SPARTAN WOMAN
Recollect and Reflect Non-Skiing Action Ikigai: Find your Purpose ISSN: 2653-0317
2021 Issue 4
Trends for the Slopes Be Empowered by your Success Annual Review Mid Year Crisis Your Money Wealth & Estate Hepburn | 1
IS THIS YOU? Drag yourself to work Irritable and impatient Lack motivation & energy Drink to relieve stress Eat on the run
Choose YOU. A healthier and realistic lifestyle awaits you, so with
you:
break free from burnout
practice self care
get your Zing back!
YOUR
Thrive and Alive Program
Sally McGrath Founder, Health that Heals
w w . h e a l t h t h a t h e a l s . c o m. a u 2 |wHepburn healththatheals
E: sally@healththatheals.com.au M: 0433 411 580
Refresh. Relax.
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With Summer Salt 24K Gold Chamomile Dreams Face & Body Oil www.rosemarynaturopath.com.au
BUY ONLINE www.rosemarynaturopath.com.au/skin-care mickaylanaturopath@outlook.com 0427430562
Hepburn | 3
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About Hepburn When life gives us lemons, Hepburn is the cocktail. It is a Swiss chocolate in times of stress, a glass of wine after a long day, and a pedicure date with a best friend. Hepburn is a fresh approach to a women’s magazine. We celebrate strong, fearless, and ambitious women who are born to lead with power and dignity.
10 ELLEN MEDIA Hepburn Magazine is published by 10 Ellen Media {ABN: 22 110 673 604} Articles express the opinions of the authors and not necessarily those of Hepburn or 10Ellen Media. The Hepburn privacy policy is located at https://hepburnmag.co/privacy-policy/ 10 Ellen Media’s privacy notice can be read at: https://10ellenmedia.com/privacypolicy/ 6 | Hepburn
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NEXT ISSUE July 2021
Letter from the Editor In our great southern hemisphere, we have been feeling particularly chilling weather this winter. Yes, it is the events of the norther hemisphere that have had us waiting in anticipation, it is great to see, the Tokyo 2020 Olympics going ahead. It is not the heroic and legendary battles of Olympians, Spartans, nor Helen of Troy, Cleopatra or their male counterparts leading these victories. It is our modern day heroes, our sportsmen and women whose courage and conviction lead them to challenge their competitors and themselves in the arenas and on the fields. These Olympics may be quieter than those previous modern games, missing the spectators and the tourism crowds, yet it is a great time for us to support our heroes and reflect upon our own heroic journeys. So as we snuggle into this wintery weather we invite you to celebrate your own heroic moments and recall in those treasured memories as you our Spartan Issue of of Hepburn. Our journey to deliver a multimedia magazine for our readers continues. We reintroduce you to our In Conversation with two Amazing Australian Women. Sally McGrath, Health and Wellbeing Coach and owner of Health that Heals, charmed us with her thoughts on wellbeing and adding harmony to your life. Georgina Pazzi, Education and Wellbeing Consultant and owner of Edumazing, explained Human Literacy and drew us in with her compassion and conviction that children receive the education they need. You will find these interviews on the Hepburn Magazine YouTube and podcast channels. Look for our distinctive logo.
Your Money and Performance Reviews. Andrew shares his thoughts on Mountain Living, while Irina inspires us with her Interior Design tips. Our Nouvelle Cuisine section will tempt you with a Japanese inspired mocktail and cocktail and Oshi Sushi canapes to have at your Olympics watch party. We also invite you inspire you venture onto the snow fields with our Powder Power article. Like any journey, Hepburn is not a solo adventure. It is only achieved through the efforts of an amazing team and our contributors. I personally wish to thank each member for their contribution to make each issue better than the last. Thank you to our contributors, Andrew Johnson, Irina Mazalova and Neil Churches. And thank you to our puzzle auditors, Chloe Hicks, Xander Thorn, Zara Miller and Bronita Dunn. So as winter snows begin to fall and the evenings cool, I encourage you to explore your inner desires, and celebrate the Spartan women within.
