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Benefits
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is automatically provided to current ANDRA members and permanent licence holders. Permanent licence holders wishing to upgrade to the Category One level at these events may do so by notifying the ANDRA Steward and paying the $15.40 fee, prior to racing or qualifying. Holders of ANDRA Divisional licences may access ANDRA Personal Accident over at the Category Two level, on payment of a $5.00 fee.
Accidental Death $75,000(Category One) $30,000(Category Two - Driver/ Rider Only) $10,000 Persons under 16yrs and over 70 years Permanent Total Disablement $50,000 (Category One) $20,000 (Category Two - Driver/Rider Only) Loss of limb/s, eye/s Up to 50,000 (Category One) Up to $20,000 (Category Two -Driver/ Rider Only) Temporary Total Disablement (Earning) 100% of weekly earnings or $1,000 per week whichever is the lessor. Limited to 104 weeks (Category One) 100% of weekly earnings or $250 per week whichever lessor. Limited to 52 weeks. (Category Two -Drivers/Riders Only) Disablement $100 per week. (Non Earning) Limited to 52 weeks (Category One) $100 per week. (Non Earning) Limited to 52 weeks. (Category Two - Drivers/riders only) Temporary Partial Disablement 40% of above (Category One) (Category Two - Driver/Rider Only) Non Medicare Medical Expenses (including Out of Pocket and Ambulance) 100% of eligible expenses, as defined, after reimbursement from a recognised private health fund to a maximum of $10,000 any one period of insurance. An excess of $50 applies per claim Funeral Benefit Up to $10,000 for any one person. Student Tutorial Maximum weekly benefit of $500 per week Limited to 52 weeks. (Not payable if claiming under Temporary Total Disablement) Domestic Help Reimburse the cost of hiring domestic help from a recognised and licensed domestic help agency provided that: a) The domestic help is certified by a Medical Practitioner as being necessary & hiring of family members of the insured persons family or other relatives are not included Up to 80% of actual and reasonable expenses up to a maximum benefit of $1,000 per week. Benefit Period limited to 26 weeks and a 7 Day Deferral period Out of Pocket Expenses Up to $250 for any one insured person Home and or Motor Vehicle Up to $20,000 for any one insured person Modification Benefit (Payable for home and vehicle modification expenses). Provided that all modifications are certified necessary by the COVERED PERSON’S treating doctor or rehabilitation provider.