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Cutting-Edge Healing Center Opens in Scottsdale
New Facility Combines Non-Invasive Technology with Natural Healing to Optimize Overall Health
Five Money Myths to Ignore Renee A. Hanson, CFP®, ChFC®, CEP®, CDFA™, CFS®, BFA®, APMA®
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hen it comes to personal finance, what works for one person doesn’t necessarily work for another. That’s why money misconceptions can be so dangerous. Here are four common money myths you may have heard – and perhaps even believe – that need to be put to rest. MYTH #1: ALL DEBT IS BAD REALITY: Few people could afford to buy a home, if they didn’t have a mortgage. You might not have gone to college without taking out a student loan. Instead of avoiding all debt, make sure you have a plan to pay it off by addressing high-interest loans first. MYTH #2: AVOID ALL CREDIT CARDS REALITY: Credit cards offer flexibility that cash and debit cards can’t. Most card companies offer zero liability for any fraudulent transactions, while most debit cards have little protections if you find the fraud after a certain date. Plus, you can earn extras through your credit card rewards, like airline miles for your retirement travel plans. Instead of nixing credit cards, plan to pay back the balance in full each month, avoiding the high interest charges.
investor’s chances are nearly microscopic. Meanwhile, you lose out on gains if your money sits on the sidelines while you seek the perfect moment to play. Stock markets are notoriously unpredictable in the short term and they should not drive investment strategy for most investors. MYTH #4: PAY OFF YOUR DEBT BEFORE SAVING FOR RETIREMENT REALITY: If the interest on your student loans is 3.5%, but the expected returns in the market are 5%, then consider adding funds to your retirement account, since you’re making more than the loan costs. You could lose out on opportunities, like the benefits of compound interest, if you’re only focused on debt repayment. MYTH #5: YOU DON’T NEED A FINANCIAL ADVISOR REALITY: Many believe that a financial advisor’s only job is to beat the market. To believe that would be to miss the main point of why it’s helpful to have a professional in your money corner. At its core, a financial advisor’s job is to keep you on track towards your financial goals. Whether it’s retirement planning, saving for college or meeting other goals, an advisor can help you determine how to approach some of life’s biggest financial decisions. Having a trusted advisor, you can feel more confident in your financial future.
Morningstar Investment Workbook: “Waiting or Market Timing” MYTH #3: YOU CAN TIME THE MARKET REALITY: There are many factors that influence day-to-day stock moves—the unpredictable news A. Hanson, CFP , ChFC , CEP , CDFA , CFS , BFA , APMA , is a cycle, the economy, business decisions, rates and Renee Private Wealth Advisor with Affinity Wealth Advisory Group, a private wealth regulation—just to name a few. This why timing advisory practice of Ameriprise Financial Services, Inc. in Phoenix, Arizona. the market is so challenging, even for professional She specializes in fee-based financial planning and asset management and has been in practice for 29 years. To contact her visit www. traders. While someone might get it right once, in strategies affinitywealthadvisor.com or call (602) 923-9800. Her office is located at order to end up ahead, studies have found one 7010 E. Chauncey Lane, Suite #200, Phoenix, AZ 85054-3115. would need to guess correctly more than 65% of Investment advisory products and services are made available through Ameriprisein. Financial Services, a registered Putting I’ll work withInc.,you to findinvestment adviser. the time1.the needs of clients first is the approach I believe Ameriprise Financial Services, Inc. Member FINRA and SIPC. right a financial to help youinvestors plan for your©unique goals. And together, we’ll Iftheonly handfulsolutions of professional 2020 Ameriprise Financial, Inc. All rights reserved. track your progress overeach time,year, adjusting your plan along the way to help get you where manage outperformance the average 1
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A NEW MODERN HEALING CENTER, QUASAR QUANTUM HEALING, HAS LAUNCHED IN SCOTTSDALE, OFFERING CUTTING-EDGE, NON-INVASIVE, THERAPEUTIC MODALITIES, TEAMED WITH YOGA, GROUNDING, MEDITATION, AND NUTRITIONAL GUIDANCE. An alternative to conventional methods, the facility is designed to transform the body, mind, and spirit at a cellular level to optimize mental, emotional, and physical health. Quasar Quantum Healing targets the underlying causes of issues that are interrupting the natural state of health and well being, then employs customized treatments to restore overall wellness. Unlike conventional therapies, the treatments are designed to rebalance the body by rewiring neural pathways, promoting healing, and allowing healthier behaviors and habits to arise naturally, for lasting change. The healing center was founded by Monica B. Samuels, whose mission it is to heal others using tested and true methods that bring out the body’s natural defenses and avoid use of pharmaceuticals. The process, which utilizes both advanced technology and time-tested holistic methods, is Quasar Quantum Healing. Her discovery of this process empowered her to launch her daughter’s journey toward healing. “After witnessing the power of alternative healing practices during my daughter’s journey to wellness, I was inspired to make these therapies available to the public,”
Samuels shares. “We cannot underestimate the importance of our mental and physical health. I believe that we are what we think. All that we are arises from our thoughts, and with our thoughts, we make the world.” Quasar Quantum Healing benefits those dealing with a variety of physical, mental, and emotional issues, including: fatigue, joint pain, sports injuries, depression, anxiety, PTSD, and traumatic brain injuries. The facility currently offers multiple treatment plans that combine modern technology with holistic therapies. The center is home to the only walk-in, group friendly hyperbaric chamber in Arizona. Other cutting-edge modalities include the Theta Chamber, Repetitive Transcranial Magnetic Stimulation (rTMS), LED Light Bed Therapy, wellness IV drips, Quantum Foot Detox, AO Scan, Salt Therapy within a one-of-a-kind Himalayan Salt Chamber, and mobility training. Quasar Quantum Healing also hosts ongoing classes including Buti Yoga, Sound Journey, Soul Sunday Yoga, and Vinyasa Yoga. Treatments are by appointment only and can be booked individually or in packages and membership bundles. To learn more about Quasar Quantum Healing, visit quasarquantumhealing.com. Quasar Quantum Healing is located at 14809 N 73rd St., Suite 101, just below Scottsdale Quarter at the Scottsdale Airpark.
you want to go.
Renee A. Hanson CFP®, CEP®, CDFA®, CFS®, ChFC®, APMA® Private Wealth Advisor Affinity Wealth Advisory Group A private wealth advisory practice of Ameriprise Financial Services, Inc.
602.923.9800 7010 E. Chauncey Ln Ste 200 Phoenix, AZ 85054 renee.a.hanson@ampf.com affinitywealthadvisor.com
Ameriprise Financial Services, Inc. Member FINRA and SIPC.
8 • August 2021 • THE SCOTTSDALE STANDARD
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