Main Office: 2920 Putnam Blvd. Walnut Creek, CA 94597 (925) 938-9984
Cabinet Shop: 1070 Detroit Ave. #D Concord, CA 94518 Email: calyorkcon@aol.com
License: B #620859 Linda & Randy Masukawa located at 3078 Deer Meadow Dr.
Blackhawk LIVING
Publication Team
Publisher: Jo Peek, Blackhawk Resident since 2014
Content Coordinator: Megan Scott
Blackhawk Resident since 2010
Designer: Emily Lund
Contributing Photographer: Kim Lind Photography
Advertising
Contact: Jo Peek
Email: JPeek@bestversionmedia.com
Feedback/Ideas/Submissions:
Have feedback, ideas, or submissions? We are always happy to hear from you! Deadlines for submissions are the 10th of each month. Go to www. bestversionmedia.com and click “Submit Content.” You may also email your thoughts, ideas, and photos to: mscott@bestversionmedia.com.
Any content, resident submissions, guest columns, advertisements and advertorials are not necessarily endorsed by or represent the views of Best Version Media (BVM) or any municipality, homeowners associations, businesses or organizations that this publication serves. BVM is not responsible for the reliability, suitability or timeliness of any content submitted. All content submitted is done so at the sole discretion of the submitting party. © 2019 Best Version Media. All rights reserved.
Hi Neighbors!
I’ve had a few similar questions asked recently by our neighbors so I thought that I would take the time to share the answers with the community.
As the founder and publisher of Blackhawk Living, I personally meet with every single owner of each business to approve them as a sponsor. The sponsors in our magazine are selected in the area of reputation, customer service and expertise in the category of business. Not every business is able to be guaranteed in our magazine just because they are in business!! I hope that you find Blackhawk Living as a protection filter for you, the consumer.
Furthermore, these sponsors make our community magazine possible - there are no paid subscriptions, it is delivered free to you each month! While you are free to deal with any business, inside or outside of this magazine, these businesses made a decision to be a part of our community. They want your patronage.
Without our sponsors’ generosity, our community magazine would not exist, so give them a chance and make them earn your business!
Fondly,
Jo Peek Founder & Publisher
We are devoted to sharing stories, events and news among our neighbors in this wonderful community. If you have a story, event or news to share please email me at mscott@bestversionmedia.com
Expert Contributors
Auto Sales & Service
Kerri Anderson Pleasanton Automall
Kerri.Anderson@hendrickauto.com 925- 737-5062
Dentist
Dr. Larry Porteous DDS
Larry Porteous Family Dentistry 925-736-9000
Financial Advice
JWM Wealth Management, LLC
Joe Morgan, CFP®, CFA 925-389-3889 joe@jwmwealth.com www.jwmwealth.com
Education
The Dorris-Eaton School 925-930-9000 www.dorriseaton.org
General Contractor
Cal York Construction, Inc. Cal York (925) 938-9984 calyorkcon@aol.com
Insurance
Roger Fernando State Farm Roger Fernando Agency 925-244-1700 roger@rogerfernando.com
Interior Design & Decorating Raashi Design
Sheeja Nair 925-236-0402 enquiries@RaashiDesign.com www.RaashiDesign.com
Jewelry, Diamonds & Timepieces
Steve Padis
Steve Padis Jewelry info@padisjewelry.com www.padisjewelry.com
The Pleasanton Automall is a luxury automotive dealership housing the Acura and Lexus dealerships located in Pleasanton, CA. In addition to our flagships, we also carry a wide selection of quality pre-owned vehicles. We pride ourselves in offering a World Class experience to all of our guests. Visit us today or contact us online to experience the Pleasanton difference.
Porteous Family Dentistry- Larry Porteous DDS and Linda Porteous RDH have been serving the dental needs in the communities of Rodeo,Vallejo and Blackhawk/Danville for over 30 years.They are a full service practice, eliminating, in most cases, the need for referrals. Offering extended hours for your convenience. “Our practices are dedicated to treating and preventing dental diseases in a friendly and relaxed atmosphere. We strive to give each person the same respect, concern and care we would expect as patients.
Joe Morgan is a fee-only financial advisor who acts as an educator, guide, and protector of wealth to individuals and families. He created his own firm after a successful investment career because he wanted to help people find clarity in their aspirations, resources, and risks. When he’s not showing how financial advice doesn’t have to be dictated by stuffy suited men from Wall Street, he enjoys tennis at Blackhawk Country Club and hiking the Tri-Valley area.
The Dorris-Eaton School serves preschool through eighth grade students and is recognized locally and nationally for its academic excellence. Strong writing, grammar, and reading classes are paired with interactive science, math and history courses. Foreign language, technology, art, music, and physical education are integral components of the program. Our experienced faculty provides the solid foundation that enables our graduates to succeed in the finest high schools and universities in the country.
Cal York Construction is a family owned construction and remodeling business operating for over 30 years in Walnut Creek and the East Bay. We have the expertise and talent to create your idea into reality. We’re conscientious and have a desire to serve our clients and make their remodeling dreams come true. We work closely with our clients to ensure that your project runs smoothly, on time and within budget.
Roger Fernando has been a State Farm Agent for 30 years, starting his insurance agency in 1988. Roger and his team are fully licensed. We take pride in giving personal, exceptional service, in talking and listening to our clients about their insurance needs. Our mission has always been to consult with customers as their insurance needs change, protect their insurance for the risks of everyday life and help recover from the unexpected loss.
Sheeja Nair is the founder/principal designer of award-winning Raashi Design. She specializes in creating interiors and custom homes that are thoughtfully conceived with an emphasis on elegance, comfort, functionality, and the homeowner’s personal style. Her international design work influences her approach to using color, texture and lighting in exciting, yet tasteful ways. An out-of-the-box thinker, Sheeja’s background in engineering and physics uniquely qualify her to solve challenging design issues.
Expert Contributors
To learn more about becoming an expert contributor, contact Jo Peek at jpeek@bestversionmedia.com.
Mortgages
Steve Cline
Preferred Financial 925-820-5557
SCline@PreferredFinancial.com www.PreferredFinancial.com
Music & Fine Art
Victoria Strochkova
San Ramon Music & Fine Art School -925-336-0181 sanramonmusic@gmail.com www.sanramonmusic.com
Orthodontics
Dr. Richard Anthony Blackhawk Orthodontics 925-736-3311 richard.anthony@blackhawkortho.com www.blackhawkortho.com
Pool Service
Jon Lubrano Atlantis Pools 925-736-0447 info@atlantispoolsdanville.com atlantispoolsdanville.com
Real Estate
Linda H Kralik, CRB, CRS Berkshire Hathaway HomeServices Drysdale Properties 925-998-9446 lkralik@pacbell.net
Rodent Proofing
Mike Scott and Anthony Lozano
Honest Rodent Proofing 925-433-3988 customercare@honestrodentproofing.com www.honestrodentproofing.com
Tree Service
Trex Donovan
Buena Vista Tree Service 415-531-1247 ntdonovan@yahoo.com www.buenavistatree.com
Unique & Custom Travel Experiences
Lori McDonald
Cruise Planners 925-380-6208 lmcdonald@cruiseplanners.com www.McDonaldTravel.com
Preferred Financial Group, Inc. is a local family owned business, funding over 11 Billion Dollars since 1979. We are the pioneer of the zero cost mortgage with access to over 15 national lenders and banks to obtain the lowest possible interest rate for your residential purchase or refinance. We listen, we educate, then perform like no one else in the industry.
