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IBSC 59th Annual Meeting

JW MARRIOTT RIVERSIDE | SAVANNAH, GA | JULY 27-29, 2023

from the 2023 IBSC President Welcome

Welcome to the beautiful and historic Savannah Riverfront. I think you will find the 59th Annual IBSC Convention to be a fun and unique experience!

This has been a difficult twelve months for banking; coming on the heels of weathering the COVID years. But, we have shown what it means to be South Carolina strong. Our ICBA and IBSC associations have fought hard to protect the interests of our community banks and the communities we all serve. Whether it be the attempt to penalize us for the follies of others or more locally preventing out of state credit unions from buying local banks, our associations have stood strong. I am especially proud of the opportunities the IBSC has provided this year as we have strengthened our Leaders of Tomorrow program so you that you can continue to grow future leaders within your organization. We have also developed new education opportunities for your staff with programs like our popular IBSC Banking Essentials class.

The Convention Committee has worked hard to put together a great program. The speakers lined up are timely in matching the events and concerns we have today. Our “Special Event” will be for everyone as we enjoy a lunch cruise along the Savannah River. The banquet Friday night promises to be truly a unique evening as we put on our Denim and Diamonds and enjoy some homegrown southern sounds.

It has been a true honor to serve as the IBSC President this year and getting to know more of my fellow SC bankers. I want to express my sincere gratitude for the work of the IBSC Board of Directors, and its various committees, but especially for Executive Director, Teresa Taylor, and Marketing Coordinator, April Folger, who without their dedication to IBSC none of this would be possible.

Lynn and I welcome you to the JW Marriott and the historic Savannah Riverfront. We are all going to have a great time!

Sincerely,

James A. “Andy” Timmerman IBSC President 2022-2023 President & CEO, Abbeville First Bank

IBSC 2022-23 Executive Committee

James A. “Andy” Timmerman

IBSC President Abbeville First Bank Abbeville, SC

James A. “Jim” Bennett IBSC President-Elect

Spratt Savings Bank Chester, SC

Scott Willimason

IBSC Vice Chairman Bank of Greeleyville Greeleyville, SC

James R. “Jimmy” Fowler, Jr. Immediate Past Chairman Countybank Anderson, SC

Brent S. Garrett IBSC Secretary/Treasurer

CBL State Savings Bank Greer, SC

Amber S. Barnes Lobbyist McGuireWoods Consulting Columbia, SC IBSC General Counsel & Lobbyist

A. Parker Barnes, III, Esq. General Counsel Haynsworth Sinkler Boyd, PA Columbia, SC

DISTRICT 1

Eugene “Gene” Varn Enterprise Bank of SC Ehrhardt, SC

Brooks Melton Beacon Community Bank Mt. Pleasant, SC

DISTRICT 2

James M. “Jim” Ivey, Jr. Dedicated Community Bank Darlington, SC

L. Ford Sanders, II The Conway National Bank Conway, SC

DISTRICT 3

Stacey R. McInnis Bank of Clarendon Manning, SC

Michael Cromer First Community Bank Irmo, SC

DISTRICT 4

Edward M. Fewell Bank of Travelers Rest Travelers Rest, SC

Roddey B. “Rod” Gettys Pickens Savings & Loan Pickens, SC

AT LARGE

Curtis T. “Curt” Evatt Oconee Federal Oconee, SC

David A. Tompkins Countybank Greenwood, SC

LEADERS OF TOMORROW

Edward Bryant Enterprise Bank of SC Walterboro, SC

IMMEDIATE PAST PRESIDENT

James R. “Jimmy” Fowler, Jr. Countybank Anderson, SC

SECOND PAST PRESIDENT

Vera B. Herbert Carolina Bank Florence, SC

ICBA STATE DIRECTOR

Todd G. Buddin First National Bank of SC Summerville, SC

EXECUTIVE DIRECTOR

Teresa D. Taylor Independent Banks of SC Chapin, SC

SPEAKERS - 59th Annual Convention

JEFF BLACK - FOUNDER & CEO BLACK SHEEP, INC

Jeff Black, principal of Black Sheep, has worked with executives, sports professionals and front-line leaders in twenty countries to prepare them for communication and business strategies. He provides keynotes, training, executive coaching and consulting on enhancing executive presence, talking to the media, presenting to employees, encouraging people to lead, building a strong team and creating customer engagement.

As a former television anchor, talk show host and reporter in Birmingham and Los Angeles, Jeff delivers a unique perspective to training leaders and company spokespeople. His extensive client list includes GE, Lockheed Martin, American Airlines, Takeda, NBC Television, Sabre and Nielsen. From NBC to the Food Network, Jeff’s clients have appeared on all the major television networks and several cable channels, large daily newspapers and radio networks.

While in Los Angeles, he worked on the international prime-time television drama, “Dynasty.” When not traveling the world with his coaching and consulting business, Jeff is one of the on-air TV hosts for the live drawings of the South Carolina Education Lottery and hosted their TV game show, “Power Deal.”

He is proud to be the co-founder of the “I Promise” Initiative, designed to encourage law enforcement agencies around the nation to renew their commitment to treating all citizens they protect and serve with dignity, respect and fairness. The initiative was launched in Manning, SC with the Manning, SC Police Department – Jeff ’s hometown for most of his life.

Jeff’s first book is out from Morgan-James Publishing in New York, Unleash Your BS (Best Self): Put Your Executive Presence to the Test! He appeared on NBC-5 in Dallas to launch Unleash Your BS. In addition, he has been quoted in articles on CNBC.com and FoxBusiness.com. He resides with his family in Columbia, South Carolina.

PATRICK DIX - VP OF ASSOCIATION ENGAGEMENT AT SHAZAM

As vice president of client and association engagement, Patrick leads SHAZAM’s Speakers Bureau, providing valuable and timely education on issues facing banks and credit unions. SHAZAM’s Speaker’s Bureau delivers some of the highest-rated content and training at more than 100 meetings and conventions annually. Patrick also supports SHAZAM’s advocacy efforts at the state and federal level to ensure community financial institutions have a strong voice in the payments industry.

Patrick joined SHAZAM as vice president of public relations and has served as vice president of strategic alliances prior to moving to his current role. Before joining SHAZAM, Patrick spent 25 years as a broadcast journalist, including 16 years as the senior morning news anchor at the NBC affiliate in Des Moines, Iowa.

