providing specific tax advice. Clients are encouraged to engage a tax professional for specific tax questions and recommendations.
405 32nd Street, Suite 201, Bellingham (360) 671-1621 www.myskylineadvisor.com
Chad Nickisch Mortgage Loan Officer NMLS# 569502
Office: (360) 650-5361
Bellingham Real Estate Loan Center • 3100 Woburn St. • Bellingham WA, 98226
Q: My MRI or X-ray shows that I have degenerative joint disease (arthritis) in my back. Does this mean I have to live with pain?
Are Happening in Whatcom County?
A:
The Mullenix Team Brokers
978 Peace Portal Drive Blaine, WA 98230
(360) 318-4999 info@peacearchrealestate.com
a cash-out refinance to a renovation loan or a home equity line of credit we have a solution for you. Improvements include but are not limited to major remodels, a new roof, new kitchen or smaller projects like new carpet, paint, or appliances. Need future value of improvements? No problem. From licensed contractor work to DIY our home loan specialists are here to help every step of the way. Call today to find out what is right for you.
Cell: (360) 510-3739
Q: What New Construction Projects
Currently, the Blaine/Birch Bay area is the best place in the entire county for new construction. The area is experiencing a surge of new residential construction, with a variety of housing developments, such as The Ridge at Harbor Hills, Whispering Lakes, and Horizon at Semiahmoo. These developments offer a range of options for different homebuyers, with modern, comfortable, and stylish homes, mainly within the low-to-mid $500s. They are also located in desirable neighborhoods and offer easy access to shopping, dining, and other amenities. With so many new homes becoming available, Blaine is becoming an even more attractive destination for those looking to purchase a new home. If you want more information about buying a home in Blaine, please call us at 360-922-0102, email info@peacearchrealestate.com, or visit our website at www.peacearchrealestate.com.
A:
A: Yes, Peoples Bank offers a variety of options. From
A: Congress just passed the Secure Act 2.0 which is
FINANCIAL ADVISOR
published monthly on the 3rd Thursday of the month
or remodels?
planning on taking the required minimum distribution out of my IRA. Do I still have to?
Deka Wiebusch
A Special Section of
Q: Can I get a loan for home renovations
Q: I am turning 72 in 2023 and was
now law. While it contains dozens of provisions, most notably, it raised the age you must start taking Required Minimum Distributions (RMD) from age 72 to age 73 in 2023 and to age 75 starting in 2033. If you are turning 72 this year, you do not have to take a Required Minimum Distribution and have an additional year to delay. Because the Secure Act 2.0 changed many retirement laws, you should be checking in with your financial planner to make sure the changes do not affect your plan. If you do not have a planner, Skyline Advisors is able to help clients interpret and adjust to the new laws.
Q:
Doniel Hagee, DPT, ATC, OCS
A: Research shows that the severity of arthritis on imaging doesn’t always correlate with pain. That means that “degeneration” and other age-related changes on X-rays are not always a predictor of back pain. It is normal for people to experience back pain occasionally, and it is best addressed early if it does occur. At Capstone Physical Therapy your physical therapist works with you to design an individualized care plan to reduce or get rid of pain. Capstone has seven locations throughout Whatcom County and is accepting new patients at our Birch Bay Square location and our Blaine clinic on H Street. 1733 H Street • Suite 400 • Blaine, WA 98230
360-332-5511
www.capstonept.com
www.peacearchrealestate.com Blaine
Advice
from the
Cordata
Lynden
Ferndale
Barkley
PROS
You are the expert and you have the answers for our readers... Your Potential Clients This monthly feature provides you an opportunity to speak to the Blaine, Birch Bay and Semiahmoo community and answer some of their specific questions or some general questions from your business that almost every new client wants to know. Your ad will be 5” wide x 4” tall, in full color with your photo and contact information plus your question and answer.
EXCLUSIVITY - Each business category is limited to one advertiser. Here’s your opportunity to voice your expertise!
Community Newspaper for Blaine & Birch Bay
To reserve space call 360-332-1777
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