Victoria Strochkova is a founder and Director of San Ramon Music and Fine Art School.
Mrs. Strochkova has more than 25 years of teaching experience; in 2008 she decided to collaborate her expertise and experience with other great teachers, which led her to idea to establish music school in San Ramon. Our school is happy to offer the highest quality music instructions and performance opportunities for students of all ages.
Mrs. Strochkova is a member of MTAC since 1998. She graduated from Kiev State Music College in 1988 and Kiev State Conservatory in 1993.
Richard Anthony, DDS MS
Originally from Minneapolis, MN, Dr. Anthony moved to Danville in 1970 with his family and attended the old Charlotte Wood Middle School and San Ramon Valley High School. Dr. Anthony attended the University of California at Berkeley and subsequently completed his dental education at the University of Southern California in 1990. Later that same year, he opened the current office location at the Blackhawk Medical Center where he practiced for over 27 years. Dr. Anthony, his wife Michele, and son Ryan live in Danville. The family can always be found up at Lake Tahoe either hiking, biking, skiing, boating, or relaxing at the beach.
Atlantis Pools Inc. is a family owned business that has been serving Contra Costa County for over 25 years. From pool repair, maintenance needs, remodels and updates, no job is too big or small for us. We take pride in the high quality service we give to each customer.
Linda’s love of the land began while growing up in Danville riding her horse through the open fields and trails that once crisscrossed the San Ramon Valley. Her most prized moments were early morning rides to the top of Mt. Diablo to watch the sun rise. Upon her return to the land of her childhood, Linda began her real estate career over 30 years ago and has achieved many awards and top honors in her professional field.
Anthony and Mike are the owners of Honest Rodent Proofing Inc. They have over 25 years of combined experience in business ownership, marketing/sales, and in the pest control industry. Mike lives in the Sacramento area with his wife and three girls. Anthony lives in Walnut Creek with his wife and three kids. In our business there are 3 simple rules we live by. One, treat every home as if it was your own. Two, Honesty and transparency is the only way to conduct business. Three, Family is not an important thing, it’s everything!
We are a family here at Honest and our customers are part of that family.
Buena Vista Tree Service is committed to preserving our urban forests and environment. They recycle 100% of our green waste into a reusable landscaping product. Trex safely and efficiently handles all types of tree emergencies 24 hours a day to eliminate tree risks to people and property and significantly reduce your liability exposure.
Lori McDonald, Travel Advisor, with Cruise Planners, wows her clients while considerately guiding their travel plans. Being passionate about helping her clients design the ultimate vacation, corporate travel, or assisting with a dream destination wedding, Lori’s expertise knows no bounds. Lori is professional, creative and detail-oriented. Each aspect of her clients’ land, sea, or river travel blueprint must be perfect.
Onix Marvel
Four-year-old Onix is a social guy who loves to say hello to every person who passes him by. With his big, brown eyes, how can you say no? This outgoing guy likes to go walks and explore the world around him, but likes even more is to snuggle up close to you for a good cuddle session.
The adoption fee for puppies <6 months is $300, for adult dogs is $250, and includes a discount on the first six-week session of a manners class.
Meet your forever friend at Tony La Russa’s Animal Rescue Foundation, 2890 Mitchell Drive, Walnut Creek, during adoption hours: Noon to 6 pm Wednesday & Thursday, Noon to 7 pm Friday, and Noon to 6 pm Saturday & Sunday.
Would you like to be part of the heroic team that saves the lives of rescued dogs and cats? Can you share your talents to connect people and animals? ARF volunteers are making a difference! For more information see our website, www. arflife.org, or call (925) 256-1ARF.
Six-year-old Marvel is a lovely lady who is sociable and enjoys soft petting! She likes to walk around with her cute little bob-tail high up, and get attention and take breaks when she likes. This charming kitty will be a delightful addition to your calm home!
The adoption fee for kittens <6 months $125 ($200 for 2) and for adult cats is $75 ($100 for 2).
Kingswood Cir
S Eagle Nest Ln
Kingswood Ct
Cottonwood Pl
Red Maple Dr
Quail Walk Ln
Fox Creek Dr
Whispering Oaks Dr
Deer Crest Dr
Quail Run Dr
Oakridge Ct
Cottonwood Ln
Kingswood Ln
Golden Oak Ct
Liquid Amber
Birchbark Pl
Blackhawk Dr
Quail Run Ct
Blackhawk Dr
Quail Run Ln
Active Real Estate Listings in Blackhawk
$839,000
$975,000
$999,000
$1,375,000
$1,399,000
$1,435,000
$1,529,000
$1,579,000
$1,599,888
$1,650,000
$1,668,000
$1,678,000
$1,725,000
$1,749,000
$1,749,000
$1,785,000
$1,849,000
$1,898,800
$1,928,000
$1,968,000
Deer Ridge Dr
Bent Oak Ct
Blackhawk Dr
Canyon Oak Ln
Mesa Oak Ln
Blackhawk Meadow Dr
Deer Meadow Dr
S Ridge Ct
Red Alder Ct
Quail Walk Ct
Blackhawk Dr
Blackhawk Dr
Country Club Ter
Country Club Pl
Eagle Ridge Dr
Eagle Ridge Pl
Red
Source: Rockcliff 2.0 5/10/2019
Ln
$2,049,888
$2,079,000
$2,288,000
$2,298,800
$2,397,000
$2,425,000
$2,450,000
$2,465,800
$2,758,800
$2,938,800
$2,989,800
$3,288,888
$3,388,800
$3,888,000
$4,700,000
$4,988,000
$5,900,000
$6,300,000
$6,500,000
$7,999,800
$15,500,000
the statistical data on this page. Any real estate agent’s ad appearing in this magazine is separate from any statistical data provided which is in no way a part of their advertisement.
Nagle Team is proudly representing yo ur community
465 Eagle Valley Way - Blackhawk Pending in One Week!
Gorgeous property situated on lovely .13 acre apx. lot within the gates of Blackhawk Country Club. Fabulous duet home with 2,236 sq,ft. apx. of gracious living space, 3 bedrooms and 2.5 baths. Stunning granite slab kitchen. Beautiful rear yard! Offered at: $989,000
NEW LISTING!