SPEAKERS - 59th Annual Convention

SENATOR MICHAEL W. GAMBRELL - DISTRICT 4

A public servant for more than four decades, Mike Gambrell has dedicated his life to serving the people of South Carolina. He began as a volunteer firefighter, a job he continues to hold and love. Currently, he is assistant chief of the Friendship Fire Department where he devotes countless hours. Beginning in 1972, Mike started serving with the Anderson County Fire Department. Later, he served as chief of the Friendship Fire Department for 18 years, as chairman of the Anderson County Fire Chiefs Advisory board for 12 years, and as a charter member of the Anderson County EMS. Mike was elected to the state legislature in 2006. For 10 years, Mike has been fighting for key issues that matter to families in his district such as education, job creation, and lower taxes. Mike served in the SC House until 2016. He chaired the Insurance committee and served on the House Labor, Commerce, and Industry committee, which addresses all business-related legislation. He also served on the House Ethics and the statehouse committees. In May 2016, Mike was elected to the SC Senate to serve the rest of the term left vacant by the untimely death of his good friend Sen. Billy O’Dell. In June 2016, Mike won the primary election in District 4 for a four-year Senate term running 2016-2020. Mike has deep roots in the area he serves, calling it home for his entire life. He was born and raised in the Friendship Community near Honea Path, SC. He graduated from Belton Honea Path High School in 1976 and was honored to attend Palmetto Boys State. After high school, Mike earned a B.A. in Business Administration from Clemson University (Go Tigers!). Today, Mike and his wife Reene make their home on a farm once owned by his grandparents. Mike is a businessman and entrepreneur. He is sole owner of M&R Enterprises, LLC. Mike is actively involved in his community as well. He is a member of the Honea Path Civitans and chairs the Anderson County Legislative Delegation. He also is an active member of Friendship Baptist Church. Throughout the years, Mike’s number one goal has remained constituent service. That is truly the heart of why he serves.

SARAH GETZLAFF, TREASURER, ICBA

Sarah Getzlaff is treasurer for the Independent Community Bankers of America® (ICBA), the only national organization that exclusively represents community banks. Getzlaff is CEO of Security First Bank of North Dakota in Bismarck, N.D. A third-generation community banker, Getzlaff serves in many roles at ICBA. She is a member of the ICBA Executive Committee, board of directors and Federal Delegate Board. She serves on the Policy Development Committee and is the Executive Committee liaison to the Bank Education Committee and Mutual Bank Council. She also serves as treasurer of the ICBA Reinsurance board and is a member on the ICBA Bancard board. Active at both the state and community levels, she serves on the board of the Independent Community Banks of North Dakota, as well as on the Bismarck State College Foundation Board of Trustees, where she is the Chair of the Finance Committee. Additionally, she is a trustee and president for the North Dakota Banks Benefit Trust. Getzlaff is a graduate of the University of St. Thomas, in St. Paul, Minn., where she earned a degree in Business Administration. She is a certified public accountant.

SPEAKERS - 59th Annual Convention

JONI EVERHART HOPKINS, AAP, VICE PRESIDENT

Joni Hopkins is a Vice President for the Federal Reserve’s Product and Relationship Management Group as part of the Federal Reserve Financial Services Area. Hopkins’ responsibilities include engaging and collaborating with community financial institutions throughout the United States to help define and prioritize system improvements that advance payment speed, efficiency, and security.

Hopkins has been with the Federal Reserve System for over 25 years. Her background is rooted in working with community bankers across the United States. In addition to her experience at the Federal Reserve, Hopkins has worked for two commercial banks and a Payments Association. She was awarded the EPCOR Marquis Award for outstanding leadership, innovation and excellence in the development, implementation or advancement of electronic payments and risk mitigation solutions and is known as a champion for electronic banking services.

Hopkins’s undergraduate is from Kansas State University. She received her master’s degree from Kansas Wesleyan University and is a graduate of Northwestern University’s Kellogg School of Management Executive Education program. She holds an Accredited ACH Professional designation.

NIKITA PEARSON, DEPUTY TO THE CHAIRMAN FOR EXTERNAL AFFAIRS

Nikita Pearson serves as Deputy to the Chairman for External Affairs and Director of the Office of Minority and Women Inclusion (OMWI) at the Federal Deposit Insurance Corporation (FDIC). Pearson advises the Board of Directors, develops strategies regarding all aspects of the external outreach, and guides how it communicates its mission and goals to the public. Her responsibilities also include providing strategic oversight for the Office of the Ombudsman, a confidential, independent resource for anyone affected by the agency’s activities. Pearson also serves as the agency’s deciding official on discrimination cases. In addition to serving in two senior executive positions, Pearson serves on several of the FDIC’s executive committees, including as Chair of the Diversity and Inclusion Executive Advisory Council.

Pearson has transformed the agency’s efforts to promote diversity, equity, inclusion, and accessibility among 6,000 employees in over 80 locations across the country. She earned the 2022 inaugural diversity award from the Association of Government Accountants and has been featured in multiple national publications and podcasts as well as serving as a commencement speaker. Pearson provides strategic direction for the FDIC’s Financial Institution Diversity Program that assesses the diversity policies and practices of and provides diversity and inclusion technical assistance to over 3,000 financial institutions with $4 trillion in assets. Her office championed supplier diversity initiatives that resulted in over $400 million in contracts being awarded to minority- and women-owned businesses in 2021 and over $280 million in 2022, representing almost 50 percent of contract awards each of the respective years.

Pearson has testified before the U.S. House Financial Services Diversity and Inclusion Subcommittee...

SPEAKERS - 59th Annual Convention

NIKITA PEARSON, BIO CONTINUED....

...to discuss the agency’s efforts to enhance diversity and promote financial inclusion. She serves on three White House Initiatives on Advancing Educational Equity, Excellence, and Economic Opportunity for (1) Hispanics, (2) Historically Black College and Universities, and (3) Asian American, Native Hawaiians, and Pacific Islanders.

With 25 years of financial services experience, Pearson has demonstrated a strong track record in initiating and leading change, driving results and innovating amid a rapidly evolving digital landscape. She joined the FDIC as an entry-level bank examiner and earned her commission to examine banks for safety and soundness and compliance with applicable laws and regulations. She has held progressively more responsible roles covering bank supervision, information technology, budget, human resources, knowledge management, and internal controls.

Pearson holds a Bachelor of Business Administration in Accounting from Savannah State University, Savannah, Georgia, where she graduated magna cum laude and joined Alpha Kappa Alpha Sorority, Incorporated. She also completed the Graduate School of Banking at Louisiana State University, Baton Rouge, Louisiana, and holds an Executive Certificate in Public Leadership from Harvard University, Cambridge, Massachusetts.

JAMES L. “JIM” REBER - PRESIDENT & CEO OF ICBA SECURITIES

Jim Reber is President and CEO of ICBA Securities. He is a frequent speaker and lecturer at bank investment seminars and workshops. Jim also writes a monthly investment column for Independent Banker magazine. He is a member of the Board of Regents at Barret School of Banking in Memphis, TN, and served a term as Chairman. Jim is a Certified Public Accountant and a Chartered Financial Analyst, and is a graduate of Christian Brothers University, where he served on the Board of Trustees as Chairman of the Finance Committee and University Treasurer.

REP. WILLIAM E. “BILL” SANDIFER, III - SC STATE HOUSE DISTRICT 2

He has served the people of Oconee County since 1994 and has earned a reputation as a dedicated conservative who shapes public policy focused on job creation and economic growth, high-quality education, efficient government, and strong families.

Sandifer was born on February 21, 1945 in Aiken, S.C. to the late Frances Harley Sandifer and the late and former two term mayor of Seneca William Edward Sandifer, Jr.  After his family moved to Seneca in 1959, he graduated from Seneca High School and earned a degree from the Cincinnati College of Mortuary....

SPEAKERS - 59th Annual Convention

REP. WILLIAM E. “BILL” SANDIFER, III - BIO CONTINUED...

Science. Following graduation, Sandifer moved back to Seneca where he began his career as owner and operator of Seneca Mortuary.