Jacqueline Hodges
In this issue, influenced by the strength and courage of those ancient Spartan Woman, we explore Trends for the Snow, Shaking the Imposter Syndrome, Recognising Your Success,
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Contents
Featured Women 12 Influencial Women In Leadership Kamala Harris 49 In Conversation with Amazing Australian Women Sally McGrath 50 In Conversation with Amazing Australian Women Georgina Pazzi 53 Inspiring International Women Serena Williams 80 Gone but not forgotten Betty Cuthbert
see pag e1 for det 16 ails
BE SUB RI 10 | Hepburn
SUBSC
RIBE C S
SCRIB E
B U S
Amour Propre
Passion
17 Trends for the Slopes
72 Ikigai: Finding Your Purpose
21 Reimagine: Recollect & Reflect
76 Exploring Aikido
Appetence
Nouvelle Cuisine
24 Be Empowered by your Success 27 You’re not an Imposter
Abundance 33 Conversations with Andrew 38 Interior Design with Irina
88 International Grand Marnier Day - Mocktail & Cocktail 90 Infuse your own 92 Canapes - Oshi Sushi
Leisure
41 Your Money, Your Wealth, Your Estate
97 Coming up: Opera with a Difference
Ambition
Non-Skiiers
99 Snowy Mountain for
58 Mid Year Review Crisis
102 Powder Power
66 What’s In, What’s Out
113 Brain Challenges
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But think back to pre-Covid. Do you remember thinking what am I going to wear today? Or perhaps you were a fanatical workwear planner, setting out your entire wardrobe for the week in advance. After all, planning did, give you a sense of confidence. And it removed any unnecessary peaks of anxiety each morning, and of course the chance of running late. Yet this changed. This year empowered you to reimagine how to dress for success. You now have a great opportunity to reimagine your professional look, to power up in your corporate style or stress less and adapt to the new workleisure look. Imagine, it is now halfway through this challenging year, you are back in the office, work is pumping up, mid-year reviews are commencing, and you’re rocking the new workleisure look. The office look has been reimagined. Can you own it? Workleisure is the new corporate look, and its sanctioned. From your colleagues, to the top fashion houses, woman are saying its casual Friday every day. And really it’s not only women saying this! You have a new freedom, to rock your workleisure look or go for something more traditionally corporate. Remember, that one positive thing that lockdown gave you was the Covid-confidence. Regardless of what you chose to wear, you chose because you feel good, it feels right, and you feel lifted. Self-esteem does not come from corporate wear and makeup anymore, it comes from within. And really, there is nothing more beautiful than a woman being comfortable in her own skin?
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The truth is, there is nothing wrong with whatever you choose as long as you remember to love and truly accept your natural self. Whether you put on a stretch pants and a sweater or a tailored suit, apply liquid liner or a natural look, slip on sketches or high heels, it is your choice and no one is entitled to provide their opinion on what or how you should be. What matters is your own opinion about yourself. Your look should not be the source of your pride and confidence. You are! Are you wearing the corporate look to simply project your professionalism or are you wearing it to enhance your self-esteem and confidence? Whatever you wear, wear it because you want to, not because others think you should. In the end, remember it is your body and you have just as much space on this planet as anyone else. No one, other than yourself can tell you how to be yourself. So, if you wish to be recollect and revert to your old makeup routine and corporate look, there’s nothing wrong with it. Just don’t make it the reason for your confidence. Remember to give some rest to your skin every now and then, to relax and refresh.
Again, whatever you choose, it is only your decision and no one else’s. Wear confidence within yourself not through your clothes and makeup. You are beautiful just as you are!
Appetence 1. Desirous, wishful 2. Having or expressing desire for something
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You’re Not An Imposter If you think you suffer with Imposter Syndrome, you’re not alone. Lady Gaga has it, Tina Fey, has it, Emma Watson has it, Michelle Obama has it, and even Tom Hanks has it. Imagine every time you meet with that particular client or have a meeting with your manager, or you stand up to speak at a conference, and suddenly you feel that sinking feeling that someone will find out that you are a fraud, even though you have the experience, skill, and knowledge. This reaction is known as Imposter Syndrome. If you suffer from imposter syndrome it’s time to break the cycle.
“I still have a little impostor syndrome… It doesn’t go away, that feeling that you shouldn’t take me that seriously. What do I know? I share that with you because we all have doubts in our abilities, about our power and what that power is.” – Michelle Obama
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Abundance 1. The state or condition of having a copious quantity of something; plentifulness 2. Plentifulness of the good things of life; prosperity 32 | Hepburn
Conversations with Andrew Andrew Johnson
Country Living - Mountains, Rivers, Lakes, Sea & Nature Taking the time to ask yourself what parts of Australia you like, love, enjoy or wish to explore and then going there is a great way to determine where in our wonderful Country, you may invest in the future.