3685 Silver Oak Place
3 Bedrooms 2.5 Baths - 1,991 sq.ft apx. Offered at $825,000 Call for details!
50+ Years of Real Estate Experience and Over 1/2 Billion dollars in combined Blackhawk Sales
The Nagle Team provides Excellence, Service and Results
We work, volunteer and live as friends among friends in your community
Experienced Negotiation Skills to serve our client’s best interests
Extensive use of Technology based resources and Marketing
Your Real Estate Transaction will be handled with the utmost care
Real Estate is our Passion! Experience - Integrity - Service - Results
Barbara Nagle & Michelle Nagle
June CALENDAR OF EVENTS
Fri., June 14
Moonlight Movie- Little Giants
@Town Green- 400 Front Street
Looking for a little fun on Friday night? Bring the gang down to the Town Green for some fresh air and a great flick. Danville Moonlight Movies offer family friendly films in a picturesque outdoor setting under the starts. Don’t forget your lawn chairs, blankets and snacks! Crafts and activities begin at 6:30pm with the movie following at 8:15pm.
Time: 6:30-10pm
Cost: Free
Thurs., June 20
Comedy with Liz Grant & Friends, Stand Up Comedy Series
@The Village Theatre
In this monthly stand-up comedy series, Liz Grant brings a host of Bay Area and L.A. comedians to the Village Theatre. For more information, visit http:// www.villagetheatreshows.com/
Time: 7:30pm
Fri., June 21
Livorna Park Summer Concert
@Livorna Park, Alamo
Dance to the music of the Beatles. Delivering a heart-felt salute to the everlasting musical legacy of The Beatles.
Time: 6:30-8:30
Sat., June 22
Music in the Park
@Oakhill Park
Enjoy live music in a beautiful setting. Don’t forget your lawn chairs, blankets and picnic.
Time: 6:00-8:00pm
Cost: Free
Sat.-Sun., June 22-23
Danville Summerfest
@Hartz/Prospect Avenues
Featuring a dazzling spectrum of art, live music on stage and street corner and a Children’s Fair featuring pony rides, train rides and arts and crafts.
Time: 10am-5pm
Cost: Free
More information at www. danvillesummerfest.com
Mon., June 24
Paws In Need is happy to announce TIPS FOR CHANGE
@Gianni’s Italian Bistro
Welcome summer by treating your significant other to a tasty Italian dinner and help prevent animal overpopulation by attending the Paws In Need fundraiser on Monday, June 24th, 2019. Join us for dinner and raffle baskets 5pm –8pm at Gianni’s Italian Bistro, 2065
San Ramon Blvd., San Ramon! Choose your time to attend, make reservations and dine! You’ll have a special a la carte menu, from appetizers to main courses to dessert. Volunteers from Paws In Need will be serving you with style! All proceeds will benefit local animals. The Spay/Neuter and Urgent Care programs rely solely on public donations and contributions from the community to provide financial assistance for veterinary medical needs in the Tri-Valley area. Dinner prices vary and reservations are expected to sell out, so make yours today! Reservations are available by calling the restaurant at 925-820-6969 or by going Gianni’s page on Yelp. For more info, please contact event coordinator Lisa at 925216-1621 or lisawilliams.ca@gmail.com.
Fri., June 28
The Jazz Room Presents Broadway and Beyond!
@Village Theatre and Art Gallery
A night of music featuring acclaimed Contemporary Singer/Songwriter and chanteuse Eve Marie Shahoian with special guest singer, Eugene Ebner, a New York based, cabaret singer sensation, actor, TV host and producer. Enjoy music from Broadway shows, film, jazz and original music for the West Coast debut of Broadway and Beyond which will be at Birdland in NYC July 7th!
The evening will begin with an Open Reception of the Art installation INTO THE BLUE where you will enjoy complimentary wine and appetizers, and a wonderful evening of music beginning 5:30pm. Guitarist Jacob Galdes will play throughout the evening. Theatre opens at 7:30!
Time: 8pm
Fri., June 28
Moonlight Movie- Bolt
@Town Green- 400 Front Street
Looking for a little fun on Friday night? Bring the gang down to the Town Green for some fresh air and a great flick. Danville Moonlight Movies offer family friendly films in a picturesque outdoor setting under the starts. Don’t forget your lawn chairs, blankets and snacks! Crafts and activities begin at 6:30pm with the movie following at 8:15pm.
Time: 6:30-10pm
Cost: Free
Every Monday
Tips for Change Community Fundraising Events
@Gianni’s Italian Bistro Gianni’s Italian Bistro opens up their restaurant to support our local nonprofit community. Tips for Change is a fun and unique way for local charity organizations to raise much needed funds. Volunteers and supporters of local nonprofits suit up and become your servers for the evening with all tips and 10% of sales going to support their organization. This event occurs most Monday evenings between 5 and 8pm and is open to the public. Reservations required. More information at www. giannissanramon.com
Every Saturday Farmers’ Market
@Railroad Ave. Municipal Parking Lot - Downtown
Get the freshest seasonal fare at the Danville Certified Farmers’ Market. You’ll find fruits and vegetables direct from local farmers, along with fresh-cut flowers, bedding plants, fresh breads, and delicious specialty food items you can eat in the market or take with you to enjoy at home. It’s the perfect place to stock up for the week, or shop al fresco while socializing with friends. This event is located at Railroad & Prospect Avenues and offers free parking in the adjacent lot. Time: 9am-1pm
More information at www.pcfma.com
Trending in 2019
By Linda H Kralik, BHHS Drysdale Properties Blackhawk Resident since 1984
After your “Spring” clean out maybe it is time to take a long look at your home. Maybe this is the time you want to “spruce up” a room or two by adding some color or re-tiling, or maybe just “get into this century of updating.” In the past the trends were dominated in the tech-obsessed décor of 2018, with it’s stark contrasts, sharp lines, and hard utilitarian surfaces. Fortunately, 2019 is trending toward a softer look, using more color and natural materials. Here are some ideas for introducing more natural elements to your home.
Rose gold and subway tiles were extremely hot trends in 20172018 that are now seeing a softer side in 2019. Soft pink tones
OsteoStrong® is the first ever system developed specifically to help you strengthen the foundation of your body – the skeletal system.
Unlike other health solutions, you don’t have to spend hours at a gym or exert physical energy that will leave you feeling tired by the time you’re done Just show up as you are and we’ll handle the rest!
• Fast: less than 10 minutes
• Will not leave you feeling fatigued or sore the next day
subdue the grays and warm the room. The subway tiles are still in use but finding more pattern differences than just the straight line off-set. For instance, Herringbone and Basket Weave are just a few of the different designs now being used. As for the rose gold of 2018, there will be less of this and more metallic objects introduced into the décor of the home. Copper accents mixed with additional metals bringing out the reds and orange tones making a more earthy hue.
