2022 Impact

Our numbers speak for themselves.

Prove your identity - no app needed. MemberPass is a secure, digital, touchless, hassle-free way to prove your identity for all transactions at 4Front. It’s safe, it’s secure, and it saves time. It makes every experience with us faster and smoother.

We keep growing.

We’re now over 99,952 members strong. We ended the year with $1,011,363,063 in total asets. Yep, over a billion.

Straight4ward Rewards keeps rewarding. We made a total of $2,103,898 reward payments to13,512 average qualifying accounts in 2022!

Member Service with an emphasis on “service”.

Our Communications Center handled126,663 calls.

VideoTellers handled 212,908 sessions. We experienced 16,990,120 online and mobile banking logins in 2022.

Get paid up to two days sooner with Fast4ward Payday*. !

When you’re enrolled in Direct Deposit, you can get your payroll, retirement, or Social Security check up to two days early! It’s your money, so why not have it sooner?

4Front’s Q2 Smart platform wins

“Most Innovative Financial Institution”

Purposeful Banker Award!

Shout out to our well-oiled online banking machine!

Best & Brightest! Again!

For the 4th year in a row, the National Association of Business Resources has once again recognized 4Front as a Top 101 Best & Brightest Companies to Work For In The Nation. Congratulations, team 4Front!

To date, we have presented free financial literacy curriculum to 5,300 Michigan students at 30 schools.

We’re 4 investing in you.

We’ve invested $125,652 in northern and western Michigan community organizations and events. We’ve partnered with Short’s Brewery to support the Nakwema Trailway, the final connector in a 325 mile network linking multiple communities and over 25 protected natural wildlife areas.

We don’t shy away from being hot.

We’ve been recognized by the readers of Traverse Magazine for best Bank or Financial Insitution seven years running. Our competition is green with envy.

We’re 4 giving our time. Our teams racked up 1,669 volunteer hours for 2022.

We won “Best New Member Experience” from Member XP!

We’re excited that our members took time to give us feedback on our service.

“I’m proud of the team at 4Front for making this possible for our members.”

- Keith Stevens, Member Experience Manager

WE MAKE BANKING SMART AND SIMPLE, YEAR AFTER YEAR.

A LOOK BACK, A LOOK FORWARD.

Online & Mobile Banking logins

16,990,120

Telephone Calls Answered

We’ve grown.

We are now over 99,952 members strong!

VideoTeller Interactions

126,663 212,908

$125,652

Invested

In northern and western Michigan communities.

We’re busy.

Our members continue to appreciate our online, mobile and VideoTeller capabilities.

We’re proud.

Giving back to our communities makes each and everyone of us stronger and better.

1,669

Volunteer Hours

From helping seniors to walking puppies, we’re there.

5,340 Students

We’ve presented financial literacy curriculum in over 30 schools.

“The Traverse City Turkey Trot enjoys working with 4Front on this great community event that, after 14 successful years in a row, is now a tradition. 4Front’s partnership has helped the event grow and give back to our community partners.” – Brian Hagerty, Traverse City Turkey Trot

“I love being an active participant in my community. From a more vibrant downtown, or cleaner and more user-friendly parks, future generations will enjoy this area long after I’m gone.” – Jeff Bassett, 4Front VP Treasury Management

“Thank you, 4Front, for sponsoring the Banzai! program in our classroom! I used it with my junior and senior classes and thought it was a very informative and engaging program.” – Boyne City High School teacher