“Australians took 8.4 million overnight trips in March 2021. They stayed 28.9 million nights and spent $6.0 billion.”
– Tourism Research Australia
We all work hard and it is important to escape our urban environment at times and recharge or consider the way we live to improve our happiness & health. Circumstances change as we well know and if your single, have a partner, or family its important to consider investing in country towns, ski resorts, seaside villages and enjoy the lifestyle available. So, beyond a brief weekend away, visiting friends or family taking overnight trips are great research tools to see which type of country and properties resonates with you for an investment. Information is wonderful but reading about a place is not the same as walking down the street of a country town or hiking along a mountain trail. It is so rewarding to enjoy that visceral feeling of enjoying nature, soaking in the country atmosphere and character of the locals and Australian bush. Hepburn | 33
Considering tourism locations such as Falls Creek, Mount Beauty, Omeo, Dinner Plains, Hotham, Bright or similar places in other States is great as these are not just seasonal locations anymore but have all year appeal. When considering a location, look at all the activities for the whole year, the High Country in Victoria for example, has skiing, hiking, mountain bike riding and a strong tourism focus, so an investment could be income producing when you’re not using it. Never be rushed into the property investment decision, take a step back and consider the reasons and information you have is anything missing, why the urgency is it valid? Try taking as much emotion out of the investment decision is important as you may not be successful this time, but there will always be another property, just keep looking.
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Working from home, advances in technology and the exodus of some from the major cities has driven regional housing markets upwards. Continuing to research the market in your whole state, or other states and putting together your plan to invest in Regional Australia is preparation you should never regret and can save you in the long run. Opportunities may not last in the market but being prepared and ready to move when they do occur is important so you can position yourself to make a timely offer.
Here’s four tips to help you develop your regional property portfolio.
1.
4.
Developing a written brief of your own that covers the important aspects of the investment property you are looking for will save you time and effort when dealing with those professionals you engage to assist in providing a solution.
Taking that extra time to consult professionals and carry out due diligence may seem tiresome but is sure to end in a success, which may mean you do or do not buy the investment property.
2.
No matter your current plans it is worth considering the exit strategy for your investment property in the near and long term, as part of your investment strategy.
Practising foresight is a wonderful way to gather all the data and make sense of it as it relates to your own view of the future when considering investment property.
3.
Due diligence is worth doing well and as professionally as possible as the information, answers, restrictions, planning and potential of the property are essential for good decision making. Utilise all the available government departments and professional services to make sure you can do what you plan when considering the investment property.
5.
Overall, country living is wonderful and to invest in regional areas of Australia is a great opportunity to discover the hidden gems waiting for you to discover and own.
Andrew is a licensed estate agent based in Victoria who has enjoyed a long business career in Australia and overseas providing solutions and building a referral business.
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Andrew Johnson is a licensed estate agent, businessman & entrepreneur based in Brown Hill who has enjoyed a long and varied business career in Australia and overseas providing solutions and building a strong referral business.
Mobile 0473 207 988 Email andrew@maxjre.com LinkedIn http://linkedin.com/in/andrew-johnson-8435092 Company Maxwell Johnson Real Estate Pty Ltd Address 9 Gracefield Road, Brown Hill, VIC 3350 www.maxjre.com
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LINESTUDIO2020 INTERIOR, REPRESENTING YOUR PERSONALITY IS OUR PHILOSOPHY AND MISSION
w w w. l i n estudi o2 02 0.c om.a u
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Interior Design with Irina Light Scenarios Irina Mazalova When you are planning your room, please never forget about the lighting. Lighting, is a huge topic to talk about, but I wanted to give you a few ideas to help you achieve a great lighting scenario in your home. First of all, think about all activities, what’s going on in this room—for example – the kitchen. You are cooking, eating breakfast, lunch, and dinner here, quite often having a pre-drink for all home-base events or before going out, and sometimes the kids doing their homework, relaxing with a cup of coffee or tea, and more, more and more. This all depends on your family. First scenario – general light, usually it is a downlight. Your down lighting should be enough to see and feel the bright light. Second scenario – accent light. This is a light above the island, dining table, coffee table, bench – all areas which you want to highlight. This should be the point of attention. Aim for a bold design, reflecting your house style.
The third scenario – work light and, at the same time, gentle accent. This is a light above the workbench, some storage spaces, i.e. shelves, rangehood, pantry. This is your first helper to cook and clean! LED light strips, built into the bottom of the cupboards or shelves are a most useful way to do work light. And a fourth scenario – light accessories, such as candles, small table lights, side lamps – all that you can easy to change, move around and create a warm atmosphere for the family or romantic dinner.