Older fabrics, such as large print patterns and velvet, are seeing a resurgence. Once viewed as luxurious yet funky, the multidimensional patterns and velvet sofas and settees are leading the way for being the most desired trend for 2019. This decorating trend has been around in this year and gaining popularity. However, we will also see floral patterns in a new light. Decorators expect to find exaggerated proportions and contrasting colors used for this timeless decor pattern.
• Sweat-free
• Painless
• Once a week
While muted colors prevent spaces from feel overwhelming, the 2019 trend is the use of bolder colors. The present belief is that 2019 will be a year where bolder colors are preferred. Richer hues throughout your home can make your more muted furnishings and decorative decor pop. Look for places you can use dramatic reds, or make a statement with pinks, bold yellows or organic green colors.
In addition to the above suggestions, here are some other ideas seeing a comeback, in a new way. The use of bucket sinks, matte finishes on furniture, canopy beds, burnt yellow accent colors, metallic accents, and Artesian Lighting.
Moving toward fresh, natural materials such as stone, copper, concrete, and granite. will help bring an organic and serene ambiance to any space while reflecting the world around your home. So bring on 2019 in your home.
Invest in Hope
By Jo Peek, Resident since 2013
Spend With Joy
Linda Kralik
Blackhawk Resident for 33 Years
• Born and raised in the Danville area
• A Member of the DD Riders
• Five years on the San Ramon Valley AAU Swim Team
• Moved back to Blackhawk in 1984
• Blackhawk Country Club Member since 1984
• Served as President for Women’s Tennis Asscociation
• Served as President for the Blackhawk Swim Team
• Served on numerous Blackhawk Country Club Committees
• Blackhawk HomeOwner’s Association Board member for over 17 years
By Joe Morgan, CFP®, CFA, Principal: JWM Wealth Management, LLC , Resident since 2004
How can we find joy in our spending?
When we know it aligns with our values and goals.
This sounds simple, but is not so easy to do in real life. First, we don’t often think about our values.Things like good health, caring for family, or securing a thriving future do not come to mind as we browse on-line or stand in the grocery store.
But they should.
Our values should be front and center to our life every day. They should be obvious in our goals and our actions. And, certainly in our spending.
One way to get there is to define our goals and keep them written down in front of us as a reminder. However, I find that this can only work over the short run as such rote, repeated processes tend to wear us down over time.
Instead, I propose that you simply “know” where you spend your money.
A quick review of your spending forces you to consider whether it is aligned with your values. Because your values define who you want to be, this review acts as a check on how you’re doing versus who you want to be.
So, where does the joy come in? When your spending review shows you’ve fully aligned with your values, you will know you are spending with joy!
JWM Wealth Management, LLC is a Registered Investment Advisor with the State of California and Joe Morgan is a fiduciary to his clients at all times. If you’d like to ensure your finances are on the right track, schedule a call with Joe at www.calendly.com/ jwmwealth. You can also learn more at jwmwealth.com.
Biscuits And Blues: Live Nightly Music And Southern Cuisine In The Great City By The Bay
By Mike L. McColgan, Resident since 1990
In an effort to dine at all 3000 San Francisco restaurants (900 and counting), my wife Linda and I recently had the pleasure to experience Biscuits and Blues.
Located near Union Square in the heart of San Francisco, Biscuits And Blues offers live blues music in an intimate venue from local, regional and national bands.
It is a fun experience of great music, southern inspired cuisine, salads, New Orleans gumbo and a unique drink selection. We enjoyed the gumbo, biscuits and a drink called the Kings Sazerac. This drink was a blend of Bullet Rye Bourbon, Bitters, Pernod and lemon peel that complemented the music perfectly.
from California and made his mark in Nashville. He gained national recognition when he was a semi finalist on the popular Voice talent show. His voice was soothing and packed with power just like our Kings Sazerac libation. It is no wonder he did so well on the Voice. We went to the 7:30 show and arrived at 6:30 to enjoy dinner before the show. There is also a 10:00 pm show.
We would highly recommend this long time San Francisco icon. It is a great place to enjoy live music and great food for any business gathering, special occasion, holiday or birthday celebration.
For more information and to make reservations go to: https://biscuitsandblues.com/
We had the pleasure to experience Pryor Baird. Pryor is originally
How to Keep Critters out of Your Pool
By Jon Lubrano, President, Atlantis Pools Inc.
The fact is bodies of water are a natural habitat for many animals, including those that can cause serious harm like snakes and spiders. They prefer darker, more vegetated areas, which provide some protection from predators, but your pretty blue pool will sometimes do the job. Snakes are most active AprilOctober, and spiders are seen year-round.
In my years of pool service, I have seen firsthand how dangerous bites from Black Widow and Brown Recluse spiders can be along with rattlesnake bites.
The best way to avoid contact with these creatures is to discourage them from using your pool as their own private oasis. Spiders love to build webs around pools because they like damp areas and because pools attract flying insects, which is a favorite meal of spiders. Hanging out near your pool could mean an easy dinner for
Helping families who want clarity in their financial lives.
As a fiduciary at all times, I… ...provide clarity and peace to families regarding their financial lives ...serve families who have never worked with an advisor before, but are now facing one of life’s stressful transitions ...believe in knowing your aspirations, resources and risks. Understanding these is the first step toward clarity and peace
My firm exists because financial stress is far too high for the average person. A little education combined with some strategy and a lifetime of coaching provides the confidence that allow our clients to live out their years with peace, dignity, and independence.
them. Be extra aware of damp and dark areas like underneath a pool skimmer or cover. We also frequently find them in the nooks and crannies under equipment. Trim any bushes or vegetation around your pool. Spiders hide in vegetation and search for prey. If the vegetation is eliminated, the spiders have no reason to spend time in or around your pool. Outside shoes can also be a hazard. Many people leave a pair of shoes outside to slip into. That’s where spiders can hide. If needed, there are also insecticides that can be very effective.
Contact Info: joe@jwmwealth.com
Website: www.jwmwealth.com
Blackhawk resident for 15 years
One of the scariest potential problems when taking a dip in the pool is to find a snake. Most snakes you find in or around your pool are relatively harmless, however we have seen an increase in the rattlesnake population this season. Snakes can be difficult to get out of water once they make their way into it, so prevention is the key to such a problem. While there is no foolproof snake repellent, you can make the area unappealing to them. Ensure grass around your pool is kept short. The taller the grass, the more likely snakes will come around. All tall weeds should be removed as well. Next, remove any clutter, such as toys, pool supplies or tools from the ground. Wood, mulch or compost piles should be as far away from the pool as possible. Any potential hiding spot for snakes will increase the chance of them making their way into the pool. Keep in mind; food scraps and birdseed can attract rodents, which in turn can attract snakes. Lastly, keep a pool cover on when you are not using your pool. This is especially important at night when snakes feel more comfortable coming around homes.