Sandifer currently serves as chairman of the SC House Labor, Commerce and Industry Committee (LCI), one of six standing committees in the House. LCI is the only House committee that addresses business-related legislation. Sandifer has chaired LCI since 2008. He also serves as vice chairman of the Public Utility Review Committee and on the Review and Oversight Commission on the State Ports Authority. In addition, Sandifer was appointed to represent South Carolina at the Southern Legislative Conference where he was elected to chair the Energy and Environment Committee. He has also been selected to serve on the Executive Committee of the Southern States Energy Board, a 50 year-old organization supporting innovations in energy and environmental policy.  In both of these capacities, Sandifer is recognized as a leader in energy and environmental efforts.  He has spoken on many occasions on these subjects throughout the Southeastern US.  In doing so, he brings positive attention to his home state of South Carolina.

Sandifer is active in the Seneca community. He has served as chairman of the boards of Oconee Memorial Hospital, Fort Hill Natural Gas Authority and the Oconee United Way. He is a member of the Seneca Foothills Elks Lodge #2822. He served as chairman of the board of Seneca National Bank, as president of the Greater Seneca Chamber of Commerce, as master of the Seneca Masonic Lodge, and as worthy patron of the Seneca chapter, Order of the Eastern Star. Sandifer also is a member of the American Legion Charles McGee Byrd Post 120.  In 1981, former South Carolina Governor James Edwards appointed Rep. Sandifer as his representative on the State Board of Funeral Service, which he chaired.

Sandifer served his country for 20 years in the S.C. Army National Guard, retiring as a major. He is married to the former Sandra Prater of Townville and is a proud father and grandfather.  A member of Trinity Baptist Church, Sandifer and his wife live in Seneca.

REP. JAY WEST - SC STATE HOUSE DISTRICT 7

Representative West was born and raised in Belton, SC until the age of 10. Raised by a single mother from the age of 10, he moved to Greenville, SC where he attended Wade Hampton High School. Following high school, Rep. West attended Erskine College. Most of his life has been spent in higher education, economic development, and business. He was honored to have received the Governor’s Award for Rural Leadership Development from the SC Department of Commerce in 2002, the Rotary Citizen of the Year for Abbeville County in 2000, and named SC Economic Ambassador for Economic Development in 2002. In 2012, Rep. West was elected to Belton City Council, and served as Mayor Pro Tempore from 2014 through 2016 when he was elected to the SC House of Representatives.

Schedule of Events

THURSDAY - JULY 27, 2023

8:30 a.m.

3:00 p.m. - 5:00 p.m.

5:00 p.m. - 6:30 p.m.

6:30 p.m.

7:30 a.m.

8:30 a.m. - 12:00 p.m.

Board Meeting Breakfast | Salzburg Ballroom

Registration | River Landing

Refreshments sponsored by QSI

Exhibits Open | River Landing

Welcome Reception | Salzburg Terrace and River Landing

Reception sponsored by CBSI, Elliott Davis, FHLBank Atlanta, and Travelers

Dinner on Your Own

FRIDAY - JULY 28, 2023

Breakfast with Exhibitors | Salzburg Ballroom

Breakfast sponsored by CBB

First General Session | Salzburg Ballroom

Business Session sponsored by ServisFirst Correspondent Division

Coffee Break sponsored by Econocheck

Speakers sponsored by Barret School of Banking

Legislative Panel sponsored by The Citizens Bank

12:30 p.m.

6:30 p.m. - 7:00 p.m.

7:00 p.m.

7:30 a.m.

8:30 a.m. - 12:00 p.m.

12:00 p.m.

Special Event Luncheon Riverboat Cruise | 9 East River St (short walk from the hotel)

Special Event sponsored by Integrated Financial Solutions / IFS

Reception and IBSC LOT Silent Auction | Salzburg Ballroom/River Landing

Reception sponsored by FNBB

Silent Auction mobile platform sponsored by First National Bank of SC

Banquet & Entertainment | Salzburg Ballroom & District Live Music Venue

Banquet sponsored ICBA, ICBA Securities and ICBA Bancard

Entertainment sponsored by SHAZAM

LOT Door Prizes sponsored by The Enterprise Bank

SATURDAY - JULY 29, 2023

Breakfast with Exhibitors | Salzburg Ballroom

Breakfast sponsored by Renasant Bank

Second General Session | Salzburg Ballroom

Business Session sponsored by Smith Debnam

Coffee Break sponsored by UBB

Adjournment

FULL AGENDA

THURSDAY, JULY 27, 2023

BOARD OF DIRECTORS MEETING ………… 8:30 a.m.

Exhibitor Set Up 11:00 a.m. – 1:00 p.m.

Registration …………………………………………… 3:00 p.m. – 5:00 p.m.

Exhibits Open ………………………………………… 3:00 p.m. – 5:00 p.m.

Welcome Reception 5:00 p.m. – 6:30 p.m.

FULL AGENDA

FIRST GENERAL SESSION | FRIDAY, JULY 28, 2023

8:30 A.M.

Welcome & Call to Order

Pledge to the Flag

Invocation

Introduction of Speaker

ICBA Update

James A. “Andy” Timmerman, IBSC President President & CEO, Abbeville First Bank, Abbeville, SC

Scott Williamson, IBSC Vice Chairman President, Bank of Greeleyville, Kingstree, SC

Rev. David J. Bennett, Lake Murray Baptist Church Lexington, SC

J. Barry Ham, IBSC Past President President, Bank of Clarendon, Manning, SC

Sarah Getzlaff, ICBA Treasurer CEO, Security First Bank of North Dakota, Bismarck, ND Report of Resolutions & By-Laws Committee

Introduction of Speaker

“Using DEIA as a Tool To Build Stronger Banks and Better Communities”

Introduction of Speaker

“The Federal Reserve: Lender of Last Resort, and much more”

Coffee Break in Exhibit Hall

Introduction of Speaker

Regulatory Panel

L. Ford Sanders, II, IBSC History/Bylaws Committee Member Executive VP, The Conway National Bank, Conway, SC

Tim Thompson, IBSC Past-President President, The Commercial Bank, Honea Path

Nikita Pearson, FDIC Deputy Director to the Chairman for External Affairs, Washington, DC

Todd G. Buddin, IBSC Past-President President/CEO, First National Bank of SC, Summerville, SC

Jim Reber, ICBA Securities President and CEO, Memphis, TN

James A. “Andy” Timmerman, IBSC President President & CEO, Abbeville First Bank, Abbeville, SC

Senator Mike Gambrell, Representative Bill Sandifer, SC State House District 2

Representative Jay West, SC State House District 7

Moderated by:

C. Nakia Davis, IBSC Past President & Convention Chairman EVP, The Commercial Bank, Honea Path, SC Recess

FULL AGENDA

SECOND GENERAL SESSION | SATURDAY, JULY 29, 2023

8:30 A.M. .................................................... GENERAL SESSION

Welcome & Call to Order ...................................

James A. “Andy” Timmerman, IBSC President President & CEO, Abbeville First Bank, Abbeville, SC

Introduction of Speaker

Brent S. Garrett, IBSC Secretary/Treasurer Sr. Vice President, CBL State Savings Bank, Greer, SC

“Stop Selling and Start Connecting” Patrick Dix, SHAZAM

Vice President of Association Engagement, Johnston, IA

Introduction of Speaker .....................................

