2004/2005 HKFI Annual Report • 年報
The new business statistics showed that the new office
新造業務（不包括退休計劃）的總保費較
premiums (excluding Retirement Scheme business) increased
2003年增加53.8%至385.95億港元，分為投
by 53.8% to HK$38,595 million. Breaking this down into linked
資成分和非投資成分兩類業務：個人壽險
and non-linked businesses, individual life (non-linked) busi-
（非投資成分）增加22.1%至197.22億港
ness increased by 22.1% to HK$19,722 million while individual
元，個人壽險（投資成分）顯著上升
life (linked) business recorded a phenomenal increase of
116.9%至185.15億港元。2004年個人有效
116.9% to HK$18,515 million. The amount of benefit pay-
業務（直接業務）的利益給付金額增加
ments of direct individual in-force business in 2004, on the
15.9%，至227.46億港元。
other hand, increased by 15.9% to HK$22,746 million.
NEW DEVELOPMENT
新發展
Equal Opportunities Commission's Study on Insurance Practices
平等機會委員會研究保險慣例
In response to the Discussion Paper on Insurance Issues under
就平等機會委員會發表的《與反歧視法例
the Anti-discrimination Legislation by the Equal Opportunities
有關的保險問題討論文件》，保聯研究及整
Commission, the HKFI undertook to review and update
理相關的實務守則指引，供會員參考，包
insurance best practice guidelines for its members, including
括：更新壽險總會於2000年頒布的《遺傳
updating the Code of Practice - Genetics Testing & Insurance
基因測試實務守則》，以及就應用投保前已
promulgated by the Life Insurance Council in 2000 and devis-
存在疾病和豁免條款制訂工作原則。
ing working principles on applying pre-existing conditions and exclusions.
Code of Practice on Genetic Testing
遺傳基因測試實務守則
With the latest draft edition of genetic code used in the United
保聯參考英國沿用的遺傳基因守則最新草
Kingdom as reference, the HKFI updated the Code of Practice -
擬本，修訂了《遺傳基因測試和保險實務
Genetics Testing & Insurance which is now re-named Code of
守則》，並易名為《遺傳基因測試實務守
Practice on Genetic Testing and, effective May 2005, would be
則》，新版《守則》於2005年5月生效，供
observed by both Life Insurance Members and General
壽險會員和承保醫療保險業務的一般保險
Insurance Members writing medical insurance business.
會員參考。
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