Most importantly, if you feel you have been bitten by one of these poisonous creatures, assume the worst and go to the hospital immediately. Stay safe!
Contact Atlantis Pools at (925) 736-0447, email info@ atlantispoolsdanville.com or visit us online at www. atlantispoolsdanville.com.
Golf Destination: Seven Canyons Stunning Red Rock Cliffs in Sedona, Arizona
By Chuck Fox, Owner, Quintessential Golf, Resident since 2012
Multi-hued rock formations vertical from the high desert floor depict a hypnotizing landscape that changes color with the light. Perhaps the most impressive vistas in the entire Southwest astonish us in the canyons near Sedona, Arizona. With almost 2 million acres of national forest, Sedona is a sanctuary for hiking, biking, and “jeeping” among the red-rock pinnacles, arches, walls and cliffs. But don’t overlook the spectacular golf.
Carved through the canyon floors is the magnificent Seven Canyons Golf Club sporting 360-degree views that take your breath away. Only 20 minutes from the village center, yet Seven Canyons feels remote. Nearby, the 70-acre world class Enchantment Resort presents a quiet, relaxing immersion experience for both the body and the mind. Sporting panoramic views of the red rocks and mesmerizing sunsets, guests enjoy access to the members only course.
At 4700 feet elevation, Seven Canyons Golf Club averages ten to twelve degrees cooler than Phoenix two hours to the south. At this altitude pine trees, including some towering Ponderosas, flourish side-by-side with the desert flora in this vegetative transition zone. “We’re part of the largest continuous scott pine forest in the nation,” remarked Dave Bisbee, Director of Golf, longtime PGA member, a golf aficionado and industry luminary. A 200-acre island circled by the Coconino National Forest, architect Tom Weiskopf sculpted the holes on a broad scale to boost the impact of the panoramic vistas.
Weiskopf’s layout takes advantage of the rolling terrain and abundant trees to mislead the proper tee shot target line on many holes. Hence, the best starting line may differ from expectation. Bunkers are targets, either short or long, hence the driver is not always the right choice. Yet, this desert courses sets up much like a links course allowing running shots up to many greens. Hence, most would call this a heathland course.
Fairways are a bluegrass/rye mixture and the well-manicured greens are a creeping bentgrass.
A hole that stands out for members and visitors alike, number 3, is a 154-yard par 3 from an elevated tee. The short carry to reach the green is not great considering the elevation, but the menacing bunkers in front and the panoramic views of the surrounding red rock formations are enough to distract even the most focused player from the task at hand.
Water borders the right side of the 310-yard par 4 sixth, a picturesque hole that’s a good birdie opportunity if you stay left. The following hole, number seven, is a wonderful 178-yard par 3 over water. Get through these two and you’re finished with water. Now enjoy the mesmerizing scenery.
Breathtaking – panoramic view from the par 3 fourth tee at Seven Canyons Golf Club
Holes eleven and twelve stand out for me. They are short back-to-back par fours. Eleven is straightaway uphill 330yard hole with a devilish blind green sloping away and framed by red rock cliffs in the distance. The 285-yard par 4 twelfth is another favorite that sets up an attractive risk/reward trade-off. Two fairways are evident from the tee, bisected by two center bunkers. If you opt for the tiny grass patch on the left side of the fairway, you have a short pitch or putt to the green setting up an easy birdie.
There are other courses in the area, but this is the quintessential golf in Sedona.
If You Go:
Course Info: Seven Canyons (https://www.sevencanyons.com) is residential community with an eighteen hole private club that provides access to guests of the nearby Enchantment Resort owned by the same entity.
Location - Twenty minutes northwest of Sedona, Arizona in Oak Creek Canyon. Thirty-seven miles from Flagstaff, Arizona. One hundred twenty-five miles north of the Phoenix Sky Harbor Airport.
Lodging - Four miles west is the venerable Enchantment Resort (https://www.enchantmentresort.com). Resort guests have access to the private Seven Canyons Golf Club. Other lodging in Sedona twenty minutes to the south.
Quintessential Golf
(https://www.quintessentialgolf.com)
A source of golf travel inspiration, Quintessential Golf online magazine spotlights the most spectacular, enduring and scenic courses, resorts and golf adventures. Written from a player’s point-of-view, articles include magnificent high-resolution course images. Brought to you by Chuck Fox, single-digit golfer, writer and photographer based in Danville, California, he is fulfilling his passion and dream to play, photograph and share the romance and beauty of golf throughout North America.
Solitude – pine trees frame red rock cliffs on par4 ninth hole at Seven Canyons Golf Club
New Purchase/Refinance Mortgage…. Pay Points & Fees or Take the No Cost Option?
By Steve Cline, Preferred Financial
Mortgage loans for purchases and refinances will always carry thousands of dollars in points and fees. Options for paying the fees include paying them upfront, adding them to the principal (in effect, financing them) or my preference: opting for a slightly higher interest rate and doing a zero-cost loan.
Below is an actual loan that closed at the end of April 2019, with the differences noted between paying fees up front and the zero-cost mortgage. I never recommend financing fees so that option is left out of the analysis.
The loan in this example had an under-75% loan to value, a 720 credit score, a loan amount of $585,000 and 1.3% points charged. Using those parameters, the points and fees (including all nonrecurring closing costs such as the appraisal, title, escrow, etc) total $10,378.
If paying the fees upfront, the 30-year fixed rate would be 3.71% with a monthly payment of $2696. If choosing the zero-cost loan option, the rate would be 4.18% with a payment of $2854, a difference of $158 monthly. Dividing the cost for the same loan amount by the difference in the monthly payments ($10,378 divided by $158), it would take 65.7 months to recapture the fees paid upfront.
I almost always recommend the zero-cost option. It not only frees up cash but also allows you to refinance if the rates go down within those 65.7 months with no penalty.
As always, I will be happy to give you all options available for any given purchase or refinance.
“We listen, we educate, then we perform like no one else in the industry.”
We provide home financing services, including Fannie Mae, Freddie Mac, jumbo and portfolio home mortgage products. We are a family owned business since 1979, when we pioneered the zero cost loan.
Steve has been a Blackhawk
member since
Blackhawk Women Upcoming Events
By Mary Plissey, Resident since 2017
Blackhawk Women was established in 1985 by five women with the goal of uniting women in friendship through the sharing of fun, food, and common interests for all women residents of Blackhawk and Blackhawk Country Club. 33 years later, we maintain over 300 members. Each month, we offer the members of Blackhawk Women more than 30 activities to participate in. The benefits of becoming a member of Blackhawk Women are not limited to instant friendships, great ideas, and memories to last a lifetime.