Use this tool to create your own light life!
Irina Mazalova is a qualified Interior Designer and owner of Line Studio. Irina offers advice and planning for residential and commercial projects. Her portfolio covers a variety of styles and colour palettes.
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Your Money, Your Wealth, Your Estate Jacqueline Hodges
Have you ever looked out to the distance as you stood at the beach or on hill and wondered how far it was to the horizon? It seems so far away. And just like the horizon, planning for your retirement and into old age seems so far away. But time goes by so quickly, so your planning should begin earlier rather than later. Yet, it can be overwhelming conceptually to plan for today, tomorrow and some other relatively unknown date far into the future. So, in this article I will provide you with some guidance to begin your financial journey. Let’s start by thinking about your life stages as different horizons. Life stages are the significant milestones in your life. To align your plan to your life stages, think about your short-term, mediumterm and long-term needs and wants. Once you understand your short, medium, and long term needs and wants you can begin to plan how you will achieve those needs and wants and when you want to achieve them. You needs and wants are quantifiable goals and targets.
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Time Horizons Short Term
< 5 years
Medium Term 3 to 10 years Long Term
10 to 20 years +
For example, if you want to buy a new Tesla in the next two years, then you have a shortterm goal. You know that the entry price for a new Tesla is around $70,000. So your plan will include how you are going to achieve this goal. Can you pay for the new car with savings you already have, or will you need to borrow to finance the purchase? Thinking further along the horizon, if you want to go on an adventurous driving trip around Australia in the next five years, you have a medium-term goal. A trip around Australia requires quite a lot of planning but it is quantifiable. You can estimate the costs and the time frames. Your long term horizon, that is more than 10 years into the future, may include stocking up on big ticket items prior to retiring, renovating your house, retiring to the beach, or making a tree change. Again you can prepare and plan how you will meet these goals.
Life Stages There are several theories on life stages, and how the stages are interpreted. Lifespan psychologists consider these as periods of development, moving from infancy through to adulthood, categorising the milestones of life into eight or nine stages such as Erik Erikson and Joan Erikson‘s Eight and later Nine Stages of Life, or even 12 stages such as Dr Armstrong’s The 12 Stages of the Human Life Cycle. Others base the life stages on broader conceptual grouping or simplify the development into three or four stages.
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Stage
Age (Approximate)
Early adulthood
20-40 years
Middle adulthood
40-60 years
Late adulthood
60 +
Events Work, romantic relationships Work, parenthood
Retirement, reflection Excerpt: Erik Erikson Stages of Psychosocial Development
Stage
Age (Approximate)
Events
Early adulthood
20-35 years
Find a home, establish circle of friends and family Get a good job
Middle adulthood
35-50 years
Mature adulthood
50-80
Reflection and Betterment of their life Benevolence Volunteerism
Mentorships Excerpt: The Twelve Stages of the Human Life Cycle by Dr Armstrong
Stage
Age (Approximate)
Events
Self Discovery
20-30 years
Find a home, establish circle of friends and family Get a good job
Commitment
30-retirement
Reflection and Betterment of their life
Legacy
Post retirement
Benevolence Volunteerism
Excerpt: The Four Stages of Life by Mark Manson
Mentorships
There is no rule as to how you identify with your life stage, and in some cases you may slip back to an earlier stage. For example, you have a baby in later life, you may slip from an empty nester back to motherhood, or you may retire but then return to work or business.
Choose the life stage that you identify with or that resonates with you and then begin your financial journey. Hepburn || 43 43 Hepburn
Begin Your Financial Journey
Give Yourself a Gift
You will no doubt have ambitions and goals to live your life the way you dream and desire. It may be to create a relaxed lifestyle, it may be forging ahead with new plans, or it may be to continue just as you are. Whatever your plan, it is yours. It may be yours alone. If you have a partner you may prepare a financial plan jointly. It will still be yours.
Your date doesn’t just have to be financially rewarding, you’ve earned yourself a treat for doing a good job. So, whether it’s buying a bunch of flowers, burning a tranquil incense, splurging of something luxurious, or just a smile in the mirror give yourself a gift. Positive reinforcement is powerful.
You may have longer term plans. You may have envisioned your retirement. It may be a sea change with a life at the beach, a tree change to a regional lifestyle block, or a caravan trip around Australia. By beginning your financial journey you can make the plan and prepare to live the life your dream or if necessary revise that dream into a realistic goal.
