James Morin
Mortgage Planner Element Funding • Charlotte, N.C. TheMortgagePlanner.net Brad Roche, loan originator and mortgage planner for Element Funding in Charlotte, N.C., has been a loan officer for 21 years and has been ranked as one of the top one percent of all mortgage originators in the U.S. by Mortgage Executive Magazine from 20122014. He is a best-selling author and has a weekly radio show that is broadcast in the Carolinas on CBS, FOX and ESPN. He is also a national sales trainer and offers his marketing expertise. Brad is widely known as “The Mortgage Planner.”
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Senior Vice President of Lending Norcom Mortgage • Avon, Conn. Norcom-USA.com James Morin’s commitment to excellence, caring and compassionate style makes up some of his greatest strengths as a leader. His experience in the mortgage industry started in 2001 when he began his career by working on the frontlines as a loan officer before climbing the ladder to become an executive prior to landing at Norcom Mortgage. Norcom capitalized on James’ experience and knowledge to help expand their team. In his six years at Norcom, he has grown the company into a regional powerhouse licensed in 23 states, which is now a Fannie Mae and Freddie Mac Seller/Servicer, as well as a Ginnie Mae issuer.
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Kevin Peranio Regional Vice President, East Coast PRMG • Plantation, Fla. PRMG.net Kevin Peranio has been in the mortgage banking industry since 2001 at First Magnus as an account executive. From 2004-2007, Kevin was the Southeast regional manager over the top territory at FMFC with a team of 107 people. Kevin served as COO at North Star Lending for three years. As part owner, he and his team serviced loans with Fannie Mae, creating a $330 million portfolio. For the past five years, Kevin has helped build the Eastern region of PRMG, overseeing wholesale, retail and correspondent sales and operations. Currently, there are approximately 400 people in his region.
Joni Pilgrim Director of Sales and Business Development Nationwide Appraisal Network • Oldsmar, Fla. Nationwide-Appraisal.com Joni Pilgrim is a founding partner of Nationwide Appraisal Network (NAN). Since beginning the company in 2004, Joni’s goals and visions have always prevailed … building a dynamic team of appraisal management professionals, embracing and promoting significant company culture and embedding deep roots in her local community. As a leading business owner in a women-owned and award-winning AMC, Joni’s dedication to her team and community are positively unrivaled. In 2016, NAN is slated to change the appraisal world through technology and collaboration. In her spare time, Joni enjoys spending time with her family, paddle boarding and volunteering.
Ronya Rjiale Senior Vice President of Operations Parkside Lending • San Francisco ParksideLending.com Ronya Rjaile joined Parkside Lending in 2007 and has more than 15 years of mortgage industry experience. In 2009, she was promoted to operations manager and she became senior vice president of operations in early 2015. Ronya expanded Parkside Lending’s non-delegated correspondent lending platform and is currently responsible for the analysis and optimization of operations in both the wholesale and non-delegated correspondent channels. With a uniquely deep understanding of Parkside Lending’s proprietary loan origination system and organizational needs, Ronya works closely with the IT team to create efficiencies and processes to better support both internal and external customers.
Evangeline Scott Certified Mortgage Planner Alpine Mortgage Planning • Folsom, Calif. TeamScottLoans.com Evangeline Scott is known for her “Get It Done” approach to business and providing outstanding service. Her experience, honesty and hands-on approach is an asset during every transaction and shines through with each client she helps. Evangeline is committed to helping people achieve homeownership. She has always been a top producer, but that is not what drives her. She loves what she does, the relationships she builds and the impact she is able to have in peoples’ lives ... one loan at a time!
Jacqueline Sendra Mortgage Loan Originator Residential Home Funding • Syosset, N.Y. RHFunding.com Jacqueline Sendra has been a mortgage loan originator since 2004 and is licensed by New York State to teach real estate and finance education. She is passionate to help others grow, develop and achieve their dreams and goals. Jacqueline offers homeownership education classes to inspire and empower Long Island and the boroughs of New York City. Jacqueline always has a team-focused attitude which has helped her become a top originator within her company.
Matthew Skas Senior Mortgage Advisor Peoples Home Equity • Oak Brook Terrace, Ill. PeoplesHomeEquity.com Matt Skas is in his sixth year in lending. This is his second year being featured in National Mortgage Professional Magazine’s 40 Under 40 list. Matt specializes in adding value to his agents and fellow loan officers by staying ahead of the technological curve. Last year, Matt partnered with 40 Under 40’s Daniel Andersen. Together, they do monthly updates with videos of “Lending Lingo” They have also done more units than any person or team at Peoples Home Equity.