Vera B. Herbert, IBSC Past-President Sr. Vice President, Carolina Bank, Florence, SC

“FedNow…Ready. Set. Go!”

Refreshment and Check-Out Break

ANNUAL BUSINESS SESSION

Call to Order

Necrology Report

Joni Everhart Hopkins, Federal Reserve Vice President, Chicago, IL

James A. “Andy” Timmerman

Scott Williamson

Resolution & By-Laws L. Ford Sanders, II

Financial Report

Leaders of Tomorrow (LOT) Report

Brent S. Garrett

Edward Bryant Roport of Nominating Committee/Recognition of Officers

Remarks by the President & Passing of the Gavel

James R. “Jimmy” Fowler, Jr.

James A. “Andy” Timmerman

Remarks by the President-Elect ...........................................James A. “Jim” Bennett

Adjournment .......................................................................James A. “Andy” Timmerman

Introduction of Speaker

“Don’t Give Up Hope”

Door Prizes

Adjournment

Stacey R. McInnis, IBSC Board Member Executive Vice President, Bank of Clarendon, Manning, SC

Jeff Black, Black Sheep, Inc. Founder and CEO, Columbia, SC

Special Event

SAVANNAH RIVERBOAT CRUISE & LUNCH - FRIDAY JULY 28 @ 12:30 PM BOARDING BEGINS AT 12:30 PM / SAILING FROM 1 PM - 2:30 PM

Sail the Georgia Queen! A signature southern lunch is provided with beverages and fun suitable for all ages! We’ll cruise down the historic river with guided commentary and enjoy the beautiful sights of the lowcountry. Boarding will be within a few minutes walking distance of the JW Mariott Hotel, located at 9 River St. And don’t miss the opportunity to be registered for a Special Event drawing. This luncheon and cruise is sponsored by IFS.

Awards Banquet, Auction & Entertainment

RECEPTION, DINNER & LIVE MUSIC - FRIDAY JULY 28 @ 6:30 PM

Join the IBSC for a fabulous night of music and dancing, food, fun and recognition of the 2023 IBSC Banker of the Year and Leadership Award Winners. SC-based group, The Jake Bartley Band, will be heating the night up with Nashville-inspired hits played in the District Live Music Venue located next to our reception and banquet. The Silent Auction can be accessed from your mobile device! Just text the keyword “IBSC to 71760 “ and you’ll be able to view and bid on items virtually!

PRIME SPONSORS

PREMIUM SPONSORS

CAPITAL SPONSORS

ASSET SPONSORS

*E. H.

*Marshall

*J. E. Rabley

*Banks Scarborough

*Raymond Caughman

*W. C. Bennett

*John Sellers

*Bonner

*James Hoyt

*Phelps Brooks

*deceased

Past Presidents IBSC

*Committee Chairman

2023 IBSC Committee Members

ANNUAL MEETING COMMITTEE

*C. Nakia Davis

James A. “Jim” Bennett

Tim C. Thompson

James A. “Andy” Timmerman

Scott Williamson

AUDIT/FINANCE COMMITTEE

*Brent S. Garrett

Michael Cromer

Roddey B. “Rod” Gettys

James M. “Jim” Ivey, Jr.

The Commercial Bank

Spratt Savings Bank

The Commercial Bank

Abbeville First Bank

Bank of Greeleyville

CBL State Savings Bank

First Community Bank

Pickens Savings & Loan

Dedicated Community Bank

David A. Tompkins Countybank

EXECUTIVE COMMITTEE

*James A. “Andy” Timmerman

James A. “Jim” Bennett

Abbeville First Bank

Spratt Savings Bank

James R. “Jimmy” Fowler, Jr. Countybank

Brent S. Garrett

CBL State Savings Bank

Scott Williamson Bank of Greeleyville

HISTORY & BY-LAWS/LEGISLATIVE COMMITTEE

*R. Grier Sandifer, Jr.

C. Nakia Davis

Curtis T. Evatt

J. Barry Ham

Vera B. Herbert

L. Ford Sanders,

Bank of York

The Commercial Bank

Oconee Federal

Bank of Clarendon

Carolina Bank

MEMBERSHIP/EDUCATION COMMITTEE

*James M. “Jamie” Bunton, Jr.

Edward M. Fewell

James R. “Jimmy” Fowler, Jr.

Stacey R. McInnis

Brooks Melton

Bank of the Lowcountry

Bank of Travelers Rest

Countybank

Bank of Clarendon

Beacon Community Bank

Eugene “Gene” Varn Enterprise Bank of SC

NOMINATING COMMITTEE

*James R. “Jimmy” Fowler, Jr. Countybank

James A. “Andy” Timmerman

James A. “Jim” Bennett

LEADERS OF TOMORROW

Abbeville First Bank

Spratt Savings Bank

*Edward Bryant Enterprise Bank of SC

Curt Derrick

Brent S. Garrett

Tracy Kellahan

Becky Outlaw

Robert Phillips

Dedicated Community Bank

State Savings Bank

Bank of Greeleyville

Carolina Bank

The Citizens Bank

Independent Banker of the Year Recipients

2022 C. Nakia Davis

2021 John L. Wiggins, III

2019 Russell L. Laffitte

2018 Tim C. Thompson

2017 Todd G. Buddin

The Commercial Bank

First National Bank of SC

Palmetto State Bank

The Commercial Bank

Heritage Community Bank

2016 Robert Jonte Bank of Greeleyville

2015 Ronald H. Anderson

2014 Shawn R. McGee

2013 J. Allard Young

First National Bank of South Carolina

The Peoples Bank

The Commercial Bank

2012 J. Barry Ham Bank of Clarendon

2011 Henry M. Funderburk, III

2010 Robert R. Hill, Jr.

2009 Curtis A. Tyner

2008 William A. Harwell

2007 H. Blake Gibbons, Jr.

Dedicated Community Bank

SCBT

Heritage Community Bank

Community Resource Bank

The Citizens Bank

2006 A.C. English Bank of Clarendon

2005 Leonard L. Jonte

2004 Charles A. Laffitte, Jr.

2003 George Singletary

The Bank of Greeleyville

Palmetto State Bank

First National Bank of South Carolina

2002 W. Roger Crook Bank of Walterboro

2001 William O. Buyck, Sr. Bank of Clarendon

2000 James DeVore McNair

1999 W. B. McCown, III

1998 William H. Nock

Peoples Community Bank

Darlington County Bank

Sumter National Bank

1997 J. Banks Scarborough Pee Dee State Bank

1996 William G. Stevens Greenwood Bank & Trust

1995 Bruce White Bank of Travelers Rest

1994 Jim M. Cherry, Jr. Williamsburg First National Bank

1993 Howard Elkins Bank of Clarendon

1992 John L. Hutto

1991 Larry D. Westbury

Farmers & Merchants Bank of SC

First National Bank

1990 Emily Best Sandhills Bank

1989 Marshall Abbott Bank of Westminster

1988 Ray Burns

1987 Frank Robards

1986 Raymond S. Caughman

1985 W.C. Bennett

Bank of York

Rock Hill National Bank

The Lexington State Bank

Arthur State Bank

1983 John C. Sellars Williamsburg First National Bank

Be sure to visit our

Exhibitors

Cynthia Stewart | nnesbitt@accubranch.com

Mike Goman | mgoman@accubranch.com

AccuBranch 1137 Main Street, East Hartford, CT 06108 W: www.AccuBranch.com / PH: 888-620-6810

AccuBranch uses DATA to form an actionable STRATEGY to drive your GROWTH! We conduct complete Network Optimization Studies, beginning with fully understanding who your customers are, how you penetrate your various markets, and if you wish to grow…in which markets should you focus your attention. AccuBranch can fully implement your strategy, assisting you all the way through the real estate acquisition and approval process. Our work includes Branch Feasibility Studies, analyzing underperforming branches and determining the appropriate strategies to correct them, deepen market share and to form new growth strategies. We develop strategies around full-service branches, micro-branches, loan production offices, and drive-thru ATM or ITM locations. AccuBranch has worked with over 170 banks and credit unions from Maine to Texas – resulting in an extensive amount of experience to assist you to optimize your branch network.