UPCOMING BLACKHAWK WOMEN EVENTS
Day Away with Oakland A’s & Hangar 1 Vodka: June 11th
Sangria and Tapas: June 12th
Women of Soul, Dance the Night Away: June 19th
Summer Solstice White Party & Bocce: June 22nd
Summer Time Tea Party: July 18th
Save the Date: “Special Event” August 14th
All events require a Blackhawk Women membership. For many of our events, couples are welcome.
Other Activities Include: Book Buzz, Bridge, Bunco, Culinary, Hand & Foot, Knit n’ Stitch, Mah-Jongg, Mexican Train Dominoes, Movie Diva’s, TGIF, Wine & Dine, & Other GREAT EVENTS!
JOIN US!
Annual Membership is only $60
Please visit our website to JOIN US! http://www.blackhawkwomen.com/about You can also E-Mail marlene.m.williamson@gmail.com
Why Do Some Children Undergo Orthodontic Treatment at an Early Age?
By Richard Anthony, DDS MS, Blackhawk Orthodontics
Asan orthodontic practitioner for over 27 years, I often get asked by a parent, “Why do some of my child’s 2nd grade classmates already have braces?” When you think about it, this question makes sense because, on average, a child does not have all of the permanent teeth erupt until four years later at age 12.
The American Association of Orthodontists recommends that all children get an orthodontic evaluation by a specialist at the age of 7. A check-up at this age may reveal that a child’s bite is just fine. Or, the orthodontist may identify a developing problem but advise that he continue to monitor the child’s facial growth and dental development periodically; and then, if indicated, begin treatment at the appropriate time. In other cases, the orthodontist may find a problem that can benefit from early (interceptive) treatment.
Early treatment may prevent or intercept more serious problems from developing and may make treatment at a later age shorter and less complicated. In some cases the orthodontist will be able to achieve more optimal results that may not be possible once the face and jaws have finished growing.
Early treatment may give your orthodontist a chance to:
• Guide jaw growth
• Lower the risk of trauma to protruded front teeth
• Correct harmful oral habits
• Improve appearance
• Guide permanent teeth into a more favorable position
• Create a more pleasing arrangement of teeth, lips, and face
Some signs or habits that may indicate the need for an early orthodontic consultation include early or late loss of baby teeth, difficulty in chewing or biting, mouth breathing, thumb or finger sucking, crowding, displaced or blocked-out teeth, biting the cheek or roof of the mouth, teeth that meet abnormally or not at all, jaws or teeth that are out of proportion to one another, and a smile that is not symmetrical.
Because patients differ in both physiological development and treatment needs, the orthodontist’s goal is to provide each patient with the most appropriate treatment at the most appropriate time. Through an early orthodontic evaluation, you’ll be giving your child the best opportunity for a healthy, beautiful smile—for a lifetime!
Lovely
Thai Rice Noodles with Tofu
By Parisa Z. Ambwani, Resident since 1983
Serves
6
• 4 eggs, lightly beaten
• ½ cup olive oil, divided
• 12 oz. organic firm tofu, drain and cut into bite-size pieces
• 1 teaspoon sea salt, divided
• ¼ teaspoon black pepper, ground
• 2 large white onions
• 1 bunch of scallion’s tops, shredded
• 6 cloves of garlic
• 1-inch ginger root, peeled and chopped
• 8 oz. organic Thai rice noodles, cooked in boiling water for 5 minutes, rinsed with cold water, drained and cut into smaller pieces.
• 12 oz. mung beans sprouts
• 1 tablespoon tamari sauce and 1 teaspoon tamarind paste (mixed together)
• 1 teaspoon brown sugar (to be mixed with tamari and tamarind sauce)
• Garnish:
• 2 red radishes (shredded), arugula sprouts and butternut lettuce
• Make soft scramble eggs in ¼ cup heated olive oil and add tofu, ¼ teaspoon salt and black pepper; gently stir and set aside in a covered bowl.
In a large heavy bottom frying pan, stir-fry onion, scallion’s top, garlic and ginger in ¼ cup heated olive oil until golden-brown. Add scramble egg-tofu mixture (broken into small pieces), rice noodles and sprouts. Add tamari sauce mixture and gently stir a few times. Transfer food to serving plate and garnish with radishes and arugula sprouts. Decorate the perimeter with lettuce. It is a pretty and delightful dish.
© 2017 Parisa Ambwani ----- All rights reserved www.enlightenedrecipes.com
About Parisa Z. Ambwani:
Parisa, a native of Persia who moved to Blackhawk in 1983, has a BA in Fine Arts. Deeply influenced by her mother’s cooking, she has spent three decades writing cookbooks and pairing food with her poetry, philosophy, herbs and spices, and herbal teas. Parisa’s unique cookbooks are known for their merging of useful culinary information with a clear understanding of the relationship with other human beings and with the universe. She has followed this recipe to write and photograph six books that weave her beliefs into caring words on how to live life to the fullest. Learn more by visiting her website, enlightenedrecipes.com
Blackhawk student making name for herself as drag racing champ
By Megan Scott, Resident Since 2010
Blackhawk resident, Leigha Miller is a 16-year-old super star in the world of drag racing, holding the title of Western United States Drag Racing Champion.
The Monte Vista Sophomore is also class president, plays tennis and basketball, and maintains an excellent GPA.
Leigha and her father, President of The Restoration CleanUp Company, Dean Miller, have lived in Blackhawk for two years. You can find Leigha competing in the upcoming NHRA Division 7 Jr. Drag, and Jr. Comp Races. We will be cheering for our Blackhawk local!
We Should Have More Residents Connecting With Their Neighbors
By Aaron “Wally” Barger, Resident since 2012
TheBlackhawk service area consists of a fully staffed police department, which provides security and safety services for our residents and guests. Of course, they are not alone because the County Sheriff’s Office provides a variety of backup services as does the cities of Danville and San Ramon as well as the California Highway Patrol.
You would think with such horsepower our little community is well protected, and it is. Even when criminals are highly motivated, they still need to seek out vulnerable victims. The Blackhawk police are always on the lookout for potential situations that leads to a crime.
is a very useful step to protect your home, property, and family. Another low cost way to protect your property is to leave one LED inside light and several LED outside lights on each night. Further, lock all your doors before retiring for the night or while away.
Your involvement in the Blackhawk service area is vitally important. Your participation in forming a network of neighbors on your block will enhance the safety and security of the community. Further, forming a Neighborhood Watch program in cooperation with the Contra Costa County Sheriff’s Department will increase your residents’ awareness and ensure additional support for the police officers in performing their responsibilities.
