PREMIER INSURANCE ADVISORS
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here is one word missing from Premier Insurance Advisors’ sign—but please know that it is very much by design. You will not hear the firm referred to anywhere as an insurance “agency,” for one simple reason. Insurance agents work for insurance companies. Premier Insurance Advisors does things a little differently. “We’re advisors first. As an agent, you are representing the company,” said Brian Knapp, one of the founders of this unique new idea in insurance. “We believe we’re the counterpoint.” Part of being that counterpoint lies in being able to offer something most large corporate insurance agencies cannot: truly personalized coverages and services. As a brokerage firm, they enjoy access to hundreds of different products, giving Premier Insurance Advisors the ability to completely tailor coverage to the needs and risks of clients across the Lowcountry, whether personal or business. Informing that personalization is a collective forty-six plus years of experience between the firm’s founders, Kevin Regan and Brian Knapp. The founders strongly believe in one philosophy: “We want to educate
the client, so when they walk out of here, they know exactly what they have, what they’re protecting and why they’re protecting it,” Knapp said. “We’re not an agency that is going to look at your existing policy and copy that. We’re going to look at it, dissect it, find any holes in it, and educate you.” Originally from Long Island, Regan also ran a large agency, but spent enough time in corporate insurance to realize there were limitations on what he was permitted to do for his clients. “One of the driving factors that took us out of the corporate world is that the corporate world does not focus on the client,” he said. “They do not want to have that hands-on experience with the client, which we feel is important.” Instead, Regan thrives on the way Premier Insurance Advisors puts an emphasis on direct consultation, where it is not unheard of for one of the founders to lay down complete coverage options and explain each right at a client’s kitchen table. “It’s the experience like our parents had with their insurance agent where they sat down and talked about things, not just put a piece of paper in front of you,” he said.
Knapp has compiled over a decade of experience in commercial lines insurance, something that he believes also sets Premier apart from other insurance options. “You can’t be everything to everyone, and you can’t be a Jack of all trades and be the best at what you do,” he said. “An educated consumer is our best client. What we follow in our practice is to be the best at what you focus on.” Likewise, since combining their experience, insight, and passion for helping clients, the founders of Premier Insurance Advisors have allowed themselves to be the best at what they focus on: delivering a customer-focused experience and personalized insurance with a human touch. Premier Insurance Advisors is located at 800 Main Street, Suite 201N, Hilton Head Island. For more information, visit premierinshhi.com or call (843) 6895300.