Improve Your Financial Literacy Make time to learn about financial matters. You can read blogs and books, listen to podcasts about personal finance and investments or speak with your financial adviser. Financial literacy is something you can learn.
Make a date Whether alone or with your partner, fix a date in your calendar to schedule some ‘financial me time.’ Be prepared on your date, have a clear a space, have a notepad ready to record your thoughts and ideas. You might like to write on paper with a pencil and have an eraser ready to change things as you go. You can use a variety of tools, such as a mind-map, post-it notes, an excel spreadsheet, an electronic notepad or a whiteboard. Whichever tools you are going to use, have them ready and close by when you start your date.
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“The best time to start was yesterday. The next best time is now.” – Unknown
Speak with Your financial Adviser How you fund your lifestyle choices requires planning and the earlier you start you will be able to control saving and preparing. Once you have your goals established you need to consider how much you will need to fund those goals. Ask yourself these four questions. Are your goals feasible? Do your plans make financial sense? Are they viable? Can you save enough to fund those goals? Your plan may be a multi-pronged approach. You may be waiting to downsize from the family home into a smaller property and use the excess equity for your retirement funds. You may already have a sizable superannuation fund and investment portfolio and feel confident that your retirement is secure. If you haven’t got a plan yet, that’s ok. Now is the time to focus on your future, consider what options you have and set your plan in motion. Jacqueline Hodges is a Chartered Accountant, Registered Tax Agent and SMSF Auditor. She is a Financial Adviser and an authorised representative of Wealth Today. She has a wealth of experience having worked in the financial services sector for most of her career. Jacqueline is a firm believer in continuing education and holds a Bachelor of Commerce (UQ), a Master of Taxation (UM), and a Financial Planning Certificate. She established her own accounting firm servicing individual investors and small businesses in 2005 and complemented the business in 2015 with the opening of the financial advice division.
Disclaimer: The information contained in this article is general in nature and may not be relevant to your personal circumstance and needs. Taxation, legal and other matters referred to in this article are of a general nature only and are based on laws existing at the time and should not be relied upon in place of appropriate professional advice. We recommend that you assess whether the information is appropriate to your needs and if appropriate speak with a financial adviser to discuss your needs, financial situation and investment objectives. HQ Wealth Pty Ltd as trustee for HQ Wealth (CAR 1238791) and Jacqueline Hodges (AR 1238790) are Authorised Representatives of Wealth Today Pty Ltd (ABN 62 133 393 263), AFSL 340289.
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78 | Hepburn
IS THIS YOU? Drag yourself to work Irritable and impatient Lack motivation & energy Drink to relieve stress Eat on the run
Choose YOU. A healthier and realistic lifestyle awaits you, so with
you:
break free from burnout
practice self care
get your Zing back!
YOUR
Thrive and Alive Program
Sally McGrath Founder, Health that Heals
w w w . h e a l t h t h a t h e a l s . c o m. a u healththatheals
Hepburn | 79
E: sally@healththatheals.com.au M: 0433 411 580
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Powder
Power Snow season 2021 opened in June and the wintery white frosting is powdering your way. Whether you seek the thrill and speed of sliding down the slopes, powering across the fields or something a little less exhilarating you’ll enjoy our pick of seven wintery leisure pursuits.
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Subscribe to Hepburn www.hepburnmag.co
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In Conversations Hepburn Series
We have an great lineup of Amazing and Aspiring women this year. If you are a business woman with a story to share, please email the editor on submissions@10ellenmedia.com
We invite you to subscribe to our YouTube channel and Podcasts to listen to future episodes.
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About 10Ellen 10 Ellen Media is a privately owned, vibrant and youthful company that includes a portfolio of print and digital content. Based in Ipswich, Queensland, 10 Ellen Media reaches to national and international readers of all life stages. Our work reflects our values of living in total harmony with ourselves and those around us while indulging in pleasures every now and then. We inspire our readers to seize the little moments of joy while working, cooking, traveling, creating, and just being. Our creative teams collaborate with the readers and industry professionals to share their stories, creations, and beautiful ways of living and learning. The readers enjoy access to our work in their preferred channels that include print and digital articles, podcasts, social media groups, and video content. We welcome the experiences of our readers to create a community of like-minded people who share common interests and goals. Our portfolio includes print and digital content inspired by the simple pleasures of life, wellbeing, travel, food, creativity, and community-building.
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