It is obvious that police presence in our community is very important and an essential service for all of us. But, if you and your neighbors were to take an active role in watching out for one another, you will enhance community police security services by increasing the “eyes and ears” on your block.
If you have not established a viable network with your neighbors to mutually agree to keep a lookout and notify one-another, including the police, about any questionable or aberrant behavior around your property, you need to create such a network. This
If you have any questions regarding this article or want additional information, please contact me at aaron.barger@yahoo.com. If you or any of your neighbors are interested in forming a Neighborhood Watch Program, you can contact me or call the Contra Costa County Sheriff’s Department, Crime Prevention Unit, and ask for Christina Lind-Winters at 925-313-2682 to schedule an orientation meeting. There is no charge for this service, but your participation in this prudent step means a safer more secure community for all of us.
Raashi Design's expertise and personalized service create spaces that express your distinctive style - from one room design to whole house remodel
Check out the 9ers
By Linda Marver, Resident since 2007
June is busting out all over…….and the Niners have a jam packed month. Team play, Pep Rally pre-Team Play Golf Cocktail party, Nine and Dine, Exchange day and our regular play dates! Whew!!! Longer and warmer days are perfect for golfing and friendship. If you are looking for a golf group to join, please contact Donna Wamsley at (925)5942271 or donnawamsley@att.net
Team Play
June 25: Stonebrae Country Club-Hayward Cocktail Party
June 24th
July 23: Sequoyah Country Club-Oakland Cocktail Party July 23rd
Contact: Dale Muth at dalem@jbtproperties.com or Mary Porteous at mary.porteous@comcast.net
Nine Play Dates for June
June 2nd: Nine & Dine
June 6th: No Play (men’s classic)
June 13th: Lakes, back, Board Mtg., TOC #2
June 19th: Exchange Day with Orinda CC @ Orinda
June 20th: No Play (BWGA Classic)
June 25th: Team Play Stonebrae
June 27th: Falls, front; Charm Day
Blackhawk Niners Charm Day Results
Charm Winner Linnell McRee
Ace of Aces-Low Gross Barbara Walsh
Ace of Aces-Low Net Linnell McRee
Most Improved Dale Muth
Flight A
1st Place Low Gross Linda McColgan
2nd Place Low Gross Denise Kehunen
1st Place Low Net Denise Mallozzi
2nd Place Low Net Sandy Davis
Low Putts Denise Kehunen
Flight B
1st Place Low Gross Jo Peek
2nd Place Low Gross Sally Ryan
1st Place Low Net Briana Lin
2nd Place Low Net Etienne Melcher
Low Putts Sally Ryan
Congratulations to all the winners!
Happy Golfing
Linda Marver
Honorary Niner Peggy Sornborger
Repetitive Strain Injuries
By Dr. Asha Bajaj, Resident Since 1986
Repetitive strain is related to the overuse of muscles and tendons in the upper body.
Certain things are thought to increase the risk of RSI, including:
• repetitive activities
• doing a high-intensity activity for a long time without rest
• poor posture or activities that involve working in an awkward position
Cold temperatures and vibrating equipment are also thought to increase the risk of getting RSI and can make the symptoms worse. Stress can also be a contributing factor.
If you work at a computer all day, make sure your seat, keyboard, mouse and screen are positioned so they cause the least amount of strain.
Let’s begin with a few basics:
Most of the back and neck strains that occur are often due to repeated patterns. The combination of prolonged poor posture, faulty mechanics and lack of movement during the day, sets up a
cycle of pain, stiffness and subsequent disability.
The human body is designed for locomotion not for sitting for prolonged periods.
Anatomy:
The spine is divided into 3 levels: the cervical spine consisting of the top 7 vertebrae, thoracic spine attached to the ribs by the 12 vertebrae and the lumbar spine (5 vertebrae) attached to the pelvis with the sacrum junction. The spine has 3 natural curves slightly forward (lordosis), at the cervical (neck) and lumbar region, counterbalanced out by a slightly backward curve at the thoracic spine.
As long as we maintain these 3 natural curves the biomechanical forces are distributed evenly and efficiently, allowing for pain free motion. However sitting often reverses the curve in the lumbar region and pushes the head forward putting the neck in a vulnerable position!
Adding insult to this injury is the use of laptops and handheld devices and your head may not look up for many hours!
Posture:
First of all find ways to re-position yourself so the neck retains its natural curve forward (lordosis). A simple way to accomplish this is to sit on a seat wedge so your knees are slightly lower than your hips giving you back the 2 natural curves at the lumbar (low back) and your cervical (neck) spine. Alternately you can roll up a small towel and place it in the small hollow of your back.
In standing, think of your head attached to a string on the ceiling. Tuck your chin in slightly focus eyes at an object on eye -level and pull yourself upright for good posture.
Ergonomics:
Now take a look at your work surface: Do you use the computer at home on a kitchen table or at a work desk or mainly on your lap?
Each of these surfaces requires you to follow a few basic principles:
--Maintain the natural curves of the spine
--Keep arms/hands in the “piano position”.
--Monitor needs to be at a 15 degree angle to avoid eye strain
--Sit to face the monitor directly ahead of you; hold book or reading materials up to your eyes rather than hang your head while reading.
--Use a foot wedge if your feet are off the floor.
PORTEOUS FAMILY DENTISTRY
Larry Porteous D.D.S. + Linda Porteous R.D.H.
We are celebrating 29 years in practice in the Bay Area. Our practice is dedicated to treating and preventing dental diseases in a friendly, relaxed atmosphere. It is our philosophy to give each person the same respect, care and concern that we would want to receive as a patient.
If you have an aching tooth, want to maintain your good dental health, are interested in improving your smile or just have questions or concerns, please call our office. We look forward to meeting you.
Mechanics:
When you are sitting at your work surface ,you should be facing the monitor and have everything else within reach of an arc of 45 degree angle .This allows your telephone, calculator etc to be within forearm reach with arms tightly sitting by your body rather than the constant reach and bend involving the shoulder and torso.
Stretching exercise:
Take a stretch break every 30 minutes from your computer work. Preferably get up and walk around for 5 minutes. Avoid eating lunch at your desk, instead plan to take a walk outside for lunch. This gives you a much needed and timely break making you infinitely more productive with your afternoon shift.
The guiding principle is your body’s comfort and response. If anything seems to stress the neck and back, please modify per your therapist’s direction.
It’s the Neck-sus of information, behavior change and practice of good habits that will allow you to preserve and use your body for the long haul!
To your health—Cheers!
Dr. Asha Bajaj, PT/DPT has 30+years experience in a variety of settings including the management and operation of an outpatient private practice in Walnut Creek. Asha has served in Bhutan, India, Vietnam and Malawi, Africa with Health Volunteers Overseas to train and develop their Physical therapy program. Asha has a special interest in Women’s health and did her doctoral project in the area of Bone health and Osteoporosis. Her goal is to promote health and lifelong wellness.