George Dawson | gdawson@trustcbsi.com

Neal Beard | nbeard@trustcbsi.com

Pete Martinez | pmartinez@trustcbsi.com

Kelly Fitzsimmons | kfitz@lansworth.com

CBSI

204 Industrial Park Drive, Cumming, GA 30040 W: TrustCBSI.com / PH: 770-292-9922

CBSI was created in 2001 by people who have spent their lives serving the needs of financial institutions. That unique perspective allows us to become a trusted, valuable partner that’s focused on delivering solutions that actually fit your needs and challenges. Just as important, we have expertise in equipment from various highly respected manufacturers such as DMP, NCR, Hyosung, Diebold, March Networks, Verint, Comco, American Vault, Fortis Security and more. Having options is essential to customizing solutions that truly fit your financial institution. For added peace of mind, as your trusted partner, we also offer service and planned maintenance agreements, equipment upgrades, and risk consultations to ensure you are informed on the latest procedures and policies. By taking the time to understand your specific circumstances and parameters, we can provide sensible, expert guidance.

Darrell Rogers | drogers@cbbonline.com

Laura Rasnick | lrasnick@cbbonline.com

Community Bankers’ Bank PO Box 268 Midlothian Virginia 23113 W: https://cbbonline.com/ / PH: 800-822-1039

Community Bankers’ Bank is a State-Chartered Fed Member bankers’ bank, owned and directed by independent community banks in the Fifth Federal Reserve District and contiguous states. It gives community banks unique and outstanding value by the economies of scale it creates as a bank partner, never a competitor. It provides the products and services that banks need to operate and excel. CBB’s competitive pricing and superior service make it a vital resource for community banks. Visit their website or LinkedIn page to learn more.

Be sure to visit our

Exhibitors

Dick Burch | dick.burch@deluxe.com

Deluxe Bankers Dashboard

303 Kings Circle Myrtle Beach, SC 29572 W: www.deluxe.com / PH: 843-997-6253

Specially designed for banks, The Banker’s Dashboard solution saves time and money by providing daily, online access to a bank’s total financial picture and producing instant board packages on-demand. This powerful, easyto-use solution arms the entire management team with a fast and easy way to make the critical decisions that contribute to improved performance and profitable growth. Deluxe provides services in net interest margin management, balance sheet management, including liquidity management and interest rate risk.

Josh Ard | jard@employerhrgroup.com

Meredith Housman | meredith@employerhrgroup.com

Employer HR Group

1100 Shirley Street, #200, Columbia, SC 29205 W: www.employerhrgroup.com / PH: 803-252-2566

Employer HR Group provides a consolidated resource of HR Services for SC Community Banks. With our local team of HR consultants and administrators, we are your comprehensive provider or HR Compliance, Payroll/Tax Management, Time & Attendance, Benefits Administration, and ACA Reporting. In business for 20+ years, we’ve had the fortunate privilege of working with Community Banks and small businesses throughout SC.

Lawrence Jordan | ljordan@heraldoffice.com

Lee Wiles | lwiles@heraldoffice.com

Herald Office Solutions

110 E Roosevelt St, Dillon, SC 29536 W: www.heraldoffice.com / PH: 800-922-3535

The Herald Group opened the doors in 1893 as a printing firm in Dillon, South Carolina. Printing many local newspapers including The Dillon Herald, the “Herald” name stuck and remains today. In 1924, Herald started selling office supplies and added furniture to the product mix in 1948. In 1965, Herald Office Supply operated out of three locations and since then we’ve extended our reach to cover the entire state of South Carolina and the southeastern part of North Carolina.

Exhibitors

Scott Brown | scott.brown@icba.org

ICBA

1615 L Street, NW Suite 900, Washington District of Columbia 20036 W: www.icba.org / PH: (202) 821-4372

One Mission: To create and promote an environment where community banks flourish. The Independent Community Bankers of America® creates and promotes an environment where community banks flourish. With more than 50,000 locations nationwide, community banks constitute 99 percent of all banks, employ nearly 750,000 Americans and are the only physical banking presence in one in three U.S. counties. Holding more than $5 trillion in assets, nearly $4 trillion in deposits, and more than $3.4 trillion in loans to consumers, small businesses and the agricultural community, community banks channel local deposits into the Main Streets and neighborhoods they serve, spurring job creation, fostering innovation and fueling their customers’ dreams in communities throughout America. ICBA is dedicated exclusively to representing the interests of the community banking industry and its membership through effective advocacy, best-in-class education, and high-quality products and services.

Laura Pierce | laura.pierce@icba.org

ICBA Bancard & TCM Bank

6345 Bayside Key Drive, Tampa, FL 33615 W: www.icba.org / PH: 813-394-1335

Whether you’re looking for credit, debit, ATM or merchant processing solutions, as an ICBA Bancard client, your bank benefits from added risk management programs, expert consultation, product education, turnkey marketing programs, dedicated customer service, and much more, tailored specifically to your community bank.

Preferred Pricing: Representing thousands of community banks nationwide, ICBA Bancard negotiates for the best pricing on solutions and services on your behalf, providing preferred costs that would otherwise be unavailable to individual banks.

Comprehensive Risk Protection: Our Fraud Loss Protection Plan helps you limit exposure to losses stemming from the fraudulent use of credit and debit cards and comes with a card-not-present authentication solution free of charge to FLPP participating banks.

Superior Product Development: We provide optimal support for the integration of emerging technologies, such as digital wallets, mobile payments, EMV/chip cards, and more.

Dedicated Customer Support: ICBA Bancard helps maximize quality control and operational efficiency at your bank and treats your customers like their own.

Dynamic Marketing Initiatives: Get access to turnkey promotional materials for your bank, plus exclusive access to marketing resource guides to promote activation and usage.

Timely Education & Training: We strive to help community banks maintain their competitiveness and regularly host webinars, conferences and produce a number of newsletters on a wide-range of payments topics.

Exhibitors

Marc Jett | Jettm@stifel.com

Andy Smith | smithan@stifel.com

ICBA Securities

775 Ridge Lake Blvd., Suite 175, Memphis, TN 38120 W: www.icbasecurities.com / PH: (800) 422-6442

ICBA Securities provides a full suite of investment products and services for community banks through its exclusively endorsed broker, Vining Sparks. Included are traditional debt securities, interest rate products, whole loans, and M&A and bank valuation services. Vining Sparks also has state-of-the-art asset/liability and bond accounting products. ICBA Securities, a wholly owned subsidiary of the ICBA, provides a full calendar of educational events for community bankers and investment professionals. ICBA Securities is endorsed by 32 affiliated state banking associations, and is the only broker/dealer owned by the community banking industry.