The Summer Slide: A Ride You Don’t Want to Take
By Peggy Arman, The Dorris-Eaton School
School is almost out for the summer. Although summer break is a reprieve from enforcing early morning wakeup calls, packing lunches, and managing car pools, parents trade these tasks to focus on ensuring there is a balance between learning and leisure activities. It can be a struggle to counter the “summer slide.” Unlike the term implies, a summer slide isn’t the newest attraction at Waterworld. It’s the loss of academic skills, particularly in reading and math, that occurs when children are home for the summer without stimulating activities to fill their time.
While parents intuitively know that a variety of events are needed to keep their children occupied, they may not realize the cost of a summer focused on being busy rather than being stimulated. Duke University summer-learning expert Harris Cooper collected and analyzed over a century’s worth of academic studies and
“concluded that, on average, all students lose about a month of progress in math skills each summer.” However, after monitoring the progress of students from kindergarten through high school for over 20 years, Johns Hopkins University researchers found that “the better-off kids held steady or continued to make progress during the summer-- but disadvantaged students fell back.” Why? Parents of well-to-do students tend to enroll their children in quality summer schools and camps. Summer programs that review, apply, and extend concepts learned in school keep the mind active. Writing, literature, and math workshops offer opportunities for students to practice their skills and enjoy learning. Experiences that require students to problem solve and/ or expose them to new ideas and skills keep their minds active. Debate sessions, for example, teach participants to analyze and summarize information into a coherent argument as well as present and defend their point of view. Robotics classes typically teach a programming language, problem-solving skills, and working well in a group.
In addition to high-quality camps, parents who model the importance of reading and require summer reading see improvement in their children’s ability to comprehend material. When families discuss the books they have read, it creates an opportunity to share perceptions. Frequent trips to the local library and participation in a summer reading program are valuable as well. Equally important are educational trips to parks and local museums to broaden horizons. Even the annual summer vacation can enhance learning when children prepare the trip budget, use a map to determine the best route to travel, and prepare a guided tour of the locale. Keeping children meaningfully involved staves the summer slide and minimizes struggles over screen time.
Give your children an educational advantage this summer by purposefully selecting an array of summer sessions, workshops, and camps that keep their minds actively engaged. The “summer slide” is one ride you don’t want your children to take.
Annual Bay Area Tackles ALS Dinner
Former NFL’er Eric Scoggins Sr. lost his battle to ALS in 2009. Since that time, his wife Shonta has continued to fight to fulfill Eric’s vision of highlighting the awareness and funding a cure to end ALS. In celebration of the tenth anniversary of Eric’s passing, Shonta, along with Eric’s long-time friend and teammate, NFL Hall of Famer Ronnie Lott, is bringing together multiple organizations to help honor Eric by hosting the Bay Area Tackles ALS event in an effort to raise funds to develop drugs to stop ALS. These organizations joining the fight with Shonta and Ronnie include All Stars Helping Kids, Eric’s Vision, The ALS TherapyDevelopment Institute, Corey’s Crusaders, and Osiel’s Arsenal.
On Saturday, July 27, 2019 All Stars Helping Kids in conjunction with Eric’s Vision, TDI, Corey’s Crusaders and Osiel’s Arsenal, will be hosting the 1st Annual Bay Area Tackles ALS Dinner to continue the awareness of this disease and to raise funds. The event will be held at the beautiful Blackhawk Museum in Danville (Northern California) and will include an evening of food and
fun as well as a silent and live auction! We will have former and potentially current athletes in attendance along with other celebrities!
Sponsor and Register online https://www.allstarshelpingkids.org/bayarea-tackles-als/
We’re bullish on the future. Yours.
The world is changing fast. While change can provide opportunities, it also raises questions about the future. Through honest conversations about your life and your priorities, we’ll find out what you want your future to look like, and develop a strategy together to help make it happen.
925.945.4879
925.946.3087 Merrill Lynch
1331 N. California Boulevard Suite 400
Walnut Creek, CA 94596
fa.ml.com/morasky-claywealth-management
Summer Travel Jewelry Care
By Steve Padis, Steve Padis Jewelry, Resident since 1989
Weekendgetaways, jaunts to the beach, and fullfledged vacations are perks that pretty much come with the territory during the summer months, so it’s no wonder that summer fashion tips such as what to wear, what to pack, what to buy—are at the forefront of our minds right now.
One thing, though, that’s not quite as readily on our radar is the idea of jewelry, and how the summer months might affect our pieces. Namely, how we can protect our beloved rings, jewelry, necklaces, and earrings from the season’s elements, and how we can keep them secure while jetting off somewhere sun-filled.
Our jewelry can take a serious bruising when exposed to summer activities such as lounging in the sand, applying suntan lotion, and traveling. Whether your summer plans include a weekend trip or a week abroad. Here are some helpful hints to keep in mind while you enjoy the beauty of summer:
1. Sunbathe without your gems
Sunscreen can coat gemstones, which reduces refractive and reflective light. Essentially, this means your stones won’t be as brilliant or sparkly. To avoid this, leave your fine pieces at home if you’re heading to the beach or the pool for the day, and be sure clean them regularly all summer.
2. Organization is key when traveling. When jumbled together, your jewelry doesn’t always get along. For example, a diamond can scratch a pearl, and a bracelet can get caught on a necklace, so always pack pieces in individual soft cloth pouches or lined jewelry boxes to prevent scratching, dulling, and the dreaded tangling of chains.
3. Keep it safe.
When selecting a hotel, be sure that safe deposit boxes are available. Never leave fine jewelry unattended in a hotel room, a rental car, or on a lounge chair—even if you’re just popping over to the bar for a Mai Tai.
4. Shopping for something new? Do your research. Oftentimes, vacation destinations are also prime shopping destinations, so if you get the urge to commemorate your trip with a new fine jewelry purchase make sure you’re buying from a reputable jeweler that’s been in business for several years.
Many stores in vacation destinations prey on unknowing tourists whose guard is down due to a few too many mojitos. When in doubt, check a retailer’s reputation and rating with the Better Business Bureau and always ask for an appraisal. The appraisal should always have the store’s letterhead, and a clear signature of a member of store management.
5. Before you go away, be sure your jewelry is adequately insured.
If you decide to bring an especially valuable piece on vacation— perhaps your engagement ring, a pricey watch, or a family heirloom—always be sure it is fully insured. Always obtain insurance through your homeowner’s or renter’s policy, it is safe and more affordable than you would imagine.
Our team at Padis Jewelry is happy to assist you with any questions or maintenance for your pieces to ensure they stay safe and sparkly throughout the year. Wishing you and your family lots of happy memories and vacations during these lovely summer months!
Joe Tran Lisa Doyle John Speros