Chris Peebles | chris@k2capital.com

K2 Capital

1937 West Palmetto St. Ste 125, Florence, SC 29501 W: www.k2capital.com | PH: 843-636-3181

K2 Capital works with our banking partners by offering a solution to their customers who have a lending need but do not currently fit their lending criteria. Our loan solutions are transactional and strategic which allow the borrower to maintain their current relationship with the bank while getting the funding they need to grow their business or acquire their next commercial real estate investment. Our specialties include commercial real estate, small business loans, lines of credit, SBA lending, equipment financing, construction lending, bridge Loans, and business/ franchise acquisitions.

Craig Magyar | craig@kensmithinc.com

Josh Smith | josh@kensmithinc.com

Ken Smith, Inc.

8661 Monroe Road, Charlotte, NC 28212 W: www.kensmithinc.com / PH: 800-888-8817

Ken Smith Inc. (KSI) is a company successfully serving 120+ financial institutions across the eastern United States since 1969. We provide equipment solutions to the financial services industry, including banks, savings institutions, and credit unions by assisting in the selection of optimal products and solutions; and then following through with installation and service.

- KSI is LOCAL- located in Charlotte | technicians in NC, SC, VA

- KSI is EXPERIENCED- in business since 1969

- KSI is COST EFFECTIVE- Outsource | Consolidate Contracts | Certified Refurbished ATMs

Exhibitors

LA Smith | kendall.tungate@qsibanking.com

QSI

107 Schuler Drive Bardstown Kentucky 40004 W: www.qsibanking.com / PH: 502-350-1000

QSI is the nation’s largest financial reseller of NCR products and services. We provide turnkey delivery of ATM and ITM solutions, including professional services. We offer remote compliance and operational services for patch management, EJ retrieval, anti-virus, hard drive encryption, BIOS password management, whitelisting, and marketing campaigns.

Custom outsourcing of equipment and services for ATM deployments is available. We are a full-service bank equipment company (TCR, video, alarm, drive-up, safes), servicing most manufacturers and models, including Verint, March, Verkada, NCR, Diebold, and Hyosung.

Don’t let your ATM and security service provider hold you hostage – check out our customer-friendly maintenance agreements and find out why customers love QSI! Contact us at sales@qsibanking.com for more information.

Russell Calicutt, FACHE | RCalicutt@rchbenefits.com

William Render, FACHE | WRender@rchbenefits.com

RCH Benefits Advisors

66 Lake Forest Drive, Spartanburg, SC 29302 W: www.rchbenefits.com / PH: 864-216-2347

RCH Benefits Advisors is a full service, boutique employee benefits firm working with medium and large businesses across South Carolina. We help organizations reduce costs and achieve long term stability with their employee benefits packages by leveraging our past experience as hospital administrators and health plan executives. We have a specialty niche in operating self-funded health plans but also work with organizations who fully insure or level-fund their employer sponsored group medical plans. Our firm specializes in creating ancillary benefits and supplemental health packages customized to your specific needs while enhancing a culture of wellness within

Carol Addy | carol.addy@renasant.com

Chuck Stiles | chuck.stiles@renasant.com

Renasant Bank

89 Sonia Drive, Greer, SC 29650 W: www. renasant.com / PH: 803-422-7703

Renasant Bank started in 1904 as a Community Bank in Lee County, Mississippi with $100,000 in assets. While always maintaining our roots in Mississippi, we have grown into a Community Bank with $16.8 Billion in assets. Mortgages have always been a large part of the services we offer as well as our strategy for growth. We understand how to grow Mortgage Revenue with Safety and Soundness as well as Profitability. We are large enough and experienced enough to offer a variety of products, but small enough to offer custom, hands-on services one would expect from a Community Bank.

Exhibitors

Ronnie Seiber | rseiber@shazam.net

Alex Jernigan | jjernig@shazam.net

SHAZAM

2965 Sunset Drive, Donalsonville, GA 39845 W: www.shazam.net / PH: (229) 861-3802

SHAZAM pioneered the PIN-debit point-of-sale transaction, still used worldwide today. We’re the only nationwide independent, member-owned debit network, processor and core provider supporting community banks. Since we don’t answer to shareholders, we can reinvest profits in technologies our clients need as they serve the next generation of consumers. SHAZAM ensures our clients have the products and services they demand and expect in a cost-effective way. Founded in 1976 and headquartered in Iowa, we’re a leader in payments and financial technology, with a simple mission: Strengthening financial institutions. Visit us today at shazam.net.

Paul Wood | pwood@StoneCastle.com

Opephany Curtis | ocurtis@StoneCastle.com

StoneCastle

152 West 57th Street, 35th Floor New York New York 10019 W: stonecastle.com / PH: 866-343-5516

StoneCastle Partners, LLC was founded in 2003 to bridge the gap between institutional investors and the community banking industry. For the past decade, StoneCastle Cash Management, LLC (a subsidiary of StoneCastle Partners) has been a leading administrator of insured cash solutions for many of the world’s largest institutions. With over $21.4 billion in assets under administration as of 2022, StoneCastle Cash Management, LLC offers liquidity and funding to banks through its FICA (Federally Insured Cash Account) Deposit Network Program.For its institutional investors, FICA’s investment objective is to provide a high level of current income while maintaining liquidity and providing maximum safety. To meet this objective, FICA’s strategy is to send deposits to network banks backed by the full faith and credit of the U.S. Government. When a bank joins Stonecastle’s FICA Network, Stonecastle opens one deposit account at the bank and deposits its investor funds. StoneCastle is backed by the strength and stability of world class partners, CIBC and Charlesbank Capital Partners and is headquartered in New York, NY.

Jay Bader

| JBader@gobaker.com

The Baker Group 375 Deer Park Ave Babylon NY, 11702 W: https://www.gobaker.com/ / PH: 800.937.2257

The Baker Group is one of the nation’s largest independently owned securities firms specializing in investment portfolio management for community financial institutions. Since 1979, we’ve helped our clients improve decision-making, manage interest rate risk, and maximize investment portfolio performance. Our proven approach of total resource integration utilizes software and products developed by Baker’s Software Solutions combined with the firm’s investment experience and advice.

Exhibitors

Luis Lima | llima@travelers.com

Eric Marshall | emarsha2@travelers.com

Travelers Insurance

11440 Carmel Commons Blvd., Charlotte, NC 28226 W: www.travelers.com / PH: (704) 544-3704

Connect with Travelers and get the protection you need. Travelers has been insuring banks for more than a century. Offering a wide range of customized insurance protection, Travelers SelectOne+® for Financial Institutions is designed to respond to the most recent trends in banking. This flexible product line provides a robust portfolio of insurance options, including:

• Directors & Officers, Cyber Risk, Banker Professional, Financial Institution Bond, Employment Practices, Fiduciary, Kidnap & Ransom, ID fraud Expense Reimbursement, Property & Casualty, Surety Bonds

• Since 1983, Travelers has held the endorsement of the Independent Community Bankers of America (ICBA) as the preferred service provider for property casualty and various other types of insurance.

Key ICBA member benefits:

• Opportunity to earn a “safety group” dividend – an incentive that has paid out more than $70 million to eligible member banks since the program began over 37 years ago.

• Policyholders’ dividend: Member banks purchasing qualifying property/casualty and workers compensation coverage may be eligible for a “safety group” dividend. The dividend may be distributed if group loss experience is favorable and other criteria are met.

Travelers has grown with the times to become more than just an insurance carrier for your community bank.

Trey Moore | trey.moore@ubb.com

Scott Burke | scott.burke@ubb.com

United Bankers’ Bank

211 Fairway Ridge Drive Chapin South Carolina 29036 W: www.ubb.com / PH: (803) 522-0269

United Bankers’ Bank (UBB), the Nation’s First Bankers’ Bank is a trusted correspondent partner to more than 1,000 community banks. Since 1975, UBB has been an industry leading source for innovative products, services and technologies to help community banks compete and serve the evolving needs of their customers. Our full-service approach establishes UBB as the central location for all of your correspondent banking needs. While some providers only focus on one or two product lines, UBB does it all: operations, lending, investments, insurance, payments, bank cards, consulting and much more. When you work with UBB, you are partnering with a community bank ally dedicated to your success that is backed by the peace of mind, knowing that we will never compete against you. “First for Your Success” is a guiding principle that establishes the success of each and every customer as our number one priority.

2023 Convention Attendees

Michael Campbell / Mary Evelyn

Anne Marie Hempy / Arik

James A. Hodge / Dena

Clifford Stumbo / Debbie

James A. Timmerman / Lynn

Mike Goman (Exhibitor)

Nancy Nesbitt (Exhibitor)

Tommy Tomlinson / Mary Hunter

J. Barry Ham / Arlene

Stacey R. McInnis / Nancy

Robert W. Jonte, Jr. / Beth

Virginia W. Jonte

Tracy Kellahan / Justin

Marge Mahoney

Scott Williamson / Dana

Marc Bogan / Michelle

James M. Bunton Jr. / Jenny

Peden McLeod / Jolee

Pamela Robertson

Edward M. Fewell / Gay

Brooks Melton / Jessica

Jeff Black (Speaker) / Stephanie

Megan Beasley

Rick L. Beasley

Vera B. Herbert / Jamie

Becky Outlaw / Scott

Laura Rasnick (Exhibitor)

Darrell Rogers (Exhibitor)

Brent S. Garrett / Jamie

J. Neal Beard, III (Exhibitor)

George Dawson (Exhibitor)

Kelly Fitzsimmons (Exhibitor)

Pete Martinez (Exhibitor)

Rudy J. Painter / Marsha

Steve Pardue / Frankie

James R. Fowler, Jr. / Julie

David A. Tompkins / Casey

Curtis Derrick / Julia

James M. Ivey, Jr. / Angi

Richard Burch (Exhibitor)

Jim Bloom

Chuck Whipple

Brandon Paul

Josh Ard (Exhibitor) / Charity

Meredith Housman (Exhibitor) / Gary

Edward Bryant / Maggi

Eileen Burke / Packy

Donald Snipes / Mandy

Eugene Varn

K. Reid Pollard / Jan

Thomas Hutto / Francis

Charles Paramore, Jr. / Susan

Howie Sohm / Julie

Samika R. Minter

Nikita Pearson (Speaker)

Stacy Dail

Joni Hopkins (Speaker)

Michael C. Crapps / Kay

Michael Cromer / Suzy

J. Ted Nissen / Janet

Todd G. Buddin / Tracey

Avery Greenlee / Beth

John L. Wiggins, III / Beverly

Wes Caudell / Jordan

Jeff Sands / Terri

Abbeville First Bank

AccuBranch

AccuChex Payroll Services

Bank of Clarendon

Bank of Greeleyville

Bank of the Lowcountry

Bank of Travelers Rest

Beacon Community Bank

Black Sheep, Inc.

Carolina Bank

Community Bankers’ Bank

CBL State Savings Bank

CBSI

Countybanc Insurance Services, Inc

Countybank

Dedicated Community Bank

Deluxe Bankers Dashboard

Econocheck

ECS Southeast, LLP

Elliott Davis

Employer HR Group

Enterprise Bank of SC

Farmers & Merchants Bank of SC

FDIC

Federal Reserve Bank

First Community Bank

First National Bank of SC

First National Bankers Bank

Abbeville, SC

Greenwood, SC

Abbeville, SC

East Hartford, CT

East Hartford, CT Myrtle Beach, SC Manning, SC Manning, SC

Greeleyville, SC

Kingstree, SC Greeleyville, SC Kingstree, SC

Walterboro, SC

Walterboro, SC Walterboro, SC Walterboro, SC

Travelers Rest, SC Charleston, SC Columbia, SC Florence, SC Florence, SC Florence, SC Florence, SC

Midlothian, VA

Midlothian, VA Greer, SC Columbia, SC Florence, SC Millsboro, DE Columbia, SC Greenville, SC Greenville, SC Anderson, SC Greenwood, SC

Darlington, SC Darlington, SC Myrtle Beach, SC Stockbridge, GA Lexington, SC Charleston, SC Columbia, SC Columbia, SC Smoaks, SC Ehrhardt, SC

Ehrhardt, SC Ehrhardt, SC

Ehrhardt, SC

Holly Hill, SC

Washington, DC

Richmond, VA

Chicago, IL

Lexington, SC Lexington, SC Lexington, SC

Summerville, SC

Holly Hill, SC Birmingham, AL

Greenville, SC

2023 Convention Attendees

Rose Washofsky / Rick

A. Parker Barnes, III / Allison

Lawrence Jordan (Exhibitor) / Shannon

Lee Wiles (Exhibitor) / Jill

Mac Humphries

April L. Folger / David

Teresa D. Taylor

Scott Brown (Exhibitor)

Sarah Getzlaff (Speaker)

Joseph Schneider

Marc Jett (Exhibitor) / Amy

Jim Reber (Speaker) / Denise

Andy Smith (Exhibitor) / Jennifer

Laura Pierce (Exhibitor)

Michael W. Boozer / Caison

Chris Peebles (Exhibitor)

Craig Magyar (Exhibitor)

Josh Smith (Exhibitor)

Amber S. Barnes / Ryan

John W. Hobbs / Sheryl

Harry Mays / Linda

Curtis T. Evatt

Roddey B. Gettys / Jeanne

LA Smith

Joel Long

Russell Calicutt (Exhibitor)

William Render (Exhibitor)

Carol Addy (Exhibitor)

Chuck Stiles (Exhibitor)

Rep. Bill Sandifer (Speaker) / Sandra

Rep. Jay West (Speaker) / Jenni

Sen. Mike Gambrell (Speaker) / Reene

Tim Finney

Patrick Dix (Speaker)

J. Alex Jernigan (Exhibitor) / Nancy

Ronnie Seiber (Exhibitor)

Jesse Jones

Parker Grubbs / Katie

James A. Bennett / Annette Opephany Curtis (Exhibitor)

Paul Wood (Exhibitor)

Jay Bader (Exhibitor)

Collin Mackie

Thomas Bouchette / Ann

Margi M. Fleming / Josh

Richard McCutcheon / Pam

James E. Roberts, II

C. Dorn Smith, III / Debbie

Tiffany Suggs

R. Ashley Wheeler / Cindy Thigpen

C. Nakia Davis / Brooke

Tim C. Thompson / Mary

W. Jennings Duncan / Robin

L. Ford Sanders, II / Michelle

Shawn R. McGee / Beth

Windol Cook

Luis Lima (Exhibitor)

Eric Marshall (Exhibitor)

Jeff Payne

Scott Burke (Exhibitor)

Trey Moore (Exhibitor)

Amanda Stark

B.T. Atkinson, Esq.

Ted Harrison / Sandra Jones

Larry Harvey / Diane

Tom Robertson / Elizabeth

Morgan Smith / Stormy

First National Bankers Bank

Haynsworth Sinkler Boyd, P.A.

Herald Office Solutions

Hub International

IBSC

ICBA

ICBA Securities, Inc.

ICBA Bancard

Integrated Financial Solutions (IFS)

K2 Capital

Ken Smith, Inc.

McGuireWoods Consulting, LLC

Oconee Federal

Pickens Savings and Loan

QSI

Raymond James

RCH Benefit Advisors

Renasant Bank

SC House of Representatives

SC Senate

ServisFirst Bank - Correspondent Division

SHAZAM

Smith Debnam Narron Drake Saintsing & Myers, LLP

SouthState DuncanWilliams

Spratt Savings Bank

StoneCastle

The Baker Group

The Capital Corporation

The Citizens Bank

The Commercial Bank

The Conway National Bank

The Peoples Bank

TIB, N.A.

Travelers Insurance

Turner Padget

United Bankers’ Bank

United Baners’ Bank

Upgrade Inc

Ward and Smith, P.A.

Woodruff Federal

Holly Springs, NC

Columbia, SC

Dillon, SC

Orangeburg, SC

Columbia, SC

Chapin, SC

Prattville, AL

Bismarck, ND

Washington, DC

Conway, AR

Memphis, TN

Little Rock , AR Tampa, FL

Columbia, SC

Florence, SC

Charlotte, NC

Columbia, SC

Seneca, SC

Pickens, SC

Bardstown, KY Memphis, TN

Spartanburg, SC

Columbia, SC Greer, SC Greer, SC

Seneca, SC Belton, SC

Honea Path, SC Birmingham, AL

Johnston, IA

Donalsonville, GA Tampa, FL

Charleston, SC

Winston-Salem, NC Chester, SC

New York, NY

New York, NY Babylon, NY Greenville, SC Florence, SC Florence, SC Lake City, SC Florence, SC Florence, SC

Turbeville, SC

Olanta, SC

Honea Path, SC

Conway, SC

Iva, SC

College Station, TX

Charlotte, NC

Columbia, SC

Bloomington, MN

Chapin, SC

San Francisco, CA

Wilmington, NC

Woodruff, SC

Convention Attendees

Guests Registrants

Campbell Ard & Collin Ard

Hannah Parker Barnes

Emily Barnes & Carter Barnes

Pete Gioldasis

David Bennett, Katie Bennett, Angel Thomspon, Sergio Thompson & Samuel Bennett

Anne Mac Boozer & Wesley Boozer

Ivy Bryant & Isabelle Bryant

Camp Burke

Brantley Davis & Emerson Davis

Paige Folger & Hazel Folger

Lauren Grubbs

Reese Housman & Riley Housman

Lenton Jernigan

Quinton Epps

Corinne Kellahan, Jay Kellahan & Joan Kellahan

Hammond Pardue

Ashlan Zemp & Paige Simensen

Amy Schneider

Guest(s) of:

Josh Ard

A. Parker Barnes

Amber Barnes

Megan Beasley

Jim Bennett

Michael Boozer

Edward Bryant

Eileen Burke

C. Nakia Davis

April Folger

Parker Grubbs

Meredith Housman

J. Alex Jernigan

Marge Mahoney

Tracy Kellahan

Steve Pardue

Pamela Robertson

Joe Schneider

Taylor Timmerman, Michael Bolton, Anders Timmerman, Jeanne Timmerman, Jo Anne Timmerman & CaryLynn Timmerman

James A. Timmerman

Please join us on Friday, July 28, 2023 during the reception and banquet for the Leaders of Tomorrow (LOT) Silent Auction. Proceeds raised through the Silent Auction benefit the IBSC LOT Scholarship Fund which assists the LOT Committee in developing educational programs and seminars. A portion of the funds is also donated to the SC National Guard Foundation. The Silent Auction can be accessed from your mobile device! Just text the keyword “IBSC to 71760 “ and you’ll be able to view and bid on items virtually!

The silent auction Text2Bid platform was generously sponsored by FNB of SC!

2023 Special Event Attendees

Carol Addy

B.T. Atkinson

Jay Bader

Amber Barnes, Ryan, Emily and Carter

Neal Beard

Jim Bennett, Annette, David & Katie Bennett, Angel Thompson, Sergio Thompson, Samuel Bennett

Jim Bloom

Michael Boozer, Caison, Anne Mac and Wesley

Tommy Bouchette, Ann

Scott Brown

Edward Bryant, Maggi, Ivy and Isabelle

Todd Buddin, Tracey

Jamie Bunton, Jenny

Eileen Burke, Packy and Camp

Russell Calicutt

Michael Campbell, Mary Evelyn

Opephany Curtis

Nakia Davis, Brooke, Emerson and Brantley

George Dawson

Tim Finney

Kelly Fitzsimmons

April Folger, David, Paige and Hazel

Mike Gambrell, Reene

Brent Garrett, Jamie

Rod Gettys, Jeanne

Sarah Getzlaff

Mike Goman

Barry Ham, Arlene

Ted Harrison, Sandra Jones

Larry Harvey, Diane

Anne Marie Hempy, Arik

Pat Hodge, Dena

Tom Hutto, Francis

Alex Jernigan, Nancy and Lenton

Marc Jett, Amy

Ron Jones

Bobby Jonte, Beth

Joel Long

Marge Mahoney, Quinton Epps

Pete Martinez

Harry Mays, Linda

Shawn McGee, Beth

Stacey McInnis, Nancy

Nancy Nesbitt

Becky Outlaw, Scott

Rudy Painter, Marsha

Steve Pardue, Frankie and Hammond

Chris Peebles

Laura Pierce

Reid Pollard, Jan

Laura Rasnick

Jim Reber, Denise

William Render

Jim Roberts

Pam Robertson, Paige Simensen and Ashlan Zemp

Tom Robertson, Elizabeth

Darrell Rogers

Ford Sanders, Michelle

Bill Sandifer, Sandra

Ronnie Seiber

Andy Smith, Jennifer

Morgan Smith, Stormy

Dorn Smith, Debbie

Don Snipes, Mandy

Chuck Stiles

Cliff Stumbo, Debbie

Tiffany Suggs

Teresa Taylor

Tim Thompson, Mary

Andy Timmerman, Lynn, Taylor Timmerman, Michael Bolton, Anders & Jeanne Timmerman, Jo Anne Timmerman, CaryLynn Timmerman

Gene Varn

Jay West, Jenni

Ashley Wheeler, Cindy Thigpen

John Wiggins, Beverly

Paul Wood